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Census Bureau Reports on Residential Vacancies and Homeownership
National vacancy rates in the second quarter 2009 were 10.6 ( 0.4) percent for rental housing and 2.5 ( 0.1) percent for homeowner housing.
Capital Malpractice - How a Washington Takeover of Health Care Will Hurt States
This report explains the consequences for states in greater detail, and also notes some alternative routes that warrant bipartisan consideration as our nation’s elected leaders look for better solutions that will achieve true reform of America’s health care system.
HUD-Approved California Foreclosure Avoidance Counseling Agencies
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government These agencies are funded in part by HUD and NeighborWorks America There is no need to pay a private company for these services
Making Home Affordable (MHA) Borrower FAQ Revised July 16, 2009
The Making Home Affordable Program is part of the Obama Administrations broad comprehensive strategy to get the economy and the housing market back on track The Making Home Affordable Program offers two different potential solutions for borrowers 1 refinancing mortgage loans through the Home Affordable Refinance Program HARP and 2 modifying mortgage loans through the Home Affordable Modification Program HAMP
Economic Slowdown Widespread Among States in 2008
New statistics released by the U.S. Bureau of Economic Analysis show that economic growth slowed in most states and regions of the U.S. in 2008 as economic growth overall slowed. Real GDP growth slowed in 38 states, with downturns in construction, manufacturing, and finance and insurance restraining growth in many states.
FHFA Authorizes Fannie Mae and Freddie Mac to Expand Home Affordable Refinance Program
The Federal Housing Finance Agency has authorized Fannie Mae and Freddie Mac to expand the Home Affordable Refinance Program (HARP) to homeowners who are current on their mortgage payments from the present loan-to-value ratio ceiling of 105 to 125 percent.
NCCE Global Warming Draft Allegedly Suppressed by the EPA
NCCE draft skeptical of global warming. Released by the Competitive Enterprise Institute. "Given the downward trend in temperatures since 1998 (which some think will continue until at least 2030) there is no particular reason to rush into decisions based on a scientific hypothesis that does not appear to explain most of the available data."
Resources for Grantseekers
This report describes key sources of information on government and private funding, and outlines eligibility for federal grants.
A Brief Examination of Previous House Price Declines
This Federal Housing Finance Agency (FHFA) research paper examines previous house price downturns across Census Divisions, states, and localities in the United States. The paper is part of FHFA’s ongoing effort to enhance public understanding of the nation’s housing finance system.
Don't Be a Victim of Immigration Fraud
This pamphlet contains important information that can assist you in making the right decision when you seek help with your immigration application or petition.
Planning Guidance for Response to a Nuclear Detonation
One of the most catastrophic incidents that could befall the United States (US), causing enormous loss of life and property and severely damaging economic viability, is a nuclear detonation in a US city. It is incumbent upon all levels of government, as well as public and private parties within the US, to prepare for this incident through focused nuclear attack response planning.
FDA Warns Consumers Not to Eat Nestle Toll House Prepackaged, Refrigerated Cookie Dough
The U.S. Food and Drug Administration and the Centers for Disease Control and Prevention are warning consumers not to eat any varieties of prepackaged Nestle Toll House refrigerated cookie dough due to the risk of contamination with E. coli O157:H7 (a bacterium that causes food borne illness).
Have a Complaint About Your Bank? - Federal Reserve Consumer Help Guide
You can file a complaint if you think a bank has been unfair or misleading, discriminated against you in lending, or violated a law or regulation.
Instructions for Completing Form I-9 - (Employment Eligibility Verification Form) (Rev. 04/03/09) N
This Handbook provides guidance on how to properly complete Form I9 and answers frequently asked questions about the law as it relates to Form I9
Fighting Fraud With the Red Flags Rule - A How-To Guide for Business
This booklet has tips for determining if you are covered by the Rule and guidance for designing your Identity Theft Prevention Program. The “Red Flags” Rule, in effect since January 1, 2008, requires many businesses and organizations to implement a written Identity Theft Prevention Program designed to detect the warning signs – or “red flags” – of identity theft.
The best documents & resources to start and grow a business.
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