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Who is insured by FHA Mortgage Insurance and what are the benefits?
Information from the FHA Outreach FAQ.
FHA's Energy Efficient Mortgage program
FHA's Energy Efficient Mortgage program (EEM) helps homebuyers or homeowners save money on utility bills by enabling them to finance the cost of adding energy efficiency features to new or existing housing as part of their FHA insured home purchase or refinancing mortgage.
Closing a Business Checklist - IRS
There are typical actions that are taken when closing a business. You must file an annual return for the year you go out of business. If you have employees, you must file the final employment tax returns, in addition to making final federal tax deposits of these taxes. Also attach a statement to your return showing the name of the person keeping the payroll records and the address where those records will be kept.
How to Make an Emergency Department Visit a Safe One
You hope an accident or illness won't send you to an emergency department (ED). But being prepared for such an event can help you get good, timely, and safe care when the need arises.
Funds for Handyman-Specials and Fixer-Uppers HUD's 203(k) program
HUD's 203(k) program can help you purchase or refinance a property that needs repair plus include in the loan the cost of making the repairs and improvements.
Top Ten Things to Know if You're Interested in a Reverse Mortgage
The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more.
Credit Cards: New Law Protects Consumers from Surprise Fees, Rate Increases and Other Penalties - FDIC
In May, Congress passed and President Obama signed the Credit Card Accountability Responsibility and Disclosure Act of 2009 — the Credit CARD Act — the most sweeping statutory changes in card protections for consumers since the Truth in Lending Act was enacted in 1968. The new law is intended to help protect consumers from abusive fees, penalties, interest rate increases and other unwarranted changes in account terms.
Comprehensive Health Care Reform - An Essential Prescription for Women
The status-quo health insurance system poorly serves women. An estimated 64 million women lack adequate health insurance. Over half of all medical bankruptcies are filed by female headed households. For too many women and their families today, quality, affordable health care is out of reach.
5 Tips for Dealing with a Home Equity Line Freeze or Reduction
Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
Paying the Debts of a Deceased Relative: Who Is Responsible?
According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, a surviving relative usually has no legal obligation to pay the debts of a family member who has died.
Senators Feinstein and Collins Joint Statement on Suspension of Cash for Clunkers
On the heels of news that all of the $1 billion in funding appropriated for the “Cash for Clunkers” or “CARS” program has been exhausted, Senators Dianne Feinstein (D-Calif.) and Susan Collins (R-Maine) today stated that any extension of the program must adhere to higher fuel efficiency and greater emissions reductions.
Making Home Affordable Program Extended to Include FHA Insured Mortgages
When initially introduced to the public, MHA excluded FHA insured mortgages, stating that FHA would develop its own standalone program. The objective of FHA-HAMP is to assist FHA mortgagors who are in default to modify their mortgage to an affordable payment.
Out of Gas: Congress Raids the Highway Trust Fund for Pet Projects While Bridges and Roads Crumble
One of the many recent government bailouts consisted of $8 billion for the bankrupt Highway Trust Fund (HTF) — a fund set up to support, through federal gasoline and other taxes, all federal transportation programs and projects.
CDC Advisors Make Recommendations for Use of Vaccine Against Novel H1N1
The committee recommended the vaccination efforts focus on five key populations.
Heating & Air Conditioning Installation Bid Comparison Checklist
When you purchase a new heating or cooling system, you expect high performance. Unfortunately, more than half of new systems in U.S. homes do not perform to their rated efficiency as a result of improper installation.
The best documents & resources to start and grow a business.
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