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Mortgage Refinancing[2]

IvoryCoast 2/3/2008 | 0 (0) | 131 | 6 | 0 | English

Mortgage Refinancing This template provides the analysis to make an informed refinancing decision. Begin by entering your marginal tax rate (the rate at which additional income would be taxed) and enter the number of months you intend to keep the property. Then enter the terms of the original and proposed mortgage, including the principal amount, t  ... more>>

Mortgage Refinancing 2

IvoryCoast 2/3/2008 | 0 (0) | 123 | 3 | 0 | English

This template provides the analysis to make an informed refinancing decision. Begin by entering your marginal tax rate (the rate at which additional income would be taxed) and enter the number of months you intend to keep the property. Then enter the terms of the original and proposed mortgage, including the principal amount, the term in years, the  ... more>>

Mortgage Qualifications_M

IvoryCoast 2/3/2008 | 0 (0) | 175 | 7 | 0 | English

This template helps you find the approximate size of the mortgage for which you can qualify and the approximate value of the house that mortgage will enable you to buy. It also translates those elements into an offer strategy. Note that you can set the precision of the answer this worksheet generates by entering 1, 10, 100, or 1000 in the Precision  ... more>>

Mortgage Qualifications[2]

IvoryCoast 2/3/2008 | 0 (0) | 123 | 5 | 0 | English

Mortgage Qualification and Planning This template helps you find the approximate size of the mortgage for which you can qualify and the approximate value of the house that mortgage will enable you to buy. It also translates those elements into an offer strategy. Note that you can set the precision of the answer this worksheet generates by entering  ... more>>

Mortgage Amortization_M

IvoryCoast 2/3/2008 | 0 (0) | 240 | 7 | 0 | English

This template creates a loan amortization schedule. All figures are based on the following five inputs: Principal, Interest Rate, Loan Period (years), the Base Year and the Base Month of the loan. The Amortization Schedule is in two parts--a monthly table for the first 12 months and an annual schedule for the remaining life of the loan. The templat  ... more>>

Mortgage Amortization[2]

IvoryCoast 2/3/2008 | 0 (0) | 255 | 12 | 0 | English

Mortgage Amortization This template creates a loan amortization schedule. All figures are based on the following five inputs: Principal, Interest Rate, Loan Period (years), the Base Year and the Base Month of the loan. The Amortization Schedule is in two parts--a monthly table for the first 12 months and an annual schedule for the remaining life of  ... more>>

Household Inventory_XL

IvoryCoast 2/3/2008 | 0 (0) | 170 | 8 | 0 | English

Inventory your household possessions on this template for insurance purposes. File the completed inventory in your safe deposit box or at your office. Update yearly or more frequently to reduce the risk of loss from underreporrting Household Inventory To view the template, click the worksheet tab labeled Template at the bottom of the screen or pres  ... more>>

Household Inventory[1]

IvoryCoast 2/3/2008 | 0 (0) | 151 | 12 | 0 | English

Household Inventory Inventory your household possessions on this template for insurance purposes. File the completed inventory in your safe deposit box or at your office. Update yearly or more frequently to reduce the risk of loss from under-reporting. To view the template, click the worksheet tab labeled Template at the bottom of the screen or pre  ... more>>

Home Rent or Buy[1]

IvoryCoast 2/3/2008 | 0 (0) | 180 | 9 | 0 | English

Home Rent or Buy Analysis Use this template to compare renting versus buying your own home. This template helps you to explore the economic factors of renting an apartment versus buying a home. For many, home ownership is part of the American Dream. The economic reality is that home ownership is often the better financial alternative because of the  ... more>>

Home Rent or Buy 2

IvoryCoast 2/3/2008 | 0 (0) | 229 | 13 | 0 | English

Use this template to compare renting versus buying your own home. This template helps you to explore the economic factors of renting an apartment versus buying a home. For many, home ownership is part of the American Dream. The economic reality is that home ownership is often the better financial alternative because of the tax benefits and the appr  ... more>>

Home Mortgage Checklist[1]

IvoryCoast 2/3/2008 | 0 (0) | 122 | 7 | 0 | English

Home Mortgage Checklist Use this template to keep track of the documentation required to submit a loan application to a lender. There are many documents needed to evaluate and grant a first mortgage loan. This template provides a checklist of the common ones. The checklist can be useful to both the lender and the borrower. The lender can use it to  ... more>>

Home Improvement Record[1]

IvoryCoast 2/3/2008 | 0 (0) | 107 | 11 | 0 | English

Home Improvements Use this template to keep a record of the improvements you make on your home or condo unit for resale and tax purposes. The template provides for a description of the improvement, the date, and whether the improvement is considered maintenance or capital. It also records the name of the person or company that performed the work. T  ... more>>

Home Equity Qualify[1]

IvoryCoast 2/3/2008 | 0 (0) | 102 | 5 | 0 | English

Home Equity Qualification Use this template to determine the home equity line of credit for which you qualify. The affordability of the line of credit is a function of two factors. The first factor is the amount of equity that you have available as security for a line of credit. Most banks will not allow loans on the home (one of which is a home eq  ... more>>

Home Equity Qualify 2

IvoryCoast 2/3/2008 | 0 (0) | 169 | 4 | 0 | English

Use this template to determine the home equity line of credit for which you qualify. The affordability of the line of credit is a function of two factors. The first factor is the amount of equity that you have available as security for a line of credit. Most banks will not allow loans on the home (one of which is a home equity line of credit) to ex  ... more>>

Home Equity Comparison[1]

IvoryCoast 2/3/2008 | 0 (0) | 92 | 4 | 0 | English

Home Equity Comparison Use this template to prepare a comparison of home equity loans. Before you decide which lenders to submit an application, do some shopping around to compare the fees, annual percentage rates, closing costs, and repayment arrangements. To view the template, click the worksheet tab labeled Template at the bottom of the screen o  ... more>>

   
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