Personal Finance

amortization[2]

Sheet2 Sheet1 April May June July August September October November December Monthly Payment Interest Paid Unpaid Balance Reduction in Balance February March SL Amortization - 7.52% - .006267 monthly (.6267%) 113248 interest January 6% Mort - .005 monthly (.5%) - .0023 bi-weekly (.23%) 6/1/2035 $360.00 $115.00 $4.50 $110.50  ... more>>

Personal Budget

DISPUTED ACCOUNT SETTLEMENT

DISPUTED ACCOUNT SETTLEMENT Settlement Agreement by and between ____________________________________ of ____________________________________ (Creditor) and ____________________________________ of ____________________________________ (Debtor).Whereas, Creditor asserts to hold certain claim against Debtor in the amount of $__________ arising from  ... more>>

Inflation and Real Rate of interest

123456789 10 11 12 13 14 15 16 17 18 A B C D E F G H INFLATION AND THE REAL RATE OF INTEREST Interest rate 12.00% Inflation rate 5.00% Real interest rate 6.67% ( 1 + Interest Rate ) /( 1 + Inflation Rate ) -1 EXAMPLE Cash today 100.00 Plus interest 12.00 Cash next year 112.00 Price today 106.67 Plus inflation 5.33 Price next year 112.00 Page 112345  ... more>>

Checkbook register1

Check Register Number Date 12/20/04 1033 12/21/04 12/22/04 1034 1/3/05 Description of Transaction Previous balance Groceries Deposit, sweepstakes winnings Dry cleaner $10.75 $123.78 $10,000.00 C Debit (-) Credit (+) $435.99 Balance $435.99 $312.21 $10,312.21 $10,301.46 Note It's important that you enter your transactions in the spreadsheet sequent  ... more>>

1 Year Income Statement Excel Template

1 Year Income Statement Excel Template  ... more>>

Personal Financial Statement

Personal Financial Statement in Excel. Great to keep your networth updated for banking relationships.  ... more>>