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					                                                        Your #1 Source for Discount Properties




                      Rolodex
                                  of
  New York/Tri-State
 Hard Money Lenders
                                 for
     Future Millionaires

 Attain Funding.....................................................2
 Blazevic Funding Group..................................... 3
 Brookview Financial........................................... 4
 CT Hard Money.................................................. 5
 Fairfield Financial Services, Inc........................ 6
  Funding Edge..................................................... 7
  Gala Resources.................................................. 8
  Magnolia Financial Consultants...................... 9
 Rehab Funding.................................................. 10



  MyHouseDeals.com does not endorse any of the following companies.
Please research and inquire further into each before choosing your lender.


                                  -1-
                                                         Your #1 Source for Discount Properties




o Fast approvals and closings
o $100,000 - $2,000,000
o Interest-only loans
o 1 month to 2 year terms
o Maximum LTV of 65%
o All financing arrangements considered: first mortgages, cross collateralization
  mortgages, business loans
o Immediate underwriting decisions with minimum documentation and costs

                              Phone: 954-638-2972
                               Fax: 309-749-1028
                             http://attainfunding.com




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                                                           Your #1 Source for Discount Properties




o 65% LTV Program I
     • 13.88% interest only payments • 4 points origination
o 65% LTV Program II (Limited to loan amounts of $100,000 or less)
     • 18% interest only payments • 0 points origination
     • $550 underwriting fee • $450 lenders review fee
o 70% LTV Program
     • 13.88% interest only payments • 5 points origination
o Minimum credit score of 575.
o No foreclosures on credit report.
o No bankruptcy (discharged or dismissed in the last 12 months).
o Origination points will be rolled into loans and will not be calculated as part of
  the LTV.
o 6 month term.
o Documentation preparation fee: $450 (all loans originated outside of
  Texas); $300 (all loans originated in Texas).
o Re-inspection and draw fee: $100 - $115 (based on inspection costs).
o A one time 6-month extension may be granted at the sole discretion of the
  lender on a case-by-case basis based on loan portfolio status, payment history
  and property inspection. The extension terms are outlined in the loan
  documents.
o Appraisal/Inspection fees of $500 (due upon loan submission).

                              Phone: 480-248-3868
                             www.blazevicfunding.com




                                        -3-
                                                          Your #1 Source for Discount Properties




o Residential 1 - 4 family, investor properties, condo conversions and small
  apartment buildings considered on a case by case basis. LIEN POSITION:
o First mortgage only. STANDARD TERM:
o 6 months with monthly extensions up to 13 months. ADVANCE RATE:
o 85% to 100% financing of the total project cost, plus interest, points and closing
  costs can be financed to reduce funds required at closing. Will loan up to 75%
  of the After Repaired Value.
o Renovation funds are usually advanced in one to three draws, and wired
  directly to your account. Rehab portion of the loan typically not to exceed 150%
  of acquisition cost unless otherwise approved. INTEREST:
o No payments for up to six months. Borrower may finance interest in loan
  proceeds at closing.
o Points can be rolled into loan balance at closing and may be partially rebated
  upon early payoff.
o Points may vary if borrower qualifies for one of Brookview’s “Line of Credit”
  programs.
o Up to $120 of closing costs (i.e. title insurance, recording fees, etc.) can be
  financed as part of the loan proceeds.

                             Phone: 877-734-2211
                              Fax: 203-248-1771
                           www.brookviewfinancial.com




                                        -4-
                                                  Your #1 Source for Discount Properties




o   Minimum funding $50,000
o   Funding in less than 2 weeks
o   Flexible terms
o   Relationship based approach
o   85-100% acquisition & rehab funding
o   Up to 75% of After Repaired Value
o   Credit scores: 620 or higher
o   No prepayment penalties
o   6 to 12 month loans
o   6 month - no pay option
o   Pre-foreclosure alert program
o   Non-owner occupied properties only

                            Phone: 866-360-6418
                            www.cthardmoney.com




                                      -5-
                                                          Your #1 Source for Discount Properties




o Commercial, business and investment properties only: California, Colorado,
  Florida, Georgia, Idaho, Montana, New York, Oklahoma, Texas, Washington,
  Wyoming
o All property types: Alaska, Nevada, Oregon
o Loan amounts $10,000 to $9,000,000; interest rates 10 - 15% on firsts
o Term of loans are 1-5 years; amortization interest only
o Broker fee typically 5%, but may vary based on particulars of the loan

Throughout its 53-year period of growth and change as a hard money loan source,
Fairfield has remained true to two basic objectives: (1) to specialize in brokering
strictly private money loans through private, "hard money" lenders, and (2) to
emphasize doing so with professionalism and integrity. Fairfield has served as a
source for private money loans and hard money lenders in Oregon and
Washington for decades, and has also recently expanded their private money
lending services throughout the Northwest US. Fairfield currently serves as a
source for hard money loans in Alaska, California, Colorado, Florida, Georgia,
Idaho, Montana, Nevada, New York, Oklahoma, Oregon, Texas, Washington and
Wyoming.

                             Phone: 800-971-1858
                              Fax: 503-227-3467
                          www.privatemoneysource.com




                                       -6-
                                                        Your #1 Source for Discount Properties




o   LTV’s usually range from 40%-65% (special circumstances up to 80%).
o   Interest rates are generally 12% and higher and with possibly “kickers.”
o   Points range from 3-10 points at lender’s discretion.
o   Due diligence & commitment fees, if necessary, may be 1/3% to 1/2% of the
    loan amount.

                             Phone: 210-249-2111
                              Fax: 210-249-0211
                             www.fundingedge.com




                                      -7-
                                                        Your #1 Source for Discount Properties




o Acquisitions and renovations; Foreclosed residential properties, REOs and
  Short Sales; Dealer in 1-4 family houses/Multi-family buildings; Land
  acquisitions together with new construction; Construction and rehab; Mixed use
  buildings.
o Hard money loan, short-term mortgage specialists.
o Have more than 25 years experience as a hard money lender.
o Provide short-term mortgages from $250,000 to $8 million.
o Known for speed, service and integrity.
o Investors know that when they need a fast decision and a quick closing, they
  can rely on Gala Resources to be there for them.

                             Phone: 800-372-3393
                              Fax: 212-302-8832
                            www.galaresources.com




                                      -8-
                                                          Your #1 Source for Discount Properties




o Loan range minimum $100,000.
o A-B-C-D credit will be considered.
o LTV’s 50% to 100% purchase, refinance, refinance with cash out, construction.
o Will consider zero down with certain credit scores and incomes.
o 100% financing with good credit.
o Seller take back financing allowed.
o Many programs available including no income no assets (NINA), etc.
o May cross collateralize to lower LTV with CD’s, stocks, other real estate, boats,
  etc.
o Fixed rate or ARMs available, interest only, or straight 15-20-25-30 year
  amortization all possible.
o Rates will range depending on credit, starting at 2%. Origination points range
  from 2 to 8.
                              Phone: 601-428-1005
                                Fax: 601-649-7116
                         www.hardmoneymortgages.com




                                       -9-
                                                        Your #1 Source for Discount Properties




o Loan will be 100% of the sale price and 100% of the repair funds, not to exceed
  65% of the ARV (after repair value).
o Turn around time on the loan is within two weeks.
o Maximum length of the loan is 12 months.
o No pre-payment penalties.
o Discounted points for repeat business.
o Seller's concessions/assists may be used to finance the closing costs, as long
  as the loan does not exceed 65% of ARV.
o If purchase and repair costs are below 65% of ARV, closing costs can be
  wrapped into the loan.
o Interest-only payments (no principal) until the property is sold or refinanced.
  There is no penalty for early loan pre-payment.

                             Phone: 610-645-9939
                              Fax: 610-645-9930
                            www.rehabfunding.com




                                      - 10 -

				
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