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          Farm Bureau
           membership
                pays!


     Utah Farm Bureau Federation
        utfb.fb.org - 801-233-3010
Welcome to Utah Farm Bureau, the largest general farm and ranch organization in the state.
Established in 1916, Farm Bureau remains committed to serving the interests of rural Utah and
its more than 29,000 member families. Whether you are directly involved in production
agriculture or not, Farm Bureau will serve you and your family well with a variety of member
programs.



A Harvest of Value:

Public Policy:

Through a grassroots public policy process, members research and discuss issues affecting rural
Utah and America. Farm Bureau employed leaders work full time to support these policies at
the State Legislature and the U.S. Congress. In addition, a variety of Farm Bureau programs
and committees work to support members, educate the public and otherwise uphold the
mission statement.

Leadership Programs:

Young Farmers and Ranchers and the Women’s Committee offer leadership and personal
development opportunities for members including conferences, competitions, socials and travel.

Economic Savi ngs:

Farm Bureau has partnered with other organizations to offer you tremendous savings on
various recreational activities, health products, vehicle purchases, financial services and more.

We invite you to study the enclosed information and take advantage of any of the programs
and services we provide. Please don’t hesitate to contact us if there is anything we can do to
better serve your family.

Thank you for expressing your support through your membership.


         Visit fb.org/index.php?fuseaction=yourag.home for additional consumer information




       Mission: To improve net farm income and the overall quality of life for all Utahns.



                                  Utah	
  Farm	
  Bureau	
  Federation	
  
                             9865 South State Street, Sandy, UT 84070
                                    801-233-3010    utfb.fb.org
	
                                                  1	
  
                                                     Member Benefits
Table of Contents

Alamo Car Rentals ........................................................................................................................................3
Avis/Budget Car Rentals ...............................................................................................................................3
The Canyons ...............................................................................................................................................3
Choice Hotels ...............................................................................................................................................3
ClearValue Hearing ......................................................................................................................................4
Coast to Coast Vision Plan ..........................................................................................................................4
CountryConnect - accelerated dial-up internet and/or long distance service ...............................................5
Days of ’47 Rodeo ........................................................................................................................................6
Deer Valley Ski Resort ..................................................................................................................................6
Energy Solutions Arena Event Discounts ....................................................................................................7
Enterprise Rent-A-Car ..................................................................................................................................6
Farm Bureau Bank .......................................................................................................................................7
Farm Bureau Financial Services ..................................................................................................................8
Farm Bureau Prescription Discount Card .....................................................................................................9
Farmers’ Markets .........................................................................................................................................9
Farm Bureau Newspaper .............................................................................................................................9
Farm Bureau Website .................................................................................................................................10
W. W. Grainger, Inc. ...................................................................................................................................10
Lagoon .......................................................................................................................................................11
Legoland .....................................................................................................................................................11
Les Schwab Tire Centers ...........................................................................................................................11
Member Protector Programs .....................................................................................................................12
National Car Rental ....................................................................................................................................12
Park City Mountain Resort ..........................................................................................................................13
Pearson Tire ..............................................................................................................................................13
QualSight Lasik ...........................................................................................................................................13
Salt Lake Bees ............................................................................................................................................14
San Diego Zoo/Safari Park .........................................................................................................................14
Sears Commercial ......................................................................................................................................14
SeaWorld San Diego .................................................................................................................................15
Seven Peaks Water Park ............................................................................................................................15
T-Mobile ......................................................................................................................................................15
Universal Studios ........................................................................................................................................16
Utah State Fair ...........................................................................................................................................16
West Pro Apparel ........................................................................................................................................16
Wyndham Hotels ........................................................................................................................................17
T-Mobile Migration Form .............................................................................................................................18




9/02/11                            All discounts are subject to change without advance notice




	
                                                                        	
   2	
                                                                  	
  
ALAMO
•      Up to 20%* off standard rates!

•      One Free Day! With a 5 day rental.

•      To make reservations call 1-800-462-5266 and request Contract ID # 7015534 for Farm Bureau
       rental rates or book online at utfb.fb.org/ member benefits/alamo. Coupons for FREE DAY and FREE
       upgrade available at utfb.fb.org/member benefits/Alamo.

•      Enjoy self-serve check-in and drive away! All you need is a valid driver’s license, major credit card
       and an existing reservation. It’s that easy!

*Discount applies to base rate only. Taxes (including VLF taxes up to US$1.89 per day in California and
GST/VAT) other governmentally authorized or imposed surcharges, license and concession recoupment
fees, airport fees and optional items are extra. Renter must meet standard age, driver and credit
requirements. 24-hour advance reservation required (48-hour for licensee locations). May not be
combined with other discounts. Availability is limited. Blackout dates apply. All vehicles must be
returned to the country of origin.


AVIS OR BUDGET

       •   Save 5-25% on daily, weekend and weekly Avis car rentals. For information and reservations, call
           your travel consultant, log on to www.avis.com or call Avis at 1-800-331-1212. Be sure to
           mention your Avis Worldwide Discount (AWD) number: A298844.
       •   Nothing smarter than getting great deals on great cars. Farm Bureau members receive up to 20%
           off already great Budget rates. To receive the discounted rate use Utah Farm Bureau’s Budget
           discount code of Y775744. You can use this discount code on the web at www.budget.com or by
           calling 800-527-0700.


THE CANYONS

       •   Single Day Adult Passes are just $64. Good any day - No blackout periods!
       •   Passes are not dated. Purchase ahead for use anytime during the season. Non-refundable.
       •   Anticipated 2010 – 2011 Season will be November 26, 2010 to April 10, 2011
       •   Make arrangements for your adult lift passes by calling 801-233-3010, Visa/MasterCard
           accepted, or by mailing a check for the number you need to Utah Farm Bureau Federation, 9865
           South State Street, Sandy, UT 84070, Attn: Aurline Boyack.


CHOICE HOTELS:
                 Comfort Inn            Comfort Suites          Clarion Inn            Quality Inn
                 Sleep Inn              Econo Lodge             Rodeway                Mainstay
           **NEW** Hawaii - Oahu: Ala Moana Hotel, Outrigger Luana Waikiki, They Wyland Waikiki,
                 OHANA Honolulu Airport and on the island of Hawaii, the Keauhou Beach Resort.

         Farm Bureau members receive a 20% discount off the rack rates of these participating hotels
located throughout the United States and Canada. To obtain the discount rate, make your reservation in
advance by calling 1-800-258-2847, state that you are a Farm Bureau member, and request reservation
rates with the identification code 00800599. Be prepared to show your Farm Bureau membership card
upon check-in to verify eligibility for the discounted rate.

           As an additional bonus, members may enroll in the Guest Privileges program and qualify for
	
                                                  	
   3	
                                           	
  
free nights’ lodging at participating hotels. Earn points per dollar for stays at any Comfort, Quality, Clarion
or Sleep Inn hotels in the U.S. Then turn points into awards, including free lodging, gift certificates and
even free trips for two to travel to exciting places like Hawaii and the Caribbean.


CLEARVALUE HEARING                                                                                                                       1-888-497-7447

	
  Exclusive	
  hearing	
  healthcare	
  benefits	
  plan	
  for	
  farm	
  bureau	
  members.	
  
ClearValue	
  Hearing	
  and	
  Starkey,	
  the	
  leader	
  of	
  hearing	
  instrument	
  technology	
  and	
  the	
  largest	
  U.S.	
  hearing	
  aid	
  
manufacturer	
  have	
  combined	
  their	
  resources	
  to	
  develop	
  a	
  unique	
  Hearing	
  Healthcare	
  Program	
  for	
  Farm	
  
Bureau	
  members	
  and	
  their	
  immediate	
  family.	
  With	
  Farm	
  Bureau	
  membership,	
  you	
  are	
  guaranteed	
  automatic	
  
pre-­‐approval	
  into	
  the	
  ClearValue	
  Hearing	
  Healthcare	
  Benefits	
  program	
  –	
  at	
  no	
  additional	
  cost	
  to	
  you.	
  
	
  	
        Clear	
  Value	
  Hearing	
  will	
  offer	
  Farm	
  Bureau	
  members:	
  
              a.          	
  Up	
  to	
  25%	
  discount	
  on	
  hearing	
  instruments	
  manufactured	
  by	
  Starkey.	
  	
  
              b.          	
  Free	
  initial	
  hearing	
  tests	
  and	
  annual	
  retests	
  ($90.00	
  value)	
  
                          100%	
  guaranteed	
  fit	
  (free	
  12	
  month	
  remake)	
  free	
  hearing	
  aid	
  adjustments,	
  60	
  day	
  trial,	
  free	
  
                          bi-­‐annual	
  hearing	
  aid	
  maintenance,	
  one	
  courtesy	
  case	
  of	
  batteries	
  with	
  purchase,	
  one	
  
                          directional	
  mic	
  or	
  a	
  switchless	
  telecoil.	
  ($292.00	
  value)	
  
              c.          	
  Free	
  battery	
  discount	
  club	
  membership	
  -­‐10%	
  discount	
  	
  
              d.          Two-­‐year	
  full	
  manufacturer	
  warranty	
  on	
  hearing	
  instruments	
  ($150.00	
  value)	
  	
  	
  
              e.          Eligible	
  for	
  “FLEX”	
  Plan	
  spending	
  
                   	
  
A	
  TOTAL	
  SAVINGS	
  (based	
  on	
  a	
  4	
  year	
  life	
  of	
  the	
  instrument)	
  of	
  approx.	
  $2,150	
  per	
  ear.	
  	
  
	
  
As	
  you	
  review	
  the	
  exclusive	
  benefits	
  provided	
  by	
  this	
  program,	
  you	
  will	
  immediately	
  recognize	
  the	
  cost	
  
savings	
  it	
  provides	
  you	
  and	
  your	
  family.	
  Your	
  hearing	
  and	
  your	
  health	
  are	
  important	
  to	
  us.	
  	
  That’s	
  why	
  Farm	
  
Bureau,	
  ClearValue	
  Hearing	
  and	
  Starkey	
  are	
  dedicated	
  to	
  providing	
  Farm	
  Bureau	
  members	
  and	
  their	
  families	
  
with	
  the	
  most	
  comprehensive	
  hearing	
  healthcare	
  program	
  available	
  today!	
  
	
  
Member	
  Activation	
  Procedure:	
  	
  Farm	
  Bureau	
  members	
  must	
  contact	
  ClearValue	
  Hearing	
  by	
  phone,	
  mail	
  or	
  
email	
  to	
  activate	
  their	
  program	
  membership	
  and	
  obtain	
  a	
  list	
  of	
  providers.	
  	
  
	
  	
  
              1.          Mail:	
  ClearValue	
  Hearing,	
  1010	
  A	
  Broadway,	
  Red	
  Oak,	
  IA	
  51566	
  
              2.          Phone:	
  1-­‐888-­‐497-­‐7447,	
  TOLL	
  FREE	
  
              3.          E-­‐Mail:	
  clearvalue@clearvaluehearing.com	
  
For	
  more	
  information	
  please	
  visit	
  www.clearvaluehearing.com	
  or	
  call	
  801-­‐233-­‐3010.	
  
(*Activation	
  mandatory	
  for	
  enrollment,	
  scheduling	
  and	
  listed	
  discounts	
  and	
  services)	
  
	
  

COAST TO COAST VISION PLAN (see also Lenscrafters)
Coast to Coast (CTC) Vision Plan is a national network of eye care professionals providing you with the
highest quality eyewear at maximum savings. Coast to Coast centers sell eyewear based on published
wholesale prices plus a minimal dispensing fee. With thousands of CTC eye care centers nationwide,
chances are there is one right in your neighborhood.

Coast to Coast Vision Plan is not an insurance program. No claims to file, no forms to fill out. You will
need your Farm Bureau membership card and Coast to Coast logo card to obtain the discount. Logo
cards are available by calling 801-233-3010 or at utfb.fb.org>>Member Benefits>>Coast to Coast.

       •    Discounts of 20% to 60% on a complete pair of eyeglasses.

       •    Discounts of 10% to 40% on replacement contact lenses via mail order.


	
                                                                           	
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       •   Discounts of 10% to 40% on non-prescription mail order sunglasses.

       •   10-30% discount on medical eye exams and surgical procedures including LASIK.

       •   Add-ons, such as UV coating, scratch protection, and tints are available at
           wholesale prices. Progressive, facetted lenses, anti-reflective coatings, and other
           specialties are all included in your Coast to Coast program.

       •   Discounts of 20% to 30% at ophthalmology offices on surgical procedures
           (including RK Surgery) and eye exams where available.

       •   There are no limits on frame and lens selections or the number of times Coast to
           Coast members and their families use their cards throughout the membership
           year.
                  To obtain a current list of providers in your area go on line to
                  www.coasttocoastvision.com. Scroll to bottom of page and click on
                  “Locate a provider near you”. Insert 113 in the “Group Number” box
                  listed under “Groups”. Do not insert your FB Membership # in the
                  “member box”.

                  If you have questions, call Aurline Boyack at the state office (801) 233-3010. You may
                  also call Coast to Coast at 1-800-800-3937.


COUNTRYCONNECT                                      Internet service for Utah Farm Bureau members
                  Call 800-362-3276 or visit http://countryconnect.telava.com to sign up
	
                        	
                                                                                    	
  

                     Accelerated Dial-up Internet ! Toll-FREE Nationwide Access
                             Virus and SPAM Filters ! FREE E-Mail Boxes

       •   Basic internet for $9.95/month with 150 hours of dial-up internet per month.

       •   Unlimited Internet @ $13.95 per month with FREE Accelerator.

       •   Either service includes virus & spam filters, FREE e-mail + service and 1 GIG e-mail capacity.

       •   Tech support available for $2.50 per month or $5.00 per call.


COUNTRYCONNECT                               Long distance service for Utah Farm Bureau members

           State-to-state rates are just 4.9¢ per minute!
           Calling card minutes are just 8.9¢ a minute!
           In-state calls are only 6.5¢ per minute!
           800 #’s are just 6.5¢ per minute!

*** NEW PROGRAM ***
         Easy-Dial-Plan® saves money with the press of a button:
                  All calls in-state and state-to-state are billed at only 4.9¢. SIMPLY dial 866-439-3425 and
then the area code & number being called. It can be as easy as pressing one button! For simplicity and
efficiency in dialing, this toll-free number is often set as a speed-dial.

           *** ANOTHER WAY TO SAVE:***

               Electronic Bill Pay: Arrange to have your monthly payments automatically withdrawn
from your checking account and the $2.00 monthly fee will be waived! You will still be able to access

	
                                                  	
   5	
                                        	
  
your statement online.

          Joining Countryconnect is easy. To complete a “Letter of Agency”, authorizing Countryconnect to
switch your long distance service, please visit Countryconnect’s website at www.countryconnect.us or call
toll-free 1-866-613-9687.


                       *** WITH LOWER RATES AND MORE DIVERSE PRODUCTS,
               FARM BUREAU HAS THE PERFECT PHONE SERVICE SOLUTION FOR EVERYONE!


DAYS OF ’47 RODEO

America’s original extreme sport!, the Days of ’47 Rodeo is traditionally Utah’s largest rodeo,
drawing world champion cowboys, cowgirls and rough stock. This rodeo is held at the E Center in West
Valley City. Farm Bureau members save $5.00 per ticket on the first three price levels. Tickets can be
ordered through Ticketmaster, however there are several ticketing fees. Another option is to call 801-
233-3010, select a price range, pay for your tickets and pick them up in “Will Call” at the E Center. The
downside to this method for purchasing tickets is that you cannot choose your seats whereas using
Ticketmaster you can reserve specific seats within your selected price range.


DEER VALLEY RESORT
       •   Lift Ticket vouchers are $64.00. A savings of $26.00 over the daily lift ticket rate of $90.00.

       •   Vouchers may not be redeemed for or applied to discounted lift tickets or multi-day lift tickets.

       •   Tickets are non-refundable.

       •   Black-out dates are between12-26, 2010 through 1-1, 2011 & 2-19 through 2-21, 2011.

       •   Deer Valley Resort operates 21 lifts, the most in Utah. Ski Magazine rates Deer Valley as the # 1
           resort overall in North America.


ENERGY SOLUTIONS ARENA EVENT DISCOUNTS

       •   Discounts on tickets for Ringling Brothers and Barnum & Bailey Circus.
       •   Discounts on tickets for Disney’s World on Ice.

Watch your Farm Bureau newspaper for dates, times and prices.


ENTERPRISE RENT-A-CAR

               •   Enjoy a 5% discount off already low rates
               •   Farm Bureau membership number required to make reservations
               •   Many locations offer FREE pick-up
               •   Over 6,500 neighborhood and airport locations
               •   Visit:
                   http://www.enterprise.com/car_rental/deeplinkmap.do?bid=002&cust=UFBURED&cm_m
                   mc=UT_Farm_Bureau-_-Discount-_-UFBURED-_-null
               •   Enjoy a direct reservation link at utfb.fb.org/ member benefit/Enterprise

	
                                                   	
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FARM BUREAU BANK
Farm Bureau Bank strives to be the Bank of Choice for Farm Bureau members. Bank when you want
through the 24-hour online banking service, 24-hour automated phone service and the option to bank by
mail.

Farm Bureau Bank brings you financial knowledge, experience and proven banking techniques. Take
advantage of this Farm Bureau member benefit. Farm Bureau Bank brings you financial knowledge,
experience, proven banking techniques and a wide variety of services encompassing all banking needs.
                                                        ®
       •   Credit Cards including a World MasterCard with great rates and exceptional rewards.
       •   Interest Checking, Money Market Accounts, CDs, IRAs and Health Savings Accounts.
       •   Mortgage Loans and Refinancing including loans for Land, Small Farms and Rural Homes.
       •   Business Services: a Business Line of Credit and Merchant Tools such as credit card processing.
       •   Loans and Refinancing for new & used Vehicles, Equipment, RVs, Motorcycles, Sport &
           Recreation Vehicles.
       •   Free Internet Banking options including Online Bill Pay


You can check with your local Farm Bureau Insurance agent, visit www.farmbureaubank.com, or call 1-
800-492-FARM (3276) for more information.




	
                                                  	
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FARM BUREAU FINANCIAL SERVICES
Farm Bureau Financial Services is a dynamic, multi-state insurance and investment organization
headquartered in West Des Moines, Iowa. Financially strong and stable, our companies offer a unique
combination of innovative products designed to provide the advantages you deserve and the protection
you need for each stage of your life.

Our representatives are conveniently located throughout the state...living and working beside you. They
take the time to get to know you...your needs...concerns...and priorities, and they’re trained to help you
design a plan for reaching your financial goals.

                                                 FBL Financial Services

                                     Meeting the Multiple Needs of our Members
                                                    Financial Services

                                                    Mutual Funds
                                                    Annuities

Personal Lines                                                                                       Commercial Insurance:
Insurance Products:                                                                                          Farm Owners
Homeowners                                                                                               Business Owners
Renters                                                                                                    Package Policy
Condos                                                                                                         Commercial
Mobil Homes                                                                                                Package Policy
Autos                                                                                                      General Liability
Boats                                                                                                        Inland Marine
Trailers                                                                                                       Commercial
Motor Homes                                                                                                Trucking & Auto
Snowmobiles                                                                                                       Crop Hail
Umbrella
Inland Marine                                    Farm Bureau Insurance
Home Ventures




                                                   Life Products:
                                                   Universal Life
       Services                                    Traditional Life                       New	
  Product:	
  	
  
       Annual Client Review                        Term Life                              Animal	
  Mortality	
  coverage	
  for	
  
       Business Insurance                          Disability Insurance                   4-­‐H	
  and	
  FFA	
  members’	
  
       Review                                      Health Insurance                       livestock	
  investment.	
  
       Charitable Giving                           Long Term Care
       Estate Planning                                                                    To	
  learn	
  more	
  about	
  this	
  
       Financial Needs                                                                    coverage	
  call:	
  
       Analysis                                                                           1-­‐800-­‐843-­‐9413	
  ext.	
  3	
  
       Mortgage Redemption
       Plan
       Pension Maximization
       Retirement Planning             Just Say When…...Whenever you’re ready


                              * This is not a complete listing of all our products and services.




	
                                                        	
   8	
                                                        	
  
FARM BUREAU PRESCRIPTION DISCOUNT CARD                                                   Benefits for uninsured or under insured

       •    Save	
  an	
  average	
  of	
  30%	
  on	
  prescriptions.	
  The	
  discount	
  may	
  be	
  as	
  much	
  as	
  75%.	
  This	
  is	
  an	
  open	
  
            formulary	
  program	
  so	
  all	
  prescription	
  medications	
  are	
  eligible	
  for	
  discounts.	
  Both	
  brand	
  name	
  and	
  
            generic	
  medications	
  qualify.	
  
            	
  
       •    “Lowest	
  price”	
  logic	
  guarantees	
  Farm	
  Bureau	
  members	
  will	
  get	
  the	
  best	
  pricing	
  on	
  prescriptions.	
  
            	
  
       •    The	
  card	
  is	
  accepted	
  by	
  over	
  400	
  participating	
  pharmacies	
  in	
  Utah	
  and	
  by	
  57,000	
  nationwide.	
  	
  	
  
	
  
       •    This	
  program	
  is	
  not	
  an	
  insurance	
  policy	
  and	
  does	
  not	
  provide	
  insurance	
  coverage.	
  Discounts	
  are	
  
            available	
  exclusively	
  through	
  participating	
  pharmacies.	
  	
  
	
  
       •    Cannot	
  be	
  combined	
  with	
  insurance	
  prescription	
  coverage,	
  but	
  many	
  formularies	
  are	
  not	
  covered	
  by	
  
            prescription	
  coverage	
  or	
  Medicare.	
  	
  Benefits	
  for	
  uninsured	
  and	
  under	
  insured!	
  
	
  
       •    All	
  cards	
  are	
  pre-­‐activated	
  and	
  can	
  be	
  used	
  immediately.	
  

Each	
  family	
  member	
  wanting	
  prescription	
  discounts	
  will	
  need	
  their	
  own	
  card.	
  Cards	
  are	
  available	
  by	
  calling	
  
801-­‐233-­‐3010,	
  e-­‐mailing	
  your	
  request	
  to	
  aboyack@fbfs.com	
  or	
  contacting	
  your	
  Farm	
  Bureau	
  Insurance	
  
agent.	
  	
  Visit	
  utfb.fb.org>member	
  benefits>UNA	
  Rx>	
  pharmacy	
  list	
  to	
  locate	
  the	
  nearest	
  participating	
  
pharmacy.	
  	
  
	
  
	
  
FARMER’S MARKETS


       •    During the harvest season Farm Bureau sponsors Farmer’s Markets along the Wasatch Front,
            where farmers from around the state sell fresh Utah produce and fruit. These popular markets
            attract customers from throughout the area who look forward to purchasing high quality
            vegetables and fruit directly from the growers who raise it.

       •    Growers interested in participating can call Aurline Boyack at the Utah Farm Bureau Federation
            for details.

       •    Members interested in shopping at the Farmers’ Markets can call 233-3010 for the location of the
            nearest market.

FARM BUREAU NEWSPAPER
       •    The Utah Farm Bureau News is Utah’s largest circulation monthly newspaper
            with a readership of more than 29,000 families.

       •    Feature articles and editorials focus on concerns of rural Utah.

       •    Farm Bureau special events and ticket details are announced via the newspaper.
                                                                                                                             th
       •    FREE 40 word classified ad. Deadline for placing classified ads is the 15 of
            each month. Call 233-3010 or e-mail to aboyack@fbfs.com to place your ad.
            Ads run for 3 months and are concurrently on the FB Website at utfb.fb.org

       •    New classified column: Farm Bureau members who want to hire employees
            skilled in an agricultural field or who are themselves looking for work in an
            agricultural field may place a 40 word ad FREE for 3 months.

	
                                                                         	
   9	
                                                                     	
  
FARM BUREAU WEBSITE                                                                                     utfb.fb.org


       •   Your source for the latest Farm Bureau news, public policies, commodity issues
           & Farm Bureau programs with direct links to many sites needed by farmers &
           ranchers.

       •   Up to the minute details on member benefits with direct links to web pages for
           many of these benefits. Several of these sites offer additional information &
           specials exclusively for Farm Bureau members.

       •   Link to Agriculture in the Classroom web sites

       •   All classified ads are listed on the website and run concurrently with the classified
           ads in the Utah Farm Bureau news.


W.W. GRAINGER, INC.                                                                                1-877-202-2594
       •   35% off Farm-duty motors
           48% off Manufactures List on DeWalt tools
           55% off Manufacturer’s List on Proto hand tools
           52% off Manufacturer’s List on Stanley hand tools
           46% off Manufacturer’s List on Milwaukee tools
           45% off Manufacturer’s List on Blackhawk tools
           60% off Manufacturer’s List on Westward tools
           30% off select Safety items
           10% off Grainger Catalog price

            FREE SHIPPING when you order at www.grainger.com and use the Utah Farm Bureau Grainger
            account # 855921920. (A shipping savings of at least 5% of total order cost)

            Grainger has warehouses located at:
                  2775 South 9th West in Salt Lake City                                             801-972-1340
                  2958 South 1900 West, Ogden                                                       801-972-1340
                  716 Scarlet Drive, Grand Junction, Colorado                                       970-256-1016
                  2401 Western Avenue, Las Vegas, NV                                                702-385-6833

       •   Items not in stock can be obtained within 24 hours

       •   Catalog of over 80,000 items available upon request

       •   Access Grainger on the internet at www.grainger.com. FREE SHIPPING FOR ALL ITEMS
           ORDERED VIA THE WEBSITE AND USING THE FARM BUREAU DISCOUNT CODE.

       •   To order on line, users need to register for a unique log-in, User-ID and Password (first time
           only). To register simply click on the words “Not Registered Yet?” in the upper left section of the
           Grainger.com webpage. Fill in your account # or Utah Farm Bureau’s Account # which is
           855921920 in the box directly under the words “my company has an existing account with
           Grainger. Next fill in all the required fields requested (name, address, etc.), and most importantly,
           a company name. If you don’t have your own company, enter “Utah Farm Bureau” in this field.
           After filling in the fields and answering some bulleted questions, scroll all the way to the bottom of
           the page and click the “I Accept” and then the “SUBMIT” button to have your User-ID activated.
           Once you are registered and logged in, all the prices displayed, will be discounted prices.

       •   You can “flag” your own Grainger account for the coding necessary to receive the Farm Bureau
           discount and still have “On Account” terms at your local branch or by calling 801-233-3010.
	
                                                   	
   10	
                                            	
  
LAGOON
SEASON PASSES ARE AVAILABLE THIS YEAR! $ 95.80 ea. (One or more)

Members pay only $35.10 (tax included)* for the all-day passport when purchased through Farm Bureau.
Regular ticket price is $46.82 (tax included), a savings of $11.72 off the regular price of an all-day
passport. The passport includes rides, Lagoon A Beach, Midway, Pioneer Village, picnic areas, and daily
entertainment. TICKETS MUST BE PURCHASED IN ADVANCE & are good any day of the season.

To order your tickets, call 801-233-3010, or drop by the state office at 9865 South State in Sandy.
(“Frightmares” tickets are available during October – call for details) Passes are non-refundable.
* NOTE:
             Tickets for toddlers (age 3 years and under) should be purchased upon arrival at the park. Lagoon offers
             this group a better price at $29.77 (includes tax)


LEGOLAND CALIFORNIA®

       •     Save up to $18.00 per adult & $ 8.00 per child off the admission price to one of Southern
                                                                                   nd
             California’s newest theme parks. An all-day pass is just $53.00 & a 2 day is free within 90
             days of first visit!

       •     128 acre theme park in northern San Diego County – just a short distance south of Disneyland.

       •     LEGOLAND is the ultimate family theme park where everyone’s imagination runs free with over
             50 rides, shows and attractions.

       •     Tickets available by calling 801-233-3010. Children under 3 are free.

       •     LEGOLAND	
  RESORT	
  HOPPER	
  TICKET.	
  $63.00 per ticket.	
  	
  Includes	
  admission	
  to	
  LEGOLAND	
  
             California®,	
  SEA	
  LIFE	
  Aquarium	
  and	
  LEGOLAND	
  Water	
  Park.	
  (Water	
  Park	
  is	
  open	
  seasonally	
  and	
  
             requires	
  same	
  day	
  use	
  as	
  LEGOLAND.)	
  This	
  ticket	
  includes	
  2nd	
  Day	
  FREE	
  to	
  all	
  3	
  attractions	
  but	
  this	
  
             2nd	
  day	
  must	
  be	
  used	
  before	
  12/31/11.	
  TWO	
  SEPARATE	
  VISITS	
  TO	
  ALL	
  THREE	
  ATTRACTIONS	
  FOR	
  
             LESS	
  THAN	
  THE	
  PRICE	
  OF	
  A	
  FULL-­‐PRICE1-­‐DAY	
  ADMISSION.	
  An	
  $89	
  &	
  $79	
  value	
  for	
  only	
  $63.00.
             	
  

LES	
  SCHWAB	
  TIRE	
  CENTERS	
  	
  	
  	
  	
  	
  WHERE	
  SERVICE	
  MATTERS!	
  
	
  
             •       Ask	
  for	
  the	
  Utah	
  Farm	
  Bureau	
  “Fleet	
  Billed”	
  pricing	
  on	
  all	
  your	
  tire	
  needs	
  at	
  Les	
  Schwab	
  Tires.	
  	
  
             •       Large	
  volume	
  purchases	
  –	
  deeper	
  discounts	
  
             •       Must	
  show	
  Farm	
  Bureau	
  membership	
  card	
  and	
  ask	
  for	
  “Fleet	
  Bill	
  Discount”.	
  
             •       Available	
  to	
  Utah	
  Farm	
  Bureau	
  members	
  nationwide	
  when	
  following	
  the	
  	
  
                     above	
  procedure.	
  
             •       Deliveries	
  to	
  the	
  Salina-­‐Richfield	
  area	
  can	
  be	
  made	
  by	
  contacting	
  the	
  Provo	
  or	
  SLC	
  Redwood	
  
                     centers.	
  
             •       Field	
  service	
  is	
  available.	
  
             •       Ask	
  about	
  the	
  “Farm	
  Tire	
  Purchasing	
  Program”	
  for	
  your	
  farm	
  tire	
  purchases.	
  
	
  
Locations:	
  	
  
	
           American	
  Fork	
                        900	
  W.	
  State	
  Street	
     	
            	
     801-­‐492-­‐0538	
  
	
           Bountiful	
   	
            	
            2651	
  S.	
  Main	
  St.	
        	
            	
     801-­‐298-­‐0050	
  
	
           Brigham	
  City	
           	
            885	
  S.	
  Main	
  St.	
         	
            	
     435-­‐695-­‐1110	
  
	
           Centerville	
               	
            285	
  S.	
  Frontage	
  Rd.	
     	
            	
     801-­‐296-­‐0222	
  
	
           Clinton	
   	
              	
            1329	
  N.	
  2000	
  W.	
         	
            	
     801-­‐825-­‐4145	
  

	
                                                                                        	
   11	
                                                                  	
  
	
         Draper	
   	
                	
         653	
  E.	
  12300	
  S.	
       	
            	
           801-­‐495-­‐9020	
  
	
         Heber	
  City	
              	
         1160	
  S.	
  Main	
  St.	
      	
            	
           435-­‐657-­‐2750	
  
	
         Holladay	
   	
              	
         4011	
  Highland	
  Dr.	
   	
                 	
           801-­‐424-­‐2217	
  
	
         Kaysville	
   	
             	
         408	
  West	
  200	
  North	
   	
             	
           801-­‐546-­‐0622	
  
	
         Layton	
   	
                	
         1270	
  N.	
  Main	
  St.	
      	
            	
           801-­‐544-­‐0777	
  
	
         Lindon	
                            	
  589	
  South	
  Lindon	
  Pk	
  Dr.	
                 	
    801-­‐434-­‐4242	
  
	
         Midvale	
   	
               	
         144	
  W.	
  7200	
  S.	
        	
            	
           801-­‐562-­‐0450	
  
	
         Murray	
   	
                	
         4355	
  S.	
  State	
  St.	
     	
            	
           801-­‐288-­‐0660	
  
	
         North	
  Logan	
             	
         1986	
  N.	
  Main	
  St.	
      	
            	
           435-­‐787-­‐9850	
  
	
         Ogden	
          	
          	
         268	
  W.	
  12th	
  St.	
       	
            	
           801-­‐399-­‐1680	
  
	
         Price	
          	
          	
         200	
  East	
  Main	
  St.	
   	
              	
           435-­‐637-­‐2480	
  
	
         Provo	
          	
          	
         965	
  S.	
  University	
  Ave.	
              	
           801-­‐812-­‐3800	
  
	
         Riverdale	
   	
             	
         627	
  W.	
  Riverdale	
  Rd.	
  	
            801-­‐394-­‐3173	
  
	
         Roy	
            	
          	
         5832	
  South	
  1900	
  West	
                	
           801-­‐776-­‐5260	
     	
     	
  
	
         Salt	
  Lake	
  City	
       	
         2105	
  S.	
  Redwood	
  Rd.	
                 	
           801-­‐908-­‐5300	
  
	
         Sandy	
          	
          	
         9245	
  South	
  700	
  East	
  	
             801-­‐565-­‐3412	
        	
        	
     	
  
	
         South	
  Jordan	
            	
         10532	
  S.	
  Redwood	
  Rd.	
                	
           801-­‐253-­‐7515	
  
	
         South	
  Ogden	
             	
         5985	
  S.	
  Fashion	
  Pt.	
  Dr.	
          	
           801-­‐475-­‐7444	
  
	
         Taylorsville	
               	
         3235	
  W.	
  5400	
  S.	
       	
            	
           801-­‐968-­‐6002	
  
	
         Tooele	
   	
                	
         1162	
  N.	
  Main	
  St.	
      	
            	
           435-­‐843-­‐8270	
  
	
         West	
  Valley	
  City	
     	
         3751	
  W.	
  3500	
  S.	
       	
            	
           801-­‐963-­‐1300	
  
	
  


MEMBER PROTECTOR PROGRAMS
Families who belong to Farm Bureau receive automatic insurance coverage for accidental death and also
benefit from the crime deterring influence of the Farm Bureau $1000 Reward program.

       •   Accidental death insurance covers each Farm Bureau member, the member's spouse, and
           unmarried children less than 26 years of age living in the named member's household. Coverage
           amounts range from $500 for dependent children and begins at $1,000 for named member up to
           $1500 with five or more years of continuous membership.

       •   This insurance covers all accidental deaths which occur independently of all other causes and
           within ninety days from the date of the accident except for deaths resulting from accidents which
           occur on a public road or highway and arise out of the occupancy or use of any motor vehicle
           except for farm tractors. This accidental death insurance also does not cover death from suicide;
           war and military or naval service in time of war; the committing of an assault or felony; illness,
           disease, ptomaines, bacterial poisoning or infections.

       •   A reward of up to $1000 is offered to the individual, or divided among the group of individuals,
           who provides information leading to the arrest and conviction of any person or persons who steal,
           willfully destroy, intentionally burn, or attempt an incendiary act to property owned by a Utah Farm
           Bureau member.

       •   Posters announcing the reward program are available from the state office.
       •   For assistance in filing claims, please contact Aurline Boyack at the Utah Farm Bureau.


NATIONAL CAR RENTAL
       •   20% Discount on car rentals
       •   Join Emerald Club® and bypass the counter and choose your own car by linking to:
           < link to www.emeraldclub.com<http://www.emeraldclub.com/>>.
       •   Call National at 1-800-CAR-RENT® and reference Contract ID # 5029078
       •   Make reservations & get coupons for an additional discount directly at utfb.fb.org/member
           benefits/National Car Rental
       •   Or at https://www.nationalcar.com/hotDealsTemplate.do?msg=national-utah-farm-bureau	
  




	
                                                                                  	
   12	
                                                       	
  
PARK CITY MOUNTAIN RESORT
Farm Bureau members can save at least $22.00 off the retail price of ski lift passes at Park City Mountain
Resort during the 2010/2011 ski season.

       •   Passes are just $62.00 ea. Passes are non-refundable.

       •   No blackout periods – ski every day during the season

       •   Passes are not dated. Purchase ahead for use anytime during the season.

       •   Make arrangements for your ski passes by calling Aurline Boyack at 801-233-3010 or by mailing
           a check for the number you need to Utah Farm Bureau Federation, 9865 South State Street,
           Sandy, UT 84070, Attn: Aurline Boyack. Tickets are non-refundable


PEARSON TIRE
Farm Bureau members can save up to 10% below listed prices (5% below sale price) at Pearson Tire,
Direct Tires stores and many associate stores throughout the West.

       •   Call Pearson Tire in Richfield, St. George, Provo or Salt Lake for the associate store nearest you
           or call Leif Anderson at 435-660-1889.
       •   Must show Pearson Tire’s Discount Card to receive the discount. Discount cards are available by
           calling Farm Bureau at 801-233-3010.
       •   Discount good on all labor, tires, and auto parts.


QUALSIGHT LASIK*
Farm Bureau has partnered with QualSight LASIK to bring you and your family savings of 40% - 50% off
the national average price of Traditional LASIK eye surgery.

                         $945/eye for Traditional and $1,350/eye for Custom LASIK.

       •   Quality - URAC credentialed Ophthalmologists using FDA approved technology.
       •   Financing - Use your flex dollars or financing can be arranged with payments as low as $53.00
           per month**.
       •   Access - 21 locations in Utah and over 800 locations nationwide.
       •   Experience You Can Trust – Over 2.5 million procedures performed

To obtain preferred pricing you must call 1-877-507-4448.
A QualSight Care Manager explains the program and answers any questions. Select your preferred
provider and set the appointment right over the phone.

                                To Learn More Visit www.Qualsight.com/-UTFB

*The Utah Farm Bureau Federation offers this program to members as a cost-savings initiative only and in no way
recommends, endorses, or guarantees this or any elective medical procedure. It is solely the responsibility of the member to
evaluate and elect to have the procedure performed.
** Subject to GE CareCredit approval.


SALT LAKE BEES
Take the whole gang to a Bees baseball game! The Bees are a Triple-A affiliate of the Los Angeles
Angels of Anaheim.

       •   “Fun Vouchers” are just $ 5.00 per voucher.
       •   “Bees Vouchers” are just $ 8.00 per voucher.

	
                                                       	
   13	
                                                	
  
2011 Season: April 7 – September 12. Vouchers will be available beginning April 1. Vouchers are not
valid July 4 or July 25. Great for a family night outing – won’t break the bank! Business associates and
youth groups! Call 801-233-3010 for voucher purchase details.
* Franklin Covey Stadium is located at 77 West 1300 South in Salt Lake City with the home plate
entrance at the corner of West Temple and 1300 East.

	
  
SAN DIEGO ZOO/SAFARI PARK

Renowned as one of the premier zoos in the world with more than 4,000 rare animals, including giant
pandas, orangutans, gorillas, polar bears and koalas the San Diego Zoo is a “can’t miss” destination
when you are in Southern California.

At the Wild Animal Park you can get up close to some of the world’s most exotic animals. Located just 30
miles north of the San Diego Zoon you won’t want to miss the journey into Africa or the helium balloon
ride above the plains of Africa.
        • Zoo Admission is $33.50 per adult & $25.00 per child. The admission includes a guided bus
tour, Skyfari® Aerial Tram, the Children’s Zoo and all exhibits and shows. (Regular price $40 & $30)
       • Safari Park Admission is $33.50 per adult and $25.00 per child. The admission includes the
Journey to Africa tour, Conservation Carousel and all exhibits and shows.

       •      Call 801-233-3010 to purchase your tickets for either the Zoo or the Park.


SEARS COMMERCIAL                                                                                                                fb@searshc.com

                  REFRIGERATORS….STOVES….TELEVISONS….DISHWASHERS….MATTRESSES….CRAFTSMAN	
  SNOW	
  BLOWERS….AND	
  
                  MUCH	
  	
  MUCH	
  	
  MORE!	
  
                     •	
  	
  	
  Substantial	
  discounts	
  on	
  name	
  brand	
  appliances	
  including	
  Maytag,	
  Whirlpool,	
  Amana,	
  	
   	
     	
  
	
  	
  	
  	
  Kenmore,	
  and	
  Frigidaire.	
  	
  
                     • Preferred	
  Affiliate	
  Program	
  Pricing,	
  backing	
  by	
  Sears	
  Price	
  Matching	
  Plus	
  policy.	
  	
  	
  
       	
     	
         	
          	
           	
  	
  	
  	
  	
  	
  	
  	
  	
  
                     ***	
  THIS	
  OFFER	
  IS	
  NOT	
  AVAILABLE	
  THROUGH	
  SEARS	
  RETAIL	
  OR	
  DEALER	
  STORES.	
  	
  
                                                                                                   	
  
                                            Here	
  is	
  how	
  the	
  program	
  works	
  in	
  three	
  easy	
  steps:	
  
                                                                                                   	
  
Step 1:       Members simply go to sears.com and find the product(s) they are interested in and write down the product/model
              number(s).

Step 2:       Members email the product number(s) to Farm Bureau’s designated contact at Sears Appliance Select:
              fb@searshc.com for a quote. To receive this pricing a member must include their Farm Bureau membership number
              and Farm Bureau discount code CU069719 in the email. E-mail quote cannot be taken to a Sears retail store for
              redemption.

Step 3:       Members can then use a credit card to purchase the discounted item and it will be delivered via a custom freight
              company. (Credit card information can be phoned or faxed to Sears Commercial)

All manufacturer warranties apply with the option to purchase extended Sears Protection Agreements. Installation is not included
with delivery.
Craftsman tools are not a part of this program.




	
                                                                                       	
   14	
                                                    	
  
SEAWORLD SAN DIEGO

       IMAGINE THE POSSIBILITIES! Come face to face with sharks, whales, dolphins, and sea lions at
       SeaWorld San Diego. Purchase tickets directly from Utah Farm Bureau for SeaWorld San Diego:
       Purchase single day admission for $ 49.99 per guest. This is a savings of $20.00 for ages (10+) &
       $12.00 (3+) over the single day admission price at the gate.

Call 801-233-3010 to arrange for your tickets. Visa or MasterCard accepted.


SEVEN PEAKS WATER PARK – PROVO & SALT LAKE

Cool off on hot summer days with a visit to one of Utah’s premier water parks. You pay just $17.50
(includes tax) per all-day pass – the regular price is $24.95+ tax. Order your passes in advance by
sending a check for the number you want to the State Farm Bureau Office and they will be sent to you by
return mail or call 801-233-3010 to pay by Visa or MasterCard or to make arrangements to pick up your
tickets at the state office. Tickets are non-refundable.
Seven Peaks – Salt Lake                                     Seven Peaks - Provo
1200 W. 1700 S.                                             1330 East 300 North


T-MOBILE
            •     12% Discount on all qualifying recurring monthly charges including voice, text, e-mail
                  for new and existing customers.
            •     A contract extension applies if you are signing up for the discount. (Maximum 2 year contract required)
            •     FREE and discounted equipment discounts on new activations
            •     Free shipping on 2-day service
            •     Free activation on all orders (savings of $35.00 per line)
            •     Quarterly equipment promotions – ask for details when making T- Mobile plan arrangements.
            •     Select rate plans including but not limited to Flexpay, Prepaid, Unlimited Loyalty, Kid Connect
                  and Even More Plus do not qualify.

If you would like to set up a T-Mobile account by phone call 1-866-464-8662 & use promo code
12832TMOFV or if you prefer to set up your account via internet visit utfb.fb.org > member benefits>T-
Mobile> and click on the direct link to Farm Bureau’s T-Mobile website. Call 801-233-3010 for additional
assistance. Always ask for the “American/Utah Farm Bureau” Discount.

Existing customers not wanting to add any new lines of service at this time but wishing to receive
the 12% rate plan discount please follow the directions below:

       1. Contact T-Mobile at 877-453-8824 and ask for the American/Utah Farm Bureau discount. Provide
          the American Farm Bureau Promo code of 12832TMOFAV. (You may also need to provide the
          Node # 5168830.)

            OR:

       1.   Fill out the attached migration form (page 20) with the following: Name, T-Mobile Billing Account
            Number, Billing Address, and Farm Bureau membership number. Under “Plan Migration
            Information” please be sure to include your T-Mobile phone #!
       2.   The Association number is supplied. A company or association e-mail address is not necessary.
            The American/Utah Farm Bureau Promo Code has been supplied. Add your membership # in the
            remaining box.
       3.   Fax the form to the fax number on the form. If you prefer to email the form, you will need to
            download it from utfb.fb.org – member benefits – T-Mobile. Do not send the form to me.
       4.   Please allow one to two billing cycles for the discount to appear on your account.
	
                                                        	
   15	
                                              	
  
       5.     Name on the Account must match the Member Name or be an authorized user on the account.
       6.     Upgrades on devices must be done through customer service.

Flex pay, Kid Connect, Pre-paid, Unlimited Loyalty, or Even More Plus rate plans
do not qualify for the discount at this time.


UNIVERSAL STUDIOS, HOLLYWOOD
       •      Put yourself inside the movies at the world’s largest movie studio and theme park.
                                                                                         st
       •      THREE DAY PASS for just $64.00 per person. Valid for 12 months from 1 use.
       •      Black-Out Dates Apply
       •      Call 801-233-3010 to order. Visa/MasterCard accepted.


UTAH STATE FAIR

The last Saturday of the State Fair is Farm Bureau Day. There are always plenty of things to do and
enjoy, including the Great American Cook-off featuring an aromatic demonstration by some of Utah's
finest outdoor cooking teams, (free samples provided as the contest concludes), Livestock Tours, and the
Junior Livestock Auction. But any day is a great day at the Utah State Fair. Farm Bureau members
receive a discount on admission each and every day.
          Redeem one ORIGINAL coupon at any ticket gate at the Utah State Far to receive one free
          admission with the purchase of one adult gate admission. Additionally, during the same
          transaction, present three copies of the ORIGINAL coupon to receive up to three more free
          admissions. Limit is four free admissions. ORGINAL discount coupon appears in the August
          and September issues of the Farm Bureau News.


WEST PRO                                                                                                                                      1-800-533-3885

                     •      Farm Bureau members receive a discount on all Farm Bureau apparel featuring the Farm
                            Bureau logo from West Pro.
                     •      Members can purchase items for employees or sports teams using a business or other
                            logo also at a discount. There is a 1 time set up fee of $25.00 for logos other that the
                            Farm Bureau logo.

                     •      Hat orders, minimum of 6; other minimums may apply.
                     •      View apparel options at www.westpro.net
                     •      Send your order or bid request to steve@westpro.net or call 1-800-533-3885, ask for
                            Steve Clement.
                     •      Proof of Farm Bureau membership required to receive the Farm Bureau discount.
                     •      Tax and shipping charges apply to all orders.



WYNDHAM HOTELS:	
  20%	
  lower	
  than	
  the	
  “Best	
  Available	
  Rate”*	
  at	
  thousands	
  of	
  participating	
  
locations	
  throughout	
  the	
  world!	
  	
  Whether	
  you	
  are	
  looking	
  for	
  an	
  upscale	
  hotel,	
  an	
  all-­‐inclusive	
  resort	
  or	
  
something	
  more	
  cost	
  effective,	
  we	
  have	
  the	
  right	
  hotel	
  for	
  you….and	
  at	
  the	
  right	
  price.	
  	
  
	
  
• 	
  To	
  receive	
  your	
  discount,	
  call	
  1-­‐877-­‐670-­‐7088	
  and	
  mention	
  ID	
  number	
  67485	
  	
  or	
  	
  visit	
  utfb.fb.org	
  and	
  
click	
  on	
  the	
  hotel	
  link	
  in	
  the	
  benefits	
  section,	
  then	
  click	
  on	
  the	
  logo	
  of	
  your	
  hotel	
  of	
  choice.	
  	
  To	
  receive	
  the	
  
additional	
  20%	
  off	
  the	
  “Best	
  Available	
  Rate”	
  *	
  advanced	
  reservations	
  are	
  required.	
  	
  Some	
  blackout	
  dates	
  may	
  
apply.	
  	
  
	
  
	
                                                                                   	
   16	
                                                                            	
  
•	
  	
  	
  Endless Vacations:	
  In	
  addition	
  to	
  the	
  hotels	
  listed	
  below,	
  Farm	
  Bureau	
  members	
  receive	
  10%	
  off	
  the	
  
best	
  available	
  rate	
  on	
  almost	
  60,000	
  resorts	
  worldwide	
  including	
  condo	
  units	
  in	
  Florida,	
  villas	
  and	
  
cottages	
  in	
  Europe.	
  	
  Listen	
  to	
  prompts	
  at	
  1-­‐877-­‐670-­‐7088	
  and	
  select	
  the	
  “Endless	
  Vacations”	
  option.	
  

                  Toll Free Reservation Number: 1-877-670-7088:

                            Days Inn                         Wingate Inn                 Super 8
                            Howard Johnson                   Villager                    Wyndham Garden
                            Ramada                           AmeriHost                   Wyndham Grand Collection
                            Knights Inn                      Wyndham                     Hawthorne
                            Baymont Inns                     Travelodge                  Microtel

              •   Best Available Rate” is defined as the lowest rate publicly available to consumers on the Internet. To redeem this offer,
                  call the hotel brand phone number above and give ID 67485 at the time of reservation. Office not valid if the hotel is called
                  directly, advanced reservations are required. Offer is subject to availability at participating locations and some blackout
                  dates may apply. Discount is 10% off “The Best Available Rate” and cannot be combined with any other discounts, offers
                  or special promotions. Discounts vary by location and time of year. Offer is void where prohibited by law and has no cash
                  value.




       	
  




	
                                                                         	
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