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					                                                                                                                                                 September 21, 2009

                                                   CNA Business Insurance Profile Guide
           This Profile Guide is designed to assist you in writing Business Insurance with CNA. It consists of two worksheets - this
           Instruction sheet and the Small Business and CustomXpress Profile Guide.

 How to Save the Profile Guide Select File from your Toolbar,
                                          Click Save As ,
                                          A save window will appear:
                                          Enter a name for the file then click Save

 How to Close the Profile Guide You can return to CNA Central by using your Browser 'Back' button

          Using the Filters                ** Please Note: Excel has a limit of 1000 items that can display in the drop-down lists. Before
                                          sorting using the SIC or Descrition fields, you'll need to select some other criteria - otherwise not all
                                          items will be available for selection (there are more than 1000 class items in these lists).


The column headings contain AutoFilters. This allows you to sort the guide based on items in the AutoFilter drop-down lists.
          For example, if you want to select only those items with a WC indicator:
                                          1. Click the drop-down arrow at the top of the CNA Central Issue column
                                          2. Select (Custom…)
                                          3. In the resulting window, select "contains" in the top left field.
                                          4. Select "WC" in the top right field
                                          5. Click OK

                                                                      CNA Connect and CX - Profile
                                                                              Glossary

                                      SIC Shows CNA's 5 digit SIC code

                      Class Description Describes the Class entry. Please note, this is a class code description, NOT necessarily a SIC description.

              CNA Connect Class Code This is the assigned CNA Connect class code for the particular entry.

                         Industry Group Identifies the major Industry Groups associated with each class.

                        Hazard Indicator Shown as either Low, Moderate or High

            Custom Xpress Eligible?
                   (Yes/No)               Indicates if a class is eligible for Custom Xpress.

            Small Business Guidelines Provides general appetite description and specific risk requirements for Small Business. Any restrictions may
                                      also be noted.

           Products Available on CNA
                    Central          Indicates what products are available to be quoted and issued in CNA Central for that particular class.
Territorial Restrictions   Indicates any territorial restrictions for that particular SIC.

   Misc Hazard Info        Indicates the Equipment Breakdown and Umbrella Hazard Information.
 SIC            Class Description           CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                  Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                            Code
35780   ACCOUNTING MACHINES,               36390A   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn:
        OPERATOR PACED MFG                           Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                              Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                          Umbrella: Low
87210   ACCOUNTING,                       65121J        Office          Low              ELIGIBLE       This classification applies to risks operating as auditors, accountants and bookkeepers. The following   CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        AUDITING/BOOKKEEPING SERVICES                                                                   types of firms shall be separately classified and rated: architectural; engineering; legal; medical;
                                                                                                        computer consulting; consulting.                                                                                                                                                                      Umbrella: Low
87210   ACTUARIAL SERVICES OFFICES -      65121BL       Office          Low              ELIGIBLE       Provides actuarial services at either insured's or customer's premises.                                  CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        PROVIDES ACTUARIAL SERVICES AT
        EITHER INSUREDS OR CUSTOMERS                                                                                                                                                                                                                                                                          Umbrella: Low
        PREMISES
80490   ACUPUNCTURIST                     65121AV       Office          Low    ELIGIBLE - UMBRELLA IS This risk is primarily engaged in the treating of disease or pain by piercing the body with needles.     CNA Connect, Auto, NPe & WC                         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                     INELIGIBLE       Incidental sales of herbs and vitamins are also available. Risks primarily engaged in the sale of herbs
                                                                                                      will be classed as health food stores. Acupuncturists selling herbs under their name are ineligible.
                                                                                                      Umbrella is not available.
35780   ADDING MACHINES MFG               36390B    Manufacturing -   Moderate ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                         Equip Brkdwn:
                                                     Technology                                       operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                      products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                      for any location with total square feet greater than 20,000.                                                                                                                                            Umbrella: Low
50440   ADDING MACHINES WHOLESALE         51991A     Wholesalers        Low    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
35780   ADDRESS LABELING MACHINES MFG     36390C    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn:
                                                     Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                              Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                          Umbrella: Low
50440   ADDRESSING MACHINES               51991B     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
35780   ADDRESSING MACHINES, PLATES       36390D    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        AND PLATE EMBOSSERS MFG                      Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                              Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                          Umbrella: Low
73110   ADVERTISING AGENCIES              65121K        Office          Low              ELIGIBLE       Personal & Advertising Injury is limited to false arrest, detention or imprisonment; malicious                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        prosecution; and wrongful eviction from, wrongful entry into, or invasion of the right of private
                                                                                                        occupancy of a room. Please refer to CNP Section 14 items a, b and c.                                                                                                                                 Umbrella: Low
73121   ADVERTISING SIGN COMPANIES -      73121A        Stores          High             ELIGIBLE       This classification is applicable to risks selling space for advertising purposes and includes shop                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI, NJ, NY                 Equip Brkdwn: Low
        OUTDOOR                                                                                         operations, the erection, painting, repair or removal of signs, sign painting or lettering in or upon
                                                                                                        buildings or structures and the existence hazard of signs located away from the insured's premises.                                                                                                   Umbrella: Low
                                                                                                        No outside sign work over 3 stories.
51991   ADVERTISING SPECIALTIES           51412B     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. If the risk sells or distributes products        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       under their own label, classify using an appropriate manufacturing class. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.                                                                                                                                Umbrella: High
73890   AGRICULTURAL CONSULTANTS          65121AW       Office          Low              ELIGIBLE       Risks that provide advisory and planning services relating to agriculture. This class does not include             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        risks engaged in providing farm management services.
                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
35852   AIR CONDITIONING EQUIP MFG.        35852    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                  Moderate
                                                                                                        the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                                        Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                           Umbrella: Low
                                                                                                        Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                        Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                        the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                        CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

59997   AIR CONDITIONING EQUIP-DEALER     10011A        Stores        Moderate            ELIGIBLE            No installation or repair. Risk is not eligible to be written on CNA Connect if direct imports exceed 25%    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        ONLY-NO INSTALL, SERVICE/REPAIR                                                                       of total sales.
                                                                                                                                                                                                                                                                                                              Umbrella: Low
50751   AIR CONDITIONING EQUIPMENT,       51991D     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCEPT ROOM UNITS WHOLESALE,                                                                    of total sales or if they sell or distribute products under their own label. If this is the case, classify using
        NO INSTALL/SERVICE/REPAIR                                                                       an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                                Umbrella: Low
                                                                                                        feet greater than 20,000
50751   AIR CONDITIONING ROOM UNITS,      51991E     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        SELF CONTAINED WHOLESALE, NO                                                                    of total sales or if they sell or distribute products under their own label. If this is the case, classify using
        INSTALL/SERVICE/REPAIR                                                                          an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                                Umbrella: Low
                                                                                                        feet greater than 20,000
17110   AIR CONDITIONING SYSTEMS/EQUIP-   91111A      Contractor        High           NOT ELIGIBLE     R-12 (Freon) reclaimer must be certified. No LPG work/sales. Residential Construction Defect                       CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        DEALER/DISTRIB-                                                                                 Products/Completed Operations Exclusion (SB146973A) and mold exclusions apply. Must have been                                                              HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        INSTALL/SERVICE/REPAIR-COMML                                                                    in business at least 3 years. A CNA Connect policy must be in place before the Workers’                                                                    Auto Prohibited only in: AZ, CA, NJ, NV,
                                                                                                        Compensation line is considered for this class. Umbrella is not available. Residential construction is                                                     OR and WA.
                                                                                                        ineligible.
34993   AIR COWLS, SCOOPS MFG             34993A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                              Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
50872   ALARM SIGNAL SYSTEMS              51991G     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                        an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                                Umbrella: High
                                                                                                        feet greater than 20,000
50990   ALBUMS (PHOTO) AND                51412C     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        SCRAPBOOKS WHOLESALE                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
51813   ALE WHOLESALE                     51412D     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, WC & Umb                   Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                   - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. Auto is not available. Liquor Liability is not available for this class. A sprinkler                                                                                             Umbrella: High
                                                                                                        system is mandatory for any location with total square feet greater than 20,000


                                                                                                                                                                                                                                                                                                               Page 3
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                 August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
20320   ALMOND PASTES MFG                 20320A   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

50512   ALUMINUM WARE WHOLESALE          51991H     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Moderate
86110   ALUMNI ASSOCIATIONS - NOT FOR    65121AX       Office          High              ELIGIBLE           This classification contemplates associations of individuals in support of a specific educational facility.   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PROFIT                                                                                              Habitational exposures such as fraternity or sorority houses are not eligible. Special Events exclusion
                                                                                                            may apply. This class is not eligible for Employment Practices Liability Coverage on Connect in the                                                                                             Umbrella: Low
                                                                                                            following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

50648   AMATEUR RADIO COMMUNICATIONS      51991I    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        EQUIPMENT WHOLESALE                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Moderate
87340   ANALYTICAL CHEMISTS               87340      Office -          Low            NOT ELIGIBLE          Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following             CNA Connect, Auto, NPe, WC & Umb       See Small Business Guidelines column       Equip Brkdwn: Low
                                                    Advanced                                                states: AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
                                                     Medical                                                                                                                                                                                                                                                Umbrella: Low
                                                    Technology
50442   ANALYTICAL INSTRUMENTS:          51991J     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Wholesalers assigned to this classification sell precision tools and equipment. The risk is not eligible           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PHOTOMETERS, SPECTROGRAPHS,                                                                    for this CNA Connect class if direct imports exceed 25% of total sales or if they sell or distribute
        CHROMATOGRAPHIC INSTRUMENTS                                                                    products under their own label. If this is the case, classify using an appropriate manufacturing class. A                                                                                            Umbrella: Moderate
        WHOLESALE                                                                                      sprinkler system is mandatory for any location with total square feet greater than 20,000

34993   ANDIRONS MFG                     34993B    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34993   ANGLE IRONS MFG                  34993C    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
51990   ANSWERING MACHINES -             51991K    Wholesalers -       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TELEPHONE WHOLESALE                         Technology                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
73110   ANSWERING SERVICES -             71807S        Office          Low               ELIGIBLE           Risks engaged in providing telephone answering services for individuals or various businesses on a fee        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TELEPHONE                                                                                           or contract basis. This class does not include any monitoring type services for alarm companies.
                                                                                                                                                                                                                                                                                                            Umbrella: Low
35780   ANTENNAS, RECEIVING:             36390F    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        AUTOMOBILE, HOME AND PORTABLE               Technology                                         Your customer is ineligible for our program if they install antennas or satellite dishes (including Direct                                                                                           Moderate
        MFG                                                                                            TV) or if your customer ever manufactured or distributed any of the following products: aircraft
                                                                                                       products, automobile & truck (operating parts), medical products. A sprinkler system is mandatory for                                                                                                Umbrella: Low
                                                                                                       any location with total square feet greater than 20,000.
35780   ANTENNAS, SATELLITE: HOME TYPE   36390G    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                         Technology                                         Your customer is ineligible for our program if they install antennas or satellite dishes (including Direct                                                                                           Moderate
                                                                                                       TV) or if your customer ever manufactured or distributed any of the following products: aircraft
                                                                                                       products, automobile & truck (operating parts), medical products. A sprinkler system is mandatory for                                                                                                Umbrella: Low
                                                                                                       any location with total square feet greater than 20,000.
59320   ANTIQUE STORES                    59320        Stores          High             ELIGIBLE       Dealers should specialize and be certified appraisers. No thrift stores, secondhand stores, pawn shops             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       or junkyards. Restoration exposure should be incidental and properly safeguarded. Greater than 10%
                                                                                                       furniture sales are ineligible.                                                                                                                                                                      Umbrella: Low
65132   APARTMENT - 1 TO 4 UNITS PER     65132A      Apartment         High             ELIGIBLE       Fire rating divisions are defined as the number of living units expected to be heavily damaged by fire,            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                           smoke or water in a fire incident. Fire rating divs can be identified with 2 hour fire partitions. Eligible
                                                                                                       risks will possess the following characteristics:well maintained building (picture required), minimum 6                                                                                              Umbrella: High
                                                                                                       month lease,hard wired smoke detectors,sprinkler protection if 3 or more stories connected to a central
                                                                                                       alarm monitoring system,emergency lighting,compliance with all applicable fire and life safety
                                                                                                       standards (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                       construction,aluminum siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in
                                                                                                       California with 4 or fewer units,charcoal grilling on balconies, subsidized or student housing,assisted
                                                                                                       living facilities,or rooming houses.BEFORE BINDING,discuss with your underwriter if the building is >15
                                                                                                       years old,has a playground or experienced a water damage loss in the past 5 years. Lead paint
                                                                                                       exclusion applies.
65134   APARTMENT - 13+ UNITS PER FIRE    65134      Apartment         High             ELIGIBLE       Fire rating divisions are defined as the number of living units expected to be heavily damaged by fire,            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        RATING DIVISION                                                                                smoke or water in a fire incident. Fire rating divs can be identified with 2 hour fire partitions. Eligible
                                                                                                       risks will possess the following characteristics:well maintained building (picture required), minimum 6                                                                                              Umbrella: High
                                                                                                       month lease,hard wired smoke detectors,sprinkler protection if 3 or more stories connected to a central
                                                                                                       alarm monitoring system,emergency lighting,compliance with all applicable fire and life safety
                                                                                                       standards (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                       construction,aluminum siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in
                                                                                                       California with 4 or fewer units,charcoal grilling on balconies, subsidized or student housing,assisted
                                                                                                       living facilities,or rooming houses.BEFORE BINDING,discuss with your underwriter if the building is >15
                                                                                                       years old,has a playground or experienced a water damage loss in the past 5 years. Lead paint
                                                                                                       exclusion applies.




                                                                                                                                                                                                                                                                                                             Page 4
             CNA Connect Profile Guide                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description         CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                       Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
65131   APARTMENT - 5 TO 12 UNITS PER     65131       Apartment          High              ELIGIBLE            Fire rating divisions are defined as the number of living units expected to be heavily damaged by fire,          CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                   smoke or water in a fire incident. Fire rating divisions can be identified with 2 hour fire partitions. Eligible
                                                                                                               risks will possess the following characteristics:well maintained building (picture required), minimum 6                                                                                              Umbrella: High
                                                                                                               month lease,hard wired smoke detectors,sprinkler protection if 3 or more stories connected to a central
                                                                                                               alarm monitoring system,emergency lighting,compliance with all applicable fire and life safety
                                                                                                               standards (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                               construction,aluminum siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in CA
                                                                                                               with 4 or fewer units,charcoal grilling on balconies, subsidized or student housing,assisted living
                                                                                                               facilities,or rooming houses.BEFORE BINDING,discuss with your underwriter if the building is >15
                                                                                                               years old,has a playground or experienced a water damage loss in the past 5 years. Lead paint
                                                                                                               exclusion applies.
56990   APPAREL ACCESSORIES STORE-       56319D         Stores           Low               ELIGIBLE            This classification includes tailoring, clothing alterations and repair work. Clothing manufacturing is not CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn: Low
        DANCE                                                                                                  contemplated in this class.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
56990   APPAREL ACCESSORIES STORE-       56319A         Stores           Low               ELIGIBLE            This classification includes tailoring, clothing alterations, embroidery, monogramming and repair work.            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MISCELLANEOUS                                                                                          Clothing manufacturing is not contemplated in this class.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
56990   APPAREL ACCESSORIES STORE-       56319E         Stores           Low               ELIGIBLE            This classification includes tailoring, clothing alterations and repair work. Clothing manufacturing is not        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SPORTS                                                                                                 contemplated in this class.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
23110   APPAREL MANUFACTURING - OTHER    23110A     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, CA, HI                     Equip Brkdwn:
        THAN CHILDRENS CLOTHING NOC                                                                      CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                              Moderate
                                                                                                         equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                         Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                  Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                         A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50642   APPLIANCE DISTRIBUTOR-            10041      Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        HOUSEHOLD TYPE NOC                                                                               sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                       Umbrella: Moderate
                                                                                                         than 20,000
50648   APPLIANCE DISTRIBUTOR-RADIO      10042A      Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this class if they install antennas or satellite dishes (including Direct TV).              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        AND TV                                                                                           Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any
                                                                                                         location with total square feet greater than 20,000                                                                                                                                                        Umbrella: Moderate
34993   APPLIANCE PARTS, PORCELAIN       34993D     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        ENAMELED MFG                                                                                     CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                      Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                                   Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
76290   APPLIANCE REPAIRS                71212A    Business Services     Low              ELIGIBLE       Must be in business a minimum of 3 years to be eligible for CNA Connect. This classification applies to                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         establishments primarily engaged in the repair of electrical household appliances. Trucking operations
                                                                                                         are ineligible. Risks solely installing non-owned appliances are ineligible. This class does not apply to                                                                                                  Umbrella: Moderate
                                                                                                         businesses offering appliance repair advice online, lawn mower repairs or power tool repairs. Risks
                                                                                                         primarily selling household appliances with installation shall be separately classified and rated as
                                                                                                         Appliance Stores- Household, SIC 57221. Television or radio receiving set installation or repair shall
                                                                                                         be separately classified and rated as Appliance Store-Radio/TV, SIC 57311.

57311   APPLIANCE STORE-ELECTRONICS      57326S         Stores           Low               ELIGIBLE            This classification applies to risks primarily engaged in selling electronics of the household type. Stores        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                               where the sales of electronics are not the principle sales should be assigned to a different mercantile
                                                                                                               classification. This class includes the sales of incidental parts of the appliances sold in the store. Any                                                                                           Umbrella: Low
                                                                                                               delivery and hook up, installation, servicing, and repair work of the appliances sold in the store is
                                                                                                               contemplated by this classification. Rental stores are not eligible for this classification. Installation of
                                                                                                               antennas or satellite dishes (including Direct TV) is not eligible for this classification.

57311   APPLIANCE STORE-RADIO/TV         57326B         Stores           Low               ELIGIBLE            This classification applies to risks primarily engaged in selling appliances of the household type. These          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                               items include: radios, televisions, and other various types of audio or video equipment. Stores where
                                                                                                               the sales of the appliances are not the principle sales should be assigned to a different mercantile                                                                                                 Umbrella: Low
                                                                                                               classification. This class includes the sales of incidental parts of the appliances sold in the store. Any
                                                                                                               delivery and hook up, installation, servicing, and repair work of the appliances sold in the store is
                                                                                                               contemplated by this classification. Rental stores are not eligible for this classification. Installation of
                                                                                                               antennas or satellite dishes (including Direct TV) is not eligible for this classification.

57221   APPLIANCE STORES - HOUSEHOLD     57326A         Stores           Low               ELIGIBLE            This classification applies to risks primarily engaged in selling appliances of the household type. These          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                               items include, but are not limited to: washers and dryers, refrigerators, ranges, stoves, dishwashers,
                                                                                                               blenders, toasters, radios, televisions, household room air conditioners, microwaves, vacuums and                                                                                                    Umbrella: Low
                                                                                                               sewing machines. These risks may sell a minor amount of non-appliances which would be
                                                                                                               contemplated by this classification. Stores where the sales of the appliances are not the principle sales
                                                                                                               should be assigned to a different mercantile classification. This class includes the sales of incidental
                                                                                                               parts of the appliance sold in the store. Delivery and hook up, installation, servicing, and repair work of
                                                                                                               the appliances sold in the store is contemplated by this classification. Rental stores are not eligible for
                                                                                                               this classification. Installation of antennas or satellite dishes (including Direct TV) is not eligible for this
                                                                                                               classification.

36291   APPLIANCES & ACCESSORIES MFG.-    36291     Manufacturing        High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        COMML-NOT GAS                                                              CustomXpress will use the   Your customer is ineligible for our program if your customer ever manufactured or distributed any of
                                                                                    Insight/Advance product    the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,                                                                                                    Umbrella: High
                                                                                     for Property/GL on this   Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,
                                                                                              class.           Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                               Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                               the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                               CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                               PRODUCTS WILL BE EXCLUDED ON THIS CLASS.




                                                                                                                                                                                                                                                                                                                     Page 5
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                       August 17, 2009
 SIC            Class Description           CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                            Code
76291   APPLIANCES & ACCESSORIES-           91150       Service         Low       ELIGIBLE INS/ADV ONLY Must be in business a minimum of 3 years to be eligible for CNA Connect. Your customer is not eligible CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn: Low
        INSTALL/SERVICE/REPAIR-COMML                                                                    for this classification if they install, service, or repair commercial cooking equipment including kitchen
                                                                                                        exhaust cleaning and maintenance; install, service, or repair commercial kitchen equipment for use in                                                                                            Umbrella: Moderate
                                                                                                        hospitals including counters, ice dispensing bins, benches, lift carts and tables; clean air ducts; build or
                                                                                                        assemble built in refrigeration units. Trucking operations are ineligible.

76292   APPLIANCES & ACCESSORIES-          71921C       Service         Low       ELIGIBLE INS/ADV ONLY Must be in business a minimum of 3 years to be eligible for CNA Connect. This classification applies to CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn: Low
        INSTALL/SERVICE/REPAIR-                                                                         establishments primarily engaged in the repair of electrical household appliances and accessories.
        HOUSEHOLD                                                                                       Trucking operations are ineligible. Risks solely installing non-owned appliances are ineligible. This                                                                                            Umbrella: Moderate
                                                                                                        class does not apply to businesses offering appliance repair advice online, lawn mower repairs or
                                                                                                        power tool repairs. Installation of antennas or satellite dishes (including Direct TV) is not eligible for this
                                                                                                        classification. Risks primarily selling household appliances with installation shall be separately
                                                                                                        classified and rated as Appliance Stores- Household, SIC 57221. Television or radio receiving set
                                                                                                        installation or repair shall be separately classified and rated as Appliance Store-Radio/TV, SIC 57311.

64111   APPRAISER - AUTO                   65121AY       Office         Low               ELIGIBLE           Risks that provide auto appraisal services for the general public on an independent basis.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                         Umbrella: Moderate
64111   APPRAISER - PERSONAL PROPERTY      65121AZ       Office         Low               ELIGIBLE      Risks in this class provide appraisal services for determining and documenting value of personal               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        property. This class does not include jewelry or art appraisers or real estate appraisals to determine
                                                                                                        market value.                                                                                                                                                                                    Umbrella: Moderate
34993   AQUARIUM ACCESSORIES, METAL        34993E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
59997   AQUARIUM SUPPLIES AND              59999AD       Stores         Low              ELIGIBLE       This is a retail store selling fish. In addition the store may display and sell, fish foods, aquarium          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TROPICAL FISH                                                                                   supplies, and tanks.
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50490   ARCHITECTS' EQUIPMENT AND          51991L     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                              location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
87120   ARCHITECTURAL CONSULTING-NOT       65121AG       Office         Low               ELIGIBLE           Must carry professional liability insurance. This class is not eligible for Employment Practices          CNA Connect, Auto, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
        ENGAGED IN ACTUAL                                                                                    Liability/Fiduciary Liability Coverage on Connect. These coverages may be available through CNA
        CONSTRUCTION-EXCL.                                                                                   Specialty Lines (www.cnapro.com).                                                                                                                                                           Umbrella: Low
        PROFESSIONAL
50512   ARCHITECTURAL METALWORK            51991M     Wholesalers     moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
53991   ARMY & NAVY STORES                 59999AA       Stores         Low              ELIGIBLE       Retail sale of surplus (not used) army and navy field equipment such as tents, cook stoves, cooking            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        ware, boots and clothing. Any sales of guns or ammunitions is ineligible. Risks that primarily sell
                                                                                                        clothing shall be separately classified Clothing - Men and Boys'.                                                                                                                                Umbrella: Moderate
59997   ART - PICTURES AND POSTERS         59999AB       Stores         Low              ELIGIBLE       Retail sale of original or reproduced art, pictures, posters, or prints. This classification also              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        contemplates custom framing and matting and the sale of frames and matting. "Fine Arts", which
                                                                                                        includes paintings, etchings, pictures, tapestries, art glass windows, valuable rugs, statuary, marbles,                                                                                         Umbrella: Low
                                                                                                        bronzes, antique furniture, rare books, antique silver, porcelains, rare glass, bric-a-brac, and similar
                                                                                                        property with historical value, or artistic merit; are to be covered under the Fine Arts Coverage
                                                                                                        Endorsement in order to assure proper valuation. These items are not included within the definition of
                                                                                                        Business Personal Property. Notify your Underwriter if you do not place the insured's Fine Arts with
                                                                                                        CNA.
84121   ART GALLERIES-COMML                 84121        Stores       Moderate           ELIGIBLE       This classifications apply to risks that are principally engaged in displaying and selling works of art.       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        Artwork includes, but is not limited to: paintings, sculptures, drawings, and photographs. Operations
                                                                                                        not assigned this class include stores primarily selling posters, painting, art reproductions, and painting,                                                                                     Umbrella: Low
                                                                                                        picture or custom frame stores. Parts of the operations of these risks may resemble an art gallery, but
                                                                                                        they are not primarily displaying and selling one-of-a-kind works of art. Art restoration services are
                                                                                                        ineligible. This class is not eligible for Employment Practices Liability Coverage on Connect in the
                                                                                                        following states: AK, FL, LA, MA, and NY.
51930   ARTIFICIAL & SILK PLANTS/FLOWERS   59999G     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTOR                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
59997   ARTIFICIAL & SILK PLANTS/FLOWERS   59999F        Stores         Low               ELIGIBLE           Stores assigned to this classification sell artificial flowers, plants and similar items.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        STORE
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50490   ARTISTS SUPPLIES DISTRIBUTOR       59995C     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
59451   ARTISTS SUPPLIES STORE             59995B        Stores         Low               ELIGIBLE      This classification applies to a business selling scale-model kits either operating or non-operating of        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        airplanes, automobiles, ships, railroads and the like, along with accessories and finishing materials, art
                                                                                                        materials, handcraft kits, craft tools, radio control equipment and science kits. These shops also may                                                                                           Umbrella: Low
                                                                                                        sell miniature figurines and vehicles, as well as stamps and coins. Magazines and other publications
                                                                                                        that address specific hobbies may be sold.
34993   ASH-CANS, STAMPED AND PRESSED      34993F    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        METAL MFG                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
34993   ASHTRAYS, STAMPED METAL MFG        34993G    Manufacturing    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                          Page 6
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC            Class Description          CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                   Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                           Code
86110   ASSOCIATIONS - BUSINESS, NOT      65121BA       Office          High              ELIGIBLE            This classification contemplates associations of diverse businesses such as Chambers of Commerce. CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn: Low
        FOR PROFIT                                                                                            For profit groups, athletic organizations, regulatory organizations, organizations providing / setting /
                                                                                                              endorsing "industry standards", and organizations providing, arranging, or sponsoring private security                                                                                           Umbrella: Low
                                                                                                              are not eligible for this classification. Special Events exclusion may apply. This class is not eligible for
                                                                                                              Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and NY.
                                                                                                              Liquor Liability is not available for this class.
86110   ASSOCIATIONS - CIVIC, NOT FOR     65121BB       Office          High              ELIGIBLE            This classification contemplates geographic based associations of individuals whose objective is the         CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        PROFIT                                                                                                betterment of their community such as the Rotary Club. Ineligible risks are social clubs, clubs with bars
                                                                                                              or restaurants, military re-enactment clubs, condo/homeowner or tenant associations. Organizations                                                                                               Umbrella: Low
                                                                                                              that provide, arrange or sponsor security, radical advocacy groups, environmental protections
                                                                                                              organizations, youth organization, profit groups or associations are also ineligible. Special Events
                                                                                                              exclusion may apply. This class is not eligible for Employment Practices Liability Coverage on Connect
                                                                                                              in the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86110   ASSOCIATIONS - PROFESSIONAL,      65121AQ       Office          High              ELIGIBLE            This classification contemplates homogenous associations of a single profession such as CPCU. For              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        NOT FOR PROFIT                                                                                        profit groups, medical field related and regulatory organizations, organizations providing / setting /
                                                                                                              endorsing "industry standards" are not eligible for this classification. Medical associations that provide                                                                                       Umbrella: Low
                                                                                                              medicine service, peer review, accreditation or product endorsement are not eligible. Special Events
                                                                                                              exclusion may apply. This class is not eligible for Employment Practices Liability Coverage on Connect
                                                                                                              in the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86110   ASSOCIATIONS - TRADE, NOT FOR     65121AR       Office          High              ELIGIBLE            This classification contemplates homogenous associations of a single type of business or trade such            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PROFIT                                                                                                as printers or graphic artists. For profit groups, labor or trade unions, athletic organizations, regulatory
                                                                                                              organizations, organizations providing/setting/endorsing "industry standards" , and organizations                                                                                                Umbrella: Low
                                                                                                              providing, arranging or sponsoring private security are not eligible for this classification. Special Events
                                                                                                              exclusion may apply. This class is not eligible for Employment Practices Liability Coverage on Connect
                                                                                                              in the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

56611   ATHLETIC FOOTWEAR                 56613C        Stores          Low               ELIGIBLE            This classification applies to risks which sell shoes, repair work is contemplated, but excludes any           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              manufacturing.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
51360   ATHLETIC FOOTWEAR WHOLESALE       51412F     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
36290   ATTENUATORS MFG                   36390H    Manufacturing       High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                  CustomXpress will use the   Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
                                                                                   Insight/Advance product    the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                    for Property/GL on this   Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Moderate
                                                                                             class.           Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                              Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                              the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                              CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                              PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

73892   AUCTIONEERS - SALES CONDUCTED     73892A        Office          Low               ELIGIBLE            No auto or livestock sales. Formal written appraisals must be prepared for goods auctioned. No online          CNA Connect, Auto, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
        AWAY FROM INSUREDS' PREMISES                                                                          auctions. Professional Liability coverage is excluded.
                                                                                                                                                                                                                                                                                                               Umbrella: Moderate
59320   AUCTIONS - ON PREMISES OWNED      73892B        Stores          High              ELIGIBLE            No auto or livestock sales. No online auctions. Professional Liability coverage is excluded.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        OR RENTED BY THE INSURED
                                                                                                                                                                                                                                                                                                               Umbrella: Moderate
73890   AUDIO CONSULTANT                  65121AS       Office          Low               ELIGIBLE            No medical interpreters. Risks primarily engaged in the testing of industrial noise levels and hearing     CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              loss. This class does not include medical offices or anyone licensed or certified as a nurse or physician.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
36611   AUDIO RECORDERS AND PLAYERS:       36390I   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. Your                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        AUTOMOTIVE AND HOUSEHOLD MFG                 Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed a product or                                                                                                  Moderate
                                                                                                        component involved in the following: aircraft, automobile & truck (critical parts), factory automation,
                                                                                                        environmental control, physical security systems, utilities and petro-chemical uses, and medical                                                                                                       Umbrella: Low
                                                                                                        products or devices, or if the end use or end user cannot be identified. If the insured uses Beryllium or
                                                                                                        Beryllium alloys now, or at anytime in the past, or if the insured stores or uses silica, titanium,
                                                                                                        fiberglass, weaponry, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler
                                                                                                        system is mandatory for any location with total square feet greater than 20,000.

51990   AUDIO VISUAL EQUIPMENT &          10042B    Wholesalers -     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES DISTRIBUTOR-EXCL.                   Technology                                         location with total square feet greater than 20,000
        RENTAL                                                                                                                                                                                                                                                                                                 Umbrella: Low
57311   AUDIO VISUAL EQUIPMENT &          57326D        Stores        Moderate            ELIGIBLE            This classification applies to risks primarily engaged in selling audio visual equipment and supplies of     CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES STORE-EXCL. RENTAL                                                                           the household type. Stores where the sales of the appliances are not the principle sales should be
                                                                                                              assigned to a different mercantile classification. This class includes the sales of incidental parts of the                                                                                      Umbrella: Low
                                                                                                              appliances sold in the store. Any delivery and hook up, installation, servicing, and repair work of the
                                                                                                              appliances sold in the store is contemplated by this classification. Rental stores are not eligible for this
                                                                                                              classification.
89990   AUTHORS & PLAYWRIGHTS             65121DJ       Office          Low               ELIGIBLE            Professional liability coverage should be purchased separately from CNA's Miscellaneous Professional CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              Liability Division.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
75380   AUTO OIL CHANGE AND LUBRICATION   75492A        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        sales, sell, rent, lease or loan vehicles (including trailers) to others, tire sales > 25% of total sales,
                                                                                                        make or install trailer hitches, offer self-service bay rentals, pickup or delivery of customers autos, any                                                                                            Umbrella: Moderate
                                                                                                        firearms or guard dogs on premises or any operations in connection with a marina.

50131   AUTO PARTS & SUPPLIES DISTRIB      10071     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn: Low
        NOC-EXCL. SERVICE                                                                               not eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                        Your customer is not eligible if tire sales are > 25% of total sales or if you customer sells any used tires.                                                                                          Umbrella: Low
                                                                                                        Any parts delivered by non-company owned or leased vehicles requires minimum personal auto limits
                                                                                                        of $300,000 CSL.
55311   AUTO PARTS & SUPPLIES STORE-       55313        Stores        Moderate           ELIGIBLE       No auto repairs - including tires - or junkyard exposures. Sales of used or rebuilt parts must be             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCL. SERVICE                                                                                   incidental. Your customer is not eligible if tire sales are > 25% of total sales or if you customer sells any
                                                                                                        used tires. Any parts delivered by non-company owned or leased vehicles requires minimum personal                                                                                                      Umbrella: Low
                                                                                                        auto limits of $300,000 CSL.


                                                                                                                                                                                                                                                                                                                Page 7
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                  August 17, 2009
 SIC             Class Description            CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                            Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                             Class
                                              Code
75380   AUTO REPAIR/SERVICE SHOPS - AIR      75380A       Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,           CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        CONDITIONING SERVICE,                                                                            gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
        INSTALLATION OR REPAIR - NO                                                                      others, make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks                                                                                                 Umbrella: Moderate
        TOWING                                                                                           (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on
                                                                                                         premises or any operations in connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS - BODY    75380B        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following:24 hour                       CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        REPAIR AND COLLISION SHOPS - NO                                                                  operation,boat/motorcycle work,dealer plates,repair plates,road side repair, emergency vehicle repair
        TOWING                                                                                           or maintenance,gasoline sales,sell, rent, lease or loan vehicles (including trailers) to others,perform tire                                                                                         Umbrella: Moderate
                                                                                                         recapping or vulcanizing,make/install trailer hitches,perform work on professional racing cars or high
                                                                                                         performance vehicles; sponsor racing teams/events;offer self-service bay rentals,tire dealers, rent
                                                                                                         equipment/tools,salvage/wrecking operations,repair work on heavy trucks (exceeding 20,000 GVW),
                                                                                                         painting exposures>30%,auto dismantlers/rebuilders/restorers (including frame lengthening, limo
                                                                                                         manufacturing, low rider or monster-truck customization),convenience sales>15%,parking/garaging
                                                                                                         operations,pickup or delivery of customers autos,any firearms or guard dogs on premises.CNA desires
                                                                                                         at least one certified ASE mechanic on duty at all times and a set route for test driving customers autos.

75380   AUTO REPAIR/SERVICE SHOPS - BRAKE   75380C        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        INSTALLATION AND REPAIR, SHOCKS                                                                  gasoline sales; tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
        AND STRUTS, EXHAUST SYSTEMS AND                                                                  others, make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks                                                                                                 Umbrella: Moderate
        ALIGNMENT - NO TOWING                                                                            (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on
                                                                                                         premises or any operations in connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -         75380D        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 operation, boat or              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DETAIL SHOPS, PINSTRIPING, AUTO                                                                  motorcycle work, dealer plates, repair plates, auto restorers, gasoline sales, sell, rent, lease or loan
        WAXING AND BUFFING - NO TOWING                                                                   vehicles (including trailers) to others, tire sales > 25% of total sales, make or install trailer hitches, offer                                                                                     Umbrella: Moderate
                                                                                                         self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW), pickup or delivery of
                                                                                                         customers autos, any firearms or guard dogs on premises or any operations in connection with a
                                                                                                         marina.
75380   AUTO REPAIR/SERVICE SHOPS -         75380E        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        ELECTRICAL REPAIR AND                                                                            sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others,
        INSTALLATION INCLUDING                                                                           make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding                                                                                              Umbrella: Moderate
        SPEEDOMETER INSTALLATION - NO                                                                    20,000 GVW, pickup or delivery of customers autos, any firearms or guard dogs on premises or any
        TOWING                                                                                           operations in connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -         75380F        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is ineligible if their operation includes any of the following:24 hr operation,                      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        GENERAL REPAIR WITHOUT GAS SALES                                                                 boat/motorcycle work,dealer plates,repair plates,road side repair, emergency vehicle repair or
        - NO TOWING                                                                                      maintenance, gasoline sales,sell, rent, lease or loan vehicles (including trailers) to others,perform tire                                                                                           Umbrella: Moderate
                                                                                                         recapping or vulcanizing,make/install trailer hitches,perform work on professional racing cars or high
                                                                                                         performance vehicles; sponsor racing teams/events;offer self-service bay rentals, repair work on heavy
                                                                                                         trucks (exceeding 20,000 GVW), tire dealers,rent equipment/tools,salvage/wrecking
                                                                                                         operations,painting exposures>30%,tire sales>25% of total sales, auto dismantlers/rebuilders/restorers
                                                                                                         (including frame lengthening, limo manufacturing, low rider or monster-truck
                                                                                                         customization),convenience sales>15%,parking/garaging operations,pickup or delivery of customers
                                                                                                         autos,any firearms or guard dogs on premises.CNA desires at least 1 certified ASE mechanic on duty
                                                                                                         at all times and a set route for test driving customers autos.

75380   AUTO REPAIR/SERVICE SHOPS - GLASS   75380G        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        INSTALLATION - NO TOWING                                                                         gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
                                                                                                         others, make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks                                                                                                 Umbrella: Moderate
                                                                                                         (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on
                                                                                                         premises or any operations in connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -         75380J        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TRANSMISSION REPAIR AND                                                                          gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
        INSTALLATION - NO TOWING                                                                         others, make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks                                                                                                 Umbrella: Moderate
                                                                                                         (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on
                                                                                                         premises or any operations in connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS - TUNE-   75380K        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        UP AND EMISSION TESTING - NO                                                                     sales, sell, rent, lease or loan vehicles (including trailers) to others, tire sales > 25% of total sales,
        TOWING                                                                                           make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding                                                                                              Umbrella: Moderate
                                                                                                         20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on premises or any
                                                                                                         operations in connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -          75380I       Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        UPHOLSTERY, TOPS AND SUNROOF                                                                     gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
        REPAIR AND INSTALLATION - NO                                                                     others, make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks                                                                                                 Umbrella: Moderate
        TOWING                                                                                           (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on
                                                                                                         premises or any operations in connection with a marina.
75492   AUTO RUST PROOFING                  75492B        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
                                                                                                         others, make or install trailer hitches, offer self-service bay rentals, pickup or delivery of customers                                                                                             Umbrella: Moderate
                                                                                                         autos, any firearms or guard dogs on premises, operations in connection with a marina or repair of
                                                                                                         heavy trucks (exceeding 20,000 GVW).
75380   AUTO SOUND AND COMMUNICATIONS       75492C        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        EQUIPMENT REPAIR AND INSTALLATION                                                                gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
                                                                                                         others, make or install trailer hitches, offer self-service bay rentals, repair work on heavy trucks                                                                                                 Umbrella: Moderate
                                                                                                         (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms or guard dogs on
                                                                                                         premises or any operations in connection with a marina.
50131   AUTOMOBILE ENGINE TESTING           51991O     Wholesalers       High      ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        EQUIPMENT, ELECTRICAL                                                                            not eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
        WHOLESALE                                                                                                                                                                                                                                                                                             Umbrella: Low
50131   AUTOMOBILE GLASS WHOLESALE          51991P     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Sales of used automobile glass must be incidental. The risk is not eligible for this CNA Connect class if CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         direct imports exceed 25% of total sales or if they sell or distribute products under their own label. If this
                                                                                                         is the case, classify using an appropriate manufacturing class. A sprinkler system is mandatory for any                                                                                              Umbrella: Low
                                                                                                         location with total square feet greater than 20,000
34993   AUTOMOBILE LICENSE TAGS,            34993H    Manufacturing    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
        STAMPED METAL MFG                                                                                CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                         policy in place.
                                                                                                         CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                    Umbrella: Moderate
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and
                                                                                                         plastic injection molding. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                         than 20,000.


                                                                                                                                                                                                                                                                                                               Page 8
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                 August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
50131   AUTOMOBILE SERVICE STATION        51991R    Wholesalers        High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: direct importing, sale of        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        EQUIPMENT WHOLESALE                                                                            used or rebuilt parts, sale of gasoline pumps or storage tanks. A sprinkler system is mandatory for any
                                                                                                       location with total square feet greater than 20,000.                                                                                                                                               Umbrella: Low
50131   AUTOMOTIVE ACCESSORIES           51991S     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      not eligible. Your customer is not eligible if their operation includes direct importing of critical
                                                                                                       automotive accessories used in racing or if they sponsor racing events/teams. A sprinkler system is                                                                                                Umbrella: Low
                                                                                                       mandatory for any location with total square feet greater than 20,000
50131   AUTOMOTIVE AIR CONDITIONERS      51991T     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No auto repairs - including tires - or junkyard exposures. Sales of used or rebuilt parts must be                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      incidental. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales
                                                                                                       or if they sell or distribute products under their own label. If this is the case, classify using an                                                                                               Umbrella: Low
                                                                                                       appropriate manufacturing class. A sprinkler system is mandatory for any location with total square
                                                                                                       feet greater than 20,000
38120   AUTOMOTIVE AMMETERS AND          38120O    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        VOLTMETERS MFG                              Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                               Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                        Umbrella: Moderate
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

23900   AUTOMOTIVE AND APPAREL           23900A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, CA, HI                     Equip Brkdwn:
        TRIMMINGS MFG.                                                                                 CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                      Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                          Umbrella: Low
                                                                                                       CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                       Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                       A sprinkler system is mandatory for any location with total square feet greater than 20,000.


34993   AUTOMOTIVE BODY PARTS MFG         34993I   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes including automobile and truck operating parts, critical control devices, aircraft products,                                                                                          Umbrella: Moderate
                                                                                                       electroplating, foundries, pressure vessels, and plastic injection molding. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

34993   AUTOMOTIVE MOLDING AND TRIM      34993J    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes including automobile and truck operating parts, critical control devices, aircraft products,                                                                                          Umbrella: Moderate
                                                                                                       electroplating, foundries, pressure vessels, and plastic injection molding. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

50131   AUTOMOTIVE PARTS, NEW            51991U     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      not eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
50131   AUTOMOTIVE STAMPINGS             51991V     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      not eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
50131   AUTOMOTIVE SUPPLIES WHOLESALE    51991W     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       not eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
34230   AWLS MFG                         34621A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34440   AWNINGS MFG                      34993K    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including electroplating, foundries and plastic injection molding. A sprinkler system is                                                                                             Umbrella: Low
                                                                                                       mandatory for any location with total square feet greater than 20,000. The Total Residential Exclusion
                                                                                                       (Exclusion – Residential Construction Defect form SB146969A) will be applied on any risk with
                                                                                                       residential installation.
26740   BAG MFR - UNCOATED                26740    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        PAPER/MULTIWALL                                                                                CNA desires manufacturers with a Fire Protection Program, Quality Control and Product Recall policy                                                                                                Moderate
                                                                                                       in place. Please discuss with your underwriter before quoting, if this client does not. All Paper Products
                                                                                                       Manufacturers are subject to a favorable Risk Control survey. At a minimum, the survey will confirm                                                                                                Umbrella: Low
                                                                                                       good building maintenance and housekeeping. If there is Rack Storage over 12 feet, please contact
                                                                                                       your underwriter before quoting the account. CNA is NOT a market if your customer ever
                                                                                                       manufactured or distributed any of the following products: Medical Products, Tobacco Products, Toys,
                                                                                                       or Infant Products. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                       20,000.
54610   BAGEL SHOPS                      71311B        Stores          Low              ELIGIBLE       Cooking should be limited to baking/boiling only.                                                                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                          Umbrella: Low
51121   BAGS, PAPER AND DISPOSABLE       51412H     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
51311   BAGS, TEXTILE WHOLESALE           51412I    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
54611   BAKERIES-BAKING ON PREMISES W/   54606A        Stores        Moderate            ELIGIBLE           This classification applies to risks primarily engaged in the retail sales of breads, rolls, pies, cakes,   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        FRYING                                                                                              doughnuts and other perishable bakery products with baking and frying on premises. Commercial
                                                                                                            bakeries are to be separately classified and rated as: Bread and Bakery Products MFG - CNA Connect                                                                                            Umbrella: Low
                                                                                                            class 20520C.


                                                                                                                                                                                                                                                                                                           Page 9
             CNA Connect Profile Guide                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
54612   BAKERIES-BAKING ON PREMISES,      71311A       Stores       Moderate            ELIGIBLE           This classification applies to risks primarily engaged in the retail sales of breads, rolls, pies, cakes,   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        NO FRYING                                                                                          doughnuts and other perishable bakery products with baking (no frying) on premises. If frying, see
                                                                                                           class 54606A - Bakeries - Baking on Premises w/ Frying. Commercial bakeries are to be separately                                                                                              Umbrella: Low
                                                                                                           classified and rated as: Bread and Bakery Products MFG - CNA Connect class 20520C.

54613   BAKERIES-NO BAKING/FRYING ON      54606        Stores       Moderate            ELIGIBLE      This classification applies to risks primarily engaged in the retail sales of breads, rolls, pies, cakes,        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PREMISES                                                                                      doughnuts and other perishable bakery products with no baking on premises. Commercial bakeries
                                                                                                      are to be separately classified and rated as: Bread and Bakery Products MFG - CNA Connect class                                                                                                    Umbrella: Low
                                                                                                      20520C.
51412   BAKERY PRODUCTS WHOLESALE        51412J     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Moderate
                                                                                                      than 20,000
51422   BAKERY PRODUCTS, FROZEN          51412K     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        WHOLESALE                                                                                     sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                              Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                        Umbrella: High
20640   BAKING CHOCOLATE MFG             20520A    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

50442   BALANCES EXCEPT LABORATORY       51991X     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Wholesalers assigned to this classification sell precision tools and equipment. Direct importing is          CNA Connect, Auto, NPe & WC                Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     contemplated within the rating of this class. Umbrella is not available. A sprinkler system is mandatory
                                                                                                      for any location with total square feet greater than 20,000
35620   BALL AND OTHER BEARING RACES     34621B    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                                      market for metal manufacturing operations which include many high hazard products or processes, for                                                                                                Umbrella: Moderate
                                                                                                      example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                      underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

35620   BALL AND ROLLER BEARING          34621C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        COMPONENT PARTS MFG                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
35620   BALL JOINTS, NOT MOTOR MFG       34621D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. If one does not exist, please discuss with your underwriter before quoting.
                                                                                                      CNA is not a market for manufacturing operations which include high hazard products or processes                                                                                                   Umbrella: Moderate
                                                                                                      including automobile and truck operating parts, critical control devices, electroplating, foundries,
                                                                                                      pressure vessels, and plastic injection molding. If unsure of your risk, discuss with your underwriter. A
                                                                                                      sprinkler system is mandatory for any location with total square feet greater than 20,000.


59431   BALLOONS - NOVELTY               59435D        Stores         Low               ELIGIBLE          Retail sale of novelty balloons. Incidental sale of party supplies (streamers, banners, etc) is              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                          contemplated. Risks that primarily sell party goods including novelty balloons shall be separately
                                                                                                          classified party goods. Risks that rent helium tanks to the public are not eligible.                                                                                                           Umbrella: Low
36290   BALUNS MFG                       36390K    Manufacturing      High       Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program.              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                CustomXpress will use the Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                           Moderate
                                                                                 Insight/Advance product the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                  for Property/GL on this Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                    Umbrella: Moderate
                                                                                           class.         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                          Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                          the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                          CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                          PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51311   BANDAGES WHOLESALE               51412M     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50631   BANK AUTOMATIC TELLER            51991Y    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MACHINES WHOLESALE                         Technology -                                       location with total square feet greater than 20,000
                                                    NEDA CAM                                                                                                                                                                                                                                             Umbrella: Low
34993   BANK CHESTS, METAL MFG           34993L    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
59998   BANNERS & FLAG SHOPS             59999AI       Stores         Low              ELIGIBLE       Retail sale of banners and flags. Most are made of nylon for outdoor use.                                        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                         Umbrella: Low
65129   BANQUET AND RECEPTION             65129      Restaurant       High              ELIGIBLE           Must adhere to all applicable UL 300 and NFPA 96 standards. Three years in business at the same         CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
        SERVICES                                                                                           location is required for the Connect policy. No delivery, no playgrounds. CNA Small Business is not a
                                                                                                           market for restaurants that: Cater to "happy hour" crowds (this does not include meal/food only happy                                                                                         Umbrella: Moderate
                                                                                                           hours); provide table-top cooking, operate on a seasonal basis, operate any lodging services in
                                                                                                           conjunction with the banquet facility, with sales of alcoholic beverages >40% of total annual receipts,
                                                                                                           located in protection class 8, 9 & 10; are both frame and unsprinklered and have deep fat (or vegetable
                                                                                                           oil) frying. Eligible risks must have at least $50,000 in payroll. Bicycle delivery is ineligible.




                                                                                                                                                                                                                                                                                                         Page 10
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC            Class Description            CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                              Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                             Code
33150   BARBED WIRE MFG                     34993M    Manufacturing    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                          Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
50871   BARBER SHOP EQUIPMENT AND          51991Z      Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Low
72410   BARBER SHOPS                       10113A    Business Services Moderate           ELIGIBLE            This service offers hair cutting or styling and usually includes shaves, manicures, and the sale of a      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              variety of toiletries and grooming aids, sometimes including the sale and servicing of hairpieces. Shops
                                                                                                              engaged in hair dyeing and permanent waving shall be classified and rated as "Beauty Parlors and                                                                                             Umbrella: Low
                                                                                                              Hair Styling Salons." No tanning booths, piercing (except ears and nose), permanent make-up or
                                                                                                              tattooing, hair transplants, removal of warts, moles or growths, Botox or Juvederm treatments, colonic
                                                                                                              irrigation, ear candling, weight loss treatment, laser hair removal, any laser or other laser types of
                                                                                                              pulsated light treatment, manufacturing or wholesale operations. Your customer is not eligible for this
                                                                                                              classification if any treatment they perform requires a medical license. This class is not eligible for
                                                                                                              Employment Practices Liability/Fiduciary Liability Coverage on Connect.

59997   BARBER, BEAUTY SUPPLIES - RETAIL   59999AE        Stores         Low              ELIGIBLE            This classification applies to dealers who sell various types of barber and beautician supplies. As a CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              promotional advertisement, stores may engage in application of products on customers for the purpose
                                                                                                              of selling the cosmetics or hair product to the customer. This classification includes stores with                                                                                           Umbrella: Low
                                                                                                              incidental application of products for demonstration purposes.
59997   BARBER/BEAUTY SHOP SUPPLIES         10111         Stores         Low              ELIGIBLE            If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.   CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTOR
                                                                                                                                                                                                                                                                                                           Umbrella: Low
34621   BARBERS' SCISSORS MFG              34621E     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: High
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                      Umbrella: Moderate
                                                                                                         CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                         processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk,
                                                                                                         discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet
                                                                                                         greater than 20,000.

34993   BARE CABLE MFG                     34993N     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                         policy in place. If one does not exist, please discuss with your underwriter before quoting.
                                                                                                         CNA is not a market for metal manufacturing operations which include many high hazard products or                                                                                                 Umbrella: Moderate
                                                                                                         processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk,
                                                                                                         discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet
                                                                                                         greater than 20,000.

34993   BARRICADES, METAL MFG              34993O     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                         policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                                         market for metal manufacturing operations which include many high hazard products or processes, for                                                                                               Umbrella: Moderate
                                                                                                         example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                         underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

34993   BASEBOARDS, METAL MFG              34993P     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                         policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                                         market for metal manufacturing operations which include many high hazard products or processes, for                                                                                               Umbrella: Moderate
                                                                                                         example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                         underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

51992   BASKETS: REED, RATTAN, WILLOW      51412N      Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        AND WOOD-NOT FURNITURE                                                                           location with total square feet greater than 20,000
        WHOLESALE                                                                                                                                                                                                                                                                                          Umbrella: Low
50230   BATH & KITCHEN ACCESSORIES         12797B      Wholesalers       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn: Low
        NOC DISTRIBUTOR                                                                                  sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Low
                                                                                                         than 20,000
57190   BATH & KITCHEN ACCESSORIES         57326E         Stores         Low              ELIGIBLE       Stores assigned to this classification sell items such as: books, toilet items, floor coverings, giftware,   CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn: Low
        STORE                                                                                            flatware, dishes, cookware, household appliances - small, housewares, lamps and lighting, and related
                                                                                                         supplies.                                                                                                                                                                                         Umbrella: Low
38120   BATHROOM SCALES MFG                38120V    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn:
                                                      Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                              Moderate
                                                                                                         the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                       Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50131   BATTERIES, AUTOMOTIVE              51991AA     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Low
                                                                                                         than 20,000
50631   BATTERIES, EXCEPT AUTOMOTIVE       51991AB    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                     Technology -                                       location with total square feet greater than 20,000
                                                       NEDA CAM                                                                                                                                                                                                                                            Umbrella: Low




                                                                                                                                                                                                                                                                                                           Page 11
             CNA Connect Profile Guide                                                                                                                                                                                                                                                              August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                  Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
20340   BEAN SPROUTS, CANNED MFG          51412O    Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                 Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20320   BEANS, BAKED MFG                 20320B     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                 Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

35620   BEARING MFG.-METAL NOC            35620     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                      policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                                      market for manufacturing operations which include high hazard products or processes including                                                                                                         Umbrella: Moderate
                                                                                                      automobile and truck operating parts, critical control devices, electroplating, foundries, pressure
                                                                                                      vessels, and plastic injection molding. If unsure of your risk, discuss with your underwriter. A sprinkler
                                                                                                      system is mandatory for any location with total square feet greater than 20,000.

72310   BEAUTY PARLORS OR HAIR STYLING   10115C    Business Services Moderate           ELIGIBLE      No tanning booths, piercing (except ears and nose), permanent make-up or tattooing, hair transplants,               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SALONS                                                                                        removal of warts, moles or growths, Botox or Juvederm treatments, colonic irrigation, ear candling,
                                                                                                      weight loss treatment, laser hair removal, any laser or other laser types of pulsated light treatment,                                                                                                Umbrella: Low
                                                                                                      manufacturing or wholesale operations. Your customer is not eligible for this classification if any
                                                                                                      treatment they perform requires a medical license. This class is not eligible for Employment Practices
                                                                                                      Liability/Fiduciary Liability Coverage on Connect.
50230   BEDDING & LINEN DISTRIBUTOR      12797C      Wholesalers       Low      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Mattress distributors are not eligible. A         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                                                                                                                                                                                                                            Umbrella: Low
57190   BEDDING & LINEN STORE            57326F         Stores         Low              ELIGIBLE           This classification applies to risks engaged in the retail sale of items such as blankets, bedspreads,         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                           linens, pillows, towels, sheets, etc. Mattress stores are not eligible for this classification. For mattress
                                                                                                           stores use: FURNITURE STORES-UPHOLSTERED-NOT USED, CNA Connect class 57121A.                                                                                                                     Umbrella: Low

51813   BEER AND OTHER FERMENTED         51412P      Wholesalers    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, WC & Umb                       Prohibited: AK, HI                         Equip Brkdwn: Low
        MALT LIQUORS WHOLESALE                                                   - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. Auto is not available. Liquor Liability is not available for this class. A sprinkler                                                                                             Umbrella: High
                                                                                                      system is mandatory for any location with total square feet greater than 20,000
20820   BEER, ALE/MALT LIQUOR MFG.-IN     20820     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn:
        BOTTLES                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                           Umbrella: High
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If any of
                                                                                                      the above does not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory
                                                                                                      for any location with total square feet greater than 20,000. Liquor Liability is not available for this class.

20821   BEER, ALE/MALT LIQUOR MFG.-IN     20821     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn:
        CANS                                                                                          CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                           Umbrella: High
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If any of
                                                                                                      the above does not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory
                                                                                                      for any location with total square feet greater than 20,000. Liquor Liability is not available for this class.

20822   BEER, ALE/MALT LIQUOR MFG.-NOT    20822     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn:
        BOTTLED/CANNED                                                                                CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                           Umbrella: High
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If any of
                                                                                                      the above does not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory
                                                                                                      for any location with total square feet greater than 20,000. Liquor Liability is not available for this class.

34993   BELLOWS, HAND MFG                34993R     Manufacturing   Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.           CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                      policy in place.
                                                                                                      CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                     Umbrella: Moderate
                                                                                                      including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and
                                                                                                      plastic injection molding. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000.
51360   BELT AND BUCKLE ASSEMBLY KITS    51412R      Wholesalers    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
34993   BELTS, DRYING: MADE FROM         34993S     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                              Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                            Page 12
             CNA Connect Profile Guide                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description          CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                           Code
20867   BEVERAGE BOTTLER-SOFT DRINKS-      20867    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CARBONATED-IN CANS/PLASTIC                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
        BOTTLES                                                                                         policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Moderate
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

20865   BEVERAGE BOTTLER-SOFT DRINKS-      20865    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CARBONATED-IN GLASS BOTTLES                                                                     CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Moderate
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

20866   BEVERAGE BOTTLER-SOFT DRINKS-      20866    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        IN METAL CYLINDERS                                                                              CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Moderate
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

20864   BEVERAGE BOTTLER-SOFT DRINKS-      20864    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        IN PAPER CONTAINERS                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Moderate
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

20861   BEVERAGE BOTTLER-SOFT DRINKS-      20861    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        NOT CARBONATED-IN                                                                               CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
        BOTTLES/CANS                                                                                    policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Moderate
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

51991   BEVERAGE COOLERS WHOLESALE        51991AC    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: High
                                                                                                        than 20,000
59212   BEVERAGE STORE-LIQUOR & WINE      59215A        Stores          High             ELIGIBLE       Applies to the selling of alcoholic beverages for consumption off premises. Burglar alarm required,          CNA Connect, Auto, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        central station preferred. No drive-through service, sales of open beverages or on-premises
                                                                                                        consumption. Liquor Liability is excluded. This classification includes convenience stores with alcoholic                                                                                      Umbrella: Moderate
                                                                                                        beverage sales >25%.
59211   BEVERAGE STORE-SOFT DRINKS &      59215B        Stores          High             ELIGIBLE       Applies to the selling of alcoholic beverages for consumption off premises. Burglar alarm required,          CNA Connect, Auto, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
        BEER                                                                                            central station preferred. No convenience stores, drive-through service, sales of open beverages or on-
                                                                                                        premises consumption.                                                                                                                                                                          Umbrella: Low
59411   BICYCLE STORE-SALES & SERVICING   59526B        Stores        Moderate           ELIGIBLE       No rentals of skateboards or surfboards. No sale, repair, assembly or rental of mopeds, scooters, all        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        terrain vehicles (ATVs), pocket bikes or motorcycles. No bicycle rentals. Discuss with your underwriter
                                                                                                        prior to binding if painting or welding is performed. All products sold must be purchased by insured                                                                                           Umbrella: Moderate
                                                                                                        through a US based wholesaler or US based manufacturer.
39497   BILLIARD/POOL TABLE MFG.-INCL      39497    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        INSTALL                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
35780   BILLING MACHINES MFG              36390L    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                     Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Low
51112   BINDING, TEXTILE WHOLESALE        51412S     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
38120   BINOCULARS MFG                    38120X    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
                                                     Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Moderate
33150   BIRD CAGES, MADE FROM             34993T    Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                              operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Moderate
20520   BISCUITS MFG                      20520B    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.         CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                       Page 13
             CNA Connect Profile Guide                                                                                                                                                                                                                                                          August 17, 2009
 SIC            Class Description          CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                     Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
34230   BITS (EDGE TOOLS FOR              34621F    Manufacturing        High       Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn:
        WOODWORKING) MFG                                                           CustomXpress will use the    CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                    Insight/Advance product     policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                     for Property/GL on this    market for metal manufacturing operations which include many high hazard products or processes, for                                                                                               Umbrella: Moderate
                                                                                              class.            example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                                underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                                PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51920   BLANK BOOKS WHOLESALE            51412T      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
50230   BLANKETS WHOLESALE               51991AD     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
34993   BLINDS (PREFABRICATED) MFG       34993U     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                             policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                             or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                             vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                             square feet greater than 20,000.
50311   BLOCKS, BUILDING WHOLESALE       51991AE     Wholesalers         High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                             sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                             manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: High
                                                                                                             than 20,000
51991   BLUEPRINTING EQUIPMENT           51991AF     Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                            sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                             manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: High
                                                                                                             than 20,000
50842   BOILERS, POWER: INDUSTRIAL       51991AG     Wholesalers         High       Yes(Excluding Products) No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                  CustomXpress will use the of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                    Insight/Advance product an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                                Umbrella: High
                                                                                     for Property/GL on this feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.
                                                                                              class.
50842   BOILERS, STEAM AND HOT WATER     51991AH     Wholesalers         High       Yes(Excluding Products) No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        HEATING WHOLESALE                                                          CustomXpress will use the of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                    Insight/Advance product an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                                Umbrella: High
                                                                                     for Property/GL on this feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.
                                                                                              class.
34510   BOLTS, METAL MFG                 34993V     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                             policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                             or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                             vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                             square feet greater than 20,000.
50722   BOLTS, NUTS, RIVETS AND SCREWS   51991AI     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
34993   BOOK ENDS, METAL MFG             34993W     Manufacturing        High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                 Moderate
                                                                                                         products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                         for any location with total square feet greater than 20,000.                                                                                                                                             Umbrella: Moderate
27320   BOOKBINDING                       27320    Business Services     Low              ELIGIBLE       This classification is eligible for printers E&O Coverage. No E&O for printers who print Legal            CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         Documents, Lottery Tickets, Prize Tickets, Telephone Directories, Warnings/instructions for high tech
                                                                                                         or medical equipment, or Warnings/instructions for pharmaceutical products.                                                                                                                              Umbrella: Low
51112   BOOKBINDING & PRINTERS           50812C      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES DISTRIBUTOR                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
53990   BOOKBINDING & PRINTERS           50812D         Stores           Low                ELIGIBLE            If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES STORE
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
87210   BOOKKEEPER                       65121BM        Office           Low                ELIGIBLE            Risks engaged in keeping a systematical record of business transactions for others.                             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                  Umbrella: Low
35780   BOOKKEEPING MACHINES,            36390M    Manufacturing -     Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                         Equip Brkdwn:
        OPERATED PACED MFG                          Technology                                           operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                 Moderate
                                                                                                         products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                         for any location with total square feet greater than 20,000.                                                                                                                                             Umbrella: Low
51920   BOOKS & MAGAZINES DISTRIBUTOR    50812B      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
59421   BOOKS & MAGAZINES STORE           59425         Stores           Low                ELIGIBLE            This classification applies to insureds whose principal business is the sale of books and magazines.            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                                The appraisal of books is also included in this classification.
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
51360   BOOT AND SHOE CUT STOCK AND      51991AJ     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        FINDINGS WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
34210   BOTTLE OPENERS MFG               34993X     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products                                                                                                     Umbrella: Low
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
54991   BOTTLED WATER SALES              54116H         Stores           Low              ELIGIBLE       Risks engaged in the sale of bottled waters. Incidental sale of other beverages is also contemplated.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         Risk is ineligible if performing delivery services.
                                                                                                                                                                                                                                                                                                                  Umbrella: Low




                                                                                                                                                                                                                                                                                                                  Page 14
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                     August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
51813   BOTTLING MINERAL OR SPRING        51412U    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        WATER WHOLESALE                                                          - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. Auto is not available. A sprinkler system is mandatory for any location with total                                                                                        Umbrella: High
                                                                                                      square feet greater than 20,000
51813   BOTTLING SOFT DRINKS,            51412V     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        CARBONATED WATER WHOLESALE                                               - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. Auto is not available. Liquor Liability is not available for this class. A sprinkler                                                                                      Umbrella: High
                                                                                                      system is mandatory for any location with total square feet greater than 20,000
51821   BOTTLING WINES AND LIQUORS       51412W     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. Auto is not available. Liquor Liability is not available for this class. A sprinkler                                                                                      Umbrella: High
                                                                                                      system is mandatory for any location with total square feet greater than 20,000
50631   BOXES AND FITTINGS, ELECTRICAL   51991AK   Wholesalers -      Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                  Technology -                                       location with total square feet greater than 20,000
                                                    NEDA CAM                                                                                                                                                                                                                                         Umbrella: Low
34993   BOXES FOR PACKING AND            34993Y    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        SHIPPING, METAL MFG                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
51121   BOXES, PAPERBOARD AND            51412X     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DISPOSABLE PLASTICS WHOLESALE                                                                 location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                     Umbrella: Low
34993   BRACKETS, IRON AND STEEL MFG     34993Z    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
50722   BRADS WHOLESALE                  51991AL    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                     Umbrella: Low
51821   BRANDY AND BRANDY SPIRITS        51412Y     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. Auto is not available. Liquor Liability is not available for this class. A sprinkler                                                                                      Umbrella: High
                                                                                                      system is mandatory for any location with total square feet greater than 20,000
59998   BRASS SPECIALTY STORE            59995F        Stores         Low              ELIGIBLE       Retail sale of various brass goods including candelabras, door knockers, bells and fireplace                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      accessories. Items can also be special ordered. Classification does not contemplate manufacturing.
                                                                                                                                                                                                                                                                                                     Umbrella: Low
20520   BREAD AND BAKERY PRODUCTS        20520C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MFG                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. A
                                                                                                      sprinkler system is mandatory for any location with total square feet greater than 20,000.

51422   BREAD, FROZEN: PACKAGED          51412Z     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        WHOLESALE                                                                                     sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
20520   BREAKFAST BARS MFG               20520D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

51412   BREAKFAST CEREALS WHOLESALE      51412AA    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                      than 20,000
20520   BREAKFAST FOOD MFG               20520E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

50311   BRICK, EXCEPT REFRACTORY         51991AM    Wholesalers       High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: High
                                                                                                      than 20,000
56210   BRIDAL SHOPS                     56319B        Stores       Moderate           ELIGIBLE       This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      Professional services are excluded.
                                                                                                                                                                                                                                                                                                     Umbrella: Low
20351   BRINING OF FRUITS AND            51412AB   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        VEGETABLES MFG                                                                                CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                     Page 15
             CNA Connect Profile Guide                                                                                                                                                                                                                                                        August 17, 2009
 SIC            Class Description         CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
51311   BROAD WOVEN FABRICS              51412AC    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
50878   BROOM, MOP AND PAINT HANDLES     51412AD    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
34993   BUILDERS' HARDWARE MFG           34993AA   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
50722   BUILDERS' HARDWARE WHOLESALE     51991AN    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
50311   BUILDING STONE WHOLESALE         51991AO    Wholesalers       High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: High
                                                                                                      than 20,000
51311   BURLAP WHOLESALE                 51412AE    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
50631   BUS BARS AND TROLLEY DUCTS       51991AR   Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                  Technology -                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Low
                                                                                                      than 20,000
51120   BUSINESS FORMS WHOLESALE         51412AF    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
54211   BUTCHER SHOPS                    54216A        Stores         Low               ELIGIBLE            No meat packing plants or slaughter houses allowed.                                                    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                       Umbrella: Low
34621   BUTCHERS' KNIVES MFG             34621G    Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                         Equip Brkdwn: High
                                                                                CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                 Insight/Advance product    policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a                                                                                  Umbrella: Moderate
                                                                                  for Property/GL on this   market for metal manufacturing operations which include many high hazard products or processes, for
                                                                                           class.           example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                            underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                            PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

20211   BUTTER MFG                       20211A    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                      Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                      products that include unpasteurized dairy products are not eligible for CNA Small Business.

20211   BUTTER OIL MFG                   20211B    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                      Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                      products that include unpasteurized dairy products are not eligible for CNA Small Business.

20211   BUTTER POWDER MFG                20211C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                      Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                      products that include unpasteurized dairy products are not eligible for CNA Small Business.

51412   BUTTER WHOLESALE                 51412AG    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                      than 20,000
20211   BUTTERFAT MFG                    20211D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                      Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                      products that include unpasteurized dairy products are not eligible for CNA Small Business.




                                                                                                                                                                                                                                                                                                       Page 16
             CNA Connect Profile Guide                                                                                                                                                                                                                                                          August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
20211   BUTTERMILK MFG                    20211E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                    Umbrella: Low
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                       products that include unpasteurized dairy products are not eligible for CNA Small Business.

51311   BUTTONS WHOLESALE                51412AH     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                      Umbrella: Low
39651   BUTTONS/FASTENERS MFG.            51666     Manufacturing    Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Low
34993   CABINET HARDWARE, INCLUDING      34993AB    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        LOCKS AND LOCK SETS MFG                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
50631   CABLE CONDUIT WHOLESALE          51991AS    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                    Technology -                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                     NEDA CAM                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Low
                                                                                                       than 20,000
48411   CABLE/OTHER TV-CLOSED CIRCUIT    91315A    Business Services Moderate           ELIGIBLE       This classification applies to risks engaged in telecasting or televising live or pre-recorded programs,     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TV SERVICES                                                                                    such as news, weather, events or other informational, educational or entertainment programs, to their
                                                                                                       own customers through cable transmission. Underground cabling and tower work operations are                                                                                                    Umbrella: Low
                                                                                                       ineligible.
48413   CABLE/OTHER TV-MULTIPOINT        91315C    Business Services Moderate           ELIGIBLE       This classification applies to risks engaged in telecasting or televising live or pre-recorded programs,     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTION SYSTEMS/MDS                                                                       such as news, weather, events or other informational, educational or entertainment programs, to their
                                                                                                       own customers through cable transmission. Underground cabling and tower work operations are                                                                                                    Umbrella: Low
                                                                                                       ineligible.
48415   CABLE/OTHER TV-NOC               91315D    Business Services Moderate           ELIGIBLE       This classification applies to risks engaged in telecasting through cable transmission and is an NOC         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       class. Review more specific classes before selecting this class. Underground cabling and tower work
                                                                                                       operations are ineligible.                                                                                                                                                                     Umbrella: Low
48412   CABLE/OTHER TV-OVER THE AIR      91315B    Business Services Moderate           ELIGIBLE       This classification applies to risks engaged in telecasting or televising live or pre-recorded programs,     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUBSCRIPTION OPERATORS/DBS                                                                     such as news, weather, events or other informational, educational or entertainment programs, to their
                                                                                                       own customers through cable transmission. Underground cabling and tower work operations are                                                                                                    Umbrella: Low
                                                                                                       ineligible.
33150   CAGES, WIRE MFG                  34993AC    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
57190   CAKE DECORATING EQUIPMENT        57326R         Stores         Low              ELIGIBLE       This classification applies to the retail sale of baking equipment and supplies.                             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        AND SUPPLIES
                                                                                                                                                                                                                                                                                                      Umbrella: Low
20340   CAKE FROSTING MIXES MFG          51412AI    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20520   CAKES MFG                        20520F     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

51422   CAKES, FROZEN: PACKAGED          51412AJ     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                       than 20,000                                                                                                                                                                                    Umbrella: High
50440   CALCULATING MACHINES             51991AT     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                      Umbrella: Low
35780   CALCULATING MACHINES,            36390P    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
        OPERATED PACED MFG                          Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Low
59461   CAMERA & PHOTOGRAPHIC            59955A         Stores         Low              ELIGIBLE       If receipts from repair exceed 25%, see 76990 - Camera Repair.                                           CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
        EQUIPMENT STORE AND REPAIR
                                                                                                                                                                                                                                                                                                      Umbrella: Low
59461   CAMERA REPAIR                    57334G         Stores         Low              ELIGIBLE            May sell cameras and supplies but the majority of receipts are from camera and video equipment          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                            repair.
                                                                                                                                                                                                                                                                                                      Umbrella: Low




                                                                                                                                                                                                                                                                                                      Page 17
             CNA Connect Profile Guide                                                                                                                                                                                                                                                         August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                   Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
38120   CAMERAS, MICROFILM MFG           38120AB   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                   Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                            Umbrella: Moderate
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

38120   CAMERAS, STILL AND MOTION        38120AC   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn:
        PICTURE MFG                                 Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                   Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                            Umbrella: Moderate
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

59418   CAMPING EQUIPMENT                59526C        Stores          Low               ELIGIBLE      Retail sale of camping equipment and supplies including tents, cook stoves, sleeping bags, and                       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       backpacks. Incidental retail sales of related sporting good items is also contemplated. Rental or sale
                                                                                                       of guns and diving equipment is not eligible. Retail sale of general sporting goods shall be separately                                                                                                Umbrella: Low
                                                                                                       classified, sporting goods retail. Rental stores are not eligible for this classification. Not eligible if filling
                                                                                                       of propane tanks is > 15% of sales.
34993   CAN LIDS AND ENDS MFG            34993AD   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                  Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                               Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34111   CAN MFG.-METAL-NON-AEROSOL        34111    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        NOC                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                  Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                               Umbrella: Low
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34621   CAN OPENERS, EXCEPT ELECTRIC     34621H    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: High
        MFG                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                           Umbrella: Moderate
                                                                                                       CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                       processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk,
                                                                                                       discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet
                                                                                                       greater than 20,000.

36290   CANCELING MACHINERY, POST        36390R    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn:
        OFFICE MFG                                                                                     CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                  Moderate
                                                                                                       policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                                       market for manufacturing operations which include many high hazard products or processes, for                                                                                                          Umbrella: Moderate
                                                                                                       example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                       underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

20351   CANDIED FRUIT MFG                20351A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                  Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20520   CANDIED FRUIT MFG                20520G    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                  Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

59997   CANDLE SHOPS                     59994C        Stores          Low               ELIGIBLE             Stores assigned to this classification sell candles. No seasonal operations.                                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                              Umbrella: High
51992   CANDLES WHOLESALE                51412AK    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
20640   CANDY BARS MFG                   20520H    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                  Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20640   CANDY COVERED NUTS MFG            20520I   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                  Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.



                                                                                                                                                                                                                                                                                                              Page 18
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                 August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
20640   CANDY MFG                         20520J   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20640   CANDY OR CHOCOLATE PRODUCT        20640    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MANUFACTURING NOC                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

51450   CANDY, NUTS/CONFECTIONERY        54446C     Wholesalers       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PRODUCTS DISTRIBUTOR                                                                          sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Low
                                                                                                      than 20,000
54411   CANDY, NUTS/CONFECTIONERY        54446B        Stores         Low              ELIGIBLE       This classification contemplates the selling of various types of candies, including plain and chocolate        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        STORE-NO COOKING                                                                              covered creams, caramels, fruits, marshmallow, mints, hard candies including mint sticks, lollipops and
                                                                                                      hard balls; also gum drops, taffy, glazed fruits, solid chocolate, nut brittle and plain or filled chocolate                                                                                     Umbrella: Low
                                                                                                      bars.
54412   CANDY, NUTS/CONFECTIONERY        54446A        Stores       Moderate           ELIGIBLE       This classification contemplates the selling of various types of candies, including plain and chocolate        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        STORE-W/ COOKING                                                                              covered creams, caramels, fruits, marshmallow, mints, hard candies including mint sticks, lollipops and
                                                                                                      hard balls; also gum drops, taffy, glazed fruits, solid chocolate, nut brittle and plain or filled chocolate                                                                                     Umbrella: Low
                                                                                                      bars. If the candies sold in the store are manufactured at the same location, include the
                                                                                                      manufacturing in this classification.
35441   CANE KNIVES MFG                   34621I   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: High
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
20320   CANNED FRUITS OR VEGETABLES      20320C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MFG                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

51412   CANNED GOODS: FRUITS,            51412AL    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        VEGETABLES, FISH, SEAFOOD,                                                                    sell or distribute products under their own label. If this is the case, classify using an appropriate
        MEATS AND MILK WHOLESALE                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                      than 20,000
51412   CANNED SPECIALTIES WHOLESALE     51412AM    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                      than 20,000
34440   CANOPIES, METAL MFG              34993AE   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Low
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
34111   CANS, FOOD MFG                   34993AF   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Low
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
34111   CANS, INCLUDING BEER, METAL      34993AG   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        FOOD CONTAINERS, ICE CREAM                                                                    CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
        AND MILK MFG                                                                                  policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Low
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
34111   CANS, NONFOOD MFG                34993AH   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Low
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
59999   CANVAS GOODS STORE               59999AL       Stores       Moderate           ELIGIBLE       Stores assigned to this classification sell canvas goods.                                                      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                       Umbrella: Low
51311   CANVAS PRODUCTS WHOLESALE        51412AN    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Low
                                                                                                      than 20,000
34993   CAPACITOR, CONDENSER CANS,       34993AI   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        AND CASES: STAMPED METAL MFG                                                                  CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.


                                                                                                                                                                                                                                                                                                       Page 19
             CNA Connect Profile Guide                                                                                                                                                                                                                                                          August 17, 2009
 SIC            Class Description         CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
50631   CAPACITORS, ELECTRONIC           51991AU   Wholesalers -      Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                  Technology -                                       location with total square feet greater than 20,000
                                                    NEDA CAM                                                                                                                                                                                                                                             Umbrella: Low
50631   CAPACITORS, EXCEPT ELECTRONIC    51991AV   Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                  Technology -                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Low
                                                                                                      than 20,000
75421   CAR WASHES                        75421        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation,               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      gasoline sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to
                                                                                                      others, make or install trailer hitches,offer self-service bay rentals, pickup or delivery of customers                                                                                            Umbrella: Low
                                                                                                      autos, any firearms or guard dogs on premises or operations in connection with a marina.

75422   CAR WASHES-SELF-SERVICE           75422        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: gasoline sales, tire sales >     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or install trailer
                                                                                                      hitches, offer self-service bay rentals, pickup or delivery of customers autos, any firearms or guard                                                                                              Umbrella: Low
                                                                                                      dogs on premises or operations in connection with a marina.
51120   CARBON PAPER WHOLESALE           51412AO    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
51121   CARDBOARD AND PRODUCTS           51412AP    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
59431   CARDS & STATIONERY & OFFICE      59435B        Stores         Low               ELIGIBLE      This classification applies to a retail store selling greeting cards, paper invitations for announcements,       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES STORE                                                                                copying papers, accounting paper, computer paper. Additional products sold include filing supplies,
                                                                                                      data and word processing supplies, rubber stamps, writing instruments such as pens, markers and                                                                                                    Umbrella: Low
                                                                                                      pencils, and custom printed forms.
51120   CARDS & STATIONERY DISTRIBUTOR   16005B     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
34230   CARPENTERS' HAND TOOLS,          34621J    Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        EXCEPT SAWS MFG                                                         CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                        Moderate
                                                                                 Insight/Advance product    policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                  for Property/GL on this   or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                     Umbrella: Moderate
                                                                                           class.           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

72170   CARPET, RUG, FURNITURE OR         91405       Service       Moderate            ELIGIBLE            Professional carpet and upholstery cleaners provide their services to residential and commercial         CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        UPHOLSTERY CLEANING - ON                                                                            customers alike. In addition to cleaning carpeting and upholstery (i.e., household fittings, hangings,
        CUSTOMER PREMISES                                                                                   curtains, cushions, and covers), some insureds may also provide carpet repair and re-installation, color                                                                                     Umbrella: Low
                                                                                                            repair, deodorization, decontamination (i.e., pet problems), and spot removal. The following operations
                                                                                                            are ineligible: water damage restoration services, flood clean up, fire damage restoration, mold
                                                                                                            remediation, wood floor refinishing/refurbishing, cleaning air ducts, tile/grout cleaning.

57131   CARPET/FLOOR COVERING STORE -    57134A        Stores       Moderate            ELIGIBLE            This classification applies to stores selling carpets, rugs, tiles, wood, linoleum or any similar floor        CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCL. ORIENTAL/ANTIQUE                                                                              covering material. Installation is not contemplated in this classification. Risks with subcontracted
        ORIENTAL RUGS                                                                                       installation are eligible with proper risk transfer. This includes liability limits at $1,000,000 with an A or                                                                               Umbrella: Low
                                                                                                            better rated carrier and being named as an Additional Insured on the subcontractor's policy. Installation
                                                                                                            of any kind (including subcontracted installation) is prohibited for this class in New York.

35441   CARVING SETS MFG                 34621K    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place.
                                                                                                      CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                  Umbrella: High
                                                                                                      including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and
                                                                                                      plastic injection molding. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000.
50842   CARWASH EQUIPMENT AND            51991AW    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                            sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: High
                                                                                                      than 20,000
34993   CASH AND STAMP BOXES STAMPED     34993AK   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        METAL MFG                                                                                     CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
50461   CASH REGISTERS WHOLESALE         51991AX    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Prior to binding, please discuss the risk      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      with your underwriter if they sell or refurbish secondhand goods. A sprinkler system is mandatory for
                                                                                                      any location with total square feet greater than 20,000                                                                                                                                            Umbrella: Low
34993   CASINGS MFG                      34993AL   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
34993   CASKET HARDWARE MFG              34993AM   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard processes
                                                                                                      including electroplating, foundries, and plastic injection molding. A sprinkler system is mandatory for                                                                                            Umbrella: Moderate
                                                                                                      any location with total square feet greater than 20,000. For Coffins/Casket manufacturing see CNA
                                                                                                      Connect class 39950.
51991   CASKETS, BURIAL WHOLESALE        51991AY    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: High
50650   CASSETTES, PRERECORDED: AUDIO    51991AZ    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low



                                                                                                                                                                                                                                                                                                         Page 20
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC            Class Description           CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                            Code
50650   CASSETTES, RECORDING               51991BA    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
34993   CASTERS, INDUSTRIAL MFG            34993AN   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
59611   CATALOG & MAIL ORDER HOUSES        59999C        Stores         Low              ELIGIBLE       This classification applies to companies whose customers place an order by telephone, mail or the              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        internet. Merchandise is not on display for the customers´ inspection. The items ordered may be
                                                                                                        delivered to the customers´ designated location by common carrier. Risks that directly import                                                                                                    Umbrella: Low
                                                                                                        merchandise are not eligible for this class.
73895   CATALOG/PREMIUM COUPON              73905        Stores         Low              ELIGIBLE       This classification applies to premium coupon redemption stores for customers who use catalogs to              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        REDEMPTION STORE                                                                                purchase a variety of items.
                                                                                                                                                                                                                                                                                                         Umbrella: Low
58120   CATERERS                           71311E      Restaurant       High              ELIGIBLE           Applies to providing food, beverages and incidental services to customers away from the business'             CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                             premises. Airline or industrial caterers, or catering services with hall rentals are not included. CNA
                                                                                                             Small Business is not a market for caterers that: cater to "happy hour" crowds (this does not include                                                                                       Umbrella: Low
                                                                                                             meal/food only happy hours); provide table-top cooking; operates on a seasonal basis; with sales of
                                                                                                             alcoholic beverages >25% of total annual receipts; located in protection class 8, 9 or 10; are both
                                                                                                             frame and unsprinklered and have deep fat (or vegetable oil) frying. Cooking exposure must adhere to
                                                                                                             UL 300 and NFPA 96 standards. "Meal prep kitchens" - establishments that allow their customers to
                                                                                                             prepare a meal for consumption off-site (at home) are contemplated in this classification. Personal
                                                                                                             Chefs are contemplated in this classification. Three years in business at the same location is required
                                                                                                             for the Connect policy. Eligible risks must have at least $50,000 in payroll. Bicycle delivery is ineligible.

50631   CATHODE RAY PICTURE TUBES          51991BB   Wholesalers -      Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                    Technology -                                       location with total square feet greater than 20,000
                                                      NEDA CAM                                                                                                                                                                                                                                           Umbrella: Low
20320   CATSUP MFG                         20320D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

34230   CAULKING GUNS MFG                  34621L    Manufacturing    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
34230   C-CLAMPS MFG                       34621M    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
48120   CELLULAR TELEPHONE SERVICES        71921A      Business         High             ELIGIBLE       Classification includes value-added resellers of cellular telephone services, paging and beeper                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                      Services -                                        services through leasing of lines. Installation of antennas or satellite dishes (including Direct TV) is not
                                                      Technology                                        eligible for this classification. Hard line telephone company operations are not eligible. Hardcopy loss                                                                                         Umbrella: Low
                                                                                                        runs with at least three years, preferably five years BEFORE coverage is bound. All locations must be
                                                                                                        alarmed - central station. MINIMUM deductible of $2,500 required. Pricing - No downward tiering from
                                                                                                        recommended company placement.
59990   CELLULAR TELEPHONE STORE           59974D      Stores -         High             ELIGIBLE       Stores assigned to this classification sell cellular telephones. This class does not apply to risks            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                      Technology                                        providing telephone service - local, long distance or cell. A central station alarm with video cameras is
                                                                                                        mandatory. Cell phones must be stored in a locked facility. Hardcopy loss runs with at least three                                                                                               Umbrella: Low
                                                                                                        years, preferably five years BEFORE coverage is bound. All locations must be alarmed – central
                                                                                                        station. MINIMUM deductible of $2,500 required. Pricing – No downward tiering from recommended
                                                                                                        company placement.
65531   CEMETERIES                          41603      Religious/     Moderate           ELIGIBLE       This classification includes all buildings on the property other than mausoleums owned and operated            CNA Connect, Auto, NPe, WC & Umb       AK, HI No Umb: NY                          Equip Brkdwn: Low
                                                        Schools                                         by the cemetery. The following shall be separately classified and rated: mausoleums owned or
                                                                                                        operated by the cemetery; crematory operations. This classification excludes professional services and                                                                                           Umbrella: Moderate
                                                                                                        no option to include is available. Umbrella is available x-professional.
50231   CERAMIC CONSTRUCTION               51991BD    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MATERIALS, EXCEPT REFRACTORY                                                                    sell or distribute products under their own label. If this is the case, classify using an appropriate
        WHOLESALE                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Low
                                                                                                        than 20,000
50320   CERAMICS DISTRIB NOC-EXCL. KILNS   59999L     Wholesalers       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Low
                                                                                                        than 20,000
59998   CERAMICS SALES                     59999B        Stores         Low              ELIGIBLE       No kilns.                                                                                                      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                         Umbrella: Low
20520   CEREAL MFG                         20520K    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                         Page 21
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC            Class Description          CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
34993   CHAIN LINK FENCE MFG             34993AO    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                            Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
33150   CHAIN, WIRE MFG                  34993AP    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                            Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
34993   CHAIR GLIDES MFG                 34993AR    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                            Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
50871   CHAIRS, HYDRAULIC: BEAUTY AND    51991BE     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        BARBER SHOP WHOLESALE                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
25140   CHAIRS, METAL MFG                34993AS    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         This classification applies to risks engaged in manufacturing of standardized component parts that are                                                                                              Moderate
                                                                                                         then painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal
                                                                                                         screws. Items made are "production line" metal furniture such as office equipment, garden and lawn                                                                                                  Umbrella: Low
                                                                                                         furniture, and utility items. Includes incidental upholstering. This classification does not include stools,
                                                                                                         scaffolding, baby furniture, play sets or step ladder manufacturing. Your customer is not eligible for this
                                                                                                         coverage if they manufacture or directly import children's furniture. If you are unsure of the exposures
                                                                                                         of a direct importer please discuss with your underwriter before submitting the account. A sprinkler
                                                                                                         system is mandatory for any location with total square feet greater than 20,000.

86110   CHAMBERS OF COMMERCE             65121DC        Office           Low               ELIGIBLE           This classification contemplates associations of business or trade within a geographic area. Special         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              Events exclusion may apply. This class is not eligible for Employment Practices Liability Coverage on
                                                                                                              Connect in the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.                                                                                      Umbrella: Low

36290   CHANGE MAKING MACHINES MFG       36390S     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                         policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a
                                                                                                         market for manufacturing operations which include many high hazard products or processes, for                                                                                                       Umbrella: Moderate
                                                                                                         example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                         underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

86110   CHARITABLE FOUNDATIONS           65121AU        Office           High              ELIGIBLE           This classification contemplates organizations whose mission is to provide charitable funds for specific     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              purposes through trust distributions, awards, scholarships and funding programs. Sources of revenue
                                                                                                              are primarily trusts, endowments, contributions and fundraising revenues. Special Events exclusion
                                                                                                              may apply. This class is not eligible for Employment Practices Liability Coverage on Connect in the
                                                                                                              following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

34993   CHASSIS, RADIO AND TELEVISION    34993AT    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        STAMPED METAL MFG                                                                                CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                            Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
60993   CHECK CASHING AGENCY              71811    Business Services     High           NOT ELIGIBLE     This class applies to risks that provide financial services such as check cashing. The following                  CNA Connect, Auto, NPe, WC & Umb       AK, HI No Umb: NY                          Equip Brkdwn: Low
                                                                                                         coverage options will be excluded for this class: Employee Dishonesty, Forgery and Alteration, Money
                                                                                                         and Securities and Money Orders and Counterfeit Paper. This class is not eligible for Employment                                                                                                    Umbrella: Moderate
                                                                                                         Practices Liability/Fiduciary Liability Coverage on Connect. Payday advance operations are eligible.
                                                                                                         Risks that hold personal property as collateral are ineligible.
35780   CHECK WRITING, ENDORSING,        36390T    Manufacturing -     Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        SIGNING, NUMBERING AND                      Technology                                           operations which include high hazard products or processes, including critical control devices, aircraft                                                                                            Moderate
        PROTECTING MACHINES MFG                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                         for any location with total square feet greater than 20,000.                                                                                                                                        Umbrella: Low
20520   CHEESE CAKE MFG                  20520L     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                               Umbrella: Low
                                                                                                         Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                         inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                         of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                         mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                         products that include unpasteurized dairy products are not eligible for CNA Small Business.

54510   CHEESE STORE                     54516C         Stores           Low               ELIGIBLE           This classification applies to stores who sell dairy products such as milk, buttermilk, butter, margarine,   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              eggs, cottage cheese, ricotta, cheese and ice cream on a retail basis.
                                                                                                                                                                                                                                                                                                             Umbrella: Low
51412   CHEESE WHOLESALE                 51412AR     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                Umbrella: Low
                                                                                                         than 20,000
20211   CHEESE, CHEESE PRODUCTS MFG      20211F     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                         policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                         Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                         Umbrella: Low
                                                                                                         inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                         of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                         mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                         products that include unpasteurized dairy products are not eligible for CNA Small Business.



                                                                                                                                                                                                                                                                                                             Page 22
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                August 17, 2009
 SIC            Class Description          CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                           Code
51311   CHEESECLOTH WHOLESALE             51412AS    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                      Umbrella: Low
20351   CHERRIES, BRINED MFG              20351B    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20351   CHERRIES, MARASCHINO MFG          20351C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

34993   CHESTS, FIRE OR BURGLARY          34993AU   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        RESISTIVE: METAL MFG                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
51412   CHEWING GUM WHOLESALE             51412AT    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                       than 20,000
20340   CHICORY ROOT, DRIED MFG           20320E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20320   CHILI CON CARNE, CANNED MFG       20351D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20340   CHILI PEPPER OR POWDER MFG        51412AU   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20320   CHILI SAUCE, TOMATO MFG           20320F    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

50230   CHINA & GLASSWARE NOC             12797D     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTOR                                                                                    location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                      Umbrella: Low
57190   CHINA & GLASSWARE STORE           57326G        Stores         Low               ELIGIBLE           Stores assigned to this classification sell items such as: giftware, flatware, dishes, cookware, and    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                            related supplies.
                                                                                                                                                                                                                                                                                                      Umbrella: Low
20351   CHINESE FOODS, WITH MEAT MFG      20351E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20320   CHINESE NOODLES - NOT FRIED MFG   20320G    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

80410   CHIROPRACTORS OFFICE              65121C        Office         Low               ELIGIBLE           For medical offices of chiropractors.                                                                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                      Umbrella: Low




                                                                                                                                                                                                                                                                                                      Page 23
             CNA Connect Profile Guide                                                                                                                                                                                                                                                         August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
34230   CHISEL BITS MFG                   34621N   Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                 Insight/Advance product    policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                  for Property/GL on this   or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                           class.           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34230   CHISELS MFG                      34621O    Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                 Insight/Advance product    policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                  for Property/GL on this   or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                           class.           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51450   CHOCOLATE WHOLESALE              51412AV    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: Low
                                                                                                      than 20,000
59998   CHURCH SUPPLIES - RETAIL         59994E        Stores         Low              ELIGIBLE       The sale of church supplies, religious articles, books, statuary, choir robes, etc. to churches and the            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      public.
                                                                                                                                                                                                                                                                                                           Umbrella: Low
86613   CHURCHES - OWNER OCCUPIED        86613A      Religious/       High              ELIGIBLE            The religious institution is not eligible if they have exposures that include any of the following: buses,   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI, NJ No Umb: NY          Equip Brkdwn: Low
        RELIGIOUS INSTITUTIONS                        Schools                                               vans, daycare (incidental custodial care during services is permitted), schools, camps, social service
                                                                                                            operations, uncontrolled cooking exposures, homeless shelters, athletic events, athletic teams, or                                                                                             Umbrella: Moderate
                                                                                                            gymnasiums. The religious institution must perform background checks on everyone involved in
                                                                                                            performing incidental custodial care during services, including nursery volunteers and Sunday school
                                                                                                            teachers. Two adults must be present for any child/youth activity. Sexual abuse coverage is excluded
                                                                                                            on all policies. This class is not eligible for Employment Practices Liability Coverage on Connect in the
                                                                                                            following states: AK, FL, LA, MA and NY. Lead paint exclusion applies.

86613   CHURCHES - TENANT OCCUPIED       86613B      Religious/       High              ELIGIBLE            The religious institution is not eligible if they have exposures that include any of the following: buses,   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI, NJ No Umb: NY          Equip Brkdwn: Low
        RELIGIOUS INSTITUTIONS                        Schools                                               vans, daycare (incidental custodial care during services is permitted), schools, camps, uncontrolled
                                                                                                            cooking exposures, homeless shelters, social service operations, athletic events, athletic teams, or                                                                                           Umbrella: Moderate
                                                                                                            gymnasiums. The religious institution must perform background checks on everyone involved in
                                                                                                            performing incidental custodial care during services, including nursery volunteers and Sunday school
                                                                                                            teachers. Two adults must be present for any child/youth activity. Sexual abuse coverage is excluded
                                                                                                            on all policies. This class is not eligible for Employment Practices Liability Coverage on Connect in the
                                                                                                            following states: AK, FL, LA, MA and NY. Lead paint exclusion applies.

20351   CIDER, NON-ALCOHOLIC MFG         20351F    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

51991   CINDERS WHOLESALE                51991BF    Wholesalers       High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: High
                                                                                                      than 20,000
50631   CIRCUIT BREAKERS WHOLESALE       51991BG   Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                   Technology -                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: Low
                                                                                                      than 20,000
51311   CIRCULAR KNIT FABRICS            51412AW    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Low
50648   CITIZENS' BAND RADIOS WHOLESALE 51991BH     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Moderate
64111   CLAIMS ADJUSTERS - INDEPENDENT   65121BE       Office         Low               ELIGIBLE            Risks engaged in providing claims adjustment services for the general public or insurance companies          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        OR PUBLIC ONLY                                                                                      on an independent basis.
                                                                                                                                                                                                                                                                                                           Umbrella: Moderate
34993   CLAMPS MFG                       34993AV   Manufacturing      High   ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                            Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34230   CLAMPS, HAND MFG                 34621P    Manufacturing     High    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                            Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
50231   CLAY CONSTRUCTION MATERIALS,     51991BI    Wholesalers     Moderate ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCEPT REFRACTORY WHOLESALE                                                                    sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                Umbrella: Low
                                                                                                       than 20,000
34621   CLEAVERS MFG                     34621R    Manufacturing     High     Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: High
                                                                             CustomXpress will use the CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                              Insight/Advance product policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a                                                                                            Umbrella: Moderate
                                                                               for Property/GL on this market for metal manufacturing operations which include many high hazard products or processes, for
                                                                                        class.         example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                       underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                       PRODUCTS WILL BE EXCLUDED ON THIS CLASS.



                                                                                                                                                                                                                                                                                                           Page 24
             CNA Connect Profile Guide                                                                                                                                                                                                                                                              August 17, 2009
 SIC            Class Description           CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                            Code
34621   CLIPPERS, FINGERNAIL AND           34621S   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: High
        TOENAIL MFG                                                                                     CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                   Umbrella: Moderate
                                                                                                        CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                        processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk,
                                                                                                        discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet
                                                                                                        greater than 20,000.

34993   CLIPS AND FASTENERS MADE FROM     34993AW   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.           CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                              CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                        policy in place.
                                                                                                        CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                              Umbrella: Moderate
                                                                                                        including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and
                                                                                                        plastic injection molding. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                        than 20,000.
59440   CLOCK & WATCH STORES-             57334C        Stores          Low              ELIGIBLE       This classification applies to a store principally engaged in selling watches and clocks to the public.    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        INCLUDING REPAIRS                                                                               The Special Property Coverage Form- Loss or Damage by Theft is limited to $5,000. Limit does not
                                                                                                        apply to items $500 or less.                                                                                                                                                                   Umbrella: Low
51991   CLOCK & WATCH WHOLESALE           57334D     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
38120   CLOCK PARTS EXCEPT CRYSTALS       38120AK   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        AND JEWELS MFG                               Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                           Moderate
                                                                                                        the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                        Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                    Umbrella: Moderate
                                                                                                        Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                        Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                        the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                        CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

38732   CLOCK RADIO AND TELEPHONE         36390U    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        COMBINATIONS MFG                             Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                           Moderate
                                                                                                        the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                        Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                    Umbrella: Low
                                                                                                        Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                        Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                        the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                        CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

38732   CLOCK RADIOS MFG                  36390V    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                     Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                           Moderate
                                                                                                        the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                        Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                    Umbrella: Low
                                                                                                        Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                        Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                        the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                        CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

33150   CLOCK SPRINGS, PRECISION MADE     34993AX   Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        FROM PURCHASED WIRE MFG                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
38731   CLOCKS MFG                        38120AL   Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                        products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                        for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Low
34993   CLOSURES (BOTTLE CAPS AND         34993AY   Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        TOPS, JAR CROWNS, JAR TOPS) MFG                                                                 CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
51121   CLOSURES, PAPER AND               51412AY    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DISPOSABLE PLASTICS WHOLESALE                                                                   location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
50642   CLOTHES DRYERS, HOUSEHOLD:        51991BJ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        ELECTRIC AND GAS WHOLESALE                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                        than 20,000
51991   CLOTHES HANGERS WHOLESALE         51412AZ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: High
23110   CLOTHING MANUFACTURING -          23110B    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, CA, HI                     Equip Brkdwn:
        APPAREL AND ACCESSORIES NOC                                                                     CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                  Moderate
                                                                                                        equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                        Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                      Umbrella: Low
                                                                                                        CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                        Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                        A sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                       Page 25
             CNA Connect Profile Guide                                                                                                                                                                                                                                                          August 17, 2009
 SIC            Class Description       CNA       Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                        Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                       Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                        Class
                                        Code
23110   CLOTHING MANUFACTURING - BELTS 23110R     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
                                                                                                     CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110S   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        DRESS AND WORK GLOVES, FABRIC                                                                CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23113A   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        GIRLS DRESSES & BLOUSES                                                                      CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - HATS,   23110C   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        CAPS, AND MILLINERY                                                                          CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110D   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        HOSIERY                                                                                      CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110E   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        LINGERIE, LOUNGEWEAR, AND                                                                    CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
        NIGHTWEAR GARMENTS                                                                           equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110F   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        MACHINE EMBROIDERIES                                                                         CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS    23110T   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        AND BOYS                                                                                     CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS    23110U   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        AND BOYS SHIRTS                                                                              CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                     Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                     CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                     Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                     A sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                 Page 26
             CNA Connect Profile Guide                                                                                                                                                                                                                                                    August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                        Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
23110   CLOTHING MANUFACTURING - MENS     23110V   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        AND BOYS SUITS & COATS                                                                        CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                      equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS    23110W    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        AND BOYS TROUSERS & SLACKS                                                                    CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                      equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS    23110X    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        AND BOYS UNDERWEAR &                                                                          CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
        NIGHTWEAR                                                                                     equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110G    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        ROBES AND DRESSING GOWNS                                                                      CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                      equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110H    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        WATERPROOF OUTERWEAR                                                                          CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                      equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -          23110I   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS AND MISSES BLOUSES                                                                     CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
        AND SHIRTS                                                                                    equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110J    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS AND MISSES DRESSES                                                                     CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                      equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110K    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS AND MISSES OUTERWEAR                                                                   CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
                                                                                                      equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -         23110L    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS AND MISSES SUITS &                                                                     CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                               Moderate
        COATS                                                                                         equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                      Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                   Umbrella: Low
                                                                                                      CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                      Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                      A sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                  Page 27
             CNA Connect Profile Guide                                                                                                                                                                                                                                                     August 17, 2009
 SIC             Class Description             CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                             Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                              Class
                                               Code
23110   CLOTHING MANUFACTURING -              23110M   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS AND MISSES UNDERWEAR                                                                       CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                        Moderate
                                                                                                          equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                          Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                          A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -             23110N    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS HANDBAGS & PURSES                                                                          CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                        Moderate
                                                                                                          equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                          Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                          A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING               23110O    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, CA, HI                     Equip Brkdwn:
        WOMENS HOSIERY, EXCEPT SOCKS                                                                      CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                        Moderate
                                                                                                          equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                          Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                          A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -WORK         23110P    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, CA, HI                     Equip Brkdwn:
        CLOTHING                                                                                          CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                        Moderate
                                                                                                          equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                          Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                          A sprinkler system is mandatory for any location with total square feet greater than 20,000.


56411   CLOTHING STORE-CHILDREN &             56413        Stores         Low              ELIGIBLE            No consignment sales or sales of secondhand goods.                                                           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        INFANTS WEAR
                                                                                                                                                                                                                                                                                                               Umbrella: Low
56211   CLOTHING STORE-LADIES & GIRLS         56214        Stores       Moderate           ELIGIBLE            This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        COATS, DRESSES & LADIES
        SPECIALTY                                                                                                                                                                                                                                                                                              Umbrella: Low
56111   CLOTHING STORE-MENS/BOYS              56114        Stores         Low              ELIGIBLE            This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        COATS & SUITS
                                                                                                                                                                                                                                                                                                               Umbrella: Low
56321   CLOTHING STORES-HOSIERY               56313        Stores         Low              ELIGIBLE            This classification applies to risks engaged primarily in the sale of hosiery, tights, and socks.            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                               Umbrella: Low
56321   CLOTHING STORES-LINGERIE &            56312        Stores         Low              ELIGIBLE            This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        UNDERGARMENTS
                                                                                                                                                                                                                                                                                                               Umbrella: Low
51360   CLOTHING, NO SLEEPWEAR OF ANY        51412BA    Wholesalers       High      ELIGIBLE INS/ADV ONLY CNA is not a market for risks that directly import any clothing worn by children < 6 years old. Direct            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        KIND OR CHILDRENS/JUVENILE                                                                        importing is contemplated within the rating of this class. A sprinkler system is mandatory for any
        CLOTHING WHOLESALE                                                                                location with total square feet greater than 20,000                                                                                                                                                  Umbrella: Low

51360   CLOTHING/WEARING APPAREL NOC          11126     Wholesalers       High      ELIGIBLE INS/ADV ONLY CNA is not a market for risks that directly import any clothing worn by children < 6 years old. A                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTOR                                                                                       sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
86416   CLUBS - CIVIC, SERVICE OR SOCIAL -   65121DG       Office         High             ELIGIBLE            Civic/Social Clubs which do own or lease a building for more than an office type exposure. No                CNA Connect, Auto, Npe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        HAVING BUILDINGS OR PREMISES                                                                           recreation facilities which include a swimming pool and/or alcohol sales. Special Events exclusion may
        OWNED OR LEASED                                                                                        apply. Sport or athletic activity clubs (e.g. bowling leagues), bars and restaurant exposures are not
                                                                                                               eligible for this class. This class is not eligible for Employment Practices Liability Coverage on Connect
                                                                                                               in the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86415   CLUBS - CIVIC, SERVICE OR SOCIAL -   65121DF       Office         High             ELIGIBLE            Civic/Social Clubs which do not own or lease a building other than for their offices. Special Events         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        NO BUILDINGS OR PREMISES                                                                               exclusion may apply. Sport or athletic activity clubs (e.g. bowling leagues), bars and restaurant
        OWNED OR LEASED EXCEPT FOR                                                                             exposures are not eligible for this class. No recreation facilities which include a swimming pool. No
        OFFICE PURPOSES                                                                                        alcohol sales. This class is not eligible for Employment Practices Liability Coverage on Connect in the
                                                                                                               following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86416   CLUBS - POLITICAL                    65121BF       Office         High             ELIGIBLE            This classification contemplates local political party supporters' organizations or political interest clubs. CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                               Campaign headquarters, political parties, political action committees (pacs) and radical advocacy
                                                                                                               groups are not eligible for this classification. Special Events exclusion may apply. This class is not                                                                                          Umbrella: Low
                                                                                                               eligible for Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA
                                                                                                               and NY.
86416   CLUBS - RECREATION, NOT FOR          65121BG       Office         High             ELIGIBLE            Civic/Social Clubs which do own or lease a building for more than an office type exposure. No                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PROFIT                                                                                                 recreation facilities which include a swimming pool. No alcohol sales. Special Events exclusion may
                                                                                                               apply. Sport or athletic activity clubs (e.g. bowling leagues), bars and restaurant exposures are not                                                                                           Umbrella: Low
                                                                                                               eligible for this class. This class is not eligible for Employment Practices Liability Coverage on Connect
                                                                                                               in the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

51311   COATED FABRICS WHOLESALE             51412BB    Wholesalers       High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low




                                                                                                                                                                                                                                                                                                               Page 28
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                  August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
23900   COATED FABRICS, NOT               23900B   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, CA, HI                     Equip Brkdwn:
        RUBBERIZED MFG.                                                                                CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                      Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                          Umbrella: Low
                                                                                                       CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                       Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                       A sprinkler system is mandatory for any location with total square feet greater than 20,000.


34993   COAXIAL CABLE MFG                34993AZ   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
50631   COAXIAL CABLE WHOLESALE          51991BK   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                   Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Low
                                                                                                       than 20,000
51821   COCKTAILS, ALCOHOLIC: PREMIXED   51412BC    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Auto is not available. Liquor Liability is     CNA Connect, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                 - AUTO IS INELIGIBLE not available for this class. A sprinkler system is mandatory for any location with total square feet
                                                                                                       greater than 20,000                                                                                                                                                                                Umbrella: High
20640   COCOA BARS MFG                   20520M    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20640   COCOA BEANS MFG                  20520N    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20640   COCOA MFG                        20520O    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20340   COCONUT, DRIED OR SHREDDED       51412BD   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MFG                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

50642   COFFEE URNS, COMMERCIAL          51991BL    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Moderate
58128   COFFEE, TEA & SPICE STORES W/    58128A        Stores          Low               ELIGIBLE            No frying, no liquor served, no dance floor (CNA is not generally a market for risks with playgrounds).    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CONSUMPTION ON PREMISES                                                                              Coffee roasting is eligible up to 25% of total sales.
                                                                                                                                                                                                                                                                                                          Umbrella: Low
54990   COFFEE, TEA & SPICE/GOURMET      54116F        Stores          Low               ELIGIBLE            Stores assigned to this classification sell items such as: coffee, tea, spices, bakery products and soft   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        COFFEE STORE                                                                                         drinks. Coffee roasting is eligible up to 25% of total sales.
                                                                                                                                                                                                                                                                                                          Umbrella: Low
51412   COFFEE: GREEN, ROASTED,          51412BE    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. If the risk sells or distributes products      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        INSTANT, FREEZE DRIED OR                                                                       under their own label, classify using an appropriate manufacturing class. A sprinkler system is
        EXTRACT WHOLESALE                                                                              mandatory for any location with total square feet greater than 20,000.                                                                                                                             Umbrella: Low
39950   COFFINS/CASKETS MFG.              39950    Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       operations which include high hazard processes including electroplating, foundries, plastic injection                                                                                              Moderate
                                                                                                       molding. Wood casket manufacturers are not eligible. A sprinkler system is mandatory for any location
                                                                                                       with total square feet greater than 20,000. For Casket Hardware Manufacturing see CNA Connect                                                                                                      Umbrella: Low
                                                                                                       class 34993AM.
36771   COIL WINDINGS, ELECTRONIC MFG    36390X    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology -                                       Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                      Moderate
                                                     NEDA CAM                                          components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                       parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Low
                                                                                                       Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                       the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                       stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                       with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                       location with total square feet greater than 20,000.
34621   COILED FLAT SPRINGS MFG          34621T    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. CNA is              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: High
                                                                                                       a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                       place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market                                                                                             Umbrella: Moderate
                                                                                                       for metal manufacturing operations which include many high hazard products or processes, for
                                                                                                       example, critical control devices, electroplating, foundries, automobiles, trucks, aircraft, trains, etc. If
                                                                                                       unsure of your risk, discuss with your underwriter. A sprinkler system is mandatory for any location with
                                                                                                       total square feet greater than 20,000.



                                                                                                                                                                                                                                                                                                          Page 29
             CNA Connect Profile Guide                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
36771   COILS, CHOKES AND OTHER           36390Y   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        INDUCTORS, ELECTRONIC MFG                   Technology -                                       Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                      Moderate
                                                     NEDA CAM                                          components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                       parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Low
                                                                                                       Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                       the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                       stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                       with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                       location with total square feet greater than 20,000.
50631   COILS: ELECTRONIC WHOLESALE      51991BM   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                   Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Low
                                                                                                       than 20,000
36290   COIN COUNTERS MFG                36390Z    Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                       Umbrella: Moderate
36290   COIN WRAPPING MACHINES MFG       36390AA   Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                       Umbrella: Moderate
59994   COIN, STAMP/RARE BOOK            59992A        Stores          Low              ELIGIBLE       This classification applies to establishments engaged in the retail or wholesale sale of coins, stamps or        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        DEALER/DISTRIBUTOR-IF RARE                                                                     rare books. This classification does not apply to stores engaged in the sale of antique furnishings.
        BOOK ONLY, SEE BOOK STORE                                                                                                                                                                                                                                                                         Umbrella: Low
36510   COIN-OPERATED PHONOGRAPHS        36390AB   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. Your                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                         Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed a product or                                                                                              Moderate
                                                                                                       component involved in the following: aircraft, automobile & truck (critical parts), factory automation,
                                                                                                       environmental control, physical security systems, utilities and petro-chemical uses, and medical                                                                                                   Umbrella: Low
                                                                                                       products or devices, or if the end use or end user cannot be identified. If the insured uses Beryllium or
                                                                                                       Beryllium alloys now, or at anytime in the past, or if the insured stores or uses silica, titanium,
                                                                                                       fiberglass, weaponry, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler
                                                                                                       system is mandatory for any location with total square feet greater than 20,000.

50781   COLD STORAGE MACHINERY           51991BN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Low
                                                                                                       than 20,000
20351   COLESLAW IN BULK MFG             20351G    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

35780   COLLATING MACHINES:              36390AC   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
        STORE/OFFICE USE MFG                        Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                               Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                        Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

59994   COLLECTIBLES - RETAIL             59992        Stores          Low               ELIGIBLE      This class applies to risks primarily engaged in the sale of new collectible items. Statuary collections,        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       Christmas villages and specialty glassware collections that are generally purchased individually and
                                                                                                       added over time. secondhand, used such as baseball and other trading cards, comic books,                                                                                                           Umbrella: Low
                                                                                                       collectibles are ineligible.
51120   COMMERCIAL STATIONERS (NOT       51412BF    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PRINTERS) WHOLESALE                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
73360   COMML ART/GRAPHIC DESIGN-EXCL.   65121V        Office          Low               ELIGIBLE           Does not apply to web site designers.                                                                       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PROFESSIONAL
                                                                                                                                                                                                                                                                                                          Umbrella: Low
62111   COMMODITY BROKERS                65121BO       Office          Low               ELIGIBLE           This classification contemplates only those duly licensed professionals dealing in financial investments CNA Connect, Auto, WC & Umb               AK, HI No Umb: NY                          Equip Brkdwn: Low
                                                                                                            and instruments. Ineligible operations include on-line brokerage, investment bankers, import/export or
                                                                                                            non-financial commodity brokers, and day trading. This class is not eligible for Employment Practices                                                                                         Umbrella: Low
                                                                                                            Liability/Fiduciary Liability Coverage on Connect.
17312   COMMUNICATION EQUIPMENT           17312      Contractor        High           NOT ELIGIBLE          Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies. Must CNA Connect, Auto, NPe & WC                      CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        INSTALL-INDUSTRIAL/COMML                                                                            have been in business at least 3 years. A CNA Connect policy must be in place before the Workers’                                                  HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                            Compensation line is considered for this class. Umbrella is not available. Residential construction is                                             Auto Prohibited only in: AZ, CA, NJ, NV,
                                                                                                            ineligible.                                                                                                                                        OR and WA.
48139   COMMUNICATION SERVICES            99600       Business       Moderate            ELIGIBLE           Classification includes video conferencing services.                                                     CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn: High
        MANAGEMENT PROVIDERS/VIDEO                   Services -
        CONFERENCING AND IMAGE                       Technology                                                                                                                                                                                                                                           Umbrella: Low
        VENDORS
48993   COMMUNICATION SERVICES-NOC       91315G       Business       Moderate            ELIGIBLE           Please review class descriptions for a more specific class. This classification includes the installation   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                     Services -                                             of lines and equipment at the customer´s premises. Installation of antennas or satellite dishes
                                                     Technology                                             (including Direct TV) is not eligible for this classification.                                                                                                                                Umbrella: Low
48990   COMMUNICATION SERVICES-          91315E       Business         High              ELIGIBLE           This classification contemplates risks that work with communication of radio through satellite or           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SATELLITE/MICROWAVE                          Services -                                             microwave transmission.
        TRANSMISSION SERV (RADIO)                    Technology                                                                                                                                                                                                                                           Umbrella: Low
48991   COMMUNICATION SERVICES-WIRE      91315F       Business         High              ELIGIBLE           This classification applies to risks engaged in telecasting or televising live or pre-recorded programs,    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SERVICES/NEWS AGENCIES                       Services -                                             such as news, weather, events or other informational, educational or entertainment programs, to their
                                                     Technology                                             own customers through wire transmission.                                                                                                                                                      Umbrella: Low




                                                                                                                                                                                                                                                                                                          Page 30
             CNA Connect Profile Guide                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description         CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
36611   COMMUNICATION/RECORDING           51927    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. Your             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        SYSTEMS/EQUIPMENT NOC MFG. -                Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed a product or                                                                                            Moderate
        OTHER THAN INDUSTRIAL/COMML                                                                    component involved in the following: aircraft, automobile & truck (critical parts), factory automation,
                                                                                                       environmental control, physical security systems, utilities and petro-chemical uses, and medical                                                                                                 Umbrella: Low
                                                                                                       products or devices, or if the end use or end user cannot be identified. If the insured uses Beryllium or
                                                                                                       Beryllium alloys now, or at anytime in the past, or if the insured stores or uses silica, titanium,
                                                                                                       fiberglass, weaponry, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler
                                                                                                       system is mandatory for any location with total square feet greater than 20,000.

36610   COMMUNICATION/RECORDING           51926    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
        SYSTEMS/EQUIPMENT NOC MFG.-                 Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
        INDUSTRIAL/COMML                                                                               the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50631   COMMUNICATIONS EQUIPMENT,        51991BO   Wholesalers -     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCEPT HOUSEHOLD WHOLESALE                 Technology -                                        location with total square feet greater than 20,000
                                                    NEDA CAM                                                                                                                                                                                                                                            Umbrella: Low
36290   COMMUTATORS, ELECTRONIC MFG      36390AD   Manufacturing       High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                         Equip Brkdwn:
                                                                                 CustomXpress will use the   Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                       Moderate
                                                                                  Insight/Advance product    the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                   for Property/GL on this   Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                Umbrella: Moderate
                                                                                            class.           Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                             Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                             the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                             CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                             PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

36630   COMPACT DISC PLAYERS MFG         36390AE   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

38120   COMPASSES, MAGNETIC: PORTABLE    38120AO   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn:
        TYPE MFG                                    Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                         Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                     Umbrella: Moderate
50751   COMPRESSORS, AIR CONDITIONING    51991BP    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                       an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                           Umbrella: Low
                                                                                                       feet greater than 20,000
57341   COMPUTER AND COMPUTER            57326U       Stores -       Moderate           ELIGIBLE       Includes risks that sell computers and also provide additional technology services such as                       CNA Connect, Auto, NPe, WC & Umb     Prohibited: AK, HI                         Equip Brkdwn: Low
        SOFTWARE STORES                              Technology                                        programming, consulting, training, custom assembly of computers.
                                                                                                                                                                                                                                                                                                        Umbrella: Low
73790   COMPUTER CONSULTANTS - OTHER     65121AO      Office -         High              ELIGIBLE            Provides advice to the customer on the type, size, model, etc. of hardware and software needed to       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        THAN REMOTE OFFICES                          Technology                                              perform the customer's job. Their product is advice. No other service including programming,
                                                                                                             repairing, maintaining or leasing computers are performed.                                                                                                                                 Umbrella: Low
73790   COMPUTER CONSULTANTS -           65121CM      Office -         High              ELIGIBLE            Provides advice to the customer on the type, size, model, etc. of hardware and software needed to       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        REMOTE OFFICES                               Technology                                              perform the customer's job. Their product is advice. No other service including programming,
                                                                                                             repairing, maintaining or leasing computers are performed.                                                                                                                                 Umbrella: Low
73760   COMPUTER FACILITIES              65121DV      Office -       Moderate            ELIGIBLE            This classification includes risks that provide on-site management and operation of computer and data   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        MANAGEMENT SERVICES                          Technology                                              processing facilities on a contract or fee basis. Refer to SIC 7374 for computer data processing
                                                                                                             services.                                                                                                                                                                                  Umbrella: Low
73730   COMPUTER INTEGRATED SYSTEM       65121DQ      Office -         High              ELIGIBLE            This classification includes LAN/WAN System Integrators, network system integrators, turnkey vendors    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        DESIGN                                       Technology                                              and value-added resellers of both hardware and software.
                                                                                                                                                                                                                                                                                                        Umbrella: Low
73780   COMPUTER MAINTENANCE &           71921B       Office -       Moderate            ELIGIBLE            This classification includes the maintenance and repair of computer systems.                            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        REPAIRS                                      Technology
                                                                                                                                                                                                                                                                                                        Umbrella: Low
35710   COMPUTER MFG.                     35710    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

51121   COMPUTER PAPER WHOLESALE         51412BG    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
35770   COMPUTER PERIPHERAL              35770A    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
        EQUIPMENT MFG NOC                           Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                        Page 31
             CNA Connect Profile Guide                                                                                                                                                                                                                                                           August 17, 2009
 SIC             Class Description          CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                   Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                            Code
73790   COMPUTER PROCESSING & DATA         65121W       Office -       Moderate            ELIGIBLE            This classification includes risks that use their computers to provide a full range of services to others     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        PROCESSING                                     Technology                                              such as payroll processing, monthly invoicing, inventory control.
                                                                                                                                                                                                                                                                                                                Umbrella: Low
73710   COMPUTER PROGRAMMING &             65121DL      Office -         High              ELIGIBLE            Classification includes custom programming services that take place on the premises of the customer.          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        APPLICATION SERVICES - ON                      Technology
        CUSTOMER'S SITE                                                                                                                                                                                                                                                                                         Umbrella: Low
73710   COMPUTER PROGRAMMING               65121DK      Office -         High              ELIGIBLE            Classification includes computer programming, including custom programming, activities conducted on CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        SERVICES - ON SITE OF INSURED                  Technology                                              the insured's premises.
                                                                                                                                                                                                                                                                                                                Umbrella: Low
73790   COMPUTER RELATED SERVICES,         65121DX      Office -         High              ELIGIBLE            This classification includes the supplying of computer services that are not classified elsewhere such   CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        NOC                                            Technology                                              as database developers, data processing consultants, disk conversion and recertification services, help-
                                                                                                               desk support, back-up and storage services.                                                                                                                                                      Umbrella: Low
73770   COMPUTER RENTAL OR LEASING         65121DW      Office -       Moderate            ELIGIBLE            This classification includes risks engaged in renting or leasing of computers and related equipment on CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn: Low
                                                       Technology                                              the customer's site.
                                                                                                                                                                                                                                                                                                                Umbrella: Low
35721   COMPUTER STORAGE DEVICES MFG        35721    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn:
        NOC                                           Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                   Moderate
                                                                                                         the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                            Umbrella: Low
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

57340   COMPUTER STORE                     57326H       Stores -         Low               ELIGIBLE      This classification does not contemplate risks that offer any additional technology services such as            CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
                                                       Technology                                        programming, consulting, training, custom assembly of computers. Please see class more appropriate
                                                                                                         class for these operations.                                                                                                                                                                            Umbrella: Low
50450   COMPUTERS/PERIPHERALS/             57326N    Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they      CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
        SOFTWARE NOC DISTRIBUTOR                     Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                      NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                   Umbrella: Low
                                                                                                         than 20,000
72994   CONCESSIONAIRES                    65121BK     Restaurant        Low              ELIGIBLE       Risks primarily engaged in providing a service such as beverage stands or food with cooking and with            CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         no seating. Must adhere to UL 300 and NFPA 96 standards. Three years in business at the same
                                                                                                         location is required for the Connect policy. CNA Small Business is not a market for concessionaires                                                                                                    Umbrella: Low
                                                                                                         that: operate on a seasonal basis, with sales of alcoholic beverages, located in protection class 8, 9 &
                                                                                                         10; are both frame and unsprinklered and have deep fat (or vegetable oil) frying. No delivery. No
                                                                                                         serving of raw shellfish. Eligible risks must have at least $50,000 in payroll. Bicycle delivery is ineligible.

51991   CONCRETE BURIAL VAULTS AND         51991BS    Wholesalers        High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        BOXES WHOLESALE                                                                                  sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                   Umbrella: High
                                                                                                         than 20,000
17714   CONCRETE CONSTRUCTION (CNA IS       91560      Contractor        High           NOT ELIGIBLE     Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies.                        CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        NOT A MARKET FOR RISKS WITH                                                                      Contemplates commercial foundation, footings, basement, sidewalk, driveway or parking lot work. No                                                          HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        CONCRETE PUMPING)                                                                                construction of airport runways or aprons; concrete or cement distribution; exterior insulation finishing                                                   Auto Prohibited only in: AZ, CA, NJ, NV,
                                                                                                         systems (EIFS) or direct-applied exterior systems; guniting or shot-crete; street or roads; bridges or                                                      OR and WA.
                                                                                                         elevated highways; or concrete castings of structural beams, walls or floor panels. Must be in business
                                                                                                         at least 3 years. A CNA Connect policy must be in place before the Workers’ Compensation line is
                                                                                                         considered for this class. Ineligible WC class codes: 17901 Cement Mfg & 4027 Concrete Products
                                                                                                         Mfg. Umbrella is not available. Residential construction is ineligible.

33150   CONCRETE REINFORCING MESH          34993BA   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        MADE FROM PURCHASED WIRE MFG                                                                     CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                  Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                               Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
50631   CONDENSERS, ELECTRONIC             51991BU   Wholesalers -     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                    Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                      NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                   Umbrella: Low
                                                                                                         than 20,000
50751   CONDENSING UNITS, AIR              51991BV    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        CONDITIONING WHOLESALE                                                                           of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                         an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                                 Umbrella: Low
                                                                                                         feet greater than 20,000
50781   CONDENSING UNITS,                  51991BW    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        REFRIGERATION WHOLESALE                                                                          sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                   Umbrella: Low
                                                                                                         than 20,000
65143   CONDOMINIUM ASSOCIATIONS,          65132B     Condominium        High             ELIGIBLE       Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, FL, HI                 Equip Brkdwn: Low
        HABITATIONAL ONLY - 1 TO 4 UNITS                                                                 water, in a fire incident.Fire rating divisions can be identified with 2 hour fire partitions.Eligible risks will
        PER FIRE RATING DIVISION                                                                         possess the following characteristics:well maintained building (photo needed),hard wired smoke                                                                                                         Umbrella: High
                                                                                                         detectors,sprinkler protection if 3 or more stories connected to a central alarm monitoring
                                                                                                         system,emergency lighting, compliance with all applicable fire and life safety standards
                                                                                                         (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                         construction,aluminum siding,brick veneer or wood shake shingles,buildings >6 stories,charcoal grilling
                                                                                                         on balconies,assisted living facilities,rooming houses,timeshares or seasonal rental
                                                                                                         condominiums,buildings >15 years old,has experienced a water damage loss in the past 5 years. To
                                                                                                         purchase D&O, Fidelity or EPLI through CNA, please go to http://www.ihginsurance.com (CNA
                                                                                                         program w/ Ian H. Graham Insurance).




                                                                                                                                                                                                                                                                                                                Page 32
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                   August 17, 2009
 SIC             Class Description            CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                       Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                            Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                              Class
                                              Code
65135   CONDOMINIUM ASSOCIATIONS,            65132C    Condominium        High              ELIGIBLE           Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        HABITATIONAL ONLY - 13+ UNITS                                                                          water, in a fire incident.Fire rating divisions can be identified with 2 hour fire partitions.Eligible risks will
        PER FIRE RATING DIVISION                                                                               possess the following characteristics:well maintained building (photo needed),hard wired smoke                                                                                                        Umbrella: High
                                                                                                               detectors,sprinkler protection if 3 or more stories connected to a central alarm monitoring
                                                                                                               system,emergency lighting, compliance with all applicable fire and life safety standards
                                                                                                               (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame constr,aluminum
                                                                                                               siding,brick veneer or wood shake shingles,buildings >6 stories,buildings in California with 4 or fewer
                                                                                                               units,charcoal grilling on balconies,assisted living facilities,rooming houses,timeshares or seasonal
                                                                                                               rental condos,buildings >15 years old,has experienced a water damage loss in the past 5 years. To
                                                                                                               purchase D&O, Fidelity or EPLI through CNA, please go to http://www.ihginsurance.com (CNA
                                                                                                               program w/ Ian H. Graham Insurance).
65143   CONDOMINIUM ASSOCIATIONS,           65132D     Condominium        High              ELIGIBLE           Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        HABITATIONAL ONLY - 5 TO 12 UNITS                                                                      water, in a fire incident.Fire rating divisions can be identified with 2 hour fire partitions.Eligible risks will
        PER FIRE RATING DIVISION                                                                               possess the following characteristics:well maintained building (photo needed),hard wired smoke                                                                                                        Umbrella: High
                                                                                                               detectors,sprinkler protection if 3 or more stories connected to a central alarm monitoring
                                                                                                               system,emergency lighting, compliance with all applicable fire and life safety standards
                                                                                                               (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame const,aluminum
                                                                                                               siding,brick veneer or wood shake shingles,buildings >6 stories,buildings in California with 4 or fewer
                                                                                                               units,charcoal grilling on balconies,assisted living facilities,rooming houses,timeshares or seasonal
                                                                                                               rental condos,buildings >15 years old,has experienced a water damage loss in the past 5 years. To
                                                                                                               purchase D&O, Fidelity or EPLI through CNA, please go to http://www.ihginsurance.com (CNA
                                                                                                               program w/ Ian H. Graham Insurance).
86410   CONDOMINIUM ASSOCIATIONS-           65121AI    Condominium      Moderate            ELIGIBLE           A condominium is a special arrangement under which a tenant holds full title to his unit and joint                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        OFFICE OCCUPANCY ONLY                                                                                  ownership in the common ground and areas. This classification applies to the association office only, if
                                                                                                               no additional coverage is desired. This class is not eligible for Employment Practices Liability/Fiduciary                                                                                            Umbrella: Low
                                                                                                               Liability Coverage on Connect.
86411   CONDOMINIUM UNIT OWNER -            65121AJ    Condominium      Moderate            ELIGIBLE           This classification applies to individual unit owners of condominiums with only "office" exposure                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        OFFICE OCCUPANCY ONLY                                                                                  occupants. A condo unit owner who leases their unit to another office or retail exposure is
                                                                                                               contemplated within this classification. This class is not eligible for Employment Practices                                                                                                          Umbrella: Low
                                                                                                               Liability/Fiduciary Liability Coverage on Connect.
65314   CONDOMINIUMS-COMML SHOPPING          62001     Condominium        High              ELIGIBLE           Minimum occupancy rate is 80%. Applies to retail condominiums with a minimum of five tenants. Any                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CENTERS (ASSN. RISK ONLY)                                                                              cooking exposures must adhere to UL 300 standards. Indoor parking area must be included in
                                                                                                               exposure base. Special events are excluded. To purchase Directors & Officers, Fidelity or Employment                                                                                                  Umbrella: Low
                                                                                                               Related Practices Liability Insurance for this insured through CNA, Please go to
                                                                                                               http://www.ihginsurance.com/ . This is a CNA program with Ian H. Graham Insurance which is available
                                                                                                               to you and your client.
65315   CONDOMINIUMS-COMML                   65315     Condominium        High           NOT ELIGIBLE          Eligible risks will possess the following characteristics: well maintained building, hard wired smoke               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WAREHOUSE (ASSN. RISK ONLY)                                                                            detectors, sprinkler protection if 3 or more stories connected to a central alarm monitoring system,
                                                                                                               emergency lighting, compliance with all applicable fire and life safety standards (NFPA70), minimum                                                                                                   Umbrella: Low
                                                                                                               occupancy rate of 80%. To purchase Directors & Officers, Fidelity or Employment Related Practices
                                                                                                               Liability Insurance for this insured through CNA, Please go to http://www.ihginsurance.com/ . This is a
                                                                                                               CNA program with Ian H. Graham Insurance which is available to you and your client.

65313   CONDOMINIUMS-COMML-                 62000A     Condominium      Moderate            ELIGIBLE           A condominium is a special arrangement under which a tenant holds full title to his unit and joint                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MERCANTILE (ASSN. RISK ONLY)                                                                           ownership in the common ground and areas. This classification applies to the association and not the
                                                                                                               individual owners or business. This classification includes coverage for each individual unit owner of                                                                                                Umbrella: Low
                                                                                                               the condominium for liability arising out of the ownership, maintenance or repair of that portion of the
                                                                                                               premises which is not reserved for that unit owner´s exclusive use or occupancy. This class should not
                                                                                                               be used for condominiums with manufacturing or warehousing exposures. Minimum occupancy rate is
                                                                                                               80%. Any cooking exposures must adhere to UL 300 standards. Indoor parking area must be included
                                                                                                               in exposure base. To purchase Directors & Officers, Fidelity or Employment Related Practices Liability
                                                                                                               Insurance for this insured through CNA, Please go to http://www.ihginsurance.com/ . This is a CNA
                                                                                                               program with Ian H. Graham Insurance which is available to you and your client.

65313   CONDOMINIUMS-COMML-OFFICE           62000B     Condominium        Low               ELIGIBLE           A condominium is a special arrangement under which a tenant holds full title to his unit and joint                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        (ASSN. RISK ONLY)                                                                                      ownership in the common ground and areas. This classification applies to the association and not the
                                                                                                               individual owners or business. This classification includes coverage for each individual unit owner of                                                                                                Umbrella: Low
                                                                                                               the condominium for liability arising out of the ownership, maintenance or repair of that portion of the
                                                                                                               premises which is not reserved for that unit owner´s exclusive use or occupancy. This class should not
                                                                                                               be used for condominiums with manufacturing or warehousing exposures. Minimum occupancy rate is
                                                                                                               80%. Any cooking exposures must adhere to UL 300 standards. Indoor parking area must be included
                                                                                                               in exposure base. To purchase Directors & Officers, Fidelity or Employment Related Practices Liability
                                                                                                               Insurance for this insured through CNA, Please go to http://www.ihginsurance.com/ . This is a CNA
                                                                                                               program with Ian H. Graham Insurance which is available to you and your client.

50631   CONDUITS AND RACEWAYS               51991BX   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                     Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                       NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                       Umbrella: Low
                                                                                                          than 20,000
51450   CONFECTIONERY WHOLESALE             51412BH    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                          sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                       Umbrella: Low
                                                                                                          than 20,000
50631   CONNECTORS, ELECTRONIC              51991BY   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                     Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                       NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                       Umbrella: Low
                                                                                                          than 20,000
36771   CONSTANT IMPEDANCE                  36390AI   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        TRANSFORMERS MFG                               Technology -                                       Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                              Moderate
                                                        NEDA CAM                                          components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                          parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                              Umbrella: Low
                                                                                                          Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                          stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                          with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                          location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                     Page 33
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                        August 17, 2009
 SIC            Class Description          CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                              Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                           Code
50631   CONSTRUCTION MATERIALS,           51991BZ   Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        ELECTRICAL: INTERIOR AND                    Technology -                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
        EXTERIOR WHOLESALE                           NEDA CAM                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Low
                                                                                                       than 20,000
73890   CONSULTANT - BUSINESS             65121CN       Office         Low              ELIGIBLE       This classification includes risks that provide advice only on management topics. Their product is             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        MANAGEMENT ONLY                                                                                advice. Professional liability coverage should be placed separately. No consulting for the following
                                                                                                       industries: military, aerospace, disaster planning, terrorism preparedness planning, engineers, security,                                                                                         Umbrella: Moderate
                                                                                                       technology, medical, environmental or legal.
73890   CONSULTANTS - ALL OTHER           65121CO       Office         High             ELIGIBLE       This classification includes risks that provide advice only on not otherwise classified topics. Their          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       product is advice. Please review and confirm a more specific class is not available before selecting.
                                                                                                       Professional liability coverage should be placed separately. No consulting for the following industries:                                                                                          Umbrella: Moderate
                                                                                                       military, aerospace, disaster planning, terrorism preparedness planning, engineers, security,
                                                                                                       technology, medical, environmental or legal.
51121   CONTAINERS, PAPER AND             51412BI    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        DISPOSABLE PLASTICS WHOLESALE                                                                  location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
15423   CONTRACTORS-SUBCONTRACTING        16294A      Contractor       High           NOT ELIGIBLE          This classification applies to that portion of the operations performed by adequately insured             CNA Connect, Auto NPe & WC              CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        WORK-IN CONNECTION WITH                                                                             subcontractors of the insured. Residential Construction Defect Products/Completed Operations                                                      HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        CONSTRUCTION,                                                                                       Exclusion (SB146973A) applies. Subcontracted work must not exceed 25% of annual receipts. A CNA                                                   Auto Prohibited only in: AZ, CA, NV, OR
        RECONSTRUCTION,                                                                                     Connect policy must be in place before the Workers’ Compensation line is considered for this class.                                               and WA.
        ERECTION/REPAIR OF BUILDINGS-                                                                       Residential construction is ineligible.
        NOC
16294   CONTRACTORS-SUBCONTRACTING        16294B      Contractor       High           NOT ELIGIBLE     This classification applies to that portion of the operations performed by adequately insured                  CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        WORK-IN CONNECTION WITH                                                                        subcontractors of the insured. Residential Construction Defect Products/Completed Operations                                                           HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        CONSTRUCTION,                                                                                  Exclusion (SB146973A) applies. Subcontracted work must not exceed 25% of annual receipts. A CNA                                                        Auto Prohibited only in: AZ, CA, NV, OR
        RECONSTRUCTION,                                                                                Connect policy must be in place before the Workers’ Compensation line is considered for this class.                                                    and WA.
        ERECTION/REPAIR-NOT BUILDINGS                                                                  Umbrella is not available for this class. Residential construction is ineligible.
50631   CONVECTORS WHOLESALE              51991CA   Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                    Technology -                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                     NEDA CAM                                          manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Low
                                                                                                       than 20,000
54114   CONVENIENCE STORES <4000 SQ       54136B        Stores       Moderate           ELIGIBLE       Stores principally engaged in the sales of groceries, fresh fruits, vegetables, dairy, frozen foods, pre-      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        FT-NO GASOLINE SALES                                                                           packaged meats and other sundries. No cooking or gasoline sales. No full-service meat/deli
                                                                                                       department. Desire a minimum of 2 employees on premises at all times, drop-safe, and no 24-hour                                                                                                   Umbrella: Low
                                                                                                       operations. If alcoholic beverage sales exceed 25%, classify as liquor/beverage stores. Ineligible if
                                                                                                       sales of tobacco products exceed 25%. Not eligible if filling of propane tanks is > 15% of sales. If check
                                                                                                       cashing operations exceed >10%, classify as check cashing sic code 6099-3, CNP Class 71811,
                                                                                                       Check Cashing Agency.
54114   CONVENIENCE STORES-4000 TO        54127B        Stores       Moderate           ELIGIBLE       Stores principally engaged in the sales of groceries, fresh fruits, vegetables, dairy, frozen foods, pre-      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        10000 SQ FT-NO GASOLINE SALES                                                                  packaged meats and other sundries. No cooking or gasoline sales. May include full-service meat/deli
                                                                                                       department. Desire a minimum of 2 employees on premises at all times, drop-safe, and no 24-hour                                                                                                   Umbrella: Low
                                                                                                       operations. If alcoholic beverage sales exceed 25%, see liquor/beverage stores. Ineligible if sales of
                                                                                                       tobacco products exceed 25%. Not eligible if filling of propane tanks is > 15% of sales. If check
                                                                                                       cashing operations exceed >10%, classify as check cashing sic code 6099-3, CNP Class 71811,
                                                                                                       Check Cashing Agency.
86611   CONVENTS/MONASTERIES               86611      Religious/     Moderate           ELIGIBLE       This classification applies to a convent or monastery used as a religious house or community by nuns           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI, NJ No Umb: NY          Equip Brkdwn: Low
                                                       Schools                                         or monks living under strict religious vows. Retirement homes are not eligible. The following shall be
                                                                                                       separately classified and rated: schools, other than schools for novitiates, public chapels or churches,                                                                                          Umbrella: Low
                                                                                                       operations conducted for commercial purposes. Sexual abuse coverage is excluded on all policies.
                                                                                                       This class is not eligible for Employment Practices Liability Coverage on Connect in the following
                                                                                                       states: AK, FL, LA, MA and NY.
54612   COOKIE STORES-INCLUDING BAKING    71311G        Stores       Moderate           ELIGIBLE       Cooking should be limited to baking only.                                                                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        ON PREMISES, NO FRYING
                                                                                                                                                                                                                                                                                                         Umbrella: Low
20520   COOKIES MFG                       20520R    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                             Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

51412   COOKIES WHOLESALE                 51412BJ    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Moderate
                                                                                                       than 20,000
50642   COOKING EQUIPMENT,                51991CB    Wholesalers       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        COMMERCIAL WHOLESALE                                                                           sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Moderate
                                                                                                       than 20,000
34993   COOKING WARE, PORCELAIN           34993BB   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        ENAMELED MFG                                                                                   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                          Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
65311   COOPERATIVES - 1 TO 4 UNITS PER    65135      Apartment        High             ELIGIBLE       Fire rating divisions are the # of living units expected to be heavily damaged by fire,smoke or water, in a    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                           fire incident.Fire rating divs can be identified with 2 hour fire partitions.Eligible risks will possess the
                                                                                                       following characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler                                                                                            Umbrella: Low
                                                                                                       protection if 3 or more stories connected to a central alarm monitoring system,emergency lighting,
                                                                                                       compliance with all applicable fire and life safety standards (NFPA101),min occupancy rate of 80%.No
                                                                                                       swimming pools,playgrounds,frame construction,aluminum siding,brick veneer or wood shake
                                                                                                       shingles,buildings >7 stories,buildings in CA with 4 or fewer units,charcoal grilling on balconies,
                                                                                                       assisted living facilities,rooming houses,timeshares or seasonal rental condos,buildings >15 years
                                                                                                       old,has experienced a water damage loss in the past 5 years. To purchase D&O, Fidelity or EPLI
                                                                                                       through CNA, please go to http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance).
                                                                                                       Lead paint excl. applies.



                                                                                                                                                                                                                                                                                                         Page 34
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC            Class Description            CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                   Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                             Code
65311   COOPERATIVES - 13+ UNITS PER        65135B      Apartment          High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or            CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                     water, in a fire incident.Fire rating divs can be identified with 2 hour fire partitions.Eligible risks possess
                                                                                                                 these characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler                                                                                               Umbrella: Low
                                                                                                                 protection if 3 or more stories connected to a central alarm monitoring system,emergency lighting,
                                                                                                                 compliance with all applicable fire and life safety standards (NFPA101),minimum occupancy rate of
                                                                                                                 80%.No swimming pools,playgrounds,frame construction,aluminum siding,brick veneer or wood shake
                                                                                                                 shingles,buildings >7 stories,buildings in CA with 4 or fewer units,charcoal grilling on balconies,assisted
                                                                                                                 living facilities,rooming houses,timeshares or seasonal rental condos,buildings >15 years old,has
                                                                                                                 experienced a water damage loss in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA,
                                                                                                                 please go to http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance). Lead paint
                                                                                                                 excl applies.

65311   COOPERATIVES - 5 TO 12 UNITS PER   65135A       Apartment          High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, FL, HI                     Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                     water, in a fire incident.Fire rating divs can be identified with 2 hour fire partitions.Eligible risks will
                                                                                                                 possess these characteristics:well maintained building (photo needed),hard wired smoke                                                                                                           Umbrella: Low
                                                                                                                 detectors,sprinkler protection if 3 or more stories connected to a central alarm monitoring
                                                                                                                 system,emergency lighting, compliance with all applicable fire and life safety standards
                                                                                                                 (NFPA101),min occupancy rate of 80%.No swimming pools,playgrounds,frame construction,aluminum
                                                                                                                 siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in CA with 4 or fewer
                                                                                                                 units,charcoal grilling on balconies,assisted living facilities,rooming houses,timeshares or seasonal
                                                                                                                 rental condos,buildings >15 years old,has experienced a water damage loss in the past 5 years. To
                                                                                                                 purchase D&O, Fidelity or EPLI through CNA, please go to http://www.ihginsurance.com (CNA
                                                                                                                 program w/ Ian H. Graham Insurance). Lead paint excl. applies.

73340   COPYING & DUPLICATING SERVICES-    11222A    Business Services     Low               ELIGIBLE      This classification applies to establishments engaged in copying or duplicating services or "quick           CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn: Low
        RETAIL                                                                                             printers" as a retail operation featuring equipment and facilities capable of providing while-you-wait
                                                                                                           service for reproduction jobs. This classification includes incidental sales of office products. Delivery of                                                                                           Umbrella: Low
                                                                                                           copied material is contemplated in the classification. This service should be distinguished from a
                                                                                                           commercial printing operation in which the customer´s copy is composed or typeset, using either the
                                                                                                           hot-metal or cold-type process.
23900   CORDAGE AND TWINE                  23900C     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, CA, HI                     Equip Brkdwn:
                                                                                                           CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                          Moderate
                                                                                                           equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                           Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                              Umbrella: Low
                                                                                                           CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                           Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                           A sprinkler system is mandatory for any location with total square feet greater than 20,000.


36290   CORE, MAGNETIC MFG                 36390AJ    Manufacturing        High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
                                                                                     CustomXpress will use the   Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
                                                                                      Insight/Advance product    the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                       for Property/GL on this   Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Moderate
                                                                                                class.           Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                                 Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                                 the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                                 CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                                 PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51412   CORN CHIPS WHOLESALE               51412BK     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                               sell or distribute products under their own label. A sprinkler system is mandatory for any location with
                                                                                                               total square feet greater than 20,000.                                                                                                                                                             Umbrella: Moderate
34621   CORN KNIVES MFG                    34621U     Manufacturing        High       Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program.              CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: High
                                                                                     CustomXpress will use the CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                      Insight/Advance product policy in place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a                                                                                           Umbrella: Moderate
                                                                                       for Property/GL on this market for metal manufacturing operations which include many high hazard products or processes, for
                                                                                                class.         example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your
                                                                                                               underwriter. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                               PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34993   CORNICES MFG                       34993BC    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                  Moderate
                                                                                                           policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                           or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                               Umbrella: Moderate
                                                                                                           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                           square feet greater than 20,000.
51121   CORRUGATED AND SOLID FIBER         51412BL     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        BOXES WHOLESALE                                                                                    location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
51220   COSMETIC, HAIR/SKIN                59991B      Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PREPARATION DISTRIBUTOR                                                                            sell or distribute products under their own label. A sprinkler system is mandatory for any location with
                                                                                                           total square feet greater than 20,000.                                                                                                                                                                 Umbrella: High
59996   COSMETIC, HAIR/SKIN                59991A         Stores           Low              ELIGIBLE       This classification applies to dealers who sell various types of cosmetics. As a promotional                         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PREPARATION STORE                                                                                  advertisement, stores may engage in application of products on customers for the purpose of selling
                                                                                                           the cosmetics or hair product to the customer. This classification includes stores with incidental                                                                                                     Umbrella: High
                                                                                                           application of products for demonstration purposes.
72996   COSTUME RENTAL STORES              12927B         Stores           Low              ELIGIBLE       This classification applies to clothes rental stores specializing in the rental of costumes for masquerade           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                           parties, theatrical performances, trade shows, meetings, holidays, television and conventions. Tailoring
                                                                                                           is included in this classification.                                                                                                                                                                    Umbrella: Low
34993   COTTER PINS, METAL MFG             34993BD    Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                  Moderate
                                                                                                           policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                           or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                               Umbrella: Moderate
                                                                                                           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                           square feet greater than 20,000.
51311   COTTON PIECE GOODS WHOLESALE       51412BM     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low


                                                                                                                                                                                                                                                                                                                  Page 35
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                     August 17, 2009
 SIC            Class Description         CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
51311   COTTON YARNS WHOLESALE           51412BN     Wholesalers    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
20520   COUGH DROPS, NON-MEDICATED       20520S     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MFG                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

34230   COUNTERBORES AND                 34621V     Manufacturing     High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        COUNTERSINKING BITS MFG                                                 CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                        Moderate
                                                                                 Insight/Advance product    policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                  for Property/GL on this   or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                     Umbrella: Moderate
                                                                                           class.           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34993   COUPLINGS, HOSE MFG              34993BE    Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                      or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                      vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                      square feet greater than 20,000.
73300   COURT REPORTERS                  65121BN        Office         Low             ELIGIBLE       Risks provide transcription services for legal depositions or other legal proceedings. Services are              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      usually at customer's premises.
                                                                                                                                                                                                                                                                                                         Umbrella: Low
20320   CRACKER SANDWICHES MFG           20320H     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20520   CRACKERS MFG                     20520T     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

51412   CRACKERS WHOLESALE               51412BO     Wholesalers    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Moderate
                                                                                                      than 20,000
59450   CRAFTS STORE                     59995D         Stores         Low             ELIGIBLE       This classification applies to stores selling such items as yarns, embroidery floss, model cars, trains          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      and airplanes, dolls and dollhouses. This classification includes incidental instruction or classes for
                                                                                                      customers.                                                                                                                                                                                         Umbrella: Low
20211   CREAM MFG                        20211G     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                        Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                      products that include unpasteurized dairy products are not eligible for CNA Small Business.

51430   CREAM STATIONS WHOLESALE         51412BP     Wholesalers    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                              Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                        Umbrella: Moderate
20211   CREAM SUBSTITUTES MFG            20211H     Manufacturing     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                        Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                      products that include unpasteurized dairy products are not eligible for CNA Small Business.

73890   CREDIT AND DEBT COUNSELING       65121CP        Office         Low              ELIGIBLE            Risks engaged in financial counseling. E&O is excluded within the policy.                                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                         Umbrella: Moderate
72610   CREMATORIES                       41696    Business Services Moderate           ELIGIBLE      Crematories prepare human remains for cremations as well as conduct cremations. They also may             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      arrange viewings of the body prior to cremation; memorial services either before or after cremation;
                                                                                                      and the final disposition and memorialization of the cremated remains. Funeral Homes or Chapels                                                                                                    Umbrella: Moderate
                                                                                                      shall be separately classified and rated. Professional services are excluded on the base form. Funeral
                                                                                                      Director Prof Liab is available as an endt. Umbrella is available.
50230   CROCKERY WHOLESALE               51991CC     Wholesalers       Low      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low




                                                                                                                                                                                                                                                                                                         Page 36
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC              Class Description       CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
34993   CROWNS MFG                       34993BF    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
51121   CUPS, PAPER AND DISPOSABLE       51412BR     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
51992   CURIOS WHOLESALE                 51412BS     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
60993   CURRENCY EXCHANGE                71811A    Business Services     High           NOT ELIGIBLE     This class applies to risks that provide financial services such as check cashing. The following             CNA Connect, Auto, NPe, WC & Umb       AK, HI No Umb: NY                          Equip Brkdwn: Low
                                                                                                         coverage options shall be excluded for this class: Employee Dishonesty, Forgery and Alteration, Money
                                                                                                         and Securities and Money Orders and Counterfeit Paper. This class is not eligible for Employment                                                                                               Umbrella: Moderate
                                                                                                         Practices Liability/Fiduciary Liability Coverage on Connect.
23900   CURTAINS & DRAPERIES MFG.        23900D     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, CA, HI                     Equip Brkdwn:
                                                                                                         CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                  Moderate
                                                                                                         equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                         Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                         A sprinkler system is mandatory for any location with total square feet greater than 20,000.


50230   CURTAINS WHOLESALE               51991CD     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
20211   CUSTARD MFG                       20211I    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                         policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                         Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                    Umbrella: Low
                                                                                                         inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                         of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                         mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                         products that include unpasteurized dairy products are not eligible for CNA Small Business.

57190   CUTLERY                          57326Q         Stores           Low               ELIGIBLE           Retail sale of kitchen and butcher cutlery. Incidental sales of related kitchen and cooking accessories is CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              contemplated.
                                                                                                                                                                                                                                                                                                        Umbrella: Low
34210   CUTLERY MFG                      34621W     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products                                                                                           Umbrella: Low
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
50230   CUTLERY WHOLESALE                51991CE     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
34621   CUTTING DIES MFG                 34621Y     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: High
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                   Umbrella: Moderate
                                                                                                         CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                         processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk,
                                                                                                         discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet
                                                                                                         greater than 20,000.

51412   DAIRY DEPOTS WHOLESALE           51412BT     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                         than 20,000
51412   DAIRY PRODUCTS, DRIED OR         51412BU     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CANNED WHOLESALE                                                                                 sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                         than 20,000
51412   DAIRY PRODUCTS, EXCEPT DRIED     51412BV     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        OR CANNED WHOLESALE                                                                              sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                         than 20,000
54511   DAIRY PRODUCTS/BUTTER & EGG      54516A         Stores         Moderate           ELIGIBLE       This classification applies to stores who sell dairy products such as milk, buttermilk, butter, margarine,   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        STORE-NO COOKING/FOOD SERVED                                                                     eggs, cottage cheese, ricotta, cheese and ice cream on a retail basis.
                                                                                                                                                                                                                                                                                                        Umbrella: Low
34993   DAMPERS MFG                      34993BG    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
50430   DARKROOM APPARATUS               51991CF     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
48994   DATA COMMUNICATIONS VENDORS       48994       Business         Moderate            ELIGIBLE           Classification includes the furnishing of communication services, not otherwise classified, such as:    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        AND VALUE ADDED RESELLERS                    Services -                                               cablegram, electronic mail, facsimile transmission, mailgram, telegram or telegraph.
                                                     Technology                                                                                                                                                                                                                                         Umbrella: Low




                                                                                                                                                                                                                                                                                                        Page 37
             CNA Connect Profile Guide                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
20520   DATES MFG                         20520U    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20351   DATES, DRIED MFG                 20351H     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

35780   DATING DEVICE MACHINES, EXCEPT   36390AL   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                         Equip Brkdwn:
        RUBBER STAMPS MFG                           Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                         Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                     Umbrella: Low
20340   DEHYDRATED FRUITS, VEGETABLES    51412BW    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.         CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        AND SOUPS MFG                                                                                  CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

36290   DELAY LINES MFG                  36390AN    Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                         Equip Brkdwn:
                                                                                 CustomXpress will use the   Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                       Moderate
                                                                                  Insight/Advance product    the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                   for Property/GL on this   Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                Umbrella: Moderate
                                                                                            class.           Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                             Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                             the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                             CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                             PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

58128   DELICATESSENS WITH COOKING       58128C         Stores       Moderate            ELIGIBLE            This classification contemplates retail food sales along with sales of cold-cuts, cheeses, condiments,    CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                             pre-prepared salads, sandwiches, etc. Consumption on premises, toasting, microwaving, baking,
                                                                                                             grilling or soup/stew/chili making is contemplated in this classification. No deep fat (or vegetable oil)                                                                                  Umbrella: Low
                                                                                                             frying, delivery, or 24-hour operations. Must be in business at least 3 years. If the operation includes
                                                                                                             any deep fat (or vegetable oil) frying, classify as sic 58124, CNA Connect(CNP) class RESTAURANTS
                                                                                                             - FAST FOOD - SUBS AND SANDWICH TAKE-OUT, CNP class code 58124G.

54118   DELI-NO COOKING; CONSUMPTION     54116B         Stores       Moderate            ELIGIBLE      This classification contemplates retail food sales along with sales of cold-cuts, cheeses, condiments,       CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        ON PREMISES                                                                                    pre-prepared salads, sandwiches, etc. No cooking or frying on premises, delivery, or 24-hour
                                                                                                       operations. Must be in business at least 3 years.                                                                                                                                                Umbrella: Low
54118   DELI-NO COOKING; NO              54116A         Stores       Moderate           ELIGIBLE       This classification contemplates retail food sales along with sales of cold-cuts, cheeses, condiments,       CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        CONSUMPTION ON PREMISES                                                                        pre-prepared salads, sandwiches, etc. No consumption on premises, cooking or frying, delivery, or 24-
                                                                                                       hour operations. Must be in business at least 3 years.                                                                                                                                           Umbrella: Low
33150   DELIVERY CASES, MADE FROM        34993BH    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
80720   DENTAL LABORATORIES               71444    Business Services Moderate           ELIGIBLE       Must comply with all applicable OSHA guidelines. Workers Compensation is ineligible if beryllium             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       exposure exists.
                                                                                                                                                                                                                                                                                                        Umbrella: Low
80210   DENTISTS OFFICES & CLINICS       65121D         Office         Low               ELIGIBLE            For medical offices of dentists.                                                                       CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                        Umbrella: Low
53111   DEPARTMENT STORE                  53127         Stores       Moderate            ELIGIBLE      This classification applies to stores that sell merchandise that includes: wearing apparel; household        CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       furnishings other than furniture; one of more of the following: cosmetics; drugs; furniture; groceries or
                                                                                                       meats; hardware; jewelry; luggage; musical instruments; sporting goods; toys. This classification is not                                                                                         Umbrella: Low
                                                                                                       applicable to Variety Stores. The following shall be separately classified and rated: Restaurants;
                                                                                                       Optical and Hearing Aid goods; Sales from prescription drugs - Use the appropriate Drugstore
                                                                                                       Classification.
20320   DESSERTS, READY MFG               20320I    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                            Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

50430   DEVELOPING APPARATUS,            51991CG     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn: Low
        PHOTOGRAPHIC WHOLESALE                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
33150   DIAMOND CLOTH, MADE FROM         34993BI    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                        Page 38
             CNA Connect Profile Guide                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
35780   DICTATING MACHINES, OFFICE       36390AO   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                         Equip Brkdwn:
        TYPES MFG                                   Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                             Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                         Umbrella: Low
26210   DIE-CUT PAPER AND BOARD           26210    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, Npe & WC                  Prohibited: AK, HI                         Equip Brkdwn: High
                                                                                                       CNA desires manufacturers with a Fire Protection Program, Quality Control and Product Recall policy
                                                                                                       in place. Please discuss with your underwriter before quoting, if this client does not. All Paper Products
                                                                                                       Manufacturers are subject to a favorable Risk Control survey. At a minimum, the survey will confirm
                                                                                                       good building maintenance and housekeeping. If there is Rack Storage over 12 feet, please contact
                                                                                                       your underwriter before quoting the account. CNA is NOT a market if your customer ever
                                                                                                       manufactured or distributed any of the following products: Medical Products, Tobacco Products, Toys,
                                                                                                       or Infant Products. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                       20,000.
38120   DIGITAL DISPLAYS MFG             38120BD   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                 Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                          Umbrella: Moderate
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

38120   DIGITAL-TO-ANALOG CONVERTERS,    38120BG   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
        ELECTRONIC INSTRUMENTATION                  Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                 Moderate
        TYPE MFG                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                          Umbrella: Moderate
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

51422   DINNERS, FROZEN WHOLESALE        51412BX    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                                Moderate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                       than 20,000                                                                                                                                                                                          Umbrella: High
50631   DIODES WHOLESALE                 51991CH   Wholesalers -     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                   Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: Low
                                                                                                       than 20,000
20340   DIPS, DRY: EXCEPT CHEESE AND     51412BY   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SOUR CREAM BASED MFG                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20211   DIPS: SOUR CREAM OR CHEESE       20211J    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        BASED MFG                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                          Umbrella: Low
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                       products that include unpasteurized dairy products are not eligible for CNA Small Business.

73110   DIRECT MAIL ADVERTISING          71807B        Office          Low               ELIGIBLE           Applies to provision of hard-copy direct mailings. Does not apply to e-mailing of direct advertising          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SERVICES-EXCL. ERRORS &                                                                             services or lists. Personal & Advertising Injury is limited to false arrest, detention or imprisonment;
        OMISSIONS                                                                                           malicious prosecution; and wrongful eviction from, wrongful entry into, or invasion of the right of private                                                                                     Umbrella: Low
                                                                                                            occupancy of a room. Please refer to CNP Section 14 items a, b and c.
53111   DISCOUNT STORE                   53317C        Stores        Moderate            ELIGIBLE           This classification applies to stores that sell merchandise that includes: wearing apparel; household         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                            furnishings other than furniture; one of more of the following: cosmetics; drugs; furniture; groceries or
                                                                                                            meats; hardware; jewelry; luggage; musical instruments; sporting goods; toys. Not eligible if filling of                                                                                        Umbrella: Low
                                                                                                            propane tanks is > 15% of sales. This classification is not applicable to Variety Stores. The following
                                                                                                            shall be separately classified and rated: Restaurants; Optical and Hearing Aid goods; Sales from
                                                                                                            prescription drugs - Use the appropriate Drugstore Classification.

51121   DISHES, PAPER AND DISPOSABLE     51412BZ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
50642   DISHWASHERS, HOUSEHOLD:          51991CI    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        ELECTRIC WHOLESALE                                                                             sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: Moderate
                                                                                                       than 20,000
50450   DISK DRIVES WHOLESALE            51991CJ   Wholesalers -     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                    Technology                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
50450   DISKETTES WHOLESALE              51991CK   Wholesalers -     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                    Technology                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
50781   DISPLAY CASES, REFRIGERATED      51991CL    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: Low
                                                                                                       than 20,000
50631   DISTRIBUTION EQUIPMENT,          51991CM   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        ELECTRICAL WHOLESALE                       Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                 Umbrella: Low
                                                                                                       than 20,000


                                                                                                                                                                                                                                                                                                            Page 39
             CNA Connect Profile Guide                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
51412   DISTRIBUTORS - FOOD OR DRINK,     51412A    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, WC & Umb                  Prohibited: AK, HI                         Equip Brkdwn: Low
        NOC EXCL. LIQUOR DISTRIB                                                  - AUTO IS INELIGIBLE sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. Auto is not available. A sprinkler system is mandatory for any location with total                                                                                            Umbrella: Moderate
                                                                                                       square feet greater than 20,000
51412   DOG AND CAT FOOD WHOLESALE       51412CA    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Liquor Liability is not available for this     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Moderate
07521   DOG/PET TRAINING (NO ATTACK,     59997E        Office          Low               ELIGIBLE            No law enforcement, hunting, attack or guard animals.                                                      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        GUARD OR LAW ENFORCEMENT)
                                                                                                                                                                                                                                                                                                          Umbrella: Low
54611   DONUT SHOPS-BAKING ON            71311F        Stores        Moderate            ELIGIBLE            This classification includes baking operations at the same location as the store if the products baked CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
        PREMISES W/ FRYING                                                                                   are sold principally in that store. Commercial bakeries are to be separately classified and rated as
                                                                                                             "Bread and Bakery Products MFG."                                                                                                                                                             Umbrella: Low
54612   DONUT SHOPS-BAKING ON            71311C        Stores        Moderate            ELIGIBLE            If frying, see class 71311F - Donut Shops - Baking on Premises w/ Frying. Commercial bakeries are to CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        PREMISES, NO FRYING                                                                                  be separately classified and rated as "Bakery Plants."
                                                                                                                                                                                                                                                                                                          Umbrella: Low
34993   DOOR LOCKS MFG                   34993BM   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
33150   DOOR MATS, MADE FROM             34993BN   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34991   DOORS, SAFE AND VAULT: METAL     34993BP   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Low
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
20520   DOUGH MFG                        20520V    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

34993   DOWEL PINS MFG                   34993BR   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
34440   DOWNSPOUTS MFG                   34993BS   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Low
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
38120   DRAFT GAUGES MFG                 38120BJ   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                       Umbrella: Moderate
38120   DRAFTING INSTRUMENTS AND         38120BK   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MACHINES MFG                                Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                       Umbrella: Moderate
50210   DRAFTING INSTRUMENTS AND         51991CN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TABLES WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
73894   DRAFTSMEN                         73894        Office          Low               ELIGIBLE            This classification applies to employed draftsmen whose duties are strictly limited to office work only.   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                          Umbrella: Low
34993   DRAIN PLUGS, MAGNETIC: METAL     34993BT   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                       policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                       or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Moderate
                                                                                                       vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                       square feet greater than 20,000.
50230   DRAPERIES WHOLESALE              51991CO    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
25910   DRAPERY & SHADE MANUFACTURER     25910A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                      Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                          Umbrella: Low
                                                                                                       CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                       Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                       A sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                          Page 40
             CNA Connect Profile Guide                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                            Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
57140   DRAPERY & UPHOLSTERY STORE        53985B        Stores         Low               ELIGIBLE            This classification applies to stores selling drapes, upholstery or any similar covering material.     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                       Umbrella: Low
51311   DRAPERY MATERIAL WHOLESALE       51412CB     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low
72192   DRESSMAKING/TAILORING            71931C    Business Services Moderate            ELIGIBLE          CLOTHING MANUFACTURERS ARE NOT ELIGIBLE FOR THIS CLASSIFICATION. This classification CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                         Equip Brkdwn: Low
        ESTABLISHMENTS-CUSTOM                                                                              applies to the independent business service of performing alteration on clothing and/or custom making
                                                                                                           clothing (clothing made to order) for their customer. The classification includes custom dressmaking,                                                                                       Umbrella: Low
                                                                                                           tailoring, clothing alteration and repair work, pressing and spot cleaning of garment. Laundering and
                                                                                                           dry cleaning are to be separately classified and rated.
34230   DRILL STANDS MFG                 34993BU    Manufacturing      High       Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program.          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                 CustomXpress will use the CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                       Moderate
                                                                                  Insight/Advance product policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                   for Property/GL on this or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                    Umbrella: Moderate
                                                                                            class.         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                           square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34230   DRILLS, HAND: HANDTOOLS MFG      34621AB    Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
                                                                                 CustomXpress will use the   a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                  Moderate
                                                                                  Insight/Advance product    place. CNA is not a market for manufacturing operations which include high hazard products or
                                                                                   for Property/GL on this   processes, including electric drills, critical control devices, aircraft products, electroplating, foundries,                                                                             Umbrella: Moderate
                                                                                            class.           pressure vessels, and plastic injection molding. A sprinkler system is mandatory for any location with
                                                                                                             total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51991   DRINKING WATER COOLERS,          51991CP     Wholesalers       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        MECHANICAL WHOLESALE                                                                           sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                            Umbrella: High
                                                                                                       than 20,000
17712   DRIVEWAY, PARKING                 92215       Contractor       High           NOT ELIGIBLE     Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies.                 CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        AREA/SIDEWALK-PAVING/REPAVING                                                                  Includes curb, sidewalk and blacktop work and painting of parking lot lines. No street or highway work,                                              HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                       excavation or grading of land. A CNA Connect policy must be in place before the Workers’                                                             Auto Prohibited only in: AZ, CA, NJ, NV,
                                                                                                       Compensation line is considered for this class. Umbrella is not available. Residential construction is                                               OR and WA.
                                                                                                       ineligible.
28350   DRUG MFG-BIOLOGICAL PRODUCTS      28350    Manufacturing -   Moderate         NOT ELIGIBLE     Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following            CNA Connect, Auto, NPe, WC & Umb        See Small Business Guidelines column       Equip Brkdwn: High
                                                     Advanced                                          states: AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
                                                      Medical
                                                    Technology
59120   DRUG STORE-NO TABLE/COUNTER      59116B        Stores        Moderate ELIGIBLE - UMBRELLA IS Prior to binding, CNA requires proof of professional liability coverage with an A or better rated carrier at   CNA Connect, Auto, NPe & WC             Prohibited: AK, HI                         Equip Brkdwn: Low
        SERVICE-NO COOKING - EXCLUDING                                              INELIGIBLE       limits equal to or greater than the limits on our policy. This classification applies to a retail
        PROFESSIONAL                                                                                 establishment where prescription drugs or medicines are dispensed by licensed druggists. The
                                                                                                     establishment also sells over-the-counter medicines and other miscellaneous articles, such as food,
                                                                                                     health care related products and cosmetic products. Professional Liability Coverage is specifically
                                                                                                     excluded. Not eligible if filling of propane tanks is > 15% of sales. Umbrella is not available. Risks that
                                                                                                     have a clinic exposure are ineligible. $2M/$4M GL limits are not available.
59122   DRUG STORE-W/ COOKING, NO        59116A         Stores       Moderate ELIGIBLE - UMBRELLA IS Prior to binding, CNA requires proof of professional liability coverage with an A or better rated carrier at   CNA Connect, Auto, NPe & WC             Prohibited: AK, HI                         Equip Brkdwn: Low
        FRYING-EXCLUDING PROFESSIONAL                                               INELIGIBLE       limits equal to or greater than the limits on our policy. This classification applies to a retail
                                                                                                     establishment where prescription drugs or medicines are dispensed by licensed druggists. The
                                                                                                     establishment also sells over-the-counter medicines and other miscellaneous articles, such as food,
                                                                                                     health care related products and cosmetic products. Professional Liability Coverage is specifically
                                                                                                     excluded. Some drugstores do operate an area of the store for food or beverage table or counter
                                                                                                     service. The food service is included in this classification. Cooking exposure must adhere to UL 300
                                                                                                     standards. Not eligible if filling of propane tanks is > 15% of sales. Umbrella is not available. Risks with
                                                                                                     a clinic exposure are ineligible.$2M/$4M GL limits are not available.
51221   DRUG STORE-WHOLESALE/DRUG        59116C         Stores       Moderate      NOT ELIGIBLE      No direct importing, no repackaging with relabelling. Professional is excluded. Umbrella is not                CNA Connect, Auto, NPe & WC             Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTOR-EXCLUDING                                                                        available. $2M/$4M GL limits are not available.
        PROFESSIONAL
28331   DRUG, MEDICINE/PHARMACEUTICAL     28331    Manufacturing -   Moderate         NOT ELIGIBLE           Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following      CNA Connect, Auto, NPe, WC & Umb        See Small Business Guidelines column       Equip Brkdwn: High
        PREPARATIONS MFG                             Advanced                                                states: AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
                                                      Medical
                                                    Technology
28330   DRUG, MEDICINE/PHARMACEUTICAL     28330    Manufacturing -   Moderate         NOT ELIGIBLE           Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following      CNA Connect, Auto, NPe, WC & Umb        See Small Business Guidelines column       Equip Brkdwn: High
        PREPARATIONS MFG-FOR ANIMAL                  Advanced                                                states: AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
        USE                                           Medical
                                                    Technology
51412   DRY FOODS AND SPICES             51412AX    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                            Umbrella: Low
                                                                                                       than 20,000
57141   DRY GOODS DEALERS-RETAIL         53985A         Stores         Low              ELIGIBLE       This classification applies to risks which sell dry goods: such as yarn, fabrics, and piece goods.           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                       Umbrella: Low
20211   DRY MILK PRODUCTS MFG            20211K     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                           Moderate
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                     Umbrella: Low
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000. Manufacturing operations and
                                                                                                       products that include unpasteurized dairy products are not eligible for CNA Small Business.

51991   DRY-CLEANING PLANT EQUIPMENT     51991CR     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        AND SUPPLIES WHOLESALE                                                                         sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                            Umbrella: High
                                                                                                       than 20,000
50871   DRYERS, BEAUTY SHOP WHOLESALE    51991CS     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                       Umbrella: Low


                                                                                                                                                                                                                                                                                                       Page 41
             CNA Connect Profile Guide                                                                                                                                                                                                                                                          August 17, 2009
 SIC            Class Description          CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                             Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                          Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                           Class
                                           Code
34440   DUCTS MFG                         34993BV   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Low
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
50440   DUPLICATING MACHINES              51991CT    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
51620   EATING UTENSILS: FORKS, KNIVES,   51412CC    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SPOONS - DISPOSABLE PLASTICS                                                                    location with total square feet greater than 20,000
        WHOLESALE                                                                                                                                                                                                                                                                                        Umbrella: Low
34440   EAVES MFG                         34993BW   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                            CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                        Moderate
                                                                                                            policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                            or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                     Umbrella: Low
                                                                                                            vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000.
34230   EDGE TOOLS FOR WOODWORKING:       34621AC   Manufacturing       High       Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program.            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        AUGERS, BITS, GIMLETS,                                                    CustomXpress will use the CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                        Moderate
        COUNTERSINKS, ETC. MFG                                                     Insight/Advance product policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                    for Property/GL on this or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                     Umbrella: Moderate
                                                                                             class.         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

38120   EDITING EQUIPMENT, MOTION         38120BN   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                         Equip Brkdwn:
        PICTURE: REWINDS, VIEWERS,                   Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                             Moderate
        TITLERS, AND SPLICERS MFG                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                        Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Moderate
                                                                                                        Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                        Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                        the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                        CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

59431   EDUCATIONAL & SCHOOL SUPPLIES -   59435C        Stores          Low               ELIGIBLE            Retail sale of various teaching, educational, and school supplies including books, paper, posters, and   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        RETAIL                                                                                                educational toys. Items can also be ordered from catalogs.
                                                                                                                                                                                                                                                                                                         Umbrella: Low
51412   EGGS WHOLESALE                    51412CD    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
51412   EGGS: CLEANING, OIL TREATING,     51412CE    Wholesalers      Moderate         NOT ELIGIBLE     The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        PACKING AND GRADING WHOLESALE                                                                   sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
34980   ELBOWS FOR CONDUCTOR PIPE,        34993BX   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        HOT AIR DUCTS, AND STOVEPIPE                                                                    CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                            Moderate
        MFG                                                                                             policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                         Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
50642   ELECTRIC HOUSEWARES AND           51991CV    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        HOUSEHOLD FANS WHOLESALE                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
50642   ELECTRIC IRONS WHOLESALE          51991CW    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
50642   ELECTRIC RANGES WHOLESALE         51991CX    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
50642   ELECTRIC RAZORS WHOLESALE         51991CY    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Moderate
50642   ELECTRIC WASHING MACHINES         51991CZ    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                        manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Moderate
                                                                                                        than 20,000
50631   ELECTRICAL APPARATUS &            12391A    Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        EQUIPMENT NOC DISTRIBUTOR                   Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                     NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                             Umbrella: Low
                                                                                                        than 20,000
76292   ELECTRICAL APPARATUS-             71212C        Service         High      ELIGIBLE INS/ADV ONLY Must be in business a minimum of 3 years to be eligible for CNA Connect. Installation of antennas or           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI, NY                     Equip Brkdwn: Low
        INSTALL/SERVICE/REPAIR                                                                          satellite dishes (including Direct TV) is not eligible for this classification. Trucking operations are
                                                                                                        ineligible.                                                                                                                                                                                      Umbrella: Moderate
36990   ELECTRICAL EQUIPMENT MFG-FOR       36990    Manufacturing -   Moderate         NOT ELIGIBLE     Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following              CNA Connect, Auto, NPe, WC & Umb       See Small Business Guidelines column       Equip Brkdwn:
        DIRECT & INDIRECT APPLICATION                 Advanced                                          states: AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.                                                                                                                               Moderate
        TO BODY                                        Medical
                                                     Technology                                                                                                                                                                                                                                          Umbrella: High




                                                                                                                                                                                                                                                                                                         Page 42
             CNA Connect Profile Guide                                                                                                                                                                                                                                                            August 17, 2009
 SIC            Class Description          CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                  Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
36430   ELECTRICAL PARTS,                 36430A    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn:
        COMPONENTS/ACCESSORIES NOC                                                                       Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                  Moderate
        MFG.                                                                                             the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                           Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

36430   ELECTRICAL PARTS,                36430B     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn:
        COMPONENTS/ACCESSORIES NOC                                                                       Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                  Moderate
        MFG.-REBUILT                                                                                     the following products: Aircraft Products, Automobile & Truck(operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                           Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

76290   ELECTRICAL REPAIR SHOPS NOC-     71212B    Business Services     High             ELIGIBLE            This classification applies to establishments engaged in the installation, repair or reconditioning of        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCL. AIRCRAFT & MEDICAL                                                                              electrical equipment for industrial or commercial use. Operations include the installation or repair of
        EQUIPMENT                                                                                             heavy motors, generators or transformers, and switches or relays for plant machinery or of data                                                                                                  Umbrella: Low
                                                                                                              processing equipment. The installation of electrical fixture and appliances should be classified as
                                                                                                              "Electrical Work." Power line construction shall be separately classified and rated.
57311   ELECTRICAL SUPPLY STORE          57326V         Stores           Low              ELIGIBLE            This classification applies to risks primarily engaged in selling electrical equipment of the household       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              type. Stores where the sales of electrical equipment and parts are not the principle sales should be
                                                                                                              assigned to a different mercantile classification. This class includes the sales of incidental parts of the                                                                                      Umbrella: Low
                                                                                                              appliances sold in the store. Any delivery and hook up, installation, servicing, and repair work of the
                                                                                                              appliances sold in the store is contemplated by this classification.

33571   ELECTRICAL WIRE & CABLE           33571    Manufacturing -     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn:
        MANUFACTURING - END USE                     Technology -                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                  Moderate
        ELECTRONICS/COMPUTERS/                       NEDA CAM                                            the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
        TELECOMMUNICATIONS                                                                               Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                           Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

33570   ELECTRICAL WIRE/CABLE NOC MFG.    33570    Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology -                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                     NEDA CAM                                            policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                              Umbrella: Low
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
33570   ELECTRICAL WIRING MFG            34993BY   Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology -                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                 Moderate
                                                     NEDA CAM                                            policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                              Umbrella: Low
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
17311   ELECTRICAL WORK-W/IN BUILDINGS    92478       Contractor         High           NOT ELIGIBLE     No alarm installation. Residential Construction Defect Products/Completed Operations Exclusion                     CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
                                                                                                         (SB146973A) and mold exclusions apply. Must have been in business at least 3 years. A CNA Connect                                                          HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                         policy must be in place before the Workers’ Compensation line is considered for this class. Umbrella is                                                    Auto Prohibited only in: AZ, CA, NJ, NV,
                                                                                                         not available. Residential construction is ineligible.                                                                                                     OR and WA.
36750   ELECTRONIC CAPACITORS NOC MFG     36750    Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology -                                         Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                         Moderate
                                                     NEDA CAM                                            components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                         parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                         Umbrella: Low
                                                                                                         Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                         the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                         stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                         with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                         location with total square feet greater than 20,000.
36791   ELECTRONIC COMPONENTS NOC         36791    Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        MFG.                                        Technology -                                         Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                         Moderate
                                                     NEDA CAM                                            components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                         parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                         Umbrella: Low
                                                                                                         Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                         the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                         stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                         with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                         location with total square feet greater than 20,000.
36780   ELECTRONIC CONNECTORS NOC         36780    Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                         Technology -                                         Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                         Moderate
                                                     NEDA CAM                                            components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                         parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                         Umbrella: Low
                                                                                                         Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                         the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                         stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                         with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                         location with total square feet greater than 20,000.
73741   ELECTRONIC DATA PROCESSING-      65121DR      Office -         Moderate           ELIGIBLE       This classification includes risks that offer the use of their own computer systems to process                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        TIME-SHARING-                                Technology                                          information. All work is done at the insured's facility and the computer is accessed via telephone lines.
                                                                                                                                                                                                                                                                                                               Umbrella: Low




                                                                                                                                                                                                                                                                                                               Page 43
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                  August 17, 2009
 SIC            Class Description         CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                               Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                       Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
34440   ELECTRONIC ENCLOSURES:           34993BZ    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        STAMPED OR PRESSED MFG                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                              Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                           Umbrella: Low
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
50631   ELECTRONIC PARTS WHOLESALE       51991DA    Wholesalers -        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                    Technology -                                         sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                     NEDA CAM                                            manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Low
                                                                                                         than 20,000
36760   ELECTRONIC RESISTORS NOC MFG      36760    Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology -                                         Your customer is ineligible for our program if your customer ever manufactured or distributed                                                                                                      Moderate
                                                     NEDA CAM                                            components installed any of the following products: Aircraft Products, Automobile & Truck(operating
                                                                                                         parts), Medical Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                      Umbrella: Moderate
                                                                                                         Tanks, including below ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                         the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or
                                                                                                         stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. Manufacturers
                                                                                                         with electroplating or clean room operations are ineligible. A sprinkler system is mandatory for any
                                                                                                         location with total square feet greater than 20,000.
38120   ELECTRONIC TOTALIZING            38120BY   Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        COUNTERS MFG                                Technology                                           Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                               Moderate
                                                                                                         the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                        Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50631   ELECTRONIC TUBES: RECEIVING,     51991DB    Wholesalers -        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
        TRANSMITTING AND INDUSTRIAL                 Technology -                                         sell or distribute products under their own label. If this is the case, classify using an appropriate
        WHOLESALE                                    NEDA CAM                                            manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                               Umbrella: Low
                                                                                                         than 20,000
35780   EMBOSSING MACHINES FOR           36390AV   Manufacturing -     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
        STORE/OFFICE USE MFG                        Technology                                           Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                               Moderate
                                                                                                         the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                        Umbrella: Low
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

73610   EMPLOYMENT AGENCIES-NOT          65121P         Office           High              ELIGIBLE            No temporary labor placement, PEO's (Professional Employment Organization) or employee leasing             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        TEMPORARY HELP SERVICES                                                                                operations. Personal & Advertising Injury Exclusion applies.
                                                                                                                                                                                                                                                                                                            Umbrella: Low
20340   EMULSIFIERS, FOOD, DRY MFG       51412CF    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                              Umbrella: Low
                                                                                                         Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                         inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                         of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                         mandatory for any location with total square feet greater than 20,000.

50131   ENGINE ELECTRICAL EQUIPMENT,     51991DC     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        AUTOMOTIVE WHOLESALE                                                                             not eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
50490   ENGINEERS' EQUIPMENT AND         51991DD     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
87110   ENGINEERS/ARCHITECTS-            65121Q         Office           Low               ELIGIBLE            Must carry professional liability insurance. This class is not eligible for Employment Practices           CNA Connect, Auto, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn: Low
        CONSULTING-NOT ENGAGED IN                                                                              Liability/Fiduciary Liability Coverage on Connect. These coverages may be available through CNA
        ACTUAL CONSTRUCTION < 25%                                                                              Specialty Lines (www.cnapro.com).                                                                                                                                                            Umbrella: Low
        FIELD WORK
87110   ENGINEERS/ARCHITECTS-            65121DH        Office           Low               ELIGIBLE            Must carry professional liability insurance. This class is not eligible for Employment Practices           CNA Connect, Auto, WC & Umb            Prohibited: AK, HI, NY                     Equip Brkdwn: Low
        CONSULTING-NOT ENGAGED IN                                                                              Liability/Fiduciary Liability Coverage on Connect. These coverages may be available through CNA
        ACTUAL CONSTRUCTION-MORE                                                                               Specialty Lines (www.cnapro.com).                                                                                                                                                            Umbrella: Moderate
        THAN 25% FIELD WORK
34230   ENGRAVERS' TOOLS, HAND MFG       34621AD    Manufacturing        High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                   CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                        Moderate
                                                                                    Insight/Advance product    policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                     for Property/GL on this   or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                     Umbrella: Moderate
                                                                                              class.           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                               square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34791   ENGRAVING                         71842    Business Services     Low               ELIGIBLE            Provides an engraving service. May also sell items that can be engraved such as plaques and other          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                               metal items. If the operation is a gift shop that does engrave items, separately classify by the
                                                                                                               appropriate retail class. Ineligible risks include stone engraving, monument engraving, or electroplating.                                                                                   Umbrella: Low

38120   ENLARGERS, PHOTOGRAPHIC MFG      38120CB   Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                           Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                               Moderate
                                                                                                         the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                        Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                            Page 44
             CNA Connect Profile Guide                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description         CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                  Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
35780   ENVELOPE STUFFING, SEALING AND   36390AX   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn:
        ADDRESSING MACHINES MFG                     Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                  Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                           Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

51121   ENVELOPES WHOLESALE              51412CG    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                  Umbrella: Low
                                                                                                       than 20,000
59997   EQUIPMENT, FIXTURES/SUPPLIES-    50813A        Stores          Low              ELIGIBLE       If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.                 CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        FOR BAR/RESTAURANTS
                                                                                                                                                                                                                                                                                                             Umbrella: Low
59997   EQUIPMENT, FIXTURES/SUPPLIES-     50813        Stores          Low               ELIGIBLE            If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect. Prior     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        FOR HOTELS/OFFICES/STORE                                                                             to binding, please discuss the risk with your underwriter if they sell or refurbish secondhand goods.
                                                                                                                                                                                                                                                                                                             Umbrella: Low
38510   EYE GLASS LENSES MFG.-EXCL.       52967    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        CONTACT LENSES                                                                                 This classification contemplates grinding, polishing, & sanding of plastic and glass eye glass lenses.                                                                                                Moderate
                                                                                                       Casting lenses is not eligible for this classification. Your customer is ineligible for this classification if
                                                                                                       they ever manufactured contact lenses. A sprinkler system is mandatory for any location with total                                                                                                    Umbrella: Low
                                                                                                       square feet greater than 20,000.
51311   FABRIC DISTRIBUTOR-              12509A     Wholesalers        High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CLOTH/CLOTH PRODUCTS NOC                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
51361   FABRIC DISTRIBUTOR-CLOTHING      12509B     Wholesalers        High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        NOC                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
59491   FABRIC STORE                     56311B        Stores          Low               ELIGIBLE            This classification applies to retail fabric stores selling various items including yarns of fabric, sewing   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                             notions, thread, embroideries, hooks and eyes, veilings, patterns, knitting yarn and needles, scissors
                                                                                                             and needles. The fabric is cut by stores employees per customers´ requests. Occasionally, the store                                                                                             Umbrella: Low
                                                                                                             will provide for a fee a sewing class or craftwork class. This is included in the premium base.

23961   FABRICATED TEXTILE PRODUCTS -     23961    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, CA, HI                     Equip Brkdwn: Low
        PRINTING ON FABRIC ARTICLES                                                                    CNA prefers insured’s that have a documented premises maintenance program for all building and
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product                                                                                                      Umbrella: Low
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.
                                                                                                       Operations with greater than 25% flammable inks are ineligible. A documented premises maintenance
                                                                                                       program for all building and equipment is required. A sprinkler system is mandatory for any location
                                                                                                       with total square feet greater than 20,000. This classification is eligible for printers E&O Coverage. No
                                                                                                       blanket washes, inks or solvents with flash points < 140 degrees fahrenheit.

23900   FABRICATED TEXTILE PRODUCTS      23900E    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, CA, HI                     Equip Brkdwn:
        MFG.                                                                                           CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                         Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                             Umbrella: Low
                                                                                                       CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                       Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                       A sprinkler system is mandatory for any location with total square feet greater than 20,000.


23941   FABRICATED TEXTILE PRODUCTS       23941    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, CA, HI                     Equip Brkdwn:
        MFG. - CANVAS AND RELATED                                                                      CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                         Moderate
        PRODUCTS-SAILS                                                                                 equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                             Umbrella: Low
                                                                                                       CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                       Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                       A sprinkler system is mandatory for any location with total square feet greater than 20,000.


35780   FACSIMILE EQUIPMENT MFG          36390AY   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                  Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                           Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

23110   FASHION ACCESSORIES              23110Q    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, CA, HI                     Equip Brkdwn:
        MANUFACTURING                                                                                  CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                         Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                             Umbrella: Low
                                                                                                       CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                       Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible.
                                                                                                       A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50722   FASTENERS, HARDWARE              51991DE    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                  Umbrella: Low
                                                                                                       than 20,000
50440   FAX MACHINE WHOLESALE            51991DF    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                  Umbrella: Low
                                                                                                       than 20,000



                                                                                                                                                                                                                                                                                                             Page 45
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                August 17, 2009
 SIC            Class Description            CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                             Code
52112   FENCE DEALERS - NO INSTALLATION     59999K       Stores       Moderate            ELIGIBLE            If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low

17991   FENCE DEALERS - WITH                17991      Contractor       High           NOT ELIGIBLE     Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies.                      CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL,    Equip Brkdwn: Low
        INSTALLATION                                                                                    Contracting Risks must be in business a minimum of 3 years to be eligible for CNA Connect. A CNA                                                          HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                        Connect policy must be in place before the Workers’ Compensation line is considered for this class.                                                       Auto Prohibited only in: AZ, CA, NJ, NV,
                                                                                                        Umbrella is not available. Residential construction is ineligible.                                                                                        OR and WA.
34993   FENCE GATES, POST AND FITTING      34993CA   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
34230   FENCE STRETCHERS (HANDTOOLS)       34621AE   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        MFG                                                                                             CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
50311   FENCING AND ACCESSORIES, WIRE      51991DG    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Moderate
33150   FENCING, MADE FROM PURCHASED       34993CB   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        WIRE MFG                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
51121   FIBER CANS AND DRUMS               51412CH    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
51120   FILE CARDS WHOLESALE               51412CI    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
51120   FILE FOLDERS WHOLESALE             51412CJ    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
34230   FILES, INCLUDING RE-CUTTING AND    34621AF   Manufacturing      High       Yes(Excluding Products)    Manufacturers must be in business a minimum of three years to qualify for our insurance program.            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        RE-SHARPENING MFG                                                         CustomXpress will use the   CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                   Insight/Advance product    policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                    for Property/GL on this   or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                             class.           vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                              square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

20320   FILLINGS CANNED, PIE OR CAKE MFG   20320J    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                        policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                Umbrella: Low
                                                                                                        Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                        inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                        of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                        mandatory for any location with total square feet greater than 20,000.

78922   FILM DELIVERY/FILM PROCUREMENT-     78922        Office         Low               ELIGIBLE            Please discuss with your underwriter before quoting this type of risk.                                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        MOTION PICTURE
                                                                                                                                                                                                                                                                                                             Umbrella: Low
78923   FILM LIBRARIES-MOTION PICTURE       78923        Stores       Moderate            ELIGIBLE            Please discuss with your underwriter before quoting this type of risk. This class is not eligible for       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and NY.
                                                                                                                                                                                                                                                                                                             Umbrella: Low
78921   FILM PURCHASING AGENCIES-           78921        Office         Low               ELIGIBLE            Please discuss with your underwriter before quoting this type of risk.                                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        MOTION PICTURE
                                                                                                                                                                                                                                                                                                             Umbrella: Low
50430   FILM, PHOTOGRAPHIC WHOLESALE       51991DH    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
62111   FINANCIAL PLANNER -CONSULTANT      65121BP       Office         Low               ELIGIBLE            Provides advice only on financial management topics. Their product is advice. Stock brokers,              CNA Connect, Auto, NPe, WC & Umb          AK, HI No Umb: NY                          Equip Brkdwn: Low
                                                                                                              commodity brokers, insurance agents and investment banking shall be separately classified using their
                                                                                                              respective code. Ineligible operations include on-line brokerage, investment bankers, mergers and                                                                                              Umbrella: Low
                                                                                                              acquisitions consulting, import/export or non-financial commodity brokers, and day trading. This class is
                                                                                                              not eligible for Employment Practices Liability/Fiduciary Liability Coverage on Connect.

51360   FINDINGS, SHOE REPAIR              51991DI    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
64111   FINE ART APPRAISERS                65121BC       Office         Low               ELIGIBLE            Risks engaged in providing appraisals of fine arts which do not include jewelry to the general public for   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                              a fee.
                                                                                                                                                                                                                                                                                                             Umbrella: Low
34980   FINS, TUBE: STAMPED METAL MFG      34993CC   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                        CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.
34993   FIREPLACE EQUIPMENT                34993CD   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        (HARDWARE) MFG                                                                                  CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                                Moderate
                                                                                                        policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                        or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                             Umbrella: Moderate
                                                                                                        vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                        square feet greater than 20,000.



                                                                                                                                                                                                                                                                                                             Page 46
             CNA Connect Profile Guide                                                                                                                                                                                                                                                                August 17, 2009
 SIC            Class Description            CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                              Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                           Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                            Class
                                             Code
51460   FISH & SEAFOOD DISTRIBUTOR, NO      15223A    Wholesalers        High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        OYSTERS                                                                                          sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                             Moderate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                         than 20,000                                                                                                                                                                                       Umbrella: Moderate
59998   FISHING EQUIPMENT AND SUPPLIES -   59626Z        Stores          Low              ELIGIBLE       This classification applies to risks primarily engaged in the sale of fishing equipment and supplies such       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        RETAIL                                                                                           as fishing rods, bait, tackle, nets, etc. Risks engaged in the sale of various sporting good items shall be
                                                                                                         separately classified, sporting goods stores.                                                                                                                                                     Umbrella: Low
53311   FIVE & DIME STORE                  53317A        Stores        Moderate           ELIGIBLE       This classification applies to retail stores, as their name indicates, which carry a wide range of goods.       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         The merchandise sold are mostly small items which are moderately prices such as cookware, dishes,
                                                                                                         towels, paper goods, inexpensive toys, picture frames, etc.                                                                                                                                       Umbrella: Low
50781   FIXTURES, REFRIGERATED             51991DK    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                         manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Low
                                                                                                         than 20,000
50461   FIXTURES, STORE, NOT               51991DL    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Prior to binding, please discuss the risk     CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        REFRIGERATED WHOLESALE                                                                           with your underwriter if they sell or refurbish secondhand goods. A sprinkler system is mandatory for
                                                                                                         any location with total square feet greater than 20,000                                                                                                                                           Umbrella: Low
35620   FLANGE UNITS FOR BALL AND          34621AG   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        ROLLER BEARINGS MFG                                                                              CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                          Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
38120   FLASHLIGHT APPARATUS FOR           38120CH   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        PHOTOGRAPHERS, EXCEPT BULBS                   Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                              Moderate
        MFG                                                                                              the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                       Umbrella: Moderate
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50631   FLASHLIGHTS WHOLESALE              51991DM   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                     Technology -                                        location with total square feet greater than 20,000
                                                      NEDA CAM                                                                                                                                                                                                                                             Umbrella: Low
50231   FLOOR COVERING DISTRIBUTOR         12797A    Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they      CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        NOC-EXCL. ORIENTAL/ANTIQUE                                                                       sell or distribute products under their own label. If this is the case, classify using an appropriate
        ORIENTAL RUGS                                                                                    manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                              Umbrella: Low
                                                                                                         than 20,000
57131   FLOOR COVERING STORE-EXCL.          57134        Stores        Moderate           ELIGIBLE       This classification applies to stores selling rugs, tiles, wood, linoleum or any similar floor covering         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        ORIENTAL/ANTIQUE ORIENTAL RUGS                                                                   material. Installation is not contemplated in this classification. Risks with subcontracted installation are
                                                                                                         eligible with proper risk transfer. This includes liability limits at $1,000,000 with an A or better rated                                                                                        Umbrella: Low
                                                                                                         carrier and being named as an Additional Insured on the subcontractor's policy. Installation of any kind
                                                                                                         (including subcontracted installation) is prohibited for this class in New York.

33150   FLORISTS' DESIGNS, MADE FROM       34993CE   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.            CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn:
        PURCHASED WIRE MFG                                                                               CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
                                                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                          Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
59922   FLORISTS-INTERIORSCAPE ONLY        59685B        Service         Low       ELIGIBLE INS/ADV ONLY Risks within this class maintain plants, flowers and small trees within office, retail and other commercial CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         or large residential buildings.
                                                                                                                                                                                                                                                                                                           Umbrella: Low
59921   FLORISTS-NOT GREENHOUSES           59685A        Stores          Low               ELIGIBLE      This classification applies to a store principally engaged in the retail selling of fresh cut flowers, potted   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         plants, shrubs, trees, leaves and branches of natural vegetation, bulbs, and floral arrangements,
                                                                                                         including incidental florist supplies and accessories.                                                                                                                                            Umbrella: Low
20520   FLOUR MIXES MFG                    20520W    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                         policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                             Umbrella: Low
                                                                                                         Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                         inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                         of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                         mandatory for any location with total square feet greater than 20,000.

51930   FLOWERS & FLORISTS SUPPLIES        59685C     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        DISTRIBUTOR                                                                                      location with total square feet greater than 20,000. The risk is not eligible for this CNA Connect class if
                                                                                                         they grow plants.                                                                                                                                                                                 Umbrella: Low
36630   FM AND AM TUNERS MFG               36390AZ   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn:
                                                      Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                              Moderate
                                                                                                         the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                         Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                       Umbrella: Low
                                                                                                         Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                         Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                         the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                         CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

34993   FOIL CONTAINERS FOR BAKERY         34993CF   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        GOODS AND FROZEN FOODS,                                                                          CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                             Moderate
        EXCEPT BAG AND LINER MFG                                                                         policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                         or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                          Umbrella: Moderate
                                                                                                         vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.
51121   FOLDING PAPERBOARD BOXES           51412CK    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Low




                                                                                                                                                                                                                                                                                                           Page 47
             CNA Connect Profile Guide                                                                                                                                                                                                                                                              August 17, 2009
 SIC            Class Description         CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                          Code
20370   FOOD PRODUCTS MFG NOC -           20370    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        FROZEN                                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                         Umbrella: Low
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

54991   FOOD STORE & MISC. SPECIALTY     54116C        Stores          Low               ELIGIBLE           No dietary supplement manufacturing, repackaging or direct importing. Risk is ineligible if performing       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        STORE                                                                                               delivery services.
                                                                                                                                                                                                                                                                                                           Umbrella: Low
50461   FOOD WARMING EQUIPMENT,          51991DN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        COMMERCIAL WHOLESALE                                                                           sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. Prior to binding, please discuss the risk with your underwriter if they sell or                                                                                                Umbrella: Low
                                                                                                       refurbish secondhand goods. A sprinkler system is mandatory for any location with total square feet
                                                                                                       greater than 20,000
31310   FOOTWEAR CUT STOCK MFG           59005A    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                       Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                           Umbrella: Low
                                                                                                       No Safety Boots/Shoes Mfg or infant shoe Mfg is allowed. A sprinkler system is mandatory for any
                                                                                                       location with total square feet greater than 20,000.

51360   FOOTWEAR WHOLESALE               51412CL    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Low
31310   FOOTWEAR, EXCEPT RUBBER MFG      59005B    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                       Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                           Umbrella: Low
                                                                                                       No Safety Boots/Shoes Mfg or infant shoe Mfg is allowed. A sprinkler system is mandatory for any
                                                                                                       location with total square feet greater than 20,000.

72996   FORMAL WEAR-RENTED TO OTHERS      12927        Stores          Low               ELIGIBLE           This classification applies to clothes rental stores specializing in formal wear such as tuxedos, tuxedos    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                            shirts, cummerbunds, shoes, bridal dresses and veils, bridesmaids dresses, and gowns for special
                                                                                                            occasions such as proms and parties. Tailoring is included in this classification.                                                                                                             Umbrella: Low
35780   FORMS HANDLING EQUIPMENT FOR     36390BA   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY      Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing       CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        STORE/OFFICE USE MFG                        Technology                                              operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                            for any location with total square feet greater than 20,000.                                                                                                                                   Umbrella: Low
51412   FOUNTAIN FRUITS AND SYRUPS       51412CM    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY      The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                           sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                            manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                           Umbrella: Moderate
                                                                                                            than 20,000
34993   FOUNTAINS, METAL (EXCEPT         34993CG   Manufacturing       High      ELIGIBLE INS/ADV ONLY      Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        DRINKING) MFG                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                            policy in place. CNA is not a market for manufacturing operations which include high hazard products
                                                                                                            or processes, including critical control devices, aircraft products, electroplating, foundries, pressure                                                                                       Umbrella: Moderate
                                                                                                            vessels, and plastic injection molding. A sprinkler system is mandatory for any location with total
                                                                                                            square feet greater than 20,000.
50480   FRAMES, OPHTHALMIC WHOLESALE     51991DO    Wholesalers        Low       ELIGIBLE INS/ADV ONLY      Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Low
38120   FREEZERS (NON-CRYOGENIC)         38120CJ   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                         Equip Brkdwn:
        LABORATORY AND                              Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                Moderate
        REFRIGERATORS MFG                                                                              the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                         Umbrella: Moderate
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

50781   FREEZERS, HOUSEHOLD              51991DP    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                       an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                              Umbrella: Low
                                                                                                       feet greater than 20,000
20370   FRENCH TOAST, FROZEN MFG         20320K    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                               Moderate
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                         Umbrella: Low
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

20320   FROSTING, PREPARED MFG           20320L    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                  CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                               Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

51422   FROZEN DAIRY DESERTS             51412CN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                               Moderate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                       than 20,000                                                                                                                                                                                         Umbrella: High




                                                                                                                                                                                                                                                                                                           Page 48
             CNA Connect Profile Guide                                                                                                                                                                                                                                                              August 17, 2009
 SIC            Class Description          CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                           Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                    Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
51421   FROZEN FOOD-MEAT FISH/POULTRY     13049B    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        DISTRIBUTOR                                                                                   sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
51422   FROZEN FOOD-OTHER THAN MEAT      13049A     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        FISH/POULTRY DISTRIBUTOR                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
51422   FROZEN VEGETABLES WHOLESALE      51412CO    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
20320   FRUIT BUTTERS MFG                20320M    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20340   FRUIT FLOUR, MEAL AND POWDERS    20320N    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        MFG                                                                                           CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20370   FRUIT JUICE POPS MFG             20211L    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                    Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

51422   FRUIT JUICES, FROZEN WHOLESALE   51412CP    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
51488   FRUIT PEEL WHOLESALE             51412CR    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
54311   FRUIT/VEGETABLE DEALERS-NOT       54315        Stores       Moderate           ELIGIBLE       This classification applies to risks engaged in the retail sale of fresh or frozen vegetables. Such dealers CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        OPEN AIR                                                                                      are the typical neighborhood fruit or vegetable stand but can also apply to large stores whose primary                                                                                         Moderate
                                                                                                      products sold are fruit and vegetables.
                                                                                                                                                                                                                                                                                                     Umbrella: Low
51488   FRUIT/VEGETABLE DISTRIBUTOR-      13112     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        NOT OPEN AIR                                                                                  sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
51488   FRUITS, DRIED WHOLESALE          51412CS    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
51422   FRUITS, FROZEN WHOLESALE         51412CT    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate                                                                                          Moderate
                                                                                                      manufacturing class. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                      than 20,000                                                                                                                                                                                    Umbrella: High
20320   FRUITS, PICKLED AND BRINED MFG   51412CU   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20370   FRUITS, QUICK FROZEN AND         51412CV   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        COLDPACK (FROZEN) MFG                                                                         CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall                                                                                          Moderate
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular                                                                                                    Umbrella: Low
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.

20351   FRUITS, SULPHERED MFG             20351I   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                      CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                      policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                          Umbrella: Low
                                                                                                      Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                      inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                      of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                      mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                     Page 49
             CNA Connect Profile Guide                                                                                                                                                                                                                                                        August 17, 2009
 SIC            Class Description          CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                 Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                         Connect                     Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                          Class
                                           Code
20640   FUDGE MFG                         20520X    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       CNA is a market for insured's that have a Fire Protection Program, Quality Control and Product Recall
                                                                                                       policy in place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control                                                                                                Umbrella: Low
                                                                                                       Points) Program in operation. CNA requires accounts to have a documented program of regular
                                                                                                       inspection and preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone
                                                                                                       of the above does not exist, discuss with your underwriter before quoting. A sprinkler system is
                                                                                                       mandatory for any location with total square feet greater than 20,000.

35780   FUNDS TRANSFER DEVICE MFG        36390BB   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.             CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         Your customer is ineligible for our program if your customer ever manufactured or distributed any of                                                                                                 Moderate
                                                                                                       the following products: Aircraft Products, Automobile & Truck (operating parts), Medical Products,
                                                                                                       Drugs, Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment,                                                                                                          Umbrella: Low
                                                                                                       Tanks, including below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or
                                                                                                       Industrial Machinery. If the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if
                                                                                                       the insured uses or stores titanium, mercury, lead, magnesium, gold or silver, they are ineligible for
                                                                                                       CNA. A sprinkler system is mandatory for any location with total square feet greater than 20,000.

72611   FUNERAL HOMES/CHAPELS             43889    Business Services Moderate            ELIGIBLE            This industry prepares the dead for interment or cremation and coordinates the funeral service.              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                             Embalming and cosmetic work are usually performed on the premises. Professional services are
                                                                                                             excluded on the base form. Funeral Director Prof Liab is available as an endt. Umbrella is available.                                                                                          Umbrella: Moderate
                                                                                                             Concerning the Auto Line, if a hearse is present, rate the vehicle as a PPT and refer to the underwriter.
                                                                                                             The underwriter will then re-rate the hearse using class code 7922 per ISO state rules.

23711   FUR GARMENT MANUFACTURING         23711     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, CA, HI                     Equip Brkdwn:
                                                                                                       CNA prefers insureds that have a documented premises maintenance program for all building and                                                                                                        Moderate
                                                                                                       equipment. We desire that the insured has a Fire Protection Program, Quality Control and Product
                                                                                                       Recall policy in place. If one does not exist, please contact your underwriter before quoting the client.                                                                                            Umbrella: Low
                                                                                                       Your customer is not eligible if they do any tanning. CNA is not a market for clients that manufacture
                                                                                                       any clothing worn by children < 6 years old. Manufacturers of protective clothing (such as bulletproof
                                                                                                       vests and fire-resistant clothing) are ineligible. A sprinkler system is mandatory for any location with
                                                                                                       total square feet greater than 20,000.
50750   FURNACES, EXCEPT ELECTRIC AND    51991DR     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WARM AIR WHOLESALE                                                                             of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                       an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                               Umbrella: Moderate
                                                                                                       feet greater than 20,000
50750   FURNACES, HEATING: ELECTRIC      51991DS     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                       an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                               Umbrella: Moderate
                                                                                                       feet greater than 20,000
50750   FURNACES, WARM AIR WHOLESALE     51991DT     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25%        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                       of total sales or if they sell or distribute products under their own label. If this is the case, classify using
                                                                                                       an appropriate manufacturing class. A sprinkler system is mandatory for any location with total square                                                                                               Umbrella: Moderate
                                                                                                       feet greater than 20,000
72170   FURNITURE CLEANING ON            72170A        Service       Moderate    ELIGIBLE INS/ADV ONLY Professional upholstery cleaners provide their services to residential and commercial customers alike.             CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        CUSTOMERS' PREMISES                                                                            In addition to cleaning upholstery (i.e., household fittings, hangings, curtains, cushions, and covers),
                                                                                                       some insureds have expanded into full blown water damage restoration services, including mold                                                                                                        Umbrella: Low
                                                                                                       remediation, if you risk does this additional work they are not eligible for our insurance program.

25140   FURNITURE COMPONENTS,            34993CH    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        PORCELAIN ENAMELED MFG                                                                         This classification applies to risks engaged in manufacturing of standardized component parts that are                                                                                               Moderate
                                                                                                       then painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal
                                                                                                       screws. Items made are "production line" metal furniture such as office equipment, garden and lawn                                                                                                   Umbrella: Low
                                                                                                       furniture, and utility items. Includes incidental upholstering. This classification does not include stools,
                                                                                                       scaffolding, baby furniture, play sets or step ladder manufacturing. A sprinkler system is mandatory for
                                                                                                       any location with total square feet greater than 20,000.

25140   FURNITURE HARDWARE, INCLUDING    34993CI    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        CASTERS MFG                                                                                    This classification applies to risks engaged in manufacturing of standardized component parts that are                                                                                               Moderate
                                                                                                       then painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal
                                                                                                       screws. Items made are "production line" metal furniture such as office equipment, garden and lawn                                                                                                   Umbrella: Low
                                                                                                       furniture, and utility items. Includes incidental upholstering. This classification does not include stools,
                                                                                                       scaffolding, baby furniture, play sets or step ladder manufacturing. A sprinkler system is mandatory for
                                                                                                       any location with total square feet greater than 20,000.

25140   FURNITURE MFG./ASSEMBLING-NOC-    25140     Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
        OTHER THAN WOOD-NOT INFANTS                                                                    Masonry non-combustible or better construction and central station burglar alarm preferred. Sprinkler                                                                                                Moderate
                                                                                                       system and adequate dust control and collection system required. This classification does not include
                                                                                                       stools, scaffolding, baby furniture, children's furniture, play sets or step ladder manufacturing. Your                                                                                              Umbrella: Low
                                                                                                       customer is not eligible for this coverage if they manufacture or directly import baby or children's
                                                                                                       furniture. If you are unsure of the exposures of a direct importer please discuss with your underwriter
                                                                                                       before submitting the account. Incidental installation is acceptable & defined at < 10%. The Total
                                                                                                       Residential Exclusion (Exclusion – Residential Construction Defect form SB146969A) will be applied
                                                                                                       on any risk with residential installation.
25140   FURNITURE PARTS, METAL MFG       34993CJ    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program.                   CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                                                                       This classification applies to risks engaged in manufacturing of standardized component parts that are                                                                                               Moderate
                                                                                                       then painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal
                                                                                                       screws. Items made are "production line" metal furniture such as office equipment, garden and lawn                                                                                                   Umbrella: Low
                                                                                                       furniture, and utility items. Includes incidental upholstering. This classification does not include stools,
                                                                                                       scaffolding, baby furniture, play sets or step ladder manufacturing. Your customer is not eligible for this
                                                                                                       coverage if they manufacture or directly import children's furniture. If you are unsure of the exposures
                                                                                                       of a direct importer please discuss with your underwriter before submitting the account. A sprinkler
                                                                                                       system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                            Page 50
             CNA Connect Profile Guide                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description      CNA         Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom                                    Products Available on CNA Central            Territorial Restrictions            Misc Hazard Info
                                      Connect                        Indicator          (Yes/No)         Xpress Underwriting Guidelines.
                                       Class
                                       Code
57122   FURNITURE STORE-PATIO/OUTDOOR 57128C           Stores          High              ELIGIBLE            A sprinkler system is mandatory. Locations greater than 5,000 sq. ft. are not eligible. Your customer is        CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                             not eligible if they manufacture or direcly import children's furniture, play sets, swingsets, treehouses,
                                                                                                             play lots, sell used furniture or do furniture stripping, refinishing or reupholstering. Frame (ISO 1), JM                                                                                        Umbrella: Low
                                                                                                             (ISO 2) or NC (ISO 3) construction are not eligible. Locations in fire protection class 7,8,9,10 are not
                                                                                                             eligible. Rental stores are not eligible for this classification. Risks with any property loss in the past 5
                                                                                                             years are not eligible.
57121   FURNITURE STORE-UPHOLSTERED-     57121A        Stores          High              ELIGIBLE            Your customer is not eligible for this coverage if they manufacture or directly import children's furniture,    CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        NOT USED                                                                                             sell used furniture, or do furniture stripping, refinishing or reupholstering. A sprinkler system is
                                                                                                             mandatory. Locations greater than 5,000 sq. ft. are not eligible. Frame (ISO 1), JM (ISO 2) or NC (ISO                                                                                            Umbrella: Low
                                                                                                             3) construction are not eligible. Locations in fire protection class 7,8,9,10 are not eligible. Rental stores
                                                                                                             are not eligible for this classification. Risks with any property loss in the past 5 years are not eligible.

57122   FURNITURE STORE-WOOD/METAL-      57128A        Stores          High              ELIGIBLE            Your customer is not eligible for this coverage if they manufacture or directly import children's furniture, CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                         Equip Brkdwn: Low
        NOT USED                                                                                             sell used furniture, or do furniture stripping, refinishing or reupholstering. A sprinkler system is
                                                                                                             mandatory. Locations greater than 5,000 sq. ft. are not eligible. Frame (ISO 1), JM (ISO 2) or NC (ISO                                                                                            Umbrella: Low
                                                                                                             3) construction are not eligible. Locations in fire protection class 7,8,9,10 are not eligible. Rental stores
                                                                                                             are not eligible for this classification. Risks with any property loss in the past 5 years are not eligible.

50210   FURNITURE WHOLESALE              57121C     Wholesalers        High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Your customer is not eligible for this              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        UPHOLSTERED-NOT USED                                                                           coverage if they manufacture or directly import children's furniture, sell used furniture, or do furniture
                                                                                                       stripping, refinishing or reupholstering. If you are unsure of the exposures of a direct importer, or if they                                                                                           Umbrella: Low
                                                                                                       sell or distribute products under their own label, please discuss with your underwriter before submitting
                                                                                                       the account. A sprinkler system is mandatory. Locations greater than 5,000 sq. ft. are not eligible.
                                                                                                       Frame (ISO 1), JM (ISO 2) or NC (ISO 3) construction are not eligible. Locations in fire protection class
                                                                                                       7,8,9,10 are not eligible. Rental stores are not eligible for this classification. Risks with any property loss
                                                                                                       in the past 5 years are not eligible.
50210   FURNITURE WHOLESALE              57128B     Wholesalers        High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Your customer is not eligible for this              CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WOOD/METAL -NOT USED                                                                           coverage if they manufacture or directly import children's furniture, sell used furniture, or do furniture
                                                                                                       stripping, refinishing or reupholstering. If you are unsure of the exposures of a direct importer, or if they                                                                                           Umbrella: Low
                                                                                                       sell or distribute products under their own label, please discuss with your underwriter before submitting
                                                                                                       the account. A sprinkler system is mandatory. Locations greater than 5,000 sq. ft. are not eligible.
                                                                                                       Frame (ISO 1), JM (ISO 2) or NC (ISO 3) construction are not eligible. Locations in fire protection class
                                                                                                       7,8,9,10 are not eligible. Rental stores are not eligible for this classification. Risks with any property
                                                                                                       loss in the past 5 years are not eligible.
38120   FURNITURE, LABORATORY MFG        38120CM   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn:
                                                    Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                       products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory
                                                                                                       for any location with total square feet greater than 20,000.                                                                                                                                            Umbrella: Moderate
76992   FURNITURE/FIXTURES-INSTALL IN     95124        Service       Moderate    ELIGIBLE INS/ADV ONLY Risks within this class install portable furnishings for commercial customers. Trucking operations are                CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI CNP, WC & UMB           Equip Brkdwn: Low
        OFFICES-PORTABLE-METAL/WOOD                                                                    ineligible.                                                                                                                                                  Prohibited in NY
                                                                                                                                                                                                                                                                                                               Umbrella: Moderate
50631   FUSES AND ACCESSORIES            51991DU   Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                  Technology -                                        sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                    NEDA CAM                                           manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                    Umbrella: Low
                                                                                                       than 20,000
50842   GAME MACHINES, COIN-OPERATED     51991DV    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they            CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      sell or distribute products under their own label. If this is the case, classify using an appropriate
                                                                                                       manufacturing class. A sprinkler system is mandatory for any location with total square feet greater                                                                                                    Umbrella: High
                                                                                                       than 20,000
50131   GARAGE SERVICE EQUIPMENT         51991DW    Wholesalers        High      ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is           CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                      not eligible. A sprinkler system is mandatory for any location with total square fee