Reserve Bank of Australia
2618b895-7cd3-432e-b7dd-74882b00bbd8.xls
A B C D E F 1 B21 HOUSEHOLD FINANCES - SELECTED RATIOS 2 Per cent, sa 3 4 At end Debt to Housing Debt to disposable income 5 of assets debt to Total Housing of which: 6 housing Owner-occupier 7 assets 8 9 Notes to tables 10 Source RBA RBA RBA RBA RBA 12 Mar-1977 8.8 34.6 24.9 13 Jun-1977 7.2 8.9 34.9 25.2 14 Sep-1977 9.1 35.9 25.8 15 Dec-1977 9.3 36.5 26.1 16 Mar-1978 9.5 36.6 26.3 17 Jun-1978 7.8 9.7 36.9 26.4 18 Sep-1978 9.8 37.2 26.6 19 Dec-1978 10.0 38.0 27.2 20 Mar-1979 10.3 38.6 27.6 21 Jun-1979 8.2 10.4 39.1 28.0 22 Sep-1979 10.2 39.7 28.5 23 Dec-1979 10.1 39.9 28.8 24 Mar-1980 9.5 40.4 29.1 25 Jun-1980 8.2 10.2 41.0 29.6 26 Sep-1980 10.1 41.0 29.6 27 Dec-1980 10.4 41.1 29.6 28 Mar-1981 9.7 41.0 29.5 29 Jun-1981 8.2 9.9 40.9 29.2 30 Sep-1981 9.8 40.8 28.9 31 Dec-1981 9.8 40.3 28.3 32 Mar-1982 10.0 39.7 27.7 33 Jun-1982 8.4 10.0 39.2 27.2 34 Sep-1982 10.1 38.4 26.5 35 Dec-1982 10.3 37.7 25.9 36 Mar-1983 10.2 37.4 25.5 37 Jun-1983 8.3 10.1 37.6 25.6 38 Sep-1983 10.2 37.9 25.7 39 Dec-1983 10.1 38.5 25.9 40 Mar-1984 10.0 39.2 26.3 41 Jun-1984 8.4 10.1 39.7 26.5 42 Sep-1984 9.8 40.5 27.0 43 Dec-1984 10.3 41.6 27.6 44 Mar-1985 10.3 42.5 28.2
G
H
I
J
Assets to disposable income Total Financial assets
Interest payments to disposable income Total Housing
RBA
RBA
RBA
RBA
400.0
114.5
395.3
116.7
386.2
117.6
404.8
119.1
414.0
120.4
393.7
117.6
397.0
128.7
401.4
131.8
5.5 5.6 5.7 5.7 5.6 5.6 5.6 5.8 5.7 5.8 5.8 5.8 5.9 6.0 5.9 6.0 6.3 6.3 6.5 6.6 6.6 6.7 6.8 6.8 6.6 6.8 6.5 6.5 6.5 6.4 5.9 5.9 5.9
3.9 3.9 3.9 3.9 3.8 3.7 3.8 3.9 3.8 3.9 3.9 3.9 3.9 4.0 3.9 4.0 4.2 4.2 4.3 4.4 4.5 4.5 4.6 4.5 4.3 4.4 4.1 4.1 4.1 4.0 3.8 3.9 4.0
8/16/2009 12:23 AM
Page 1
Reserve Bank of Australia
2618b895-7cd3-432e-b7dd-74882b00bbd8.xls
A B C D E F 1 B21 HOUSEHOLD FINANCES - SELECTED RATIOS 2 Per cent, sa 3 4 At end Debt to Housing Debt to disposable income 5 of assets debt to Total Housing of which: 6 housing Owner-occupier 7 assets 8 9 Notes to tables 10 Source RBA RBA RBA RBA RBA 45 Jun-1985 8.8 10.6 43.6 28.8 46 Sep-1985 10.6 44.3 29.2 47 Dec-1985 10.7 44.5 29.4 48 Mar-1986 10.9 44.3 29.3 49 Jun-1986 8.9 11.2 43.9 29.0 50 Sep-1986 11.5 43.7 29.0 51 Dec-1986 11.9 43.6 29.1 52 Mar-1987 11.8 44.0 29.4 53 Jun-1987 8.7 11.9 44.1 29.8 54 Sep-1987 11.8 44.2 30.0 55 Dec-1987 11.5 44.5 30.4 56 Mar-1988 11.2 44.8 30.9 57 Jun-1988 8.0 10.8 45.1 31.6 58 Sep-1988 7.9 10.5 46.6 32.9 59 Dec-1988 8.0 10.3 47.4 33.6 60 Mar-1989 8.1 10.3 47.9 34.0 61 Jun-1989 8.2 10.4 48.1 34.2 62 Sep-1989 8.1 10.4 47.2 33.5 63 Dec-1989 8.2 10.6 46.8 33.3 64 Mar-1990 8.3 10.7 46.5 33.3 28.5 65 Jun-1990 8.4 10.8 46.6 33.4 28.5 66 Sep-1990 8.6 11.2 46.4 33.6 28.3 67 Dec-1990 8.6 11.4 46.6 34.0 28.4 68 Mar-1991 8.6 11.4 47.2 34.8 28.9 69 Jun-1991 8.6 11.6 47.9 35.6 29.5 70 Sep-1991 8.5 11.6 48.6 36.5 30.2 71 Dec-1991 8.6 11.9 49.5 37.6 31.1 72 Mar-1992 8.8 12.4 50.0 38.3 31.7 73 Jun-1992 8.8 12.5 50.6 39.1 32.4 74 Sep-1992 8.9 12.7 51.5 40.1 33.5 75 Dec-1992 9.1 13.1 52.9 41.5 34.5 76 Mar-1993 9.3 13.7 54.3 43.0 35.9 77 Jun-1993 9.5 14.0 55.6 44.4 37.0
G
H
I
J
Assets to disposable income Total Financial assets
Interest payments to disposable income Total Housing
RBA
RBA
RBA
RBA
421.3
142.6
419.8
150.4
431.7
169.9
478.7 493.3 497.5 495.9 493.4 490.1 482.1 475.7 471.2 462.4 461.0 469.9 477.5 492.8 499.0 492.2 497.7 498.7 503.3 501.2 505.8
185.0 182.9 177.8 175.4 175.6 177.9 175.6 171.9 168.8 165.5 165.2 169.1 172.4 179.7 183.8 181.7 184.4 183.8 187.1 189.1 191.3
6.1 6.5 6.9 7.1 7.2 7.4 7.6 7.7 7.8 7.0 7.2 7.1 7.2 7.7 7.9 8.2 8.5 9.2 9.1 9.1 8.9 8.6 8.3 8.1 8.0 7.1 6.8 6.4 6.2 6.3 6.3 6.1 6.0
4.1 4.3 4.6 4.7 4.8 5.1 5.2 5.4 5.4 4.8 4.8 4.8 4.9 5.2 5.4 5.5 5.8 6.1 6.0 5.9 5.8 5.6 5.5 5.2 5.1 4.7 4.5 4.3 4.1 4.2 4.3 4.4 4.3
8/16/2009 12:23 AM
Page 2
Reserve Bank of Australia
2618b895-7cd3-432e-b7dd-74882b00bbd8.xls
A B C D E F 1 B21 HOUSEHOLD FINANCES - SELECTED RATIOS 2 Per cent, sa 3 4 At end Debt to Housing Debt to disposable income 5 of assets debt to Total Housing of which: 6 housing Owner-occupier 7 assets 8 9 Notes to tables 10 Source RBA RBA RBA RBA RBA 78 Sep-1993 9.4 14.3 57.3 46.1 38.2 79 Dec-1993 9.6 14.8 59.0 47.8 39.5 80 Mar-1994 9.9 15.1 60.8 49.6 40.9 81 Jun-1994 10.3 15.8 62.8 51.6 42.5 82 Sep-1994 10.4 16.1 64.4 53.2 43.5 83 Dec-1994 10.8 16.4 65.4 54.2 44.2 84 Mar-1995 11.0 16.8 66.4 55.1 44.8 85 Jun-1995 11.1 17.1 67.0 55.5 45.1 86 Sep-1995 11.3 17.6 67.3 55.7 45.1 87 Dec-1995 11.5 18.1 68.1 56.6 45.6 88 Mar-1996 11.8 18.5 69.0 57.4 46.2 89 Jun-1996 11.9 18.6 69.6 57.8 46.5 90 Sep-1996 11.9 18.8 70.8 58.7 47.1 91 Dec-1996 11.9 18.9 71.9 59.7 47.6 92 Mar-1997 12.1 19.1 73.2 60.9 48.1 93 Jun-1997 12.0 19.2 74.8 62.4 48.9 94 Sep-1997 12.0 19.2 76.6 63.9 49.7 95 Dec-1997 12.1 18.9 78.3 65.3 50.2 96 Mar-1998 12.4 19.4 79.9 66.5 50.7 97 Jun-1998 12.4 19.4 81.8 68.3 51.7 98 Sep-1998 12.6 19.7 83.1 69.3 52.0 99 Dec-1998 12.5 19.8 85.2 70.9 52.9 100 Mar-1999 12.6 19.9 86.9 72.1 53.4 101 Jun-1999 12.8 19.9 88.3 73.2 53.6 102 Sep-1999 13.0 20.1 90.5 75.1 54.7 103 Dec-1999 13.0 20.3 92.0 76.4 55.2 104 Mar-2000 13.3 20.5 93.9 78.0 55.8 105 Jun-2000 13.6 21.0 96.5 80.1 56.8 106 Sep-2000 13.7 21.3 96.0 79.9 56.3 107 Dec-2000 13.9 21.5 96.7 80.3 56.8 108 Mar-2001 14.0 21.4 98.4 81.7 57.7 109 Jun-2001 14.0 21.6 98.8 82.2 58.0 110 Sep-2001 14.1 21.1 102.1 85.3 60.3
G
H
I
J
Assets to disposable income Total Financial assets
Interest payments to disposable income Total Housing
RBA
RBA
RBA
RBA
522.3 531.2 530.0 526.8 530.3 522.8 518.5 519.6 514.8 510.7 506.6 506.8 514.2 524.4 527.6 541.7 554.5 562.0 561.1 571.4 570.8 588.8 597.9 600.1 604.6 616.8 616.4 619.3 610.2 609.5 615.9 622.4 633.4
202.3 211.3 205.2 203.0 202.8 195.9 194.3 198.9 200.6 200.5 199.3 198.4 204.8 210.1 211.5 219.8 224.7 223.0 224.3 226.3 226.3 239.6 244.5 242.0 240.1 250.5 246.7 247.9 244.1 245.0 242.2 249.0 240.4
6.0 5.8 5.5 5.6 5.9 6.3 6.8 7.0 7.1 7.2 7.2 7.3 6.8 6.6 6.1 6.0 6.2 6.2 6.4 6.6 6.5 6.5 6.5 6.6 6.8 7.1 7.4 8.0 7.5 7.7 7.5 6.9 7.1
4.3 4.1 4.0 4.1 4.4 4.8 5.2 5.3 5.5 5.6 5.7 5.6 5.2 4.9 4.5 4.4 4.5 4.5 4.7 4.8 4.7 4.7 4.7 4.8 5.0 5.1 5.4 5.9 5.7 5.9 5.7 5.2 5.4
8/16/2009 12:23 AM
Page 3
Reserve Bank of Australia
2618b895-7cd3-432e-b7dd-74882b00bbd8.xls
A B C D E F 1 B21 HOUSEHOLD FINANCES - SELECTED RATIOS 2 Per cent, sa 3 4 At end Debt to Housing Debt to disposable income 5 of assets debt to Total Housing of which: 6 housing Owner-occupier 7 assets 8 9 Notes to tables 10 Source RBA RBA RBA RBA RBA 111 Dec-2001 14.2 21.5 105.0 88.0 62.6 112 Mar-2002 14.3 21.6 108.0 90.9 64.4 113 Jun-2002 14.6 21.6 112.6 94.9 66.9 114 Sep-2002 15.1 21.9 116.9 98.9 69.2 115 Dec-2002 15.2 22.3 120.2 102.0 70.9 116 Mar-2003 15.6 22.6 123.6 105.1 72.4 117 Jun-2003 15.6 22.6 126.6 107.7 73.5 118 Sep-2003 15.6 22.2 130.8 111.5 75.4 119 Dec-2003 15.6 22.0 134.7 115.2 77.3 120 Mar-2004 15.9 22.4 138.4 118.7 79.3 121 Jun-2004 16.4 23.5 140.0 120.4 80.0 122 Sep-2004 16.7 24.1 142.1 122.4 81.2 123 Dec-2004 16.8 24.4 144.6 124.5 82.8 124 Mar-2005 17.2 25.1 145.9 125.7 83.6 125 Jun-2005 17.3 25.4 148.1 127.6 85.0 126 Sep-2005 17.2 25.6 149.1 128.4 85.8 127 Dec-2005 17.4 26.1 150.7 130.0 87.2 128 Mar-2006 17.3 26.1 152.3 131.5 88.4 129 Jun-2006 17.4 26.1 154.3 133.5 89.7 130 Sep-2006 17.5 26.3 155.9 134.9 91.0 131 Dec-2006 17.4 26.4 155.9 134.9 92.2 132 Mar-2007 17.5 26.6 156.4 135.3 92.5 133 Jun-2007 17.4 26.8 157.8 136.0 92.9 134 Sep-2007 17.2 26.5 157.7 136.4 93.3 135 Dec-2007 17.4 26.5 159.3 137.5 94.2 136 Mar-2008 18.3 27.4 159.2 137.8 94.6 137 Jun-2008 18.7 28.1 158.7 137.7 94.7 138 Sep-2008 19.5 29.9 156.8 136.6 94.0 139 Dec-2008 20.1 30.4 153.9 135.0 93.3 140 Mar-2009 20.4 30.8 155.1 136.5 94.9 141 Jun-2009 142 Sep-2009 143 Dec-2009
G
H
I
J
Assets to disposable income Total Financial assets
Interest payments to disposable income Total Housing
RBA
RBA
RBA
RBA
646.7 657.2 667.9 671.5 682.7 688.0 705.2 727.9 749.6 753.3 738.2 732.6 744.0 738.2 742.8 756.7 758.6 771.3 776.7 779.7 785.0 783.2 791.6 801.5 802.1 762.4 746.4 705.7 673.7 670.1
251.0 253.1 250.1 243.0 248.3 246.2 252.2 253.9 257.5 257.9 258.8 258.7 267.0 267.3 270.0 282.9 287.5 296.2 294.9 297.0 304.7 305.2 315.4 319.2 316.1 289.0 284.1 272.5 251.7 247.4
6.9 6.8 7.7 7.9 8.1 8.3 8.5 8.9 9.6 10.1 10.0 10.2 10.3 10.5 10.8 10.8 11.0 11.1 11.4 11.8 12.2 12.5 12.6 13.2 13.9 14.6 15.4 15.4 12.9 11.2
5.2 5.2 5.9 6.1 6.3 6.4 6.6 6.9 7.5 7.9 7.9 8.2 8.2 8.4 8.6 8.6 8.6 8.7 8.9 9.3 9.7 9.9 9.9 10.3 10.8 11.4 12.1 12.2 10.0 8.5
8/16/2009 12:23 AM
Page 4
Reserve Bank of Australia
2618b895-7cd3-432e-b7dd-74882b00bbd8.xls
A B C D E F 1 B21 HOUSEHOLD FINANCES - SELECTED RATIOS 2 Per cent, sa 3 4 At end Debt to Housing Debt to disposable income 5 of assets debt to Total Housing of which: 6 housing Owner-occupier 7 assets 8 9 Notes to tables 10 Source RBA RBA RBA RBA RBA 144 Mar-2010 145 Jun-2010
G
H
I
J
Assets to disposable income Total Financial assets
Interest payments to disposable income Total Housing
RBA
RBA
RBA
RBA
8/16/2009 12:23 AM
Page 5