http://www.fix-your-credit-score.com
Repair your own credit by writing a dispute letter. I’ll give you an example of a dispute letter below along with the information that you will need to send the credit bureau that is reporting the information incorrectly. Sample Do It Yourself Credit Repair Letter Date Your Name Your Social Security Number Your Address, City, State, Zip Code Complaint Department Name of Company Address City, State, Zip Code To Whom it May Concern: I am writing to dispute the following information in my file. The item(s) that are in dispute is (are) circled on my credit report. This item (identify item(s) disputed by name and account number) is (inaccurate or incomplete) because (describe the reason why). I am requesting that the item be deleted (or request another specific change) to correct the information on my account. (for example Bank of America VISA Acct: xxxxx-xxxxx-xxxx-xxx: This account is listed as being 30 days late. I have never been late on this account.) Enclosed is a copy of my credit report (if you have any backup information supporting your dispute also include and describe the backup information). Credit reporting laws ensure that bureaus report only accurate credit information. Please remove this inaccurate information as soon as possible. Sincerely, Your name