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					W e         C a r e         A b o u t          Yo u r           F i n a n c i a l              H e a l t h                         S u m m e r            2 0 1 1


It’s “PRIME” Time for a Home Equity Line
We’ve lowered our home equity line of credit (HELOC) to Prime + 0%! Even if you currently have a
HELOC with us, we’ll automatically lower your rate effective July 1, 2011!
Imagine a line of credit that is there whenever you need it. One that gives you a lot of borrowing
power … at a very low rate!
• Borrow at prime – at this time that’s just 3.25% APR!*                                                                  Prime+
• Enjoy easy access to your money – a ready source of cash
• Interest may be tax deductible** one three nine five two
                                                                                                                         0%
• Use the funds for any purpose – make home improvements, pay college tuition, consolidate higher interest debt
Isn’t it prime time for a home equity line from your credit union? If you’ve built equity in your home, this is a smart way to
get buying power for less. For more information or to apply, see us today.
*Annual Percentage Rate. Rate is based on the Prime Rate as published in the Wall Street Journal as of 30 days prior before the date of any annual percentage rate
adjustment. Rates subject to change without notice. **Check with your tax advisor for details.




                                           Take a Vacation with Your Credit Union Visa Card
                                                 Use your Greensboro               • Low every day rates starting at 9.50% APR*
                                                   Health Care Credit
                                                                                   • No annual fee
                                                     Union Visa Platinum
                                                      card on your next            • No interest assessed (25-day grace period) on purchases paid
                                                       vacation and take             in full by the due date
                                                       a vacation from
                                                                                   • No cash advance fees
                                                       other lenders’
                                                       credit cards.               • No balance transfer fees
                                                      Getaway from                 • No minimum finance charge
                                                     higher fees, lowered
                                                    credit lines and               • No penalty pricing on late payments
                                                  higher rates.                    Make your vacation more affordable this summer – and all year
                                            When it comes to credit                round. Be sure to pack your Greensboro Health Care Credit
                                       cards, you can count on your                Union Visa Platinum card and give those other credit cards a
                              credit union Visa Platinum card to                   permanent vacation. Apply today.
                offer great benefits that include:                                 *Annual Percentage Rate. Subject to credit union lending guidelines.




   Be a Fan of Greensboro Health Care Credit Union
   Now you can find us on Facebook! If you are a Facebook user, we’d love to have
   you as one of our “fans”. Like us on Facebook!
Traveling this Summer?
                                                                                                        Holiday Closings
Keep Up with Your Finances                                                                                   Independence Day
                             Whether you’re heading for sun-soaked beaches, camping out or sight-            Monday, July 4, 2011
                               seeing across the country, stay connected with your Greensboro Health
                                                                                                                 Labor Day
                                 Care Credit Union accounts wherever your summer travels take you.
                                                                                                          Monday, September 5, 2011
                                       Online Banking
                                       Easily and conveniently manage your finances, monitor your
                                       deposit and loan accounts, transfer funds, view copies of your
                                       checks, make loan payments, apply for a loan and more. All you
                                      need is Internet access and a computer.
                          Online Bill Pay
                       No bothering with stamps or writing checks. Schedule one time or
recurring payments with just a few clicks of your mouse. You can even schedule reminders to
tell you when a bill is due, so you’ll save on late fees! Be sure to check out the great calendar
feature that allows you to view balances and transactions on a selected day.                                 Moses Cone Hospital
                                                                                                               Monday - Friday
E-Statements                                                                                                 7:15 a.m. - 4:45 p.m.
Enjoy the convenience and security of electronic statements and easily view                                 Wesley Long Hospital
your statements at any time, from any location.                                                          Monday, Wednesday, Thursday
Mobile Banking                                                                                            8:30 a.m. – 11:30 a.m. and
                                                                                                            12:30 p.m. – 3:30 p.m.
If you have access to the web on your cell phone, you can check
                                                                                                              Tuesday and Friday
balances, transfer funds and view eDocuments.
                                                                                                          7:30 a.m.– 11:30 a.m. and
Text Message Banking                                                                                        12:30 p.m. – 3:30 p.m.
Don’t have an Internet plan on your phone? Just text us and we’ll text you                                    Women’s Hospital
back – get your latest account balance, set up eAlerts, transfer funds and more.                               Monday - Friday
                                                                                                            10:30 a.m. - 12:30 p.m.
If you’re not already using Direct Deposit, be sure to sign up before you travel to ensure your            and 1:30 p.m. - 3:00 p.m.
funds are available while you’re gone. Contact us for details on these FREE services and keep
                                                                                                                   Phone:
up with your finances during your busy summer.
                                                                                                                336-832-8119
                                                                                                                    Fax:
                                                                                                                336-832-8129
Need to Get Away from it All?                                                                                 Mailing Address:
Wish you could get away from the everyday routine? Relax, unwind and refresh yourself?                      1200 North Elm Street
                                                                                                            Greensboro, NC 27401
Everyone needs and deserves a break now and then — including you. And a
vacation loan from Greensboro Health Care Credit Union could be your                                              Website:
ticket to the getaway of your dreams.                                                                           www.ghccu.org

Our vacation loans are available at fixed rates as low as 9.75% APR.*                                            24/7 Audio:
                                                                                                                336-832-2895
Combine a low rate with an affordable monthly payment and you
can enjoy yourself without putting a strain on your budget.                                                  24-Hour Lost/Stolen
                                                                                                              Visa Credit Card:
The sooner you apply, the sooner you can start packing your bags                                                800-322-8472
for your getaway. Visit us online at www.ghccu.org and complete a
                                                                                                             24-Hour Lost/Stolen
loan application today. Or, just call us or stop by to apply in person.
                                                                                                              Visa Debit Card:
*Annual Percentage Rate. Subject to credit union lending guidelines.                                            800-528-2273
                                                                                                        Comments/Questions/Concerns?
                                                                                                                   Please email

     Reader’s Reward
                                                                                                        Genice DeCorte, CEO directly at
                                                                                                         genice.decorte@mosescone.com

     Read this issue of your newsletter carefully. There is one account number spelled out in
     sequence in its entirety within one of the articles. If you see your number, call 336-832-
     8119 to let us know and we’ll deposit $25 to your account! (Note: Credit Union Staff,
     Board Members and their family are not eligible.)

				
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posted:10/10/2011
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