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1. Eligibility

1.1 Subject to clause 1.2, Maybank Festive Draw (“Lucky Draw”) is open to all eligible
principal holders of a Maybank Credit Card (collectively “Eligible Cardmembers” or each
an “Eligible Cardmember”) which is valid, subsisting and in good standing as may be
determined by Malayan Banking Berhad (“Maybank”) at its sole and absolute discretion.

Supplementary Cardmembers are not eligible to participate in the Lucky Draw, however
for avoidance of doubt, (a) the benefit of all charges incurred by a supplementary
Cardmember in respect of the Lucky Draw shall accrue to the Eligible Cardmember; (b)
termination of a supplementary Cardmember’s account will not by itself disqualify the
Eligible Cardmember from the Lucky Draw.

1.2 The following are not eligible for the Lucky Draw :

        1.2.1 Directors and employees (and their immediate families) of Maybank and
        employees of Maybank’s advertising agencies and companies supplying the
        prizes for the lucky draw;

        1.2.2 Principal Cardmembers whose accounts are terminated between 12
        November 2010 and 14 March 2011 (“Draw Date”) (both dates inclusive);

        1.2.3 All Corporate Cards.

        1.2.4 Any other accounts that are deemed to be delinquent or unsatisfactorily
        conducted by Maybank at its sole and absolute discretion.

2. Qualifying Period

2.1 “Qualifying Period” for the Lucky Draw means the period commencing 12 November
2010 to 28 February 2011 (both dates inclusive).

3. Allocation of Lucky Draw Chances

3.1 One (1) Lucky Draw chance will be allocated to every Eligible Cardmember for every
S$50 retail transaction charged to the Eligible Cardmember’s Maybank Credit Card
during the Qualifying Period. Retail transactions exclude annual fees, reversals, finance
charges, cash advances, balance transfers, fund transfers and money transfers.

3.2 In addition to the Lucky Draw chances earned during the Qualifying Period, an
additional 100 Lucky Draw chances will be allocated to each Eligible Cardmember for
every S$1,000 charged to their Card Account within the Qualifying Period.

3.3 All retail transactions made during the Qualifying Period must be posted and
captured in order to qualify for the Lucky Draw.

3.4 Maybank shall not be responsible for any failure or delay in the transmission of
evidence of sales transactions by merchant establishments, postal or telecommunication
authorities or any other party which may result in a charge incurred by the Eligible
Cardmember and/or his/her supplementary Credit Cardmember(s) as being omitted from
the allocation of Lucky Draw chances by Maybank during the Qualifying Period.
3.5 Maybank’s transaction records and the total number of Lucky Draw chances
allocated to an Eligible Cardmember shall be final and conclusive. No correspondence
will be entertained.

4. Draw Dates

4.1 The Lucky Draw will be conducted on 14 March 2011, 10am or such other dates as
Maybank may determine at its sole discretion at Maybank Centre,1 Ang Mo Kio 64,
Singapore 569083 or at such other venue as may be determined by Maybank via a
computerised lucky draw system.

4.2 Maybank reserves the right to draw reserve winners to substitute any winner
subsequently found to be disqualified. Maybank’s determination of the winners shall be
final, conclusive and binding. No correspondence or claims will be entertained.

4.3 In accordance with paragraph 5(1)(e) of the Common Gaming Houses (Exemption)
Notification 1996, the results of the Lucky Draw will be published in a newspaper within 7
days from the date the Lucky Draw is held. In addition, the results will be made available
at The winners will be notified by post at their last known
address on record with Maybank. Except for the notifications of the relevant winner,
Maybank shall not be obliged to enter into any correspondence on any matter
concerning the Lucky Draw.

5. Lucky Draw Prizes

5.1 The prizes of the Lucky Draw are as follows:

       5.1.1 Grand prize includes one (1) Mercedes-Benz E 200 CGI BlueEFFICIENCY
       Cabriolet with 1 year road tax (excludes all other items such as: Certificate Of
       Entitlement, registration fees, radio licence fee, insurance, IU unit, road tax (after
       first year), private registration fee, number plate and any other fees and charges,
       which shall be borne by the winner). The colour of the car is Obsidian Black. The
       winner is not able to request a change in any aspect of the car, including the
       model, colour, equipment, accessories or otherwise.

       5.1.2 Trip for two (2) to Greece includes two (2) Singapore Airlines Economy
       Class return air-tickets from Singapore to Athens, four (4) nights’ stay at a 5-star
       hotel in Athens with breakfast, three (3) nights’ stay at 5-star hotels in Olympia,
       Delphi, Kalambaka (Meteora) with breakfast and dinner, one (1) day Saronic
       Islands Cruise with lunch, return airport transfer in Athens, sightseeing and
       regular organized coach tours seats for 4 days 3 nights half board 5-star hotel
       classical tour will be given away to one (1) winner at the Lucky Draw. Hotel
       accommodation is based on double occupancy of one room.

       5.1.3 Alaska Glacier Fly-Cruise for two (2) includes two (2) United Airlines or
       Delta Airlines Economy Class return air-tickets from Singapore to Seattle, one (1)
       night pre and post stay at a 4-star hotel in Seattle, transfer from airport to pier
       and pier to hotel to airport, and accommodation in a balcony class cabin for the
       cruise will be given away to one (1) winner at the Lucky Draw. Hotel and cruise
       accommodation is based on double occupancy of one room.
5.2 The terms and conditions of each merchant providing the Lucky Draw prizes apply to
each winner.

5.3 All Lucky Draw prizes are neither transferable nor exchangeable for cash or
otherwise. Maybank shall not be responsible for any other consequences including but
not limited to loss of life, injury to person and/or damage to property arising from or in
connection with the Lucky Draw and/or redemption or use of any prize.

5.4 Maybank may, at any time without notice in its sole and absolute discretion,
substitute any prize with another prize of similar value.

5.5 The winner will be notified by post and/or contacted via telephone based on the last
known contact information in Maybank’s records.

5.6 All prizes must be claimed in Singapore on or before 25 March 2011. All unclaimed
prizes will be forfeited. Any winner whose prize has been forfeited shall not be entitled to
any payment or compensation notwithstanding non-receipt of notification.

6. Participation

6.1 It is a condition precedent for participation in the Lucky Draw that the winner
consents to the public disclosure of his/her name, identification/passport number and
such other information that may indicate his/her accounts with Maybank and
photographs for publicity or commercial purposes or otherwise participate in the publicity
activities of Maybank in relation to the Lucky Draw and to the use of any date provided
by such winner for any future marketing effort by the Maybank group of companies,
without any payment or compensation thereof.

6.2 The winner shall, if required by Maybank attend any prize presentation and
participate in any advertising, promotional and publicity activities relating to or in
connection with the Lucky Draw at his/her own costs.

6.3 By participating in the Lucky Draw i.e. by meeting the eligibility requirements, each
participant agrees to abide by the terms and conditions stated herein. In the event the
participant does not agree to these terms and conditions he/she should not participate in
the Promotion and should opt out by informing Maybank of the same.

7. General

7.1 The decisions of Maybank on all matters relating to the Lucky Draw are final,
conclusive and binding. Maybank shall not be obliged to give any reason or enter into
any correspondence with any persons on any matter concerning the Lucky Draw.

7.2 Notwithstanding anything in these Terms and Conditions, Maybank reserves the
right at any time in its absolute discretion to determine and/or amend, by addition to,
subtraction from or variation of, these Terms and Conditions, or cancel the Lucky Draw
without prior notification, including but not limited to the eligibility terms and criteria, the
selection of winners, and the timing of any act to be done, and all participants shall be
bound by these amendments.
7.3 In the event of any inconsistency between these Terms and Conditions and any
advertising, promotional, publicity and other materials relating to or in connection with
the Lucky Draw, these Terms and Conditions shall prevail.

7.4 A person who is not party to any agreement governed by these Terms and
Conditions shall have no rights under the Contracts (Rights of Third Parties) Act (Cap.
53B) to enforce any term of such agreement.

7.5 These Terms and Conditions shall be governed by the Laws of Singapore, and all
Eligible Cardmembers who participate in the Lucky Draw shall be deemed to have
agreed to submit to the exclusive jurisdiction of the Singapore Courts.

7.6 Except where it otherwise requires, words denoting the singular include the plural
and vice versa.

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