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HDFC DEPOSIT SCHEME

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					                                                       Email: info@safeinvestindia.com | Phone: 0-981-826-9396
                Housing Development Finance Corporation Ltd.



                            FIXED DEPOSIT CHART

                                    Platinum Deposit Plan
                                    For Individual and Trust Deposits

                                                                               Cumulative Option (% p.a.)
            Monthly     Quarterly       Half- Yearly          Annual                                 Maturity
 Period   Income Plan    Option           Option           Income Plan                               Value on
            (% p.a.)     (% p.a.)        (% p.a.)            (% p.a.)    Interest Rates   Yield     Rs.20000/-
                                                                                                     deposit
                                                                                                       (Rs.)
  15M        9.65         9.70              9.80                -            10.00        10.12       22531
  33M        9.65         9.70              9.80              10.00          10.00        10.90       25993
Minimum
Amount      40000        20000             20000             20000          20000           -           -
  (Rs.)
                                           For Senior Citizens

                                                                               Cumulative Option (% p.a.)
            Monthly     Quarterly       Half- Yearly          Annual
                                                                                                     Maturity
 Period   Income Plan    Option           Option           Income Plan
                                                                                                     Value on
            (% p.a.)     (% p.a.)        (% p.a.)            (% p.a.)
                                                                         Interest Rates   Yield     Rs.20000/-
                                                                                                     deposit
                                                                                                       (Rs.)
  15M        9.90         9.95             10.05                -            10.25        10.38       22595
  33M        9.90         9.95             10.05              10.25          10.25        11.19       26156
Minimum
Amount      40000        20000             20000             20000          20000           -           -
  (Rs.)


                                 HDFC Regular Deposits
                                    For Individual and Trust Deposits
                                                                                Cumulative Option (% p.a.)
                                                                                                     Maturity
            Monthly     Quarterly       Half- Yearly          Annual
                                                                                                     Value on
 Period   Income Plan    Option           Option           Income Plan
                                                                         Interest Rates    Yield    Rs.20000/-
            (% p.a.)     (% p.a.)        (% p.a.)            (% p.a.)
                                                                                                      deposit
                                                                                                        (Rs.)
12-23 M      9.15         9.20              9.30                -             9.50         9.50        21900
24-35M       9.30         9.35              9.45              9.65            9.65         9.95        24046
36-59M       9.40         9.45              9.55              9.75            9.75        10.43        26439
  60M        9.15         9.20              9.30              9.50            9.50        11.49        31485
Minimum
Amount      40000        20000             20000             20000          20000           -
  (Rs.)
                                           For Senior Citizens
                                                                                Cumulative Option (% p.a.)
                                                                                                     Maturity
            Monthly     Quarterly       Half- Yearly          Annual
                                                                                                     Value on
 Period   Income Plan    Option           Option           Income Plan
                                                                         Interest Rates    Yield    Rs.20000/-
            (% p.a.)     (% p.a.)        (% p.a.)            (% p.a.)
                                                                                                      deposit
                                                                                                        (Rs.)
12-23 M      9.40         9.45              9.55                -             9.75         9.75        21950
24-35M       9.55         9.60              9.70              9.90            9.90        10.39        24156
36-59M       9.65         9.70              9.80              10.00          10.00        11.03        26620
  60M        9.40         9.45              9.50              9.75            9.75        11.85        32210
Minimum
Amount      40000        20000             20000             20000          20000           -
  (Rs.)



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                                                                           Email: info@safeinvestindia.com | Phone: 0-981-826-9396


Notes:

•    For Cumulative Option, interest is compounded annually.
•    Above rates are applicable for deposits below Rs 1 crore. Please refer to HO for rates for deposits
     above 1 cr.
•    0.25% additional to be provided to senior Citizens (60years and above).
•    Trust Deposits will be eligible for tax exemption under Section 11 ( 5 )( ix ) of Income Tax Act ,1961.
•    TDS as applicable will be deducted if interest income is more than Rs. 5,000, however no TDS will be
     deducted if a duly filled Form 15 G/H is submitted.
•    KYC Norms (Pan card copy and Address Proof) are mandatory in case of new investor.


Who can Apply:

•    Resident Individual
•    Minors through their Guardians
•    Domestic Company
•    HUFs
•    Registered Trust/Societies.
•    Co-operative Societies
•    Co-operative Banks
•    Association of Persons
•    Superannuation funds
•    *NRI can invest through NRO Account

*Documents require for NRI investment are Pan Card copy , Address Proof (Indian Origin) and Cancelled Cheque.



Electronic Clearing Service:



This facility is provided to depositor’s in select centers whereby the interest is credited directly to the
depositors' bank account. The depositor would receive a credit entry "ECS HDFC" in his passbook/bank
statement. Intimation of interest credited would be sent on an annual basis. Your bank will not levy any
charge for this facility as per present RBI guidelines.

Presently this facility is being offered by us at the following centers -
ECS Centres : Ahmedabad, Bangalore, Bhubaneshwar, Kolkata, Chandigarh, Chennai, Hyderabad, Jaipur,
Kanpur, Lucknow, Mumbai, Nagpur, Nasik, New Delhi, Pune and Vadodara.



Banking Details:

Payment should be made by means of Account Payee Cheque/ demand draft made payable to ‘HDFC
Ltd.’ payable at Designated HDFC Ltd.Branches where the application is submitted.




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RTGS Details:
            Name of the Bank                        HDFC Bank Ltd
            Branch                                  Nanek Motwani Marg, Fort, Mumbai
            IFCS Code                               hdfc0000060
            Account Holder                          Housing Development Finance Corporation Ltd
            Current Account No                      00600350003778

Stamp on Application Form:

RR Investors Retail Services Pvt. Ltd. Code- Contact us at:
                                             NO/27874
                  Email: info@safeinvestindia.com | Phone: 0-9818269396


Loan on Deposit:

Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit
amount subject to the other terms and conditions framed by HDFC. Interest on such loans will be 2%
above the deposit rate.

Premature Withdrawal:

As per the directions of the Reserve Bank of India currently in force, the deposit shall not be repaid
before the expiry of 3 months from the date of deposit. In case of premature withdrawal after 3
months, interest shall be paid at the following rates :-

    •   After 3 months but before expiry of 6 months - No interest
    •   After expiry of 6 months but before the date of maturity - The interest payable shall be 2% lower
        than the interest rate applicable for the period for which the deposit has run or if no rate has
        been specified for that period, then 3% lower than the minimum rate at which the public
        deposits are accepted by HDFC. In respect of variable rate deposit, the interest rate applicable
        for the period for which deposit has run would be considered as applicable on the respective
        interest reset dates.



Refund / Renewal of Deposit:

For renewal or repayment of deposit, the duly discharged deposit receipt must be surrendered to HDFC
at least a week before the date of maturity. In case of renewal, the prescribed application form signed
by all depositors is also required to be submitted simultaneously. When the date of maturity falls on any
day on which HDFC's office remains closed the repayment will be made on the next working day.
Repayment of deposit will be made by "Account Payee" cheque drawn favouring the first depositor or
by crediting the amount directly to first depositor's bank account through NEFT/RTGS, based on request
from the depositor.




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        MANDATORY DOCUMENTS TO BE SUBMITTED AS PER KNOW YOUR CUSTOMER NORMS, DIRECTED BY RESERVE BANK OF
                                                      INDIA
          Category, if             To prove                        Document to be submitted along with application form
                                                          (i) Passport (ii) PAN Card (iii) Voters Identity Card (iv) driving license (v)
                                                          Identity card (vi) Letter from recognized public authority o public servant
                               -Proof of Identity                    verifying the identity and residence of the customer

                                                                           (any one document mentioned above)
          A. Individual
                                                              (i)Telephone bill (ii) Bank account statement (iii) Letter from any
                                                          recognized public authority (iv) Electricity bill (v) Ration Card (vi) Letter
                          -Correct permanent address                                     from employer

                                                                               (any one document mentioned above)
                               -Name of Company           (i) Certificate of incorporation and Memorandum & Articles of Association
                          -Principal place of business   (ii) Resolution of the Board of Directors to open a deposit and identification
         B. Companies        -Mailing address of the      of those who have authority to operate the deposit (iii) Power of Attorney
                                     company               granted to its managers, officers or employees to transact business on its
                            -Telephone/Fax Number              behalf (iv) Copy of PAN allotment letter (v) Copy of telephone bill
                                   -Legal name
                                                         (i) Registration certificates, if registered (ii) Partnership deed (iii) Power of
                                     -Address
                                                              Attorney granted to a partner or an employee of the firm to transact
         C. Partnership    -Name of all partners and
                                                             business on its behalf (iv) Any officially valid document identifying the
              firms               their addresses
                                                               partners and the persons holding the Power of Attorney and their
                          -Telephone numbers of the
                                                                   addresses (v) Telephone bill in the name of firm/partners
                                firm and partners
                          -Name of Trustees, settlers,
                                beneficiaries and
                                                         (i) Certificate of registration, if registered (ii) Power of Attorney granted to
                                    signatories
                                                         transact business on its behalf (iii) Any officially valid document to identify
           D. Trusts       -Names and addresses of
                                                           the trustees, settlers, beneficiaries and those holding Power of Attorney,
         /Foundations            the founder, the
                                                            founders/managers/directors and their addresses (iv) Resolution of the
                          managers/directors and the
                                                                managing body of the foundation/association (v) Telephone bill
                                   beneficiaries
                            -Telephone/fax numbers




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Website . www.rrfinance.com           Email: rrinvestors@rrfcl.com                                            Call Toll Free: 1800-11-0444
          www.rrfcl.com                      Disclaimer                                                       (For BSNL/MTNL only)

				
DOCUMENT INFO
Description: Who can Apply: • Resident Individual • Minors through their Guardians • Domestic Company • HUFs • Registered Trust/Societies. • Co-operative Societies • Co-operative Banks • Association of Persons • Superannuation funds • *NRI can invest through NRO Account