risks

							                                      INSURANCE RISKS
Whilst we appreciate that there is an economic limit to insure your assets and liabilities, we would like to take
this opportunity of outlining risks which might not be included in your insurance portfolio. Should you require
assistance regarding any of these risks, please do not hesitate to contact us.

                   CLASS / ITEM                                               CLASS / ITEM
FIRE / BUILDINGS AND CONTENTS                             GOODS IN TRANSIT (ROAD,RAIL,AIR)
FIRE
ESCALATION                                                STATED BENEFITS/PERSONAL ACCIDENT
CONTAMINATION
COLLAPSE OF SHELVING                                      MOTOR
MINING TREMORS                                            MOTOR TRADERS (EXTERNAL RISKS)
PROPERTY OF OTHERS                                        MOTOR TRADERS (INTERNAL RISKS)
SPONTANEOUS COMBUSTION                                    CONTINGENT LIABILITY
STOCK DETERIORATION                                       PASSENGER LIABILITY (OTHER THAN IN MOTOR CARS)
SPRINKLER LEAKAGE                                         UNAUTHORIZED PASSENGER LIABILITY
LEAKAGE OF LIQUIDS / GAS                                  PARKING FACILITIES
SUBSIDENCE & LANDSLIP
PLANT / STOCK IN THE OPEN                                 COMPUTER/ELECTRONIC EQUIPMENT

                                                          MACHINERY BREAKDOWN

                                                          DETERIORATION OF STOCK

BUSINESS INTERRUPTION (LOSS OF PROFITS)                   MACHINERY BREAKDOWN LOSS OF PROFITS
MACHINERY BREAKDOWN
ADDITIONAL INCREASE IN COST OF WORKING                    PLANT ALL RISKS
PROJECT DELAY
                                                          CONTRACTORS ALL RISKS
OFFICE CONTENTS
                                                          DISMANTLING, TRANSIT, ERECTION & TESTING
ACCOUNTS RECEIVABLE
                                                          AVIATION
THEFT
                                                          MARINE
MONEY                                                     WAR RISKS

PLATE GLASS                                               SASRIA

FIDELITY (DISHONESTY OF EMPLOYEES)                        GENERAL
                                                          BONDS & GUARANTEES
BUSINESS ALL RISKS                                        DOMESTIC / EXPORT CREDIT
                                                          AGRICULTURAL RISKS
ACCIDENTAL DAMAGE                                         GROWING TIMBER
                                                          EMPLOYEE BENEFITS
LIABILITIES                                               STAFF PERSONAL INSURANCE SCHEME
GENERAL PUBLIC LIABILITY                                  HOUSEOWNERS
TENANTS' LIABILITY                                        HOUSEHOLDERS
PRODUCTS' LIABILITY                                       THOROUGHBRED HORSES & LIVESTOCK/ WILDLIFE
DEFECTIVE WORKMANSHIP                                     KIDNAP / RANSOM
FAULTY DESIGN, FORMULAE, ADVICE                           TRAVEL
PRODUCTS RECALL/GUARANTEE
EMPLOYERS' LIABILITY
PROFESSIONAL INDEMNITY
CONTRACTORS LIABILITY/LATERAL SUPPORT
CONTAINER LIABILITY
GOODS IN YOUR CUSTODY OR CONTROL
CARRIERS' LIABILITY
DIRECTORS & OFFICERS LIABILITY
EMPLOYMENT PRACTICES LIABILITY

                                                                                                      06-Oct-11