Volume 2, Issue 2
Service Awards Celebrate Milestones
Please join us in honoring this year’s Service Award recipients! Each year, ANB’s Service Awards recognize
our coworkers who have celebrated a milestone anniversary with the ANB family. This year’s theme was
“You Make the Difference!” (Page 1)
Thriving in the Retail Jungle
It’s a jungle out there! This year’s annual Retail Awards Ceremony theme accurately reflected the tough year, but ANB’s outstand-
ing retail employees successfully navigated the financial jungle. See who was honored. (Page 1)
Insurance Team Is Living ANB’s Values
When everyone pulls together, an individual opportunity can turn into a major team success. (Page 4)
Celebrating Excellence: Springtime Promotions
ANB President Robert Hulsey congratulates associates who were promoted this quarter. (Page 5)
New Faces at ANB
ANB is pleased to welcome several new employees who have joined us this spring. (Page 6)
Treasury Keep Work Email Keeping Up with
Management Professional, Keeping Well
Initiative 2011 Effective
Learn how ANB is working on wellness,
Treasury Management works hard to de- Fifteen tips for successful business
and discover opportunities to join in and
velop new products to meet ANB’s growth email messages. (Page 9)
improve your health. (Page 11)
opportunities. (Page 7)
5 Keys to Managing Retirement Accounts in a Volatile Market
Help your customers stay calm and get through the market’s ups and downs. (Page 12)
Flood Insurance, Anyone?
It’s a good time to revisit the bank’s responsibilities under the Flood Disaster Protection Act and the National Flood Insurance
Program. Here’s what you should know to maintain compliance. (Page 13)
Wealth Management: Growth and Success in 2010
Learn how the wealth management group has weathered the storms of the past decade — and has come out ahead! (Page 14)
Have a suggestion or feedback that you would
like to share about The Compass? Please send
your comments to
(Page 16) (Page 18) P.O. Box 40
Terrell, TX 75160
Awards & Recognition
Service Awards Celebrate Milestones
Thriving in the Retail Jungle: 2010 Annual Retail
“It’s a Jungle Out There” — and 2010 was no exception. In March, ANB’s top banking centers and retail employees
were recognized for their contribution to the 2010 success of ANB.
The financial jungle of 2010 held vast regulatory and economic changes, but retail was still able to make significant
103 percent deposit growth
101 percent consumer loan growth
Over 100 percent customer education
Over 3,400 qualified referrals
Over 24,000 outbound customer calls (following up on new accounts and informing customers of regulatory
changes that would affect them)
ANB’s retail employees were recognized for managing internal controls as they guided their team through rough
waters and protected the bank from loss.
Banking centers with a “strong” audit rating
Collin Region Rosio Garcia Mckinney
Stephanie Walp Sachse
Hunt/Van Zandt Region Jan Woolverton Wills Point
Maranda Spencer Quinlan
Nancy Hezlewood Lone Oak
Kaufman Region Beverly Jaeckle Terrell Main/Mini
Debi Lott Forney
Sandra Underwood Seagoville
Rockwall Region Deborah Davis Rockwall
Sharon Ivey Royse City
A special recognition went to Sherry Watkins in retail support for her help in the success of the banking center
audits. The audits were a success because of Sherry’s ability to speak the native language and provide translation
and guidance regarding retail internal controls.
Retail employees were applauded for navigating difficult landscapes as they ensured their customers had the prod-
ucts and services needed for financial success.
Recognized for most qualified referrals
Service Associate Shirley Wilson Kaufman
CA/CSA Vicki Meza Kaufman
Retail Service Center Janie Foster
Associates Teresa Beavers
Relationship Banker Holly Fulps Kaufman
Top Banking Center Kaufman
Skilled navigators use their knowledge to educate their customers on services benefitting their banking journey.
Top employees recognized for customer education
Service Associates Shirley Wilson Kaufman
Retail Service Center Associate Teresa Beavers
CA/CSA Pat Coley Greenville
When customers were feeling disoriented by the economic maze and unsure what to do with their money, our em-
ployees assisted them with valuable solutions.
Top number of new accounts
CA/CSA Vicki Meza Kaufman
Top new money production
Relationship Bankers Christopher Beard Dallas Central
Holly Fulps Kaufman
Tammy Harber Kaufman
Top Banking Center Dallas Central - Karma Hicks $22.4M
Banking centers for money production over 100 percent of goal
Burleson Kurt Logan 331%
Dallas Central Karma Hicks 231%
Kaufman Joyce Cummings 135%
Rockwall 205 Susan Egan 125%
Rowlett/Rockwall Express Mindy Harris 104%
Wylie/Sachse Amy Nap 103%
Wills Point Paul Sharp 102%
These employees are true experts in the art of balancing while navigating dangerous terrain and crossing swift
Perfect balancing for 12 consecutive months
Ashley Sims Canton
Rebeca Rivera N Richard Hills
Caroline Phillips Terrell
Sabrina Ellis Rockwall 205
Denise Gang Rockwall 205
Sherrie Hudson Mansfield
Dianne Ward Allen
Terisa Wynia Sachse
Heathe Scarborough Resource Team
Tiffany Conway Crandall
Malinda Gibbs Rockwall Express
Vera Glogovac Rockwall
Maribel Silva Rockwall
Veronica Hernandez Terrell Mini
ANB trailblazers climb steep cliffs and avoid pitfalls while providing customers a rope in the form of a retail loan.
Retail loan production
Relationship Bankers Mary Spears Terrell
Holly Fulps Kaufman
Wendy Rucker Terrell
Amber Dotson-Shapiro Terrell
Banking centers for retail loan production over 100 percent of goal
Mansfield Shirley Campbell 141%
Lone Oak Barbara Seay 128%
Kaufman Joyce Cummings 125%
Rockwall 205 Susan Egan 121%
Wylie/Sachse Amy Nap 106%
ANB adventurers provide constant support no matter how fast the pace or what may come their way.
Banking centers recognized for most transactions per FTE
Royce City Sharon Ivey
Canton Misty Phillips
Kaufman Debra Chavez
Quinlan Maranda Spencer
Rowlett/Rockwall Express Debra Hudson
Crandall/Seagoville Sandra Underwood
ANB’s friendly tribes create loyalty and get their customers to march to the beat of the drum by telling others about
Banking centers recognized for achieving over 100 percent of the Tell-A-Friend goal
Terrell Wal-Mart Jackie Hume 243%
Royse City Karen Parks 223%
Lone Oak Barbara Seay 169%
North Richland Hills Karen McConnell 149%
Burleson Kurt Logan 128%
Rockwall Debra Miller 124%
Kaufman Joyce Cummings 117%
Rowlett/Rockwall Express Mindy Harris 115%
Wylie/Sachse Amy Nap 105%
Rockwall 205 Susan Egan 103%
The highest award given was the esteemed Retail Summit Award. Each year, this award goes to the banking cen-
ter that not only makes the numbers but also demonstrates our core values.
The employees at the recognized center have:
• passion to make the daily journey through the jungle
• belief in the ability to be successful
• leadership needed to achieve the goal
• integrity and knowledge learned from our great leaders
Their fierce leader has a commitment to earn the respect of his team and lead them to their independence.
Accolades go to the Burleson Banking Center
Kurt Logan Banking Center Manager
Rusty Gilliam Assistant Banking Center Manager
Mark Wylie Relationship Banker
Debbie Arney Customer Service Associate
Lisa Tennison Customer Service Associate
Shirley Campbell Regional Retail Manager
Congratulations to all of ANB’s retail employees. Yes, “It’s a Jungle Out There,” but your daily commitment to ANB
and building customer relationships is what makes the journey a success!
Insurance Team Is Living ANB’s Values
Chris Cronin, banking center president-McKinney, and Frank Albrecht, vice president-commercial insurance sales,
really hit a home run in February!
Leveraging his existing relationship, Cronin presented an opportunity for Albrecht to meet Benjamin Pogue,
president of Pogue Construction. Those of you in Collin County are familiar with Pogue’s work: the new Allen High
School sports activity complex, Prosper High School and Wilkerson Sanders Stadium are just a few of the com-
pany’s recent projects.
Right from the beginning, it was clear that Pogue was interested in more than just purchasing an insurance pro-
gram. The Sleeper Sewell team demonstrated their strong construction expertise, OSHA authorization training
credentials, insurance risk management knowledge, quality of service and personalized attention — all qualities
more valuable than price during these tough economic times.
Providing excellent service for Pogue Construction truly was a team effort that started with Cronin’s initial gathering
of basic insurance underwriting information. That information gave the Sleeper Sewell service team — Jeri Payne
and Sherry Amos — a head start on the application process.
Once ANB was awarded the insurance business, the rest of the insurance service staff swung into action to pro-
vide the necessary insurance documents and ensure a smooth transition for Pogue.
Each of us encounters many opportunities to build our business. We just have to make sure we identify them and
work together. Thanks to Cronin and Albrecht — and their professional, caring staff — for modeling our core values
of leadership, integrity, respect, independence, belief, passion, commitment and learning.
Celebrating Excellence: Springtime Promotions
Cherie Cox was named administrative officer. Cherie joined the bank in September 2010 in the finance division.
She is a licensed CPA and earned a Bachelor of Business Administration degree from East Texas State University.
Cherie lives in Royse City with her husband and son.
Karie Hammond was promoted to assistant vice president. Karie joined ANB in February 2008 and is an ac-
countant senior in the financial accounting department. She has over 15 years of accounting experience and is a
licensed CPA in the states of Texas and Louisiana. Karie is a graduate of Red Oak High School and holds a Master
of Science in Taxation and Bachelor of Business Administration in Accounting from the University of Texas at Ar-
lington. She and her husband, Calvin, live in Terrell.
Aaron McMahon was named vice president. Aaron recently joined the bank as a commercial lender in McKinney.
He previously served as a vice president for Prosperity Bank. He has over eight years of commercial banking ex-
perience, having begun his career with Bank One in Columbus, Ohio. He received his Bachelor of Arts from Ohio
State University. Aaron lives in McKinney with his wife, Christin, and his daughter, Anna. He enjoys being active in
the McKinney community, serving on numerous committees and boards.
Kasha Adams was promoted to vice president. Kasha joined the bank in April 1998 as a recruiter in human
resources and is now the education manager/client services project manager. She has over 29 years of banking
experience in areas of human resources, new accounts and accounting. Kasha and her husband, Brad, live in
Crandall, and they have two sons who attend Texas A & M. She is active in her church and other community orga-
Robin Barker was promoted to vice president. Robin joined ANB in February 2008 as the Mansfield banking cen-
ter manager and relationship architect for Tarrant County and is currently retail sales manager. Robin has been in
the banking field for 30 years where she has held various banking center and retail positions. Before joining ANB,
she was a vice president/lender for Sterling Bank. Robin and her husband, Tim, live in Mansfield with their chil-
Susan Rowe was named administrative officer. Susan joined ANB in January 2008 and is a fraud investigator in
the security department. Prior to joining the bank, she worked for Comerica Bank where she was a relationship
banker and risk specialist. Susan also has experience at Fidelity Investments and NationsBank as a credit card
and merchant fraud investigator. Susan lives in Forney with her husband Charlie and their children, Amanda and
Please join me in congratulating Cherie, Karie, Aaron, Kasha, Robin and Susan.
American National Bank of Texas
New Faces at ANB
This spring, ANB is pleased to welcome quite a few new associates at multiple locations.
Karla Hickman Service Associate McKinney
Toni Andrade Service Associate Wills Point
Jessica Foret Relationship Banke Allen
Kimberly Jackson Banking Center Manager Skillman
Derek Jones Service Associate Rockwall North
Robert Kankel Insurance Branch Manager Pat Moore Insurance
Aaron McMahon Commercial Lender McKinney
Tina Sanders Call Center Agent Terrell Operations
Kristina Brawner Service Associate Rockwell Express
Nicole Nagy BSA Due Diligence Analyst Terrell Operations
Racheal Booth Service Associate Rockwall Main
Stephanie Blanks Service Associate Greenville
Wendy Linde Service Associate Sachse
We look forward to working with all of you!
Strategy & Goals
Treasury Management Initiative 2011
Treasury Management has an exciting opportunity: It has been
selected as one of the strategic initiatives for 2011. This will bring
many opportunities for ANB as we strive to meet our growth oppor-
tunities. To date, work on the initiative has been conducted through
surveys and also through five committees that review the various
areas affecting Treasury Management.
An extensive review of ANB’s NetTeller product revealed the latest
and greatest enhancements. Over the next few months, the newest
feature of NetTeller, My View, will be offered to both consumer and
commercial account holders. This feature will allow customers to
customize their transactional page to view the items used most. In addition to My View, there will be a release of
an online financial management product providing our customers with the ability to budget, graph and track their
financial data. IPAY business solutions, scheduled to be released late August, will provide the end user a more
in-depth review and tracking of accounts payable, accounts receivable, account invoicing and financial manage-
ment. In addition to NetTeller, we have previewed the second quarter Online Banking Solution and have sched-
uled a review with Intuit Solutions. After reviews have been completed, a comparison will be submitted to the
Treasury Management executive committee.
The Product Committee will identify Treasury Management products that ANB may need to ensure increased
market share. These products would include a payroll solution, check recovery solution, credit card solution
(Credit, P-Card), payroll cards, and SWIFT. A review of existing products (Lockbox, Remote Deposit Capture and
Sweeps) will be conducted to ensure ANB has the latest and greatest offerings. The committee has reviewed a
check recovery system that would outsource the collection of returned items for our customers and potentially
improve revenue by approximately $150,000 a year. The bank has also enrolled in SWIFT, which defines our
bank as a more user-friendly international connection. In the past, we have had some difficulty in receiving our
international wires in a timely manner. SWIFT connects the bank with the Federal Reserve allowing funds to be
sent directly to us rather than through our correspondent bank. A payroll solution will be reviewed in early May
and should provide an answer for not only the small business owner but also the more advanced user of these
The Treasury Pricing Committee has received pricing information from five competitors within our markets:
Chase, Frost, Wells Fargo, Inwood National Bank and Legacy Texas Bank. Its goal is to review pricing compari-
sons and prepare a recommendation for ANB pricing of treasury products by July 31, 2011.
The major charge of the Shadow Reporting Committee is to develop reporting for profit and loss of the treasury
department. The design work for the reporting is complete, and extracts are being compiled to populate the income
and expense numbers for the final result of profit and loss by region and banking center levels.
This Bundled Product Committee will develop a package product for small business customers. The committee
is performing an extensive review of our Ignite reports to determine the types of products these customers are
searching for. They will determine what the small-business customers look like, what their revenues are and what
services might benefit them. The frontline staff will deliver the product package. As these small business custom-
ers grow, the bank will accommodate their need for more advanced services through Treasury Management.
To track the progress and success of this project, you can go to SharePoint, Projects (on the left), and click on the
Treasury Management Key Initiative.
Treasury Management sales have grown by 30 percent as compared to the end of the first quarter of 2010. As we
enhance and increase product offerings, we can only anticipate continued growth.
Keys to Communication
Keep Work Email Professional, Effective
Email is a fast, efficient, convenient communications medium. Because it is
such a common tool, many people use it in a casual way. However, email
messages to customers or colleagues are business communications, and it is
important that they convey the professionalism you intend and your recipients
For successful business emails, use these 15 tips.
1. Keep it short. Busy people get dozens of emails each day. Provide
necessary information, but don’t over embellish it.
2. Proofread. Before you click send, be sure to check spelling, punctuation and Think Twice About Email
grammar. Errors can make you and ANB look sloppy and unprofessional. Security
3. Respond completely. Answer all questions and anticipate any follow-up Think an email message is
queries. secure if you’re sending it to only
one recipient? Think again.
4. Answer promptly. Try to answer all emails within one business day. If you
Any email is not guaranteed to be
need to do research before sending an answer, send a reply to let the sender
know you’ll have the information soon.
Most email messages aren’t
5. Don’t make everything an emergency. Use the high priority flag only for encrypted and could be read by
messages that truly need immediate attention. someone other than the recipient
— possibly even during
6. “Reply All” only when necessary. Unless your message needs to go to transmission.
everyone on the email list, be sure to reply just to the person who needs your
response. Don’t put the following in
business email messages:
7. Don’t be clever with your subject line. Instead, be specific so that your
1. usernames and passwords
recipient immediately knows what you are sending.
2. credit card or other account
8. Never use all caps. You wouldn’t scream at a coworker or customer. Don’t 3. confidential information
do so in an email message. 4. libelous, sexist or racially
9. Avoid attachments or photos. Large files can prevent your message from
being delivered and make the message difficult to read. Adding attachments If you imagine that email is as
also can make your message look like spam. public as a postcard, it’s easier
to think twice about what you
10. Appropriately use BC and CC. Use blind copy for a distribution list. Use include.
courtesy copy only for people who are directly involved in the thread and need
to see your message.
11. Don’t forward junk. Chain letters, jokes or virus warnings are annoyances in business.
12. Add a signature. Include your contact information, such as mailing address, website and phone numbers.
13. Use templates for FAQs. If you routinely send messages that include the same information, like directions
to the bank or steps to open an account online, create templates that you can paste into an email message.
14. Avoid using abbreviations. Cute acronyms such as BTW (by the way) or LOL (laugh out loud) make your
writing less professional. Likewise, don’t use emoticons such as smiley faces.
15. Don’t ask for delivery or read receipts. If you need to know whether a message was received, ask the
recipient. Also don’t recall a message if you realize you’ve made a mistake. Instead, send another message
acknowledging your mistake.
These common courtesies will go a long way toward creating clear, effective communications that reflect well on
you and ANB.
Keeping Up with Keeping Well
ANB is “Working on Wellness”!
More than 150 employees participated in the preventive health screenings
sponsored through ANB’s Working on Wellness program.
The goal of the screenings was to create self-awareness and identify potential
health risks. The screenings checked blood pressure, height and weight, body
mass index, cholesterol, triglycerides and blood sugar.
After the data were collected, each participant met with a trained health
educator to review and discuss the results.
Time to warm up!
Taking time to warm up before a sport or physical activity can improve performance and reduce the risk of injury.
A good warm-up includes more than just stretching. Click here (http://updatefrom.com/anbtx/2011_q2/files/
WarmingUp.pdf) for warm-up tips!
“Bring It On!” is here!
If you’ve been looking for a reason to get active, here’s your chance. The Bring It On! challenge started June 1.
Check out www.anbworkingonwellness.com for more details.
News & Views
5 Keys to Managing Retirement Accounts in a Volatile
Sooner or later, it happens to many long-term investors: The portfolio
you were counting on for your retirement gets caught in a declining
market. You watch as your retirement account’s value drops.
At times like these, remember that market swings — even wide ones —
are a normal part of investing.
Although it’s no fun to watch your investments decline in value,
historically, the stock market has always recovered its losses. For any
individual account, keep in mind that past performance is not indicative
of future results.
Tips for maintaining your investment perspective
1. Stay calm. Make sure you temper your expectations for growth. Good years are generally balanced by not-
2. See potential opportunity. Your investments may not be gaining as much as in previous years, but that
doesn’t mean you should stop investing. By investing in a down market, you could potentially buy more of your
investments with the same amount of money as before.
3. Resist the urge. Watching the value of your investment account shrink isn’t easy. But, don’t let market
fluctuations alone cause you to make sudden changes to your investment decisions. History shows that the
impact of short-term market losses diminishes over long investment periods. Build a solid investment plan that
suits your goals to help yourself weather periodic market downturns.
4. Forget the past. Try not to dwell on how much more your portfolio was worth a few months ago. Although
you should always keep in mind that investing involves risk (including the loss of principal), unless you sell your
investments, the “losses” are only on paper. Historically, long-term investing leaves plenty of time for market
5. Don’t dwell on your portfolio. Resist the temptation to check your investments too often. Certainly, review
your portfolio’s allocations and performance and make any necessary changes. But, revisiting your investments
too often may lead to hasty decisions that negatively affect your returns. If you need more help, talk to your
This information is given to you for educational purposes only and is not intended as investment advice.
Flood Insurance, Anyone?
With all the storms lately, it seems like a good time to revisit the bank’s re-
sponsibilities under the Flood Disaster Protection Act and the National Flood
Insurance Program (NFIP). When it comes to extending credit that is secured
by a building located in a special flood hazard area (flood zone), some strict
Scope of the regulation
The basic mandate is:
Banks shall not make, increase, renew, or extend any loan secured by im-
proved real property (building) located or to be located in an area that has
been identified by the Federal Emergency Management Agency (FEMA) as having special flood hazards unless the build-
ing and any personal property securing the loan is covered by flood insurance for the term of the loan.
A couple of key definitions apply when considering this regulation.
• A “building” is defined as a walled and roofed structure that is principally above ground and affixed to a permanent
site. The definition includes mobile homes if they are on a permanent foundation.
• A “special flood hazard area” is defined as an area in a flood plain having at least a 1 percent chance of flooding in
any given year, as designated by FEMA.
Amount of insurance required
The amount of insurance required is mandated by law. Generally, the amount of insurance required is the lesser of the
outstanding balance of the loan (less the value of the land) or the maximum coverage available under the Act.
Currently, these maximums are listed as:
◦ $250,000 Building
◦ $100,000 Contents
◦ $500,000 Building
◦ $500,000 Contents
Remember that flood insurance is required to be in place on every applicable loan identified as being in a flood zone,
regardless of lien priority. In a second or even third lien position, it is the responsibility of the lender to ensure that flood
insurance is in place for the entire amount of the loan (even if that loan is not ANB’s) before credit can be extended.
Flood insurance is required only for the covered building and applicable contents. It is not required for land, bridges, dams
All loans secured by buildings or mobile homes (even if not located in a flood zone) require proof that a flood determina-
tion was performed. The credit file should include the special flood hazard determination form developed by FEMA.
If the property is determined to be in a flood zone the bank is required to notify borrowers. The notice must contain a
warning that the buildings are in a flood zone, a description of flood insurance purchase requirements and their availability
through NFIP or private insurers and whether federal disaster relief may be available in the event of a flood. The notice
must be delivered within a reasonable time — generally defined as 10 days — and the bank must maintain record of
receipt of notices by borrower.
Additional requirements such as escrow, monitoring and force placement processes must be followed as well.
Some common violations are:
• Failure to have insurance in place at closing. Don’t forget — you cannot:
◦ Waive flood insurance
◦ Take the borrower’s word that they will obtain insurance at a later date
• Blanket hazard policies may protect the bank from financial loss, but they don’t satisfy the rule when flood
insurance is required.
• Failure to obtain the proper amount of insurance.
• Failure to ensure that insurance is maintained for the life of the loan or to force place insurance in the event of
Civil money penalties required
Regulators are required to assess civil money penalties when a bank fails to enforce the flood regulations, and
those penalties can be pretty steep — $385 per violation up to $125,000 per lender per calendar year.
It is very important that everyone understand the basics of this very important law in order to protect the interests
of both the customer and the bank!
The FEMA booklet The Mandatory Purchase of Flood Insurance Guidelines offers a wealth of information. Click
here (http://www.fema.gov/good_guidance/download/10040) to download a copy of the booklet.
If you have any questions regarding this regulation, don’t hesitate to give Compliance or Loan Operations a call!
Wealth Management: Growth and Success in 2010
The Wealth Management Group has come a long way in the past 10 years. We’ve grown
from a few small personal brokerage accounts and personal trusts to nearly 7,000 accounts in
Investments and Advisory. In addition, our Trust Division experienced a greater than 60 percent
growth rate in 2010.
Total Assets for Wealth Management at the end of 2010 were $817 million, and the group expects to cross the $1
billion mark in 2011. In July of 2010, the Dallas Business Journal recognized ANB Wealth Management as one of
the Top 25 Largest North Texas Wealth Management Companies, ranked by value of assets.
Investments and advisory
Success in the Brokerage and Advisory department was due in part to improving
efficiencies, implementing new accountability-tracking reports and weekly
personal-measurable standard reports.
In the fourth quarter of 2010, a third-party coach was hired, and as a result, the
staff is rejuvenated and income immediately increased. The department posted
the best production for the month of December since tracking began in 2004.
The Retirement Division is the fastest growing area of WMG Trust. Our pipeline
is full, and we are receiving national recognition for the unique services we
provide. Many companies are now copying the model we have built for plan sponsors. YOUR kPlan®, our Small
Business Retirement Savings Plan for ANB business customers, is now at $6 million in assets, with 30 small
business customers who have joined the plan to provide retirement benefits for their employees. The retirement
division also received the CEFEX certification for fiduciary excellence for the third year in a row. Watch the
retirement division in the near future. The progress has been amazing!
The Trust Department has more than $60 million invested in model portfolios built and monitored by the Investment
Committee. We are also providing institutional asset management for municipalities. Trust administration and
estate management are still the main focus. We began monthly Trust luncheons in 2010, bringing in attorneys,
CPA’s and other professionals for continuing education credits and the opportunity to establish new referral
sources for Trust.
Edison Medrano Career Day — May 23rd
Edison Medrano Teacher Appreciation Day — June 3rd
Big Fun at Six Flags
ANB is now signed up for savings at Six Flags!
Employees and customers can simply log in to our own Six Flags site to buy tickets at
a substantial discount off the main gate price.
This online benefit program offers not only tremendous savings. It also lets you “print
and go” so that you have your ticket in hand when you get to the park. No waiting in
line to purchase tickets!
To access your special tickets:
1. Click the link below.
Special Ticket Link: https://shop.accesso.com/clients/sixflags/affiliate/index.php?m=10434
2. Log in to the site with the username and password provided below.
(These are numeric- and case-sensitive codes. We recommend that you
cut and paste the information.)
3. Click “Daily Tickets” to purchase your tickets.
(Please note that there is a $5 processing fee, which is applied per transaction, not per ticket.)
4. Follow the payment instructions.
Go Hawaiian at the Coconut Club!
American National Bank of Texas joined the online Discount Ticket Program with Hawaiian Falls Waterparks.
You can purchase Season Passes for only $59.99 plus tax and Day Passes for only $16.99 plus tax.
• Go to: www.hfalls.com.
• Click on The Coconut Club Icon (located on the left-hand side).
• Type in your STORE NAME: ANBTX.
• Choose the waterpark location.
• Select the number of season passes or day passes you would like to purchase.
• Pay with your credit card.
• Print your confirmation.
• Have a safe, clean, fun day at our waterparks (4 locations to choose from).
• Bringing Families Closer Together
SH 190 & N. Garland Ave. 360 & Heritage Pkwy.
4550 N. Garland Ave. 490 Heritage Pkwy. South
Garland, TX 75040 Mansfield, TX 76063
THE COLONY ROANOKE
SH 121 & Plano Pkwy. 290 W. Byron Nelson Blvd.
4400 Paige Road Roanoke, TX 76262
The Colony, TX 75056 972-370-4327
972-370-4327 OPENING SUMMER 2011
Live, Work, Play and Bank on 7th Street
ANB’s 7th Street Banking Center in conjunction with the 7th Street
Business Association (SSBA) and its 40 members hosted Party for
the People on Thursday, May 19, at Capital Bar in Fort Worth.
Party for the People, a block party, kicked off the social media cam-
paign efforts for the neighborhood association. The SSBA partnered
with a local marketing agency to create the branding tactic known as
visit7th. The celebration invite reached 1,300 plus followers of the
“visit7th” social media pages, website and the countless people who
supported the members’ businesses in the West 7th Street District.
Cindy Finch, ANB’s vice president of commercial lending at the North Richland Hills branch, is an active diplomat
with the Northeast Tarrant Chamber of Commerce. She and ANB are proud to support new and growing local busi-
nesses at functions throughout the year.
Black Tie Bingo was the chamber’s annual fundraising event. Many chamber members
and community officials attended. Gloria Caraway, a fellow diplomat and consultant for
the Total Power Group, poses with Finch at the event.
The Neptune Society celebrates its ribbon cutting At the ribbon cutting for a new American Life
as Director Robert Gazaille accepts presentations Homes development, Ben Johnson of Johnson Di-
from Finch at the society’s Fort Worth location, versified Enterprises accepts presentations from
4101 Airport Freeway. Finch and the Northeast Tarrant Chamber.
Relay for Life
On Friday, April 29, Kaufman County held its annual Relay for Life, the sig-
nature fundraising event of the American Cancer Society.
ANB’s Kaufman team set out with a goal of $5,000 for fundraising this year.
With everyone’s help and participation, we exceeded our goal and raised
$7,876.55, pushing our team into the platinum fundraising level.
Thank you to everyone who came out to the relay and supported us. Also, An honor guard opens the Relay
thank you to those who gave donations through the many fundraisers that for Life.
we held leading up to the event. We couldn’t have done it without your help!!
Survivors and supporters bond
during the relay.
ANB’s Mary Spears and her hus-
Aaron McMahon, Jeff Williams, Paige Nash and
Larry Kilgore at The Riter Cup Golf Tournament in
Dallas, April 29.