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Personal Monthly Budget Planner

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This Personal Monthly Budget Planner sets forth a template spreadsheet that should be used by individuals to create a monthly budget. The individual should enter a projected and actual monthly income and then expenses, such as household expenses, transportation expenses, entertainment, debt repayment, medical expenses, savings, etc. The spreadsheet will calculate any available balance, the difference between income and expenses, for each month as well as for the entire year. This spreadsheet can helps an individual track income that remains after necessary expenses are paid and help the individual plan for future savings.

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