CusTOmeRs. COmmuNITy. COmmITmeNT. welCOme TO mIddlesex savINgs baNk.

CusTOmeRs. COmmuNITy. COmmITmeNT. welCOme TO mIddlesex savINgs baNk. EQUAL HOUSING LENDER MEMBER FDIC MEMBER DIF Table OF CONTeNTs welcome about middlesex savings bank Personal banking solutions Checking Savings Borrowing 24 Hour Convenience banking business banking solutions Checking Commercial Banking Small Business Financing Cash Management Savings middlesex Financial group branch and aTm locations 4 6 8 9 11 13 15 16 17 18 19 20 21 22 24 Call 1-877-INFO CTR (1-877-463-6287) www.middlesexbank.com/strata The start of a great relationship. welCOme TO mIddlesex savINgs baNk—wHeRe yOu’Re wORTH mORe. Middlesex Savings Bank and Strata Bank have merged. And you’re about to begin a new and rewarding banking relationship. Though the Strata Bank name will change, the people and values you’ve grown accustomed to will continue on as Middlesex Savings Bank. THe values OF sTRaTa baNk aNd mIddlesex savINgs baNk aRe COmINg TOgeTHeR. Like Strata, Middlesex is committed to doing what’s best for our customers and communities, which is why we’re pleased to offer you these rewarding benefits: • More convenient banking through an expanded branch and ATM network of 31 branches and 55 ATMs throughout Eastern Massachusetts. • A full line of products and services designed to help you get more out of your money and reach your financial goals. • Extraordinary service from knowledgeable people who take the time to get to know you and understand your banking needs. • A commitment to not only be in your community, but to work to help strengthen it. • The ability to bank anywhere, anytime with unlimited ATM rebates with Freedom Gold Checking. eveRyTHINg yOu Need TO Feel aT HOme. RIgHT HeRe. To help you learn more about your new bank, we’ve put together this information kit, which provides detailed information on what you can expect in the coming days as we transition your accounts to Middlesex. You’ll also learn more about our full line of products and services for individuals and businesses. Of course, if you have any questions on the products and services, we’re always here to help. You can reach us in one of three easy ways: • Call our Customer Information Center at 1-877-INFO CTR (1-877-463-6287) Monday through Friday: 7:00am–9:00pm, Saturday: 8:30am–1:00pm • Go online at www.middlesexbank.com/strata • Visit your local branch 4 5 FINaNCIal sTReNgTH. eveN IN THese uNCeRTaIN TImes. A lot has changed in 170 years. Middlesex Savings Bank’s commitment to being strong for our customers has never wavered. Today, we remain a place where depositors are assured their deposits are 100% protected by FDIC and DIF insurance and where qualified individual and business borrowers can still get the loans they need to reach their goals. With no sub-prime loans in our portfolio and a continuing commitment to employ prudent decision-making, Middlesex is well positioned to be here for you and your community for years to come. about middlesex savings bank 170 yeaRs OF PuTTINg OuR CusTOmeRs aNd COmmuNITIes FIRsT. Headquartered in Natick, MA, and founded in 1835, Middlesex Savings Bank is the second largest mutual savings bank in Massachusetts. Our mutual structure means we have no stockholders and can focus solely on meeting the changing needs of our customers and communities. wHaT dOes THIs meaN TO yOu? IT meaNs yOu CaN— • Continue to bank locally—at a bank that’s been serving customers and the communities where they live and work for nearly two centuries. • Know your money is secure—in a strong and stable financial institution that’s committed to being here for you today— and tomorrow. • Enjoy a high level of personal service and attention—service has always been our number one priority at Middlesex. It’s why we have a 98% satisfaction rate among our customers. • Experience greater value—Middlesex offers competitive rates, lower fees, and straightforward products. 6 lOCal, kNOwledgeable PeOPle wITH a sINgle PuRPOse—TO seRve yOu. Though financial strength is a key part of any successful banking relationship, we believe it’s our people who have won us the long-term loyalty of our customers. Year after year, our customers continue to see the same knowledgeable and familiar faces: bankers who live and work in their communities and who are committed to serving their customers. we’Re mORe THaN jusT yOuR NeIgHbOR. we’Re gOOd CITIzeNs. At Middlesex, we won’t just be in your community; we’ll work to make it stronger today and in the future. We’re proud to provide financial and volunteer support to improve all the communities we call home. Our focus includes supporting non-profit organizations that serve a variety of causes, including education, youth support, elder care, arts and culture, as well as participating in and supporting the local events and celebrations that bring our communities together. Our employees play an active role in our community outreach, volunteering to coach youth sports, serving on boards, and giving their time to participate in town days and community events. 7 mIddlesex savINgs CHaRITable FOuNdaTION: a lONg-TeRm COmmITmeNT TO gIvINg baCk. In 2000, we solidified our long-term commitment to giving by establishing the Middlesex Savings Charitable Foundation. This private non-profit organization ensures our commitment to philanthropy is carried out – even in the most challenging economic times. The Foundation provides grants to help a variety of non-profit organizations focused on a wide range of causes, including basic human services, the arts, and education. account Freedom gold Checking Get rewarded for all the business you do with us, with our premier relationship account account Features Unlimited ATM rebates* No-fee Freedom Gold Money Fund with premium rates Free Online Banking and Bill Payment VISA® Check Card Two annual retirement plan fees waived Optional overdraft transfer Free American Express Standard Traveler’s Cheques Free standard style checks or discounted special designed checks Free Bank Checks and Money Orders details Maintenance and network ATM fees waived if your combined balances are $10,000 or more.** $17 monthly maintenance charge $1 per network ATM transaction Freedom blue Checking Get a convenient and affordable checking account with just a low minimum balance or Direct Deposit Companion Money Fund account to build savings Free Online Banking and Bill Payment VISA® Check Card Free ATM access at any Middlesex ATM First order of checks free Maintenance and network ATM fees waived with Direct Deposit or $250 average monthly balance $10 monthly maintenance charge $1 per network ATM transaction† Maintenance and network ATM fees waived with $1,000 average monthly balance $10 monthly maintenance charge $1 per network ATM transaction† No minimum balance required $3 monthly fee First 10 checks are free Each additional check per statement cycle is $.50 $1 per network ATM transaction† NOw Checking Earn a competitive rate of interest on your checking balances Competitive interest rate on checking balances Free Online Banking and Bill Payment VISA® Check Card Free ATM access at any Middlesex ATM Personal banking solutions welCOme TO baNkINg wITH a uNIque aPPROaCH—a PeRsONal ONe. Do you want to save more? Buy a home? Give your children a brighter future with college? At Middlesex, we’re here to help you reach all your goals with a full line of affordable personal banking solutions and a dedicated team of bankers who can help you find the right ones for your situation. CHeCkINg aCCOuNTs TO meeT almOsT aNy budgeT. We believe that your checking account should help you pay bills, not add to them. That’s why we offer a range of affordable checking options with lower fees and easy to reach minimum balances. 8 basic Checking Get a simple account that makes paying bills easy and affordable Free Online Banking and Bill Payment VISA® Check Card Free ATM access at any Middlesex ATM 18/65 Checking Get a convenient account with no fees if you are under 18 or 65 or older Competitive interest rate on checking balances Free Online Banking and Bill Payment VISA® Check Card Free ATM access and free checks No minimum balance required *All Foreign ATM surcharge fees will be reimbursed if your balances are $10,000 or more with monthly electronic deposit/payment or you have combined balances of $25,000 or more. **Combined balances are average monthly balances in all deposit accounts plus all outstanding loan balances. †Some banks may charge a surcharge for use of their ATMs. 9 savINgs aCCOuNTs Helping people save has always been one of our priorities. Middlesex gives you the accounts that make it easy. As with all Middlesex deposit accounts we offer 100% deposit protection with FDIC and DIF insurance. account Freedom gold money Fund Grow savings with our premium rates that increase with your balances account Features Four-tiered competitive interest rates. The higher your balance, the more you can earn. Overdraft transfer option: Use funds in your money fund account to protect against the hassle and expense of checking overdrafts. Free Online Banking Four-tiered competitive interest rates. The higher your balance, the more you can earn. Overdraft transfer option: Use funds in your money fund account to protect against the hassle and expense of checking overdrafts. Free Online Banking A competitive interest rate See your balance updated every time you visit a branch Special benefits for kids View your accounts online details Requires Freedom Gold Checking account No monthly maintenance charge $1 to open $10 minimum balance to earn interest No monthly maintenance charge $1 to open $10 minimum balance to earn interest money Fund Get an account with competitive rates and convenient access to funds Regular savings— Passbook, kids Club and statement savings Save with a simple and affordable account that makes saving easy No monthly maintenance charge $10 minimum balance to earn interest $1 minimum to open Certificates of deposit (Cds) Lock in a guaranteed, competitive rate for a fixed period of time Competitive rate of interest compounded monthly A wide range of terms available View your accounts online $250 minimum to open Penalties may apply for early withdrawal Retirement Certificates of deposit (Cds) Take advantage of a safe and secure way to build your retirement nest egg Competitive rate of interest compounded monthly A wide range of terms available Traditional and Roth IRA options View your accounts online $10 per retirement plan fee* applies for both fixed and adjustable-rate options For adjustable-rate CDs: Minimum to open: $10 Terms: From 12 to 18 months For fixed-rate CDs: Minimum to open: $250 Terms: From 3 to 71 months *Two annual retirement plan fees waived with Freedom Gold Checking. 11 borrowing solutions CRedIT TO HelP yOu ReaCH yOuR gOals. Having access to affordable credit is critical to reaching your goals. That’s why Middlesex is pleased to offer a range of credit solutions with low rates, low fees, and easy applications. Our solutions include: service mortgages benefit Whether you’re buying your first home, trading up to a bigger one, or refinancing, Middlesex Savings Bank is ready to lend a hand. • A wide range of products; including • Local bankers who can help you find first-time buyer, jumbo and the loan that fits your needs construction mortgage options • An outstanding reputation for mortgage • Competitive rates and fees • Free pre-approvals to save you time and give you a negotiating edge services; in fact 9 out of 10 customers would refer us to friends and relatives Home equity lines and loans Tap the equity in your home to finance a purchase. Middlesex offers affordable home equity lines and loans with: • No closing costs • No application fee • No annual fee • Apply online • Potential tax savings Reserve lines of Credit Personal loans If your account is ever in an overdraft situation, funds from your Line of Credit will be automatically transferred to your checking account (up to your available credit limit). Freedom Gold customers get our very best rate. Get the money you need to consolidate debt, fix up your home, finance college, or make any other purchase. Choose either a fixed rate loan, or a passbook loan which offers you a flexible and low cost way to borrow up to 95% of your own funds. You can take .25% off your rate simply by making your loan payments automatically. Shop for a new or used car with confidence with our competitive rates and free pre-approvals to save you time. You can take .25% off your rate simply by making your loan payments automatically. Take advantage of a convenient, secure, and rewarding way to make purchases and track spending. Middlesex gives you two choices, including our VISA Signature Card, which offers rewards for your purchases or our VISA Platinum Card, which offers great rates and a convenient way to pay for purchases. auto loans vIsa® Credit Card 13 24 Hour Convenience banking baNk wHeN aNd wHeRe yOu waNT wITH OuR CONveNIeNCe seRvICes. At Middlesex we understand that life is busy. So we offer an array of convenient services, designed for consumers and businesses, to let you manage your money when and where you want. Convenience service Online banking and bill Payment benefit Bank online, anytime with this FREE service that connects you with your accounts anywhere you have internet access: • Latest generation of online security • Pay bills to virtually anyone in the United States from your • Check account balances checking account • View check images • Download your account history • Transfer funds into a personal financial software • View your account history package Make purchases and do your everyday banking quickly, easily, and securely. The VISA Check Card lets you: • Make purchases anywhere VISA is accepted • Get purchase protection against fraudulent transactions special feature for businesses: • Designate banking responsibilities to your employees with a Purchase-Only VISA Business Check Card, or a Full-Access VISA Business Check Card vIsa® Check Card aTm Card Bank seven days a week with a Middlesex ATM Card. • Access more than 55 Middlesex ATMs throughout Eastern Massachusetts • Make surcharge-free withdrawals at over 2,900 SUM ATMs • Make cash withdrawals nationwide at any ATM displaying the Cirrus, NYCE, or Exchange logo special feature for businesses: • Designate banking responsibilities to your employees with a Deposit-Only ATM Card or a Full-Access ATM card smartaccess24Tm voice banking (1-800-424-2424) Access your money anytime by phone at 1-800-424-2424. • Check balances on all your checking, • Transfer funds between deposit savings, CD, and loan accounts accounts, make loan payments, or take line of credit advances • Review account history, including recent debits, deposits, checks, interest, and payments • Check the latest rates on deposit and loan products and more Information Center— 1-877-INFO CTR (1-877-463-6287) Get personal assistance from helpful, knowledgeable representatives located right in Massachusetts. Hours are: Mon – Fri: 7:00 am – 9:00 pm. Sat: 8:30 am – 1:00 pm. 15 busINess CHeCkINg TO FIT yOuR busINess. No matter what size your business, Middlesex has a business checking account to fit your needs. account business blue Eliminate monthly fees and the need to maintain a minimum balance account Features Free Online Banking and Bill Payment No-fee VISA Business Check Card details No monthly fee for up to 200 transactions* $.30 for each transaction over 200 $5 for Business Money Fund overdraft transfer business gold Put all your business balances to work to waive your monthly fee Free Online Banking and Bill Payment No-fee VISA Business Check Card The ability to use all your business balances (checking, savings, loan) to waive your monthly fee No monthly fee for up to 300 transactions* with $10,000 in combined balances or $17 monthly fee $.30 for each additional transaction over 300 $5 for Business Money Fund overdraft business Plus This account gives you access to a wide variety of cash management services Free Online Banking and Bill Payment No-fee VISA Business Check Card Monthly Analysis Summary displays your total fees, calculates your earnings credit based on your balances, and shows your net fees Earnings Credit allowance on available balances may offset all your account service fees, including cash management services, not just select fees Fees apply unless offset by earnings allowance: $12 monthly fee $.19 each for checks paid $.75 each for deposits $.11 each deposited items $.15 for ACH debits/credits $5 for Business Money Fund overdraft transfers $10 monthly fee for 50 checks paid $.30 for each additional check paid over 50 $1,000 checking balance waives monthly fee $5 for Business Money Fund overdraft transfer business NOw Free Online Banking and Bill Payment No-fee VISA Business Check Card Competitive interest rate on checking balances business banking solutions mIddlesex Is IN THe busINess OF HelPINg busINesses suCCeed. Middlesex Savings Bank believes that the business community must be strong for our communities to be strong. That’s why we have a dedicated team of experienced business bankers who can help you find the banking solutions your business requires. We offer products and services for small and large businesses across a wide range of industries. 16 Earn interest on checking balances Available for Sole Proprietors and most Non-Profit organizations only Personal banking benefits for all business Checking accounts For business owners, the ability to use business balances to meet Freedom Gold Checking requirements For employees with direct deposit, no fee Freedom Blue Checking with free Online Banking and Bill payment *Transactions include each deposit, all deposited items, and all checks written on your account each month. 17 small business Financing solutions. Whether you need a line of credit to manage your business today or a term loan to expand for the future, Middlesex offers credit solutions to meet your needs. we OFFeR: service business Reserve line of Credit business line of Credit benefit For needs up to $250,000 Take advantage of a revolving line of credit to help you avoid the hassle and expense of overdrafts and gain access to funds for seasonal cash flow We offer automatic renewal so there’s no need to re-apply each year To help you manage cash flow or purchase inventory, we offer convenient lines of credit You can make interest-only payments for easier budgeting Accessible with Online Banking Commercial banking Credit solutions to Help you Capitalize on Opportunities. Businesses play an important role in creating jobs and stronger communities. Middlesex is dedicated to helping provide the credit solutions they need to grow. With assets exceeding $3.5 billion, one of the best business banking teams anywhere, and a commitment to building long-term relationships, we deliver the support you require for all your borrowing needs from $250,000 to $25,000,000. OuR COmmeRCIal leNdINg seRvICes INClude sOluTIONs THaT suPPORT: • Working Capital • Equipment Financing • Owner Occupied and Investment Real Estate Mortgages • Acquisition Financing • Letters of Credit • Small Business Administration Loans, U.S. Department of Agriculture Loans, and access to other Alternative Financing Programs business line-to-loan With a Business Line-to-Loan, you can purchase equipment with a line of credit within a year, and then have your line automatically convert to a fixed-rate loan Get the funds you need to purchase equipment or expand your business You can lock in a low fixed rate for up to 60 months business Term loan business mortgage To help you purchase the property from which your business operates from Our business mortgages offer a 20-year term (up to $500,000) As an SBA Preferred lender, Middlesex is recognized as a leader in SBA lending programs We also offer programs through government and other privately funded agencies sba and alternative Financing vIsa® business Credit Cards Gain greater control of your business purchasing with our choice of VISA credit cards Choose from two great options: The VISA Business Travel Card or VISA Platinum Business Rewards Card we have four Commercial banking Offices throughout our market area including: Concord, Franklin, waltham and westborough. 18 19 Cash management sOluTIONs TO HelP yOu eFFICIeNTly maNage yOuR busINess. Managing cash flow is key to the success of running a profitable and successful business. So we offer a variety of solutions to help you expedite collections, disburse payments more efficiently, and get the information you need to control cash flow and make informed business decisions. service COlleCTION seRvICes Online deposit lockbox zero balance account merchant services Eliminate trips to the bank by making check deposits online using a dedicated scanner Improve cash flow by having your customer payments collected and processed for you Consolidate funds from multiple accounts and locations, allowing you to optimize use of your cash balances Boost sales and customer loyalty by accepting debit and credit card payments benefit dIsbuRsemeNT aNd OTHeR seRvICes wire Transfers automated Clearing House (aCH) services Client escrow accounts automated Investment sweep* base Package Online banking Plus Package Online banking deluxe Package Online banking Move money easily and securely throughout the U.S. or around the world Conveniently pay employees and suppliers electronically Take advantage of a smart and efficient way to track client funds business savings to help you maximize earnings. Whether you seek to build savings for a short- or long-term goal, Middlesex has the savings solution you need. All savings options offered through Middlesex Savings Bank provide competitive rates, low fees, and the assurance of 100% deposit protection. we OFFeR: • business money Fund. Get a competitive rate of interest and easy access to funds. • business Cds. Lock in a guaranteed competitive rate for a fixed period of time. • business Retirement Plans. Save for the future while maximizing tax benefits today. 21 Put idle funds to work by having them automatically swept from your account and invested overnight INFORmaTION RePORTINg seRvICes Monitor account balances and make transfers anywhere you have internet access — FREE Monitor account balances, make transfers, plus pay bills — FREE Get everything you need to control your cash flow, including real-time balances and Bill Payment, plus the ability to initiate ACH transactions (including direct deposit, vendor and tax payments) and wire transfers The monthly fee of $50 can be offset with the Earnings Credit allowance on our Business Plus account 20 *Investments are not FDIC insured, not guaranteed by the Bank, and subject to risk. Retirement and Investment services leT mIddlesex FINaNCIal gROuP HelP yOu buIld FOR THe FuTuRe. Whether you’re looking to build and preserve personal wealth or to plan for the long-term success of your business, Middlesex Financial Group offers financial advice and investment services right where you bank. Through our partner UVEST Financial Services, we offer access to a range of products from leading providers. beNeFIT FROm INvesTINg wITH mIddlesex FINaNCIal gROuP. Middlesex Financial Group Financial Advisors work with you face to face, getting to know you and your specific needs. So when your life changes, so can your investment strategy. Once you’ve decided on a strategy, your Advisor will help you choose the products to put your plan into action and reach your goals. From private money-management programs and mutual funds to annuities and insurance, you’ll have access to all the products you need. An experienced financial advisor can provide a complimentary investment consultation to help you with: • Retirement Planning (IRAs to 401(k)s) • Living in Retirement • Wealth Transfer Strategies and Business Succession Planning • College Savings To arrange your free consultation, contact Middlesex Financial Group at (508) 315-5426 or make an appointment at your local Middlesex Savings Bank branch. Securities and insurance products are offered by UVEST Financial Services, and its affiliates, member FINRA/SIPC. UVEST and Middlesex Financial Group are independent entities. Investment advisory products offered through UVEST Financial Services. Member FINRA, SIPC and an SEC registered investment advisor. 22 23 Franklin east Horace Mann Plaza 281A East Central Street (508) 528-8868 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–1:00 p.m. medway, ma f q waylaNd, ma f q 81 Main Street (508) 533-4343 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–1:00 p.m. 150 Commonwealth Road (508) 655-8274 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. gROTON, ma f q mIlFORd, ma f q wellesley, ma f q 112 Boston Road (978) 448-5110 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 140 South Main Street (508) 478-8484 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–1:00 p.m. 200 Linden Street (781) 237-5233 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. HOllIsTON, ma f q mIllIs, ma 24 milliston Road (508) 376-6067 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 1098 main street f (508) 376-2011 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–1:00 p.m. wesTFORd, ma f q 160 Littleton Road (978) 692-7990 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. mORe bRaNCHes. mORe aTms. mORe ways mIddlesex Is HeRe FOR yOu. With Middlesex and Strata coming together, you’ll have access to an expanded branch and ATM network of 31 branches and 55 ATMs throughout Eastern Massachusetts. You’ll also benefit from extended lobby and drive-up ATM hours. aCTON, ma 577 massachusetts ave (978) 263-8006 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 291 main street f q (978) 263-7751 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 830 Washington Street (508) 429-2393 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. HOPkINTON, ma 10 Main Street (508) 435-6888 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. NaTICk, ma f q aTm CasH dIsPeNseRs metrowest medical Center 115 Lincoln Street Framingham, MA Clock Tower Place Building 5 (Cash Dispensing ATM only) Building 7 (Full Service ATM) Maynard, MA bacon street Farm 100 Bacon Street Natick, MA Hopkinton Full Service ATM & Night Deposit 59 Main Street Hopkinton, MA metrowest medical Center 67 Union Street Natick, MA wellesley College 21 Wellesley College Road (Wang Campus Center) Wellesley, MA bellINgHam, maf q FRamINgHam, ma 899 edgell Road f (508) 877-7200 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 235 Old Connecticut Path (508) 370-4037 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 598 worcester Road f q (508) 935-2970 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. lITTleTON, ma f q 267 Hartford Avenue (508) 966-3881 Hours: M–W: 8:30 a.m.–5:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–3:00 p.m. 308 Great Road (978) 952-6366 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 6 Main Street (508) 653-0300 Hours: M–W: 8:00 a.m.–4:00 p.m. Th–F: 8:00 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. NeedHam, ma 50 Chestnut Street (781) 455-0320 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. bOxbOROugH, ma fq mayNaRd, ma 17 Nason street (978) 897-3232 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 72 Powdermill Road f q (978) 897-1808 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. asHlaNd, ma f q 629 Massachusetts Avenue (978) 263-1711 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. sOuTHbOROugH, ma f q 2 West Union Street (508) 881-4911 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. CONCORd, ma 64 main street (978) 369-8112 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 1208 main street (978) 369-1150 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. FRaNklIN, ma Franklin village mall f q 1000 Franklin Village Drive (508) 520-4343 Hours: M–W: 8:00 a.m.–5:00 p.m. Th–F: 8:00 a.m.–6:00 p.m. Sat: 8:30 a.m.–1:00 p.m. 162 Cordaville Road (508) 460-7036 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. bedFORd, ma fq medFIeld, ma f 495 Main Street (508) 359-6410 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. sudbuRy, ma f q 186 The Great Road (781) 276-7864 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 454 Boston Post Road (978) 443-7752 Hours: M–W: 8:30 a.m.–4:00 p.m. Th–F: 8:30 a.m.–6:00 p.m. Sat: 8:30 a.m.–12:30 p.m. 24 25 dRIve-uP seRvICes f Branches with drive-up Banking q Branches with drive-up ATMs Drive-up banking opens weekdays at 8:00 a.m. for your convenience. dRIve-uP seRvICes f Branches with drive-up Banking q Branches with drive-up ATMs Drive-up banking opens weekdays at 8:00 a.m. for your convenience. Methuen Lawrence Georg Ashby Townsend Pepperell Dunstable g yn sb oro h ug Dracut Andover Lowell Tewksbury Chelmsford Boxford N. Andover T Groton Fitchburg Lunenburg Shirley Ayer Littleton Harvard Lancaster Princeton Boxborough Middleton N. Reading Westford Billerica Carlisle Bedford Acton Concord Wilmington Reading Lynnfield P Leominster Burlington Wakefield Sterling Clinton West Boylston Bolton Stow Maynard Lincoln Berlin Boylston Northborough Hudson Marlborough Southborough Sudbury greater convenience with more branches and aTms in eastern massachusetts. The merger of Middlesex Savings Bank and Strata will give you access to an expanded network of branches and ATMs, including 31 branches and 55 ATMs throughout Eastern Massachusetts. In addition, you’ll have access to surcharge-free SUM ATMs. We look forward to serving you as part of the Middlesex family. If you have any questions, please call us at 1-877-INFO CTR (1-877-463-6287) Monday–Friday, 7:00am - 9:00pm; Saturday, 8:30am - 1:00pm., visit www.middlesexbank.com/strata, or stop by any one of our conveniently located branches. 26 Wellesley Natick Needham Br Framingham oo kli Newton Worcester Shrewsbury Westborough Hopkinton Grafton ne Holden Wayland Weston Woburn Stoneham Saugus r este Melrose nch i Lexington W Medford Malden Arlington Everett Rever Be lm ont Ca SomerChelsea Waltham mb ville rid Watertown ge Boston Ashland Sherborn Holliston Dover Medfield Millis Milford Ho pe da le Mendon Bellingham Dedham Milton Westwood Norwood Canton Qu Auburn Millbury Upton Sutton Brain Randolph Medway 109 Walpole Norfolk Franklin Wrentham Foxborough Sharon Oxford Northbridge Stoughton Avon Ho bro Brockto Easton Millville Webster Douglas Uxbridge Blackstone W. Bridgew COmbINed maRkeT aRea maP Branch Branch with drive-up service ATM Cash Dispenser 27 Call 1-877-INFO CTR (1-877-463-6287) www.middlesexbank.com/strata EQUAL HOUSING LENDER MEMBER FDIC MEMBER DIF