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EASGV Jul-Aug 2011

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					                                              July/August 2011




www.easgv.org




                   Charter Member of the
                California Escrow Association since 1957

                         Members of the
                American Escrow Association

                          July/August
                           2011 Issue



                                              www.easgv.org
                                                                                                                                                            July/August 2011


                                                                                                                      July/August 2011
     in this issue:                                                             Officers, Directors & Commi ee Chairs ....................................... 3
                                                                                Calendar of Events ..................................................................... 4-5
                                                                                President’s Message ..................................................................... 6
    Treasurer’s Report for May and June ................................................................................................................................... 7
    May 19, 2011 Dinner Mee ng Minutes ........................................................................................................................... 8-9
    June 15, 2011 Dinner Mee ng Minutes ....................................................................................................................... 10-11
    Educa on Commi ee Report ............................................................................................................................................. 12
    Membership Commi ee Report ........................................................................................................................................ 13
    Membership Drawing Flyer ................................................................................................................................................ 14
    Professional Designa on Commi ee Report ..................................................................................................................... 15
    Perpetual Educa on Trophy Commi ee Report ................................................................................................................ 16
    Perpetual Educa on Trophy Submission Form ............................................................................................................... 17-8
    Fundraising Report ............................................................................................................................................................. 19
    Website Commi ee Report ............................................................................................................................................... 20
    E-blast Commi ee Report .................................................................................................................................................. 21
    OSA Opera on School Aid .................................................................................................................................................. 22
    Speakers Bureau Guidelines .......................................................................................................................................... 23-24
    AEA Conference Reports
          Randy Caruso ............................................................................................................................................................. 25
          Donna Inman ........................................................................................................................................................ 26-27
          David Shean .......................................................................................................................................................... 28-29
    Nomina ng Commi ee’s Invita on to a Ball! & Ar cles/Consent to Serve ................................................................ 30-32
    Installa on Save the Date and Sponsorship Request ......................................................................................................... 33
    City of Hope Walk Sign-up............................................................................................................................................. 34-35
    Preven ng Fraud with Public Funds (part 3 of 3) ............................................................................................................... 36
    Consumer Financial Protec on Bureau No fica on .......................................................................................................... 37
    CEA News Flash—SB 458 .................................................................................................................................................... 38
    Riverside County Recorder Le er ...................................................................................................................................... 39
    Franchise Tax Board Top Ten Withholding Errors .............................................................................................................. 40
    FDIC Alert on Fraudulent E-mails ....................................................................................................................................... 41
    For Your Informa on .......................................................................................................................................................... 42
    Educa on Opportuni es
          EASGV September 15 Dinner Mee ng ...................................................................................................................... 43
          Kern County Summer Mini Workshop .................................................................................................................. 44-45
          Tri-County and The Business of Escrow Fraud Seminar ............................................................................................ 46
          56th Annual Conference Save the Date! ................................................................................................................... 47
    So, What’s the Scoop?................................................................................................................................................... 48-49
    Partners in Real Estate List ............................................................................................................................................ 50-51
    Partners in Real Estate News Flash .................................................................................................................................... 52
    Membership Applica on .................................................................................................................................................... 53
    Forms and Prac ces Commi ee Processing Issues Form .................................................................................................. 54
    Standing Reserva on Agreement ...................................................................................................................................... 55
    E-mail Mee ng No ces Form ............................................................................................................................................. 56
    So, What’s the Scoop? Form .............................................................................................................................................. 57
    “Thank You!” to our Door Prize and Sponsorship Donors
          June Mee ng Door Prize Donors .......................................................................................................................... 58-60
          July Mee ng Door Prize Donors ........................................................................................................................... 61-62
          Summer Boot Camp Sponsors .............................................................................................................................. 63-64
    Pictures!
          June Dinner Mee ng ................................................................................................................................................. 65
          July Dinner Mee ng .............................................................................................................................................. 66-67
          AEA Conference ......................................................................................................................................................... 68
          Summer Boot Camp................................................................................................................................................... 69
    Thank You to RBJ So ware, Inc. ........................................................................................................................................ 70



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                                                                                                                     July/August 2011



            Escrow Associates of San Gabriel Valley
              2011 Officers, Directors, Committee




                                                                     Front Row:
                              Dino Champagne, Emilia Ochoa, Judy Arrington, Donna Inman
                                                                     Back Row:
                             Jacqueline Cheou, Janeane Covarrubias, Dave Shean
              Randy Caruso, Teresa Shaver, Miriam H. Brown, Tania Kelley, Karen Dier, Juliana Tu

                                                                  Contact
    President, Budget/Audit              Randy Caruso                               (626) 397-6179   Randy.Caruso@Landsafe.com
    President Elect, Education           Teresa Shaver, CSEO, CEO, CEI              (626) 445-6137   TShaver@DesignEscrowCorp.com
    Vice President, Education, E-blast   Jacqueline Cheou, CSEO, CEO                (626) 656-8788   JC@ChampionEscrow.com
    Secretary                            Karen Dier                                 (818) 541-6999   Karen.Dier@IVEscrow.com
    Treasurer                            Janeane Covarrubias                        (818) 754-0700   Janeane@RemingtonEscrow.com
    Director, Website                    Miriam Brown, CEO, CSEO, CEI               (626) 229-5474   Miriam.Brown@BankofAmerica.com
    Director, Sites/Reservation          Emilia Ochoa                               (626) 304-3599   Emily.O@VivaEscrow.com
    Director, Fundraising                Tania Kelley                               (818) 668-8395   Tania@ATeamStaffing.com
    Director, Membership                 Dino Champagne                             (866) 857-1031   Dino@APIExchange.com
    Professional Designation             Terri Fabbri, CSEO, CEO, CBSS, CMHS, CEI   (626) 445-6137   Terri@DesignEscrowCorp.com
    Director, CEA Director,              Juliana Tu, CSEO, CEO, CBSS, CEI           (626) 744-1684   J2@VivaEscrow.com
    Awards, Newsletter
    CEA Director                         David Shean, CSEO, CEI                     (818) 517-3750   David.Shean@EscrowEssentials.com
    CEA Director                         Judy Arrington                             (818) 956-2866   JArrington@Stewart.com
    CEA Director                         Donna Inman, CSEO, CEI                     (626)371-8261    Donna.Inman@EastWestBank.com
    Media Consultant                     Doug Shaver                                                 Contact Teresa Shaver
    Community Spirit Project - OSA       Teresa Shaver (see above)
    City of Hope                         Randy Caruso (see above)




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                              Calendar of Events - 2011
    JANUARY
    05        EASGV Board Meeting
    20        EASGV Dinner Meeting – at Embassy Suites [map] (see flyer)
    FEBRUARY
    02        EASGV Board Meeting
    04-05     CEA Directors Meeting – LAX
    17        EASGV Dinner Meeting – at Embassy Suites [map] (see flyer)
    MARCH
    01        P.D. Preparatory Workshop - at Keller Williams Realty [map] (see flyer)
                                                                             (1st of a series)
    02        EASGV Board Meeting - Embassy Suites [map] (see flyer)
    08        P.D. Preparatory Workshop - at Keller Williams Realty [map] (2nd of a series)
    09        Deadline to submit application for PD Exam in April
    15        P.D. Preparatory Workshop - at Keller Williams Realty [map] (3rd of a series)
    17        EASGV Dinner Meeting – at Embassy Suites
    22        P.D. Preparatory Workshop - at Keller Williams Realty [map] (4th of a series)
    APRIL
    06        EASGV Board Meeting - Embassy Suites [map] (see flyer)
    09        P.D. Exam – San Gabriel Valley Area
    09-10     Blood Drvie at City of Hope
    15 -16    CEA Directors Meeting – So. California
    21        EASGV Dinner Meeting – at Embassy Suites [map]
    MAY
    04        EASGV Board Meeting
    19        EASGV Dinner Meeting – at Embassy Suites [map]
    JUNE
    01        EASGV Board Meeting
    09, 10-11 AEA Annual Educational Conference – Las Vegas, NV
    16        EASGV Dinner Meeting – at Embassy Suites [map]


           Mark your calendars now for the coming events!
     Remember: Dinner meetings are on the 3rd Thursday of the Month
                                 and
               Boards Meetings are open to Membership.
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                                                                                   July/August 2011

                                 Calendar of Events - 2011
                                             Continued
    JULY
    06        EASGV Board Meeting
    16        EASGV Saturday Seminar – at Embassy Suites [map]
    21        EASGV Dinner Meeting – at Embassy Suites [map]
    AUGUST
    03        EASGV Board Meeting
    05- 06    CEA Directors Meeting – So. California
    N/A       NO Dinner Meeting – Dark for vacations!
    SEPTEMBER
    07        EASGV Board Meeting
    15        EASGV Dinner Meeting (Election Night) – at Embassy Suites [map] (see flyer)
    30        Membership Renewals mailed to Members by CEA
    OCTOBER
    05        EASGV Board Meeting
    13-15     CEA 56th Annual Educational Conference – Costa Mesa (See Conference info.)
    20        EASGV Dinner Meeting – at Embassy Suites [map]
    NOVEMBER
    02        EASGV Board Meeting
    06        Walk for Hope at the City of Hope [map]
    11-12     CEA Directors Meeting – So. California
    17        EASGV Installation Dinner – at Santa Anita Golf Course [map] (see invitation)
    30        Membership Renewals due to CEA Headquarters
    DECEMBER
    01        EASGV Board Meeting
    N/A       NO Dinner Meeting – Dark for Holidays!
    31        P.D. 502 Forms due to CEA Headquarters (3nd year of 3-year cycle)
              PD 502 Forms

    *TBD      To Be Determined



                  Mark your calendars now for the coming events!
      Remember: Dinner meetings are on the 3rd Thursday of the Month
                                  and
                      Boards Meetings are open to Membership.
5                                                                                 www.easgv.org
                                                                                                 July/August 2011




    President’s Message
    Since my last President’s message, I have managed to keep busy. Just as many of you, there are always
    things coming up that we do not expect. My life is no different, half the year has gone by and it seems like
    the year just started. At work we con nue to adjust to the market changes and the less than stellar econo-
    my. At EASGV we are working on next year’s board, submi ng our package to CEA for this year’s confer-
    ence awards and the installa on commi ee will have met before you are reading this message. I guess my
    rambling point is, no ma er what happens, no ma er how busy you get and no ma er what comes up that
    throws you a monkey wrench, the show must go on.
    So why the first paragraph? Consider it a segway into the fact we are looking for Board members for next
    year. So if you are just like the current Board members, busy with no spare me, we want you. What? Yes,
    we are all busy, but we seem to get the job done in our spare me that we do not have. Half the Board is
    returning, keeping strength and experience at hand. Come by for a Board mee ng and check us out. Maybe
    you could join a commi ee; it is an easy way to review the me and effort needed to be on the Board. We
    have an award winning region, a solid support of Past Presidents and a solid base of associate members that
    support us with their me and efforts as well as financial sponsorships.
    In my last message I was wondering how many actually read my message each month. If you read it and
    sent me an email I wanted to thank you personally. I was hoping there would be over that magic number of
    “20 read”, but fell short. No ma er, I will go ahead and donate the full amount I men oned.
    I a ended my first American Escrow Associa on conference this year in June with Donna Inman and Dave
    Shean. We car pooled to Las Vegas and spent Thursday night through Saturday early evening before return-
    ing home. It was much like when I first a ended CEA, much the same, but on a bigger scale. We voted for
    next year’s board, listened to a great list of speakers on subjects affec ng today’s economy and industry.
    (See AEA Delegate Reports in this Newsle er edi on) Engage, engage and engage was the main theme.
    With the CFPB, Dodd Frank Act and other programs in place, along with laws and regula ons being consid-
    ered at the federal level, it has never been more important to have your voice heard.
    Check out the following links:
    h p://www.a-e-a.org/             American Escrow Associa on
    www.ceaescrow.org                California Escrow Associa on
    www.easgv.org                    Escrow Associates of San Gabriel Valley

    www.consumerfinance.gov           Consumer Financial Protec on Bureau

    www.epls.gov                     Excluded Par es List System

                           The websites above are a wealth of informa on and resources, get involved, read,
                           learn and share.



                           Sincerely,
                           Randy Caruso

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                                                                       July/August 2011


    Monthly Income and Expense EASGV Treasurer’s Report
                      Jeneane Covarrubias Treasurer


                      For the period ending May 31, 2011


    Receipts:                                                    $2,053.00


    Dinner                                          $1,755.00
    Raffle                                             $98.00
    City of Hope                                     $200.00

    Disbursements:                                               $1,763.25


    Dinner meeting                                  $1,451.33
    Education Committee                                $26.33
    May Speaker                                        $30.00
    PO Box                                             $42.00
    CEA Raffle Gifts                                   $75.00
    CEA Directors                                      $95.50
    Board Meeting                                      $43.09




                     For the period ending June 30, 2011

     JUNE
     Receipts:                                                    $2,831.00

     Dinner                                          $2,185.00
     Raffle                                           $385.00
     City of Hope                                     $186.00
     CEA membership (3)                                 $75.00

     Disbursements:                                               $3,217.78

     Dinner meeting                                  $2,327.14
     Sizzler bags                                     $350.64
     AEA delegate                                     $500.00
     June Dinner                                        $30.00
     PD                                                 $10.00



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                                                                                                        July/August 2011



                                   Dinner Meeting Minutes
                                                    May 19, 2011
    Mee ng called to order at 6:35 pm by Randy Caruso
    Flag Salute: Sally Adams of Adams and Barnes
    Inspira on: Randy Caruso
    Introduc on of A endees: N/A
    Announcements: Randy Caruso called for someone do inspira on next month. Anna Millsap volunteered
    Educa on Report – Teresa Shaver
    Our June 16 Dinner Mee ng is a special broker/agent night. Debbie Bannister from Financial Resources will discuss
    short sales from the nego ator’s desk with an escrow prospec ve. The July Dinner Mee ng will be about probate
    escrows and personal estate planning by Romy S. Rahmanian A orney.
    Summer Sizzle Seminar – Escrow Boot Camp, pulling those straps ght. We will have something for intermediate and
    advanced Escrow Officers in the morning, the lunch session will be about Crime Preven on at home and in the office
    and the a ernoon session will be fraud preven on inside, outside and on your desk with Chris Prui from Recon
    Works and Elaine Chavez from East West Bank
    We s ll need goodies from our affiliates for our 2011Goody Bags for our July Seminar.
    Remember to bring Box tops for “School Aid” to each mee ng. Each top is worth $.10. We are looking for sugges ons
    for new schools for September school year.


    Membership Report – Randy Caruso for Dino Champagne
    It was reported that EASGV has 125 members and OCEA has 135.


    Fundraising Report – Tania Kelly and Holly
    The Special Raffle for May was sponsored by Tricia Vagt from Covina Escrow and it is a $100 Nordstrom’s Gi Card.


    Professional Designa ons – Terri Fabbri
    Want to remind everybody that this is the third year in the 3 year cycle for PD credits. The PD test that was held on
    April 9, 2012 was proctored by Donna Inman and Juliana Tu from EASGV and Sylvia Paris from the LAEA. Want to thank
    Anna Millsap for providing the con nental breakfast for all of the candidates and lunch for proctors. Two people from
    our regional passed and the awards will be presented at a later me. Kai Wu from Design Escrow received the Escrow
    Officer Designa on and Teresa Dang from Viva Escrow received the Cer fied Escrow Technician Designa on. Remem-
    ber that 45 PD credits are needed for Cer fied Escrow Officer and Cer fied Senior Escrow Officer designa ons and 25
    credits are needed for the Cer fied Escrow Technician designa on.


    Website Report – Miriam Brown
    The site is up and running again.


    Awards Report – Juliana Tu
    Report anything that you do or have done, such as educa ng Real Estate Agents, giving classes, etc. to Juliana for her
    submission.
                                                                                                               Con nued


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                                   Dinner Meeting Minutes
                                                      May 19, 2011
    Newsle er Report – Juliana Tu
    You can read her full report in the upcoming newsle er.


    Perpetual Educa on Award – Juliana Tu
    We have been number 1 for this award for five of the last six years. It takes a village and we are the village. A thank you
    goes to Stephanie from RBJ for helping us to prepare our newsle er. You can read her full report in the upcoming
    newsle er


    Sites and Reserva ons - Emilia Ochoa
    If you make your reserva on on the Monday before the dinner mee ng the cost is $25.00 for members and $35.00 for
    non members. Tuesday the cost goes up $10.00. On Tuesday she calls in the reserva on to the hotel so they can have
    enough staff, sea ng and food. They don’t give refunds or credits for next month. Please get your reserva ons in. No
    shows have to pay anyway.


    Budget & Audit – Randy Caruso
    The Budget and Audit has been completed and we will be here next year.


    Eblast Report – Jacqueline Cheou
    We need updated email lists if you change your email address if you want to get the Eblast. Guests can fill out the form
    if they want to be on the list.


    Media Director Report – Doug Shaver
    Doug has EASGV on You-Tube and Miriam has us on Facebook. Produc on is in the works for the membership video
    compe on project to be submi ed to CEA - “Value to be CEA Member”. More to follow…
    .
    CEA Directors Reports – None this month


    Introduc on of Speaker: Randy Caruso introduced Andrew Schlegel from Merit Management Company who spoke to
    us about Homeowner’s Associa on management companies and their obliga ons.


    Our Speaker was thanked and then Randy Caruso adjourned the mee ng and proceeded with the Raffle Drawings at
    8:39pm…


    Minutes submi ed by Karen Dier, Secretary




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                                  Dinner Meeting Minutes
                                                    June 15, 2011
     Mee ng called to order at 6:10 pm by Randy Caruso
     Inspira on: Anna Millsap dedicated the inspira on to the memory of Chris Hathaway. She played the song “I Can
     Only Imagine”
     Flag Salute: Eric Spitz
     Introduc on of A endees: Self Introduc ons


     Educa on Report – Jacqueline Cheou and Teresa Shaver
     Our July 21 Dinner Mee ng will be about probate escrows and personal estate planning by Romy S. Rahmanian
     A orney.
     Summer Sizzle Seminar – Coming up on July 16, 2011 is our Escrow Boot Camp, We will have something for every-
     one. The cost is $40.00 for Members and $50.00 for Non-Members by July 6th. There will be 5 PD credits for a end-
     ing. We s ll need sponsors and we need goodies for our Goody Bags.
     September Dinner Mee ng speaker will be A orney Ma Davis


     Opera on School Aid – Teresa Shaver
     The red and black ink pens for teachers at La Rosa School were most appreciated. Thank you for the generous dona-
      ons to our “School Aid” project at each mee ng for the past year. We are looking for sugges ons for new schools
     for the school year 2011-2012 star ng in September


     Membership Report – Randy Caruso for Dino Champagne
     Speaking to visi ng Guests, think about being a member of this associa on. Call us, the best region, for more infor-
     ma on about joining our Associa on. Vanessa James was announced as a new member.


     Fundraising Report – Tania Kelly and Holly
     City of Hope Raffle - Sandy McMahan won $100 cash and donated it back and Jacqueline Cheou donated $100 for
     our special raffles tonight and if there is $200 worth of ckets purchased we will raffle both. Regular raffle ckets
     were also available. Randy announced that enough ckets had been sold to raffle both prizes halfway through the
     mee ng.


     Professional Designa ons – Terri Fabbri
     Two members passed the PD test in April. Teresa Dang earned the Professional Designa on of Cer fied Escrow
     Technician. Kai Wu earned the Professional Designa on of Cer fied Escrow Officer.
     This is the 3rd year of the cycle and you need 45 credits to maintain your PD so remember to get them. You need 25
     credits if you are a Cer fied Escrow Technician.




                                                                                                             Con nued

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                                       Dinner Meeting Minutes
                                                          June 15, 2011

     Website Report – Miriam Brown
     The site is up and running. July Seminar is not on the site yet but it will be.


     Awards Report – Randy Caruso for Juliana Tu
     Report anything that you do or have done, such as educa ng Real Estate Agents, giving classes, etc. to Juliana for her
     report by July 31st.


     Newsle er Report – Randy Caruso for Juliana Tu
     The newsle er is out. How many read the newsle er and the President’s message in the newsle er? Read it.


     Sites and Reserva ons - Emilia Ochoa
     Everyone cooperated in making and paying for all reserva ons this me. Thank you.


     Eblast Report – Jacqueline Cheou
     Guests can fill out the form if they want to be on the list to get our Eblast.


     Media Director Report – Randy Caruso for Doug Shaver
     Our Produc on is in full swing. We are ge ng together to start the produc on of our video about the “Value to be a
     CEA Member” on June 25. More to follow…


     Installa on Commi ee – Tricia Vagt
     Looking for volunteers to help her with the Installa on Dinner in November


     AEA Directors Reports
     Please see reports in the next Newsle er. There are a lot of Acronyms that we will need to remember.


     Introduc on of Speaker – Teresa Shaver
     Teresa introduced Debbie Bannister from Financial Resources. She spoke to us about short sales from the nego ator’s
     desk with an escrow prospec ve.


     Our Speaker was thanked and then Randy Caruso adjourned the mee ng and proceeded with the Raffle Drawings at
     8:39pm…


     Minutes submi ed by Karen Dier, Secretary




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                                                                                                      July/August 2011


                           Education Committee Report
                                        Educa on is our               Priority!
      At EASGV, we have so much to be thankful for. It is hard to believe that half of the year has gone by. The
      good news is most of the Educa on Commi ee work is complete. This has been made possible through
      the tremendous support we got throughout the year.
      Our Summer Seminar was a great success! The instructors were our very own Donna Inman, Teresa
      Shaver, Juliana Tu and Miriam Brown. They did a fantas c job sharing their wealth of knowledge, made us
      laugh while reminding us of things we should or should not do. During lunch, we had Byron Walls
      presen ng Crime Preven on at Home and Business who reminded us that we need to be proac ve when it
      comes to crime against our persons. In the a ernoon we had Chris Prui of Recon Works and Elaine
      Chavez of East West Bank who kept us wide awake with their fraud stories and scenarios. All a endees
      learned useful informa on and enjoyed the social interac on with our peers. What a fun and informa ve
      day! Thank you! In par cular, we would like to thank the following sponsors, without whom we would
      have had no food or goodies:



     Breakfast and lunch sponsored by:                     Goodies for goodie bags donated by:
         Hun ngton Escrow – Kathy Burne                        Diamond Country Escrow – Anna Millsap
         Viva Escrow – Juliana Tu                              Hun ngton Escrow – Kathy Burne
         RBJ So ware – Hilda Avila                             RBJ So ware – Hilda Avila
         Ci zens Business Bank – Mary H. Hernandez             Ci zens Business Bank – Mary H. Hernandez
         Diamond Country Escrow – Anna Millsap                 Exchange Resources Inc. – Phil Atwan
         City Na onal Bank – Andy Clark                        First Corporate Solu ons – Henry Chang
         Flex Closing Corp – Jennifer Lagria                   Old Republic Title Company – Peter Chow
         DMDC Investments Escrow Division – Yvonne Cun         MyNHD – Eric Spitz
                                                               Flex Closing Corp – Jennifer Lagria
                                                               Bank of America – Miriam Brown


     And we would like to thank Anna Millsap, who brought in raffle prizes and sold raffle                  ckets to the
     enthusias c par cipants. We can always, always count on Anna to be there for us!
     In other news, our July mee ng was presented by a orney Romy S. Rahmanian on Probate Escrows and
     Personal Estate Planning, which gave us a chance to learn something we don’t come across everyday but
     nice to know about. We will take a break in August to enjoy fun in the sun and be back in September to
     welcome the crowd-pleasing, a orney, Ma hew Davis.


     Submi ed by yours truly,
     Teresa Shaver, CSEO, CEO, CEI and Jacqueline Cheou, CSEO, CEO
     Educa on Commi ee Co-Chairs


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                                                                                                           July/August 2011


                              Membership Has Its Benefits
     The Escrow Associates of San Gabriel Valley is extremely fortunate to have so many dedicated professionals who sup-
     port and foster the prac ce of escrow. So I asked one of the many loyal and reless members, David Shean, to answer
     ques ons about membership:




     Dino: What inspired you to join CEA?

     David: I was looking to expand my escrow knowledge. When I moved to Ventura County I had been out of the prac ce
     of escrow for three years while I was selling real estate. My first Escrow employer did not encourage or even believe it
     was necessary for me to have any outside escrow educa on, just follow their procedures. However, trying to establish
     myself as an escrow professional, I knew that I needed more informa on about the prac ce of escrow than what I had.
     The independent escrow company I joined did not have any internal educa onal program but they did "allow" me to
     pursue more training. That’s when I found the Ventura County Escrow Associa on. I began a ending the monthly
     mee ngs and immediately saw the value of the organiza on and how it could help me grow my escrow business. And
     as the saying goes “the rest is history!!!”

     Dino: Who should consider membership to CEA?

     David: Anyone prac cing escrow should be a member. The inexperienced escrow professional should, because they
     need an avenue to learn and be exposed to a variety of escrow prac ces. The intermediate level escrow professional
     needs to a end to validate prior experience and keep on top of the changes that affect escrow. And the experienced
     escrow professional needs to a end to share their experiences and knowledge, so that the “good” traits of the escrow
     profession are passed on. Also, they need to stay abreast of the con nuing changes in our profession. Everyone in es-
     crow owes it to themselves to be the best professional escrow person that they can be.

     Every escrow person believes that they are the best in the business and that they can do escrow be er than anyone
     else. Outside the escrow associa on we will fight for every deal; however, when we walk through the doors to the
     mee ng that all changes, because when we are there we are a group of professionals working with our peers to educate
     each other and to elevate our profession in the eyes of the consumer. To me this is what makes my membership so
     valuable.

     This is the type of commitment that keeps EASGV strong and growing. And growing we are!! I am
     pleased to announce our newest member Vanessa James from Central Escrow.

     It is never too late to join. Please encourage those in your office that are not members to join us
     not only for dinner, but for MEMBERSHIPJ Check out the contest that CEA is offering for member-
     ship recruitment.

                                   REMEMBER: MEMBERSHIP HAS ITS BENEFITS!!!

     Membership Chair,

     Dino Champagne, Asset Preserva on, Inc.
     866.857.1031
     dino@apiexchange.com

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                 Enter a drawing to win a 2012 Membership to CEA!

     This is all you have to do! On the back of your business card, provide the name and e-mail ad-
     dress of a person who is not currently a CEA member. This is a great opportunity to reach out to
     someone who could benefit from CEA membership. The non-member could be a real estate, ex-
     change, signing or loan agent, title or escrow officer, or real estate attorney.

     Then, at your next escrow association’s regional meeting give your business card and $2.00 (check
     payable to CEA) to your regional President. Your association’s President will forward the money
     and information to CEA Headquarters.

     The non-member will be provided with an invitation to join CEA and attend the 2011 CEA Confer-
     ence.

     You may enter multiple times, with as many qualifying non-member names as you like. The win-
     ner’s name will be drawn at the 2011 CEA Conference. If your business card is drawn, CEA will
     mark your membership dues as paid for 2012! You do not need to be present to win….but of
     course; we would love to see you there!

     Entries must be sent to CEA Headquarters no later than September 1, 2011.


     This drawing is sponsored by:




                                                      4725 Mercury Street, No. 100,
                                                      San Diego, CA 92111
                                                      Phone: 858-560-4781
                                                      Fax: 858-279-0356
                                                      genia@eliteescrowservices.com




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                       PROFESSIONAL DESIGNATIONS
     It won’t be long now before we’re at the end of our 3 rd and final year of our 3-year cycle for
     Professional Designa on Credits.

     Please don’t wait un l the end of this year to collect credits – start now and you won’t have a
     problem obtaining the 45 credits. Now is the me to check your credits to insure you’ll have 45
     credits by December 31, 2011.

     REMEMBER, The requirement for 45 credits is mandatory for you to maintain your designa on and
     must be obtained by December 31, 2011. Also you must be a member in good standing of your
     Associa on and CEA. Cer fied Escrow Technicians must obtain 25 credits for the three year term.

     IMPORTANT NOTICE:         All Professional Designa on members must bring their current 2011
     membership card to all mee ngs and educa onal seminars, etc., for scanning. You will be asked to
     scan in at the beginning of each func on and scan out at the end in order to receive your credits.
     The credits will then be posted on the CEA website so you can verify and keep track of your
     con nuing educa on credits. THE 501 FORMS WILL ONLY BE USED FOR OUTSIDE FUNCTIONS IE:
     AEA, ETC.

     REMINDER: You will be allowed a total 10 minute grace period to scan in and out for credits,
     otherwise Professional Designa on credits will NOT be given. NO EXCEPTIONS!!!

     Please remember to keep your current membership card with you at all mes. You will need it to
     scan for credits at all of our EASGV func ons – don’t forget it!!!!!!!

     Now is the me for all qualified members to think seriously about becoming professionally
     designated in 2011. Take ac on by submi ng your applica on now. Don’t wait any longer!!!!
     Please go the following website for the CET study guide (new) and for all of the qualifica ons/
     applica ons for the Professional Designa on tests: h p://www.ceaescrow.org/pd.html . Send all
     applica ons to me a soon as possible or you may send direct to CEA. Take pride in your
     profession!!!!!!!!!!!!!!!!

     CEO AND CSEO DESIGNATIONS ARE REGISTERED TRADEMARKS FOR THE CALIFORNIA ESCROW
     ASSOCIATION. Mis-use of these Designa ons may be subject to FEDERAL FELONY charges.



     Thank you.
     Terri Miali Fabbri, CSEO, CEO, CEI, CBSS, CMHS, Professional Designa on Chair
     626 445-6137 FAX 626 445 7593
     Email: terri@designescrowcorp.com




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               Website Committee Report
     Now that our website has been recovered from the hijacking earlier this year, and then the remodeling for this year, we
     can move on. Well, so I thought un l my computer acquired a virus. The virus has been eradicated and the website
     has been recovered again. And, now we can move on. Even with all the hoops to jump through this year, I have man-
     aged to keep our website updated with a current calendar and the mee ng no ces as they became available. While we
     were pu ng together our Summer Seminar, held this past week, we came up with some ideas that will add to the Es-
     crow Notebook. Just as it has been since April 2000, our website is s ll a work in progress




                     Charter Member of the California Escrow Association since 1957
                             Members of the American Escrow Association

                                      Welcome Back to the Website of the
                                    Escrow Associates of San Gabriel Valley!

                                                 Find us on Facebook:




     P.S. Always use secure passwords and change them often.

     Respectfully submitted,

     Miriam H. Brown, CEO, CSEO, CEI
     Website Committee Chairperson
     EASGV Email: escrow.associates.sgv@gmail.com

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                                     E-BLAST
                              Jacqueline Cheou, CSEO, CEO


     Can’t believe how fast the year is going by? Well, watch out! Before you know it, we
     will be celebra ng the Holidays all over again! But don’t get ahead of yourself; there
     are s ll many exci ng things to come before the end of the year. There are s ll inter-
     es ng topics to be covered in our remaining monthly mee ngs, nomina ons and elec-
      ons to be taken place immediately, Walk for Hope and CEA conference in October
     and our lovely installa on in November. On top of all this, there is s ll the renewal of
     our valuable membership and the submission of PD credits for those of us who have
     worked really hard earning them. Almost every commi ee will have an announce-
     ment for you before we close out the year, so please let me know if your email ad-
     dress has changed.




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                                    AEA CONFERENCE REPORT
                                                        June 9-11, 2011
                                                    Randy Caruso, AEA Delegate

     I had the honor of traveling to my first AEA conference with two veterans, Donna Inman and Dave Shean. Much as we do
     with CEA director’s reports we have each taken a por on of the conference to report on, I will be concentra ng on the
     events of Friday.

     Thursday we started the day by registering and being creden aled. Each delegate is confirmed and provided their name
     badges and a program. During the first day we met the candidates and visited the exhibitor booths. Even as a first mer
     newbie I see a lot of familiar faces, the ones I see at each CEA directors mee ng. But now I also have the opportunity to
     meet new closing prac oners from the many states that make up the AEA. We may have a li le different way of closing
     transac ons, but many of the challenges we share are the same. Just as we have our officer and commi ee reports at the
     regional and state level, we have reports at the na onal level. The 2010-2011 end of year reports were given by the out-
     going officers and commi ee chairs.

     Friday started with Session 1. Art Davis introduced Nicholas Hacker from ALTA. He discussed their efforts in engaging new
     legisla on and how they have partnered with AEA and other industry affiliates to present a unified voice to the new and
     proposed legisla on Discussed the Transparency and Openness in home loan closing act and how it would require the
     lender to give escrow 24 hours to provide a HUD to the borrower and the borrower would have 3 days to review the docs
     before signing, (a later speaker, Lisa would go on to say currently it is “calendar” days, not “business” days). He discussed
     the CFPB and how in the past they relied on paper, le ers and feedback by mail, now they are using the internet and social
     media such as Twi er, Facebook and LinkedIn.

     In Session 2 Dan Scheiss, Deputy Criminal Chief, US A orney’s office & Steve Konrad, Special Agent of the FBI discussed
     fraud, one of the largest types involves flipping proper es. The Obama administra on set up Opera on Stolen Dreams to
     make resources available. They are only able to handle the larger fraud cases; they turn the smaller ones over to the state.
     They process federal crimes involving mail, wire and bank fraud.

     In Session 3 Phil Petrozzi discussed the economy and how unemployment, housing and globaliza on have kept the recov-
     ery slow. Regula on, such as the Dodd Frank Consumer Protec on Act calls for new forms to try and prevent some of the
     causes of the last housing bubble. The challenge is that whereas the Cons tu on is only 16 pages the Dodd Frank act is
     over 1100 pages. One of the items being suggested and reviewed are QRM Qualified Residen al Mortgages. These are
     designed to be low risk for the secondary market with much tougher qualifica ons, such as 20% down on purchase loans,
     25% equity on refinance and 30% equity on a refi with cash out. There are also debt to income ra os and housing cost
     ra os and household debt ra os changes. He went on to discuss data security, the newest and large threat, not only from
     hacking, but also from lost and misplaced informa on and from other accidental exposures of personal informa on.

     In Session 4 Lisa A. Tyler    gave a presenta on on short sales, providing informa on on why they take so long to close.
     The payoff lender has to get approval from the investors by following their guidelines. If the investor guidelines are fol-
     lowed, the investor makes the lender whole, taking the loss. With the current economy the staff that lenders have cannot
     keep up with the volume. The lender would rather do a short sale than a foreclosure because it takes less me to recover
     and finalize. One thing to never do is to overpay a second, read all condi ons on the short pay lenders instruc ons. One
     challenge is that over 50% of the short sales do not close. She went on to provide informa on on the Excluded par es List
     System EPLS. A list of individuals and en es that cannot be a part of a government transac on , FHA loans, HUD REOs and
     Low Income Housing Projects and some possible conven onal loans.

     At lunch between sessions we installed the new 2011-2012 Board, lead by our very own California Carolyn Marcial. The
     educa on, the reports, the elec on and the installa on provided the weekend with a well rounded educa onal experi-
     ence.

     Randy Caruso, AEA delegate




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                                   AEA CONFERENCE REPORT
                                                     June 9-11, 2011
                                                 Donna Inman, AEA Delegate


     Saturday morning dawned clear and hot. Thank goodness we had a full day of educa onal sessions scheduled in an air
     -condi oned conference ballroom.
     The morning speaker’s were:

         x   Penny Reed, Vice President Se lement Services, Wells Fargo Home Mortgage

         x   Ken Markison, Associate Vice President – Regulatory Counsel, Mortgage Bankers Associa on

         x   Nicholas Hacker, State Liaison, American Land Title Associa on

         x   Along with a panel of past AEA presidents:
         x   Milre Henry, Neal Takeuchi, and Lisa Tyler
     The topic was the Consumer Financial Protec on Bureau (CFPB) and its impact on the mortgage industry and the
     se lement services provider (you and me).


     Ken Markison presented the Mortgage Bankers Associa on stand regarding the Risk Reten on provisions of the Dodd-
     Frank Wall Street Reform and Consumer Protec on Act.
     We have new acronyms to remember:
     QRM – Qualified Residen al Mortgage
     QM – Qualified Mortgage


     The MBA and Mr. Markison stressed the following key points:

         x   The proposed regula ons will hurt consumers by limited access to credit for well-qualified borrowers.

         x   The proposed down payment, loan-to-value (LTV) and debt-to-income (DTI) requirements are unnecessary
             and not worth the societal cost of excluding far too many borrowers from the most affordable loans.

         x   By prescribing hard-wired down payment, LTV and DTI standards the government will effec vely take owner-
             ship of risk rather than require private lenders assume the risk and underwrite sustainable loans for consum-
             ers.

         x   The impact will be worst for minori es, first- me borrowers and homeowners with limited equity and threat-
             ens to disturb the balance between the rental and homeownership markets.

         x   Excluding risky products and requiring sound underwri ng, full documenta on and verifica on are the right
             steps to return private investment to the housing market and ensure sustainable and affordable housing cred-
             it for as many families as possible.

         x   The QRM provisions in Dodd-Frank share the same purpose of ensuring well underwri en mortgages as the
             QM proposed under Dodd-Frank’s separate ability to repay provisions, and the QRM should be aligned with
             the QM.

         x   Regardless of the deadline set by Dodd-Frank, it is important that this rule not be rushed. While a rule along
             the lines proposed, as well as the alterna ve proposal, will likely have a limited near-term impact on today’s
             mortgage market, it creates significant long-term challenges to the return of private capital and a normal,
             healthy mortgage market.
     The mortgage market is func oning today because of heavy government support – a posi on that is neither sustaina-
     ble nor desirable long-term. With Fannie Mae and Freddie Mac securi zing, and government agencies including FHA,
     VA and the Department of Agriculture insuring or financing most of the na on’s mortgages, private capital remains


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                                   AEA CONFERENCE REPORT
                                                       June 9-11, 2011
                                                       By Donna Inman
     largely on the sidelines. The rule, as proposed, could make it even harder for that to change. If finalized as proposed,
     the rule is likely to increase both the government-sponsored enterprise (GSE) and agencies’ roles at a me when the
     future of the GSEs’ and the government’s role in housing has yet to be determined.


     Also discussed was the CFPB’s mandate to combine the truth-in-lending disclosure with the good-faith es mate; anoth-
     er provision of the Dodd-Frank bill.
     From the CFPB’s website:
     Every day, consumers shopping for mortgage loans get a mortgage disclosure with basic facts about the loan they’ve
     applied for. You see the disclosure before you sign on the do ed line – it’s what you know before you owe. We need
     your help in designing a single, simpler disclosure.
     We’ve already had one round of feedback on our dra redesigns (Design 1, Design 2) and we received more than
     10,000 comments from consumers, designers, housing counselors, lenders, and industry stakeholders across the na on.
     We’ll be revising these dra s, and asking for more feedback, in late June.
     When you receive an alert from AEA or CEA we need you to respond – this is our chance to impact not only this new
     form but also the new form to replace the HUD-1 Se lement Statement. AEA is submi ng a proposal to replace the
     HUD-1 Se lement Statement with a simpler form based on a se lement statement.


     Important websites to be added to your favorites:
     American Escrow Associa on: www.a-e-a.org

     CFPB: www.consumerfinance.gov


     We enjoyed escrow chicken for lunch and had an opportunity to network with other a endees.


     Richard M. Reass, President of Reliant Title and SequinSo ware, LLC dba Rynoh Live from Virginia, presented Escrow
     Standards – The Impera ve for Change.
     He was preaching to the choir on escrow account management and reconcilia on. He advocated safe prac ces such as
     daily reconcilia on, posi ve pay with payee match, good funds requirements and the much of what we do in our daily
     prac ce.


     The final session was Kathy Sullivan, SCREC, SCLC, CTIS, Escrow Manager, Heritage Title Company, Colorado with a
     presenta on on Ethics and Best Prac ces.
     Always do the right thing, no short-cuts, no favors for good customers, remember the golden rule and always do your
     best.


     The 2012 AEA Annual Business Mee ng and Conference will be held in Las Vegas on June 7, 8 and 9 th. Save the date.




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                Escrow Associates of San Gabriel Valley

     Members of EASGV you are encouraged to run for office and assist in keeping EASGV the best associa-
     tion in the state! On the attached form check the office for which you would be willing to serve, sign
     and return to Donna J Inman, CSEO, CEI, Nominating Committee Chair.



     Elections will be held at the September dinner meeting.




     ARTICLE XI
     Elec ons


     Sec on 1. The President, the President-Elect, the Vice President, the Secretary, the Treasurer and up to five (5) Direc-
     tors at Large shall be elected annually at a me and place approved by the Board of Directors.


     Sec on 2. Each person nominated shall be a member in good standing of the Associa on.


     Sec on 3. The Nomina ng Commi ee Chair shall submit the recommenda ons of the Nomina ng Commi ee. Addi-
      onal nomina ons of qualified candidates may also be made from the floor with the wri en consent of the persons so
     nominated.


     Sec on 4. Vo ng may be by ballot or viva-voce. If ballots are used at the annual elec on they shall contain the names
     of candidates, as submi ed by the Nomina ng Commi ee, listed in alphabe cal order by office, with an equal number
     of blank spaces for use in the event of nomina ons from the floor. Elec ons shall be carried out by vote in person by
     those members present. A majority of all votes cast shall be required for the elec on of all officers and Directors.




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      City ofHope Walk for
           Hope 2011
               Join the EASGV Team
           h p://na onalevents.cityo ope.org/site/TR/Walk2011/WalkforHope?
                    fr_id=1430&pg=team&fr_id=1430&team_id=21747




          Donate to the EASGV Team
           h p://na onalevents.cityo ope.org/site/TR/Walk2011/WalkforHope?
                    fr_id=1430&pg=team&fr_id=1430&team_id=21747




          Check out the EASGV Team
           h p://na onalevents.cityo ope.org/site/TR/Walk2011/WalkforHope?
                    fr_id=1430&pg=team&fr_id=1430&team_id=21747




                       Got ques ons?
         Give me a call at 626-201-1871
                                       or
     email me at randy.caruso@landsafe.com


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                                                                                                             July/August 2011


              Preven ng Fraud with Public Funds (Part 3 of 3)
                                             By Chris Prui , Recon Works
     This is the third in a three-part series helping escrow understand where fraud is commi ed today while being responsi-
     ble for public funds, and what can be done to prevent fraud before it happens. These emails will only address the types
     of fraud commi ed with the public’s funds while they reside in escrow trust accounts. It does not address any other
     types of fraud being commi ed which are not directly related to the public’s funds. By pu ng these types of fraud into
     three categories we can more easily learn them. They are fraud in the escrow file, fraud occurring outside a file but in
     the escrow office, and fraud occurring outside the escrow office. Today’s email deals with fraud within the escrow
     office.

     The past 30 years I’ve seen many cases of fraud involving employees both inside the file and somewhere in the escrow
     office. For examples of purposeful fraud in the file, please call me for parts 1 & 2 (below).

     Outside the escrow office I’ve uncovered evidence of:

         Forged checks (by employees and outsiders)
         Replacement and original checks (falsely reported as missing), then cashed by the same payee
         Funds falsely credited to the trust account
         Non-approved outgoing wires (secretly created by virus infec ons on escrow computers)

     Specifically how does this happen and who usually benefits from it?

         1.   Issued checks are altered, then forged and cashed by perpetrator. This has happened with checks stolen from
              the mail, but also by escrow personnel intending to steal these funds
         2.   Payees hold checks, then falsely claim they were lost, reques ng a replacement check. Replacement and origi-
              nal checks are then cashed providing the payee with a double payment.
         3.   Escrow personnel issue credits for incoming wires before receiving bank confirma on. An honest escrow em-
              ployee can be pressured by file’s vendors or principals into issuing a file credit and disbursing funds based sole-
              ly on someone’s trusted promise in order to keep clients happy.
         4.   Outgoing bank wires have been generated by purposely-planted computer viruses that ini ate a series of out-
              going wire commands to your bank. The bank’s confirma on requests are then intercepted by the computer
              viruses and confirmed. Bank wires out funds and escrow has no knowledge of the outgoing wires. This is not
              discovered un l the trust account is reconciled. This has been accomplished by highly organized crime inten-
                onally crea ng so ware viruses that are planted into escrow computer systems undetected.

         Five steps you could take right away to reduce the probability of fraud occurring in your office:

         1.   Use your escrow bank’s posi ve pay service to prevent check-cashing fraud.
         2.   Follow strict and thorough office procedures for replacing unpaid checks (verified by mgmt.)
         3.   Verify daily the computer credits and bank incoming wires to expose non-deposited receipts.
         4.   Have ALL outgoing wires verified outside your internet connec on by using tokens or a fax requiring two
              workers, and NEVER give out your personal password for your token.
         5.   A end my fraud preven on classes offered by Escrow Training Ins tute (www.escrow-e .com).

     More informa on is available by contac ng me, Chris Prui of ReCon Works, by phone or email (below.)




     Chris Prui                                       ReCon Works                                www.reconworx.com
     951-201-3994                               helping escrow since 1989                   reconworks@earthlink.net



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                              Consumer Financial Protec on Bureau: CFPB


     On Thursday July 21, 2011 The Consumer Financial Protec on Bureau assumed re-
     sponsibili es for:
         Board of Governors of the Federal Reserve
         Federal Deposit Insurance Corpora on (FDIC)
         Department of Housing and Urban Development (HUD)
         Federal Trade Commission (FTC)
         Office of the Comptroller of the Currency (OCC)
         Na onal Credit Union Administra on (NCUA)
         Office of Thri Supervision (OTS)
     Approximately 37 current HUD staff members will become members of the CFPB
     team by the end of July. HUD says that the recent volume of complaints has been
     “extremely heavy,” with over 1,500 cases underway within the last 18 months. The
     Department of Housing and Urban Development (HUD) will transfer hundreds of
     pending inves ga ons, under the Real Estate Se lement Procedures Act (RESPA), to
     the newly created Consumer Financial Protec on Bureau (CFPB) - who will take
     over responsibility for alleged viola ons.
     Be very careful with your new Loan Documents being generated. I am told that
     the Wells Fargo Documents have changed. Make sure you are aware of the du es
     and responsibili es you are agreeing to when you are signing the Lender Instruc-
      ons.


     Submi ed by David A. Shean, CSEO, CEI, Escrow Essen als




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                              So, What’s The Scoop??




     ‘ Extra! Extra! Read all about it! Our very own Janeane Covarrubias, Treasurer, is running for a seat
     on the governing board for the Monrovia Unified School District! The election is November 8, and all
     those who live in Monrovia and can vote, go out and vote for her! Good luck, Janeane. You will be bring-
     ing fresh blood and ideas to the organization.



     ‘ Randy Caruso says that…”On our vacation, my wife and I flew into Raleigh Durham and spent two
     days visiting my Grandmother, who I call Gypsy. She is a spunky lady and traveled quite a bit, thus
     the nickname. We then spent four days in Washington D.C. It was fantastic to relax, re-energized
     our patriotism and remember all the sacrifices our founding fathers and our military have taken to
     provide us with the lifestyles we enjoy today. Remind you representatives, they work for you and
     take time and make the effort to thank a veteran.”



     ‘ A work in progress! A bun in the oven! Preggers! Elina Teh of Champion Escrow is enthusiastically
     waiting for baby #2. This is called “planned parenthood” – she planned her 2 babies close together so
     that she will be over and done with faster. Congratulations, Elina!



     ‘ Did y’all see on the web, on Good Morning America and on The Lopez Show a report on a Chihuahua
     chasing away robbers? Come to find out, the Chihuahua “Paco” is owned by Karen Dier’s ex-husband
     Duane Dier. Here is the link to see the heroics of Paco! http://www.rawstory.com/
     rawreplay/2011/07/paco-the-chihuahua-chases-away-armed-robbers/            Eat your heart out,
     Rose!


     ‘A scoop was provided to us that Nancy Stalter has opened Shamrock Escrow! Congratulations, Nan-
     cy!



     ‘ Donna Inman is attending her 40th high school reunion! Whoaa! Can it be? You’ve come a long ways,
     baby!



     ‘ Juliana Tu’s daughter Justine, who is studying for her Doctor of Veterinary Medicine degree at UC
     Davis, is all over the world this summer. She spent 2 weeks at Cornell and at the Plum Island Disease
     Center (USDA) in New York, where she also got to visit the Dept of Homeland Security, 1 month in
     Kampala, Uganda with the Infectious Disease Management Program put together by the North Dakota
     State University, and is now in the Cayman Islands for 2 weeks under the Marine Veterinary program.
     Now you know why Juliana works so hard and “retirement” is just another word.
                                                                                                Continued
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                                                                                             July/August 2011


                              So, What’s The Scoop??




     ‘ Andy Clark of City National Bank just finished a grueling 14 day 14 night sailboat race over 2,250
     miles from San Pedro to Hawaii. 7 people worked together to cross the Pacific in a 42 foot boat in the
     TransPac Race this year. They placed 3rd in their class, out of 53 boats that participated! Andy says
     that he has been sailing all his life, but this effort brought everything to a new level for him. He is
     proud that he was able to step out of his comfort zone and do this. The important lesson here, Andy
     says, is that we should all commit ourselves to doing something that differentiates us and elevates us
     to the next level, whether it is running a marathon or taking your professional designation test. You
     don’t know how high you can jump or what you can achieve until you make the commitment and do it. Way
     to go, Andy!


     ‘ Chinese American Real Estate Professionals Association Golf Classic 2011 at Friendly Hills Country
     Club on July 25, 2011 - Winners of the Closest to Pin:




     Left to right – Nancy Lin (2011 President), Shirley Berres,
     Jacqueline Cheou, Brian Chen (2011 President Elect)


     ‘ And finally, from Tania Kelley: “I am so boring….. I live a sheltered life and have no
     scoops….”Yeah, right, Tania! You tell us that when you go off on your home trips to
     Australia

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                Partners in Real Estate

     Arcadia Board         601 S. First Ave.              50 W. Duarte Rd.                  Wednesdays   Caravan only
     of Realtors           Arcadia, CA 91006              Arcadia, CA 91006                     8:30
                           Tel: (626) 446-2115            At Masonic Center
                           Fax: (626) 446-4072
                           www.TheAAR.com
                           Affiliate dues $135.00


     Pasadena Foothill     1070 E. Green St. #100         960 E. Walnut Ave.                Thursdays    Caravan only
     Board of Realtors     Pasadena, CA 91106             Pasadena, CA 91106                    8:30
                           Tel: (626) 795-2455            At Salvation Army
                           Fax: (626) 795-7155                   and
                           www.pfar.org                   1200 Foothill Blvd.               Tuesdays     Caravan only
                           Affiliate dues $150.00         La Canada, CA                         8:30

                                                          At Church of the Lighted Window




     West San Gabriel      1039 E. Valley Blvd. #205B     1039 E. Valley Blvd. #205B        Thursdays    Speaker and
     Valley Board          San Gabriel, CA 91776          San Gabriel, CA 91776                 8:30     Caravan
     of Realtors           Tel: (626) 288-6212            at Association
                           Fax: (626) 288-7658
                           www.wsgvar.com
                           Affiliate dues $100.00


                           1304 W. Beverly Bl.#100
     Montebello Board of                                  888 Montebello Blvd.              Wednesday    Speaker and
     Realtors              Montebello, CA 90640           Rosemead, CA 91770                    8:30     Caravan
                           Tel: (323) 721-6623            At Doubletree Inn
                           Fax: (323) 721-4980
                           www.mdbor.org
                           Affiliate dues $275.00


     Glendale Assoc.       124 S. Isabel St.              128 E. Colorado Blvd.             Wednesday    Caravan +
     Realtors              Glendale, CA 91205             Glendale, CA                          8:30     Speaker
                           Tel: (818) 241-2184            at Glendale Elks Lodge                         (sometimes)
                           Fax:(818) 240-3572
                           www.gaor.org
                           Affiliate dues $138.00 for 2




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        Partners in Real Estate

     Citrus Valley Assoc.         655 W. Arrow Highway            655 W. Arrow Highway         Wedneday           Caravan +

              of Realtors          San Dimas, CA 91773             San Dimas, CA 91773         9:00                 Speaker

                                     Tel. (909) 305-2827                   at Association

                                           www.cvar.net

                                 Dues: $130.00 per year



     Women's Council of                    c/o Diane Lee           321 E. Huntington Dr.       1st Friday          Speakers

                Realtors               Realty Executives              Arcadia, CA 91006               lunch

                            99 S. Chester Ave., Suite 101                  at the Marriott

                                    Pasadena, CA 91106

                                      Tel (866) 585-8808

                                     Fax (626) 486-0284

                                       Dleeski@aol.com

                                     c/o Arlene Langdale

                            arlene.langdale@dilbeck.com

                                 Dues: $100.00 per year


                                                                                             2nd Wednes-
      Chinese American                    P.O. Box 1435              111 N. Atlantic Blvd.           day           Speakers

        Real Estate Prof.         San Gabriel, CA 91776        Monterey Park, CA 91754        Dinner

              (CAREPA)                   www.carepa.org at Empress Pavillion Rest.

                                 Dues: $150.00 per year



        California Assoc                               E-mail: coordinator@sgvcamb.com

       Mortgage Brokers

     (San Gabriel Chptr)              www.sgvcamb.com

                 (CAMB)




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             News Flash from our Partners in Real Estate
     Interested in what is happening with our Partners in Real Estate? Join them at the following events/
     happenings!!!


     Arcadia Association of Realtors


     Go to www.theaar.com for further information on the events
     “Fun Under the Sun” – Bingo Night
     Friday, July 29, 2011 – 6:00 p.m.
     http://www.theaar.com/pdf/E4C/Bingo%202011.pdf


     Commercial Marketing Mixer
     Thursday, August 4, 2011 – 11:00 a.m. to 12:30 p.m.
     http://www.theaar.com/pdf/Commercial/Mixer%208-4-11.pdf

     “Creating the Ultimate Paperless Office”
     Friday, August 12, 2011 – 1:00 – 4:00 p.m.
     http://www.theaar.com/pdf/Creating%20The%20Ultimate%20Paperless%20Office.pdf

     West San Gabriel Valley Board of Realtors
     Go to www.Wsgvar.com for further information on the events

     Affiliate Committee Meeting
     Thursday, August 4, 2011- 8:30 a.m.

     Young Professionals Network Monthly Meeting
     Friday, August 5, 2011 -11:00 – 12:00 noon

     Young Professionals Network Fun Event
     Beer Pong Tournament
     August 12, 2011 – 6:00 p.m.
     http://www.wsgvar.com/LinkClick.aspx?fileticket=4X2TvIYcsRY%3d&tabid=60

     International Committee Meeting Mixer
     Friday, August 12, 2011 – 6:30 – 9:00 p.m.

     Social Media Workshop
     Topic: Learn how to use Facebook, Twitter, YouTube, etc.
     Friday, August 26, 2011 – 10::00 a.m.
     http://www.wsgvar.com/extranet/chinese/narcommercial/Calendar/tabid/60/ctl/Details/Mid/493/
     ItemID/595/Default.aspx
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                          So, What’s The Scoop??
     We are introducing a new section to our Award Winning Newsletter called
     “So, What’s The Scoop?”. This will be a member driven section, set to
     feature tidbits from all our members. What are we looking for? Anything
     to do with…

        Birthdays                                                   Births

        New job                                                       Trips

        Promotions                                         Health updates

        Graduations                                          Charity Work

        Anniversaries                                      Fun things done

        Weddings                                                        Etc.


     Share the joy! Share the cheer! Share your news! Let everyone know you
     are alive and doing well.

     Scribble your one or two-line “Scoop” below or on an e-mail and send to us
     at: escrow.associates.sgv@gmail.com

                          So, What’s Your Scoop??
     Name:                            E-mail:




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                                                                                                                                July/August 2011

                                     Your Association in Motion
                                                                                                                                 June 2011
                                                                                                                               Dinner Meeting




     Debbie Bannister, Innovative Financial Services , June Dinner Speaker
                                                                             Kai Wu, newly minted Certified Escrow Officer




                                 Teresa Dang, newly minted Certified Escrow Technician
                                                                                                                  We are the Champions!



                         For more views of our “Associa on In Mo on” right click to open hyperlink below”
                                                  h ps://picasaweb.google.com/lh/sredir?
                       uname=Escrow.Associates.SGV&target=ALBUM&id=5564521207492088385&authkey=Gv1sRgCIr27Ln-
                                                            porOdw&feat=email
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                                                                           July 2011
                                                                        Dinner Meeting




     Romy Rahmanian, Esq., July Dinner Speaker




                                                              Macho Man? No! It’s …..The Pink Lantern!!!!




              Juliana brought her Whip along




                                                      EASGV, OCEA and DEA joint Membership report



              For more views of our “Associa on In Mo on” right click to open hyperlink below”
                                       h ps://picasaweb.google.com/lh/sredir?
            uname=Escrow.Associates.SGV&target=ALBUM&id=5564521207492088385&authkey=Gv1sRgCIr27Ln-
                                                 porOdw&feat=email
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                                                                    July 2011
                                                                 Dinner Meeting




                                                                  It’s the newest fashion!




      For more views of our “Associa on In Mo on” right click to open hyperlink below”
                                h ps://picasaweb.google.com/lh/sredir?
     uname=Escrow.Associates.SGV&target=ALBUM&id=5564521207492088385&authkey=Gv1sRgCIr27Ln-
                                          porOdw&feat=email

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                                                                       AEA
                                                                    Conference




      For more views of our “Associa on In Mo on” right click to open hyperlink below”
                                h ps://picasaweb.google.com/lh/sredir?
     uname=Escrow.Associates.SGV&target=ALBUM&id=5564521207492088385&authkey=Gv1sRgCIr27Ln-
                                          porOdw&feat=email

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                       Summer Seminar 2011




                                                    Donna Inman and Teresa Shaver, lecturers of
                                                                 Boot Camp session




     Miriam Brown and Juliana Tu, lecturers of
          Notes and Trust Deed session                   Byron Walls – California Crimefight –
                                                               Crime prevention session




          Chris Pruitt, ReconWorks and
      Elaine Chavez, East West Bank for the       Multi Tasking – eating and learning at the same time
                  Fraud session


        For more views of our “Associa on In Mo on” right click to open hyperlink below”
                                 h ps://picasaweb.google.com/lh/sredir?
      uname=Escrow.Associates.SGV&target=ALBUM&id=5564521207492088385&authkey=Gv1sRgCIr27Ln-
                                           porOdw&feat=email

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      The Award Winning Newsletter
                        of the
               Escrow Associates
                      of
               San Gabriel Valley
     is creatively put together with the expertise
      of Stephanie Martinez and Lauren Snow at
                 RBJ Software, Inc.
        Thank you, RBJ Software, Inc. for your
      services to the escrow industry in general
             and to EASGV in particular!




70                                          www.easgv.org

				
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