Get documents about "ALBANY COUNTY_ NY
Document Sample
A L B A N Y C O U N T Y, N Y
AUGUST 15, 2009
REAL ESTATE AUCTION BROCHURE
John W. Rodat, Commissioner, Department of Management and Budget
Dear Prospective Bidder,
These are challenging times and the next few years
will not be easy. All of us are making difficult choices and
doing more with less. We have navigated tough times
before and have successfully led the way by embracing
opportunities with open minds and renewed vigor.
With an active regional approach we have fostered
a technology corridor bringing jobs and investment to
M ICHAEL G. Albany County. We have made a commitment to
B RESLIN
C OUNTY E XECUT IVE sustainability, dramatically reducing our energy needs, and
our Rail Trail project will link neighborhoods and enhance
recreational opportunities in the County.
We need to build upon the assets of our community: our links by air,
railroad, highway and waterway; our blend of historic urban and modern suburban
homes; our award winning schools, colleges and universities; and so much more.
Together we can renew growth, create opportunity and ensure a bright
future in Albany County. Good luck with your bidding!
UPDATES AND INFO POSTED ON-LINE AT:
WWW.ALBANYCOUNT Y.COM/AUCTION
The County’s Pre-Foreclosure lists are now posted online. These are properties not yet in
County ownership, but are in the latter stages of foreclosure. Please see the website for more
details. If you are purchasing any of the properties on the pre-foreclosure listing, please note
that all taxes and liens remain due on these on-line pre-foreclosure parcels.
Page 2 What’s New in 2009
Auction Parcel Numbering Resolution 80 of 2008
The following brochure lists properties in In support of on-going revitalization ef-
three sections based upon known conditions forts the County has adopted a new process for
related to each property. auction sales. Resolution 80 of 2008 requires
bidders and backup bidders to provide a com-
Bidders MUST do their research! Do not
pleted questionnaire indicating proposed use
rely on the information available on-line. There
and intended timeframes for completion of
are property folders at 112 State Street, ap-
work.
pointments scheduled for showings,
and numbers provided to check water, AUCTION The County Legislature will re-
sewer, and codes costs that may be view these submissions when bids are
due at the local level. INFORMATIONAL forwarded for approval. Information
relative to rehabilitation of abandoned
• Parcels 1-199 are prop- MEETING
buildings, intended use of the property
erties taken in the normal
and how bidders plan to finance the
course of tax enforcement.
Thursday improvements is required.
• Parcels 200-299 are
JULY 23rd Bids will be recorded in the
properties that have spe-
same manner as prior years. Bidding
cial circumstances that Cahill Room
will advance until only one bidder re-
may effect your bid price.
1st Floor mains. That bidder will be recorded as
Listed among these are
112 State Street the successful bidder. The second
properties that have not
highest bidder will be recorded as the
closed from a prior auction. 6:00 PM-8:30 PM
back-up bidder in the event that the
Another bidder may have
successful bidder cannot close.
overbid or been unable to
get financing. Please make sure you A 20% deposit will be required at the
find out why these parcels were seg- auction site to secure bids. Those funds can be
regated in the brochure! in check, cash, or certified funds. The County
cannot accept debit or credit cards for auction
• Parcels 300 and above are prop-
erties being offered for sale with re- deposits at this time. Checks will be deposited
strictions related to the future use, on Saturday—PLEASE
timeframe for rehabilitation, potential MAKE ANY NEEDED
remediation costs, and other condi- TRANFERS to cover
tions that may seriously impact your checks by Monday AM.
bid price. Returned checks will nul-
lify your bid(s).
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
What’s New in 2009 Page 3
Resolution 80 of 2008
REVISING ALBANY COUNTY’S PROPERTY DISPOSITION PLAN
TO REQUIRE AUCTION BIDDERS TO SUBMIT REHABILITATION PLANS
Introduced: 2/11/08 by Messrs. McCoy, Rahm, Higgins, Scavo, Ms. Chapman, Messrs. Domalewicz, Joyce, Audit and Finance
Committee, Messrs. Aylward, Beston, Bullock, Clay, Clenahan, Commisso, Ms. Connolly, Messrs. Cotrofeld, Dawson, Ethier,
Gordon, Horstmyer, Houghtaling, Infante, Ms. Maffia-Tobler, Mr. Mayo, Ms. McKnight, Messrs. Morse, Nichols, Reilly, Steck,
Timmins, Ward and Ms. Willingham:
WHEREAS, By Resolution No. 190 for 2005, the Albany County Legislature revised the County’s
Property Disposition Plan to reduce chances that auctioned parcels would fall into the hands of bidders
with little or no serious intention of rehabilitating or maintaining the properties, and
WHEREAS, The revisions were designed to ensure that those who win bids at County auctions of
tax-foreclosed properties have demonstrated by prior actions a serious intent to improve and maintain
the properties they own, or meet conditions relating to financing and code compliance when bidding on
properties with historic, cultural, archeological or architectural significance, and
WHEREAS, Among the revisions are requirements that bidders on all properties certify that they
have no unresolved building construction or fire safety code violations on properties they own or have not
lost title to a property within two years because of delinquent tax foreclosure, and
WHEREAS, These safeguards to prevent speculators from buying tax-foreclosed properties and
adding to the blight of abandoned buildings could be further strengthened with a requirement that bid-
ders at County auctions state their intended use of the property, plans for rehabilitation of the property
and how they plan to finance the improvements, now, therefore be it
RESOLVED, That the Director of Finance is requested to devise a questionnaire for bidders at
County auctions of tax-foreclosed properties to state their intended use of the property, plans to rehabili-
tate the property and how the improvements would be financed, and, be it further
RESOLVED, That the Albany County Property Disposition Plan is amended to indicate that the Al-
bany County Legislature shall consider the responses to the questionnaires in the approval process with
respect to the disposal of property, and, be it further
RESOLVED, That the Clerk of the County Legislature is directed to forward certified copies of this
resolution to the appropriate County Officials.
Albany County does not provide Title Insurance or other guarantees on any
parcel sold. We strongly recommend that the successful bidder secure a Title
Search prior to closing on auction properties.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 4 THIS FORM IS REQUIRED WITH BIDS!
ALBANY COUNTY AUCTION QUESTIONNAIRE
Resolution 80 of 2008 FORM—please use separate forms for each parcel bid
BIDDER Number: Auction Date: Parcel Number:
Parcel Address: CITY/TOWN:
Type of Property:
Brief Description of Planned Use:
Is there a Rehabilitation Plan? _____ YES _____ NO Owner-Occupancy?_____ Yes _____ No
Expected Cost of Rehabilitation: $
Financing in Place:_____ Yes _____ No
SOURCE OF FUNDING
Expected Time to Complete Rehabilitation:
List any properties previously purchased from County:
Rehabilitation Complete:_____ Yes _____ No Occupied:_____ Yes _____ No
WARNING:
In considering the approval of all proposed sales the County Legislature and County Executive will consider the
planned use of the property; whether or not it is to be owner occupied; whether or not the proposed purchaser
intends to rehabilitate the property and the extent of the financial investment and timeframe for the rehabilitation.
The County Legislature and County Executive will also consider in the approval process whether or not the
proposed purchaser has previously purchased property from the County and if so whether or not the proposed
purchaser has complied with the use, plans and any rehabilitation represented by the proposed purchaser as to be
undertaken at the previously purchased from the County property(ies).
EXHIBIT “A” per Terms and Conditions, Item #2
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 5
WHERE, WHEN and GETTING THERE
• Empire State Plaza Albany, Meeting Room 6—Downtown Albany
• Registration begins at 9:00 AM; Auction begins at 11:00 AM
• ANNOUNCEMENTS will be made at 10:30 AM, covering terms and conditions and any
changes requiring notification of bidders
DIRECTIONS TO THE EMPIRE STATE PLAZA
COMING FROM THE NORTH
Take Interstate 87 (Northway) to Interstate 90 East exit. Proceed East to Interstate 787 South and
take the Empire State Plaza exit (Exit 3A). V-Lot Parking (formerly “P-3”) is available for Auction Park-
ing (3rd right).
COMING FROM THE SOUTH
Take the New York State Thruway (Route 87) to Exit 23 (Albany). Proceed straight through the toll
booth to Interstate 787 North. Take the Empire State Plaza exit (Exit 3). V-Lot Parking (formerly “P-
3”) is available for Auction Parking (3rd right).
COMING FROM THE EAST
Take Interstate 90 and cross the Hudson River. Take exit to Interstate 787 South, along the River.
Take the Empire State Plaza exit (Exit 3A). V-Lot Parking (formerly “P-3”) is available for Auction
Parking (3rd right).
COMING FROM THE WEST
Take the New York State Thruway to Exit 24 (Albany). Proceed East on Interstate 90 to Interstate
787 South, along the Hudson River. Take the Empire State Plaza exit (Exit 3A). V-Lot Parking
(formerly “P-3”) is available for Auction Parking (3rd right).
NOTE: PARKING FOR AUCTION VISITORS IS NORMALLY IN THE V-LOT (formerly “P-3”).
Meeting Room 6 is on the Concourse Level of the Empire State Plaza. Elevators in the garage will
take you directly to the Concourse Level. Parking is also available on street level. Enter through ei-
ther the Pepsi Arena Walkway or New York State Museum end of the Concourse.
NEW YORK STATE POLICE REQUIRE VALID PHOTO IDENTIFICATION
FOR PARKING AND ENTRANCE TO THE CONCOURSE.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 6 AUCTIONS—ARE THEY FOR YOU?
What to Expect: On one hand there is Why are some parcels removed
the thrill of competition during the prior to the Auction? The County
bidding and the hope of getting reserves the right to remove any
something great for a great price. property from the Auction at any
Then there is the fact that once you time. Some of the properties are
have committed to buying there is no subject to court actions, others
going back. Your bid is a verbal are considered for private sales
contract to buy. If you fail to close, you to non-profits and local
will lose your deposit and may be governments.
blocked from bidding at future
auctions. Albany County is not A list of the properties which
responsible for correcting your have been removed is updated
mistakes. on the Albany County website
and will be posted at the auction site on Saturday. If
You must put 20% of your bid down at the auction site you are interested in a specific property, please
on Saturday. That deposit can be in certified funds, check the website to make sure it is still on the
personal checks, or cash. Most bidders prefer using auction list.
personal checks as they do not know the final bid
amount until bidding closes. The County does not
accept credit or debit cards.
EMAIL CONTACT:
If you have not seen a property, do not bid on it! If you auctioninfo@albanycounty.com
have not fully researched what you are bidding on, you
might be in for some rude surprises. Check around the Bidders MUST do research prior
neighborhood, talk to adjacent property owners, local
businesses, and neighborhood associations. Check the to bidding on parcels. The
current code violations, water and sewer bills, and County will not release a bidder
current taxes which will be your responsibility after
closing. Make sure you have reviewed the County’s from mistaken bids
Property file. Determine the short and long term
potential of the property. You may want to adjust your
Costs found after closing are not
bid accordingly.
the County’s responsibility—
Do your research. You are buying foreclosed property including un-levied water/sewer
by Quit Claim deed. It is the bidder’s responsibility to
fully research any property bid upon. The County will bills, codes actions, other
not refund deposits due to bidder mistakes or lack of penalties levied to current tax bill
knowledge about a parcel.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 7
AUCTION DEPOSITS
REMINDER:
Due to Federal Banking
Laws, Albany County cannot accept cash
deposits or closing payments in excess of
$10,000.00 from any bidder.
Please bring checks
for payment of 20%
deposits on bids
exceeding $50,000.00.
The County cannot
accept credit or debit card
payments at this time.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 8 2009 REAL ESTATE AUCTION
AUCTION TERMS AND CONDITIONS
1) The County of Albany reserves the right to 4) The tax delinquent former owner(s), their
withdraw any or all parcels prior to the auction. immediate family member(s), or anyone acting on
2) No bid shall be accepted for less than the sum of their behalf, bidding on a parcel must pay the
$100 or the minimum bid for the parcel amount of the delinquent tax liens foreclosed
announced at auction. The County reserves the upon and all subsequent fees and interest or the
right to reject any bid that is not an appreciable bid price, whichever is greater. Successful
advancement over the preceding bid. The County bidders will be required to certify in the contract
Auctioneer’s decision regarding any bidding of sale that they are not the tax delinquent former
disputes is final. owner(s), an immediate family member or
3) All sales are subject to approval by the Albany someone acting on behalf of said tax delinquent
County Executive and the Albany County former owner(s). No approved bidder shall
Legislature. The County Executive and/or the transfer the property to the tax delinquent former
County Legislature may reject any sale for any owner(s), an immediate family member or anyone
reason. The proposed purchaser shall complete acting on behalf of said tax delinquent former
and submit the Questionnaire annexed hereto as owner(s) within a period of two years following
Exhibit “A”, which will be reviewed by the County sale at auction. A right of reacquisition shall exist
Executive and County Legislature as a part of the on all auction sales allowing the County to
approval process. In considering the approval of reacquire any parcel violating this condition.
all proposed sales the County Executive and 5) Persons or entities having lost title to property to
County Legislature will consider the planned use the County by reason of delinquent tax
of the property; whether or not it is to be owner foreclosure within the 24-month period preceding
occupied; whether or not the proposed purchaser the auction are prohibited from bidding at
intends to rehabilitate the property and the extent auction. Any person or entity having unresolved
of the financial investment and timeframe for the Building Construction and Fire Safety Code
rehabilitation. The County Executive and County violations in connection with other properties are
Legislature will also consider in the approval prohibited from purchasing auction properties.
process whether or not the proposed purchaser Successful bidders will be required to certify in
has previously purchased property from the the contract of sale that neither of these
County and, if so, whether or not the proposed prohibitions applies to them.
purchaser has complied with the use, plans and 6) The County reserves the right to accept “left-bids”
any rehabilitation represented by the proposed whereby potential bidders unable to attend the
purchaser as to be undertaken at the property auction may leave certified funds to cover a bid
(ies) previously purchased from the County. on a specific parcel. The “left-bidder” may be
required to sign a left-bid form upon submitting
IMPORTANT: PLEASE READ FULLY
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 9
AUCTION TERMS AND CONDITIONS
their bid. “Left-bids” will be announced as the of Albany accepts no responsibility for failure of
starting bid at the auction. The County also delivery or receipt of that letter. If the approved
reserves the right to record “back-up bidders” at bidder fails to timely pay the balance of the
auction. Once the successful bidder is recorded, purchase price, the deposit will be forfeited and
the highest previously submitted bid will be the parcel offered for re-sale at a future public
recorded as the “back-up bid.” This designation auction. In such event, the successful bidder may
will be noted by the auctioneer at the close of the be held liable for any deficiency between the sum
bidding. In the event that the successful bidder bid and sum for which the property is re-sold,
does not close on the parcel, the “back-up bidder” together with any costs or expenses incurred on
may be sold the parcel subject to the same such re-sale. A successful bidder failing to close
approvals as all other bidders at auction. A “left- on the sale may be restricted from bidding at
bid” will be accepted as the “back-up bid” if that future auctions, in addition to being liable for any
bid is higher than other qualifying bids at auction. deficiency suffered by the county upon
7) The successful bidder will be required to execute a subsequent sale of the property. Successful
contract of sale for the amount bid and to deposit bidders may be granted an extension on closings,
with the County $100 or 20% of the amount bid, only after the backup bidder has been offered the
whichever is greater, as a down payment at the property. If an extension is granted, the bidder
time of the auction. Failure to make such deposit shall be liable for the pro-rated share of taxes on
at the time of the auction or payment by check the property computed from the original closing
which is returned for insufficient funds shall date.
disqualify the bidder issuing such check and shall 8) The County Executive may segregate specified
nullify the bid. The successful bidder must pay the parcels in the auction brochure and establish
balance of the purchase price by bank check, conditions set forth in the public record as a
certified check, or cash to the Commissioner of condition of the bids. These conditions may
Management and Budget, Harold L. Joyce Albany include, but are not limited to, requiring certified
County Office Building, 112 State Street, Suite funds, a cashier’s check, a deposit of $100 or
800, Albany, New York 12207, within thirty (30) 20% of the amount bid, whichever is greater, as a
days from the date of a letter which will be mailed down payment at the time of the auction on
to the approved bidder by the Albany County specified parcels from the bidder and backup
Division of Finance stating that the deed to the bidder on those specified parcels. The County is
parcel purchased is ready for delivery. If no required to clearly note these conditions in the
response is received from the successful bidder, public record prior to recording bids on each
the County will send a certified letter notifying that parcel so affected.
bidder of the potential deposit forfeit. The County
IMPORTANT: PLEASE READ FULLY
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 10 2009 REAL ESTATE AUCTION
AUCTION TERMS AND CONDITIONS
9) All information aids provided by the County in presumption will become conclusive after two
connection with auctions, such as slides, tax years from the date of the recording of the
maps, deeds, photos, auction listings, auction deed thereof to the purchaser. The deed
catalogs, auction signs, property record cards, conveying title to the purchaser will be a quit
etc., are for identification purposes only and are claim deed from the County of Albany
not intended as, nor do they constitute, a containing the assessment roll description of
representation, guarantee, or warranty as to the parcel as it appeared on the delinquent tax
condition, location, dimensions, zoning, property roll for the year upon which the County
use and/or size. acquired title by foreclosure and not a metes
10) All properties, including any buildings or other and bounds description. However, title
improvements located thereon, are offered for conveyed to purchaser is subject to: (a) any
sale and sold by the County “AS IS” without state of facts an accurate survey or personal
representation or warrant of any kind as to their inspection of the premises would disclose; (b)
condition, excepting where applicable, the HUD all applicable zoning/ landuse/ and building
Lead Paint Disclosure for Residential Properties code regulations; (c) and easements,
and any other disclosure required by law. All convenants, conditions and rights-of-way of
information and records concerning property record existing at the time of the levy of the
condition had by the County is available for review tax, the non-payment of which resulted in the
by prospective bidders. Prospective bidder to delinquent tax foreclosure proceedings by
whom the condition of a property is relevant to which Albany County acquired title; (d) current
their bidding upon it are therefore cautioned to taxes and assessments and water and sewer
review such information and records and to charges to the extent hereinafter provided; and
consider having an inspector, contractor, architect, (e) any conditions established by the County.
and/or engineer inspect the property prior to Executive and set forth in the public record as
bidding. The New York State Uniform Vender a condition of the sale prior to recording bids.
Purchaser Risk Act shall apply to public auction Since marketable and/or insurable title to and
sales. Albany County has acquired title to these the actual dimensions and physical location of
properties through delinquent real property tax these properties is not warranted by the
foreclosure proceedings “In Rem” in accordance County, prospective bidders to whom obtaining
with Article 11, Title 3 of the Real Property Tax Law insurable or marketable title to or the actual
of the State of New York and the right, title, dimensions and/or physical location of a
interest, claim, lien, and equity of redemption of property is relevant to their bidding upon it are
all persons therein have been presumptively cautioned to consider having a title search
extinguished under said provisions of law, which and/or survey of the property performed or
IMPORTANT: PLEASE READ FULLY
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 11
AUCTION TERMS AND CONDITIONS
otherwise satisfying themselves in this regard recording the deed and filing any related
prior to bidding. Successful bidders and/or their documentation. Closing costs will also include the
representative may not enter or perform any title search fee paid by the County (currently
work upon the properties purchased by them at $185).
auction prior to the transfer of title at closing
14) The approved successful bidder shall provide the
without the express written consent and
information necessary to complete, and shall
agreement of the County.
execute, the necessary forms and documents
11) All parcels will be conveyed by the County of required for recording the deed in the County
Albany to the purchasers free and clear of all Clerk’s Office.
property and school taxes collectable prior to
January 2010, excepting: (a) village taxes; (b) a 15) All sales shall be final, absolute, and without
pro-rated share of the property tax levy payable recourse, and in no event shall Albany County be
January 2009; (c) bidder is responsible for the or become liable for any defects in title or for any
entire 2009-2010 school tax bill payable in cause whatsoever, and no claim, demand, or suit
September 2009; (d) any street, sewer, or other of any nature shall exist in favor of the purchaser,
special assessments unpaid or payable to the their heirs, successors, or assigns, against Albany
municipality in which the parcel is situated; and County arising from such sales.
(e) any water and sewer charges at the time of 16) Since the County does not acquire title to personal
closing or payable thereafter. The property located upon a property when it is
aforementioned pro-rations will be computed as foreclosed upon for tax delinquency, personal
of the 30th day following the notification to close property is not included in the sale and the
provided to the approved bidder. disposition of personal property, if present, is
12) If the successful bidder owes any outstanding solely the responsibility of the purchaser following
delinquent taxes to Albany County, those the closing of the sale.
delinquent taxes must be paid in full prior to 17) Eviction of the occupants of a property, if any, is
closing on any purchases made at this auction. solely the responsibility of the purchaser following
Failure to comply with this requirement will be the closing of the sale.
grounds for disqualification and forfeiture of any
deposits paid by the successful bidder.
13) In addition to the purchase price, the approved If you have not seen a property,
bidder must pay closing costs consisting of any
do not bid on it. Your bid is a
taxes, fees and charges required by law to be
paid to the County Clerk in connection with
verbal contract to buy.
IMPORTANT: PLEASE READ FULLY
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 23
RESOURCES FOR RESEARCH
LOCAL CODES OFFICES
MUNICIPALITY OFFICE STREET ADDRESS POSTAL CODE PHONE NUMBER EXT
ALBANY CITY CITY HALL-ROOM 303 ALBANY, NY 12207 518-434-5165
COHOES CITY CITY HALL, 2ND FLOOR COHOES, NY 12047 518-233-2127
WATERVLIET CITY CITY HALL WATERVLIET, NY 12189 518-270-3814 EXT 107
BERNE TOWN TOWN HALL BERNE, NY 12028 518-872-1448
BETHLEHEM TOWN TOWN HALL 445 DELAWARE DELMAR, NY 12054 518-439-4955 EXT 1108
COEYMANS TOWN 18 RUSSELL ROAD RAVENA, NY 12143 518-756-3850
RAVENA Village 15 MOUNTAIN ROAD RAVENA, NY 12143 518-756-8201
COLONIE TOWN 347 OLD NISKAYUNA RD LATHAM, NY 12211 518-783-2706
COLONIE Village 2 THUNDER ROAD COLONIE, NY 12205 518-869-7562
Village of MENANDS 250 BROADWAY MENANDS, NY 12204 518-434-2922
GREEN ISLAND 20 CLINTON STREET GREEN ISLAND, NY 12183 518-629-0367
GUILDERLAND TOWN HALL 5209 WESTERN TPK ALTAMONT NY 12009 518-356-1980 EXT 1031
ALTAMONT Village 115 MAIN ST ALTAMONT, NY 12009 518-861-8554 EXT 13
KNOX TOWN HALL ALTAMONT NY, 12009 518-872-2551
NEW SCOTLAND 2029 NEW SCOTLAND RD SLINGERLANDS, NY 12159 518-439-9020
VOORHEESVILLE
29 VOORHEESVILLE AVE VOORHEESVILLE, NY 12186 518-765-2698
Village
RESSELEARVILLE 87 BARGER ROAD MEDUSA NY 12120 518-797-3798
WESTERLO WESTERLO TOWN HALL WESTERLO, NY 12193 518-797-3111
Selected Web Resources:
City of Albany Departments Homepage:
http://www.albanyny.org/government/departments/
City of Albany Development Plans:
http://www.albanyny.org/business/econdev/
City of Albany Water Department:
http://www.albanyny.org/government/departments/d_water.asp
Historic Albany Foundation—www.historic-albany.org
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 24
LOCAL ASSESSORS
Municipality Assessor Phone No. FAX No.
ALBANY Keith McDonald, Commissioner 434-5155 434-5159
Assessment & Taxation, City Hall - Room 302, Albany, NY 12207
COHOES Thomas Jacques, Assessor 233-2112 237-0072
Cohoes City Hall, Mohawk and Ontario Streets, Cohoes, NY 12047
WATERVLIET Mark R. Gilchrist, Assessor 270-3827 270-3832
City Hall, 15th Street and Broadway, Watervliet, NY 12189
BERNE Brian Crawford, Chairman 872-1448
Berne Board of Assessors, Town Offices, Berne, NY 12023
BETHLEHEM Patricia McVee 439-4955 439-1699
Town of Bethlehem, 445 Delaware Avenue, Delmar, NY 12054
COEYMANS Laura VanValkenburg, Assessor 756-8927 756-1991
Town of Coeymans, 18 Russell Avenue, Ravena, NY 12143
COLONIE Ronald Monfils, Assessor 783-2701 783-6525
Town of Colonie, Colonie Memorial Town Hall,
PO Box 508, Newtonville, NY 12128
GREEN ISLAND Maggie Alix, Assessor 273-2214 273-2235
Town of Green Island, 20 Clinton Street, Green Island, NY 12183
GUILDERLAND John Macejka, Assessor 356-1980 356-3955
Town of Guilderland, PO Box 339, Guilderland, NY 12084
KNOX Russell W. Pokorny, Assessor 872-1879
Town of Knox, 69 Beebe Road, Berne, NY 12023
NEW SCOTLAND Deborah Corbari 439-9020 439-9038
Town of New Scotland, 2029 New Scotland Road, Slingerlands, NY 12159
RENSSELAERVILLE Peter H. Hotaling, Chairman 797-3798 239-6339
Rensselaerville Board of Assessors, Rensselaerville Town Hall
87 Barger Road, Medusa, NY 12120
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
LOCAL COLLECTORS Page 25
Municipality Collector Phone No.
Albany Betty J. Barnette, Treasurer 434-5035
City Hall, Eagle Street, Albany, New York 12207
Cohoes Colleen Hytko, Treasurer 233-2111
Cohoes City Hall, Mohawk and Ontario Streets, Cohoes, New York 12047
Watervliet Robert Fahr, Director of Finance, 270-3800 Ext. 117
City of Watervliet, 15th Street and Broadway, Watervliet, New York 12189
Berne Gerald O’Malley, Tax Collector 872-0331 (h)
Town of Berne, Long Road, East Berne, New York 12059
Bethlehem Nancy Mendick, Receiver of Taxes, 439-4955
Town of Bethlehem, 445 Delaware Avenue, Delmar, New York 12054
Coeymans Diane L. Millious, Tax Collector 756-2100
Town of Coeymans, Russell Avenue, Ravena, New York 12143
Colonie C. Michele Zilgme, Receiver of Taxes 783-2730
Town of Colonie, Memorial Town Hall, P.O. Box 508, Newtonville, New York 12128-0508
Green Island Francis X. Lacosse, Sr., Tax Collector 273-0661
Town of Green Island, 69 Hudson Avenue, Green Island, New York 12183
Guilderland Jean Cataldo, Receiver of Taxes 356-1980
Guilderland Town Hall, P.O. Box 339, Guilderland, New York 12084-0339
Knox Delia Palumbo, Tax Collector 872-1137 (h)
Town of Knox, 1420 Township Road, Altamont, New York 12009
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 26 2009 REAL ESTATE AUCTION
LOCAL COLLECTORS (CON’T)
Municipality Collector Phone No.
New Scotland Diane Deschenes, Tax Collector 439-5721
Town of New Scotland, 2029 New Scotland Road, Slingerlands, New York 12159
Rensselaerville Kathleen A. Hallenbeck, Tax Collector 797-3798
Town of Rensselaerville, 87 Barger Road, Medusa, New York 12120
Westerlo Gertrude Smith, Tax Collector 797-3111
Town of Westerlo, P.O. Box 148, Westerlo, New York 12193
WHEN DO I CLOSE?
Closings will be scheduled after certified copies of the Resolution authorizing sales are received by Fi-
nance—normally 45-60 days after bids are recorded. A list of Auction dates and adopted resolution
dates is include on page 37 for reference, if needed.
Any bid can be rejected for any reason during this process. If you do not respond to the closing letter
within 30 days you will lose your deposit.
All parcels will be conveyed by the County of Albany to the purchasers
free and clear of all property and school taxes collectable prior to Janu-
ary 2010, excepting: (a) village taxes; (b) a pro-rated share of the prop-
erty tax levy payable January 2009; (c) bidder is responsible for the en-
tire 2009-2010 school tax bill payable in September 2009; (d) any
street, sewer, or other special assessments unpaid or payable to the
municipality in which the parcel is situated; and (e) any water and sewer
charges at the time of closing or payable thereafter.
The aforementioned pro-rations will be computed as of the 30th day following the notification to close
provided to the approved bidder.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 27
SEAC Listing of Housing Resources
TECHNICAL ASSISTANCE, REHAB FINANCING & HOME PURCHASES
Compiled by the South End Action Committee, City of Albany, 434-2532 for more information
TECHNICAL ASSISTANCE FOR HISTORIC PROPERTIES:
Historic Albany Foundation
Office & Parts Warehouse 89 Lexington Ave. 12206 Cara Macri 465.0876 ext.12
City of Albany, Department of Development and Planning
21 Lodge St. 12207
Historic Resources Planner
Rich Nicholson, Sr. Planner 434.2532 ext.29
REHAB FINANCING
Albany Community Development Agency 200 HJB 12210 434.5240
Andrew Anton, Financial Analyst 434.4125
Home Owner’s Assistance Program (HOAP)$5,000 5-year forgivable mortgage to replace items not covered by
the Lead Program. In addition, up to $20,000 available in the form of a loan that addresses code items. Loan
offered at 0.00% or 4.00% with a term TBD.
Albany County Rural Housing Alliance (acrha.org) 765.2425
Repair assistance 60/40 split with income max of 112% of low-income (equates to roughly 89% AMI) 1-2 family
homes. 100% assistance with incomes at or below 50% AMI. RESTORE Program – seniors only (we are not
allowed to work in City of Albany with the RESTORE grant as long as South End Improvement Corp. has the
funding. If they are not funded in a particular year OR they are out of RESTORE money then we can step in to
assist a senior homeowner below 50% AMI). 100% emergency repair program. Income limits apply – 50% AMI.
REHAB ASSISTANCE
South End Improvement Corporation 38 Catherine Street, Albany New York 12202. Contact: Sandra
Obiedo, Director, at 436.8777.
1. Security Home Improvement Program (SHIP) - $1,000 in grant assistance to low income South End
homeowners for emergency repairs to their owner occupied homes. Preference is given to the elderly
and disabled.
2. RESTORE program – This program provides senior citizens with up to $7,500 grant assistance for
emergency repairs to their home. Repairs include, but are not limited to, safety and health hazard items
such as furnace, roof, electrical, water, and sewage repairs/replacement, as well as accessibility repairs
such as stairs, porches, doors and windows. Eligible candidates must be 60 years of age or older, reside
in their own homes within the City of Albany.
3. Homeowner Rehabilitation Program (HARP II) – this grant assists current income eligible homeowners
who are in need of substantial rehabilitation work to their homes within the South End of Albany. These
homes will be brought up to code and Housing Quality Standard (HQS) safe. The focus will be on en-
ergy efficiency, accessibility, and lead safety items. This grant will be coming soon.
All applicants for the aforementioned grants must meet the 2009 U.S. Department of Housing and Urban Devel-
opment (HUD) income guidelines of 80% or less (depending on the grant) of Albany area median income.
Information in this section was compiled for public use by the South End Action Committee at ALDC. More infor-
mation on the City of Albany planning and development programs are available on the web at www.albanyny.org
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 28 2009 REAL ESTATE AUCTION
SEAC LISTING, CONTINUED FROM PRIOR PAGE
WEATHERIZATION/STABILIZATION PROGRAM
Cornell Cooperative Extension of Albany County, Albany County Weatherization & HEAP Programs
HEAP Office of Albany County Action Partnership (ACAP)
333 Sheridan Ave. 12206 463.3175 ext. 2
Weather stripping and caulking around doors & windows. Cleaning, testing, repairing and/or replacing heating systems. Repair of windows
and/or repair of broken windows and/or outside doors. The addition of insulation to walls/ceilings. Refrigerator replacement where needed,
pipe wrap and installation of pull-down attic doors.
Home Energy Assistance Program (HEAP) is designed to assist families with their utility bills.
Both programs are available to low income applicants, 60% AMI.
RAMP PROGRAM
Capital District Center for Independence, Inc.
875 Central Ave. 12206 459.6422
To provide home access to persons with mobility impairment so they can remain in their home and continue to
be a part of their community. Income limits apply.
HOME PURCHASE
Albany Community Development Agency 200 HJB 12210 434.5240
Andrew Anton, Financial Analyst 434.4125
Home Acquisition Program (HAP): $14,900 5-yr. forgivable mortgage available to home purchasers at
80% AMI or below and assets below $40,000.00. May be used for one to four family owner occupied homes.
Affordable Housing Partnership (ahphome.org) Susan Cotner, Dir. 255 Orange St. 12210 434.1730
Individual Development Account (IDA): A 4:1 Matching savings program sponsored by FHLB of New York. Par-
ticipating lenders include: SEFCU, M&T, Pioneer, HSBC, NBT Bank and First Niagara. Maximum grant $7,500.
Minimum savings term 10 months, maximum savings term 24 months. Income limits apply. Mortgage must be
obtained from participating bank.
Capital Housing Assistance Program (CHAP) $7,500 for down payment & closing costs.
Income limits: Household Size 1-2: $35,300 3 or more $40,595.
This program is designed for use with:
HSBC’s SHOP CAPITAL PROGRAM $3,500 closing cost assistance or a .75% interest rate reduction 785.0300
Paul Hurley, Sales Mgr.
Albany Local Development Corp.; Midtown Homeownership Program
Ashley D’Antonio, Planner 434.2532 ext. 26
$5,000 5 yr. forgivable loan (grant) without income limits. Applicants must be employees of: Albany Medical Ctr.,
Albany Law School, Coll. of Pharmacy, Coll. Of St. Rose, Sage Colleges or Univ. of Albany. No income limits.
Buyers must buy within a specific area.
Capital District Habitat for Humanity (www.CapitalDistrictHabitat.org) Steve Haggerty, Exec. Dir.
454 N.Pearl St. 12204 462.2993
Build simple, decent houses with donated money, materials and labor, and then sell these newly constructed
homes to partner families, providing a 0.00% 20 year mortgage and below-market-value sales price. Income lim-
its apply: 40-60% AMI, subject to application and approval.
NYS-OMRDD “Home of Your Own” Ed Kuta, Coordinator of Homeownership Services 473.1973
Grants of up to $15,000. Funds can be used for down payment, closing costs or to reduce the bank mortgage on
a single family home. Eligible households must be a first time homebuyer and include a person who is develop-
mentally disabled. Income limit: at or below 51% AMI.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 29
PARCEL LOCATIONS FOR AUGUST 15, 2009 AUCTION
Map Locations
SEE ON-LINE POSTING FOR MAPS OF LOCATIONS AT
www.albanycounty.com/auction
E M AI L C O N TAC T:
auctioninfo@albanycounty.com
Albany County NY
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 34 2009 REAL ESTATE AUCTION
THESE ARE TAX FORECLOSED PARCELS—BUYER BEWARE!
These properties came into County ownership due to unpaid taxes—in many cases the
assessed value exceeds the taxes that were owed.
Do your research and bid only on those that you
have fully investigated:
• Buildings are bought AS IS—no guarantee of con-
dition;
• If you have not seen the property, do not bid;
• If you have not read the Property Folders, do not
bid;
• Eviction of Occupants is the responsibility of the bidder after closing.
It is a good idea to check:
• Current Water and Sewer Bills;
• Codes Violations;
• Current Year Tax Bill (will be pro-rated at closing);
• Zoning and Planning Allowed uses after closing—prior use does
not guarantee future zoning .
When Coming to the Property Showings:
• Dress appropriately, many properties are in poor condition;
• Children are not allowed in these buildings;
• Bring flashlight, notepad, camera to document conditions that might affect your bid price.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 47
KNOW YOUR RIGHTS and RESPONSIBILITIES
WHY DO I NEED A TITLE SEARCH/INSURANCE?
Liens are placed on properties to pay off advisable to confirm that this was in fact
debts when the property is sold. A title the case and that county will be conveying
search is the process of examining all clear title to the property.
relevant records to
confirm that the seller Title insurance is an
is the legal owner of a option that is
property and that no available to the
liens or other claims purchaser at
remain outstanding. additional cost
through whomever
The County forecloses performed the title
upon and conveys title search, which
to delinquent real provides the
property tax lien foreclosure auction purchaser with an insurance policy in this
properties by their local assessment roll regard.
descriptions. Purchasers of such
properties are given a “quit claim” deed Please also read items 7, 8. and 9 in the
conveying only whatever right, title, and Terms and Conditions on pages 6-8
interest the County acquired in them as carefully for more information! The County
the result of the foreclosure process. also does not guarantee title, property
Although the foreclosure process size, boundaries, actual location,
presumptively eliminates all former permitted use(s), zoning, or physical
interests (with limited exceptions) in and condition, and sells such properties “AS
liens against such properties, a title IS” and “WHERE IS.”
search by the prospective purchaser is
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 48 2009 REAL ESTATE AUCTION
SCHEDULED PROPERTY SHOWINGS FOR THIS BROCHURE Please check website
for removed parcels!!
THESE ARE TAX FORECLOSED PARCELS—BUYER BEWARE!
When Coming to the Property Showings:
• Dress appropriately, many properties are in poor condition;
• Children are not allowed in these buildings;
• Bring flashlight, notepad, camera to document conditions
that might affect your bid price.
PLEASE DO NOT BID ON A PARCEL UNLESS YOU HAVE INSPECTED IT AND
ARE CERTAIN THAT YOU WISH TO PURCHASE IT.
THE COUNTY OF ALBANY WILL NOT RELEASE BIDDERS FROM
A MISTAKEN BID.
Please read the Terms and Conditions carefully! If you do not already know how much you can afford to
invest, find out. Keep in mind that there is no contingency in the Terms and Conditions or Contract if you
are unable to obtain financing. If one or more of the properties interests you, attend the Scheduled
Showings listed in this brochure. Due to insurance restrictions, children under the age of 18 are not al-
lowed in the Auction Properties.
If you are seriously interested in a property, have an inspector or contractor look over the property with
you. Check the water and sewer bills due on the property—they will be your responsibility after closing.
Determine what the property is worth to you “as is” — if this amount is within your price range, then this is
your working bid.
Listen carefully to announcements made before the Auction. All of the announcements take precedence
over written materials. This is how the County corrects, updates, adds, or deletes information before the
bidding starts.
Winning the bid on a parcel does not mean you have bought the property. Bids recorded at the auction
site will be reviewed by the Division of Finance for tax delinquent bidders, former owners, and other is-
sues. Once reviewed, the bids will be forwarded to the County Executive and the County Legislature for
approval.
It is YOUR responsibility to research conditions before bidding!
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 49
Albany County Real Property
AUCTION RESOLUTIONS: 1999 through 2008
Auction Date Resolution # Date Adopted / Passed
July 24, 1999 440 of 1999 October 12, 1999
December 2, 2000 73 of 2001 February 12, 2001
April 28, 2001 266 of 2001 June 6, 2001
August 11, 2001 424 of 2001 September 9, 2001
December 1, 2001 49 of 2002 February 13, 2002
February 23, 2002 137 of 2002 April 8, 2002
May 18, 2002 265 of 2002 June 10, 2002
August 17, 2002 421 of 2002 October 15, 2002
December 7, 2002 57 of 2003 February 10, 2003
March 1, 2003 183 of 2003 April 14, 2003
June 7, 2003 308 of 2003 July 14, 2003
October 4, 2003 463 of 2003 November 10, 2003
December 6, 2003 98 of 2004 February 9, 2004
March 6, 2004 207 of 2004 April 12, 2004
June 12, 2004 375 of 2004 July 12, 2004
September 18, 2004 521 of 2004 October 12, 2004
April 9, 2005 195 of 2005 May 9, 2005
July 23, 2005 334 0f 2005 September 12, 2005
June 17, 2006 242 of 2006 July 10, 2006
September 16, 2006 338 of 2006 October 10, 2006
June 16, 2007 319 of 2007 July 9, 2007
April 12, 2008 195 of 2008 May 12, 2008
October 18, 2008 419 of 2008 November 10, 2008
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
Page 50 2009 REAL ESTATE AUCTION
AUCTION BROCHURE MAILING LIST
Albany County mails this brochure to potential bidders as soon as it is printed. To be added to this
mailing list, please detach this page and return in a separate envelope to:
Albany County Division of Finance
Harold Joyce County Office Building
112 State Street, Suite 800
Albany, New York 12207
◊ Please ADD me to the Auction Brochure List.
◊ This is a CHANGE of address, please update existing registration.
NAME: _____________________________________________________________________________________
MAILING ADDRESS 1: _____________________________________________________________________________________
MAILING ADDRESS 2: _____________________________________________________________________________________
CITY/STATE/ZIP: CITY____________________________________________STATE_____ ________ZIP_______________
Please type or print clearly
You can also add your name
to the mailing
list online:
www.albanycounty.com/
auction
by pre-registering
at any time on
the website.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
2009 REAL ESTATE AUCTION Page 51
REMOVAL FROM AUCTION BROCHURE MAILING LIST
Albany County will mail copies of the brochure to anyone who
has either requested to be added to this list, or has previously
registered for a County Real Property Auction.
Brochures are mailed out approximately one month prior to
each auction. Copies are also sent to the adjacent property
owners, if possible.
To be removed from this mailing list, please detach this page,
and mail it back to:
County of Albany
Division of Finance
Harold Joyce County Office Building
112 State Street, Suite 800
Albany, New York 12207
By mailing this form, the name and address which appears on
reverse will be removed from the County of Albany Auction
Brochure Mailing List.
County of Albany | Real Estate Auction | AUGUST 15, 2009 | PLEASE TAKE NOTE OF THE TERMS AND CONDITIONS, BY BIDDING YOU ARE BOUND BY THEM!
