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					                        “The Dean’s List”
This is an Exclusive Insiders Report from Dean Graziosi to you
                sharing his insider secrets for
          Making Money Fast…in as little as 30 days!

Hi. My name is Dean Graziosi and I want to thank you for purchasing my book, Be A
Real Estate Millionaire. Congratulations on taking the first step to making significant
and positive changes to your future by following my techniques for successful real estate
investing. I encourage you to follow through and take action by implementing at least
one of my many proven investing techniques. Believe me, you won’t be disappointed.

Do you know what’s the single biggest hurdle for people who dream of financial
freedom? It’s simple. The single biggest hurdle for most people is simply not taking
action. Some people just can’t bring themselves to take that first step to unlock their
future. Can you guess why most beginning real estate investors don’t take that first step?
Most people don’t take action and actually become paralyzed with fear because they
don’t know how to find the money to make the down payment on their first real estate
purchase. But don’t let that slow you down!

In The Dean’s List, I’m going to share a bunch of ideas that I like to call my gold nuggets
and little gems that I share with students, friends and family when they ask for advice on
how to make money fast. Now I’m going to share these ideas with you so you can
make money in the first 30 days.

The U.S. real estate market is a perfect storm and you want to be right in the eye of the
storm because this is the best time to make serious money in real estate! The future is
bright for those who are willing to step up and take action. There is no better time than
right now to make huge profits in real estate and change your future, get out of the
American rut, eliminate the debt crunch, and dramatically improve the course of
your financial future for life!!!

When you don’t have any spare money, you have to use other assets--like your spare
time, your eyes and your ears. I’m talking about spending a little less time watching
television so you can make better use of your time. This will take some work, such as
driving around your city and writing down addresses, but with a little follow-through on
your part, you will soon create a large enough bank account for your down payment. If
you follow my step-by-step approach, you can use your time and your brain to make
money and build your down payment.
Step-by-step: How to Generate Your Down Payment In 30 Days
Here is a step-by-step approach I have used, and many of my students have used, to make
quick cash…in as little as 30 days! The basic idea is that you take time to research and
find the perfect property. Then you lock up the deal and look for someone that you can
assign the deal to and get paid a fee for assigning the deal over to them. It’s a great
strategy to Generate Your Down Payment in 30 Days.

What types of properties are you looking for?
First, you want to find ugly houses that need repair and show signs of neglect. Second,
you want to find motivated sellers, typically out-of-town owners, estate sales, and
financially distressed sellers. Once you find a motivated seller, you can follow my step-
by-step approach to find someone who wants to buy that property; you don’t even have to
own the property!

Making money this way is called a finder’s fee. Put simply, you are going to look for an
ugly house, contact the owners and see if they want and need to sell, assign the property
to an investor, and receive a fee for your research in putting the two parties together. By
earning a finder’s fee, you can gradually earn enough money for a down payment on your
own property one day.

          Find a property, Lock it up, and Assign it someone else
                  Step 1 – Identify the Location, Location, Location
Using the techniques in the Be A Real Estate Millionaire book, identify several
neighborhoods or areas in the right location that you believe are trending in the right
direction. Remember the three most important words in real estate: Location, location,

A couple of rules hold true in real estate: (1) People prefer a shorter commute if they can
find the affordable housing that suits them so follow the jobs. With rising fuel costs and
a need to balance quality of life issues, a shorter commute time is becoming increasingly
important in the real estate market. (2) Parents are particular when it comes to schools
and the preferred school districts in a town or city, so they’ll let the school district
influence their decisions in locating their homes. That’s why location plays a huge role
in selecting your target areas to find your properties. “Show me the money” by showing
me where the good schools are and where the jobs are.

Now do your research. On the way to and from work, on weekends, and in the evenings,
drive through these neighborhoods that you have targeted. The purpose of this research
is to confirm your initial suspicions. Doing your homework is important for a number of
reasons. First, even though you might not be in a position to buy a property at this point
in time; you will want to know the best areas so well that your confidence will be high
enough to properties in these neighborhoods. Second, this initial strategy is all about
finding quality properties and finding buyers.
                                 Step 2 – Find a partner
At the same time you are looking for properties, you want to look for partners who will
ultimately purchase the properties you find. There are always a lot of investors and
handymen that want good deals. To find investors and handymen, first look in the
classified ads under “Properties Wanted.” Then look for ads like, “I will buy your
property for cash” or “Cash for Properties”. Call the number in the ads and ask them
what types of properties they are looking for.

Once you know the ideal properties that they are looking for, find out if they pay a
finder’s fee if you bring them a lead that they ultimately end up purchasing (closing
escrow on the property). If they will pay you a finder’s fee, ask them how much. Next,
ask them how long their typical closing times take (30 days for example). You want to
know how quickly they can move if they find a great property.

Another place to look is, which is a free online classified ad site.
Look for ads from investors and call or email them to see if they will pay you a finder’s
fee. (At the end of this section, I will describe a recent deal that occurred from a
craigslist ad that I came across.)

You can also run you own ad seeking investors or handymen to obtain names and
contacts that you can rely on when you find and lock up properties. Work with a realtor
and ask them for a list of handymen who can handle large or small remodeling projects.
A reliable handyman can help you evaluate properties and provide estimates for repairs
and remodeling. They may also have contacts and relationships with investors who
might pay you a finder’s fee. Can you see how you can make money through having the
right networking contacts?

                          Step 3 – Drive around and take notes
When you drive around a neighborhood, take a pad of paper and pen to write down
addresses, phone numbers (from For Rent and For Sale signs), and pertinent details of
houses that stand out. Also consider taking pictures of different properties with a digital
camera. This could be handy to send to potential buyers or investors once you have a deal
locked up because you are going to be looking at a lot of properties (houses, duplexes,
triplexes, fourplexes and apartment buildings). Paying attention to details now will give
you an incredible payback in the near future.

                           Step 4 – Look for the ugliest houses
Researching a neighborhood helps you understand market values and rents. More
importantly, research helps you find the houses in the worst condition on the block. Look
for rundown houses – the “ugliest houses” - in the nice neighborhoods, the houses that
need repair, an old roof needing replacement, poorly kept yards, cruddy paint job, front
yards cluttered with debris (old couches on the porch, broken-down cars), any other
noticeable signs of neglect. Basically, you want to find properties that all the neighbors
would love to see get improved. Even in the best neighborhoods, you can always find the
ugly house. Write down the address and the points that make it a “handyman’s special”
or a “fixer-upper”.
                  Step 5 – Research the values in the target neighborhood
Now that you have identified some potential properties, check the “comps,” which means
finding out what other properties are listed for sale in that neighborhood. Find out how
many square feet, number of bedrooms and bathrooms these houses have, and what their
listing price is for sale. This information can help determine if the house you have found
is a great value or not. When you call the realtors that have homes in the neighborhood
for sale, ask for recent sales data and how long these houses were on the market. If you
believe this is a great location, then this research will be critical in your tool kit.

                    Step 6 – Dig up the details about your ugly houses
Next, find out the details about your ugly house. Call your local title insurance company,
ask for the information department, and explain that you are interested in purchasing a
property located at a specific address. Ask them for the information that is available to
the general public such as:
     What was the last date the house sold?
     How much did it sell for?
     What are the annual real estate property taxes?
     How much was the loan on the property when they purchased the house?
     What are the name, address, and phone number of the current owners? (You need
        to ask this because sometimes the owners do not live in the house. Out of town
        owners can sometimes present the best opportunities!)
     If they can email or fax a printout of the plat map which shows the home you are
        interested in and where it is situated on the block.

Go online to and check the value of the houses in your neighborhood. Zillow
is used by banks around the country as one tool to verify the value of your home when
you apply for a loan, so it makes sense to use the same tool that bankers use to help you
determine the value of a house. will often show you the last sale date, the
price it sold for, the square footage, bedrooms and bathrooms. One word of caution: provides an estimate (or as they call it, a “zestimate”) and I have found the
value can vary by $10,000 to $50,000 or more depending on the size of the house. will provide a ballpark estimate, so use it as one of your tools to help you
determine the value of the home you are interested in and the surrounding homes in the
neighborhood, but don’t use it as the only tool in determining the value.

           Step 7 – Pulling it all together, determining the value of the house
You want to first determine the value of the ugly house that you are interested in before
you contact the owner. Once you estimate what you think the ugly house is worth,
subtract the estimated total of repairs that you believe will be necessary to bring the
house up to a marketable condition. If the exterior of the house is in need of repairs, you
can safely assume that the interior of the house will need repairs also. You will want to
list as many of the specific repairs as you can. Your contact with the handymen (from
step 2) can help you in this area. Here is an example of a spreadsheet (you can find it on that you might use to help you budget the repairs and
remodeling costs:
Remove old landscaping & hauling                                $        500
Paint exterior of house                                         $      2,500
Refaced the kitchen cabinets                                    $      1,500
Converted upstairs storage room to a 4th bedroom                $      4,000
Painted interior materials & labor                              $      2,500
New carpet for the main floor & upstairs                        $      2,500
New kitchen appliances                                          $      4,000
New vinyl in the kitchen and bathroom                           $      1,000
Total repairs                                                   $     18,500

Finally, discount the house for one more very important factor: The profit that you or
any investor/handyman will want to make on the house when the investor resells the
house. So I literally do the math as follows to back into the price I (or an investor) would
be willing to pay for this house in its current condition:

Calculated value of the “ugly” house if it were fixed up for resale    $______________
Less: Estimated costs for fix-up / remodel                             -______________
Less: Closing costs, commissions, etc.                                 -______________
Less: Profit for you and/or the investor                               -______________
Price to be paid for the ugly house in its current condition           $______________

Review the balance of the mortgage that the customer service person from the title
insurance company provided you in Step 6 that showed what the current owner got when
they purchased the property. Take a look and see how this balance compares with the
“Price to be paid for the ugly house in its current condition” that you just computed above
so that you have an idea if the current owners owe more to the bank than you think it is
worth in its current condition. Even if it looks like they might owe more than you think
its worth, don’t stop there. If the owners live out-of-town, then they might find a way to
make up the difference and sell the house. Keep in mind you might be doing them a
favor by calling them to see if they are interested in selling. It might just be what they
have been hoping would happen.

                   Step 8 – Contact the owner to see if they want to sell
Now that you have done you homework and are comfortable with the current value of the
property, you are in a position to call the current owners. Often times, the title company
doesn’t have a telephone number for the current owner so you may have to do some work
to locate the current owners if they don’t live in the house. It is always best to speak to
the current owners person-to-person, either on the telephone or face-to-face. Based on
the address of the current owners you obtained in Step 6, you may have to go online or
call information in that city’s area code to obtain the owner’s telephone number. If all
else fails in finding the telephone number, you still have a couple of options for
contacting out-of-town owners.

You can do an extensive search on the Internet, contact the current owners by mail
indicating your possible interest in purchasing their property, or pay a small fee at a
search site online like to track down a telephone number, cell
phone, and contact information so that you can contact the current owner.

Make sure you have all of your notes about the house and the neighborhood in front of
you. When you call the owner, be friendly and polite. Keep in mind, the owner may be
taken back the first time you call. He/she may not be prepared to discuss selling the
home, nor interested in selling. If you can, try to put the owner at ease. Introduce
yourself and let them know right up front the reason you are calling, that you are
interested in buying the home right away, and wondering if they would be willing to sell
the house. This is not the time to point out all the negatives or obvious problems with the
house. Most likely, they know there are problems with the current condition, although
they rarely think the condition is as bad as an objective passerby would think. Simply
explain to them that you buy houses and enjoy fixing them up.

If the owner is interested in selling, don’t be surprised if they ask you how much you are
willing to pay. Without realizing it, you may find yourself in the middle of a negotiation.
Don’t let things get out of control at this point. There is an old saying in
negotiations…He who says the first number in negotiations loses. I don’t want this to be
about winning and losing. I want this to be a win-win-win situation where (win #1) you
will be able to take a nagging property off someone’s hands that has been a headache for
a number of years; and in turn, (win #2) you are able to secure a property that you can
assign to another investor who can work his magic for a profit. As for win #3, the
surrounding neighborhood gets rid of an eyesore and property values are no longer
dragged down by this house. That’s the positive winning attitude that I strongly
encourage you to remember when talking with owners.

Here is a script that you can use when you call owners to discuss buying their properties
(feel free to modify it to suit your own personality):

    “Hello. My name is __________. I am interested in buying your house on 123 ABC
    The owner will likely have a response indicating their level of interest and possibly
say something like, “Tell me more” or “What did you have in mind?” You might explain
that you are still trying to get your arms around the right number, having not had an
opportunity to see the inside of the house. You might suggest:
    “What if I could pay you all cash and close quickly, what would be the lowest price
    you could accept?”
    (Get a dollar amount from the owner that he/she would be willing to sell the house.
They might ask you what you are willing to pay for it, but don’t be the first to mention a
number. Let the owner speak first.)
    “Is that the best you can do on this?”
    You might follow with, “Are you saying that if I can’t pay you $____, we can’t make
a deal?”

If the price that the owner is willing to sell the house isn’t quite what you were hoping for
(referring back to your calculated price in Step 7), keep in mind you are building a
rapport with the owner, so continue your conversation on a positive note. Then politely
go back to #1 again. If you are unable to come to terms with the owner today, keep in
mind that it might work out in a month, six months or even a year from now.
Circumstances for the owner might change in that time and they might just call you if you
keep the discussion positive and professional.

                Step 9 – Lock up the deal, and then Assign the contract
If you can agree on the price with the owner of the property, then it is time to move on to
the next step…tie up or lock up the property and then either purchase it or assign it.
Often times, when you find a property that is in disarray, you will find the owners to be
more flexible. Believe me, there are a lot of flexible sellers/owners right now in the
market. Once you have agreed on a price, you can try a couple of options:

   1. You can create a basic purchase agreement with a very low earnest money (for
      example $100) with an assignment provision which gives you enough time to find
      an interested buyer to assign this deal to. You want to put as little earnest money
      at risk in case you can’t find a buyer to assign this deal to. In the best case, you
      can use a promissory note for your earnest money. But make sure that on the
      agreement that you sign with the owner, include “and/or assigns” after your name
      on the “Name of Buyer” line. That way, you are creating the legal right to assign
      the deal to another buyer (one of your investor contacts).

   2. Don’t forget that you might be able to do a lease option if you think you can rent
      the property to pay the mortgage. (For detailed information on lease options
      please reference the “Think A Little Different” program or my “Be A Real Estate
      Millionaire” book.)

Run your craigslist ads or a few classified ads in the local newspaper. You might word
your ads like this: “Fixer Upper for a great price!” or “Investor Special” and then
describe the great characteristics like 3 bedroom, 2 bath brick rancher, list the price and
your telephone number. At the same time, contact your list of investors. The best case
scenario would be that you have 2 or 3 buyers or investors that are looking for a deal. It
is really fun when you lock up a house, run your ads, start getting a bunch of calls, and
then call your investors. If they know that you have a huge response for this house, you
will find that investors will try to quickly lock up the deal from you.

Now you can assign the contract over to the investor and receive a fee for assigning the
contract over to them. So how much can you charge for this finder’s fee? My advice to
you is not to get greedy. Much of what you can receive as a finder’s fee depends on the
price you lock up the property for and how much the investor feels it is worth plus the
cost of repairs and remodeling costs. This is where you can rely on the estimates that you
made in Step 7 above.

It doesn’t take a lot of time. And the return on the time you have invested can be very
profitable and build up your bank account!
Real life example:
Here is an actual story that happened just 2 months ago on a deal that I passed on because
the wholesaler got too greedy. Even though I ultimately decided not to buy this property
(the reason for which I will explain), I think it is a valuable example that provides a lot of
little lessons and insights into ways to make and avoid losing money in real estate.

I saw an ad on for a fixer-upper in a great part of Scottsdale, Arizona. I
have been doing my research in this particular area and think is a great location that has
tons of long-term growth potential in value, rents, and houses that will rent easily. So I
emailed the guy (I will call him Jason) who placed the ad. He explained that he had
locked a house up, but had too many other projects, so he was willing to assign the
contract to me. Jason did his homework, took action and contacted the owner of the
ugliest house on this block, developed the relationship, was able to agree upon a below-
market price and then sign an agreement to purchase this property with the right to assign
it. In the process, he was going to take a problem off the hands of the homeowner.

In this case, the owner of the house had previously inherited the house from his mother
who passed away a few years ago. He had no emotional attachment to the house and had
run into some financial troubles so he needed to sell quickly. Jason came along just at the
right time for this owner, setting up a true win-win situation. All Jason had to do was
find an investor and collect a finder’s fee. Unfortunately, Jason got a little greedy.

Jason locked up this nice brick house for $180,000. He now wanted to see if I wanted to
buy it from him for $235,000, creating a spread of $55,000. You are probably wondering
“How would this work?” Assuming I wanted to go forward with this deal, Jason would
assign the contract that he had with the owner to me; and at the same time, I would pay
Jason $55,000 to receive the assigned contract. Looking at it another way, if I went
through with this, I would be buying the rights to that contract with the owner from Jason
for $55,000. I too, could then assign this same contract if I wanted to at a later date also.

Initially, I was quite interested. But after I inspected the house and ran through Step #7, I
realized that my profit after all the repairs and remodeling costs would be too small for
the amount of work I would have to do to the property. I felt I needed to get the property
for $200,000 to make this work. When I informed Jason that I was not going to move
forward at $235,000, he immediately dropped his price by $10,000. But I felt that was
still too high for my profit model. Jason eventually assigned this deal to another investor
for $225,000 and ended up making $45,000. Good for Jason!

Hopefully, this is a good example for you to see how assigning deals actually works in
practice. There are always good lessons to learn…even in the ones that got away.
                   Other Money Making Gold Nuggets
                        Replicate Yourself As Much As You Can

In life, we are taught to get a good job with a great salary or hourly rate. A good job can
allow security and be a great foundation for other success. If a job is paying all the bills
while you pursue options that can pay you a lot more, working smarter not harder, then I
say you really have a good job.

But rarely do people get extremely wealthy by getting paid by the hour. Even doctors and
lawyers who don’t have their own practice work an hour to get paid an hour. So, even if
you make a great hourly rate, it will always rely on you and your hard work.

Wouldn’t it be great to be getting paid while you are doing other things or maybe nothing
at all? Well, that is what real estate and thinking outside the box can do for you. My
properties are appreciating in value every year, and my rental properties make me money
no matter what I am doing.

I have taken replicating myself to the next level by doing infomercials. I love sharing my
secrets to success with other people and watching their lives change. But doing one on
one consultations would take forever and be impossible. I could do seminars more often
but then I would be on the road all the time. That would take away time with my family
and not allow me to work on real estate as much as I wanted. So, I have created an
infomercial that plays on TV everyday. I have found a way to replicate myself and get
my course or book in the hands of people all over the country. Even though I may not be
personally doing it, this allows me to replicate my message over and over.

So, how does this apply to you? I want to talk about using pre-recorded messages to help
you replicate yourself. This is less work and it can allow for the greatest opportunities. I
used pre-recorded messages years ago to rent apartments. It would allow me to give my
message to potentially hundreds of people, pre-screen them and let them know exactly
what I needed and when and where to show up without ever talking to one person.

I ran ads in the newspaper classifieds and put the number to a pre-recorded message that I
would record. In that message I would let them know all the details and information
about the apartment, and then let them know exactly what I was looking for in a tenant. I
would then give the price and location of property and when I would be holding an open
house. I would tell them exactly what they needed to bring with them. When I first started
renting apartments, I would put my personal number and have to tell the same story over
and over again. I would then end up meeting people who were not qualified, they would
show up late or not at all, they would get lost and everything in between. Looking back I
wasted so much time. So, I want to give you every secret to save time and make big

This is how easy it could be if you were renting an apartment. If you ran an ad in your
local classified like:
2bdrm 1.5 bths. new remodel
Grt location, clean, quiet and great
layout. Call for complete details.
This one won’t last long 1.800.555.5555

To back up a bit first, you will need to get set up with a voice mail company if you don’t
already have that in place. One I use is Pat Live - - you can get set up with them at or simply call them at 1-800-775-7790 and make sure to tell
them that you are with Dean Graziosi/Think A Little Different and you want the best rate
available. Since I send so many people to them, they will give you great service at a
reasonable price. The best part is you can see how many people called into your ad and
track your calls.

Once you are set up with a voice mail company, you can write down the message that
you want to leave. You just record it once and it goes to work for you. Here is an
example of a message for one of my units:

Hi, this is Dean Graziosi and if you are calling about the apartment for rent you have
called the right place. In the next few minutes I will tell you all about the details on this
house, and let you know what we will need from you. Sound good? Cool. Now, make sure
you have a pen in hand so you can write some important information down. But, if you
miss it, don’t worry you can call back and listen again.

The apartment is 1,200 sq ft. The house was built in the 1950’s but the entire place was
remodeled just a little over a year ago. It has large spacious rooms and has a very
comfortable feel. It has two bedrooms, with a fairly large master suite and a very large
closet. The main bathroom has been completely remodeled and has a large tub plus a
half bathroom off the kitchen. The kitchen has room for a table and a bar area that you
can sit 3 people with stools and that rolls right into the living room. The carpets are new
and the bathrooms and kitchen have ceramic tile. There is a washer and dryer on the
premises. The apartment has all appliances and they were replaced when we remodeled.

Unfortunately, at this location we do not accept any pets so if you have an animal, sorry
this place isn’t for you. The address of the apartment is 111 Easy Living Street - -
Anywhere , America 55555 – If you are not familiar with the area, simply go to and in minutes you can get driving directions from anywhere. It is
just a mile from the main road, but has the feel of being far away from the noise. It is in a
very safe area where crime is almost non-existent. It is an easy 10 minute commute to the
train station and close to all major highways. Parking is easy. The entire property is very
well manicured and it is a quiet environment. If you are looking for a party place this
isn’t it. The other tenants there enjoy the beautiful mountain surroundings and peaceful
atmosphere. So make sure that fits what you are looking for.

The apartment is $1,300 per month and it includes garbage removal and outside
maintenance. You will be responsible for your own utilities. The average cost per month
for heat, A/C, hot water, electric, etc. averages about $175 per month. So make sure that
fits your budget.

Ok, if you like it so far then great. Hopefully I answered any questions you have. Here is
what we need from you to qualify to rent our available apartment. We need your social
security number and your permission to run your credit. Proof of employment, two
personal references and past rental reference. These things are a must. There will be a
$1,500 security deposit needed and first months rent. So you would need a total of $2,800
to move in.

Now if this all sounds good to you so far here is what we are doing. We will have an open
house for you to look at the place on Tuesday evening the X of X from 6:30 pm to 9:00
pm then again on Sunday the X of X from 11:00AM to 3:00 pm. Please bring the
information we requested since the apartment will go to the first person that qualifies and
who wants it. Bring your checkbook as well since if you like it; you will want to move
fast. These apartments never last long and are in high demand.

So hopefully I answered all your questions, you know exactly what we are looking for and
you know the time you can come take a look, If you are really excited about the place I
suggest you show up right on time.

If you have any unanswered questions please feel free to leave a message and we will get
back to you within 24 hours. But the best way is to just show up if you are interested.

Well take care and have an amazing day!

Now this secret is not just for renting apartments. You can use this to replicate yourself in
a variety of money-making ways. You can use it when selling a property by giving a full
description so you only reach serious buyers. You can use it for finding foreclosures. Run
an ad in the paper like:

Stop!!! Don’t let your home go into
foreclosure or stress over late
payments. Call our FREE pre-recorded
message line and learn the 7 most
important ways to protect yourself.

Then you can go ahead and use the strategies in my book or program to draft a great
recorded message letting people know that you may be able to help them with their
situation and make it a win-win for everyone.

You can use this technique to find ugly houses like in my previous secret for making
money in 30 days. You can use it to find the homes and to find a buyer or investor. In fact
I want you to think of using pre-recoded messages whenever you can so you can replicate
yourself. Work smarter not harder. Pre-recorded messages have made people millions of
dollars. Think outside the box and test new ideas.

                                 Overcoming Your Fears

When my friends and family call for advice and ask questions on how to get started or
what steps to take to build wealth, I usually start by talking about their fears. Fear can
paralyze people and prevent them from taking action.

So what is the easiest way to overcome your fears? Quite simply, the answer is
knowledge. Knowledge increases your personal power to overcome your fears. If you
follow the steps in my book, and ask questions to increase your knowledge and overcome
your fears, you will realize that knowledge breeds confidence. Knowledge and
confidence are the keys to reducing risk and improving the chances of success. Once you
see that investing doesn’t have to be risky, you will realize that not taking action should
be your greatest fear.

                            Cutback and Save the Difference

The best business managers in the world actively manage the top line (sales) and the
expenses to maximize the bottom line (net income). We all can run our personal
“businesses” more efficiently. If you can find a way to save without creating a hardship
for you and your family, then I encourage you to cutback and pocket the savings. If you
have high interest credit card balances or consumer debt, then this might be a great place
to use these savings to accelerate the payoff of this debt. I encourage you to develop a
millionaire mindset in managing your personal lives.

                                      Signature Loan

Not everyone can afford to do this, but if you have decent credit, consider approaching
your local banker and see about opening a line of credit. This was the method one of my
students used to jumpstart his investing career. He had good credit and a good history
with his bank, so he approached his banker about opening an unsecured line of credit.
Much to his surprise, the banker asked him how much he would like. And even though
my student was feeling a little uncomfortable and unsure how much to ask for, my
coaching advice to him was that he should ask for as much as he felt comfortable for an
unsecured line of credit. My student replied that he would like a $50,000 line of credit.
And that is what he got from his banker. Suddenly, he had his down payment!
                                Maintain Good Records

Make sure you keep track of all real estate related income and expenses so that you can
properly record them for income tax purposes. You can find some helpful forms and
schedules on my website at

                                  Protect Your Assets

I always encourage friends, family, colleagues and students to protect their real estate
assets and wealth by creating legal protection for holding your assets. Many of my
students and colleagues hold title to their properties in Limited Liability Companies. I
have found a reliable website where you can inexpensively find documents to create the
right legal entity to own your properties. Check out and see if this
site can help you.


As soon as you can, go to and get additional free tools and
bonuses that I couldn’t fir in the book. This valuable information will help build your
knowledge, confidence and allow you to take action so you can profit from real estate
right away. The current market is ripe for educated investors to make a ton of money.
Don’t miss your opportunity. Dig in and with our help you can make it happen! And if
you ever want to talk to one of my advanced training specialist, call us right away at
1.800.315.7782 and tell them Dean told you to call.

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