Cease and Desist
Your First, Middle, Last Name Street Address City, State, Zip Code
Today's Date Creditor/Collection Agency Address City, State, Zip Code Re: Account#(collection or account number)
Let this letter serve as legal notice under federal law that regulates the activities of the collection agencies and their legal representatives. You are hereby notified under provisions of Public Law 95-109, Section 805c of The Fair Debt Collection Practices Act, to hereby cease and desist in any and all attempt to collect the above debt. Your failure to do so will result in charges being filed with the state and federal regulatory agencies empowered with enforcement of state and federal law. You are further warned that the publishing of any derogatory information to any credit reporting Agency, or any Third Party not specifically authorized by me, will be strictly
prosecuted to the full extent of the law. Sincerely, (Signature)