INCOME
Volatility
Low High
Money Market Account
Series IV Plus
Commentary
The Money Market Account reflects the performance of the Bank of Canada’s Target for the overnight rate. Treasury bills are among the safest investments in the country, since they are quality securities guaranteed by the Canadian government.
Investment Advisor
Objectives of the Account
• Oriented on short-term revenues • Priority placed on capital protection • Conforms to a short-term investment horizon
Management team composed of several managers Establishment date: December 2005
Investment style
Index
Credited return
100% of the return of the index, less current annual fees.
Current annual fees: 0.80% Maximum annual fees: 1.55%
Year By Year Returns
This chart shows you the Account’s annual performance and how an investment made on January 1 would have changed by December 31.
% 5 4 3 2 1 0 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007
2.16 1.66 1.86 1.47 4.18 3.95 3.52 3.61 3.26
4.80
Genesis Account Simulation*
Past Performance
This graph shows you how a $10,000 investment in this Account would have changed in value after deduction of current annual fees.
$20 000
Genesis Account Simulation*
$13 473
$15 000
$10 000
$5 000
$0 98 99 00 01 02 03 04 05 06 07 08
Performance of the Money Market Account
Net compound returns As at March 31, 2008 YTD 1 month 3 months 6 months 1 year 2 years 3 years 5 years 7 years 10 years
0.8
0.2
0.8
1.7
3.5
3.5
3.0*
2.5*
2.4*
3.0*
* Simulation of past returns as if the Account had been in effect for these periods.
Past performance is not a guarantee of future returns.
Genesis Info
First quarter, ending March 31, 2008
Industrial Alliance, IAP Life