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money market account

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					   INCOME                                                                                                                                                        Volatility
   Money Market Account                                                                                                                                           Low                                                       High
   Series IV Plus

   Commentary                                                 Investment Advisor                                                                                 Objectives of the Account
   The Money Market Account reflects the performance                                                                                                             • Oriented on short-term revenues
   of the Bank of Canada’s Target for the overnight rate.                                                                                                        • Priority placed on capital protection
   Treasury bills are among the safest investments in the                                                                                                        • Conforms to a short-term investment horizon
   country, since they are quality securities guaranteed by
   the Canadian government.                                   Management team composed of several managers
                                                                                                                                                                 Investment style
                                                              Establishment date: December 2005                                                                  Index




                                                              Credited return
                                                              100% of the return of the index, less current annual fees.
                                                              Current annual fees: 0.80%
                                                              Maximum annual fees: 1.55%

                                                              Year By Year Returns
                                                              This chart shows you the Account’s annual performance and how an investment made on January 1 would have changed
                                                              by December 31.


                                                                    %
                                                                   5                         4.80

                                                                          4.18
                                                                                      3.95
                                                                                                                                                                                        Genesis Account
                                                                   4                                                                                                                    Simulation*
                                                                                                     3.52                                                          3.61
                                                                                                                                                          3.26
                                                                   3
                                                                                                                              2.16
                                                                   2                                             1.66
                                                                                                                                                 1.86
                                                                                                                                     1.47

                                                                   1

                                                                   0
                                                                        1998 1999 2000 2001 2002 2003 2004 2005 2006 2007



                                                              Past Performance
                                                              This graph shows you how a $10,000 investment in this Account would have changed in value after deduction of current
                                                              annual fees.

                                                                $20 000
                                                                                                                                                                                        Genesis Account
                                                                                                                                                                                        Simulation*
                                                                $15 000


                                                                                                                                                                 $13 473
                                                                $10 000



                                                                 $5 000



                                                                       $0
                                                                                 98    99    00     01      02     03         04     05     06      07 08




                                                              Performance of the Money Market Account

                                                              Net compound returns
                                                              As at March 31, 2008                  YTD                 1 month 3 months 6 months 1 year                      2 years   3 years     5 years     7 years   10 years

                                                                                                    0.8                 0.2           0.8               1.7          3.5      3.5       3.0*        2.5*        2.4*      3.0*

                                                              * Simulation of past returns as if the Account had been in effect for these periods.


                                                              Past performance is not a guarantee of future returns.




Genesis Info                                                  First quarter, ending March 31, 2008                                                                                        Industrial Alliance, IAP Life

				
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Description: This is an example of money market account. This document is useful for studying money market account.
Beunaventura Longjas Beunaventura Longjas
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