Docstoc

Neighborhood Stabilization

Document Sample
Neighborhood Stabilization Powered By Docstoc
					NEIGHBORHOOD STABILIZATION PROGRAM APPLICATION SUBMISSION SUBSTANTIAL AMENDMENT TO THE 2008 ANNUAL CONSOLIDATED ACTION PLAN

December 1, 2008
John O. Moore, Director Department of Planning and Urban Development Donald L. Plusquellic, Mayor City of Akron, Ohio www.ci.akron.oh.us

NSP GRANT SUBMISSION TEMPLATE & CHECKLIST
NSP grant allocations can be requested by submitting a paper NSP Substantial Amendment or a form under the Disaster Recovery Grant Reporting (DRGR) system. This template sets forth the suggested format for grantees under the NSP Program. A complete submission contains the information requested below, including: (1) The NSP Substantial Amendment (attached below) (2) Signed and Dated Certifications (attached below) (3) Signed and Dated SF-424. Grantees should also attach a completed NSP Substantial Amendment Checklist to ensure completeness and efficiency of review (attached below).

THE NSP SUBSTANTIAL AMENDMENT
Jurisdiction(s): Akron, Ohio____________ (identify lead entity in case of joint agreements) Jurisdiction Web Address: www.ci.akron.oh.us (URL where NSP Substantial Amendment materials are posted) A. AREAS OF GREATEST NEED Provide summary needs data identifying the geographic areas of greatest need in the grantee’s jurisdiction. Note: An NSP substantial amendment must include the needs of the entire jurisdiction(s) covered by the program; states must include the needs of communities receiving their own NSP allocation. To include the needs of an entitlement community, the State may either incorporate an entitlement jurisdiction’s consolidated plan and NSP needs by reference and hyperlink on the Internet, or state the needs for that jurisdiction in the State’s own plan. The lead entity for a joint program may likewise incorporate the consolidated plan and needs of other participating entitlement jurisdictions’ consolidated plans by reference and hyperlink or state the needs for each jurisdiction in the lead entity’s own plan. HUD has developed a foreclosure and abandonment risk score to assist grantees in targeting the areas of greatest need within their jurisdictions. Grantees may wish to consult this data [LINK – to HUD USER data], in developing this section of the Substantial Amendment. Response: The City of Akron is comprised of ten (10) wards and 13 council representatives (3 as At-large representatives). The City has identified 61census tracts that meet the LMMI area designation (<120% area median income) per HUD-supplied data; fifty-three of these census tracts are identified to have a ForeclosureAbandonment Risk Score of 9 or 10. The Neighborhood Stabilization Program will be effective by strategically targeting the funds in a neighborhood concept. . As outlined in our Comprehensive Plan, the City has an established policy to target Community Development Block Grant and HOME Investment partnership funds within a neighborhood context. Utilizing NSP funds in a targeted program will be initiated in a similar manner. In the identified neighborhoods, the City has invested with partner organizations such as the Akron Public Schools, Akron Metropolitan Housing Authority and City of Akron, Ohio NSP Application
1/9/2009

NSP Contact Person: Thomas A. Tatum Address: 166 S. High Street Room 405 Telephone: (330) 375-2090 Fax: (330) 375-2387 Email: Tatumth@ci.akron.oh.us

2

non-profit developers. It is important that the NSP funds be concentrated in neighborhoods to reverse the course of decline. As of November 20, 2008, the City of Akron has experienced over 1,110 foreclosures for the year, ranking first for cities in Summit County, Ohio. The neighborhoods selected contain established assets such as new library branches, major development reinvestment and new construction of Community Learning Centers. Akron Community Learning Centers is an aggressive, 15-year plan to remodel or rebuild Akron Public Schools and transform the buildings into "community learning centers." The addition of NSP funding will strengthen the housing infrastructure in concert with these neighborhood assets. The selected neighborhoods are identified on Table 1 (See Map 7). Within the NSP areas, the City will engage in acquisition or rehabilitation of foreclosed, abandoned and blighted property. If the property is determined to be economically or environmentally unfeasible to renovate, demolition will be the recommended treatment. If the vacant property yields developable land, new residential construction will be recommended. For and non-profit developers and other entities with proven development track record will be invited to stabilize foreclosed, abandoned and vacant properties not targeted for demolition. Other examples (proof of need): “Akron ranked 16th of 100 cities.” In 2006, Akron ranked 16th out of 100 cities in the United States concerning foreclosures (1 out of every 343 property owners filed foreclosure). Article further breaks down in April 2007 by zip codes 44310 (North Hill) 107, 44314 (Kenmore) with 98, and 44306 (South Akron) with 90. (Source: Akron Beacon Journal – June 21, 2007) RealtyTrac Top Metro Foreclosure Rates Released. Akron Metropolitan Area ranked 18 with 4,378 foreclosures, which is 1 in every 70 households. (Source: Summit County Consumer Affairs, (SCoCA) - August 17, 2007.) “Foreclosure lawsuits down slightly in Summit”- “Realty Trac has identified the Akron Metropolitan Area, which includes Portage County, as the 22nd worst region in the U. S. Foreclosures.” (Source: Akron Beacon Journal - August 21, 2008)

B. DISTRIBUTION AND USES OF FUNDS Provide a narrative describing how the distribution and uses of the grantee’s NSP funds will meet the requirements of Section 2301(c)(2) of HERA that funds be distributed to the areas of greatest need, including those with the greatest percentage of home foreclosures, with the highest percentage of homes financed by a subprime mortgage related loan, and identified by the grantee as likely to face a significant rise in the rate City of Akron, Ohio NSP Application
1/9/2009

3

of home foreclosures. Note: The grantee’s narrative must address these three stipulated need categories in the NSP statute, but the grantee may also consider other need categories. Response: The City of Akron will use its entitlement of $8,583,492 NSP funds within neighborhoods with the highest risk ranking of concentration of subprime mortgage loans and the risk of additional foreclosures, as evidenced through HUD-provided data and Summit County, Ohio data on foreclosures that have occurred from July 2007 through September 2008. Based upon qualified census tracts, the City will identify neighborhoods surrounding a new or under construction Community Learning Center to concentrate NSP activity. In each of the neighborhoods, it has been determined that the areas are of moderate to high rate of foreclosure, based upon HUD and Summit county data, (identified in Table 1; see also Map 2 and 4). The NSP neighborhoods will contain approximately 500 structures. The funds will be used for these primary activities:

$2,800,000 Financing Options for Home Ownership and Acquisition of property $2,145,873 Housing for persons below 50% Area Median Income $1,500,000 Rehabilitation of property $1,180,000 Demolition of structures $ 100,000 Relocation $ 857,619 Administration

The funds will be used in these primary activities, plus administration: Acquisition and demolition to remove blighted properties when those properties can provide needed space for other development projects or for parkland. Acquisition and rehabilitation for resale to homebuyers when the acquired structures are of sufficient condition, quality and location to provide a marketable property. 1) Acquisition and demolition to provide land for new construction of housing. Properties must have a minimum of 50 feet of frontage and 5,500 square City of Akron, Ohio NSP Application 4

1/9/2009

feet unless the standard allotment on the blocks surrounding the acquisition provides 45 foot frontage lots. 2) Acquisition/Demolition/Clearance: The City will acquire abandoned or foreclosed property within the target areas and demolish the structure when it is infeasible to rehabilitate. These properties will be on parcels of suitable size for new construction, part of a group of properties that can be assembled for redevelopment, or supports nearby redevelopment by removing a blighted structure The Development Division of the Department of Planning and Urban Development will process the acquisition and demolition of these properties consistent with their current work activities. 2) Demolition The City of Akron will expend NSP funds to demolish foreclosed, abandoned or blighted property without actually acquiring the property. The City will utilize its established Waiver Demolition Program procedures. Under this program, upon a request by the property owner, the City of Akron will arrange for the abatement of any environmental hazards and demolish the identified structure. The property owner retains ownership of the property. 3) Acquisition/Rehabilitation and Resale: The City will acquire foreclosed or abandoned properties suitable for rehabilitation at the required discounted price. Properties will be rehabilitated to meet HUD Housing Quality Standards and eliminate all City Environmental Health and Housing Code violations. These properties will then be offered to sale for home ownership with special financing options if necessary. Income-eligible homebuyers shall earn no greater than 120% AMI as defined by HUD. The prospective buyers will be required to attend both HUD-certified homebuyer counseling, and post-acquisition homebuyer counseling.

3) Acquisition/Rehabilitation/Rental The City will acquire foreclosed or abandoned property that is appropriate for rental housing. Properties would be made available to owners prepared to undertake necessary rehabilitation and provide rental housing at rates affordable to households making less than 50% of the Area Median Income. This can include permanent supportive housing or housing for persons with special needs.

City of Akron, Ohio NSP Application

1/9/2009

5

4) Financing Mechanism Within the NSP areas, the City of Akron will provide three (3) separate financing mechanisms to utilize NSP funds for the purchase of single-family, owner-occupied homes. For each option, a minimum of three percent (3%) down payment will be required from the homebuyer. Any change in occupancy or title of the property triggers repayment provisions in the options listed below. A. First Mortgage Assistance: The city will provide a qualified homebuyer first mortgage assistance for the purchase of a single-family structure. The maximum price of a structure will be $60,000. The City will invest up to $75,000 in the acquisition and rehabilitation costs of these properties, selling these houses at a discount. The mortgage rate will be determined by the current prime rate plus a half (1/2) per cent. B. Second Mortgage Assistance: The City will provide a soft second mortgage for qualified homebuyers. The maximum amount provided will be $25,000 at 0% interest; fifty percent (50%) of this loan is forgiven after ten (10) years of occupancy. Loan forgiveness begins with year 6 of the term, and is forgiven at a rate of 20% per year of the loan. C. Shared Equity Assistance: The City will provide a soft second mortgage not to exceed ten-thousand dollars ($10,000.00) as shared equity towards the purchase of a property in order to ensure a potential buyer is not investing more than thirty percent (30%) of income for all purchase costs. When the property is sold or transferred, the City will receive a portion of the net increase (sale price minus mortgage and associated costs) in proportion to the ratio of the shared equity payment to the purchase price. 5) Landbanking of Vacant Property

The City will utilize its HUD-approved Community Based Development Organization (see Sec. 570.204.c), the Urban Neighborhood Development Corporation, as a landbank to hold, and temporarily manage or dispose of acquired vacant land. In no case will the city hold the property beyond ten (10) years unless it is committed to an eligible NSP use, per the regulations.

City of Akron, Ohio NSP Application

1/9/2009

6

6)

Administration

The City of Akron will utilize ten percent (10%), of the NSP allocation to deliver the proposed activities under this program. It is anticipated that eligible cost include staff, training and materials towards meeting activity objectives. The City anticipates using its existing operational units involved in administering the activities of its CDBG/HOME funded program for all necessary acquisition, relocation, demolition, rehabilitation and sale activities.

C. DEFINITIONS AND DESCRIPTIONS (1) Definition of “blighted structure” in context of state or local law. Response: The City of Akron will utilize the provisions of the Ohio Revised Code (ORC) and the Akron Health Department Environmental Health Housing Code to determine if a property is blighted. The ORC Section 1.08 defines the characteristics that qualify a property as blighted. The City of Akron Health Department administers the Housing Code through the identification of building and site violations and the enforcement of Orders to Comply. The final arbiter of enforcement action is the City’s Housing Appeals Board. For the NSP program, the City will consider as blighted any structure identified by the Housing Appeals Board for demolition. Either definition will be used to determine blight. The parameters of each provision are outlined in Exhibit 2. (2) Definition of “affordable rents.” Note: Grantees may use the definition they have adopted for their CDBG program but should review their existing definition to ensure compliance with NSP program –specific requirements such as continued affordability. Response: For any NSP-funded rental activity, “affordable rents” shall be defined as 30% of the household’s adjusted income, less utility allowances as adopted by the Akron Metropolitan Housing Authority for the Section 8 program, as appropriate. HUD’s Fair Market Rent schedule for the Akron MSA will be used. (3) Describe how the grantee will ensure continued affordability for NSP assisted housing.

City of Akron, Ohio NSP Application

1/9/2009

7

Response: Continued affordability will be ensured for the entire period of affordability through monitoring, following the specific HOME monitoring requirements as defined in 24 CFR Part 92. The period of affordability on all purchases that will be assisted with NSP funding is secured by an affordability promissory note and mortgage in the amount of funds used to subsidize each project completed by the entity under contract with the City. The term of affordability will vary depending on the amount of per unit subsidy provided ( up to $40,000), but is not expected to exceed 10 years. (4) Describe housing rehabilitation standards that will apply to NSP assisted activities. Response: The City of Akron’s will use the NSP funds towards promoting ongoing Housing Rehabilitation Program as described in the City’s Consolidated Plan: • Code /Rehabilitation Health & Safety Repairs – The first priority of the Housing Rehab Program is to eliminate, or otherwise “cure”, any and all pre-existing Code violations and Health & Safety hazards, City of Akron Environmental Health Housing Code (EHHC) (Chapter 150) and Lead Poisoning Ordinance (Chapter 94) violations along with Zoning Code issues. All rehabilitation projects must correct any pre-existing EHHC violations and/or health and safety related repairs needed. All new work will be in compliance with the International Residential Code as adopted by the State of Ohio Board of Building Standards. • Lead Based Paint Hazards - An additional priority of the Housing Rehabilitation Program is to eliminate all lead based paint hazards present in homes. A Risk Assessment is required on all rehabilitation projects to identify the existence and scope of any lead based paint hazards in the home. The standards of “LeadBased Paint Poisoning Prevention in Federally Owned and Federally Assisted Housing” found in Title X at 24 CFR Part 35 apply. D. LOW INCOME TARGETING Identify the estimated amount of funds appropriated or otherwise made available under the NSP to be used to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing individuals or families whose incomes do not exceed 50 percent of area median income: $_________. Note: At least 25% of funds must be used for housing individuals and families whose incomes do not exceed 50 percent of area median income.

City of Akron, Ohio NSP Application

1/9/2009

8

Response: The City of Akron estimates that at least $2,145,873 of the NSP allocation will be utilized to benefit individuals and families whose incomes do not exceed 50% of the area median income. The City will utilize existing programs that target lowincome populations. The request for proposal process will set criteria to ensure the target population. It is anticipated that the target income population could be home buyers or renters through Neighborhood Stabilization Program funded activities.

E. ACQUISITIONS & RELOCATION
Indicate whether grantee intends to demolish or convert any low- and moderate-income dwelling units (i.e., ≤ 80% of area median income). If so, include: • The number of low- and moderate-income dwelling units—i.e., ≤ 80% of area median income—reasonably expected to be demolished or converted as a direct result of NSP-assisted activities. • The number of NSP affordable housing units made available to low- , moderate-, and middle-income households—i.e., ≤ 120% of area median income— reasonably expected to be produced by activity and income level as provided for in DRGR, by each NSP activity providing such housing (including a proposed time schedule for commencement and completion). • The number of dwelling units reasonably expected to be made available for households whose income does not exceed 50 percent of area median income.

Response: Within the selected NSP areas, the City may engage in acquisition, demolition or rehabilitation of foreclosed, abandoned and blighted property occupied by lowincome persons. The City anticipates a limited amount of relocation, as the focus will be on acquiring vacant properties. The City anticipates acquiring and relocating no more than 10 low and moderate-income households .

All activities are anticipated to be initiated upon the release of NSP funds – (tentatively scheduled by spring of the calendar year 2009). All funds will be committed within 18 months; several of these activities anticipate generating funds (i.e. program income) which will be used within the NSP guidelines, (July 2013). City of Akron, Ohio NSP Application
1/9/2009

9

No unit conversions are anticipated. A number of units may be acquired and demolished. Of these, none are anticipated to have had an affordability covenant; however some of these may have been occupied and/or owned by low- and moderate-income households. A reasonable number anticipated that would fall into this category would be between 2-4 households. The number of NSP affordable housing units made available to low-, moderate-, and middle-income households reasonably expected to be produced by the various activities are as follows: *Acquisition/rehabilitation/sale to homebuyers: 30 units *Acquisition/demolition/new construction: 20 units

• The number of dwelling units anticipated to be made available to households at or below 50% AMI: A minimum of fifty-five (55) dwelling units could be assisted for households whose income does not exceed < 50% area median income. The City will inspect all residential structures recommended for rehabilitation; single and multi-unit structures could be recommended to receive NSP funding. Outside housing providers will be scrutinized through the City’s request for proposal process.

F. PUBLIC COMMENT Provide a summary of public comments received to the proposed NSP Substantial Amendment. Response: The City of Akron Department of Planning and Urban Development placed its ad of October 11, 2008 outlining the 2009 Consolidated Action Plan a statement of the Neighborhood Stabilization Program. A brief presentation was provided to the Akron Planning Commission Public Hearing on October 17, 2008. A draft of the City of Akron, Ohio Neighborhood Stabilization Program Substantial Amendment was placed on the city’s website (www.ci.akron.oh.us) on Friday November 14, 2008. As consistent with the City’s Consolidated Strategy, any substantial amendment to an Action Plan that is more that ten percent (10%) of the City’s allocation, the amendment must be presented and approved by Akron City Council. A summary of the proposed plan was provided before the Planning Committee of the Akron City Council on Monday, November 17, 2008 and approved on November 20, 2009. The City has also conducted meetings with City of Akron, Ohio NSP Application
1/9/2009

10

support agencies that may need to be enlisted to carry out NSP activities; these organizations were also asked to provide input towards completion of this application. The comments received for the Neighborhood Stabilization Program were proposals by individuals and organizations anticipating utilization of funding. The comments/letters appear as Exhibit 3.

City of Akron, Ohio NSP Application

1/9/2009

11

G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 1. (2) Activity Type: Relocation (include NSP eligible use & CDBG eligible activity) 24 CFR 570.201 (i) Relocation (3) National Objective: BENEFICIARIES: Low/moderate income persons Relocation of occupants of property to be acquired by the City of Akron. The Uniform Relocation Assistance and Property Acquisition Policies Act of 1970 guidelines will be followed. Residents at or below 120% of area median income would benefit from this activity. (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(6) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us (7) Location Description: The activity will occur within the boundary of the City of Akron in areas outlined on map 7. (8) Activity Description: The City of Akron will acquire properties from local lenders that have been foreclosed upon and/ or vacant for the minimum of 90 days at the maximum discount. If a property has been identified in the target area has a lawful occupant, the City of Akron will provide full Uniform Act benefits to the tenants of the property. The City of Akron will comply with the requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 as amended and all regulations of 49 CFR part 24 as required with exceptions to the provisions which are not required for the Neighborhood Stabilization Program. City of Akron, Ohio NSP Application
1/9/2009

12

I. Total Budget:

$100,000

J. Performance Measures: It is anticipated that up to five (5) households will be assisted; between 2 and 4 households <50% could be assisted. Activity will be monitored quarterly for compliance.

City of Akron, Ohio NSP Application

1/9/2009

13

G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 2. (2) Activity Type: Acquisition and Housing Development Financing (include NSP eligible use & CDBG eligible activity)

A landbank will be established to assemble, temporarily manage or dispose of vacant land and abandoned property with structures in areas of greatest need for the purpose of stabilizing neighborhoods and encourage reuse or redevelopment of urban property. In no case will the city hold the property beyond the ten (10) years unless it is committed to eligible NSP use, per the regulations 24 CFR 570.201 – (a) Acquisition (b) Disposition; (d) Clearance of Blighted structures (e) Redevelop demolished or vacant properties 24 CFR 570.201 – (n) Homeownership Assistance – establish financing mechanisms for purchase and redevelopment of foreclosed upon properties (3) National Objective: BENEFICIARIES: L/M Income Area Benefit L/M Income Housing L/M Area Benefit L/M Income persons

This activity meets national objective of benefiting low, moderate and middle income persons at or below 120% of area median income. (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(6) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us

(7) Location Description: The Activity will occur within the boundary of the City of Akron in areas outlined on map 7.

City of Akron, Ohio NSP Application

1/9/2009

14

(8) Activity Description: Acquire foreclosed or abandoned property at the required discount for redevelopment. Structures unsuitable for rehabilitation will be demolished. Such properties will meet established criteria for lot size, assembly potential, and complementary development to determine the potential for redevelopment. The vacant land will be marketed for redevelopment. Acquired properties suitable for rehabilitation will be marketed with financing assistance once rehabilitation is complete. Eligible buyers of rehabilitated properties will have incomes below 120% of AMI. None of the funds for this activity is expected to be used for the development of housing for persons below 50% of AMI. For housing related activities, include: • tenure of beneficiaries—rental or homeownership; Rental and homeownership units will be products of this activity • • duration or term of assistance; a description of how the design of the activity will ensure continued affordability. The City will provide financing assistance to enable eligible buyers to pay no more than 30% of their monthly income for mortgage and related expenses. All properties developed through this activity will carry resale restrictions similar to HOME program regulations that assures continued affordability. Properties sold for rental development will carry similar restrictions. For acquisition activities, include: • discount rate The City will adhere to the prescribed discount rate of the NSP guidelines, 5% minimum for single properties and 15% for bulk purchases. For financing activities, include: • range of interest rates Financing Mechanism Within the NSP areas, the City of Akron will provide three (3) separate financing mechanisms to utilize NSP funds for the purchase of single-family, owneroccupied homes. For each option, a minimum of three percent (3%) down payment will be required from the homebuyer. Any change in occupancy or title of the property triggers repayment provisions in the options listed below. First Mortgage Assistance: The city will provide a qualified homebuyer first mortgage assistance for the purchase of a single-family structure. The maximum price of a structure will be $60,000. The City will invest up to $75,000 in the acquisition and rehabilitation City of Akron, Ohio NSP Application 1/9/2009 15

costs of these properties, selling these houses at a discount. The mortgage rate will be determined by the current prime rate plus a half (1/2) per cent. Second Mortgage Assistance: The City will provide a soft second mortgage for qualified homebuyers. The maximum amount provided will be $25,000 at 0% interest; fifty percent (50%) of this loan is forgiven after ten (10) years of occupancy. Loan forgiveness begins with year 6 of the term, and is forgiven at a rate of 20% per year of the loan. Shared Equity Assistance: The City will provide a soft second mortgage not to exceed ten-thousand dollars ($10,000.00) as shared equity towards the purchase of a property in order to ensure a potential buyer is not investing more than thirty percent (30%) of income for all purchase costs. When the property is sold or transferred, the City will receive a portion of the net increase (sale price minus mortgage and associated costs) in proportion to the ratio of the shared equity payment to the purchase price.

I. Total Budget: $2,300,000.

J. Performance Measures: Approximately 40 units will be provided homeowner assistance package by this activity (approximately 15-20 households of 50 percent AMI or below could benefit).

City of Akron, Ohio NSP Application

1/9/2009

16

G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 3. New Construction 24CFR 570.208 (a)(3) – housing activities (2) Activity Type: Construction of New Single Family Housing

(3) National Objective: BENEFICIARIES: L/M Income Housing L/M Area Benefit

This activity provides new housing units for residents whose incomes are at or below 120% of area median. (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(6) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us (7) Location Description: The Activity will occur within the boundary of the City of Akron in areas outlined on map 7. (8) Activity Description: • • • I. Construction of a new affordable single family market rate house to be sold to low, moderate and middle income persons, as defined in the NSP Notice—i.e., ≤ 120% of area median income. Market rate affordable housing will stabilize and then encourage growth in a neighborhood. Period of affordability will adhere to section C(3) page 8. Total Budget: $500,000.00

J. Performance Measures: $125,000.00/yr would allow the construction of a total of 12 new houses. City of Akron, Ohio NSP Application
1/9/2009

17

Below 50 percent of area median income: 2 households 51-80 percent of area median income: 3 households 81-120 percent of area median income: 7 households

City of Akron, Ohio NSP Application

1/9/2009

18

G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 4. (2) Activity Type: Demolition (include NSP eligible use & CDBG eligible activity) 24 CFR 570.201 (d) Clearance for blighted structures only (3) National Objective: BENEFICIARIES: L/M Area Benefit This program provides demolition and blighted structures, including garages and residential units. This program benefits residents of areas that have incomes at or below 120% of area median income. (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(6) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us (7) Location Description: The activity will occur within the boundary of the City of Akron in areas outlined on Map 7. (8) Activity Description: The City of Akron will expend NSP funds to demolish foreclosed, abandoned or blighted structures including property not acquired by the City. The City will utilize its established Waiver Demolition Program procedures. Under this program, upon a request by the property owner, the City of Akron will arrange for the abatement of any environmental hazards and demolish the identified structure. The property owner retains ownership of the property

I. Total Budget: $1,180,000 J. Performance Measures: City of Akron, Ohio NSP Application
1/9/2009

19

Approximately 120 units will be addressed by this activity. G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 5. (2) Activity Type: Rehabilitation (include NSP eligible use & CDBG eligible activity)

24 CFR 570.202 -- Eligible rehabilitation and preservation activities (3) National Objective: BENEFICIARIES: L/M Household Benefit This activity meets national objective of benefiting low, moderate and middle income persons at or below 120% of area median income. (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(4) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us (7) Location Description: The Activity will occur within the boundary of the City of Akron in areas outlined on map 7. (8) Activity Description: Acquire a foreclosed structure. City of Akron Rehabilitation Division to determine if property suitable for rehabilitation. Properties will be rehabilitated to meet HUD Housing Quality Standards and eliminate all City Environmental Health and Housing Code violations; properties will then be offered to sale for homeownership. Permit rehabilitation will not exceed $40,000 per unit. I. Total Budget: $1,500,000 J. Performance Measures: City of Akron, Ohio NSP Application
1/9/2009

20

$500,000/yr for the first three (3) years would allow the City of Akron to rehabilitate 12 houses a year for a total of 36 rehabilitated houses to be sold to low, moderate and middle income persons, as defined in the NSP Notice—i.e., ≤ 120% of area median income.

City of Akron, Ohio NSP Application

1/9/2009

21

G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 6. Housing for Low Income Households (2) Activity Type: (include NSP eligible use & CDBG eligible activity)

24 CFR 570.206 activity delivery cost for an eligible activity 24 CFR 570.208 (a)(3) housing activities 570.202 eligible rehabilitation and preservation activities for homes and other residential properties (4) National Objective: BENEFICIARIES: L/M Income Households This activity meets national objective of benefiting low, moderate and middle income persons at or below 120% of area median income specifically, those at or below the < 50% area median income. (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(5) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us (6) Location Description: The Activity will occur within the boundary of the City of Akron in areas outlined on map 7.

(8) Activity Description: The City will target housing-related programs which benefit individuals and families whose incomes do not exceed 50% of the area median income. The request for proposal process will set criteria to ensure the target population will be served. It is anticipated that the target income population would be renters through Neighborhood Stabilization Program funded activities. City of Akron, Ohio NSP Application
1/9/2009

22

The City will acquire foreclosed or abandoned properties suitable for rehabilitation at the required discounted price. Properties will be rehabilitated to meet HUD Housing Quality Standards and eliminate all City Environmental Health and Housing Code violations. The City will acquire foreclosed or abandoned property that is appropriate for rental housing. Properties would be made available to owners prepared to undertake necessary rehabilitation and provide rental housing at rates affordable to households making less than 50% of the Area Median Income. This can include permanent supportive housing or housing for persons with special needs. I. Total Budget: $2,145,873 minimum J. Performance Measures: At least 45 households (<50% of the area median income) will be housed by this activity.

City of Akron, Ohio NSP Application

1/9/2009

23

G. NSP INFORMATION BY ACTIVITY (COMPLETE FOR EACH ACTIVITY) (1) Activity Name: Activity 7. Administration (2) Activity Type: (include NSP eligible use & CDBG eligible activity)

24 CFR 570.206 activity delivery cost for an eligible activity (3) National Objective: BENEFICIARIES: Rehabilitation Administration – L/M Income Area Benefit (4) Projected Start Date: (5) Projected End Date: January 1, 2009 July 31, 2013

(6) Responsible Organization: The City of Akron, Department of Planning and Urban Development, Room 400, Akron, Ohio 44308; John Moore, Director. Telephone 330.375.2198, Fax 330.375.2387, Email.moorejo@ci.akron.oh.us (7) Location Description: The Activity will occur within the boundary of the City of Akron in areas outlined on map 7. (8) Activity Description: City staff and contracted subrecipients will provide services to support activities to be provided within the NSP Activity area. Potential subrecipients will be scrutinized by a request for proposal process. Eligible activities will include but not be limited to, personnel, training, materials and supplies, (i.e., software, hardware).

I. Total Budget: $857,619 J. Performance Measures: All beneficiaries of NSP activities will gain from administration of the program.

City of Akron, Ohio NSP Application

1/9/2009

24

CERTIFICATIONS
(1) Affirmatively furthering fair housing. The jurisdiction will affirmatively further fair housing, which means that it will conduct an analysis to identify impediments to fair housing choice within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting the analysis and actions in this regard. (2) Anti-lobbying. The jurisdiction will comply with restrictions on lobbying required by 24 CFR part 87, together with disclosure forms, if required by that part. (3) Authority of Jurisdiction. The jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations and other program requirements. (4) Consistency with Plan. The housing activities to be undertaken with NSP funds are consistent with its consolidated plan, which means that NSP funds will be used to meet the congressionally identified needs of abandoned and foreclosed homes in the targeted area set forth in the grantee’s substantial amendment. (5) Acquisition and relocation. The jurisdiction will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended (42 U.S.C. 4601), and implementing regulations at 49 CFR part 24, except as those provisions are modified by the Notice for the NSP program published by HUD. (6) Section 3. The jurisdiction will comply with section 3 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701u), and implementing regulations at 24 CFR part 135. (7) Citizen Participation. The jurisdiction is in full compliance and following a detailed citizen participation plan that satisfies the requirements of Sections 24 CFR 91.105 or 91.115, as modified by NSP requirements. (8) Following Plan. The jurisdiction is following a current consolidated plan (or Comprehensive Housing Affordability Strategy) that has been approved by HUD. (9) Use of funds in 18 months. The jurisdiction will comply with Title III of Division B of the Housing and Economic Recovery Act of 2008 by using, as defined in the NSP Notice, all of its grant funds within 18 months of receipt of the grant. (10) Use NSP funds ≤ 120 of AMI. The jurisdiction will comply with the requirement that all of the NSP funds made available to it will be used with respect to individuals and families whose incomes do not exceed 120 percent of area median income.
(11) Assessments. The jurisdiction will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108 loan guaranteed funds, by

City of Akron, Ohio NSP Application

1/9/2009

25

assessing any amount against properties owned and occupied by persons of low- and moderate-income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However, if NSP funds are used to pay the proportion of a fee or assessment attributable to the capital costs of public improvements (assisted in part with NSP funds) financed from other revenue sources, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. In addition, with respect to properties owned and occupied by moderateincome (but not low-income) families, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than NSP funds if the jurisdiction certifies that it lacks NSP or CDBG funds to cover the assessment.

(12) Excessive Force. The jurisdiction certifies that it has adopted and is enforcing: (1) a policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and (2) a policy of enforcing applicable State and local laws against physically barring entrance to or exit from, a facility or location that is the subject of such non-violent civil rights demonstrations within its jurisdiction. (13) Compliance with anti-discrimination laws. The NSP grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d), the Fair Housing Act (42 U.S.C. 3601-3619), and implementing regulations. (14) Compliance with lead-based paint procedures. The activities concerning leadbased paint will comply with the requirements of part 35, subparts A, B, J, K, and R of this title. (15) Compliance with laws. The jurisdiction will comply with applicable laws.
_________________________________ Signature/Authorized Official _Mayor___________ Title __November 20, 2008 Date

City of Akron, Ohio NSP Application

1/9/2009

26

NSP Substantial Amendment Checklist
For the purposes of expediting review, HUD asks that applicants submit the following checklist along with the NSP Substantial Amendment and SF-424. Contents of an NSP Action Plan Substantial Amendment Jurisdiction(s): City of Akron, Ohio NSP Contact Person: Thomas A. Tatum Lead Agency: Department of Planning Address: 166 S. High St. Room 405 Jurisdiction Web Address: Telephone: (330) 375-2090 Fax: (330) 375-2387 www.ci.akron.oh.us Email: Tatumth@ci.akron.oh.us (URL where NSP Substantial Amendment materials are posted) The elements in the substantial amendment required for the Neighborhood Stabilization Program are: A. AREAS OF GREATEST NEED Does the submission include summary needs data identifying the geographic areas of greatest need in the grantee’s jurisdiction? Yes No . Verification found on page 2 & 3; Maps 2-4 & 6. B. DISTRIBUTION AND USES OF FUNDS Does the submission contain a narrative describing how the distribution and uses of the grantee’s NSP funds will meet the requirements of Section 2301(c)(2) of HERA that funds be distributed to the areas of greatest need, including those with the greatest percentage of home foreclosures, with the highest percentage of homes financed by a subprime mortgage related loan, and identified by the grantee as likely to face a significant rise in the rate of home foreclosures? Yes No . Verification found on page 4 & Exhibit 1 Note: The grantee’s narrative must address the three stipulated need categories in the NSP statute, but the grantee may also consider other need categories. C. DEFINITIONS AND DESCRIPTIONS For the purposes of the NSP, do the narratives include: • • • a definition of “blighted structure” in the context of state or local law, Yes No . Verification found on page 7 & Exhibit 2.. a definition of “affordable rents,” Yes No . Verification found on page 7. a description of how the grantee will ensure continued affordability for NSP assisted housing, Yes No . Verification found on page 8.
1/9/2009

City of Akron, Ohio NSP Application

27

•

a description of housing rehabilitation standards that will apply to NSP assisted activities? Yes No . Verification found on page 8.

D. INFORMATION BY ACTIVITY Does the submission contain information by activity describing how the grantee will use the funds, identifying: • • eligible use of funds under NSP, Yes No . Verification found on pages 12-20. correlated eligible activity under CDBG, No . Verification found on pages 12-20. Yes

•

the areas of greatest need addressed by the activity or activities, No . Verification found on pages 12-20. Yes

•

expected benefit to income-qualified persons or households or areas, Yes No . Verification found on pages 12-20.

•

appropriate performance measures for the activity, No . Verification found on pages 12-20. Yes

• •

amount of funds budgeted for the activity, Yes No . Verification found on page pages 12-20. the name, location and contact information for the entity that will carry out the activity, No . Verification found on page pages 12-20. Yes

•

expected start and end dates of the activity? Yes No . Verification found on page pages 12-20.

E. SPECIFIC ACTIVITY REQUIREMENTS Does each activity narrative describe the general terms under which assistance will be provided, including: If the activity includes acquisition of real property, • the discount required for acquisition of foreclosed upon properties, Yes No . Verification found on pages 9-14, 16-19. City of Akron, Ohio NSP Application

1/9/2009

28

If the activity provides financing, • the range of interest rates (if any), No . Verification found on page 6 and 8. Yes If the activity provides housing, • duration or term of assistance, Yes No . Verification found on page 8. • • • tenure of beneficiaries (e.g., rental or homeownership), Yes No . Verification found on page 9. does it ensure continued affordability? Yes No . Verification found on page 8. does the applicant indicate which activities will count toward the statutory requirement that at least 25% of funds must be used to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing individuals and families whose incomes do not exceed 50% of area median income? No . Verification found on pages 9-10. Yes

•

F. LOW INCOME TARGETING • Has the grantee described how it will meet the statutory requirement that at least 25% of funds must be used to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing individuals and families whose incomes do not exceed 50% of area median income? Yes No . Verification found on page 9. • Has the grantee identified how the estimated amount of funds appropriated or otherwise made available will be used to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing individuals or families whose incomes do not exceed 50% of area median income? Yes No . Verification found on page 9. Amount budgeted = $2,145,873 (minimum)

G. DEMOLISHMENT OR CONVERSION OF LOW- AND MODERATE-INCOME UNITS Does grantee plan to demolish or convert any low- and moderate-income dwelling units? Yes No . (If no, continue to next heading) Verification found on page 9.
Does the substantial amendment include: • The number of low- and moderate-income dwelling units—i.e., ≤ 80% of area median income—reasonably expected to be demolished or converted as a direct result of NSP-assisted activities? Yes No . Verification found on page 10. City of Akron, Ohio NSP Application 1/9/2009 29

•

The number of NSP affordable housing units made available to low- , moderate-, and middle-income households—i.e., ≤ 120% of area median income— reasonably expected to be produced by activity and income level as provided for in DRGR, by each NSP activity providing such housing (including a proposed time schedule for commencement and completion)? Yes No . Verification found on pages 9-10.
The number of dwelling units reasonably expected to be made available for households whose income does not exceed 50 percent of area median income? Yes No . Verification found on pages 9-10.

•

H. PUBLIC COMMENT PERIOD Was the proposed action plan amendment published via the grantee jurisdiction’s usual methods and on the Internet for no less than 15 calendar days of public comment? Yes No . Verification found on page 10-11 & Exhibit 3. Is there a summary of citizen comments included in the final amendment? Yes No Verification found on page Exhibit 3. I. WEBSITE PUBLICATION The following Documents are available on the grantee’s website: • SF 424 Yes No • Proposed NSP Substantial Amendment Yes No • Final NSP Substantial Amendment Yes No • Subsequent NSP Amendments Yes No Website URL: WWW.CI.AKRON.OH.US_______ K. CERTIFICATIONS The following certifications are complete and accurate: (1) Affirmatively furthering fair housing (2) Anti-lobbying (3) Authority of Jurisdiction (4) Consistency with Plan (5) Acquisition and relocation (6) Section 3 (7) Citizen Participation (8) Following Plan (9) Use of funds in 18 months (10) Use NSP funds ≤ 120 of AMI (11) No recovery of capital costs thru special assessments (12) Excessive Force (13) Compliance with anti-discrimination laws (14) Compliance with lead-based paint procedures (15) Compliance with laws City of Akron, Ohio NSP Application
1/9/2009

. . . .

Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes

No No No No No No No No No No No No No No No 30

Table 1
Neighborhood/Community Learning Center(s) (CLC), Zip code (zc) Census Tract & block group (bg) Ward NSP Risk Score
(see map 3)

Predicted 18-month foreclosure rate (see map 4)

Meets <120% AMI
(see map 5)

HMDA Estimated high cost loan rate (%) (see map 6)

Firestone Park NSP Area Glover CLC (zc 44303) Edgewood/Westside NSP Area Helen Arnold CLC (zc 44307) Schumacher CLC
(zc 44320)

5045 bg 1

7

10

Medium to High (13.9%)

Yes

56.1

5018 bg 1 5063.03 bg 4

3 4

10 10

High (16.3%) High (15.4%)

Yes Yes

66.2 62.5

University NSP Area, Leggett CLC (zc 44311) North Hill NSP Area Jennings CLC (zc 44310) Summit Lake NSP Area Lincoln (zc 44311) Kenmore NSP Area Innes CLC (zc 44314) Arlington NSP Area Robinson CLC (zc 44306) Goodyear NSP Area East High CLC (zc 44305)

5017 bg 2

2

10

Medium to High (12.5%) Medium (11.7%)

Yes

69.6

5021.01 bg 2

1

10

Yes

53.1

5053 bg 1 5054 bg 4

3 9

10 10

High (18.0%) Medium to High (14.3%) High (16.8%)

Yes Yes

73.4 62.7

5034 bg 2

5

10

Yes

68.4

5034 bg 3

10

10

High (16.8%)

Yes

68.4

City of Akron, Ohio NSP Application

1/9/2009

31

Exhibit 1
City of Akron, Ohio Neighborhood Stabilization Program Application

Budget Description

Exhibit 1 (Revised)

City of Akron, Ohio
Neighborhood Stabilization Program
Budget
Activity 1 Relocation: $ 100,000.00

Activity 2 . Acquisition and Housing Development Financing

$

2,300,000.00

Activity 3. New Construction

$

500,000.00

Activity 4 . Demolition:

$

1,180,000.00

Activity 5.

Rehabilitation:

$

1,500,000.00

Activity 6. Housing For Low Income Households:

$

2,145,873.00

Activity 7. Administration:

$

857,619.00

TOTAL $

8,583,492.00

Exhibit 2
City of Akron, Ohio Neighborhood Stabilization Program Application

Ohio Revised Code and City of Akron Health Department Health Housing Code regarding Blight Definition

City of Akron, Ohio NSP Application

Exhibit 2

Exhibit 2 Ohio Revised Code regarding Blight Definition
Sec. 1.08. As used in the Revised Code: (A) "Blighted area" and "slum" mean an area in which at least seventy per cent of the parcels are blighted parcels and those blighted parcels substantially impair or arrest the sound growth of the state or a political subdivision of the state, retard the provision of housing accommodations, constitute an economic or social liability, or are a menace to the public health, safety, morals, or welfare in their present condition and use. (B) "Blighted parcel" means either of the following: (1) A parcel that has one or more of the following conditions: (a) A structure that is dilapidated, unsanitary, unsafe, or vermin infested and that because of its condition has been designated by an agency that is responsible for the enforcement of housing, building, or fire codes as unfit for human habitation or use; (b) The property poses a direct threat to public health or safety in its present condition by reason of environmentally hazardous conditions, solid waste pollution, or contamination; (c) Tax or special assessment delinquencies exceeding the fair value of the land that remain unpaid thirty-five days after notice to pay has been mailed. (2) A parcel that has two or more of the following conditions that, collectively considered, adversely affect surrounding or community property values or entail land use relationships that cannot reasonably be corrected through existing zoning codes or other land use regulations: (a) Dilapidation and deterioration;

City of Akron, Ohio NSP Application

Exhibit 2

(b) Age and obsolescence; (c) Inadequate provision for ventilation, light, air, sanitation, or open spaces; (d) Unsafe and unsanitary conditions; (e) Hazards that endanger lives or properties by fire or other causes; (f) Noncompliance with building, housing, or other codes; (g) Nonworking or disconnected utilities; (h) Is vacant or contains an abandoned structure; (i) Excessive dwelling unit density; (j) Is located in an area of defective or inadequate street layout; (k) Overcrowding of buildings on the land; (l) Faulty lot layout in relation to size, adequacy, accessibility, or usefulness; (m) Vermin infestation; (n) Extensive damage or destruction caused by a major disaster when the damage has not been remediate within a reasonable time; (o) Identified hazards to health and safety that are conducive to ill health, transmission of disease, juvenile delinquency, or crime; (p) Ownership or multiple ownership of a single parcel when the owner, or a majority of the owners of a parcel in the case of multiple ownership, cannot be located. (C) When determining whether a property is a blighted parcel or whether an area is a blighted area or slum for the purposes of this section, no person City of Akron, Ohio NSP Application Exhibit 2

shall consider whether there is a comparatively better use for any premises, property, structure, area, or portion of an area, or whether the property could generate more tax revenues if put to another use. (D)(1) Notwithstanding any other provision of this section, absent any environmental or public health hazard that cannot be corrected under its current use or ownership, a property is not a blighted parcel because of any condition listed in division (B) of this section if the condition is consistent with conditions that are normally incident to generally accepted agricultural practices and the land is used for agricultural purposes as defined in section 303.01 or 519.01 of the Revised Code, or the county auditor of the county in which the land is located has determined under section 5713.31 of the Revised Code that the land is "land devoted exclusively to agricultural use" as defined in section 5713.30 of the Revised Code. (2) A property that under division (D)(1) of this section is not a blighted parcel shall not be included in a blighted area or slum.

City of Akron, Ohio NSP Application

Exhibit 2

City of Akron, Ohio Environmental Health Housing Code

According to the City of Akron, Ohio Environmental Health Housing Code, the following criteria is used to identify a blighted structure:

Chapter 150 ENVIRONMENTAL HEALTH HOUSING CODE

150.15 Unfit dwellings or premises.

A. Any dwelling or premises that are at any time unfit for human habitation or use, unless made habitable, shall be taken down and removed when so ordered by the Housing Inspector. B. Any dwelling or premises declared unfit for human habitation or use may be restored to a habitable condition. C. Any dwelling or premises which has any of the following defects shall be deemed unfit for human habitation or use: 1. Those which have improperly distributed loads upon the floors or roofs or in which the same are overloaded or have insufficient strength to be reasonably safe for the purpose used; 2. Those which have been damaged by fire, wind or other causes so as to have become dangerous to life, safety, morals, or the general health and welfare of the occupants or other residents of the city; 3. Those which have become so dilapidated, decayed, unsafe, unsanitary, or vermin infested or which so utterly fail to provide the amenities essential to decent living that they are unfit for human habitation or use or are so likely to cause sickness or disease that their condition constitutes a serious hazard to the health, morals, safety, or general welfare of the occupants or other residents of the city; 4. Those having light, air, and sanitation facilities which are inadequate to protect the health, morals, safety, or general welfare of human beings who live or may live therein; 5. Those having inadequate facilities for ingress and egress in case of fire, panic, or other emergencies, or those having insufficient stairways, elevators, City of Akron, Ohio NSP Application Exhibit 2

fire escapes, or other means of communication; 6. Those which have parts thereof which are so attached that the parts may fall and injure occupants, other residents or other property; 7. Those which, because of their general condition or location, are unsafe, unsanitary or otherwise dangerous to the health, morals, safety, or general welfare of occupants or other residents of the city; or 8. Those existing in violation of any of the provisions of the Building Code, the Fire Prevention Code, or other ordinances of the city. D. The Housing Inspector shall use the following standards in ordering a dwelling or premises to be repaired, vacated, or demolished: 1. When it can reasonably be repaired so that it will no longer exist in violation of any of the provisions of this chapter, it shall be ordered repaired;

2. When it is in such condition as to make it dangerous to the health, morals, safety, or general welfare of its occupants, it shall be ordered vacated; 3. When it is sixty percent damaged, decayed, or deteriorated from its original value or structure, it shall be demolished, and in all cases where it cannot be repaired, or where the owner refuses or fails to repair the dwelling so that it will no longer be in violation of any of the terms of this chapter, it shall be demolished. In all cases where it is a fire hazard, existing or erected in violation of any of the terms of this chapter or any ordinances of the city, it shall be demolished. Penalty, see §150.99. (Ord. 708-1997; Ord. 769-1996; Ord. 1131972) 150.16 Vacating unfit dwellings or premises. Any dwelling or premises condemned as unfit for human habitation or use, and so designated and placarded by the Housing Inspector, shall be vacated within a reasonable time as ordered by the Housing Inspector. Penalty, see §150.99. (Ord. 708-1997; Ord. 769-1996; Ord. 113-1972) 150.17 Public nuisance. Any dwelling or premises condemned as unfit for human habitation or use, within the terms of this chapter, is declared to be a public nuisance, and shall be repaired, vacated, or demolished as provided in this chapter. Penalty, see §150.99. (Ord. 708-1997; Ord. 769-1996; Ord. 113-1972)

City of Akron, Ohio NSP Application

Exhibit 2

Exhibit 3
City of Akron, Ohio Neighborhood Stabilization Program Application

Comments/Correspondence received during Citizen Participation Period

NSP COMMENT Thomas A. Tatum, Senior City Planner Certified HOME Program Specialist – Regulations City of Akron Department of Planning and Urban Development 166 S. High Street Room 405 Akron, Ohio 44308 Tatumth@ci.akron.oh.us (330)375-2090

Both Thomas A. Tatum and the City of Akron, Ohio intend that this message be used exclusively by the addressee(s). This message may contain information that is privileged, confidential and exempt from disclosure under applicable law. Unauthorized disclosure or use of this information is strictly prohibited. If you have received this communication in error, please permanently dispose of the original message and notify Thomas A. Tatum immediately at the phone number or addresses provided. Thank you.

http://www.marchforbabies.org/thomas_a_tatum

From: Greg Sain [mailto:greg@communitylegalaid.org] Sent: Wednesday, October 29, 2008 12:44 PM To: tatumth@ci.akron.oh.us Cc: sscheetz@akronhousing.org Subject: NSP Funds Tom – I know things are still very much in flux here, and hopefully the final plan will include a consideration of the potential for the AMHA to increase its affordable housing rental stock. As you know, there is a severe need for affordable rental housing now, and it is likely the need will only grow (e.g., higher unemployment from further disruptions in the economy) since the prediction is that it could be quite a few years before we see economic recovery. Greg

Gregory R. Sain, Attorney at Law Community Legal Aid Services, Inc. Akron Centre Plaza 50 S. Main St., Suite 800 Akron, Ohio 44308-1828 (330) 983-2523 1-866-584-2350, ext. 2523 (toll free) (330) 535-0728 (fax) gsain@communitylegalaid.org

CONFIDENTIALITY NOTICE: This e-mail message is protected by applicable law (e.g., the Electronic Communications Privacy Act, 18 U.S.C. Sections 2510-2521). It is intended only for the persons and/or entities to which it is addressed, and it may contain confidential and/or privileged material. This communication may contain material protected by lawyer-client privilege and/or settlement discussions which are not to be used for any other purpose. If you are not either the intended recipient or the person responsible for delivering this e-mail to the intended recipient, then be advised that you have received this e-mail in error, and that any use, review, disclosure, distribution, dissemination, forwarding, printing, or copying of this e-mail and/or any attachments to it is strictly prohibited. If you have received this e-mail in error, please immediately notify the sender above by reply email, or at the phone numbers indicated. You must destroy the original transmission and its contents, along with any other record or copy of it.

CITY OF AKRON, OHIO NEIGHBORHOOD STABILIZATION PROGRAM APPLICATION

MAPS
MAP 1: MAP 2: MAP 3: MAP 4: MAP 5: MAP 6: CITYWIDE CENSUS TRACT MAP 2007 FORECLOSURES BY CENSUS TRACT FORECLOSURE ABANDOMENT RISK SCORE PREDICTED 18-MONTH FORECLOSURE RATE ELIGIBLE INCOME AREAS (LMMI) HMDA DATA/ PERCENT OF HIGH COST LOANS

Map 1
2000 Census Tracts
City of Akron, OH
2008 NSP Application
5329 5329 5080

Major Roads
5203 5323.02 5080
PORTA AI L GE TR

Highways 2000 Census Tracts

5080

5072.01 5072.03
GARMAN RD

CUYAHOGA

5071.01

5075
MAIN ST

ST

5072.02
A PORT
DR
MEMORI AL

HOWARD

5071.02

MA

RK ET

HO ME AV E
DAN ST

W

5076

5021.02
TALLMADGE AVE

5021.01

TH GE PA

ND E PO

5061

MULL AVE

WHIT

5073

5334

5074
NORTH

5064
EX C H AN

5022
TL AN D

5062
COPLEY RD

5065

G

E

5066
ST

5011

S EA
EASTWOOD

HAWKINS

5069 5063.04 5013.01
AL

COLLIER RD

5024 5013.02

BRITTAIN

5027
NEWTON

5063.03 5063.02
N VER

A DI

G

O

N

5067
BLV D

5068 5018 5019
GRANT

AV E

OD ON

OM

5017 5041 5042
BROWN

5031

5025
T

5026

5028 5310.01

EA S

5052 5053 5056
NM OR E VD BL

5034
SEIBERLING
MASSILLON

T

DARROW
MO

5012

R FO

GE

5023

M

KE AR

5032
ARLINGTON KELLY

GA

HILBISH

DO

MANC HEST

RE

RD

T CAN

5051
ROMIG RD

5054 5055

5046 5044 5045
ARCHWOOD

5035

5036

5037.01

5037.02

ON

D ER R

KE

5047
WILBETH

TRIPLETT BLVD

5057

5033

5059 5048 5038

5058

WATERLOO

5318.02

0

0.5

1

2

3

4 Miles

2007 Foreclosures by Census Tracts
City of Akron, OH 2008 NSP Application

Map 2

5329 5329 5080

2007 Foreclosure
5203

2000 Census Tracts

5323.02

5080

5080

5071.01

5072.01 5072.03 5075 5076

5071.02 5072.02 5021.01 5061 5073 5334 5064 5062 5065 5066 5069 5063.04 5063.03 5063.02 5067 5018 5019 5052 5053 5051 5054 5055 5056 5046 5044 5045 5047 5057 5033 5059 5048 5058 5038 5035 5036 5037.01 5042 5032 5037.02 5013.01 5013.02 5068 5017 5041 5034 5031 5025 5026 5028 5310.01 5011 5074 5022 5021.02

5012 5024

5023 5027

5318.02

Source: Summit County Auditor's Office GIS Division, 2008

0

0.5

1

2

3

4 Miles

K:\Data\Foreclosure\2007\2000Tracts_&_Foreclosures.mxd 10/2008 MM

Estimated Foreclosure Abandoment Risk Score
by 2000 Census Tract
City of Akron, OH 2008 NSP Application

Map 3

5329 5329 5080

2000 Census Tracts

Risk Score
1-2
5203

5323.02

3-4 5-6 7-8 9 - 10

5080

5080

5071.01

5072.01 5072.03 5075 5076

5071.02 5072.02 5021.01 5061 5073 5334 5064 5062 5065 5066 5069 5063.04 5063.03 5063.02 5067 5018 5019 5052 5053 5051 5054 5055 5056 5046 5044 5045 5047 5057 5033 5059 5048 5058 5038 5035 5036 5037.01 5042 5032 5037.02 5013.01 5013.02 5068 5017 5041 5034 5031 5025 5026 5028 5310.01 5011 5074 5022 5021.02

5012 5024

5023 5027

5318.02

Source: U.S. Department of Housing and Urban Development

0

0.5

1

2

3

4 Miles

K:\Data\Foreclosure\Risk_Assess_NSP_Grant.mxd 10/2008 MM

Predicted 18-Month Foreclosure Rate
by 2000 Census Tract
City of Akron, OH 2008 NSP Application

Map 4

5329 5329 5080

2000 Census Tracts

Foreclosure Rate
0-4%
5203

5323.02

5-8% 9 - 11 % 12 - 15 % 16 - 19 %

5080

5080

5071.01

5072.01 5072.03 5075 5076

5071.02 5072.02 5021.01 5061 5073 5334 5064 5062 5065 5066 5069 5063.04 5063.03 5063.02 5067 5018 5019 5052 5053 5051 5054 5055 5056 5046 5044 5045 5047 5057 5033 5059 5048 5058 5038 5035 5036 5037.01 5042 5032 5037.02 5013.01 5013.02 5068 5017 5041 5034 5031 5025 5026 5028 5310.01 5011 5074 5022 5021.02

5012 5024

5023 5027

5318.02

Source: U.S. Department of Housing and Urban Development

0

0.5

1

2

3

4 Miles

K:\Data\Foreclosure\ForeclosureRate_NSP_Grant.mxd 11/2008 MM

Middle & Low to Moderate Income Eligible Areas
by 2000 Census Tract Block Groups City of Akron, OH 2008 NSP Application

Map 5

5329 5329 5080

Legend
Eligible Areas 2000 Census Tracts

5203 5323.02 5080

5080

5071.01

5072.01 5072.03 5075 5076

5071.02 5072.02 5021.01 5061 5073 5334 5064 5062 5065 5066 5069 5063.04 5063.03 5063.02 5067 5018 5019 5052 5053 5051 5054 5055 5056 5046 5044 5045 5047 5057 5033 5059 5048 5058 5038 5035 5036 5037.01 5042 5032 5037.02 5013.01 5013.02 5068 5017 5041 5034 5031 5025 5026 5028 5310.01 5011 5074 5022 5021.02

5012 5024

5023 5027

5318.02

Source: U.S. Department of Housing and Urban Development

0

0.5

1

2

3

4 Miles

K:\Data\Foreclosure\Percent_Lt_120_AMI.mxd 10/2008 MM

HMDA Data on the Percent of High Cost Loans
by 2000 Census Tract
City of Akron, OH 2008 NSP Application

Map 6

5329 5329 5080

2000 Census Tracts

Percent of High Cost Loans
0 - 16 % 17 - 32 % 33 - 49 % 50 - 65 %

5203 5323.02 5080

5080

66 - 81 %

5071.01

5072.01 5072.03 5075 5076

5071.02 5072.02 5021.01 5061 5073 5334 5064 5062 5065 5066 5069 5063.04 5063.03 5063.02 5067 5018 5019 5052 5053 5051 5054 5055 5056 5046 5044 5045 5047 5057 5033 5059 5048 5058 5038 5035 5036 5037.01 5042 5032 5037.02 5013.01 5013.02 5068 5017 5041 5034 5031 5025 5026 5028 5310.01 5011 5074 5022 5021.02

5012 5024

5023 5027

Map portrays Federal Reserve Home Mortgage Disclosure Act (HMDA) data on the percent of all loans made between 2004 and 2006 that are high cost, according to HUD, as of 2008. Source: U.S. Department of Housing and Urban Development

5318.02

0

0.5

1

2

3

4 Miles

K:\Data\Foreclosure\HMDA_NSP_Grant.mxd 11/2008 MM

Map 7
Neighborhood Stabilization Program Target Areas
City of Akron, OH 2008 NSP Application

2007 Foreclosure Community Learning Centers Streets Best Fit Line wards

8

1
Jennings

4
Schumacher

2 3
Helen Arnold Legget

5
Lincoln Innes Glover Robinson

East

6 10 7

9

Source: Summit County Auditor's Office GIS Division, 2008

0

1

2

3

4 Miles

K:\Data\Foreclosure\Schools&Radius by Risk Score B&W.mxd 11/25/2008 MM


				
DOCUMENT INFO
Stats:
views:95
posted:8/6/2009
language:English
pages:53
Description: Foreclosure rate over 10% in most of the city.