# Ibbotson 2009 Stocks, Bonds, Bills

Document Sample

```					                                          August 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.70%
Risk Free Rate:                                                             1.70%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.03%               35.000%
[1B]        B. Intermediate                                                 2.77%               35.000%
[1C]        C. Long                                                         3.70%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.18%               35.000%
[2B]        B. Intermediate                                                 3.85%               35.000%
[2C]        C. Long                                                         5.13%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.12%                5.250%
[3B]        B. Intermediate                                                 2.90%                5.250%
[3C]        C. Long                                                         5.03%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.05%               34.100%
[5]*     Preferred Stocks                                                   5.63%               14.175%
[6]      Mortgage Loans                                                     5.13%               35.000%
[7]      Real Estate                                                        3.70%               35.000%
[8]      Cash                                                               0.03%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.05%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                    Rate Specialist Bureau - September 2011
July 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.88%
Risk Free Rate:                                                             1.88%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.04%               35.000%
[1B]        B. Intermediate                                                 3.06%               35.000%
[1C]        C. Long                                                         3.96%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.17%               35.000%
[2B]        B. Intermediate                                                 4.07%               35.000%
[2C]        C. Long                                                         5.19%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.11%               5.250%
[3B]        B. Intermediate                                                 3.18%               5.250%
[3C]        C. Long                                                         5.35%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.23%               34.100%
[5]*     Preferred Stocks                                                   5.64%               14.175%
[6]      Mortgage Loans                                                     5.19%               35.000%
[7]      Real Estate                                                        3.88%               35.000%
[8]      Cash                                                               0.04%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.23%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                       Rate Specialist Bureau - August 2011
June 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.98%
Risk Free Rate:                                                             1.98%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.05%              35.000%
[1B]        B. Intermediate                                                 3.21%              35.000%
[1C]        C. Long                                                         4.07%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.19%              35.000%
[2B]        B. Intermediate                                                 4.23%              35.000%
[2C]        C. Long                                                         5.19%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.12%               5.250%
[3B]        B. Intermediate                                                 3.36%               5.250%
[3C]        C. Long                                                         5.24%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%              14.175%
[4B]           Capital Gain                                                 8.33%              34.100%
[5]*     Preferred Stocks                                                   5.65%              14.175%
[6]      Mortgage Loans                                                     5.19%              35.000%
[7]      Real Estate                                                        3.98%              35.000%
[8]      Cash                                                               0.05%              35.000%
[9]      Others
[9A]           Dividend                                                     1.65%              14.175%
[9B]           Capital Gain                                                 8.33%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - July 2011
May 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.09%
Risk Free Rate:                                                             2.09%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.07%               35.000%
[1B]        B. Intermediate                                                 3.35%               35.000%
[1C]        C. Long                                                         4.19%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.21%               35.000%
[2B]        B. Intermediate                                                 4.43%               35.000%
[2C]        C. Long                                                         5.29%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.14%               5.250%
[3B]        B. Intermediate                                                 3.39%               5.250%
[3C]        C. Long                                                         5.14%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.44%               34.100%
[5]*     Preferred Stocks                                                   5.72%               14.175%
[6]      Mortgage Loans                                                     5.29%               35.000%
[7]      Real Estate                                                        4.09%               35.000%
[8]      Cash                                                               0.07%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.44%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - June 2011
April 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.19%
Risk Free Rate:                                                             2.19%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.10%              35.000%
[1B]        B. Intermediate                                                 3.48%              35.000%
[1C]        C. Long                                                         4.32%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.23%              35.000%
[2B]        B. Intermediate                                                 4.60%              35.000%
[2C]        C. Long                                                         5.42%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.15%               5.250%
[3B]        B. Intermediate                                                 3.47%               5.250%
[3C]        C. Long                                                         5.10%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%              14.175%
[4B]           Capital Gain                                                 8.54%              34.100%
[5]*     Preferred Stocks                                                   5.78%              14.175%
[6]      Mortgage Loans                                                     5.42%              35.000%
[7]      Real Estate                                                        4.19%              35.000%
[8]      Cash                                                               0.10%              35.000%
[9]      Others
[9A]           Dividend                                                     1.65%              14.175%
[9B]           Capital Gain                                                 8.54%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - May 2011
March 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.18%
Risk Free Rate:                                                             2.18%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.13%              35.000%
[1B]        B. Intermediate                                                 3.46%              35.000%
[1C]        C. Long                                                         4.32%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.25%              35.000%
[2B]        B. Intermediate                                                 4.55%              35.000%
[2C]        C. Long                                                         5.41%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.16%               5.250%
[3B]        B. Intermediate                                                 3.37%               5.250%
[3C]        C. Long                                                         5.12%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%              14.175%
[4B]           Capital Gain                                                 8.53%              34.100%
[5]*     Preferred Stocks                                                   5.75%              14.175%
[6]      Mortgage Loans                                                     5.41%              35.000%
[7]      Real Estate                                                        4.18%              35.000%
[8]      Cash                                                               0.13%              35.000%
[9]      Others
[9A]           Dividend                                                     1.65%              14.175%
[9B]           Capital Gain                                                 8.53%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - April 2011
February 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.15%
Risk Free Rate:                                                             2.15%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.14%               35.000%
[1B]        B. Intermediate                                                 3.42%               35.000%
[1C]        C. Long                                                         4.29%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.26%               35.000%
[2B]        B. Intermediate                                                 4.40%               35.000%
[2C]        C. Long                                                         5.29%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.17%                5.250%
[3B]        B. Intermediate                                                 3.38%                5.250%
[3C]        C. Long                                                         5.16%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.50%               34.100%
[5]*     Preferred Stocks                                                   5.73%               14.175%
[6]      Mortgage Loans                                                     5.29%               35.000%
[7]      Real Estate                                                        4.15%               35.000%
[8]      Cash                                                               0.14%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.50%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - March 2011
January 2011
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.99%
Risk Free Rate:                                                             1.99%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.14%                35.000%
[1B]        B. Intermediate                                                 3.15%                35.000%
[1C]        C. Long                                                         4.09%                35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.26%                35.000%
[2B]        B. Intermediate                                                 4.16%                35.000%
[2C]        C. Long                                                         5.19%                35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.17%                5.250%
[3B]        B. Intermediate                                                 3.24%                5.250%
[3C]        C. Long                                                         4.95%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%                14.175%
[4B]           Capital Gain                                                 8.34%                34.100%
[5]*     Preferred Stocks                                                   5.83%                14.175%
[6]      Mortgage Loans                                                     5.19%                35.000%
[7]      Real Estate                                                        3.99%                35.000%
[8]      Cash                                                               0.14%                35.000%
[9]      Others
[9A]           Dividend                                                     1.65%                14.175%
[9B]           Capital Gain                                                 8.34%                34.100%

[10]     Investment Expenses                                                                     35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - February 2011
December 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.81%
Risk Free Rate:                                                             1.81%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.14%                35.000%
[1B]        B. Intermediate                                                 2.86%                35.000%
[1C]        C. Long                                                         3.84%                35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.26%                35.000%
[2B]        B. Intermediate                                                 4.04%                35.000%
[2C]        C. Long                                                         5.04%                35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.17%                5.250%
[3B]        B. Intermediate                                                 2.97%                5.250%
[3C]        C. Long                                                         4.55%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%                14.175%
[4B]           Capital Gain                                                 8.16%                34.100%
[5]*     Preferred Stocks                                                   6.05%                14.175%
[6]      Mortgage Loans                                                     5.04%                35.000%
[7]      Real Estate                                                        3.81%                35.000%
[8]      Cash                                                               0.14%                35.000%
[9]      Others
[9A]           Dividend                                                     1.65%                14.175%
[9B]           Capital Gain                                                 8.16%                34.100%

[10]     Investment Expenses                                                                     35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                       Rate Specialist Bureau - January 2011
November 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.68%
Risk Free Rate:                                                             1.68%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.14%               35.000%
[1B]        B. Intermediate                                                 2.65%               35.000%
[1C]        C. Long                                                         3.60%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.25%               35.000%
[2B]        B. Intermediate                                                 4.01%               35.000%
[2C]        C. Long                                                         5.27%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.16%                5.250%
[3B]        B. Intermediate                                                 2.79%                5.250%
[3C]        C. Long                                                         4.21%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.03%               34.100%
[5]*     Preferred Stocks                                                   6.19%               14.175%
[6]      Mortgage Loans                                                     5.27%               35.000%
[7]      Real Estate                                                        3.68%               35.000%
[8]      Cash                                                               0.14%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.03%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - December 2010
October 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.66%
Risk Free Rate:                                                             1.66%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                          0.15%              35.000%
[1B]        B. Intermediate                                                  2.63%              35.000%
[1C]        C. Long                                                          3.50%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                          0.26%              35.000%
[2B]        B. Intermediate                                                  4.02%              35.000%
[2C]        C. Long                                                          5.52%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                          0.17%               5.250%
[3B]        B. Intermediate                                                  2.66%               5.250%
[3C]        C. Long                                                          4.16%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                      1.65%              14.175%
[4B]           Capital Gain                                                  8.01%              34.100%
[5]*     Preferred Stocks                                                    6.05%              14.175%
[6]      Mortgage Loans                                                      5.52%              35.000%
[7]      Real Estate                                                         3.66%              35.000%
[8]      Cash                                                                0.15%              35.000%
[9]      Others
[9A]           Dividend                                                      1.65%              14.175%
[9B]           Capital Gain                                                  8.01%              34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - November 2010
September 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.76%
Risk Free Rate:                                                             1.76%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.16%               35.000%
[1B]        B. Intermediate                                                 2.79%               35.000%
[1C]        C. Long                                                         3.60%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.30%               35.000%
[2B]        B. Intermediate                                                 4.08%               35.000%
[2C]        C. Long                                                         5.96%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.19%               5.250%
[3B]        B. Intermediate                                                 2.83%               5.250%
[3C]        C. Long                                                         4.48%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.11%               34.100%
[5]*     Preferred Stocks                                                   5.88%               14.175%
[6]      Mortgage Loans                                                     5.96%               35.000%
[7]      Real Estate                                                        3.76%               35.000%
[8]      Cash                                                               0.16%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.11%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - October 2010
August 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.88%
Risk Free Rate:                                                             1.88%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.15%               35.000%
[1B]        B. Intermediate                                                 2.97%               35.000%
[1C]        C. Long                                                         3.76%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.37%               35.000%
[2B]        B. Intermediate                                                 4.21%               35.000%
[2C]        C. Long                                                         6.14%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.24%                5.250%
[3B]        B. Intermediate                                                 3.04%                5.250%
[3C]        C. Long                                                         4.76%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.23%               34.100%
[5]*     Preferred Stocks                                                   5.73%               14.175%
[6]      Mortgage Loans                                                     6.14%               35.000%
[7]      Real Estate                                                        3.88%               35.000%
[8]      Cash                                                               0.15%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.23%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                    Rate Specialist Bureau - September 2010
July 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.02%
Risk Free Rate:                                                             2.02%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.15%               35.000%
[1B]        B. Intermediate                                                 3.21%               35.000%
[1C]        C. Long                                                         3.95%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.42%               35.000%
[2B]        B. Intermediate                                                 4.41%               35.000%
[2C]        C. Long                                                         6.01%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.28%               5.250%
[3B]        B. Intermediate                                                 3.28%               5.250%
[3C]        C. Long                                                         4.91%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.37%               34.100%
[5]*     Preferred Stocks                                                   5.71%               14.175%
[6]      Mortgage Loans                                                     6.01%               35.000%
[7]      Real Estate                                                        4.02%               35.000%
[8]      Cash                                                               0.15%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.37%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                       Rate Specialist Bureau - August 2010
June 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.19%
Risk Free Rate:                                                             2.19%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.15%              35.000%
[1B]        B. Intermediate                                                 3.49%              35.000%
[1C]        C. Long                                                         4.20%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.40%              35.000%
[2B]        B. Intermediate                                                 4.62%              35.000%
[2C]        C. Long                                                         5.88%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.26%               5.250%
[3B]        B. Intermediate                                                 3.41%               5.250%
[3C]        C. Long                                                         4.79%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%              14.175%
[4B]           Capital Gain                                                 8.54%              34.100%
[5]*     Preferred Stocks                                                   5.81%              14.175%
[6]      Mortgage Loans                                                     5.88%              35.000%
[7]      Real Estate                                                        4.19%              35.000%
[8]      Cash                                                               0.15%              35.000%
[9]      Others
[9A]           Dividend                                                     1.65%              14.175%
[9B]           Capital Gain                                                 8.54%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - July 2010
May 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.30%
Risk Free Rate:                                                             2.30%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.16%               35.000%
[1B]        B. Intermediate                                                 3.67%               35.000%
[1C]        C. Long                                                         4.38%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.33%               35.000%
[2B]        B. Intermediate                                                 4.75%               35.000%
[2C]        C. Long                                                         5.74%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.21%               5.250%
[3B]        B. Intermediate                                                 3.39%               5.250%
[3C]        C. Long                                                         4.70%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.65%               34.100%
[5]*     Preferred Stocks                                                   5.86%               14.175%
[6]      Mortgage Loans                                                     5.74%               35.000%
[7]      Real Estate                                                        4.30%               35.000%
[8]      Cash                                                               0.16%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.65%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - June 2010
April 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.36%
Risk Free Rate:                                                             2.36%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.14%              35.000%
[1B]        B. Intermediate                                                 3.76%              35.000%
[1C]        C. Long                                                         4.50%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.25%              35.000%
[2B]        B. Intermediate                                                 4.87%              35.000%
[2C]        C. Long                                                         5.87%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.16%               5.250%
[3B]        B. Intermediate                                                 3.33%               5.250%
[3C]        C. Long                                                         4.73%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%              14.175%
[4B]           Capital Gain                                                 8.71%              34.100%
[5]*     Preferred Stocks                                                   5.95%              14.175%
[6]      Mortgage Loans                                                     5.87%              35.000%
[7]      Real Estate                                                        4.36%              35.000%
[8]      Cash                                                               0.14%              35.000%
[9]      Others
[9A]           Dividend                                                     1.65%              14.175%
[9B]           Capital Gain                                                 8.71%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - May 2010
March 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.33%
Risk Free Rate:                                                             2.33%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.11%              35.000%
[1B]        B. Intermediate                                                 3.72%              35.000%
[1C]        C. Long                                                         4.49%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.21%              35.000%
[2B]        B. Intermediate                                                 4.87%              35.000%
[2C]        C. Long                                                         5.88%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.13%               5.250%
[3B]        B. Intermediate                                                 3.20%               5.250%
[3C]        C. Long                                                         4.63%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%              14.175%
[4B]           Capital Gain                                                 8.68%              34.100%
[5]*     Preferred Stocks                                                   5.94%              14.175%
[6]      Mortgage Loans                                                     5.88%              35.000%
[7]      Real Estate                                                        4.33%              35.000%
[8]      Cash                                                               0.11%              35.000%
[9]      Others
[9A]           Dividend                                                     1.65%              14.175%
[9B]           Capital Gain                                                 8.68%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - April 2010
February 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.30%
Risk Free Rate:                                                             2.30%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.07%               35.000%
[1B]        B. Intermediate                                                 3.67%               35.000%
[1C]        C. Long                                                         4.46%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.19%               35.000%
[2B]        B. Intermediate                                                 4.76%               35.000%
[2C]        C. Long                                                         5.84%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.13%                5.250%
[3B]        B. Intermediate                                                 3.16%                5.250%
[3C]        C. Long                                                         4.58%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%               14.175%
[4B]           Capital Gain                                                 8.65%               34.100%
[5]*     Preferred Stocks                                                   5.97%               14.175%
[6]      Mortgage Loans                                                     5.84%               35.000%
[7]      Real Estate                                                        4.30%               35.000%
[8]      Cash                                                               0.07%               35.000%
[9]      Others
[9A]           Dividend                                                     1.65%               14.175%
[9B]           Capital Gain                                                 8.65%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - March 2010
January 2010
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.25%
Risk Free Rate:                                                             2.25%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.05%                35.000%
[1B]        B. Intermediate                                                 3.57%                35.000%
[1C]        C. Long                                                         4.38%                35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.19%                35.000%
[2B]        B. Intermediate                                                 4.63%                35.000%
[2C]        C. Long                                                         5.73%                35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.12%                5.250%
[3B]        B. Intermediate                                                 3.24%                5.250%
[3C]        C. Long                                                         4.51%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%                14.175%
[4B]           Capital Gain                                                 8.60%                34.100%
[5]*     Preferred Stocks                                                   6.01%                14.175%
[6]      Mortgage Loans                                                     5.73%                35.000%
[7]      Real Estate                                                        4.25%                35.000%
[8]      Cash                                                               0.05%                35.000%
[9]      Others
[9A]           Dividend                                                     1.65%                14.175%
[9B]           Capital Gain                                                 8.60%                34.100%

[10]     Investment Expenses                                                                     35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - February 2010
December 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.20%
Risk Free Rate:                                                             2.20%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.06%                35.000%
[1B]        B. Intermediate                                                 3.46%                35.000%
[1C]        C. Long                                                         4.27%                35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.20%                35.000%
[2B]        B. Intermediate                                                 4.67%                35.000%
[2C]        C. Long                                                         5.57%                35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.13%                5.250%
[3B]        B. Intermediate                                                 3.34%                5.250%
[3C]        C. Long                                                         4.56%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.65%                14.175%
[4B]           Capital Gain                                                 8.55%                34.100%
[5]*     Preferred Stocks                                                   6.05%                14.175%
[6]      Mortgage Loans                                                     5.57%                35.000%
[7]      Real Estate                                                        4.20%                35.000%
[8]      Cash                                                               0.06%                35.000%
[9]      Others
[9A]           Dividend                                                     1.65%                14.175%
[9B]           Capital Gain                                                 8.55%                34.100%

[10]     Investment Expenses                                                                     35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                       Rate Specialist Bureau - January 2010
November 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.18%
Risk Free Rate:                                                             2.18%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.08%               35.000%
[1B]        B. Intermediate                                                 3.40%               35.000%
[1C]        C. Long                                                         4.18%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.21%               35.000%
[2B]        B. Intermediate                                                 4.76%               35.000%
[2C]        C. Long                                                         5.52%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.14%                5.250%
[3B]        B. Intermediate                                                 3.30%                5.250%
[3C]        C. Long                                                         4.50%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%               14.175%
[4B]           Capital Gain                                                 8.54%               34.100%
[5]*     Preferred Stocks                                                   6.12%               14.175%
[6]      Mortgage Loans                                                     5.52%               35.000%
[7]      Real Estate                                                        4.18%               35.000%
[8]      Cash                                                               0.08%               35.000%
[9]      Others
[9A]           Dividend                                                     1.64%               14.175%
[9B]           Capital Gain                                                 8.54%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - December 2009
October 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.24%
Risk Free Rate:                                                             2.24%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                          0.12%              35.000%
[1B]        B. Intermediate                                                  3.46%              35.000%
[1C]        C. Long                                                          4.21%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                          0.25%              35.000%
[2B]        B. Intermediate                                                  4.98%              35.000%
[2C]        C. Long                                                          5.50%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                          0.16%               5.250%
[3B]        B. Intermediate                                                  3.21%               5.250%
[3C]        C. Long                                                          4.47%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                      1.64%              14.175%
[4B]           Capital Gain                                                  8.60%              34.100%
[5]*     Preferred Stocks                                                    6.17%              14.175%
[6]      Mortgage Loans                                                      5.50%              35.000%
[7]      Real Estate                                                         4.24%              35.000%
[8]      Cash                                                                0.12%              35.000%
[9]      Others
[9A]           Dividend                                                      1.64%              14.175%
[9B]           Capital Gain                                                  8.60%              34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - November 2009
September 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.29%
Risk Free Rate:                                                             2.29%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.16%               35.000%
[1B]        B. Intermediate                                                 3.52%               35.000%
[1C]        C. Long                                                         4.28%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.28%               35.000%
[2B]        B. Intermediate                                                 5.17%               35.000%
[2C]        C. Long                                                         5.66%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.18%               5.250%
[3B]        B. Intermediate                                                 3.32%               5.250%
[3C]        C. Long                                                         4.62%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%               14.175%
[4B]           Capital Gain                                                 8.66%               34.100%
[5]*     Preferred Stocks                                                   6.19%               14.175%
[6]      Mortgage Loans                                                     5.66%               35.000%
[7]      Real Estate                                                        4.29%               35.000%
[8]      Cash                                                               0.16%               35.000%
[9]      Others
[9A]           Dividend                                                     1.63%               14.175%
[9B]           Capital Gain                                                 8.66%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - October 2009
August 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.37%
Risk Free Rate:                                                             2.37%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.18%               35.000%
[1B]        B. Intermediate                                                 3.62%               35.000%
[1C]        C. Long                                                         4.41%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.33%               35.000%
[2B]        B. Intermediate                                                 5.42%               35.000%
[2C]        C. Long                                                         5.79%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.21%                5.250%
[3B]        B. Intermediate                                                 3.57%                5.250%
[3C]        C. Long                                                         4.89%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%               14.175%
[4B]           Capital Gain                                                 8.74%               34.100%
[5]*     Preferred Stocks                                                   6.20%               14.175%
[6]      Mortgage Loans                                                     5.79%               35.000%
[7]      Real Estate                                                        4.37%               35.000%
[8]      Cash                                                               0.18%               35.000%
[9]      Others
[9A]           Dividend                                                     1.63%               14.175%
[9B]           Capital Gain                                                 8.74%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                    Rate Specialist Bureau - September 2009
July 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.31%
Risk Free Rate:                                                             2.31%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.18%               35.000%
[1B]        B. Intermediate                                                 3.52%               35.000%
[1C]        C. Long                                                         4.37%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.35%               35.000%
[2B]        B. Intermediate                                                 5.41%               35.000%
[2C]        C. Long                                                         6.28%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.23%               5.250%
[3B]        B. Intermediate                                                 3.64%               5.250%
[3C]        C. Long                                                         4.95%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%               14.175%
[4B]           Capital Gain                                                 8.68%               34.100%
[5]*     Preferred Stocks                                                   6.24%               14.175%
[6]      Mortgage Loans                                                     6.28%               35.000%
[7]      Real Estate                                                        4.31%               35.000%
[8]      Cash                                                               0.18%               35.000%
[9]      Others
[9A]           Dividend                                                     1.63%               14.175%
[9B]           Capital Gain                                                 8.68%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                       Rate Specialist Bureau - August 2009
June 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.18%
Risk Free Rate:                                                             2.18%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.17%              35.000%
[1B]        B. Intermediate                                                 3.31%              35.000%
[1C]        C. Long                                                         4.19%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.40%              35.000%
[2B]        B. Intermediate                                                 5.28%              35.000%
[2C]        C. Long                                                         6.50%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.26%               5.250%
[3B]        B. Intermediate                                                 3.56%               5.250%
[3C]        C. Long                                                         4.91%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%              14.175%
[4B]           Capital Gain                                                 8.55%              34.100%
[5]*     Preferred Stocks                                                   6.34%              14.175%
[6]      Mortgage Loans                                                     6.50%              35.000%
[7]      Real Estate                                                        4.18%              35.000%
[8]      Cash                                                               0.17%              35.000%
[9]      Others
[9A]           Dividend                                                     1.63%              14.175%
[9B]           Capital Gain                                                 8.55%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - July 2009
May 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.00%
Risk Free Rate:                                                             2.00%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.19%               35.000%
[1B]        B. Intermediate                                                 3.01%               35.000%
[1C]        C. Long                                                         3.95%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.49%               35.000%
[2B]        B. Intermediate                                                 5.21%               35.000%
[2C]        C. Long                                                         6.66%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.32%               5.250%
[3B]        B. Intermediate                                                 3.42%               5.250%
[3C]        C. Long                                                         4.88%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%               14.175%
[4B]           Capital Gain                                                 8.37%               34.100%
[5]*     Preferred Stocks                                                   6.39%               14.175%
[6]      Mortgage Loans                                                     6.66%               35.000%
[7]      Real Estate                                                        4.00%               35.000%
[8]      Cash                                                               0.19%               35.000%
[9]      Others
[9A]           Dividend                                                     1.63%               14.175%
[9B]           Capital Gain                                                 8.37%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - June 2009
April 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.94%
Risk Free Rate:                                                             1.94%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.23%              35.000%
[1B]        B. Intermediate                                                 2.87%              35.000%
[1C]        C. Long                                                         3.82%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.59%              35.000%
[2B]        B. Intermediate                                                 5.27%              35.000%
[2C]        C. Long                                                         6.38%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.38%               5.250%
[3B]        B. Intermediate                                                 3.36%               5.250%
[3C]        C. Long                                                         4.94%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%              14.175%
[4B]           Capital Gain                                                 8.31%              34.100%
[5]*     Preferred Stocks                                                   6.48%              14.175%
[6]      Mortgage Loans                                                     6.38%              35.000%
[7]      Real Estate                                                        3.94%              35.000%
[8]      Cash                                                               0.23%              35.000%
[9]      Others
[9A]           Dividend                                                     1.63%              14.175%
[9B]           Capital Gain                                                 8.31%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - May 2009
March 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.86%
Risk Free Rate:                                                             1.86%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.22%              35.000%
[1B]        B. Intermediate                                                 2.74%              35.000%
[1C]        C. Long                                                         3.69%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.80%              35.000%
[2B]        B. Intermediate                                                 5.29%              35.000%
[2C]        C. Long                                                         6.09%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.52%               5.250%
[3B]        B. Intermediate                                                 3.42%               5.250%
[3C]        C. Long                                                         4.99%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%              14.175%
[4B]           Capital Gain                                                 8.23%              34.100%
[5]*     Preferred Stocks                                                   6.60%              14.175%
[6]      Mortgage Loans                                                     6.09%              35.000%
[7]      Real Estate                                                        3.86%              35.000%
[8]      Cash                                                               0.22%              35.000%
[9]      Others
[9A]           Dividend                                                     1.63%              14.175%
[9B]           Capital Gain                                                 8.23%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - April 2009
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls   Rate Specialist Bureau - April 2009
February 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.75%
Risk Free Rate:                                                             1.75%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.15%               35.000%
[1B]        B. Intermediate                                                 2.60%               35.000%
[1C]        C. Long                                                         3.49%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         0.95%               35.000%
[2B]        B. Intermediate                                                 5.44%               35.000%
[2C]        C. Long                                                         5.90%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.62%                5.250%
[3B]        B. Intermediate                                                 3.78%                5.250%
[3C]        C. Long                                                         5.18%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%               14.175%
[4B]           Capital Gain                                                 8.12%               34.100%
[5]*     Preferred Stocks                                                   6.71%               14.175%
[6]      Mortgage Loans                                                     5.90%               35.000%
[7]      Real Estate                                                        3.75%               35.000%
[8]      Cash                                                               0.15%               35.000%
[9]      Others
[9A]           Dividend                                                     1.63%               14.175%
[9B]           Capital Gain                                                 8.12%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - March 2009
January 2009
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           7.83%
Risk Free Rate:                                                             1.83%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.12%                35.000%
[1B]        B. Intermediate                                                 2.82%                35.000%
[1C]        C. Long                                                         3.64%                35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         1.24%                35.000%
[2B]        B. Intermediate                                                 5.90%                35.000%
[2C]        C. Long                                                         6.35%                35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         0.81%                5.250%
[3B]        B. Intermediate                                                 4.10%                5.250%
[3C]        C. Long                                                         5.28%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%                14.175%
[4B]           Capital Gain                                                 8.20%                34.100%
[5]*     Preferred Stocks                                                   6.60%                14.175%
[6]      Mortgage Loans                                                     6.35%                35.000%
[7]      Real Estate                                                        3.83%                35.000%
[8]      Cash                                                               0.12%                35.000%
[9]      Others
[9A]           Dividend                                                     1.63%                14.175%
[9B]           Capital Gain                                                 8.20%                34.100%

[10]     Investment Expenses                                                                     35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - February 2009
December 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.09%
Risk Free Rate:                                                             2.09%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.30%              35.000%
[1B]        B. Intermediate                                                 3.25%              35.000%
[1C]        C. Long                                                         3.97%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         1.94%              35.000%
[2B]        B. Intermediate                                                 6.56%              35.000%
[2C]        C. Long                                                         6.67%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.26%               5.250%
[3B]        B. Intermediate                                                 4.44%               5.250%
[3C]        C. Long                                                         5.49%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%              14.175%
[4B]           Capital Gain                                                 8.46%              34.100%
[5]*     Preferred Stocks                                                   6.32%              14.175%          Revised on 2/3/09.

[6]      Mortgage Loans                                                     6.67%              35.000%
[7]      Real Estate                                                        4.09%              35.000%
[8]      Cash                                                               0.30%              35.000%
[9]      Others
[9A]           Dividend                                                     1.63%              14.175%
[9B]           Capital Gain                                                 8.46%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - February 2009
Revised on 2/3/09.

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                   Rate Specialist Bureau - February 2009
November 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.47%
Risk Free Rate:                                                             2.47%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         0.68%              35.000%
[1B]        B. Intermediate                                                 3.68%              35.000%
[1C]        C. Long                                                         4.35%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.55%              35.000%
[2B]        B. Intermediate                                                 6.75%              35.000%
[2C]        C. Long                                                         6.74%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.66%               5.250%
[3B]        B. Intermediate                                                 4.15%               5.250%
[3C]        C. Long                                                         5.24%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%              14.175%
[4B]           Capital Gain                                                 8.84%              34.100%
[5]*     Preferred Stocks                                                   6.07%              14.175%          Revised on 2/3/09.

[6]      Mortgage Loans                                                     6.74%              35.000%
[7]      Real Estate                                                        4.47%              35.000%
[8]      Cash                                                               0.68%              35.000%
[9]      Others
[9A]           Dividend                                                     1.63%              14.175%
[9B]           Capital Gain                                                 8.84%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - February 2009
Revised on 2/3/09.

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                   Rate Specialist Bureau - February 2009
October 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.77%
Risk Free Rate:                                                             2.77%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                          1.20%              35.000%
[1B]        B. Intermediate                                                  3.80%              35.000%
[1C]        C. Long                                                          4.43%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                          2.95%              35.000%
[2B]        B. Intermediate                                                  6.53%              35.000%
[2C]        C. Long                                                          6.31%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                          1.92%               5.250%
[3B]        B. Intermediate                                                  3.97%               5.250%
[3C]        C. Long                                                          5.08%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                      1.63%              14.175%
[4B]           Capital Gain                                                  9.14%              34.100%
[5]*     Preferred Stocks                                                    5.99%              14.175%
[6]      Mortgage Loans                                                      6.31%              35.000%
[7]      Real Estate                                                         4.77%              35.000%
[8]      Cash                                                                1.20%              35.000%
[9]      Others
[9A]           Dividend                                                      1.63%              14.175%
[9B]           Capital Gain                                                  9.14%              34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                     Rate Specialist Bureau - November 2008
September 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.00%
Risk Free Rate:                                                             3.00%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         1.52%               35.000%
[1B]        B. Intermediate                                                 3.86%               35.000%
[1C]        C. Long                                                         4.49%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.80%               35.000%
[2B]        B. Intermediate                                                 6.20%               35.000%
[2C]        C. Long                                                         6.30%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.82%               5.250%
[3B]        B. Intermediate                                                 3.67%               5.250%
[3C]        C. Long                                                         4.77%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.63%               14.175%
[4B]           Capital Gain                                                 9.36%               34.100%
[5]*     Preferred Stocks                                                   5.99%               14.175%
[6]      Mortgage Loans                                                     6.30%               35.000%
[7]      Real Estate                                                        5.00%               35.000%
[8]      Cash                                                               1.52%               35.000%
[9]      Others
[9A]           Dividend                                                     1.63%               14.175%
[9B]           Capital Gain                                                 9.36%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - October 2008
August 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.20%
Risk Free Rate:                                                             3.20%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         1.77%               35.000%
[1B]        B. Intermediate                                                 4.00%               35.000%
[1C]        C. Long                                                         4.63%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.73%               35.000%
[2B]        B. Intermediate                                                 6.12%               35.000%
[2C]        C. Long                                                         6.42%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.77%                5.250%
[3B]        B. Intermediate                                                 3.73%                5.250%
[3C]        C. Long                                                         4.71%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%               14.175%
[4B]           Capital Gain                                                 9.57%               34.100%
[5]*     Preferred Stocks                                                   6.00%               14.175%
[6]      Mortgage Loans                                                     6.42%               35.000%
[7]      Real Estate                                                        5.20%               35.000%
[8]      Cash                                                               1.77%               35.000%
[9]      Others
[9A]           Dividend                                                     1.64%               14.175%
[9B]           Capital Gain                                                 9.57%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                    Rate Specialist Bureau - September 2008
July 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.22%
Risk Free Rate:                                                             3.22%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         1.77%               35.000%
[1B]        B. Intermediate                                                 4.00%               35.000%
[1C]        C. Long                                                         4.65%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.68%               35.000%
[2B]        B. Intermediate                                                 6.01%               35.000%
[2C]        C. Long                                                         6.42%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.74%               5.250%
[3B]        B. Intermediate                                                 3.75%               5.250%
[3C]        C. Long                                                         4.60%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%               14.175%
[4B]           Capital Gain                                                 9.58%               34.100%
[5]*     Preferred Stocks                                                   5.98%               14.175%
[6]      Mortgage Loans                                                     6.42%               35.000%
[7]      Real Estate                                                        5.22%               35.000%
[8]      Cash                                                               1.77%               35.000%
[9]      Others
[9A]           Dividend                                                     1.64%               14.175%
[9B]           Capital Gain                                                 9.58%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                       Rate Specialist Bureau - August 2008
June 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.09%
Risk Free Rate:                                                             3.09%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         1.65%              35.000%
[1B]        B. Intermediate                                                 3.89%              35.000%
[1C]        C. Long                                                         4.59%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.68%              35.000%
[2B]        B. Intermediate                                                 5.82%              35.000%
[2C]        C. Long                                                         6.28%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.74%               5.250%
[3B]        B. Intermediate                                                 3.77%               5.250%
[3C]        C. Long                                                         4.58%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%              14.175%
[4B]           Capital Gain                                                 9.45%              34.100%
[5]*     Preferred Stocks                                                   5.92%              14.175%
[6]      Mortgage Loans                                                     6.28%              35.000%
[7]      Real Estate                                                        5.09%              35.000%
[8]      Cash                                                               1.65%              35.000%
[9]      Others
[9A]           Dividend                                                     1.64%              14.175%
[9B]           Capital Gain                                                 9.45%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - July 2008
May 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.89%
Risk Free Rate:                                                             2.89%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         1.45%               35.000%
[1B]        B. Intermediate                                                 3.69%               35.000%
[1C]        C. Long                                                         4.47%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.68%               35.000%
[2B]        B. Intermediate                                                 5.67%               35.000%
[2C]        C. Long                                                         6.23%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.74%               5.250%
[3B]        B. Intermediate                                                 3.80%               5.250%
[3C]        C. Long                                                         4.69%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%               14.175%
[4B]           Capital Gain                                                 9.25%               34.100%
[5]*     Preferred Stocks                                                   5.92%               14.175%
[6]      Mortgage Loans                                                     6.23%               35.000%
[7]      Real Estate                                                        4.89%               35.000%
[8]      Cash                                                               1.45%               35.000%
[9]      Others
[9A]           Dividend                                                     1.64%               14.175%
[9B]           Capital Gain                                                 9.25%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - June 2008
April 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           8.90%
Risk Free Rate:                                                             2.90%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         1.59%              35.000%
[1B]        B. Intermediate                                                 3.64%              35.000%
[1C]        C. Long                                                         4.43%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         2.82%              35.000%
[2B]        B. Intermediate                                                 5.58%              35.000%
[2C]        C. Long                                                         6.22%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         1.83%               5.250%
[3B]        B. Intermediate                                                 3.78%               5.250%
[3C]        C. Long                                                         4.76%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%              14.175%
[4B]           Capital Gain                                                 9.26%              34.100%
[5]*     Preferred Stocks                                                   6.00%              14.175%
[6]      Mortgage Loans                                                     6.22%              35.000%
[7]      Real Estate                                                        4.90%              35.000%
[8]      Cash                                                               1.59%              35.000%
[9]      Others
[9A]           Dividend                                                     1.64%              14.175%
[9B]           Capital Gain                                                 9.26%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                         Rate Specialist Bureau - May 2008
March 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.09%
Risk Free Rate:                                                             3.09%
Currently
Classes of Assets                                              Available Yield        FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         2.09%              35.000%
[1B]        B. Intermediate                                                 3.66%              35.000%
[1C]        C. Long                                                         4.40%              35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         3.14%              35.000%
[2B]        B. Intermediate                                                 5.48%              35.000%
[2C]        C. Long                                                         6.11%              35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         2.04%               5.250%
[3B]        B. Intermediate                                                 3.71%               5.250%
[3C]        C. Long                                                         4.63%               5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%              14.175%
[4B]           Capital Gain                                                 9.45%              34.100%
[5]*     Preferred Stocks                                                   6.11%              14.175%
[6]      Mortgage Loans                                                     6.11%              35.000%
[7]      Real Estate                                                        5.09%              35.000%
[8]      Cash                                                               2.09%              35.000%
[9]      Others
[9A]           Dividend                                                     1.64%              14.175%
[9B]           Capital Gain                                                 9.45%              34.100%

[10]     Investment Expenses                                                                   35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - April 2008
February 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.39%
Risk Free Rate:                                                             3.39%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         2.69%               35.000%
[1B]        B. Intermediate                                                 3.86%               35.000%
[1C]        C. Long                                                         4.47%               35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         3.83%               35.000%
[2B]        B. Intermediate                                                 5.45%               35.000%
[2C]        C. Long                                                         6.01%               35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         2.49%                5.250%
[3B]        B. Intermediate                                                 3.67%                5.250%
[3C]        C. Long                                                         4.48%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.64%               14.175%
[4B]           Capital Gain                                                 9.75%               34.100%
[5]*     Preferred Stocks                                                   6.18%               14.175%
[6]      Mortgage Loans                                                     6.01%               35.000%
[7]      Real Estate                                                        5.39%               35.000%
[8]      Cash                                                               2.69%               35.000%
[9]      Others
[9A]           Dividend                                                     1.64%               14.175%
[9B]           Capital Gain                                                 9.75%               34.100%

[10]     Investment Expenses                                                                    35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                        Rate Specialist Bureau - March 2008
January 2008
Maximum Permitted Rate of Return
Yields and FIT rates For Investment Income Calculation
Maximum Permitted Rate of Return:                                           9.66%
Risk Free Rate:                                                             3.66%
Currently
Classes of Assets                                              Available Yield         FIT Rate
Annual Statement, Sch D, Part 1A, Sec. 1
[1]      US Government Bonds
[1A]       A. Short                                                         3.08%                35.000%
[1B]        B. Intermediate                                                 4.00%                35.000%
[1C]        C. Long                                                         4.49%                35.000%
[2]      Other Taxable Bonds
[2A]       A. Short                                                         4.40%                35.000%
[2B]        B. Intermediate                                                 5.51%                35.000%
[2C]        C. Long                                                         5.94%                35.000%
[3]      Tax Exempt Bonds
[3A]       A. Short                                                         2.86%                5.250%
[3B]        B. Intermediate                                                 3.75%                5.250%
[3C]        C. Long                                                         4.49%                5.250%
A.S. Pg 2, Assets Column, Lines 2.1 to 9
[4]      Common Stocks
[4A]           Dividend                                                     1.66%                14.175%
[4B]           Capital Gain                                                 10.00%               34.100%
[5]*     Preferred Stocks                                                   6.16%                14.175%
[6]      Mortgage Loans                                                     5.94%                35.000%
[7]      Real Estate                                                        5.66%                35.000%
[8]      Cash                                                               3.08%                35.000%
[9]      Others
[9A]           Dividend                                                     1.66%                14.175%
[9B]           Capital Gain                                                 10.00%               34.100%

[10]     Investment Expenses                                                                     35.000%

Note (*): Yield on Preferred Stocks has a two months lag time.
Footnotes for Lines:
[1]: the sum of AS Lines 1.7 & 2.7
[1A], [2A], [3A]: Short refers to One Year or Less
[1B], [2B], [3B]: Intermediate refers to Over 1 year through 10 years
[1C], [2C], [3C]: Long refers to Over 10 years
[2]: the sum of AS Lines 6.7, 7.7, 8.7, & 9.7 plus half of Line 5.7
[3]: the sum of AS Lines 3.7, & 4.7 plus half of Line 5.7
[4]: AS Line 2.2
[4B]: Risk Free + 8% - Dividend
[5]: AS Line 2.1
[6]: the sum of AS Lines 3.1 & 3.2
[7]: the sum of AS Lines 4.1, 4.2 & 4.3 : (Risk Free + 2%)
[8]: AS Line 5, Cash part
[9]: the sum of AS Lines 6, 7, 8 & 9
[10]: AS Pg 11, Ln 25, Col 3

88718a3e-b8f1-41ad-b232-818bce8d71fa.xls                                      Rate Specialist Bureau - February 2008
Bond Yield by Asset Class
Asset Class
[1A]   [1B]     [1C]    [2A]    [2B]    [2C]    [3B]    [3C]    [4A]    [4B]     [5]
Apr-09           0.16%   2.93%    3.84%   0.48%   5.10%   6.52%   3.42%   4.86%   1.63%   1.93%   6.21%
May-09           0.18%   3.29%    4.22%   0.37%   5.19%   7.01%   3.40%   4.76%   1.63%   2.16%   6.20%
Jun-09           0.18%   3.72%    4.51%   0.36%   5.57%   5.96%   3.85%   5.11%   1.63%   2.44%   6.19%
Jul-09           0.18%   3.56%    4.38%   0.33%   5.47%   5.86%   3.67%   4.97%   1.63%   2.33%   6.19%
Aug-09           0.17%   3.59%    4.33%   0.29%   5.21%   5.55%   3.19%   4.59%   1.63%   2.34%   6.12%
Sep-09           0.12%   3.40%    4.14%   0.23%   4.84%   5.56%   3.10%   4.30%   1.63%   2.19%   6.05%
Oct-09           0.07%   3.39%    4.16%   0.22%   4.90%   5.38%   3.36%   4.51%   1.65%   2.18%   5.99%
Nov-09           0.05%   3.40%    4.24%   0.19%   4.55%   5.62%   3.43%   4.67%   1.65%   2.17%   5.98%
Dec-09           0.05%   3.59%    4.40%   0.20%   4.56%   5.72%   3.22%   4.50%   1.65%   2.26%   5.93%
Jan-10           0.06%   3.73%    4.50%   0.18%   4.78%   5.85%   3.08%   4.37%   1.65%   2.33%   5.90%
Feb-10           0.11%   3.69%    4.48%   0.20%   4.94%   5.95%   3.20%   4.88%   1.65%   2.30%   6.01%
Mar-10           0.15%   3.73%    4.49%   0.24%   4.89%   5.86%   3.33%   4.65%   1.65%   2.35%   5.66%
Apr-10           0.16%   3.85%    4.53%   0.30%   4.78%   5.82%   3.45%   4.66%   1.65%   2.42%   5.75%
May-10           0.16%   3.42%    4.11%   0.44%   4.58%   5.56%   3.40%   4.79%   1.65%   2.15%   5.72%
Jun-10           0.12%   3.20%    3.95%   0.46%   4.50%   6.26%   3.37%   4.91%   1.65%   2.01%   5.71%
Jul-10           0.16%   3.01%    3.80%   0.37%   4.16%   6.20%   3.07%   5.02%   1.65%   1.91%   6.21%
Aug-10           0.16%   2.70%    3.52%   0.27%   3.98%   5.96%   2.69%   4.36%   1.65%   1.71%   6.22%
Sep-10           0.15%   2.65%    3.47%   0.25%   4.11%   5.72%   2.72%   4.07%   1.65%   1.67%   6.14%
Oct-10           0.13%   2.54%    3.52%   0.25%   3.96%   4.89%   2.56%   4.04%   1.65%   1.61%   5.78%
Nov-10           0.14%   2.76%    3.82%   0.25%   3.96%   5.18%   3.07%   4.51%   1.65%   1.77%   5.57%
Dec-10           0.14%   3.29%    4.17%   0.27%   4.20%   5.06%   3.28%   5.10%   1.65%   2.06%   5.83%
Jan-11           0.15%   3.39%    4.28%   0.26%   4.33%   5.32%   3.37%   5.23%   1.65%   2.14%   5.85%
Feb-11           0.13%   3.58%    4.42%   0.25%   4.66%   5.51%   3.48%   5.16%   1.65%   2.26%   5.65%
Mar-11           0.10%   3.41%    4.27%   0.23%   4.67%   5.41%   3.27%   4.97%   1.65%   2.15%   5.66%
Apr-11           0.06%   3.46%    4.28%   0.22%   4.46%   5.34%   3.65%   5.16%   1.65%   2.16%   5.63%
May-11           0.04%   3.17%    4.01%   0.18%   4.15%   5.13%   3.24%   5.29%   1.65%   1.96%   5.63%
Jun-11           0.04%   3.00%    3.91%   0.17%   4.09%   5.11%   3.20%   5.26%   1.65%   1.84%   5.63%
Jul-11           0.04%   3.00%    3.95%   0.17%   3.98%   5.34%   3.10%   5.50%   1.65%   1.84%
Aug-11           0.02%   2.30%    3.24%   0.21%   3.50%   4.93%   2.40%   4.33%   1.65%   1.43%
Running 3-Months Average
[1A]   [1B]     [1C]    [2A]    [2B]    [2C]    [3B]    [3C]    [4A]    [4B]     [5]
Apr/May/Jun 09           0.17%   3.31%    4.19%   0.40%   5.28%   6.50%   3.56%   4.91%   1.63%   2.18%   6.20%
May/Jun/Jul 09           0.18%   3.52%    4.37%   0.35%   5.41%   6.28%   3.64%   4.95%   1.63%   2.31%   6.19%
Jun/Jul/Aug 09           0.18%   3.62%    4.41%   0.33%   5.42%   5.79%   3.57%   4.89%   1.63%   2.37%   6.17%
Jul/Aug/Sep 09           0.16%   3.52%    4.28%   0.28%   5.17%   5.66%   3.32%   4.62%   1.63%   2.29%   6.12%
Aug/Sep/Oct 09           0.12%   3.46%    4.21%   0.25%   4.98%   5.50%   3.21%   4.47%   1.64%   2.24%   6.05%
Sep/Oct/Nov 09           0.08%   3.40%    4.18%   0.21%   4.76%   5.52%   3.30%   4.50%   1.64%   2.18%   6.01%
Oct/Nov/Dec 09           0.06%   3.46%    4.27%   0.20%   4.67%   5.57%   3.34%   4.56%   1.65%   2.20%   5.97%
Nov/Dec 09, Jan 10       0.05%   3.57%    4.38%   0.19%   4.63%   5.73%   3.24%   4.51%   1.65%   2.25%   5.94%
Dec 09, Jan/Feb 10       0.07%   3.67%    4.46%   0.19%   4.76%   5.84%   3.16%   4.58%   1.65%   2.30%   5.95%
Jan/Feb/Mar 10           0.11%   3.72%    4.49%   0.21%   4.87%   5.88%   3.20%   4.63%   1.65%   2.33%   5.86%
Feb/Mar/Apr 10           0.14%   3.76%    4.50%   0.25%   4.87%   5.87%   3.33%   4.73%   1.65%   2.36%   5.81%
Mar/Apr/May 10           0.16%   3.67%    4.38%   0.33%   4.75%   5.74%   3.39%   4.70%   1.65%   2.30%   5.71%
Apr/May/Jun 10           0.15%   3.49%    4.20%   0.40%   4.62%   5.88%   3.41%   4.79%   1.65%   2.19%   5.73%
May/Jun/Jul 10           0.15%   3.21%    3.95%   0.42%   4.41%   6.01%   3.28%   4.91%   1.65%   2.02%   5.88%
Jun/Jul/Aug 10           0.15%   2.97%    3.76%   0.37%   4.21%   6.14%   3.04%   4.76%   1.65%   1.88%   6.05%
Jul/Aug/Sep 10           0.16%   2.79%    3.60%   0.30%   4.08%   5.96%   2.83%   4.48%   1.65%   1.76%   6.19%
Aug/Sep/Oct 10           0.15%   2.63%    3.50%   0.26%   4.02%   5.52%   2.66%   4.16%   1.65%   1.66%   6.05%
Sep/Oct/Nov 10           0.14%   2.65%    3.60%   0.25%   4.01%   5.27%   2.79%   4.21%   1.65%   1.68%   5.83%
Oct/Nov/Dec 10           0.14%   2.86%    3.84%   0.26%   4.04%   5.04%   2.97%   4.55%   1.65%   1.81%   5.73%
Nov/Dec 10, Jan 11       0.14%   3.15%    4.09%   0.26%   4.16%   5.19%   3.24%   4.95%   1.65%   1.99%   5.75%
Dec 10, Jan/Feb 11       0.14%   3.42%    4.29%   0.26%   4.40%   5.29%   3.38%   5.16%   1.65%   2.15%   5.78%
Jan/Feb/Mar 11           0.13%   3.46%    4.32%   0.25%   4.55%   5.41%   3.37%   5.12%   1.65%   2.18%   5.72%
Feb/Mar/Apr 11           0.10%   3.48%    4.32%   0.23%   4.60%   5.42%   3.47%   5.10%   1.65%   2.19%   5.65%
Mar/Apr/May 11           0.07%   3.35%    4.19%   0.21%   4.43%   5.29%   3.39%   5.14%   1.65%   2.09%   5.64%
Apr/May/Jun 11           0.05%   3.21%    4.07%   0.19%   4.23%   5.19%   3.36%   5.24%   1.65%   1.98%   5.63%
May/Jun/Jul 11           0.04%   3.06%    3.96%   0.17%   4.07%   5.19%   3.18%   5.35%   1.65%   1.88%
Jun/Jul/Aug 11           0.03%   2.77%    3.70%   0.18%   3.85%   5.13%   2.90%   5.03%   1.65%   1.70%

California Department of Insurance                                                    Rate Specialist Bureau - 9-6-2011
Asset Classes:
[1A] Nominal 3-Month Constant Maturity US Treasury Bills
[1B] Nominal 10-Year Constant Maturity US Treasury Bonds
[1C] Nominal 20-Year Constant Maturity US Treasury Bonds
[2A] 3-Month Financial Commercial Paper
[2B] 10-Year Corporate A and AA Rated Bonds
[2C] 20-Year Corporate A and AA Rated Bonds
[3B] 10-Year Municipal A and AA Rated Bonds
[3C] 20-Year Municipal A and AA Rated Bonds
[4A] 10-Year Average Income Return from Ibbotson Yearbook (1998 to 2007)
[4B] Risk-Free-Rate: Average Nominal 1-Month, 5-Year, and 20-Year Constant Maturity US Treasury Bonds
[5]   Preferred Stock Dividends from Mergent Bond Record

California Department of Insurance                                                             Rate Specialist Bureau - 9-6-2011
§2644.20. Projected Yield.

The website for the Federal Reserve H.15 statistical release is here:

http://www.federalreserve.gov/releases/h15/data.htm

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

Nominal 1-month constant maturity US Treasury Bonds

http://www.federalreserve.gov/releases/h15/data/Monthly/H15_TCMNOM_M1.txt

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

Nominal 3-month constant maturity US Treasury Bonds

http://www.federalreserve.gov/releases/h15/data/Monthly/H15_TCMNOM_M3.txt

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

Nominal 5-year constant maturity US Treasury Bonds

http://www.federalreserve.gov/releases/h15/data/Monthly/H15_TCMNOM_Y5.txt

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

Nominal 10-year constant maturity US Treasury Bonds

http://www.federalreserve.gov/releases/h15/data/Monthly/H15_TCMNOM_Y10.txt
*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

Nominal 20-year constant maturity US Treasury Bonds

http://www.federalreserve.gov/releases/h15/data/Monthly/H15_TCMNOM_Y20.txt

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

The 3-month financial commercial paper

http://www.federalreserve.gov/releases/h15/data/Monthly/H15_FCP_M3.txt

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

The 10-year corporate A and AA rated bonds
The 20-year corporate A and AA rated bonds
The 10-year municipal A and AA rated bonds
The 20-year municipal A and AA rated bonds

http://finance.yahoo.com/bonds/composite_bond_rates

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

The ten-year average income return from Ibbotson yearbook.

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*

The preferred stock dividends from Mergent Bond Record.

*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

01/02/07   5.45          5.44        5.87        5.81   3.99          3.68        3.83        4.28
01/03/07   5.43          5.36        5.84        5.79   3.97          3.65        4.09        4.06
01/04/07   5.37          5.33        5.85        5.79   3.96          3.64        4.09        4.07
01/05/07   5.43          5.32        5.82        5.76   3.93          3.61        3.93        4.04
01/08/07   5.44          5.37        5.81        5.75   3.95          3.63        4.08        4.10
01/09/07   5.44          5.37        5.81        5.75   3.95          3.65        4.07        4.04
01/10/07   5.47          5.39        5.85        5.79   3.95          3.63        4.14        3.98
01/11/07   5.52          5.46        5.89        5.83   3.97          3.66        4.10        4.02
01/12/07   5.55          5.49        5.93        5.87   4.01          3.75        4.14        4.01
01/16/07   5.53          5.49        5.97        5.92   4.03          3.75        4.16        4.02
01/17/07   5.57          5.52        6.01        5.95   4.03          3.74        4.18        3.89
01/18/07   5.54          5.47        6.00        5.94   4.04          3.75        4.17        3.88
01/19/07   5.57          5.52        6.02        5.96   4.04          3.75        4.08        3.93
01/22/07   5.56          5.50        5.96        5.90   4.04          3.75        4.17        3.92
01/23/07   5.59          5.54        6.01        5.96   4.03          3.74        4.12        3.89
01/24/07   5.59          5.55        6.01        5.95   4.05          3.75        4.13        3.88
01/25/07   5.65          5.69        6.07        6.01   4.08          3.77        3.87        3.93
01/26/07   5.65          5.70        6.07        6.01   4.11          3.83        4.15        3.96
01/29/07   5.67          5.71        6.09        6.03   4.11          3.81        4.11        3.97
01/30/07   5.66          5.70        6.08        6.02   4.12          3.82        4.26        3.97
01/31/07   5.61          5.54        6.00        5.94   4.12          3.83        4.03        3.97

Avg/bond    5.54          5.50        5.95        5.89   4.02          3.72        4.09        3.99
Avg/item       5.52                      5.92               3.87                      4.04

02/01/07   5.63          5.57        6.01        5.95   4.11          3.82        4.03        3.96
02/02/07   5.61          5.59        6.01        5.95   4.13          3.82        4.14        3.96
02/05/07   5.59          5.57        5.93        5.88   4.11          3.80        4.04        3.94
02/06/07   5.55          5.52        5.92        5.87   4.08          3.78        3.86        3.92
02/07/07   5.52          5.47        5.90        5.84   4.05          3.74        3.85        3.91
02/08/07   5.52          5.49        5.90        5.84   4.02          3.72        4.13        4.04
02/09/07   5.57          5.53        6.06        6.00   4.03          3.71        4.13        4.05
02/12/07   5.59          5.56        5.95        5.89   4.05          3.74        4.13        4.04
02/13/07   5.60          5.56        5.96        5.90   4.15          3.78        4.13        4.04
02/14/07   5.52          5.47        5.89        5.84   4.08          3.76        4.13        4.02
02/15/07   5.50          5.45        5.87        5.81   4.05          3.74        4.10        4.01
02/16/07   5.49          5.43        6.00        5.95   4.01          3.71        4.06        4.04
02/20/07   5.46          5.42        5.94        5.89   4.01          3.70        4.07        4.04
02/21/07   5.46          5.43        5.93        5.87   4.00          3.70        4.05        4.09
02/22/07   5.51          5.48        5.95        5.89   4.14          3.76        4.09        4.09
02/23/07   5.48          5.43        5.87        5.81   4.12          3.75        4.04        4.08
02/26/07   5.42          5.39        5.89        5.83   3.99          3.69        4.02        4.06
02/27/07   5.32          5.31        5.80        5.74   3.96          3.64        3.91        4.02
02/28/07   5.37          5.40        5.79        5.73   3.94          3.63        3.91        3.99

Avg/bond    5.51          5.48        5.92        5.87   4.05          3.74        4.04        4.02
Avg/item       5.49                      5.90               3.90                      4.03
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

03/01/07   5.38          5.40        5.84        5.78   3.95          3.62        4.01        4.03
03/02/07   5.35          5.37        5.79        5.74   3.94          3.63        4.06        3.99
03/05/07   5.38          5.40        5.80        5.74   3.96          3.62        3.99        4.04
03/06/07   5.40          5.40        5.81        5.74   3.93          3.64        3.99        4.06
03/07/07   5.35          5.37        5.79        5.74   3.94          3.64        4.00        4.07
03/08/07   5.36          5.37        5.83        6.19   3.91          3.58        4.00        4.08
03/09/07   5.44          5.42        5.89        6.30   3.93          3.58        3.99        4.07
03/12/07   5.41          5.35        5.84        5.69   3.96          3.65        4.03        4.09
03/13/07   5.36          5.32        5.84        5.74   3.96          3.62        4.02        4.10
03/14/07   5.39          5.37        5.90        5.68   3.93          3.59        4.01        4.08
03/15/07   5.40          5.36        5.89        5.68   3.93          3.60        4.02        4.05
03/16/07   5.42          5.38        5.95        5.68   3.93          3.59        4.08        4.48
03/19/07   5.46          5.43        5.98        5.74   3.94          3.59        4.01        4.41
03/20/07   5.48          5.43        5.98        5.74   3.95          3.60        4.02        4.45
03/21/07   5.43          5.35        5.98        5.70   3.94          3.59        4.03        4.45
03/22/07   5.46          5.40        6.01        5.76   4.03          3.72        3.95        4.45
03/23/07   5.48          5.42        6.06        5.89   3.97          3.63        4.05        4.43
03/26/07   5.45          5.39        6.12        5.88   3.98          3.64        4.09        4.47
03/27/07   5.49          5.41        6.07        5.98   3.98          3.63        4.03        4.46
03/28/07   5.50          5.43        6.02        5.92   3.99          3.65        4.03        4.47
03/29/07   5.52          5.45        6.01        5.81   4.00          3.68        4.02        4.48
03/30/07   5.52          5.46        6.04        5.92   4.09          3.80        4.02        4.36

Avg/bond    5.43          5.39        5.93        5.82   3.96          3.63        4.02        4.25
Avg/item       5.41                      5.87               3.80                      4.14
3 Mo Avg       5.47                      5.90               3.85                      4.07

04/02/07   5.53          5.42        6.05        5.79   3.99          3.70        4.03        4.31
04/03/07   5.54          5.44        6.10        5.80   3.99          3.69        4.03        4.41
04/04/07   5.52          5.44        6.06        5.80   4.01          3.73        3.99        4.41
04/05/07   5.54          5.45        6.12        5.83   4.01          3.73        4.20        4.41
04/06/07   5.60          5.51        6.18        5.90   4.01          3.73        4.15        4.41
04/09/07   5.59          5.52        6.17        5.89   4.02          3.76        4.11        4.41
04/10/07   5.56          5.46        6.09        5.87   4.06          3.80        4.24        4.41
04/11/07   5.55          5.46        6.11        5.87   4.02          3.79        4.20        4.41
04/12/07   5.57          5.45        6.07        5.87   4.03          3.80        4.26        4.41
04/13/07   5.59          5.47        6.08        5.89   4.10          3.81        4.26        4.41
04/16/07   5.58          5.45        5.98        5.86   4.10          3.81        4.21        4.41
04/17/07   5.53          5.40        5.94        5.78   4.10          3.82        4.26        4.43
04/18/07   5.51          5.37        5.91        5.75   4.08          3.79        4.18        4.43
04/19/07   5.52          5.37        5.92        5.77   4.04          3.75        4.30        4.43
04/20/07   5.52          5.38        5.93        5.78   4.03          3.75        4.55        4.43
04/23/07   5.48          5.35        5.90        5.76   4.03          3.76        4.24        4.43
04/24/07   5.44          5.32        5.87        5.73   4.02          3.75        4.11        4.43
04/25/07   5.42          5.35        5.98        5.80   4.00          3.71        4.24        4.43
04/26/07   5.51          5.44        5.95        5.84   4.09          3.82        4.27        4.43
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

04/27/07   5.56          5.45        5.96        5.83   4.02          3.73        4.24        4.43
04/30/07   5.48          5.37        5.89        5.75   4.03          3.73        4.16        4.43

Avg/bond    5.53          5.42        6.01        5.82   4.04          3.76        4.20        4.41
Avg/item       5.48                      5.91               3.90                      4.31
3 Mo Avg       5.46                      5.90               3.86                      4.16

05/01/07   5.48          5.38        5.89        5.74   4.00          3.68        4.28        4.43
05/02/07   5.48          5.36        5.91        5.75   3.99          3.69        4.22        4.52
05/03/07   5.53          5.40        5.93        5.78   4.00          3.70        4.16        4.52
05/04/07   5.49          5.35        5.90        5.74   4.01          3.71        4.23        4.58
05/07/07   5.47          5.34        5.88        5.71   3.99          3.71        4.29        4.57
05/08/07   5.48          5.35        5.89        5.73   3.98          3.70        4.29        4.56
05/09/07   5.52          5.41        5.93        5.75   3.97          3.67        4.29        4.51
05/10/07   5.49          5.38        5.91        5.74   3.96          3.68        4.27        4.49
05/11/07   5.53          5.41        5.99        5.76   3.97          3.67        4.27        4.49
05/14/07   5.50          5.39        6.00        5.78   3.98          3.67        4.52        4.49
05/15/07   5.52          5.44        6.07        5.82   3.99          3.67        4.52        4.48
05/16/07   5.52          5.45        6.06        5.83   4.00          3.70        4.50        4.19
05/17/07   5.58          5.49        6.02        5.82   4.00          3.71        4.52        4.19
05/18/07   5.60          5.51        6.05        5.85   4.03          3.73        4.52        4.22
05/21/07   5.59          5.51        6.05        5.85   4.06          3.78        4.47        4.24
05/22/07   5.63          5.56        6.10        5.90   4.05          3.77        4.39        4.24
05/23/07   5.67          5.58        6.08        5.93   4.08          3.78        4.44        4.26
05/24/07   5.65          5.54        6.10        5.90   4.11          3.81        4.37        4.29
05/25/07   5.71          5.58        6.11        5.92   4.10          3.80        4.27        4.29
05/29/07   5.71          5.59        6.15        5.93   4.10          3.82        4.33        4.28
05/30/07   5.68          5.59        6.09        5.93   4.11          3.83        4.30        4.31
05/31/07   5.71          5.62        6.07        5.93   4.11          3.83        4.18        4.31

Avg/bond    5.57          5.47        6.01        5.82   4.03          3.73        4.35        4.38
Avg/item       5.52                      5.92               3.88                      4.37
3 Mo Avg       5.47                      5.90               3.86                      4.27

06/01/07   5.74          5.68        6.15        5.98   4.14          3.86        4.29        4.42
06/04/07   5.72          5.66        6.08        5.93   4.17          3.95        4.49        4.48
06/05/07   5.77          5.71        6.12        5.97   4.17          3.91        4.45        4.47
06/06/07   5.78          5.72        6.17        5.98   4.17          3.94        4.45        4.47
06/07/07   5.77          5.71        6.17        6.00   4.20          3.98        4.58        4.50
06/08/07   5.90          5.84        6.37        6.12   4.28          4.09        4.71        4.57
06/11/07   5.96          5.89        6.29        6.13   4.28          4.05        4.64        4.58
06/12/07   6.08          6.03        6.41        6.25   4.30          4.09        4.72        4.59
06/13/07   6.04          6.01        6.45        6.18   4.36          4.12        4.80        4.64
06/14/07   6.05          6.00        6.40        6.20   4.35          4.12        4.75        4.67
06/15/07   5.97          5.93        6.43        6.14   4.36          4.12        4.76        4.67
06/18/07   6.00          5.98        6.36        6.21   4.34          4.15        4.77        4.65
06/19/07   5.92          5.84        6.33        6.16   4.34          4.17        4.72        4.67
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA         A            AA      A            AA         A            AA

06/20/07   6.00          5.92        6.40        6.27   4.31          4.16        4.72        4.65
06/21/07   6.04          6.00        6.43        6.28   4.26          4.17        4.73        4.66
06/22/07   6.00          5.95        6.37        6.25   4.28          4.14        4.73        4.68
06/25/07   5.96          5.91        6.26        6.19   4.27          4.13        4.64        4.67
06/26/07   5.98          5.90        6.36        6.20   4.25          4.12        4.65        4.52
06/27/07   5.97          5.92        6.35        6.20   4.25          4.13        4.68        4.52
06/28/07   5.98          5.91        6.35        6.20   4.23          4.11        4.68        4.50
06/29/07   5.95          5.86        6.32        6.15   4.25          4.11        4.66        4.51

Avg/bond    5.93          5.87        6.31        6.14   4.26          4.08        4.65        4.58
Avg/item       5.90                      6.23               4.17                      4.61
3 Mo Avg       5.63                      6.02               3.98                      4.43

07/02/07   5.91          5.81        6.29        6.14   4.25          4.05        4.64        4.47
07/03/07   5.98          5.87        6.33        6.17   4.25          4.00        4.62        4.45
07/05/07   6.05          5.98        6.44        6.25   4.25          4.01        4.64        4.47
07/06/07   6.09          6.09        6.46        6.34   4.27          4.05        4.66        4.52
07/09/07   6.05          6.04        6.47        6.32   4.29          4.13        4.70        4.56
07/10/07   5.96          5.91        6.34        6.21   4.26          4.12        4.70        4.54
07/11/07   6.04          5.98        6.40        6.28   4.26          4.01        4.71        4.48
07/12/07   6.10          6.05        6.49        6.33   4.29          4.08        4.64        4.52
07/13/07   6.10          6.03        6.46        6.30   4.32          4.11        4.64        4.54
07/16/07   6.08          5.96        6.41        6.24   4.30          4.09        4.24        4.33
07/17/07   6.11          6.01        6.40        6.37   4.15          4.08        4.20        4.29
07/18/07   6.11          6.00        6.41        6.24   4.14          4.08        4.22        4.51
07/19/07   6.11          6.00        6.37        6.24   4.12          4.05        4.20        4.49
07/20/07   6.06          5.93        6.33        6.22   4.11          4.02        4.17        4.49
07/23/07   6.06          5.94        6.26        6.23   4.14          4.01        4.17        4.46
07/24/07   6.04          5.92        6.24        6.21   4.06          4.02        4.18        4.47
07/25/07   6.00          5.93        6.26        6.22   4.10          4.02        4.17        4.47
07/26/07   5.95          5.88        6.23        6.20   3.93          3.99        4.17        4.45
07/27/07   5.98          5.87        6.21        6.18   4.02          3.98        4.16        4.41
07/30/07   6.02          5.81        6.24        6.22   3.98          3.97        4.14        4.43
07/31/07   5.94          5.71        6.18        6.15   3.99          3.99        4.19        4.44

Avg/bond    6.04          5.94        6.34        6.24   4.17          4.04        4.39        4.47
Avg/item       5.99                      6.29               4.10                      4.43
3 Mo Avg       5.80                      6.15               4.05                      4.47

08/01/07   6.00         5.79         6.22        6.19   3.98         3.99         4.41        4.44
08/02/07                not available                                not available
08/03/07                not available                                not available
08/06/07                not available                                not available
08/07/07   6.12         5.87         6.35        6.32   4.09         3.96         3.99        3.99
08/08/07                not available                                not available
08/09/07                not available                                not available
08/10/07   6.07         5.87         6.44        6.41   4.23         4.00         4.37        4.41
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA         A            AA      A            AA         A            AA

08/13/07   6.00         5.85         6.39        6.36   4.25         4.02         4.08        4.08
08/14/07   6.00         5.85         6.39        6.36   4.25         4.02         4.17        4.49
08/15/07                not available                                not available
08/16/07   5.97         5.85         6.36        6.33   4.26         4.05         4.32        4.35
08/17/07   6.02         5.85         6.33        6.31   4.26         4.07         4.14        4.93
08/20/07   5.87         5.86         6.33        6.31   4.24         4.10         4.43        4.47
08/21/07   5.81         5.81         6.36        6.34   4.24         4.10        not availiable
08/22/07   5.83         5.83         6.37        6.34   4.30         4.07         4.76        4.98
08/23/07                not available                                not available
08/24/07   5.82         5.79         6.33        6.30   4.30         4.07         4.76        4.71
08/27/07   5.79         5.76         6.32        6.29   4.29         4.07         4.73        4.71
08/28/07   5.77         5.66         6.32        6.29   4.29         4.06         4.73        4.71
08/29/07   5.80         5.75         6.32        6.30   4.67         4.44         4.73        4.71
08/30/07                not available                                not available
08/31/07   6.02         5.89         6.33        6.30   4.67         4.44         4.66        4.64

Avg/bond    5.93          5.82        6.34        6.32   4.29          4.10        4.45        4.54
Avg/item       5.87                      6.33               4.19                      4.50
3 Mo Avg       5.92                      6.28               4.16                      4.51

09/04/07   5.96          5.89        6.35        6.32   4.16          3.91        4.64        4.62
09/05/07   5.83          5.82        6.32        6.29   4.22          3.97        4.65        4.62
09/06/07   5.96          5.92        6.32        6.29   4.10          3.80        4.32        4.36
09/07/07   5.87          5.81        6.19        6.16   3.80          3.50        4.37        4.41
09/10/07   5.80          5.74        6.14        6.11   3.84          3.63        4.37        4.41
09/11/07   5.81          5.80        6.14        6.11   3.81          3.61        4.67        4.67
09/12/07   5.81          5.82        6.13        6.18   3.81          3.62        4.57        4.57
09/13/07   5.89          5.89        6.19        6.21   3.82          3.63        4.59        4.59
09/14/07   5.81          5.85        6.15        6.20   3.87          3.69        4.71        4.68
09/17/07   5.86          5.85        6.12        5.71   3.83          3.71        4.67        4.93
09/18/07   5.85          5.83        6.19        5.80   3.83          3.71        4.71        4.93
09/19/07   5.89          5.82        6.26        5.86   3.84          3.69        4.59        4.87
09/20/07   5.98          6.00        6.39        5.99   3.90          3.74        4.60        4.87
09/21/07   5.89          5.84        6.36        5.97   3.91          3.76        4.76        4.98
09/24/07   5.88          5.80        6.34        5.95   3.92          3.76        4.76        4.88
09/25/07   5.88          5.81        6.35        5.96   3.91          3.83        4.49        4.88
09/26/07   5.84          5.79        6.35        6.37   3.90          3.83        4.42        4.82
09/27/07   5.79          5.77        6.30        6.34   3.91          3.87        4.46        4.85
09/28/07   5.78          5.79        6.29        6.33   3.90          3.78        4.33        4.73

Avg/bond    5.86          5.83        6.26        6.11   3.91          3.74        4.56        4.72
Avg/item       5.85                      6.19               3.82                      4.64
3 Mo Avg       5.90                      6.27               4.04                      4.52

10/01/07   5.77          5.74        6.25        6.29   3.93          3.84        4.43        4.62
10/02/07   5.71          5.67        6.23        6.27   3.92          3.77        4.47        4.66
10/03/07   5.73          5.69        6.17        6.21   3.89          3.74        4.52        4.71
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

10/04/07   5.68          5.62        6.21        6.25   3.91          3.76        4.45        4.64
10/05/07   5.80          5.71        6.28        6.32   3.89          3.74        4.30        4.48
10/09/07   5.78          5.70        6.14        6.04   3.95          3.80        4.13        4.32
10/10/07   5.75          5.65        6.13        6.03   3.94          3.74        4.45        4.64
10/11/07   5.75          5.66        6.16        6.05   3.95          3.77        4.45        4.63
10/12/07   5.84          5.71        6.21        6.10   3.96          3.79        4.46        4.64
10/15/07   5.79          5.69        6.23        6.08   3.98          3.80        4.46        4.65
10/16/07   5.77          5.68        6.21        6.06   3.97          3.78        4.46        4.65
10/17/07   5.68          5.62        6.14        5.99   3.90          3.75        4.43        4.62
10/18/07   5.67          5.66        6.11        5.96   3.89          3.66        4.42        4.61
10/19/07   5.59          5.59        6.01        5.87   3.89          3.67        4.41        4.60
10/22/07   5.62          5.68        6.05        5.88   3.87          3.65        4.40        4.59
10/23/07   5.57          5.60        6.08        5.87   3.89          3.66        4.38        4.57
10/24/07   5.57          5.59        5.99        5.83   3.89          3.68        4.39        4.57
10/25/07   5.62          5.50        5.98        5.85   3.85          3.68        4.37        4.55
10/26/07   5.68          5.58        6.05        5.88   3.87          3.70        4.38        4.56
10/29/07   5.69          5.58        6.04        5.87   3.96          3.72        4.36        4.55
10/30/07   5.66          5.57        6.00        5.87   3.98          3.72        4.38        4.57
10/31/07   5.77          5.63        6.10        5.94   4.01          3.74        4.40        4.59

Avg/bond    5.70          5.64        6.13        6.02   3.92          3.73        4.40        4.59
Avg/item       5.67                      6.07               3.83                      4.50
3 Mo Avg       5.80                      6.20               3.95                      4.55

11/01/07   5.66          5.54        6.06        5.87   4.06          3.74        4.37        4.56
11/02/07   5.79          5.60        6.05        5.86   4.02          3.69        4.39        4.58
11/05/07   5.79          5.66        6.06        5.90   4.01          3.75        4.44        4.63
11/06/07   5.89          5.71        6.11        6.08   4.03          3.70        4.45        4.63
11/07/07   5.92          5.80        6.13        6.07   4.08          3.76        4.46        4.65
11/08/07   5.88          5.70        6.12        5.95   4.11          3.91        4.47        4.66
11/09/07   5.79          5.73        6.05        5.89   4.08          3.89        5.07        4.67
11/13/07   5.92          5.76        6.09        5.92   4.09          3.90        5.06        4.61
11/14/07   5.74          5.76        6.08        5.87   4.09          3.90        4.99        4.65
11/15/07   5.74          5.63        6.10        5.79   4.09          3.89        5.13        4.68
11/16/07   5.68          5.66        6.04        5.79   4.05          3.77        5.13        4.67
11/19/07   5.64          5.57        6.02        5.74   4.06          3.74        5.13        4.33
11/20/07   5.69          5.59        6.02        5.76   4.08          3.73        5.00        4.61
11/21/07   5.54          5.54        6.00        5.73   4.02          3.68        4.78        4.59
11/23/07   5.66          5.46        6.17        5.91   3.99          3.82        4.77        4.79
11/26/07   5.52          5.36        5.86        5.59   4.01          3.75        4.70        4.79
11/27/07   5.69          5.53        6.01        5.70   3.96          3.61        4.74        4.62
11/28/07   5.59          5.51        6.06        5.74   3.94          3.56        4.74        4.59
11/29/07   5.55          5.43        6.03        5.68   3.93          3.60        4.83        4.20
11/30/07   5.39          5.32        6.11        5.75   3.93          3.56        4.83        4.20

Avg/bond    5.70          5.59        6.06        5.83   4.03          3.75        4.77        4.59
Avg/item       5.65                      5.94               3.89                      4.68
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

3 Mo Avg        5.72                     6.07                3.85                     4.61

12/03/07   5.45          5.24        6.03        5.68   3.97          3.54        4.76        4.19
12/04/07   5.45          5.31        6.04        5.53   3.94          4.01        4.74        4.17
12/05/07   5.59          5.40        6.12        5.62   3.92          3.56        4.74        4.17
12/06/07   5.59          5.43        6.19        5.68   3.92          3.62        4.74        4.15
12/07/07   5.70          5.45        6.25        5.78   3.96          3.64        4.74        4.16
12/10/07   5.68          5.48        6.28        5.83   4.00          3.67        4.78        4.19
12/11/07   5.56          5.33        6.16        5.69   3.98          3.67        4.76        4.22
12/12/07   5.60          5.43        6.28        5.77   3.97          3.60        4.76        4.19
12/13/07   5.86          5.59        6.35        5.85   3.96          3.61        4.69        4.16
12/14/07   6.03          5.64        6.47        5.88   4.03          3.63        4.65        4.20
12/17/07   5.78          5.54        6.34        5.87   4.05          3.56        4.64        4.23
12/18/07   5.80          5.49        6.26        5.82   4.04          3.55        4.62        4.21
12/19/07   5.79          5.43        6.23        5.70   4.01          3.48        4.60        4.19
12/20/07   5.68          5.40        6.18        5.75   4.00          3.36        4.60        4.18
12/21/07   5.74          5.44        6.26        5.85   4.04          3.40        4.62        4.41
12/24/07   5.74          5.46        6.29        5.93   4.08          3.44        4.65        4.18
12/26/07   5.95          5.73        6.46        5.95   4.10          3.46        4.65        4.56
12/27/07   5.79          5.52        6.31        5.85   4.10          3.78        4.65        4.57
12/28/07   5.45          5.32        6.19        5.76   4.10          3.76        4.60        4.72
12/31/07   5.73          5.36        6.17        5.70   4.12          3.78        4.58        4.77

Avg/bond    5.70          5.45        6.24        5.77   4.01          3.61        4.68        4.29
Avg/item       5.57                      6.01               3.81                      4.48
3 Mo Avg       5.63                      6.01               3.84                      4.55

01/02/08   5.50          5.19        5.99        5.63   3.96          3.45        4.30        4.49
01/03/08   5.46          5.29        6.02        5.64   3.87          3.41        4.30        4.49
01/04/08   5.45          5.29        6.06        5.72   3.90          3.62        4.25        4.44
01/07/08   5.40          5.29        5.99        5.69   3.79          3.51        4.22        4.40
01/08/08   5.41          5.28        6.04        5.68   3.76          3.48        4.24        4.43
01/09/08   5.52          5.30        6.03        5.69   3.74          3.46        4.19        4.38
01/10/08   5.43          5.26        6.10        5.76   3.70          3.42        4.13        4.32
01/11/08   5.32          5.23        6.05        5.66   3.71          3.43        4.15        4.33
01/14/08   5.40          5.29        6.08        5.71   3.67          3.39        4.15        4.34
01/15/08   5.40          5.26        6.00        5.63   3.63          3.35        4.14        4.33
01/16/08   5.54          5.35        6.04        5.72   3.65          3.37        4.10        4.29
01/17/08   5.43          5.26        5.98        5.64   3.61          3.53        4.10        4.29
01/18/08   5.17          5.22        6.03        5.68   3.64          3.39        4.12        4.31
01/22/08   5.32          5.23        6.02        5.65   3.44          3.18        4.08        4.27
01/23/08   5.44          5.24        6.02        5.67   3.53          3.24        4.04        4.23
01/24/08   5.48          5.19        6.06        5.76   3.57          3.26        4.51        4.33
01/25/08   5.28          5.11        5.94        5.63   3.67          3.36        4.43        4.42
01/28/08   5.27          5.20        6.01        5.68   3.63          3.34        4.30        4.41
01/29/08   5.33          5.22        6.19        5.76   3.54          3.37        4.43        4.43
01/30/08   5.30          5.19        6.07        5.78   3.75          3.58        4.44        4.47
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

01/31/08   5.29          5.18        6.03        5.72   3.78          3.41        4.48        4.51

Avg/bond    5.39          5.24        6.04        5.69   3.69          3.41        4.24        4.38
Avg/item       5.31                      5.86               3.55                      4.31
3 Mo Avg       5.51                      5.94               3.75                      4.49

02/01/08   5.26          5.13        5.94        5.71   3.73          3.37        4.48        4.51
02/04/08   5.38          5.22        6.05        5.77   3.66          3.61        4.68        4.50
02/05/08   5.48          5.13        5.97        5.71   3.67          3.40        4.66        4.48
02/06/08   5.46          5.13        5.98        5.74   3.64          3.45        4.64        4.46
02/07/08   5.48          5.31        6.16        5.91   3.64          3.30        4.64        4.35
02/08/08   5.58          5.20        6.11        5.83   3.65          3.31        4.43        4.35
02/11/08   5.39          5.20        6.09        5.85   3.63          3.44        4.61        4.35
02/12/08   5.41          5.26        6.15        5.90   3.69          3.46        4.51        4.32
02/13/08   5.47          5.31        6.25        5.99   3.68          3.47        4.36        4.37
02/14/08   5.68          5.40        6.30        6.10   3.70          3.49        4.43        4.44
02/15/08   5.57          5.35        6.24        6.19   3.92          3.64        4.86        4.43
02/19/08   5.92          5.50        6.41        6.41   3.80          3.54        4.90        4.34
02/20/08   5.90          5.55        6.36        6.40   3.89          3.63        4.93        4.43
02/21/08   5.86          5.40        6.31        6.31   3.75          3.50        4.90        4.74
02/22/08   5.75          5.45        6.34        6.37   3.80          3.53        4.91        4.74
02/25/08   5.81          5.54        6.42        6.46   3.83          3.58        5.02        4.74
02/26/08   5.73          5.50        6.44        6.25   3.89          3.69        4.98        4.75
02/27/08   5.95          5.46        6.40        6.44   3.86          3.70        4.99        4.80
02/28/08   5.56          5.35        6.31        6.33   4.01          3.86        5.01        4.90
02/29/08   5.41          5.22        6.27        6.24   4.23          3.93        5.02        4.98

Avg/bond    5.60          5.33        6.23        6.10   3.78          3.55        4.75        4.55
Avg/item       5.47                      6.16               3.66                      4.65
3 Mo Avg       5.45                      6.01               3.67                      4.48

03/03/08   5.70          5.37        6.27        6.29   4.18          3.76        5.16        5.00
03/04/08   5.91          5.52        6.36        6.44   4.38          3.73        5.13        4.93
03/05/08   5.97          5.53        6.41        6.64   4.30          3.68        5.02        4.85
03/06/08   5.92          5.56        6.44        6.66   4.25          3.87        4.96        4.85
03/07/08   5.94          5.60        6.49        6.67   4.19          3.81        4.89        4.85
03/10/08   5.67          5.64        6.37        6.58   4.17          3.79        4.94        4.85
03/11/08   5.91          5.74        6.40        6.64   4.16          3.78        4.85        4.85
03/12/08   5.76          5.55        6.28        6.42   4.21          3.70        4.86        4.83
03/13/08   5.76          5.75        6.41        6.59   4.04          3.57        4.97        4.82
03/14/08   5.71          5.60        6.26        6.47   4.03          3.57        4.99        4.85
03/17/08   5.65          5.65        6.33        6.26   3.99          3.54        4.98        4.83
03/18/08   5.55          5.66        6.26        6.25   3.96          3.51        4.96        4.81
03/19/08   5.48          5.40        6.12        5.83   3.95          3.86        4.99        4.85
03/20/08   5.39          5.47        6.08        5.79   3.99          3.85        4.99        4.85
03/24/08   5.65          5.50        6.23        5.94   3.89          3.84        4.98        4.84
03/25/08   5.56          5.65        6.19        5.89   3.96          3.89        5.01        4.89
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

03/26/08   5.51          5.69        6.23        6.08   3.96          3.92        5.01        5.03
03/27/08   5.52          5.82        6.36        6.19   3.97          3.94        5.01        4.90
03/28/08   5.46          5.82        6.31        6.12   3.99          3.96        5.10        4.97
03/31/08   5.39          5.91        6.32        6.12   3.97          3.94        4.91        4.86

Avg/bond    5.67          5.62        6.31        6.29   4.08          3.78        4.99        4.88
Avg/item       5.65                      6.30               3.93                      4.93
3 Mo Avg       5.48                      6.11               3.71                      4.63

04/01/08   5.51          6.03        6.40        6.00   3.94          3.68        4.86        4.88
04/02/08   5.50          5.91        6.46        5.92   4.19          3.73        4.88        4.91
04/03/08   5.51          5.86        6.39        6.26   4.17          3.74        4.88        4.91
04/04/08   5.33          5.55        6.28        5.90   4.16          3.72        4.78        4.86
04/07/08   5.42          5.66        6.33        5.95   4.13          3.65        4.70        4.78
04/08/08   5.38          5.69        6.33        6.13   4.35          3.87        4.70        4.78
04/09/08   5.33          5.68        6.31        6.08   4.04          3.60        4.56        4.66
04/10/08   5.41          5.73        6.31        6.12   3.88          3.50        4.48        4.65
04/11/08   5.35          5.68        6.32        6.09   3.86          3.51        4.50        4.73
04/14/08   5.39          5.75        6.40        6.16   3.75          3.46        4.58        4.59
04/15/08   5.45          5.72        6.44        6.09   3.75          3.46        4.63        4.58
04/16/08   5.54          5.98        6.55        5.75   3.75          3.49        4.64        4.70
04/17/08   5.55          6.02        6.51        5.90   3.75          3.50        4.55        4.74
04/18/08   5.45          5.77        6.44        5.73   3.78          3.53        4.52        4.72
04/21/08   5.46          5.75        6.40        5.97   3.77          3.55        4.60        4.72
04/22/08   5.39          5.74        6.36        5.97   3.77          3.55        4.56        4.72
04/23/08   5.47          5.83        6.34        6.01   3.71          3.55        4.51        4.78
04/24/08   5.57          5.87        6.31        6.05   3.73          3.60        4.59        4.78
04/25/08   5.55          5.92        6.37        6.09   4.03          3.64        4.66        4.84
04/28/08   5.55          5.77        6.35        6.03   3.86          3.65        4.66        4.85
04/29/08   5.53          5.76        6.35        6.03   3.86          3.70        4.65        4.85
04/30/08   5.45          5.83        6.24        6.38   3.85          3.64        4.63        4.82

Avg/bond    5.46          5.80        6.37        6.03   3.91          3.61        4.64        4.77
Avg/item       5.63                      6.20               3.76                      4.70
3 Mo Avg       5.58                      6.22               3.78                      4.76

05/01/08   5.42          5.79        6.23        6.36   3.87          3.68        4.63        4.40
05/02/08   5.46          5.81        6.28        5.97   3.79          3.79        4.50        4.34
05/05/08   5.54          5.82        6.32        5.90   3.74          3.93        4.59        4.41
05/06/08   5.60          5.80        6.40        6.03   3.82          3.72        4.53        4.37
05/07/08   5.57          5.89        6.37        5.89   3.88          3.74        4.53        4.43
05/08/08   5.48          5.81        6.32        5.69   3.87          3.77        4.53        4.39
05/09/08   5.50          5.83        6.30        5.74   4.13          4.06        4.73        4.59
05/12/08   5.58          5.89        6.29        5.76   3.84          3.82        4.42        4.30
05/13/08   5.65          5.91        6.42        6.14   3.70          3.62        4.40        4.32
05/14/08   5.67          6.00        6.39        6.13   3.75          3.64        4.44        4.33
05/15/08   5.56          5.73        6.33        6.08   3.69          3.63        4.43        4.48
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

05/16/08   5.48          6.00        6.35        5.97   3.65          3.62        4.37        4.46
05/19/08   5.42          5.98        6.37        5.95   3.63          3.57        4.46        4.43
05/20/08   5.39          5.95        6.31        5.93   3.63          3.54        4.35        4.42
05/21/08   5.42          5.90        6.33        5.95   3.53          3.52        4.30        4.39
05/22/08   5.56          5.94        6.41        6.03   3.60          3.51        4.36        4.44
05/23/08   5.60          5.97        6.36        5.98   3.65          3.54        4.36        4.43
05/27/08   5.60          6.00        6.47        6.05   3.63          3.56        4.33        4.43
05/28/08   5.67          5.93        6.50        6.25   3.65          3.55        4.37        4.45
05/29/08   5.70          6.03        6.59        6.30   3.81          3.61        4.26        4.61
05/30/08   5.72          6.04        6.53        6.25   3.73          3.63        4.49        4.47

Avg/bond    5.55          5.91        6.37        6.02   3.74          3.67        4.45        4.42
Avg/item       5.73                      6.20               3.71                      4.44
3 Mo Avg       5.67                      6.23               3.80                      4.69

06/02/08   5.67          6.06        6.48        6.20   3.63          3.67        4.51        4.44
06/03/08   5.74          5.99        6.46        6.18   3.73          3.62        4.49        4.37
06/04/08   5.79          6.22        6.56        6.28   3.65          3.61        4.54        4.37
06/05/08   5.83          6.09        6.58        6.30   3.84          3.70        4.47        4.33
06/06/08   5.78          6.12        6.48        6.20   3.69          3.66        4.46        4.27
06/09/08   5.80          6.18        6.49        6.21   3.74          3.63        4.45        4.37
06/10/08   5.88          6.24        6.56        6.27   4.17          3.71        4.45        4.38
06/11/08   5.87          6.17        6.61        6.33   3.87          3.70        4.53        4.44
06/12/08   6.09          6.34        6.70        6.42   3.88          3.71        4.59        4.51
06/13/08   6.14          6.37        6.75        6.47   3.90          3.80        4.63        4.63
06/16/08   6.01          6.33        6.67        6.39   3.98          3.82        4.67        4.63
06/17/08   5.96          6.27        6.61        6.33   4.00          3.80        4.59        4.62
06/18/08   5.98          6.24        6.60        6.32   3.94          3.83        4.59        4.62
06/19/08   6.12          6.33        6.67        6.39   3.94          3.84        4.60        4.63
06/20/08   6.04          6.33        6.59        6.31   3.98          3.89        4.54        4.69
06/23/08   6.12          6.46        6.59        6.31   3.95          3.90        4.89        4.76
06/24/08   6.14          6.34        6.54        6.26   4.00          3.93        4.96        4.79
06/25/08   6.13          6.33        6.61        6.33   3.96          3.94        4.87        4.92
06/26/08   6.12          6.48        6.54        6.26   3.98          3.94        4.95        4.92
06/27/08   6.15          6.44        6.62        6.34   3.89          3.91        4.89        4.78
06/30/08   6.02          6.29        6.57        6.29   3.91          3.88        4.81        4.85

Avg/bond    5.97          6.27        6.58        6.30   3.89          3.79        4.64        4.59
Avg/item       6.12                      6.44               3.84                      4.61
3 Mo Avg       5.82                      6.28               3.77                      4.58

07/01/08   6.12          6.35        6.79        6.93   3.83          3.80        4.77        4.75
07/02/08   5.97          6.06        6.70        6.85   3.81          3.75        4.76        4.65
07/03/08   5.96          5.96        6.64        6.79   3.77          3.75        4.69        4.63
07/07/08   5.91          6.10        6.69        6.83   3.76          3.71        4.73        4.59
07/08/08   6.03          6.12        6.63        6.78   3.70          3.69        4.70        4.60
07/09/08   5.99          6.05        6.61        6.76   3.64          3.64        4.64        4.58
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

07/10/08   6.01          6.09        6.65        6.79   3.66          3.62        4.65        4.55
07/11/08   6.11          6.02        6.81        6.95   3.63          3.60        4.62        4.62
07/14/08   6.05          6.07        6.63        6.78   3.64          3.61        4.67        4.64
07/15/08   6.06          6.08        6.73        6.87   3.64          3.57        4.66        4.60
07/16/08   6.22          6.21        6.61        6.75   3.61          3.55        4.62        4.63
07/17/08   6.32          6.28        7.28        6.82   3.64          3.58        4.67        4.73
07/18/08   6.40          6.39        6.76        6.30   3.69          3.64        4.70        4.77
07/21/08   6.33          6.29        7.17        6.72   3.71          3.64        4.75        4.81
07/22/08   6.33          6.31        6.87        6.41   3.73          3.66        4.77        4.82
07/23/08   6.28          6.20        6.73        6.27   3.79          3.72        4.85        4.85
07/24/08   6.23          6.23        6.61        6.15   3.87          3.76        4.83        4.94
07/25/08   6.33          6.35        6.51        6.05   3.81          3.74        4.84        4.94
07/28/08   6.22          6.21        6.45        5.99   3.81          3.74        4.84        4.88
07/29/08   6.26          6.58        6.47        6.01   3.79          3.73        4.81        4.93
07/30/08   6.23          6.21        6.45        5.99   3.85          3.76        4.82        4.97
07/31/08   6.15          6.02        6.31        5.85   3.82          3.72        4.81        5.06

Avg/bond    6.16          6.19        6.69        6.53   3.74          3.68        4.74        4.75
Avg/item       6.17                      6.61               3.71                      4.74
3 Mo Avg       6.01                      6.42               3.75                      4.60

08/01/08   6.13          6.16        6.33        5.87   3.81          3.70        5.07        5.10
08/04/08   6.17          6.15        6.70        6.24   3.80          3.70        5.03        4.97
08/05/08   6.24          6.14        6.76        6.30   3.80          3.69        5.07        4.77
08/06/08   6.26          6.20        6.69        6.23   3.78          3.69        5.11        4.80
08/07/08   6.05          6.04        6.69        6.23   3.79          3.70        4.91        4.81
08/08/08   6.11          5.98        6.40        5.94   3.74          3.69        4.89        4.57
08/11/08   6.09          6.00        6.65        6.19   3.72          3.69        4.88        4.56
08/12/08   6.09          6.06        6.56        6.11   3.72          3.68        4.99        4.70
08/13/08   6.11          6.16        6.92        6.46   3.69          3.61        4.85        4.67
08/14/08   6.07          6.10        6.79        6.33   3.69          3.60        4.84        4.66
08/15/08   6.03          6.07        6.25        5.79   3.65          3.60        4.87        4.63
08/18/08   6.15          5.96        6.24        5.78   3.61          3.51        4.81        4.63
08/19/08   6.18          5.86        6.28        5.82   3.61          3.50        4.77        4.63
08/20/08   6.12          5.84        6.29        5.84   3.59          3.50        4.78        4.56
08/21/08   6.18          5.88        6.30        5.84   3.58          3.50        4.74        4.57
08/22/08   6.20          5.87        6.21        5.76   3.61          3.51        4.76        4.58
08/25/08   6.08          5.85        6.18        5.72   3.61          3.52        4.81        4.61
08/26/08   6.03          5.85        6.19        5.73   3.60          3.52        4.78        4.60
08/27/08   6.11          6.12        6.19        5.73   3.59          3.51        4.79        4.61
08/28/08   6.02          5.94        6.16        5.70   3.61          3.54        4.84        4.66
08/29/08   6.05          5.69        6.19        5.74   3.61          3.52        4.80        4.62

Avg/bond    6.12          6.00        6.43        5.97   3.68          3.59        4.88        4.68
Avg/item       6.06                      6.20               3.64                      4.78
3 Mo Avg       6.12                      6.42               3.73                      4.71
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

09/02/08   6.16          6.00        5.93        5.79   3.60          3.56        4.85        4.63
09/03/08   6.22          6.29        5.92        5.76   3.59          3.54        4.81        4.60
09/04/08   6.23          6.30        5.87        5.85   3.49          3.47        4.73        4.46
09/05/08   6.19          6.23        5.99        5.79   3.51          3.42        4.77        4.56
09/08/08   6.17          6.04        5.91        5.75   3.52          3.47        4.76        4.64
09/09/08   6.18          6.09        5.87        5.69   3.52          3.48        4.72        4.55
09/10/08   6.22          6.08        6.07        5.71   3.48          3.45        4.67        4.66
09/11/08   6.31          6.06        6.08        5.73   3.47          3.44        4.69        4.64
09/12/08   6.44          6.19        6.20        5.75   3.46          3.43        4.76        4.57
09/15/08   5.89          6.32        6.06        5.67   3.53          3.42        4.66        4.59
09/16/08   5.91          6.24        6.08        5.67   3.54          3.42        4.81        4.77
09/17/08   6.30          6.63        6.08        5.64   3.54          3.46        4.72        4.86
09/18/08   6.40          6.70        6.40        5.77   3.65          3.58        4.78        4.90
09/19/08   6.30          6.19        6.45        5.92   3.92          3.83        4.73        4.99
09/22/08   6.34          6.51        6.44        5.97   3.84          3.77        4.82        5.02
09/23/08   6.46          6.51        6.51        5.99   3.89          3.78        4.88        5.04
09/24/08   6.43          6.50        7.70        7.17   4.04          3.98        4.95        5.14
09/25/08   6.71          6.69        6.60        6.15   3.94          3.97        5.04        5.22
09/26/08   6.72          6.53        6.61        6.03   4.06          3.97        4.80        5.06
09/29/08   6.56          6.91        6.55        5.85   4.01          3.98        4.63        5.05
09/30/08   6.79          7.19        6.73        6.02   3.72          4.07        4.79        5.14

Avg/bond    6.33          6.39        6.29        5.89   3.68          3.64        4.78        4.81
Avg/item       6.36                      6.09               3.66                      4.80
3 Mo Avg       6.20                      6.30               3.67                      4.77

10/01/08   6.65          7.36        6.60        5.99   4.08          4.06        4.83        5.16
10/02/08   6.78          7.17        6.49        5.95   3.98          4.07        4.88        5.27
10/03/08   6.85          7.30        6.43        5.92   3.96          4.23        5.49        5.74
10/06/08   6.90          7.31        6.46        5.78   3.74          4.30        6.18        5.65
10/07/08   6.79          6.97        6.49        5.88   3.97          4.05        5.60        5.62
10/08/08   6.99          7.14        6.68        5.95   3.97          4.13        5.68        5.71
10/09/08   7.30          7.63        6.72        6.16   4.18          4.21        5.73        5.79
10/10/08   7.24          7.29        6.79        6.18   4.18          4.47        5.67        5.75
10/14/08   7.20          6.75        6.79        6.02   4.83          4.48        6.00        6.06
10/15/08   7.35          7.25        6.78        5.98   5.11          4.51        6.16        6.15
10/16/08   7.45          7.29        6.80        6.26   5.35          4.88        6.26        6.21
10/17/08   7.35          7.23        7.20        6.31   4.95          5.46        6.50        6.20
10/20/08   7.29          7.18        7.33        6.17   5.26          4.72        6.21        6.13
10/21/08   7.22          6.92        7.34        6.21   5.78          4.71        6.03        6.02
10/22/08   7.18          6.85        7.23        6.03   5.78          4.39        5.78        5.38
10/23/08   7.11          7.02        7.15        6.20   5.63          4.34        5.66        5.56
10/24/08   7.11          7.17        7.38        6.79   5.61          4.27        4.94        5.54
10/27/08   7.14          7.02        7.28        6.41   5.14          4.31        5.66        5.02
10/28/08   7.39          7.38        7.84        6.51   5.23          4.38        5.43        5.11
10/29/08   7.37          7.17        7.79        6.53   5.20          4.33        5.63        5.12
10/30/08   7.42          7.12        7.60        6.46   5.14          4.46        5.58        5.10
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

10/31/08   7.36          7.15        8.45        6.95   4.90          4.23        5.54        5.05

Avg/bond    7.16          7.17        7.07        6.21   4.82          4.41        5.70        5.61
Avg/item       7.16                      6.64               4.61                      5.65
3 Mo Avg       6.53                      6.31               3.97                      5.08

11/03/08   7.33          7.27     8.55           6.90   4.81          4.27        5.16        4.88
11/04/08   7.12          6.79     8.40           6.69   4.34          4.26        5.55        4.93
11/05/08   7.04          6.59     8.31           6.37   4.24          4.33        4.94        4.90
11/06/08   7.17          6.23     8.46           6.48   4.50          4.45        5.59        4.89
11/07/08   7.07          6.30     8.48           6.54   4.17          4.08        5.47        4.94
11/10/08   7.01          6.58     8.40           6.65   4.46          4.34        5.31        4.88
11/12/08   7.10          6.34     8.34           6.24   4.39          4.41        5.46        4.90
11/13/08   6.98          6.50     8.18           6.59   4.37          4.19        4.93        4.99
11/14/08   6.88          6.56     8.06           6.43   4.27          4.03        5.57        5.17
11/17/08   6.96          6.75     7.16           6.47   4.21          4.07        5.59        4.96
11/18/08   6.91          6.61     7.14           6.68   4.12          4.00        5.60        4.97
11/19/08   6.93          6.18     9.29           6.27   4.12          3.92        5.64        5.27
11/20/08   6.81          6.16     9.57           5.95   3.81          3.81        5.57        5.18
11/21/08   7.00          6.30     9.61           5.97   3.88          3.82        5.69        5.22
11/24/08   7.18          6.38     9.69           6.07   3.98          3.91        5.70        5.30
11/25/08   6.86          6.08    10.43           5.86   4.06          3.93        5.78        5.48
11/26/08   6.76          6.39     9.25           6.02   3.95          3.95        5.17        5.47
11/28/08   6.58          6.14     8.66           5.63   4.74          4.21        5.09        5.31

Avg/bond    6.98          6.45        8.67        6.32   4.25          4.11        5.43        5.09
Avg/item       6.72                      7.49               4.18                      5.26
3 Mo Avg       6.75                      6.74               4.15                      5.24

12/01/08   6.40          5.89        8.38        5.46   3.97          3.98        6.02        5.47
12/02/08   6.57          6.03        8.55        5.41   4.11          4.03        4.79        5.33
12/03/08   6.74          5.91        8.67        5.36   4.16          4.06        6.03        5.37
12/04/08   6.61          5.99        6.81        5.31   4.19          4.09        6.07        5.56
12/05/08   6.61          6.15        7.17        5.79   4.36          4.02        6.00        5.61
12/08/08   6.73          6.16        8.95        5.71   4.45          4.16        6.14        5.70
12/09/08   6.59          6.09        6.94        5.61   4.69          4.17        6.17        5.74
12/10/08   6.61          5.87        6.52        5.33   5.06          4.21        6.26        5.76
12/11/08   6.52          5.91        6.49        5.33   5.31          4.26        6.34        5.69
12/12/08   6.39          5.89        6.50        5.38   6.22          4.32        6.35        5.71
12/15/08   6.37          5.88        6.51        5.27   5.47          4.31        6.30        5.71
12/16/08   6.12          5.69        6.29        5.03   5.37          4.48        6.28        5.83
12/17/08   5.80          5.44        5.99        4.80   5.23          4.38        6.25        5.80
12/18/08   5.68          5.31        5.51        4.65   5.29          4.43        6.04        5.73
12/19/08   5.41          5.01        5.83        4.92   5.05          4.16        5.88        5.58
12/22/08   5.50          5.13        5.98        4.98   4.81          4.14        5.87        5.56
12/23/08   5.54          5.15        5.72        4.93   4.66          4.25        5.77        5.47
12/24/08   5.30          5.09        5.73        4.91   4.49          3.83        4.80        4.50
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

12/26/08   5.52          5.50        5.66        4.89   n/a          n/a          5.82        5.52
12/29/08   5.26          4.98        5.68        4.91     4.48         3.92       4.52        4.21
12/30/08   5.11          4.42        5.61        4.85     4.36         3.72       4.63        4.32
12/31/08   5.27          4.62        5.73        4.96     5.79         5.51       4.26        3.95

Avg/bond    6.03          5.55        6.60        5.17    4.83         4.21        5.75        5.37
Avg/item       5.79                      5.89                4.52                     5.56
3 Mo Avg       6.56                      6.67                4.44                     5.49

01/02/09   5.37          4.96        5.84        5.11    4.36         4.05        4.63        4.32
01/05/09   5.39          4.98        5.93        5.26    4.14         3.82        5.18        5.14
01/06/09   5.36          4.66        6.04        5.22    3.92         3.58        5.66        5.00
01/07/09   5.36          4.70        5.92        5.20    3.81         3.45        5.64        4.98
01/08/09   5.35          4.70        6.01        5.34    4.27         3.44        5.35        4.69
01/09/09   5.26          4.70        5.98        5.39    4.06         3.24        5.14        4.64
01/12/09   5.30          4.97        5.92        5.40    3.95         3.15        5.48        4.98
01/13/09   5.34          4.93        5.85        5.45    3.85         3.12        4.96        4.46
01/14/09   5.24          4.99        5.80        5.42    3.59         3.07        5.06        4.55
01/15/09   5.34          5.07        5.79        5.31    3.95         3.04        4.92        4.37
01/16/09   5.45          5.00        5.71        5.30    4.04         3.20        4.85        4.46
01/20/09   5.52          5.31        5.83        5.30    4.17         3.05        5.12        4.61
01/21/09   5.78          4.56        6.00        5.58    3.74         3.35        5.05        4.76
01/22/09   5.97          4.54        6.26        5.44    3.85         3.24        5.49        4.88
01/23/09   5.80          4.48        6.12        5.30    3.72         3.26        5.48        4.79
01/26/09   5.85          4.48        6.08        5.50    3.73         3.26        5.52        5.13
01/27/09   5.52          4.33        5.96        5.37    3.83         3.26        5.52        5.13
01/28/09   5.79          4.35        6.02        5.51    4.05         3.14        5.53        4.93
01/29/09   5.91          4.97        5.86        5.63    3.64         3.15        5.53        4.88
01/30/09   6.19          5.35        6.18        5.65    3.09         3.23        5.14        4.86

Avg/bond    5.55          4.80        5.96        5.38    3.89         3.31        5.26        4.78
Avg/item       5.18                      5.67                3.60                     5.02
3 Mo Avg       5.90                      6.35                4.10                     5.28

02/02/09   5.86          5.05        6.30        5.51    3.42         3.11        5.52        5.24
02/03/09   6.18          4.59        6.47        5.66    3.38         3.10        5.48        4.92
02/04/09   6.11          4.64        6.47        5.69    3.37         3.17        4.98        4.81
02/05/09   6.18          4.58        6.50        5.70    3.37         2.87        5.22        4.67
02/06/09   6.15          4.65        6.38        5.69    3.46         3.07        4.91        4.63
02/09/09   6.22          4.70        6.47        5.78    3.31         2.97        5.26        4.77
02/10/09   6.10          4.53        6.35        5.67    3.31         2.91        5.22        4.77
02/11/09   6.04          4.49        6.41        5.73    3.27         2.91        5.19        4.77
02/12/09   5.95          4.53        6.51        5.83    3.26         2.97        5.17        4.74
02/13/09   6.46          4.66        6.61        5.93    3.39         2.99        4.89        4.77
02/17/09   5.99          4.35        6.61        5.92    3.19         3.07        5.26        4.78
02/18/09   5.94          4.50        6.55        5.86    3.19         3.09        4.86        4.78
02/19/09   6.12          4.60        6.49        5.81    3.34         3.05        4.86        4.66
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

02/20/09   5.91          4.55        6.32        5.63   3.25          3.18        4.84        4.71
02/23/09   5.93          4.62        6.55        5.86   3.31          3.20        5.10        4.71
02/24/09   5.95          4.80        6.62        5.94   3.37          3.19        5.31        4.58
02/25/09   6.09          4.85        6.57        5.89   3.37          3.28        5.30        4.62
02/26/09   6.04          4.94        6.64        5.95   3.37          3.22        5.02        4.61
02/27/09   6.08          4.94        6.68        5.99   3.52          3.43        5.54        4.59

Avg/bond    6.07          4.66        6.50        5.79   3.34          3.09        5.15        4.74
Avg/item       5.37                      6.15               3.22                      4.95
3 Mo Avg       5.44                      5.90               3.78                      5.18

03/02/09   6.01          4.81        6.63        5.94   3.38          3.33        5.30        4.35
03/03/09   6.09          4.84        6.66        5.98   3.39          3.28        5.14        5.01
03/04/09   6.09          4.94        6.80        6.12   3.49          3.37        5.35        5.03
03/05/09   6.10          4.73        6.49        5.80   3.60          3.43        5.33        5.04
03/06/09   6.19          4.77        6.46        5.77   3.58          3.37        5.23        5.04
03/09/09   6.24          4.79        6.65        5.96   3.66          3.44        5.15        5.09
03/10/09   6.24          4.89        6.69        6.01   3.72          3.39        5.22        5.09
03/11/09   6.28          4.78        6.84        6.15   2.57          3.37        5.19        5.09
03/12/09   6.08          4.77        6.83        6.14   2.91          3.39        5.20        5.09
03/13/09   5.99          4.84        6.82        6.13   3.81          3.40        5.17        4.95
03/16/09   6.01          4.89        6.77        6.08   3.53          3.45        4.96        5.05
03/17/09   6.05          4.87        6.88        6.19   3.62          3.43        4.97        5.05
03/18/09   5.32          4.44        7.97        7.28   3.65          3.62        4.92        5.13
03/19/09   5.59          4.51        6.87        6.19   3.63          3.48        5.03        5.08
03/20/09   5.66          4.58        6.70        6.01   3.39          3.29        4.86        4.85
03/23/09   5.61          4.73        6.87        6.18   3.63          3.46        5.01        4.98
03/24/09   5.67          4.68        6.68        5.99   3.72          3.37        5.02        4.79
03/25/09   5.84          4.89        6.78        6.09   3.51          3.39        4.83        4.79
03/26/09   5.73          4.85        6.89        6.20   3.55          3.48        5.12        4.79
03/27/09   5.72          4.85        6.66        5.98   3.44          3.49        5.08        4.86
03/30/09   5.78          4.78        6.88        6.20   3.44          3.49        4.83        4.86
03/31/09   5.68          4.74        6.95        6.26   3.59          3.48        4.81        4.84

Avg/bond    5.91          4.77        6.81        6.12   3.49          3.42        5.08        4.95
Avg/item       5.34                      6.46               3.45                      5.01
3 Mo Avg       5.29                      6.09               3.42                      4.99

04/01/09   5.66          4.68        6.98        6.30   3.64          3.46        5.10        4.90
04/02/09   5.66          4.79        6.79        6.10   3.79          3.38        4.76        5.29
04/03/09   5.84          4.88        6.70        6.01   3.69          3.34        4.75        5.29
04/06/09   5.83          4.87        6.89        6.20   3.59          3.37        5.09        5.20
04/07/09   5.83          4.80        6.97        6.28   3.63          3.51        5.06        5.20
04/08/09   5.63          4.70        6.74        6.05   3.72          3.44        4.77        5.14
04/09/09   5.54          4.64        6.93        6.25   3.51          3.32        4.75        5.08
04/13/09   5.43          4.62        6.70        6.02   3.71          3.46        4.84        5.19
04/14/09   5.35          4.48        6.56        5.88   3.76          3.47        4.82        4.94
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

04/15/09   5.46          4.44        7.15        6.47   3.72          3.39        4.83        5.10
04/16/09   5.44          4.50        6.68        5.99   3.45          3.17        4.88        5.04
04/17/09   5.58          4.54        6.79        6.11   3.48          3.19        4.70        4.90
04/20/09   5.61          4.45        6.80        6.12   3.44          3.30        4.71        4.71
04/21/09   5.66          4.57        6.80        6.12   3.22          3.12        4.67        4.75
04/22/09   5.57          4.61        6.44        5.75   3.33          3.13        4.62        4.75
04/23/09   5.55          4.60        6.70        6.02   3.32          3.10        4.60        4.62
04/24/09   5.56          4.64        6.75        6.07   3.36          2.97        4.71        4.61
04/27/09   5.37          4.53        6.74        6.06   3.57          3.14        4.81        4.65
04/28/09   5.45          4.59        6.80        6.11   3.54          3.19        4.74        4.65
04/29/09   5.55          4.53        8.18        7.50   3.60          3.28        4.81        4.59
04/30/09   5.36          4.62        7.00        6.31   3.60          3.27        4.77        4.59

Avg/bond    5.57          4.62        6.86        6.18   3.56          3.29        4.80        4.91
Avg/item       5.10                      6.52               3.42                      4.86
3 Mo Avg       5.27                      6.38               3.36                      4.94

05/01/09   5.43          4.88        8.57        7.88   3.39          3.31        4.74        4.78
05/04/09   5.56          4.63        6.59        5.90   3.56          3.33        4.78        4.90
05/05/09   5.41          4.62        7.67        6.98   3.67          3.37        4.84        4.88
05/06/09   5.34          4.61        8.15        7.46   3.52          3.41        4.82        5.01
05/07/09   5.38          4.71        6.27        5.58   3.56          3.23        4.77        4.82
05/08/09   5.31          4.66        8.07        7.39   3.39          3.27        4.71        4.78
05/11/09   5.28          4.55        8.97        8.28   3.59          3.26        4.60        4.75
05/12/09   5.27          4.58        8.36        7.67   3.49          3.29        4.73        4.74
05/13/09   5.45          4.78        8.96        8.27   3.53          3.31        4.76        4.81
05/14/09   5.49          4.57        8.09        7.40   3.50          3.33        4.72        4.81
05/15/09   5.43          4.62        7.35        6.66   3.45          3.31        4.71        4.73
05/18/09   5.36          4.79        6.60        5.92   3.47          3.22        4.74        4.79
05/19/09   5.31          4.78        6.70        6.01   3.55          3.19        4.74        4.89
05/20/09   5.52          4.72        6.53        5.84   3.45          3.24        4.70        4.75
05/21/09   5.80          5.17        6.70        6.02   3.54          3.28        4.57        4.91
05/22/09   6.36          4.99        6.40        5.72   3.48          3.19        4.65        4.65
05/26/09   6.15          5.17        6.68        5.99   3.53          3.21        4.77        4.71
05/27/09   5.99          5.04        6.90        6.22   3.45          3.26        4.57        4.80
05/28/09   5.95          5.26        6.90        6.21   3.57          3.28        4.86        4.65
05/29/09   5.56          5.01        6.55        5.86   3.76          3.24        4.89        4.72

Avg/bond    5.57          4.81        7.35        6.66   3.52          3.28        4.73        4.79
Avg/item       5.19                      7.01               3.40                      4.76
3 Mo Avg       5.21                      6.66               3.42                      4.88

06/01/09   5.68          5.06        6.54        5.85   3.87          3.26        4.88        4.59
06/02/09   5.50          4.78        6.53        5.84   3.87          3.41        5.00        4.84
06/03/09   5.74          4.72        6.59        5.90   3.84          3.47        5.03        4.87
06/04/09   5.92          4.88        6.59        5.90   3.93          3.46        5.05        4.74
06/05/09   6.03          4.95        6.42        5.74   3.91          3.42        5.16        4.90
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

06/08/09   6.23          5.27        6.39        5.70   3.95          3.40        5.00        4.90
06/09/09   5.84          4.92        6.31        5.63   4.05          3.55        5.00        4.90
06/10/09   6.18          4.99        6.39        5.70   4.14          3.62        5.06        5.03
06/11/09   5.98          5.19        6.28        5.59   4.30          3.56        4.94        5.19
06/12/09   5.79          5.26        6.24        5.55   4.24          3.65        5.02        5.47
06/15/09   5.92          5.07        6.22        5.53   4.35          3.69        4.91        5.08
06/16/09   6.12          5.06        6.07        5.38   4.47          3.61        5.13        5.25
06/17/09   6.22          5.26        6.29        5.60   4.30          3.55        5.03        5.44
06/18/09   6.31          5.32        6.26        5.58   4.11          3.58        5.07        5.48
06/19/09   6.35          5.46        6.27        5.58   4.57          3.58        5.40        5.48
06/22/09   6.33          5.27        6.19        5.51   4.37          3.61        5.26        5.20
06/23/09   6.26          5.22        6.26        5.57   4.21          3.54        5.18        5.20
06/24/09   6.29          5.26        6.25        5.56   4.18          3.54        5.10        5.49
06/25/09   6.16          5.02        6.10        5.41   4.19          3.57        5.15        5.22
06/26/09   5.87          4.91        6.01        5.32   4.34          3.64        5.12        5.42
06/29/09   6.16          5.07        6.24        5.55   4.12          3.56        4.94        5.38
06/30/09   6.11          5.06        6.23        5.54   4.15          3.54        4.91        5.34

Avg/bond    6.05          5.09        6.30        5.62   4.16          3.54        5.06        5.16
Avg/item       5.57                      5.96               3.85                      5.11
3 Mo Avg       5.28                      6.50               3.56                      4.91

07/01/09   6.07          5.04        6.17        5.48   4.21          3.49        4.79        5.33
07/02/09   6.24          5.09        6.18        5.49   4.15          3.45        4.88        5.40
07/06/09   6.21          5.08        6.26        5.58   4.19          3.37        4.80        5.19
07/07/09   6.32          5.05        6.23        5.55   4.00          3.37        4.88        4.74
07/08/09   6.24          4.89        6.14        5.45   3.87          3.38        4.85        5.29
07/09/09   6.37          4.99        6.24        5.55   4.04          3.38        4.93        5.12
07/10/09   6.00          4.87        6.17        5.48   3.83          3.29        4.84        5.25
07/13/09   6.21          4.97        6.30        5.61   3.78          3.30        4.61        5.26
07/14/09   6.35          5.07        6.28        5.59   4.04          3.20        4.92        5.22
07/15/09   6.25          5.05        6.33        5.64   3.97          3.19        4.99        5.09
07/16/09   5.91          5.10        6.38        5.69   3.93          3.31        4.76        5.02
07/17/09   6.19          5.06        6.74        6.05   3.94          3.41        4.59        5.25
07/20/09   5.79          4.80        5.99        5.30   3.99          3.34        4.78        4.83
07/21/09   5.75          4.78        6.13        5.44   3.99          3.35        4.78        5.24
07/22/09   5.99          4.92        6.31        5.62   3.75          3.26        4.75        5.33
07/23/09   6.49          4.90        6.26        5.57   4.01          3.46        4.79        4.86
07/24/09   6.13          4.49        6.28        5.59   3.77          3.47        4.78        5.25
07/27/09   6.26          4.61        6.40        5.71   3.92          3.45        4.86        5.10
07/28/09   6.10          4.59        6.26        5.57   3.88          3.49        4.86        4.91
07/29/09   5.93          4.90        5.92        5.24   3.83          3.51        4.89        4.93
07/30/09   5.65          4.49        5.79        5.11   3.82          3.54        4.88        4.84
07/31/09   5.15          4.34        5.82        5.13   3.89          3.54        4.93        4.95

Avg/bond    6.07          4.87        6.21        5.52   3.95          3.39        4.82        5.11
Avg/item       5.47                      5.86               3.67                      4.97
Corporate                                     Municipal
( 2B )                  ( 2C )                ( 3B )                  ( 3C )
10-yr                   20-yr                 10-yr                   20-yr
Date        A            AA       A              AA       A            AA       A              AA

3 Mo Avg        5.41                     6.28                 3.64                     4.95

08/03/09   5.56          4.52      5.59           4.90   3.48          3.19        4.98        4.54
08/04/09   5.74          4.49    n/a            n/a      3.42          3.11        4.94        4.54
08/05/09   5.89          5.10      5.80         n/a      3.37          3.03        4.60        4.21
08/06/09   5.67          5.05      5.79         n/a      3.43          3.03        4.75        4.37
08/07/09   5.64          5.04      5.86         n/a      3.43          3.13        4.77        4.39
08/10/09   5.65          5.00    n/a            n/a      3.44          3.04        4.81        4.46
08/11/09   5.55          5.01    n/a            n/a      3.35          3.08        4.74        4.46
08/12/09   5.66          5.13    n/a            n/a      3.40          3.21        5.77        4.45
08/13/09   5.52          5.09    n/a            n/a      3.33          3.08        4.59        4.43
08/14/09   5.15          5.12      5.63         n/a      3.24          3.06        4.56        4.45
08/17/09   5.51          5.21      6.49         n/a      3.23          3.06        4.60        4.44
08/18/09   5.42          5.27      6.42         n/a      3.26          3.06        4.53        4.43
08/19/09   5.28          5.27      6.46         n/a      3.18          3.14        4.67        4.56
08/20/09   5.32          5.28      6.46         n/a      3.04          2.88        4.48        4.42
08/21/09   5.03          5.22      6.57         n/a      3.40          2.91        4.66        4.40
08/24/09   4.97          5.20      6.46         n/a      3.31          2.87        4.76        4.41
08/25/09   4.92          5.08      6.47         n/a      3.24          3.00        4.69        4.42
08/26/09   4.92          5.33      6.40         n/a      3.40          2.86        4.70        4.43
08/27/09   4.95          5.17      6.34         n/a      3.22          3.06        4.69        4.39
08/28/09   5.05          4.97      6.56         n/a      3.32          3.06        4.81        4.71
08/31/09   4.96          5.05      6.04         n/a      3.32          3.16        4.60        4.32

Avg/bond    5.35          5.08        6.21        4.90    3.32          3.05        4.75        4.44
Avg/item       5.21                      5.55                3.19                      4.59
3 Mo Avg       5.42                      5.79                3.57                      4.89

09/01/09   4.92          5.08        6.09       n/a      3.52          3.01        4.52        4.27
09/02/09   4.69          5.11        6.00       n/a      3.27          3.11        4.62        4.27
09/03/09   4.71          5.12        5.99       n/a      3.30          2.94        4.47        4.27
09/04/09   4.79          5.10        6.17       n/a      3.26          3.12        4.45        4.22
09/08/09   4.81          5.07        6.03       n/a      3.25          3.00        4.42        4.38
09/09/09   4.82          5.04        6.13       n/a      3.14          3.09        4.30        4.34
09/10/09   4.63          4.91        5.76       n/a      3.29          2.96        4.19        4.14
09/11/09   4.65          4.88        5.72       n/a      3.27          3.00        4.16        4.19
09/14/09   4.71          4.95        5.83       n/a      3.31          2.88        4.07        4.12
09/15/09   4.69          5.01        5.79       n/a      3.34          2.89        4.38        4.10
09/16/09   4.53          4.93        5.78       n/a      3.30          2.90        4.27        4.16
09/17/09   4.53          4.96        6.02       n/a      3.42          2.82        4.34        4.12
09/18/09   4.69          5.02        5.70       n/a      3.40          2.87        4.44        4.12
09/21/09   4.71          5.00        5.91       n/a      3.22          2.94        4.40        4.15
09/22/09   4.63          5.05        5.80         5.22   3.15          2.84        4.33        4.22
09/23/09   4.78          4.93        5.80         5.22   3.17          2.87        4.38        4.15
09/24/09   4.72          4.97        6.09         5.20   3.30          2.80        4.45        4.02
09/25/09   4.64          4.95        5.83         5.17   3.15          2.79        4.45        4.36
09/28/09   4.63          4.88        5.94         5.14   3.18          2.86        4.50        4.37
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

09/29/09   4.75          4.82        6.28        5.14   3.27          2.79        4.44        4.19
09/30/09   4.70          4.82        6.26        5.14   3.27          2.81        4.49        4.31

Avg/bond    4.70          4.98        5.95        5.18   3.28          2.92        4.38        4.21
Avg/item       4.84                      5.56               3.10                      4.30
3 Mo Avg       5.17                      5.66               3.32                      4.62

10/01/09   4.80          4.91        4.85        3.74   3.35          2.78        4.48        4.36
10/02/09   4.66          5.10        6.17        5.13   3.44          2.98        4.64        4.67
10/05/09   4.58          5.00        5.74        4.70   3.30          2.80        4.39        4.39
10/06/09   4.61          5.01        5.70        4.66   3.31          2.87        4.43        4.33
10/07/09   4.56          4.93        5.82        4.78   3.33          2.81        4.47        4.11
10/08/09   4.71          5.24        5.76        4.72   3.46          2.90        4.55        4.43
10/09/09   4.90          5.14        5.99        4.95   3.48          2.92        4.66        4.43
10/13/09   4.95          5.15        6.08        5.05   3.51          2.98        4.68        4.24
10/14/09   4.99          5.13        6.16        5.12   3.62          3.06        4.77        4.30
10/15/09   4.91          5.34        6.13        5.10   3.90          3.20        4.76        4.35
10/16/09   4.76          4.96        6.12        5.09   3.65          3.20        4.79        4.63
10/19/09   4.71          5.00        6.02        4.98   3.71          3.22        4.81        4.38
10/20/09   4.72          4.88        5.91        4.87   3.88          3.21        4.81        4.55
10/21/09   4.75          4.93        5.93        4.90   3.91          3.23        4.73        4.25
10/22/09   4.82          4.93        5.90        4.86   3.99          3.24        4.81        4.37
10/23/09   4.90          4.79        5.95        4.91   3.82          3.23        4.79        4.44
10/26/09   4.85          5.03        6.04        5.00   3.79          3.18        4.81        3.95
10/27/09   4.75          4.99        5.90        4.86   3.67          3.22        4.78        3.96
10/28/09   4.78          5.00        6.06        5.03   3.67          3.26        4.87        3.99
10/29/09   4.78          5.08        5.98        4.94   3.70          3.31        4.89        3.99
10/30/09   4.68          4.92        5.80        4.76   3.73          3.29        5.05        4.43

Avg/bond    4.77          5.02        5.91        4.86   3.63          3.09        4.71        4.31
Avg/item       4.90                      5.38               3.36                      4.51
3 Mo Avg       4.98                      5.50               3.21                      4.47

11/02/09   4.70          4.87        5.96        4.92   3.66          3.35        5.05        3.87
11/03/09   4.76          5.05        6.01        4.98   3.66          3.35        5.07        3.90
11/04/09   4.84          5.00        6.06        5.02   3.66          3.34        4.98        3.87
11/05/09   4.82          4.97        6.12        5.08   3.64          3.35        4.99        3.72
11/06/09   4.75          4.86        5.97        4.93   3.67          3.33        4.96        3.70
11/09/09   4.73          4.56        6.04        5.00   3.63          3.23        5.05        3.87
11/10/09   4.69          4.49        6.09        5.05   3.59          3.32        4.97        4.30
11/12/09   4.68          4.52        6.10        5.07   3.66          3.25        4.90        4.34
11/13/09   4.68          4.51        6.06        5.02   3.63          3.24        4.94        4.32
11/16/09   4.55          4.16        6.20        5.16   3.63          3.23        4.99        4.11
11/17/09   4.47          4.20        6.15        5.11   3.63          3.22        4.97        4.08
11/18/09   4.53          4.23        6.32        5.28   3.62          3.17        4.97        4.42
11/19/09   4.47          4.67        6.33        5.29   3.45          3.13        5.09        4.48
11/20/09   4.53          4.62        6.32        5.28   3.49          3.15        4.97        4.04
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

11/23/09   4.51          4.57        6.13        5.10   3.50          3.15        5.05        4.49
11/24/09   4.45          4.31        6.35        5.31   3.69          3.08        5.10        4.91
11/25/09   4.43          4.14        6.30        5.26   3.71          3.10        5.36        5.23
11/27/09   4.37          4.03        6.04        5.00   4.04          3.22        5.38        5.22
11/30/09   4.34          3.95        6.05        5.07   3.54          3.03        5.07        4.90

Avg/bond    4.59          4.51        6.14        5.10   3.64          3.22        5.05        4.30
Avg/item       4.55                      5.62               3.43                      4.67
3 Mo Avg       4.76                      5.52               3.30                      4.50

12/01/09   4.43          4.13        6.08        5.10   3.46          3.01        4.99        4.62
12/02/09   4.45          4.15        6.08        5.10   3.55          2.97        5.20        3.24
12/03/09   4.48          4.20        6.12        5.14   3.51          2.97        5.03        3.61
12/04/09   4.64          4.29        6.19        5.21   4.08          3.07        5.66        4.17
12/07/09   4.59          4.28        6.08        5.10   3.27          2.94        5.10        3.38
12/08/09   4.51          4.31        6.15        5.17   3.23          2.99        5.11        3.52
12/09/09   4.57          4.41        6.14        5.16   3.19          3.02        5.12        3.52
12/10/09   4.66          4.35        6.15        5.17   3.43          3.04        5.11        3.46
12/11/09   4.65          4.43        6.15        5.17   3.05          3.09        5.13        3.44
12/14/09   4.64          4.44        6.11        5.13   3.27          3.08        5.07        4.15
12/15/09   4.65          4.45        6.19        5.22   3.28          3.15        5.15        4.12
12/16/09   4.65          4.47        6.22        5.25   3.31          3.10        4.84        4.12
12/17/09   4.54          4.35        6.15        5.17   3.39          3.05        4.84        4.28
12/18/09   4.57          4.14        6.21        5.23   3.38          3.07        4.90        4.25
12/21/09   4.59          4.34        6.43        5.45   3.41          3.03        5.01        4.26
12/22/09   4.72          4.58        6.43        5.45   3.10          3.17        4.90        4.24
12/23/09   4.67          4.80        6.40        5.43   3.15          3.16        4.88        4.24
12/24/09   4.66          4.77        6.45        5.35   3.08          3.11        5.15        4.55
12/28/09   4.69          5.07        6.44        5.35   3.48          3.17        5.44        4.34
12/29/09   4.69          5.06        6.41        5.31   3.19          3.18        5.07        2.78
12/30/09   4.63          5.05        6.17        5.07   3.48          3.21        5.00        3.02
12/31/09   4.68          5.08        6.16        5.06   3.49          3.13        5.35        4.58

Avg/bond    4.61          4.51        6.22        5.22   3.35          3.08        5.09        3.90
Avg/item       4.56                      5.72               3.22                      4.50
3 Mo Avg       4.67                      5.57               3.34                      4.56

01/04/10   4.66          4.90        6.21        5.35   3.47          3.15        4.90        2.95
01/05/10   4.66          4.80        6.15        5.28   2.61          3.07        4.92        2.56
01/06/10   4.68          4.93        6.22        5.36   2.90          3.11        5.14        2.79
01/07/10   4.61          5.12        6.12        5.38   3.07          3.08        5.17        4.10
01/08/10   4.59          5.13        6.17        5.39   2.76          3.14        5.29        4.19
01/11/10   4.60          5.08        6.17        5.46   2.89          3.11        5.33        4.07
01/12/10   4.46          5.01        6.06        5.46   3.03          3.16        5.33        2.63
01/13/10   4.57          4.96        6.13        5.53   2.92          3.14        5.32        2.43
01/14/10   4.52          4.97        6.12        5.48   3.12          3.14        5.32        4.15
01/15/10   4.47          5.02        6.15        5.45   2.97          3.18        5.35        4.13
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

01/19/10   4.56          5.05        6.41        5.47   2.97          3.11        5.32        4.15
01/20/10   4.53          4.93        6.29        5.41   2.97          3.08        5.33        4.12
01/21/10   4.52          4.92        6.35        5.38   3.16          3.02        5.29        4.12
01/22/10   4.57          4.91        6.40        5.40   3.12          3.01        5.34        4.12
01/25/10   4.70          4.96        6.36        5.46   2.91          3.05        5.35        4.11
01/26/10   4.63          4.89        6.41        5.47   3.31          3.05        5.33        2.65
01/27/10   4.65          5.00        6.46        5.47   3.19          2.98        5.60        0.99
01/28/10   4.67          5.03        6.49        5.50   3.38          3.07        5.57        4.18
01/29/10   4.60          4.86        6.34        5.43   3.40          3.06        5.68        2.69

Avg/bond    4.59          4.97        6.26        5.43   3.06          3.09        5.31        3.43
Avg/item       4.78                      5.85               3.08                      4.37
3 Mo Avg       4.63                      5.73               3.24                      4.51

02/01/10   4.68          4.98        6.41        5.47   3.44          3.08        5.59        4.14
02/02/10   4.70          4.90        6.41        5.48   3.40          2.99        5.80        4.23
02/03/10   4.79          4.92        6.40        5.52   2.99          3.01        5.53        4.12
02/04/10   4.68          5.02        6.41        5.47   3.22          2.96        5.48        4.18
02/05/10   4.69          5.05        6.46        5.47   3.17          2.98        5.36        4.25
02/08/10   4.81          5.13        6.50        5.47   2.78          2.97        5.25        4.21
02/09/10   4.74          5.07        6.50        5.52   3.19          2.91        5.41        4.23
02/10/10   4.71          5.13        6.56        5.61   4.07          2.99        5.44        4.20
02/11/10   4.82          5.18        6.57        5.62   3.15          2.96        5.70        4.24
02/12/10   4.99          5.22        6.59        5.59   2.98          3.22        5.88        4.26
02/16/10   5.03          5.16        6.20        5.61   3.24          3.07        5.56        4.23
02/17/10   4.87          5.15        6.24        5.67   3.46          3.08        5.55        4.27
02/18/10   4.88          5.16        6.27        5.70   3.44          2.99        5.62        4.20
02/19/10   4.83          5.08        6.23        5.66   3.68          2.98        5.74        4.37
02/22/10   4.96          5.14        6.19        5.65   3.71          2.94        5.48        4.28
02/23/10   4.85          5.03        6.10        5.56   3.89          2.99        5.60        4.40
02/24/10   4.74          5.10        6.13        5.54   3.62          2.98        5.58        4.38
02/25/10   4.71          5.09        6.11        5.49   3.52          2.96        5.40        3.95
02/26/10   4.73          5.08        6.17        5.42   3.46          3.03        5.13        4.24

Avg/bond    4.80          5.08        6.34        5.55   3.39          3.00        5.53        4.23
Avg/item       4.94                      5.95               3.20                      4.88
3 Mo Avg       4.76                      5.84               3.16                      4.58

03/01/10   4.67          5.01        6.04        5.42   3.51          2.95        5.12        4.14
03/02/10   4.73          5.01        6.01        5.43   3.42          2.94        5.26        4.28
03/03/10   4.74          5.06        6.06        5.45   3.56          2.95        5.47        4.49
03/04/10   4.88          4.97        6.08        5.42   3.48          2.94        5.37        4.39
03/05/10   4.90          4.99        6.12        5.49   3.81          2.94        4.74        3.76
03/08/10   4.93          5.01        6.11        5.53   3.60          2.96        5.20        4.28
03/09/10   4.75          5.02        6.08        5.56   3.54          2.92        5.21        4.28
03/10/10   4.84          5.03        6.12        5.56   3.54          2.91        5.11        4.18
03/11/10   4.81          4.99        6.10        5.53   3.35          2.97        4.97        4.29
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

03/12/10   4.84          4.97        6.10        5.48   3.63          3.12        5.23        4.55
03/15/10   4.87          4.89        6.17        5.49   3.67          2.90        5.19        4.28
03/16/10   4.78          4.88        6.01        5.35   3.76          2.91        4.90        4.34
03/17/10   4.72          4.78        6.11        5.30   3.66          2.99        4.91        4.34
03/18/10   4.76          4.81        6.31        5.31   3.58          2.87        4.96        4.34
03/19/10   4.55          4.74        6.27        5.29   3.79          2.71        5.23        4.61
03/22/10   4.80          4.76        6.44        5.30   3.65          2.90        4.91        4.29
03/23/10   4.81          4.77        6.39        5.33   3.74          2.97        4.87        4.25
03/24/10   4.91          4.90        6.42        5.48   3.58          3.00        5.08        4.46
03/25/10   5.06          5.09        6.63        5.53   3.70          2.97        5.16        4.18
03/26/10   4.93          4.91        6.44        5.54   3.74          3.11        5.22        4.28
03/29/10   5.02          5.05        6.10        5.60   3.84          3.20        4.93        4.22
03/30/10   4.99          4.97        6.33        5.58   3.90          3.05        4.79        4.28
03/31/10   4.96          4.90        6.58        5.55   3.97          3.10        4.68        4.23

Avg/bond    4.85          4.92        6.25        5.46   3.69          2.97        5.02        4.29
Avg/item       4.89                      5.86               3.33                      4.65
3 Mo Avg       4.87                      5.88               3.20                      4.63

04/01/10   4.97          4.90        6.60        5.54   3.94          3.33        4.70        4.39
04/05/10   5.02          5.02        6.47        5.65   3.92          3.29        4.71        4.73
04/06/10   5.03          4.97        6.40        5.64   3.79          3.24        4.82        4.71
04/07/10   4.92          4.82        6.50        5.56   3.70          3.26        4.86        4.72
04/08/10   4.99          4.89        6.42        5.56   3.71          3.30        4.91        4.17
04/09/10   5.03          4.80        6.41        5.53   3.67          3.27        4.79        4.42
04/12/10   5.00          4.77        6.18        5.49   3.60          3.29        4.87        4.57
04/13/10   4.91          4.62        6.21        5.46   3.71          3.25        5.00        4.18
04/14/10   4.86          4.61        6.25        5.50   3.98          3.25        5.12        4.49
04/15/10   4.78          4.50        6.25        5.48   3.78          3.22        5.45        4.30
04/16/10   4.81          4.53        6.25        5.43   3.63          3.15        4.95        4.55
04/19/10   5.00          4.61        6.30        5.47   3.55          3.14        4.87        4.40
04/20/10   4.87          4.57        6.14        5.43   3.61          3.17        5.07        4.68
04/21/10   4.84          4.56        5.88        5.35   3.75          3.15        4.82        4.46
04/22/10   4.87          4.54        5.90        5.38   3.67          3.18        5.07        4.21
04/23/10   4.97          4.62        5.93        5.44   3.64          3.15        4.98        4.48
04/26/10   4.95          4.68        5.99        5.44   3.64          3.19        5.00        4.32
04/27/10   4.75          4.53        5.90        5.36   3.44          3.20        4.96        4.20
04/28/10   4.78          4.56        5.86        5.42   3.58          3.11        4.74        4.18
04/29/10   4.73          4.44        5.79        5.37   3.58          3.09        4.64        4.17
04/30/10   4.72          4.41        5.85        5.30   3.64          3.16        4.83        4.18

Avg/bond    4.90          4.66        6.17        5.47   3.69          3.21        4.91        4.41
Avg/item       4.78                      5.82               3.45                      4.66
3 Mo Avg       4.87                      5.87               3.33                      4.73

05/03/10   4.72          4.47        5.86        5.32   3.43          3.16        4.58        4.47
05/04/10   4.67          4.41        5.74        5.23   3.49          3.20        4.73        4.47
Corporate                                     Municipal
( 2B )                  ( 2C )                ( 3B )                  ( 3C )
10-yr                   20-yr                 10-yr                   20-yr
Date        A            AA       A              AA       A            AA       A              AA

05/05/10     4.83         4.46     5.75           5.18   3.59          3.26        4.58        4.69
05/06/10     4.81         4.39     5.73           5.02   3.67          3.39        4.78        4.29
05/07/10     4.71         4.45     5.81           5.10   3.52          3.21        4.80        4.20
05/10/10     4.87         4.45     5.86           5.15   3.57          3.25        4.90        4.69
05/11/10     4.81         4.42     5.85           5.28   3.68          3.27        4.88        4.79
05/12/10     4.78         4.47     5.88           5.33   3.67          3.25        4.83        4.73
05/13/10     4.80         4.47     5.87           5.30   3.68          3.27        4.74        4.79
05/14/10     4.75         4.45     5.76           5.19   3.62          3.24        4.92        4.80
05/17/10     4.83         4.50     5.87           5.30   3.68          3.17        4.86        4.79
05/18/10     4.76         4.37     5.74           5.18   3.65          3.18        5.16        4.93
05/19/10     4.77         4.39     5.88           5.32   3.65          3.24        5.27        4.90
05/20/10     4.77         4.36     5.86           5.30   3.63          3.17        5.28        4.90
05/21/10     4.74         4.33     5.88           5.31   3.76          3.14        4.97        4.80
05/24/10     4.70         4.31     5.90           5.33   3.56          3.15        4.89        4.79
05/25/10     4.72         4.33     5.85           5.28   3.67          3.11        4.92        4.96
05/26/10     4.62         4.23     5.97           5.41   3.53          3.04        5.12        4.73
05/27/10     4.78         4.39     6.08           5.52   3.52          3.05        4.92        4.76
05/28/10   n/a          n/a      n/a            n/a      3.45          3.08        4.90        4.12

Avg/bond     4.76         4.40        5.85        5.27    3.60          3.19        4.90        4.68
Avg/item        4.58                     5.56                3.40                      4.79
3 Mo Avg        4.75                     5.74                3.39                      4.70

06/01/10   n/a          n/a      n/a            n/a      3.44          3.11        5.16        4.69
06/02/10   n/a          n/a      n/a            n/a      3.50          3.12        4.97        4.80
06/03/10   n/a          n/a      n/a            n/a      3.51          3.12        5.13        4.94
06/04/10   n/a          n/a      n/a            n/a      3.49          3.18        5.14        4.79
06/07/10   n/a          n/a      n/a            n/a      3.47          3.13        5.15        4.87
06/08/10   n/a          n/a      n/a            n/a      3.47          3.12        5.16        4.86
06/09/10   n/a          n/a      n/a            n/a      3.58          3.13        5.13        4.91
06/10/10     4.86         4.46     6.37         n/a      3.61          3.21        5.16        4.92
06/11/10     4.80         4.36     6.30         n/a      3.63          3.20        5.14        4.71
06/14/10     4.80         4.39     6.46         n/a      3.64          3.24        4.91        4.92
06/15/10     4.88         4.43     6.38         n/a      3.61          3.14        4.91        4.92
06/16/10     4.67         4.43     6.32         n/a      3.67          3.19        5.03        4.75
06/17/10     4.58         4.35     6.31         n/a      3.59          3.19        4.93        4.79
06/18/10     4.59         4.37     6.42         n/a      3.63          3.28        5.04        4.86
06/21/10     4.65         4.37     6.37         n/a      3.65          3.21        4.83        4.69
06/22/10     4.65         4.34     6.25         n/a      3.60          3.24        4.83        4.84
06/23/10     4.63         4.26     6.16         n/a      3.71          3.24        4.84        4.82
06/24/10     4.71         4.31     6.15         n/a      3.64          3.22        4.81        4.88
06/25/10     4.68         4.24     6.18         n/a      3.54          3.14        4.79        4.50
06/28/10     4.67         4.18     6.09         n/a      3.51          3.14        4.83        5.00
06/29/10     4.67         4.07     6.07         n/a      3.50          3.16        4.73        4.97
06/30/10     4.62         3.99     6.08         n/a      3.51          3.06        4.90        5.04

Avg/bond     4.70         4.30        6.26       n/a      3.57          3.17        4.98        4.84
Corporate                                  Municipal
( 2B )                  ( 2C )             ( 3B )                  ( 3C )
10-yr                   20-yr              10-yr                   20-yr
Date        A            AA       A              AA    A            AA       A              AA

Avg/item        4.50                     6.26              3.37                     4.91
3 Mo Avg        4.62                     5.88              3.41                     4.79

07/01/10   4.71          3.97        6.12       n/a   3.43          3.04        4.85        4.85
07/02/10   4.47          3.98        6.34       n/a   3.45          3.39        5.21        4.54
07/06/10   4.48          3.97        6.10       n/a   3.35          2.96        5.04        5.03
07/07/10   4.49          3.98        6.17       n/a   3.32          2.96        5.01        5.10
07/08/10   4.57          4.05        6.16       n/a   3.16          2.88        5.12        5.07
07/09/10   4.45          4.06        6.26       n/a   3.22          2.88        5.04        5.14
07/12/10   4.41          4.08        6.20       n/a   3.16          2.84        5.01        5.04
07/13/10   4.34          4.03        6.33       n/a   3.22          2.93        5.01        4.92
07/14/10   4.25          3.91        6.07       n/a   3.19          2.91        4.87        4.96
07/15/10   4.21          3.83        6.03       n/a   3.20          2.88        5.10        5.16
07/16/10   4.32          3.83        6.04       n/a   3.06          2.80        4.91        4.98
07/19/10   4.26          3.95        5.93       n/a   3.11          2.84        4.99        5.37
07/20/10   4.26          3.97        6.22       n/a   3.19          2.80        5.01        5.12
07/21/10   4.15          3.86        6.19       n/a   3.19          2.85        5.00        5.12
07/22/10   4.20          3.89        6.23       n/a   3.19          2.96        4.77        5.17
07/23/10   4.29          3.96        6.30       n/a   3.19          2.98        5.18        5.04
07/26/10   4.35          4.05        6.30       n/a   3.11          2.81        5.20        5.02
07/27/10   4.27          4.07        6.29       n/a   3.21          2.75        5.01        5.01
07/28/10   4.31          4.04        6.29       n/a   3.33          2.77        4.99        4.99
07/29/10   4.33          4.04        6.46       n/a   3.38          2.80        4.90        4.96
07/30/10   4.23          3.97        6.19       n/a   3.32          2.91        4.98        5.06

Avg/bond    4.35          3.98        6.20    n/a      3.24          2.90        5.01        5.03
Avg/item       4.16                      6.20             3.07                      5.02
3 Mo Avg       4.41                      6.01             3.28                      4.91

08/02/10   4.33          4.00        6.26       n/a   2.92          2.83        4.64        4.95
08/03/10   4.23          3.91        6.18       n/a   2.96          2.64        4.61        4.95
08/04/10   4.27          3.97        6.23       n/a   2.95          2.79        4.19        4.67
08/05/10   4.28          3.86        5.98       n/a   3.06          2.66        4.43        4.51
08/06/10   4.19          3.89        6.12       n/a   2.92          2.75        4.69        4.62
08/09/10   4.24          3.82        6.20       n/a   3.06          2.74        4.19        4.67
08/10/10   4.20          3.77        6.10       n/a   3.01          2.72        4.19        4.67
08/11/10   4.11          3.71        6.08       n/a   2.90          2.68        3.91        4.90
08/12/10   4.18          3.72        6.08       n/a   2.76          2.62        4.69        4.03
08/13/10   4.06          3.62        6.17       n/a   2.73          2.60        4.49        4.02
08/16/10   4.00          3.51        5.62       n/a   2.59          2.76        4.47        3.99
08/17/10   4.10          3.58        6.13       n/a   2.54          2.62        4.36        3.87
08/18/10   4.19          3.63        5.97       n/a   2.63          2.72        4.29        3.79
08/19/10   4.10          3.61        5.86       n/a   2.61          2.68        4.35        3.85
08/20/10   4.11          3.73        5.79       n/a   2.55          2.62        4.45        3.95
08/23/10   4.13          3.71        5.82       n/a   2.62          2.68        4.83        4.15
08/24/10   4.09          3.66        5.74       n/a   2.57          2.57        4.50        3.82
08/25/10   4.15          3.73        5.72       n/a   2.59          2.52        4.36        3.68
Corporate                                     Municipal
( 2B )                  ( 2C )                ( 3B )                  ( 3C )
10-yr                   20-yr                 10-yr                   20-yr
Date        A            AA       A              AA       A            AA       A              AA

08/26/10   4.07          3.79        5.70       n/a      2.56          2.48        4.78        4.10
08/27/10   4.27          3.93        5.73       n/a      2.53          2.45        4.93        3.78
08/30/10   4.23          4.09        5.84       n/a      2.72          2.55        4.32        3.78
08/31/10   4.20          4.03        5.69       n/a      2.60          2.49        5.17        4.18

Avg/bond    4.17          3.79        5.96    n/a         2.74          2.64        4.49        4.22
Avg/item       3.98                      5.96                2.69                      4.36
3 Mo Avg       4.21                      6.14                3.04                      4.76

09/01/10   4.23          4.02        5.56       n/a      2.60          2.36        4.11        3.97
09/02/10   4.23          4.07        5.69       n/a      2.76          2.39        3.96        3.73
09/03/10   4.11          4.07        5.38       n/a      3.32          2.53        4.39        4.15
09/07/10   4.21          4.04        5.67       n/a      2.82          2.43        3.99        3.88
09/08/10   4.22          4.07        5.60       n/a      2.85          2.47        3.89        3.90
09/09/10   4.24          4.11        5.73       n/a      2.90          2.51        4.22        4.02
09/10/10   4.25          4.16        5.78       n/a      2.84          2.52        4.17        3.64
09/13/10   4.09          4.08        5.51       n/a      2.92          2.54        4.39        3.64
09/14/10   4.05          4.04        5.45       n/a      2.96          2.61        4.41        3.67
09/15/10   4.14          4.13        5.92       n/a      2.94          2.56        4.30        4.03
09/16/10   4.20          4.15        5.77       n/a      3.10          2.58        4.21        3.98
09/17/10   4.22          4.15        6.01       n/a      3.16          2.66        4.23        3.90
09/20/10   4.13          4.13        5.56       n/a      3.13          2.52        4.37        3.97
09/21/10   4.12          4.07        5.81       n/a      3.10          2.52        4.39        3.95
09/22/10   4.09          4.06        5.86       n/a      3.01          2.62        4.49        3.89
09/23/10   4.09          4.10        5.89       n/a      2.93          2.49        4.41        3.78
09/24/10   4.08          4.16        5.98       n/a      2.83          2.58        4.38        4.19
09/27/10   4.04          4.26        5.77       n/a      2.86          2.44        4.29        3.92
09/28/10   3.97          4.08        5.80       n/a      2.84          2.44        4.34        3.92
09/29/10   4.00          4.10        5.69       n/a      2.79          2.58        4.15        3.86
09/30/10   3.98          4.08        5.78       n/a      2.65          2.60        3.69        3.96

Avg/bond    4.13          4.10        5.72    n/a         2.92          2.52        4.23        3.90
Avg/item       4.11                      5.72                2.72                      4.07
3 Mo Avg       4.08                      5.96                2.83                      4.48

10/01/10   3.97          4.05        5.67       n/a      2.79          2.65        3.62        4.08
10/04/10   3.87          3.98        5.63       n/a      2.44          2.68        3.13        4.04
10/05/10   3.85          3.93        5.75       n/a      2.47          2.64        3.34        4.04
10/06/10   3.69          3.79        5.67       n/a      2.47          2.71        3.12        4.07
10/07/10   3.71          3.82        5.50       n/a      2.43          2.63        3.41        4.05
10/08/10   3.71          3.77        5.48         4.13   2.51          2.56        3.72        4.01
10/12/10   3.77          3.97        5.64         4.13   2.35          2.62        4.44        4.00
10/13/10   3.78          4.02        5.50         4.13   2.35          2.54        4.45        4.02
10/14/10   3.89          4.19        5.67         4.18   2.64          2.56        4.43        4.02
10/15/10   3.93          4.26        5.72         4.18   2.36          2.60        4.43        3.98
10/18/10   3.97          4.17        5.56         4.18   2.40          2.68        4.41        3.97
10/19/10   3.96          4.14        5.60         4.18   2.57          2.62        4.37        4.04
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

10/20/10   3.94          4.09        5.51        4.18   2.40          2.65        4.39        3.92
10/21/10   4.00          4.22        5.51        4.20   2.54          2.53        4.38        4.02
10/22/10   3.97          4.16        5.52        4.20   2.40          2.64        4.38        4.07
10/25/10   3.84          4.05        5.50        4.20   2.42          2.68        4.49        4.00
10/26/10   3.84          4.10        5.68        4.20   2.42          2.61        4.23        4.08
10/27/10   3.91          4.17        5.56        4.20   2.62          2.60        4.39        3.94
10/28/10   3.86          4.09        5.36        4.65   2.64          2.79        4.19        3.96
10/29/10   3.82          4.04        5.39        4.20   2.65          2.71        4.21        3.86

Avg/bond    3.86          4.05        5.57        4.21   2.49          2.64        4.08        4.01
Avg/item       3.96                      4.89               2.56                      4.04
3 Mo Avg       4.02                      5.52               2.66                      4.16

11/01/10   3.86          4.09        5.30        4.65   3.14          2.65        4.31        4.07
11/02/10   3.86          4.00        5.21        4.74   2.55          2.69        4.38        4.04
11/03/10   3.88          3.98        5.58        5.07   2.55          2.69        4.41        4.08
11/04/10   3.73          3.88        5.54        5.06   2.58          2.76        4.40        4.09
11/05/10   3.78          3.91        5.53        5.07   2.56          2.87        4.56        4.04
11/08/10   3.76          3.89        5.48        4.62   2.88          2.86        4.34        4.06
11/09/10   3.85          3.95        5.63        4.69   3.41          2.86        4.41        4.10
11/10/10   3.73          3.83        5.82        4.76   3.47          2.85        4.62        4.16
11/12/10   3.85          4.03        5.72        4.68   3.63          2.96        4.27        4.20
11/15/10   4.00          4.22        5.79        4.72   3.64          2.94        4.45        4.29
11/16/10   3.94          4.08        5.85        4.78   3.75          3.02        4.85        4.30
11/17/10   4.00          4.12        5.76        4.67   3.89          3.10        5.09        4.42
11/18/10   4.00          4.13        5.76        4.67   3.56          3.13        5.04        4.47
11/19/10   3.98          4.11        5.72        4.67   3.46          3.13        5.06        4.44
11/22/10   4.00          4.06        5.72        4.69   3.34          3.05        5.09        4.44
11/23/10   3.95          4.09        5.59        4.66   3.06          2.99        5.09        4.41
11/24/10   4.09          4.21        5.76        4.57   3.02          2.94        5.20        4.44
11/26/10   3.88          3.90        5.54        4.57   3.02          2.90        5.42        4.40
11/29/10   3.98          3.95        5.71        4.57   3.89          2.95        5.12        4.36
11/30/10   3.97          3.96        5.76        4.57   3.32          2.93        5.25        4.34

Avg/bond    3.90          4.02        5.64        4.72   3.24          2.91        4.77        4.26
Avg/item       3.96                      5.18               3.07                      4.51
3 Mo Avg       4.01                      5.27               2.79                      4.21

12/01/10   4.12          4.08        5.74        4.63   3.66          2.94        5.20        4.46
12/02/10   4.13          4.00        5.44        4.57   3.26          2.86        5.20        4.29
12/03/10   4.16          4.04        5.42        4.59   2.80          2.77        5.21        4.46
12/06/10   4.08          3.94        5.34        4.59   2.18          2.82        5.21        4.49
12/07/10   4.24          4.08        5.41        4.61   3.36          2.87        5.25        4.48
12/08/10   4.27          4.14        5.41        4.48   3.09          2.90        5.14        4.54
12/09/10   4.26          4.15        5.51        4.48   3.03          3.02        5.17        4.64
12/10/10   4.32          4.19        5.50        4.46   3.66          3.06        5.37        4.86
12/13/10   4.29          4.19        5.48        4.50   3.27          3.05        5.36        4.88
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

12/14/10   4.45          4.32        5.58        4.50   3.91          3.16        5.21        4.95
12/15/10   4.48          4.39        5.64        4.50   3.46          3.31        5.37        5.15
12/16/10   4.40          4.32        5.60        4.52   3.08          3.21        5.31        5.02
12/17/10   4.32          4.09        5.43        4.52   3.73          3.22        5.17        4.97
12/20/10   4.29          4.11        5.43        4.52   3.39          3.18        5.26        5.25
12/21/10   4.27          4.04        5.52        4.53   3.62          3.13        5.34        5.07
12/22/10   4.28          4.04        5.54        4.48   3.40          3.10        5.25        5.18
12/23/10   4.29          4.04        5.55        4.60   3.71          3.01        5.38        5.27
12/27/10   4.27          4.06        5.57        4.82   4.51          3.76        5.43        5.15
12/28/10   4.36          4.14        5.55        4.82   4.24          3.12        5.34        5.15
12/29/10   4.23          4.04        5.52        4.75   3.71          3.10        5.38        5.18
12/30/10   4.30          4.17        5.53        5.03   3.36          3.04        5.35        5.28
12/31/10   4.16          4.17        5.48        5.04   3.64          3.82        5.40        5.38

Avg/bond    4.27          4.12        5.51        4.62   3.46          3.11        5.29        4.91
Avg/item       4.20                      5.06               3.28                      5.10
3 Mo Avg       4.04                      5.04               2.97                      4.55

01/03/11   4.17          4.03        5.45        5.03   2.47          3.14        5.33        4.78
01/04/11   4.19          4.04        5.45        5.03   2.35          3.09        5.46        4.78
01/05/11   4.35          4.25        5.56        5.07   3.53          3.07        5.50        4.78
01/06/11   4.30          4.32        5.52        5.07   3.38          3.06        5.50        4.79
01/07/11   4.22          4.29        5.52        5.07   2.36          3.06        5.60        4.81
01/10/11   4.22          4.26        5.51        5.03   2.87          3.17        5.57        4.82
01/11/11   4.26          4.29        5.49        5.08   3.28          3.16        5.60        4.83
01/12/11   4.26          4.30        5.49        5.10   2.92          3.20        5.60        4.84
01/13/11   4.38          4.28        5.45        5.05   2.96          3.30        5.75        4.94
01/14/11   4.38          4.28        5.45        5.07   3.13          3.32        5.61        5.04
01/18/11   4.25          4.17        5.53        5.10   3.54          3.37        5.63        4.98
01/19/11   4.40          4.15        5.49        5.08   3.30          3.39        5.75        4.88
01/20/11   4.51          4.35        5.59        5.19   4.51          3.37        5.79        4.92
01/21/11   4.48          4.35        5.54        5.13   3.62          3.40        5.65        4.87
01/24/11   4.51          4.38        5.52        5.12   3.84          3.36        5.58        4.88
01/25/11   4.44          4.22        5.48        5.08   4.66          3.32        5.60        4.85
01/26/11   4.54          4.51        5.56        5.24   4.74          3.27        5.67        4.80
01/27/11   4.54          4.53        5.57        5.25   4.74          3.25        5.57        4.79
01/28/11   4.48          4.45        5.56        5.24   3.95          3.20        5.56        4.83
01/31/11   4.52          4.50        5.62        5.30   3.81          3.16        5.88        4.75

Avg/bond    4.37          4.30        5.52        5.12   3.50          3.23        5.61        4.85
Avg/item       4.33                      5.32               3.37                      5.23
3 Mo Avg       4.16                      5.19               3.24                      4.95

02/01/11   4.52          4.49        5.62        5.30   3.39          3.22        5.78        4.60
02/02/11   4.60          4.59        5.65        5.33   3.43          3.32        5.67        4.76
02/03/11   4.69          4.64        5.68        5.36   2.97          3.38        5.59        4.72
02/04/11   4.73          4.70        5.70        5.38   3.22          3.38        5.62        4.82
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

02/07/11   4.76          4.74        5.69        5.37   3.47          3.39        5.59        4.65
02/08/11   4.83          4.79        5.65        5.01   2.99          3.43        5.61        4.71
02/09/11   4.73          4.67        5.65        5.01   3.56          3.43        5.62        4.72
02/10/11   4.77          4.75        5.79        5.16   3.77          3.45        5.74        4.84
02/11/11   4.59          4.48        5.70        5.06   3.94          3.33        5.69        4.84
02/14/11   4.64          4.66        5.71        5.47   3.50          3.46        5.59        4.75
02/15/11   4.70          4.70        5.71        5.48   3.53          3.51        5.79        4.67
02/16/11   4.74          4.76        5.72        5.49   3.79          3.35        5.86        4.60
02/17/11   4.74          4.74        5.70        5.49   4.13          3.35        6.01        4.46
02/18/11   4.71          4.74        5.68        5.48   3.59          3.34        5.94        4.52
02/22/11   4.63          4.68        5.60        5.41   3.97          3.30        5.76        4.51
02/23/11   4.67          4.71        5.61        5.42   3.91          3.30        5.59        4.46
02/24/11   4.73          4.70        5.66        5.46   3.83          3.28        5.68        4.42
02/25/11   4.45          4.39        5.62        5.42   3.82          3.24        5.58        4.54
02/28/11   4.48          4.39        5.58        5.38   3.80          3.08        5.41        4.51

Avg/bond    4.67          4.65        5.67        5.34   3.61          3.34        5.69        4.64
Avg/item       4.66                      5.51               3.48                      5.16
3 Mo Avg       4.40                      5.29               3.38                      5.16

03/01/11   4.57          4.57        5.53        5.33   3.85          3.06        5.42        4.57
03/02/11   4.65          4.64        5.55        5.35   3.76          2.93        5.70        4.60
03/03/11   4.83          4.78        5.54        5.35   3.46          3.10        5.56        4.70
03/04/11   4.78          4.74        5.50        5.30   3.28          3.17        5.55        4.70
03/07/11   4.85          4.79        5.64        5.44   3.38          3.21        5.54        4.70
03/08/11   4.85          4.82        5.73        5.53   3.40          3.12        5.51        4.62
03/09/11   4.75          4.77        5.43        5.23   3.40          3.06        5.60        4.62
03/10/11   4.68          4.73        5.49        5.29   3.41          3.07        5.49        4.76
03/11/11   4.63          4.68        5.31        5.11   3.29          3.06        5.27        4.63
03/14/11   4.62          4.66        5.39        5.19   3.43          3.04        5.33        4.61
03/15/11   4.68          4.70        5.31        5.11   3.34          3.09        5.29        4.62
03/16/11   4.58          4.63        5.24        5.04   3.18          2.97        5.29        4.48
03/17/11   4.56          4.59        5.22        5.43   3.28          3.02        5.26        4.46
03/18/11   4.45          4.56        5.89        6.10   3.21          2.96        5.24        4.46
03/21/11   4.55          4.59        5.37        5.58   3.22          3.11        5.26        4.30
03/22/11   4.57          4.61        5.37        5.58   3.40          3.23        5.26        4.46
03/23/11   4.62          4.64        5.25        5.46   3.52          3.15        5.33        4.62
03/24/11   4.66          4.66        5.36        5.57   3.38          3.18        5.32        4.57
03/25/11   4.66          4.64        5.35        5.37   3.46          3.20        5.31        4.42
03/28/11   4.71          4.69        5.37        5.37   3.43          3.21        5.40        4.31
03/29/11   4.71          4.72        5.35        5.38   3.50          3.19        5.32        4.29
03/30/11   4.68          4.70        5.30        5.37   3.88          3.26        5.38        4.38
03/31/11   4.69          4.67        5.35        5.38   3.53          3.20        5.43        4.74

Avg/bond    4.67          4.68        5.43        5.39   3.43          3.11        5.39        4.55
Avg/item       4.67                      5.41               3.27                      4.97
3 Mo Avg       4.55                      5.41               3.37                      5.12
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

04/01/11   4.56          4.64        5.27        5.38   3.86          3.36        5.45        4.62
04/04/11   4.57          4.54        5.30        5.38   3.78          3.48        5.49        4.88
04/05/11   4.59          4.57        5.37        5.39   3.83          3.43        5.45        4.83
04/06/11   4.58          4.60        5.37        5.42   3.87          3.43        5.44        4.82
04/07/11   4.54          4.61        5.37        5.44   3.82          3.36        5.43        4.85
04/08/11   4.56          4.61        5.70        5.45   4.10          3.46        5.46        4.88
04/11/11   4.57          4.61        5.42        5.45   4.10          3.51        5.57        4.88
04/12/11   4.50          4.51        5.34        5.43   4.12          3.55        5.64        4.84
04/13/11   4.49          4.50        5.30        5.34   4.14          3.53        5.65        4.82
04/14/11   4.53          4.55        5.32        5.33   4.09          3.51        5.64        4.63
04/15/11   4.40          4.45        5.29        5.36   4.00          3.49        5.63        4.64
04/18/11   4.41          4.60        5.26        5.35   4.01          3.40        5.60        4.65
04/19/11   4.38          4.47        5.27        5.34   3.87          3.37        5.57        4.93
04/20/11   4.41          4.53        5.29        5.35   3.81          3.31        5.56        4.61
04/21/11   4.34          4.39        5.30        5.36   3.79          3.31        5.54        4.94
04/25/11   4.29          4.36        5.29        5.35   3.75          3.36        5.63        4.93
04/26/11   4.19          4.33        5.22        5.33   3.76          3.35        5.53        4.63
04/27/11   4.25          4.38        5.23        5.35   3.63          3.34        5.69        4.71
04/28/11   4.21          4.34        5.29        5.34   3.72          3.35        5.53        4.68
04/29/11   4.19          4.36        5.18        5.23   3.57          3.33        5.55        4.73

Avg/bond    4.43          4.50        5.32        5.37   3.88          3.41        5.55        4.78
Avg/item       4.46                      5.34               3.65                      5.16
3 Mo Avg       4.60                      5.42               3.47                      5.10

05/02/11   4.18          4.41        5.19        5.24   3.59          3.24        5.53        5.54
05/03/11   4.14          4.37        5.17        5.22   3.64          3.29        5.53        5.52
05/04/11   4.12          4.33        5.17        5.22   3.63          3.28        5.41        5.49
05/05/11   4.04          4.27        5.03        5.08   3.61          3.19        5.50        5.43
05/06/11   4.07          4.25        5.06        5.11   3.28          3.18        5.35        4.88
05/09/11   4.06          4.26        5.08        5.13   3.53          3.06        5.56        5.28
05/10/11   4.13          4.32        5.16        5.21   3.50          3.04        5.45        5.18
05/11/11   4.09          4.24        5.11        5.16   3.43          3.17        5.07        5.36
05/12/11   4.18          4.28        5.18        5.23   3.26          2.98        5.25        5.26
05/13/11   4.18          4.19        5.05        5.10   3.31          3.02        4.97        5.23
05/16/11   4.17          4.24        5.08        5.13   3.32          2.99        5.10        5.30
05/17/11   4.04          4.18        5.05        5.10   3.33          3.03        5.24        5.36
05/18/11   4.15          4.18        5.11        5.16   3.03          3.01        5.06        5.30
05/19/11   4.08          4.17        5.12        5.17   3.12          3.03        5.16        5.36
05/20/11   4.11          4.15        5.16        5.21   3.34          3.03        5.37        5.46
05/23/11   4.04          4.10        5.13        5.18   3.19          3.05        5.20        5.27
05/24/11   4.10          4.11        5.06        5.11   3.27          3.04        5.02        5.26
05/25/11   4.06          4.15        5.08        5.13   3.26          3.05        5.05        5.20
05/26/11   4.00          4.08        5.10        5.15   3.28          3.08        5.11        5.31
05/27/11   4.04          4.07        5.06        5.11   3.70          3.24        5.28        5.50
05/31/11   4.01          4.08        5.03        5.08   3.32          2.99        5.03        5.27
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

Avg/bond    4.09          4.21        5.10        5.15   3.38          3.09        5.25        5.32
Avg/item       4.15                      5.13               3.24                      5.29
3 Mo Avg       4.43                      5.29               3.39                      5.14

06/01/11   3.91          4.00        4.95        5.00   3.28          3.05        5.29        5.33
06/02/11   4.09          4.08        4.98        5.03   3.18          3.07        5.35        5.43
06/03/11   4.02          4.06        4.94        4.99   3.29          3.14        5.23        5.30
06/06/11   4.11          4.11        5.00        5.05   3.20          3.02        5.29        5.41
06/07/11   4.09          4.09        5.02        5.07   3.23          3.04        5.04        5.35
06/08/11   4.08          4.07        4.96        5.01   3.29          3.02        5.16        5.35
06/09/11   4.15          4.14        4.96        5.01   3.26          3.00        5.13        5.36
06/10/11   4.09          4.12        4.92        4.97   3.41          3.02        5.04        5.28
06/13/11   4.11          4.13        5.06        5.11   3.52          2.98        5.05        5.33
06/14/11   4.20          4.20        5.14        5.19   3.33          3.02        5.12        5.28
06/15/11   4.02          4.07        5.13        5.18   3.53          3.01        5.17        5.19
06/16/11   3.99          4.08        4.98        5.03   3.59          3.02        5.35        5.18
06/17/11   4.03          4.10        5.08        5.13   3.47          3.02        5.17        5.17
06/20/11   4.05          4.14        5.02        5.07   3.45          2.99        5.20        5.35
06/21/11   4.07          4.11        5.04        5.09   3.47          3.03        4.99        5.47
06/22/11   4.04          4.11        5.06        5.11   3.46          3.02        5.00        5.45
06/23/11   3.98          4.07        5.01        5.19   3.54          3.01        5.15        5.49
06/24/11   3.90          4.02        5.02        5.19   3.44          3.01        5.16        5.32
06/27/11   4.00          4.11        5.20        5.38   3.15          3.02        5.18        5.45
06/28/11   4.10          4.20        5.25        5.43   3.11          3.00        5.19        5.25
06/29/11   4.15          4.24        5.16        5.33   3.37          3.01        5.19        5.40
06/30/11   4.21          4.22        5.65        5.83   3.52          3.13        5.38        5.47

Avg/bond    4.06          4.11        5.07        5.15   3.37          3.03        5.17        5.35
Avg/item       4.09                      5.11               3.20                      5.26
3 Mo Avg       4.23                      5.19               3.36                      5.24

07/01/11   4.15          4.13        5.42        5.60   3.71          3.20        5.32        5.57
07/05/11   4.16          4.10        5.56        5.74   3.22          3.07        5.40        5.63
07/06/11   4.07          3.98        5.44        5.62   3.27          3.09        5.17        5.67
07/07/11   4.15          4.04        5.70        5.88   3.23          3.08        5.21        5.72
07/08/11   3.91          3.91        5.02        5.20   3.27          3.08        4.94        6.00
07/11/11   3.85          3.91        5.30        5.48   3.48          3.05        5.29        5.80
07/12/11   3.86          3.87        5.08        5.25   3.16          2.99        5.50        5.86
07/13/11   3.83          3.90        5.14        5.32   3.23          3.00        5.37        5.84
07/14/11   3.91          3.92        5.10        5.27   3.19          2.96        5.21        5.97
07/15/11   3.87          3.93        5.13        5.31   3.13          2.82        5.08        6.40
07/18/11   3.91          4.12        5.26        5.44   3.20          2.92        5.10        6.00
07/19/11   3.85          4.12        5.12        5.30   3.26          2.92        5.15        5.85
07/20/11   3.85          3.95        5.26        5.44   3.24          2.92        5.09        5.95
07/21/11   3.92          4.00        5.28        5.46   3.22          2.90        5.02        5.81
07/22/11   3.87          3.98        5.26        5.44   3.18          2.95        5.14        5.68
Corporate                                    Municipal
( 2B )                  ( 2C )               ( 3B )                  ( 3C )
10-yr                   20-yr                10-yr                   20-yr
Date        A            AA       A              AA      A            AA       A              AA

07/25/11   3.92          4.04        5.22        5.40   3.20          2.98        4.94        5.80
07/26/11   3.88          3.99        5.29        5.47   3.03          2.94        5.00        5.77
07/27/11   4.14          4.05        5.29        5.47   3.24          2.90        5.18        5.88
07/28/11   4.10          4.03        5.27        5.14   2.93          2.91        5.37        5.67
07/29/11   3.94          3.89        5.07        5.14   3.09          2.94        5.18        5.60

Avg/bond    3.96          3.99        5.26        5.42   3.22          2.98        5.18        5.82
Avg/item       3.98                      5.34               3.10                      5.50
3 Mo Avg       4.07                      5.19               3.18                      5.35

08/01/11   3.86          3.79        5.22        5.29   3.04          2.92        5.40        5.40
08/02/11   3.75          3.67        5.22        5.29   2.22          2.88        5.06        4.14
08/03/11   3.82          3.70        5.19        5.26   2.26          2.80        4.66        3.71
08/04/11   3.66          3.68        4.81        4.88   2.18          2.70        4.58        3.68
08/05/11   3.79          3.85        4.95        5.02   2.11          2.66        4.53        3.85
08/08/11   3.67          3.84        4.79        4.86   2.22          2.60        4.48        3.99
08/09/11   3.69          3.74        4.81        4.88   2.29          2.66        4.62        4.01
08/10/11   3.58          3.59        4.69        4.76   2.18          2.66        4.57        4.19
08/11/11   3.72          3.52        5.06        5.13   2.16          2.64        4.46        4.15
08/12/11   3.60          3.38        4.87        4.94   1.88          2.63        4.54        4.09
08/15/11   3.53          3.42        4.99        5.06   2.27          2.68        4.52        4.25
08/16/11   3.27          3.24        4.86        4.93   2.24          2.63        4.43        4.25
08/17/11   3.19          3.23        4.72        4.79   2.36          2.57        4.46        4.28
08/18/11   3.20          3.16        4.76        4.83   2.11          2.44        4.45        4.16
08/19/11   3.22          3.22        4.72        4.79   2.01          2.32        4.46        4.00
08/22/11   3.28          3.45        4.75        4.82   2.11          2.36        4.37        3.60
08/23/11   3.33          3.54        4.84        4.91   2.05          2.46        4.39        3.61
08/24/11   3.48          3.58        5.02        5.09   1.95          2.47        4.44        3.63
08/25/11   3.31          3.40        4.85        4.92   2.00          2.45        4.46        4.17
08/26/11   3.28          3.38        4.87        4.94   3.18          2.67        4.53        4.16
08/29/11   3.43          3.55        4.88        4.95   2.13          2.52        4.59        4.15
08/30/11   3.33          3.48        4.84        4.91   2.06          2.43        4.50        4.09
08/31/11   3.31          3.39        4.85        4.92   1.92          2.43        4.83        4.11

Avg/bond    3.49          3.51        4.89        4.96   2.21          2.59        4.58        4.07
Avg/item       3.50                      4.93               2.40                      4.33
3 Mo Avg       3.85                      5.13               2.90                      5.03

09/01/11   3.20          3.30        4.77        4.84   1.95          2.34        4.81        4.34
09/02/11   3.30          3.22        4.58        4.65   2.00          2.16        5.23        4.76
09/06/11   3.36          3.32        4.51        4.58   1.99          2.23        5.09        4.72
09/07/11
09/08/11
09/09/11
Corporate                                        Municipal
( 2B )                ( 2C )                     ( 3B )                ( 3C )
10-yr                 20-yr                      10-yr                 20-yr
Date        A            AA       A            AA            A            AA       A            AA
Spoke to Anna of Knight BondPoint (800-764-7609) regarding n/a for 20 yr Corporate AA Bond
on 8-28-09. Company uses a formula to compute an average and currently there are not enough
Note:   bonds out there to do an average.
5.77   5.72

5.74   5.70
5.63   5.58
5.68   5.63
5.74   5.69
Oct-06
Nov-06
Dec-06
Jan-07
Feb-07   5.21
Mar-07   5.04
Apr-07   5.16
May-07   5.23
Jun-07   5.63
Jul-07   5.61
Aug-07   5.39
Sep-07   5.22
Oct-07   5.11
Nov-07   4.87
Dec-07   4.84
Jan-08   4.43
Feb-08   4.29
Mar-08   4.47
1999         1.36
2000         1.11
2001         1.18
2002         1.39
2003         1.99
2004         1.76
2005         1.84
2006         2.01
2007         1.96
2008         1.92

10-Year Average   1.65

```
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Description: Ibbotson 2009 Stocks, Bonds, Bills document sample