Aarkstore.com announces, a new market research report is available in its vast collection:
Out of Pocket Healthcare Spending 2011
The costs of health care products and services continue to rise briskly, significantly outpacing currently
low inflation rates. According to the U.S. Department of Labor, the average household's spending on
health care after inflation has been rising by about 1.4% each year. Retirees have been particularly
hard hit, with inflation-adjusted out-of-pocket costs rising by more than 2% each year as a result of
increased spending on prescription drugs.
While insurance is the most common form of payment for healthcare services, increasingly customers
are paying for their own expenses. Pharmaceutical, device and diagnostic companies, should recognize
that a part of their revenues are originating directly or indirectly from out of pocket expenditures.
Unique financial services have been created to facilitate non-insurance-paid health care services, and
more are expected to be created in the near term.
This report, Out of Pocket Healthcare 2011 focuses on those costs of health care which are not paid
for by government or private insurance. Once a small percentage of costs of the health care system,
the percentage borne by the consumer is increasing steadily. Included in the report is:
Estimates of the Current 'Out of Pocket' Healthcare Spending Market and Forecasts to
Breakdown of Spending by Type (Elective, Hospital, Emergency Room, Dental, Vision
Outpatient, Prescription Drugs, Office Based Visit, Other)
Health Care Reform and Its Impact on Out of Pocket Spending
Statistics For the Types of Consumers Most Likely to Pay Out of Pocket
Drivers of the Out of Pocket Trend and Potential Limiters
Overview of the U.S. Healthcare System, Insured and Uninsured Population.
The Types of Services and Products Purchased with Out of Pocket dollars
Overview of the growing Healthcare Finance market and a look at key competitors.
The economic recession of December 2007 to October 2009 represented a major downturn that led to
broad-based cost-cutting, rising unemployment and reduced disposable income. The impact of the
pullback - which some experts compared to the Great Depression of 1929 to 1934 - cannot be
overstated. Comapny looks at what change has resulted in out of pocket expenditure for healthcare as
a result of the recession and weak recovery.
As part of Company's trusted process, secondary research from government, medical and industry
sources was utilized along with interviews with industry experts in the healthcare finance industry.
Table of Contents :
CHAPTER ONE: EXECUTIVE SUMMARY
Health Care Reform
Impact of the Economy
Out of Pocket Cost Drivers
o Healthcare Inflation
o Cost Shifting
o Retail Clinics
Out of Pocket Cost Limiters
o Disease Management Programs
o Part D
o OTC Products
Where Out of Pocket Dollars are Spent
CHAPTER TWO: THE STATE OF OUT OF POCKET HEALTHCARE SPENDING IN 2011
Types of Expenditures
o Insurance Co-Payments
o Direct Payments
o Premiums and Plan Fees
o Cash or Check
o Credit Cards
o Loans and Lines of Credit
o Flexible Spending Accounts
o Health Savings Accounts
o Medical Financing
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From: Aarkstore Enterprise