RETURN TO INVOICE

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							                                                                                                            RETURN TO INVOICE




RTI insurance policy is subject to the terms and conditions contained in
the policy schedule. In addition you should note there are certain
limitations in terms of the maximum amount you may claim.

                                            In Partnership with:




                                  Dealer Partner Direct Ltd,
                              Cambridge House, Cambridge Road,
                                  Harlow, Essex, CM20 2EQ
                                      Tel: 0844 249 9135
                                     Fax: 0844 249 9136
                                 www.dealerpartnerdirect.com
Dealer Partner Direct Ltd is an Authorised Representative of AutoProtect (MBI) Ltd, who are authorised
and regulated by the Financial Services Authority (FSA) in respect of insurance mediation activities only
GAMBLE
INVESTMENT
DON’T


WITH YOUR
                                                                                ORIGINAL VEHICLE PRICE




RETURN TO INVOICE
(RTI) INSURANCE
                                                                                                          £12,000

                                                                                      £5,000
                                                                                                                                              £7,000
                                                                               EVEN THOUGH YOUR VEHICLE IS INSURED, YOUR PAYOUT
                                                                               COULD FALL AS SHORT AS THIS:




Buying a car is one of the largest purchases you may take during your
lifetime, yet it is also one of the most vulnerable of all your investments.
Car crime, insurance write-offs and depreciation are all hazards of
modern motoring. Your insurance company may be able to cover
most of the damage, but who will pay for your outstanding finance
payments? Who will pay for the difference between your insurance




                                                                                Return to Invoice - The Benefit
company’s payout and the original price you paid for your vehicle?
                                                                                                          ORIGINAL VALUE OF CAR




Don’t gamble with the large investment you’ve made in your vehicle.
Check out the valuable cover that RTI insurance can offer you.
                                                                                       RTI SETTLEMENT

                                                                                                                                            MOTOR INSURANCE PAYOUT




                                                                                Leaving you with a loss either                    What your insurance company
                                                                                because you have an amount                        may pay out in the event of a
                                                                                still owing on finance or because                 total loss/write-off.
If your car is stolen or written off RTI will pay the difference between the    your vehicle has depreciated as
amount paid by your insurance company and the price you originally paid         time has gone by.
for the vehicle. (Subject to the limit set out in the policy document).

Is there a maximum amount RTI will pay?
Customers can select a claim limit to suit the cost of their vehicle.
Claims limits from £5,000 to £25,000 are available.                             • Enables you to replace your vehicle up to the same value as your
                                                                                original purchase price.
Can you give me an example of how RTI works?
If you paid £12,000 for your car and your motor insurance pay out is            • Protects your savings in the event of your vehicle being written-off
£7,000, RTI can pay the difference of £5,000 to top it up to the original       or stolen and not recovered.
£12,000. It’s that simple!
                                                                                • Covers you for up to £250 of your motor insurers excess.
Can it be transferred if I sell the vehicle?
                                                                                • Can ensure that you don't get penalised for an accident that maybe
Unfortunately not, the insurance only covers the person or company
                                                                                wasn't your fault.
who paid for the insurance whilst the car is under their ownership.
                                                                                • Reduces the need to consider an additional loan to enable you to
How long will RTI last?
                                                                                just drive the same vehicle.
Cover is available for up to three years (depending on premium paid) on
or when you sell or transfer ownership of the vehicle, whichever is the         • Reduces the need to consider an older vehicle when replacing the one
sooner but will cease earlier upon the occurrence of any of the following       written -off, instead helping you just start off where you were originally.
events: a paid claim or the repossession of the insured vehicle if subject
to a credit agreement.                                                          RTI insurance is subject to the terms and conditions contained in the policy
                                                                                schedule. Please contact Dealer Partner Direct Ltd for further details.

                                                                                                                                                     DPD006 – 02/09

						
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