pay pal Thieves “How they can and at some point probably will take your money and why there is nothing you can do about it”… “You had better be careful if you are using paypal and you better be able to handle someone taking all your money because Paypal has quite a reputation for seizing account owners funds”… This report was written in an effort to save internet marketers from being financially destroyed by paypal when they in good faith only wished to open an account and try to earn some money online… This Free Report is brought to you by Paul Darby and the latest business that paypal decided that they wanted all the money for: Slap The Guru Why do I tell you about the Slap The Guru Website? Because it’s the one that paypal just saw a bunch of money coming in for that they decided was fair game for them to “Aquire”… And because now that we’ve switched to AlertPay, we are watching people’s financial lives literally being saved with this business… This report may save you being financially ruined by paypal! And because I now want all of us to be able to make a living online without paypal deciding to take it, like they have been doing and are doing right now to thousands and thousands and thousands of people. But back to paypal and how your money can turn into their money any moment of any day they decide they want it: They claimed Slap The Guru generated so much money that they needed to conduct a random credit check, on my family and business, then they claimed the money when I tried to withdraw it, constituted high risk, and then they claimed… What? A random credit check? Am I the only one? Nope. This is another paypal reason to seize accounts, click here for more. I needed to re-supply my social security number, tax number, address, phone, and on and on and on and on, and now they want a document that outlines my business.. some guy named Nigel wants me to explain my business to him so he can decide if he will give the money in my account back to me or not. I have pages and pages of documentation that I have supplied and every time I send them everything they want, they ask for more… Is this report just sour grapes? Or is there every likelyhood that paypal will do this to you too? Read this report, check the sources, find out about the thousands and thousands of people paypal has seized accounts from and left penny less and decide for yourself… Here is an excerpt from one paypal took all my money website: http://www.paypalsucks.com/newsflash.shtml For those of you who are first time visitors to PayPalSucks.com, the information you are about to read is 100% TRUE. For over 8 years PayPalsucks.com has been assisting the public in making an informed decision about using PayPal. Every day, thousands of upset paypal users from all over the world visit PayPalSucks.com seeking answers to questions like how to get involved in class action lawsuits, why PayPal froze their funds, why PayPal withdrew money directly from their paypal or bank account, why PayPal is holding their money for 6 months or longer and the list goes on and on. For those of you who don’t know this, PAYPAL IS NOT A BANK. It is officially classified as a "Money Service". Therefore, PayPal does not have to follow Federal Banking Guidelines. These guidelines are in placed to help protect an individual's bank account from being frozen without warning, explanation, or recourse, for months at a time. Sadly, PayPal continues to do just that, to thousands of PayPal accounts, every month. We currently have over 63,000 registered members who have documented countless thousands of complaints on this website. We even have stories from Ex PayPal Employees and Managers who resigned because of PayPal’s business practices, as well as thousands of detailed horror stories posted all over our website about people being Robbed, Abused, Unfairly Treated, Lied To And Cheated By Paypal. Every day we receive tons of emails from people who thought they could trust PayPal with their business only funds to discover, as so many before them already have, that there account has been limited and their frozen, money held, or money pulled right out of their account. These people placed their trust and livelihood in PayPal's hands only to be told that their accounts have been locked indefinitely without appeal. Explaining your version of what happened, in most cases seems to make no difference. PayPal can does not have to refuse to provide you with detailed information from their investigation and disclose documents they relied upon to make their decisions. AT LEAST 6 MONTHS before you see your money again. In some You can expect to wait cases, the wait time can EXCEED 6 MONTHS and run into a shady Grey area, where "NEVER" Seems To Be A More Realistic Time-Frame. terrible Customer Service People who complain about it have reported experiencing including extra long hold times, delays, and dead-end auto- responder e-mails like this one: [Thank you for contacting PayPal. We apologize for the delay in responding to your service request. After review, the decision has been made to keep your account locked. This decision cannot be appealed. If you have any further questions, please reply to this email.] Press them a bit harder and you may convince them to do an investigation. However, don't count on PayPal considering your side of the story in the investigation. Just consider this an easy way to Blow You Off And Get You Off The Phone. ~End of quote~ The following is a 100% true story: Roughly 5 years ago… I was on the phone with the owner of the company that provided the service to run my affiliate programs, Fusion Quest and I was telling him the horror story of how paypal had just seized my account and had taken all my funds leaving me broke and in financial trouble… His response was, you must have done something wrong, I’ve been using them for years and haven’t had a problem. Totally true story - three days later, his account was seized and all his money taken and all his income from his customers gone and he quickly discovered that he had absolutely no recourse what so ever. And his money, like mine and like I was soon to learn- like thousands of others - was simply gone. Paypal took it. You will see that theme throughout this report. Paypal closes accounts and seizes funds for any reason they wish, at anytime they wish, and keep the money for as long as they wish, typically 6 months while they keep your interest. While they keep your interest, not their interest from money they earned but interest on the money you earned. yours. It used to be your money, the money you earned. The were to be the service for you to take financial transactions online but instead of helping thousands of business owners they sieze their funds and keep the interest, often destroying the businesses that looked to them to provide a service to them. paypal has a clause that allows them to close your account and seize your funds and keep them for 6 months for any reason they wish to use for doing so. You might want to read that again! And if you have more than one product, or if you have customers who have subscribed with you for something and Paypal decides that they want to use your money interest free, and collect all your interest and keep it, then you can just sit right there on your hands because your money it is gone. Once again your money is gone. Your account is suddenly frozen with out notice, with out your ability to do anything about it, paypal All the money in your account today and all the money that was to come in for the subscription payments. Paypal has your money, collects the interest, keeps it and sometimes gives you whatever is left 6 months later, after a mass refund program from all your customers who just got left high and dry. Ok let’s get something straight right now… Am I angry at paypal? Do I feel cheated, and robbed? Do I feel like my business and livelihood has been raped? Yes. Yes. And yes. Can you learn something from me about this conglomerate owned by ebay? Can you learn something from the thousands of people that are your neighbors and former employees of this “group”? This website: lists so many instances of paypal seizing accounts all I have to do is simply invite you to reach your own conclusions: Beware of PayPal PayPal Steals Money PayPal Account Hijacked Virus Alert Fraudulant Charge Back PayPal Ruined My Life Can't Find PayPal Contact Info Stolen Account/Fraudulant Funds PayPal Scam PayPal Fraud BBB? PayPal Does Not Care PayPal Password Scam PayPal Took Our Payroll Where's My Merchandise Selling On Ebay PayPal Won't Admit Mistake PayPal Password Hacked PayPal Subscribers Beware PayPal Refused To Refund PayPal Owes Me Money PayPal Lockdown Can't Shut Down Account PayPal Ripped Me Off PayPal's Bogus Policy PayPal Held My Money PayPal Froze My Funds Real Bad Taste Using PayPal Hijacked By PayPal Bank Numbers Locked PayPal Is Frustrating PayPal Does Not Follow Rules PayPal Conversion Scam PayPal Fraudulant Charge PayPal's A Big Fraud PayPal Took Me For A Ride PayPal Claim Scam PayPal Did Nothing To Help Me PayPal Froze My Account Why Is My Account Still Frozen PayPal Destroyed My Business PayPal Failed To Contact Me PayPal Blocked Me Out PayPal Malicious Prosecution PayPal Is So Unfair My Claim Was Denied By PayPal Purchased an I-Pod for Xmas PayPal Took My Money PayPal Did Not Cancel Account PayPal Is Holding My Money PayPal Will Not Transfer Funds PayPal Closed My Case PayPal Locked My Account Too PayPal Accused Me Of Fraud PayPal Big Money Transaction PayPal Affiliated With Ebay PayPal Credit Card Chargeback PayPal Complaint Bandwagon Unfair PayPal Kept My $$$ PayPal Sucks PayPal, How Could this Happen PayPal Account Blocked New PayPal Virus Alert PayPal Business Problem PayPal Took $1,200 From Us PayPal USPS Mess PayPal Credit Card Issue PayPal Request DENIED PayPal Tried To Get Me PayPal Fraud Payment How To Access PayPal People Added To My Account Another PayPal Victim My Personal PayPal Nightmare PayPal Took Back Money Bill Pay PayPal Allows Fraud I'm A Victim Of PayPal PayPal Is Holding $9,752.59 PayPal Is Holding $7,000 PayPal Bank Account Change PayPal And Ebay Watergate Customer Sent Item To PayPal PayPal Is Holding $30,000 PayPal Attacks Legit Users PayPal Fraudulent Foreigners Incorrect PayPal Refund Cancellation Of PayPal PayPal Held $3,200 For 1 Year PayPal Closed My Entire Family Be Careful Selling Outside the U.S. Fraud Enabled By PayPal PayPal Limited Account Access PayPal Froze Account For 180 Days PayPal Scammed Me Fraud Email Message PayPal Is Not Safe And Secure Provide PayPal Info Over Phone I'm Out $452.92 No More PayPal PayPal's Excessive Permission Bounced A Check Another Possible Fake PayPal Email PayPal Fraud Allowance Unauthorized PayPal Transactions PayPal Does Not See the Truth PayPal Account Locked PayPal Stole My Money Potential PayPal Email Hoax PayPal /Ebay Allow Fraud Bounced A Check PayPal Froze $600 PayPal Email Hoax PayPal House of Horrors PayPal Blocked Account PayPal Scam E-mail PayPal Direct Debit Checking No Explanation Whatsoever PayPal Closes Claim PayPal And Ebay Burden Of Proof Fraudulent Access PayPal Stole My Roomates Money PayPal Took $5,050 Out Of Account PayPal's Not Worth It Do Not Sell Overseas Ebay Pushed PayPal PayPal Sellers Scam PayPal Limited Account I Was Scammed PayPal Is Not Our Friend PayPal Account Still Locked PayPal Fraud Email Ebay Seller Scammed Me Trojan Horse Virus No Help From PayPal Your Account Can Be Suspended eBay Is Just As Bad Over $9,000 held by PayPal Frustrating Experience With PayPal PayPal Phishing Email PayPal Froze My Tuition Money Ebay Phishing Email PayPal the Real Scammers PayPal Is Holding $20,000 Another PayPal Phishing Email PayPal Buyer Protection Insurance Do Not Sell Overseas Fraud on Ebay Using PayPal PayPal Froze My Account PayPal Let My Acct Get Hacked Seller Hazards on eBay and PayPal PayPal 4 Accounts Locked Sellers Warning To Buyers PayPal Ripped Me Off PayPal Froze My Account PayPal Is Terrible PayPal Unfair To Sellers PayPal Aids Ripoff Artist PayPal Is Holding $2,000 $1,000 Gone From My Account Ebay Problems How To Spot A Fake PayPal Email PayPal Froze My Account PayPal Requires Proof Of Shipping PayPal Seller Cheated Me Ebay and PayPal Are All About Money I thought PayPal Was Professional Scammed On PayPal Fraudulant Transaction Fraudulant Charges Due To PayPal Bank Account Cleaned Out $1,200 chargeback Buyer's Blackmail Using PayPal PayPal SSL Connection Failed Funds Frozen For No Reason Contact Seller/Buyer Directly Collecting Money From PayPal Account Unfrozen After Credit Card Charged PayPal Buyer Complaint Ebay Scam Email Chargeback Result Scam Artist Chargeback PayPal Locked My Account Suspended Without Reason PayPal Created A Debt PayPal Refunded the Customer Updating My Information A PayPal Fiasco Ideas For the Future My PayPal Nightmare My Account Was Hacked PayPal Holding Money Captive PayPal Is Very Wrong My Account Is Restricted PayPal Ban For Life PayPal Has Frozen My Account Credit Card Capable Screwed Hard By PayPal Waste Of Time And Money Ripped Off through PayPal No Longer Use Ebay PayPal Ruined My Business Using Stolen Credit Cards Payment With No Account No End Of Trouble Hacker Got Into PayPal I Won't Go Away Is this PayPal Fraud PayPal Unauthorized Funds PayPal Robbed Me Refusing To Reimburse Funds PayPal's Unfair Policy PayPal Error Cost Me Money Suspicious About this Offer PayPal Nightmare Not Over PayPal Froze My Money the FBI And PayPal Bogus Email Confirmation Ripped Off And Hanging Funds Back To Buyer PayPal Ruined the Business PayPal Buyer Assurance Scam PayPal Overdrew My Account those PayPal thieves Is this Email Legit Buyer Protection Allows Fraud Ripped Off By Crooks Will PayPal Unlock Accounts Won't Back Up Promises I Need Some Help Help With PayPal Problem Someone Used My Info New Security Requirements I'm A PayPal Destroyer Different Computers Logged In PayPal With Reverse Deposits Making their Own Rules Process Serving Agent Must Beware Of PayPal PayPal Also Closed Account PayPal Account Is Frozen PayPal And Criminal Trouble Don't Ever Use PayPal Removing Account Altogether Ebay Payment Deception New PayPal Trojan PayPal Corporate Scum Bags Seller Told To Refund Another PayPal Scam I Am Being Scammed Ebay Rejected My Password Fraudulent Format File Scam PayPal Won't Investigate Out Of Date Lawsuit A Kitten through PayPal Complete Insensitivity California Email Scam Unauthorized Account Use Multiple Email threats A PayPal Investigation Two Weeks Too Late Unable To Make Purchase Another Victim Of PayPal Accessing My Bank Account Fraud Email Received PayPal Took Money Away PayPal Account Closed PayPal Customer Service I'll Be Suing PayPal Suspicious Buyer Behavior What To Do With PayPal thought It Wouldn't Happen Negative PayPal Balance Holding Us Accountable Ebay Fraud Alert My PayPal Horror I'm Now In Debt This list goes on and on and on and quite frankly I don’t have the time to keep listing this stuff, just visit the site and you can find countless people who have had all their money seized by paypal… You would be wise to check out the information presented here and decide for yourself if you wish to put your money in the hands of the same people that now have seized the funds from thousands of your neighbors… I believe so and so do the people that has suffered some degree of financial ruin from them. Want to read about thousands and thousands and thousands more people who Paypal has done this same thing to? It’s easy just go to Google and type in nearly any search term like” Paypal Hell, Paypal Class Action Law Suits, Paypal Sucks, Paypal Wars and on and on and on and on…. And you can spend your day and nights, and days… reading the nearly limitless numbers of people that have suffered from Paypal taking their money the minute they finally selling something and had a little balance in their accounts. So instead of them being able to pay their bills, and have a good time with their families because of their hard work, they were left with no money and all their customers upset. This will SHOCK you… paypal actually seized funds that were for the people of Haiti and then started a campaign of repeat copies of boiler plate demands of fraudlent paperwork in order to release the funds. When the earthquake hit Haiti, I like most of us wanted to help. My company raised enough money in 3 days to be able to send 6,700 meal to Haiti. That’s right, Six Thousand and Seven Hundred Meals To Haiti. What did Paypal do? Seized the funds and left us without a way to ship the food. They insisted that I provide a non-profit corporate set of paperwork of which I told them would be fraudulent as I was certainly not a not for profit corporation but was instead a business man who wanted to help. They sent the same boiler plate letter to us 3 times, until you can provide proof that you are not for profit we will keep your money. So, I paid the bill out of my own bank account. After three weeks of having the National Charity send them personal faxe’s and letters, Paypal finally released the funds, but only after destroying the business that was collecting money for the Haiti people… Great job again Paypal, seems you would rather seize funds and keep the interest for yourself rather than see hungry people get the food they were promised… And before you think this has only happened once, and that paypal certainly could not ever do this as a general practice, you had better read this: PayPal Prevents Relief Donations From Reaching Hurricane Gustav Survivors! And again, paypal finds easy pickins and are harvesting money meant to help others: PayPal Blocks Aid, Freezes Funds For Hurricane Katrina Victims. It would seem to be a pattern with them doesn’t it… Hurricane Gustav, paypal takes the money, Hurricane Katrina, again paypal takes the money, earthquake in Haiti, paypal takes the money… Ask yourself… is there a pattern here where paypal takes money from anyone and everyone anytime they decide that they want some more cash? Then yet again… I opened a new business called http://SlapTheGuru.com that literally rocked the net! Our customers were making money, lot’s and lot’s of money, many within hours of joining, they were getting 100% of their investment back at their first sale, and I was running an advertising rotator like crazy to get them sales… Paypal shut it down and demanded to get a massive amount of documentation in order to give back the money they just took… I provided it and they opened the account, but guess what happened as soon as I tried to access the money I had earned so that I could buy more advertising and enjoy having some profit? They reversed my bank wire, pulled the money out of my bank account and again closed my account, again demanding a massive amount of paperwork… So much that it left little doubt about what their intent was. Because now they wanted proof of my address, my social security card, paycheck stubs, all my phone numbers and email addresses and then a description of a massive amount of transactions, and instituted a credit check on my family… It seems that it is easy for them to do whatever they want, hurt as many people as they want and grab as many people’s income as they want because they like having access to our money and getting to collect the interest from it and keep it. Did you read that? They will keep your money for 6 months, at which point you might get some portion of it back, but for the entire 6 months they earned interest ( your interest ) and they keep it. According to Paypal – Your money is not yours it is theirs. And you better believe it can happen to you, it does many times every day! They can take all your money and then demand such a flood of documentation that it gets nearly impossible to provide it in the manner that they demand… That is the plan. Now.. can you guess what they want from me? Utility bills? And resends on the faxes because they aren’t clear but look like faxed documents… And once I supplied that, they send another email saying oh well we sure are sorry that isn’t enough, we’ll need some more we sure are sorry and are sure you are frustrated. As I wake up to over 30 more of my paypal accounts cancelling as I can not get in to their accounts to service them, or to provide the service that I sold to my customers.. So is this all just sour grapes and I am just mad? Actually yes and no is the correct answer. I am angry but mostly at myself. If you go out in the woods where there is known to be a heavy population of snakes and you get bit can you get mad at the snakes? Snakes will be snakes. The difference is paypal for all intents and purposes has taken the role of the big corporate banksters and big corporate identity that has no need of right or wrong, only of profit at any means possible. Individuals are simply there to be used and exploited as a way to collect more funds. Does paypal need rules? Do they sometimes act to protect themselves and their merchants? Yes. However it is my opinion which is backed up by facts, again in my opinion that their governing rules are not about protecting users but in using the customers as their personal ATM’s. Run as fast as you can from these guys is my advice to you because once you find that they have targeted your account, it is already too late, your money is gone… So What Can You Do? It’s pretty easy actually.. if someone wants to steal from you - I would think you would want to not hang around them, and instead find someone to process for you with a track record of helping their customers instead of taking their hard earned money! We Recommend AlertPay! Actually we recommend anyone other than paypal.. just go to google or yahoo search and type in the keyword, “process credit cards online” and you will have any number of companies wishing to have your business… Tne company that I use for a ton of websites and order processing onilne is AlertPay. These guys have never shut down our account and they pay very promptly when you want money from your account. Their fees are very reasonable and they are growing fast because they have a reputation of being friendly to internet marketers rather than using them as bait. Who is paypal really? paypal was purchased by the huge corporation, ebay and now contains bylaws being contested in class action law suits: Plaintiffs argue that this behavior has harmed the consumer by causing sellers to pay "artificially inflated and supra-competitive fees." They also allege that eBay's acqusition of electronic payment services and exclusion of competing services is anticompetitive because if eBay allowed its competitors to purchase electronic payment systems, the competition would be able to break into the relevant market of online auctions. More of their activities: From this website: http://www.paypalsucks.com 1. According to PayPal accepting their ToS (Terms of Service) in effect means you waive your rights to credit card consumer protection laws if you want to use their service, and that you may not issue a chargeback for unauthorized use of your credit card and PayPal account, or if you do, then they have the right to limit your account. Is this legal? We don't know. But it's how Paypal operates. More of their activities: From this website and by the way, paypal calls this one the “Random Credit Check”: How you can wake up to find paypal just seized all your funds and call it their random credit check reason for taking all of your money We’re All Done With Paypal… I hope you read about the thousands of people that have had their life’s income online taken, and the people’s lives destroyed and injured by this company and decide to not allow it to happen to you. There are many alternative payment processors who are happy to make fees and to provide you a safe, honest payment processing service. You don’t need to play Russian Roulette with these jokers… All my best to you, and I hope you make a ton of money online this year! Paul Darby Unimax Services P.S. The way I will recover from paypal is to never think of them again. Just like I don’t think about snakes biting me. If I go where snakes are then I will think about them, and as I like thousands and thousands and thousands of people who lost every dime they had to paypal… will never use them again. I will use honest merchant processors like alertpay and others and I will take my latest business www.SlapTheGuru.com that makes so much money for the owners… because it puts THEIR payment button on their replicated site.. and I will grow it ( and mention it here ) … I mention it here because paypal took all the income it made and so now, I will make the statement, I will not simply be devastated and broken another paypal victim. I will stand and continue to do honest business and will conduct my business with other honest people and will enjoy my internet efforts just as they have a right to do, and all of us can do it without this group that I call paypal thieves, we can do it without you using us as if we had no value, no worth and were nothing more than a way for you to take other people’s money. In this time of banksters and big business with no conscience you are raking it in, however there will be a time for you to face judgement and then paypal… I would hate to be you.