Real Estate Views
NORTHERN SONOMA COUNTY Real Estate
A Paid Advertising Section
www.cbhealdsburg.com GC News Volume 2 Issue 20
Bringing Certainty to Short Sales
The Resurgence Chase, Bank of America and Wells Fargo, to recovery of 52% of the value of their loans, but
name just three, are signed onto the program. when lenders foreclose, they average only 40%
of Yes Four very important requirements were recovery. For example, for a mortgage that
adopted that benefit the borrower: $3,000 was $500,000 the short sale lender averaged
Giovannoni & Cooper Yes, you can get move-out money at closing
of escrow when you are selling under a short relocation funds paid to the borrower at $260,000, whereas the lender who foreclosed
only received $200,000. By agreeing to the
closing of escrow; full release of future
Realty Inc. sale. Yes, you can be released, in full, from
future liability for the debt. Yes, you can liability from all secured loans (no deficiency short sale, the lender recovered 30% more
money than through the foreclosure.
end the threat of foreclosure. Yes, you can judgment); minimized negative credit impacts
412 Healdsburg Ave minimize the negative impact on your credit for the borrower and the ability to remain in The HAFA-certified real estate agent will
Healdsburg, CA 95448 report. Yes, you can again be in control of the home until it is sold. assist in obtaining the approved short sale
your financial future. That is what the Housing The new guidelines require the participating pricing before the home goes on the market.
707 433-3397 Affordable Foreclosure Alternative (HAFA)-
certified real estate agent is trained to guide
lenders to pre-approve, if asked, the short sale
pricing before the qualified property is placed
The HAFA-certified real estate agent is able to
determine if the homeowner and the property
are qualified for the HAFA program. Once
you through. on the market. This pre-approval requirement
firstname.lastname@example.org could shorten the remaining process to 45 to this is done, the process moves very quickly
www.cbhealdsburg.com Briefly stated, a short sale is when a with statutory timelines to which the lender,
lender agrees to accept a lower payoff of the 60 days. Now buying the approved short sale
Each Office Is Independently Owned
home is easier and more certain for both the the servicer and the homeowner must adhere.
DRE # 00959599 mortgage than the full amount owed to allow
the borrower to sell the home to a new buyer at buyer and seller. Using a HAFA-certified real Current sales statistics shown in the table
today’s lower prices. The short sale rules are estate agent who understands the process is a below indicate that the market seems to be
changing quickly and in positive ways. The wise choice. moving away from foreclosures and more
towards short sales. Sellers and buyers may
Real Estate Views purpose of those changes via the new HAFA Homeowners who currently benefit are
find it beneficial to act before the HAFA
rules is to return stability to homeowners, those with first loans of $729,750 or less
program expires on December 31, 2012. Call
Features: Page financial institutions and communities that obtained prior to January 1, 2009, even if
us today and we will help get HAFA started
are impacted by foreclosures. they refinanced. Homeowners should contact
Agents 2 The old rules were that there were no rules. a HAFA-certified real estate agent who will
Standardized rules have arrived with HAFA, guide them through the process. There is no As a part of the overall process it is
Featured Open Homes 1 a new partnership between lenders, servicers cost up front and nothing out of pocket. One imperative that the sellers consult an attorney
and the government that went into effect on of the requirements of the HAFA program is for legal advice and an accountant for tax and
Featured Properties 2 August 1, 2010. Under HAFA the short sale that homeowners work with a licensed real financial advice, as HAFA-certified real estate
process is well defined in terms of monetary estate agent. agents are not qualified to give legal advice,
Homes For Sale 1,2,3 incentives to the borrower, the lender and the Not all real estate agents are HAFA- tax advice or financial planning advice.
servicer, and HAFA includes strict time lines certified. Even fewer real estate offices have
Property Management 4 within which all parties must act. a broker who is HAFA-certified. Choose an
Your comments are welcome.
HAFA rules are mandatory on all lenders office where both the broker and some agents
Real Estate Commentary 1,3 and servicers who signed participation of that office are HAFA-certified. Richard Cooper rcooper @sonic.net
agreements with the government in March 707 433-3397
Why would the banks agree to the short
Real Estate Views Editor - Michael Laird 2010 and represent over 90% of lenders and sale? Simple, it is the money. Nationwide, Article edited by Eileen O’Farrell
servicers. For example huge institutions like when lenders agree to short sales they average
Abbreviated Comparison Pre-HAFA & Non- HAFA short sales HAFA short sales effective August 1, 2010
Homeowner Relocation Money. Rarely. Required $3,000 relocation money to homeowner.
Release of Liability On all Loans. Case by case basis and Lender by lender discretion. Required that all lenders release homeowner of all
future liability repayment of loans.
Delay of Foreclosure Date. Case by case basis and Lender by lender discretion. If Required minimum 120 days.
granted usually in 15-30 day increments.
Reasonable Escrow period after Short Sale approval. Rarely. Required a 15-30 day close of escrow causing Required 45 day minimum unless homeowner
sales to fail as buyer’s financing took longer. requests a shorter escrow period.
Homeowner to pay money in escrow to close sale Commonly required by lender. Forbidden. Instead homeowner receives $3,000
under threat of judgement by lender. relocation money.
Real Estate Views Featured Open Homes
M editerranean Villa Healdsburg
2479 Brush Creek Road, Santa Rosa 242 Pheasant Drive
3 Master Suites/5.5 Baths/6,163 sq. ft. Home 3 Bedroom / 2 Bath 1,467 sq. ft. Home
on a Beautiful 19,602 sq. ft. Lot
This 3 bedroom /2 bath home is on a
This home was made for entertaining! The grand 6,360 sq. ft. lot near the end of a cul-de-
entry, with floating grand staircase, opens to the formal sac in a nice neighborhood. The home
dining room, den, game room and showcases the rear features a living room, and a family
courtyard with a beautiful fountain. The kitchen features room with a stone fireplace. Sliders from
stainless Viking appliances including two dishwashers the family room and master bedroom
and under counter wine cooler. The game room has 26’ open out to a wonderful deck that steps
tall ceilings and comes with a full bar.
The three master suites all open to outside balconies.
down to a back yard featuring master
stonework. The large stone stairs and New Price: $399,900
The home features three fireplaces with hand carved patio make this a very special place for
surrounds, marble columns, smart house wiring, wine
cellar, & a 4-car garage with a workshop.
outdoor entertaining. There is central air
and heat and dual pane windows. The
Offered at: $1,595,000 kitchen and entryway have marble tiles.
Take Healdsburg Ave North to
This home awaits your personal touches!
. Paul Wittke Drive. Paul Wittke
Fountain Grove Parkway to north on Brush Creek.
Please come by and take a look! Dr. to right on Rosewood Dr.,
Look for signs left side of Rd.
then left on Pheasant Dr.
Open Sun Oct 24th 1-4 PM Open Sun Oct 24th 1-4 PM
Office: 707 433-3397 Office: 707 433-3397 Cell: 707 206-5606
Re a l E s t a t e Vi e w s
Giovannoni & Cooper Realty
412 Healdsburg Ave
Healdsburg, CA 95448 *The property information in The Real Estate Views is from sources deemed reliable, but not guaranteed. Home & lot sq. ft. sizes are approximate and
707 433-3397 www.cbhealdsburg.com from the Sonoma County Tax Records. Prospective buyers are advised to verify information prior to purchase.
Beautiful Healdsburg Historic Treasure
Historic 3 bedroom / 2 bath 2,553 sq. ft.
treasure of a home needs some TLC.
pm t 24
1-4 n Oc
Su 68 Front Street, Healdsburg
Set on a huge gorgeous lot with Russian River frontage. This very special
stately home is ready for a new owner. Towering palm trees grace this
38,975 sq. ft. property, and with three separate parcels the possibilities
Richard Cooper Russell Cooper are amazing. Watch the world go by from your relaxing covered wrap
Broker Broker Associate
around porch. Close to downtown and Memorial Beach.
707 433-3397 707 433-3397
Zoned RM (multi family)
Healdsburg Ave to North on Front St. at the Russian River Bridge.
Cross over RR tracks and look for house on the right.
Offered at: $875,000 Office: 707 433-3397 Cell: 707 236-0084
The Perfect Home in Windsor
Bob Besancon Sherri
Broker Associate Cooper Johnston
707 953-9114 707 328-1549
6172 Marsi Court
pm t 24
1-4 n Oc
3 Bedroom / 2 Bath
2,208 sq. ft. Home
on a Large
10,890 sq. ft. Lot.
Stacy Cooper Laura Herrera
707 591-3915 707 477-4319 Offered at: $449,000
This wonderful Windsor home is move in ready. Enjoy your sparkling pool this Summer while you are entertaining in your beautiful
and spacious back yard. Terrific floor plan with living/dining room and kitchen/great room. Kitchen has hardwood floors and oak
cabinets. 2-year new roof and new paint in entry and living room. Close to all amenities yet located on a private cul-de-sac.
Directions: In Windsor take Old Redwood Hwy to Deanna Place. From Deanna Place turn left on Marsi Court.
Nor th Alexander Valley, 3,913 sq. ft. Home on 6 Acres
Steve Easterling Views overlooking the Russian River and the Alexander Valley. Open beam vaulted
707 433-3397 ceilings, large windows, a free-standing fireplace in the family room and a raised
Ext. 24 hearth stone fireplace in the living room. The master suite is spacious with a large
bath and designer tub. Lots of room for the trailer or RV in the barn, as well as a large
29946 River Road, Cloverdale work shop. Perimeter fenced garden area, and pasture. Paved drive.
3 Bedroom / 2.5 Bath Home / 6 Acres
New Price: $799,000
Views of the Alexander Valley Office: 707 433-3397 Cell: 707 236-0084
Ron Puccioni Jane
Two Charming River Homes on Almost 1 Acre
707 433-3397 Hodges Young
707 837-2735 Deeded access
Offered at: $995,000
Home #1 Home #2
Michael Laird Catherine Correia
707 206-5606 707 433-3397 Great private setting, deeded access to the Russian River and plenty of paved parking. Each home could be purchased
separately. Home #1: Two story, two bedroom, two bath with a nice open floor plan, vaulted ceiling, natural fir floors, large
private redwood deck, and much more. Home #2: A real charmer, single story one bedroom, one bath, sun room,
new kitchen, new bath, natural fir floors, private courtyard and Russian River views. Bonus Recreation Room: 400 sq ft fully
Your finished, natural fir many uses office or studio with great views of the Russian River.
Healdsburg 2 bed/2bath $99,900 Healdsburg 38,740 sq. ft. Lot $199,000 Healdsburg 2 Bedroom / 2 Bath $299,900
Team! Like new 2 bed 2 bath home in the Riverside
Villas Mobile Home Park. Custom upgrades.
This surprising country setting is located
within city limits. All city services are available.
Healdsburg 55+ Adult Community. Large
open floor plan with 2 bedrooms, 2 baths, formal
Freshly painted inside and out. New carpeting, Just minutes to downtown, you will find a dining room, and family room. The backyard has
flooring and appliances. hidden haven waiting for development. Hill top lots of room and features a large covered deck for
Call for an interview at: All age mobile home park. Views of the views. Existing 2 bedroom 1 bath mobile home outdoor entertaining. There is a community club
Russian River from small community park. currently on the property. house and pool area. Close to the city golf course
707 433-3397 707 433-3397 707 433-3397 707 433-3397
If you would like more information about properties or about how your property could be featured in the Real Estate Views
Call our Office: 707 433-3397 Email us at: email@example.com Come on in at: 412 Healdsburg Ave. Healdsburg
Show Your Home In The Real Estate Views
We have a circulation of over 48,000 copies per month featured in:
The Press Democrat • Healdsburg Tribune • Windsor Times • Sonoma West Times & News (Sebastopol) • Cloverdale Reveille • Monthly Mailings
Giovannoni & Cooper
Healdsburg Almost 2 Acres $350,000 Healdsburg 3 bedroom / 2 bath $399,900 Healdsburg bedroom / 1.5 bath $499,000 Agents
“Almost 2 acres located in Sienna Pointe, one of The large backyard is like a park and the yards High soaring ceiling, original knotty pine and
Healdsburg’s most desirable subdivisions. This is an are professionally landscaped front and rear. fir, skylights, and lots of large wood windows that
area of newer custom homes on large lots with all city
services. This premium lot is filled with heritage oaks,
There is a large family room off of the kitchen let the sun shine in. There is a nice redwood deck 707 433-3397
and a downstairs master suite. Upstairs there are under the trees. It was beautifully updated a few
and and crossed by a seasonal creek. The ambience of
the country with in town conveniences--just 2 miles two bedrooms and a full guest bathroom. This years back while keeping its original charm. New
to the plaza.” home is move in ready. kitchen, baths, electrical, plumbing, foundation,
707 433-3397 Short Sale 707 433-3397 etc.707 433-3397
Healdsburg 3 bedroom/1 bath $565,000 Healdsburg 12 Acres $695,000 Healdsburg 3 - 2bed / 1 bath Units $750,000
1950’s Mid Century Modern 12 Oak studded acres on a country lane. Lovely income property with a Main
Recently restored this home retains all of Soon completed perc test and water well. House plus a Duplex located behind.
the charm of the “atomic age.” Yard backs up Paved road frontage, building envelope. Great downtown location. Walking
to Tayman Park Golf Club. Vintage kitchen, Minutes from town. Rolling to steep terrain. distance to schools, dining, shopping and
livingr oom with vaulted ceiling and large brick entertainment.
fireplace. 2 car garage.
707 433-3397 707 433-3397
Healdsburg 4 Bedroom/3.5 Bath $899,000 Healdsburg Contractors Yard $1,395,000 Healdsburg 5 Bedroom / 4 Bath $1,750,000
This 3,265 sq. ft. hill top home is on a fully Development Property This home is a gated, architectural gem
landscaped 23,958 sq. ft. lot located at the end of All utilities on site including water and professionally designed both inside and out.
a cul-de-sac with amazing views. The kitchen has sewer. Continue current use, 3 single family With five bedrooms, including a sumptuous
granite counter tops, stainless steel appliances, residences. Potential for wide variety of and huge master suite, four full bathrooms,
and a breakfast area. Master suite and guest uses. Live/work housing • Business park •
bedroom on the first level, 2 bedrooms and custom Italian tile and hardwoods, and a
Offices • Automotive • Offices • Wineries gourmet kitchen. 707 433-3397
amazing wine cellar on the lower level.
Short Sale 707 433-3397
Healdsburg 11.68 Acres $1,950,000 Healdsburg 11.68 Acres $1,950,000 Healdsburg Commercial Condominiums
Beautiful 11.68 acres of potential development Development Property 1500 sq. ft. Units Plus room to add 2nd
property. This stunning hilltop acreage has All utilities on site including water and floor. Lease and Lease to Own. Easy freeway
spectacular views in all directions. The upper sewer. Continue current use, 3 single family access, visible location. Please call for more
portion has whimsical quarry history with residences. Potential for wide variety of information or a tour of the 8 unit building.
gorgeous rock outcroppings. Zoned R-1 40,000, uses. Live/work housing • Business park • Priced from $320,000 to $345,000
the future development is outstanding. Located
within city limits.
Offices • Automotive • Offices • Wineries Call 707 433-3397 Michael
707 433-3397 Locate Your Business Here!
707 433-3397 Laird
Windsor 4 bedroom / 2 Bath $465,000 Cloverdale 3 Bedroom / 2.5 Bath $799,000 Cloverdale 2 Bedroom /3 Bath $1,100,000
Delightful single-story in well-maintained Views overlooking the Russian River and the Amazing potential for the 25+ acres
neighborhood near Mattie Washburn Elementary Alexander Valley. Open beam vaulted ceilings, surrounding the lake. This is a very private
School. New carpet and exterior paint, new large windows, and a raised stone fireplace in the setting with a coded entry gate at the end Pete
window blinds, and most rooms repainted. Low living room. Lots of room for the trailer or RV in
maintenance front lawn with large deck in back the barn as well as a large workshop. Perimeter
of Theresa Drive. Just a short drive north of
Geyserville or Healdsburg and located about
for entertainment. Good-sized kitchen with dining fenced garden area, and pasture. Paved drive.
space. 707 433-3397 707 433-3397
1 mile off Hwy 101 Realtor®
Giovannoni & Cooper Property Management Inc.
Residential • Commercial • Industrial Leases • www.gcrental.net
Full Service Property Management
Office: 707 433-1497
418 Healdsburg Ave, Healdsburg CA 95448
Tenant Screening & Placement
Rent Collection • Property Maintenance
Regular Property Inspections
Accounting Reports • Problem Solving
Some of the properties on this list may have been
rented or rent amounts changed. To see the most
current list, come in, call, or visit us online at:
Office Staff: Paul Johnston, Martha Fiorito, Wylie Walters, www.gcrental.net Email: firstname.lastname@example.org Our Maintenance Team:
Margo Cooper, and Richard Cooper. Print Rental Applications From our Web Site Darin Quinn and Mike Peters
Commercial & Industrial Leases Do not enter upon any properties on this page. Tenants rights of privacy must be
observed at all times. Call or come by our office to set up an appointment.
Cloverdale Industrial Park 2 Office Spaces Office Space Healdsburg Office Mixed Use Healdsburg
50 Commerce Lane, Cloverdale 109 E. North Street, Healdsburg 58 West North St. Healdsburg 1m 137 Lincoln Street
235 Healdsburg Ave, Healdsburg
Upstairs Office only two blocks from $1.45 psf gross. Corner of Lincoln
Air conditioned office, ADA the plaza and only one block from the and Johnson Streets. Newly Mixed use building 1 block south of
1,000 sq. ft. Office-Conference the Healdsburg Plaza. Retail on the
bathroom, insulated warehouse, Vineyard shopping center. High foot traffic remodeled office. 5 private offices,
Room, Reception Area, Private area. Lease terms negotiable. 1st floor, office space on the 2nd floor
large roll-up door + man door. 2 conference rooms, 2 bathrooms.
Offices and apartments on the top level.
2,000 sq. ft. $.60 sq. ft. $2.25 psf/month 707 433-1497 300 sf $600/mo 707 433-1497
Central heat & air. Off-street parking.
Call 707 433-1497 707 433-3397 707 433-1497
Retail Bank Location w/ATM Room Wine Storage or Winery • Healdsburg • Zoned Lt. Industrial
Turn Key - Retail Bank Location - Class A Office Building Industrial Property For Lease 55 Adeline Way, Healdsburg
8733 Lakewood Drive, Windsor Excellent Lease Rate 24,000 sq. ft. warehouse space. building has 1.5 water eru’s and 11.9
Possibility to make and store wine. sewer eru’s. Night air system installed.
For the Most
2200 sq. ft.
Corners of Hwy 101 & Old Redwood Hwy Space has sloped floors and drains. 2 roll-up doors plus a loading dock.
High Visibility & Easy Access, Easy Parking
Ext. 24 City of Healdsburg shows the Small office space with 2 restrooms.
Rental Rate: $0.35/sq. ft. /first year Call: 707 433-1497
Residential Rentals Call 707 433-1497
Healdsburg 1bed/1bath Healdsburg 2bed/1bath Healdsburg 2bed/1.5bath Healdsburg 2bed/2bath Healdsburg 1bed/1bath
635 Brown Street #A 522 Matheson #3,8,& 9 218 University Street #E 226 Hummingbird Ct. 235 Healdsburg Ave. #305
Cozy Cottage. Kitchen includes gas range, Large living room with a large closet. Kitchen Townhouse walking distance to down town. Single family home in older subdivision. Living Luxury apartment on 3rd floor just a step from
refrigerator plus washing machine. Nice yard. has electric range & refrigerator. Coin-op laundry Living room with wood stove. Kitchen has range, room has fireplace. Large kitchen has gas range, the plaza. Kitchen includes; gas oven, dishwasher,
Garbage paid. No Smoking. Small Pet OK with on-site. Water, heat garbage included. Single car refrigerator and dishwasher. Central heat. Coin- refrigerator, dishwasher. W/D located in 2 car refrigerator, microwave, & stacked washer & dryer.
additional deposit. One Year Lease to begin carport. No Pets. One year lease to begin tenancy. op laundry on-site. Extra storage space. Single car garage. Pool, club house usage and access to Hardwood floors, private elevator access.. Covered
Tenancy carport.Water and garbage paid. No Pets. One year Russian River trails. No Pets. One year lease to parking space, 1 yr lease to begin tenancy.
$800/mo $1,000/mo lease to begin tenancy. $1,000/mo begin tenancy. $1,350/mo $1,425/mo
Healdsburg 4bed/2.5bath Cloverdale 1bed/1 bath Cloverdale 1bed/1bath Cloverdale 1bed/1bath Cloverdale 2bed/1.5bath
1672 Stirrup Loop Drive 154 Rail Road Ave. #7
2-story home.. Formal living room, dining Located in the remodeled historic Depot 224 University St. #4 639 S. Cloverdale Blvd #A. 424 N. Cloverdale Blvd. # D
room combo. Kitchen open to family Hotel. Main door security lock with upstairs Creek side setting. Single story duplex with fenced Small 1 Bedroom Granny Unit with small Roomy townhouse. Living room. Kitchen
room with fireplace. Master bathroom has buzzer for guest entry. Full kitchen, shower yard. Newly upgraded with interior paint and yard. Range in Kitchen. Pets negotiable. with range and dishwasher. Coin-op
jacuzzi tub, large shower and double sinks. in bathroom, coin op laundry room hall hard surface floors. Kitchen has refrigerator and Month to Month Tenancy laundry. Covered parking. Water included.
. Laundry room in upstairs hallway. Large 2 way. Private off street parking across the gas range. Single car parking in carport No pets. No pets. One year lease to begin tenancy.
car garage. Pets negotiable with additional street. Water/sewer/garbage/heat paid. No Month to Month. $695/mo $899/mo
Deposit. One Year Lease to begin Tenancy Smoking
$2,300/mo , $650/mo $695/mo
Cloverdale 2bed/1bath Cloverdale 3bed/2bath Cloverdale 3 bed / 3 bath Santa Rosa 3bed/2 bath Santa Rosa 3bed/2bath
4670 Summerhays Place
117 N. Washington St. 104 Honeysuckle 250 Theresa Drive 4522 Patrick Ct.
Newer single family home. Living room,
Duplex with garages located between Tile floors in entry & kitchen. Kitchen has This 3 bedroom / 3 bath home on 25.64 Rincon Valley Home on a nice Cul-de-sac location.
family room and dining room. Kitchen
units. Kitchen has range, dishwasher. tile counters, gas range, and dishwasher. acres. Lots of open space including a lake Small fenced yard, 2 car garage, Laundry hook-ups.
has gas range, refrigerator dishwasher
Gas wall heater. W/D hook-up in Dining area has gas fireplace. . Laundry and small pond. 2 car carport. Kitchen includes electric range and dishwasher.
and garbage disposal . Washer and dryer
garage. Small yard. No Pets. One Year room. Fenced yard with patio. 2 car garage. 1 yr. lease minimum. Pets negotiable. 1 year lease to begin tenancy
hook-up. Two car garage,
Lease to begin tenancy. $950/mo Pets negotiable $1795/mo $1995/mo $1500/mo.