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The C&A Mackie Newsletter
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JUNE 2008 • ISSUE 6 READ ME . . .
Digest...
STOP PRESS!
Avoid ‘Excess
Payments’ the
easy way . . .
NEW INSTRUCTORS INSURANCE SCHEME LAUNCHED
Another new product
HOUSEHOLD
from the team here at
Mackie’s, and another
winner.
We now offer EXCESS
WAIVER INSURANCE for
INSURANCE
. . . DESIGNED WITH YOU IN MIND!
Social, Domestic and
Pleasure policies.
So protect yourself
from having to pay the
often, substantial, excess
amounts following a claim.
“At Mackie’s we pride
ackie’s are pleased to announce the launch of our household insurance
M scheme specifically for instructors. This new facility provides cover
for buildings up to £500,000 and contents on a bedroom rated basis up to
ourselves on offering high
quality low cost insurance
solutions and this is a
£50,000. Higher sums insured are available on request. typical situation where with
In addition, cover is available a wee bit of planning clients
for items away from the home can make big savings,
either on a specified or although we hope they
unspecified basis. never have to use it of
And because we know that course”, said Carol Mackie.
your home is probably your “Very often clients don’t
office all our clients will benefit consider the outlay involved
from: in what they perceive as a
£5,000 of home-working money saving option. Then
business equipment perhaps they even choose
NOT to make a claim at all
Public Liability Insurance if
just to protect their no
you visit your pupil at home usual personal money cover the unexpired period of claims bonus. We offer this
in connection with your job you pick up under other mobile phone contracts service to clients EVEN IF
as an instructor insurance policies I t ’s a n u n b e a t a b l e WE DO NOT INSURE
Accidental loss of business Financial compensation household package just for THE VEHICLE, so there’s
money in addition to the towards charges made for instructors. FULL POLICY ON REQUEST. no strings attached.”
There’s more to keys than you may think says Allan Colquhoun . . .
MISSED US LAST
MACKIE’S HAVE THE KEY TO GOOD INSURANCE TIME AROUND?
Keys . . . A very inexpensive, “The modern trend is for criminals thieves took the client’s keys with
yet highly valuable product to break into houses to obtain car keys them leaving him facing a hefty bill
and one that can cause the rather than trying to break into the car that neither insurer would consider www.c-amackie.co.uk
itself” says Allan. “In one instance we as a claim”. Go online to see ...
professional motorist big, big, know of thieves who broke into a house Another aspect to bear in mind
problems. and stole the car keys but failed to take is that should the keys break in the FEBRUARY . . .
The correct insurance cover is the car out through locked gates. The lock, or are simply lost, it's not the CAR & VAN HIRE
invaluable at protecting no claim
bonuses on both car and household
insurances.
motor insurer would not pay as the car
had not actually been stolen and the
policy did not provide cover for the loss
cost of the keys themselves that
cause the biggest problem but the
cost of that central locking system,
MARCH . . .
LETTING INSURANCE
These days central and remote of keys! The house insurance did not now that WILL drastically affect your
locking systems on cars cost anything cover the loss of keys as this was related no claims bonus, at Mackie’s we have APRIL . . .
from £600-£700 upwards. to the motor vehicle. Unfortunately the the answer. JUSTDRIVE LEASING
m T. 0141 423 8555
NEED TO KNOW MORE ABOUT ANY MACKIE’S PRODUCTS OR SERVICES...
E. info@c-amackie.co.uk
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MACKIE’S PEOPLE
Marina, Boats . . . and
GAP COVER
A
SAVE WITH
MACKIE’S
s no doubt you will be aware GAP insurance can be extremely difficult to acquire
if you are a driving instructor, If your car supplier can quote it for you it’s often
Vehicles . . . but it’s a very expensive and when it’s built into your finance deal you’re also paying interest
Mackie’s life for busy for it. To make matters worse when you sell the car you start all over again, not so
Mrs. McLeod bad I hear you say, but how about when you’ve bought a three year GAP policy and
then decide to buy a new car in two years time - there is no rebate.
With a name like Marina
perhaps you won’t be surprised Well, don’t panic, that’s all
that Sales and Administration about to change!
Manager Marina McLeod married
her husband Scott in Barbados Mackie’s are very pleased
when their cruise ‘love boat’ docked to have negotiated a facility
there last December. that will allow us to provide
you with GAP cover on a
monthly basis - yes monthly!
Pay as you go! If you stop
your monthly payment the
cover stops but it remains in
MARINA McLEOD force so long as you make
Half a year married and almost the monthly payment. But
three at Mackie’s, as Marina said; that’s not all - uniquely for
“I can’t believe it’s June already,
maybe I shouldn’t be surprised driving instructors - if you
though as we have been kept really change your car over - as you three years and hand over
busy due to the increase in enquiries do in the normal course of large amounts of your hard
as drivers look at their overheads for only £10.69 per month
business - we simply change earned cash. Pay for it
and try to find ways to cut operating plus a one off new business
costs”. the policy over to the new car monthly and if you change
admin fee of £25.00. We think
“We are seeing many more - yes it’s transferable as long car we’ll change the policy -
callers asking why friends can get that offers unbeatable value.
as the new car is in the same what could be easier? No,
cover for £xx. Very often we can
beat or at least match their figure, sort of purchase price band you’re not going to pay a lot Call us for a quote, email
but insurance is more than that. It as the old one was. You don’t more for it, in fact we can us or go on-line at www.c-
is definitely worth pointing out that have to buy cover for two or provide cover up to £10,000 amackie.co.uk
the cover itself may be dramatically
improved for very little. The problem
is ensuring that we are quoting ‘like
for like’, some folk are really
surprised when we explain the
differences. At the end of the day
No Fee ‘Credit Crunch’
it’s up to the client, they either heed
our advice or not. We usually find
suitable cover though”.
Having gone straight into the
help from Southern...and Mackie’s!
insurance business from school, Our friends and colleagues at Southern Financial Services have been
Marina has over 22 years experience
in the industry. Does she ever see on to remind us that it’s not all doom and gloom in these days of
herself working in another line of financial pressures . . .
work? “No, not unless I win the
lottery. If that happens I think Scott “Of course our big
and I will buy a boat and sail the
By now everyone must be aware that the ‘credit crunch’
seas, we’d really love to do that, has made it much more difficult to re-mortgage or buy a advantage is that thanks to
what a life! (Boats and Marina property; first time buyers in particular have been badly affected. our exclusive agreement with
again!). “There’s never a dull So, it’s now even more important than ever to get good C&A Mackie we don’t even
moment though, recently we had a
client say that he was really happy independent advice. charge a fee.
that the replacement vehicle he was At one of our recent regular meetings, Southern Financial
allocated while his vehicle was in
There are good deals still
Services, who as you may be aware, enjoy a close working
for repair had a petrol engine, as out there and we know where
relationship with us here at Mackie’s lost no time to explain
the price of diesel was costing him to look”.
a fortune! I suppose that’s it, a life how they are on hand with the help and advice to ensure that
in insurance is for me. It never goes our clients beat the crunch. Sounds great to us,
away because friends and family “We research the entire marketplace to check for the lowest Malcolm!
know I work at Mackie’s and
constantly ask me to check their rates and the lowest arrangement fees”, said Principal, Malcolm
premiums. They know how Southern. “We particularly search for special exclusives including Contact the team at
competitive we are, probably discounted rates, free conveyancing, free valuations and high
because I’m always going on about Southern on: 01698
income multipliers. Why commit yourself to a single lender
it”. 269977 or at
Check out your premiums . . . when we have the capability to research almost every lender msouthern@southernfinancialservices.com
Call Marina at Mackie’s now! across the UK?
Contact Mackie’s . . .
8 2 V ic t ori a Road, Glasgow G42 7AA
T: 0 1 4 1 4 23 8555/8666 F: 0141 423 8777
E : inf o@c - amackie.co.uk W : www.c- amackie.co .u k m
