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									                              RED CROWN CREDIT UNION

                              It's not just service. It's Personal.
                                          News for Members of Red Crown Federal Credit Union, January 2011

   Red Crown Loses Long-Time President and Friend
   Remembering Harry Avey – 1933-2010
   Harry started his credit union career in 1962 with the Phillips 66 Credit Union in Bartlesville. In 1969 he moved to Tulsa to take the position of
   Manager for Red Crown Federal Credit Union. At that time, assets were listed at $2,225,000 with 2,347 members. In 1990, his position
   was changed to President. Under Avey’s leadership, assets and membership grew to $48,955,000 and 7,782 respectively. Harry retired
   from Red Crown in June 1993.
   During his 24 years at Red Crown, Harry served on numerous credit union related committees. He was President for the Magic Empire
   (now Green Country) Chapter. He was instrumental in forming the Magic Empire Scholarship Fund. He also served as President of the
   Amoco Credit Union Association for two terms, board member of the Oklahoma Central Corporate Credit Union and was a member of various
   standing committees of the Oklahoma Credit Union League.
   Harry is survived by his wife, Billie, son and daughter-in-law Michael and Laura, son and daughter-in-law Phillip and Krista, one grandson,
   two granddaughters, one great-granddaughter and numerous nieces and nephews. A memorial service will be held January 8, 2011, 10 a.m.
   at the First Christian Church in Jenks.

No matter where life take you,                                                    NOTICE OF ANNUAL MEETING
TurboTax(R) Online helps make it                                                  Dear Red Crown Credit Union Members,
easier to do your taxes. As a valued
Red Crown member, you are invited                                                 The Red Crown FCU Annual Meeting and Election will be held in the Red Crown
to discover just how easy your taxes can be with TurboTax Online.                 Board Room on April 12, 2011, at 5001 E 91 St, Tulsa, OK.
• TurboTax walks you through your tax return with step-by-step                    In accordance with the Credit Union’s Bylaws, the Nominating Committee Secretary
questions and prompts.                                                            hereby submits the following Annual Election Notice: There are three, 3-year
• Saves your progress as you go.                                                  terms expiring to be fulfilled on the Board of Directors.
• Online assistance if you have questions.                                        The following three incumbent Directors have been re-nominated for election
• Quick refunds with efile and direct deposit.                                    by the Nominating Committee:
Still not sure, give it a try for Free. From our web site, click on the                       1. Bob Slepka 2. Mary Stonecipher 3. Grover Woods
TurboTax logo, then click 'Start for Free', and then 'Try It First'. TurboTax     Red Crown FCU members who are not nominated by the Committee but would
is the most trusted brand of tax software in America and can help                 like to run for election may pursue nomination by petition. Any member who
make this your easiest tax year yet.                                              wants to submit a nomination by petition must obtain a Petition Packet from
                                                                                  Red Crown FCU. When returned, the petition must be signed by one percent
Get started today www.RedCrown.org.
                                                                                  of the membership with a maximum of 500. As of November 30, 2010, Red
                                                                                  Crown had 18,596 members and therefore the Nomination Petition must be
Mailing of NSF Notices Discontinued                                               signed by at least 185 Red Crown primary account holder members. Each
Effective January 1, 2011, Red Crown discontinued account notices for             Nominee by Petition shall submit a Statement of Qualifications and Biographical
non-sufficient funds (NSF), overdrafts, and returned checks, ACH, etc. We         Data and a signed Certificate from the Nominee stating they are agreeable to
are finding that members receive these notices too late to take any action on     nomination and will serve, if elected to office, with the Petition. All petitions
the items.                                                                        must be returned to the Red Crown Southtown branch by February 11, 2011.
We have found a better way to notify you of these occurrences. We are             An election will not be conducted by ballot and there will be no nominations
encouraging members to stay on top of their account activity and avoid over-      from the floor where there is only one nominee for each position to be filled.
drafts by setting up Account Alerts via Online Banking. Account Alerts notify
you with real-time alerts when certain pre-configured conditions are met. You     If there is at least one nomination by petition, an election will be held in the
can set up the account or transaction activity conditions and identify when you   branches by ballot 2 weeks prior to the Annual Meeting. If there are no
want the system to "tell you" the condition exists.                               nominations by petition, the candidates nominated by the committee will be
                                                                                  elected by acclamation at the Annual Meeting.
For example, alerts can be set up to notify you when your account balance
falls below a certain level, before your loan payment is due, or even remind
you of a loved one’s birthday. Customize the Account Alerts and Reminders
to meet your needs. Plus, notifications can be sent via text message and/or       Credit Union Service Center Updates
email, your choice.                                                               Credit Union Service Centers provide members the convenience they want
                                                                                  with over 4,200 locations across the country. Visit www.redcrown.org to find
To set-up Account Alerts, log into your Online Banking account, under the         one near you.
‘Accounts’ tab, click on ‘Account Alerts’. There are many options available,
so look around. Also, if you have questions about the Account Alerts page,        YUKON, OK – Now located at 1300 W Vandament, Yukon, with new Sunday hours 1-4:30 pm
                                                                                  and drive-thru services.
check out the Help screen. To access Help screen, while on the Account
                                                                                  NORMAN, OK – Opening mid-January 2011 at 710 W Main, Ste 104, Norman, with Sunday
Alerts page, click on the ‘Help’ tab. Another window will open with more detail   hours 1-4:30 pm and drive-thru services.
on the functionality of the Account Alerts screen.                                TULSA, OK – Beginning January 16, 2011, the 61st & Mingo Service Center will be open
Not set-up for Online Banking? Contact us today to get set-up and begin to        Sundays from 1-4:30 pm.
manage your accounts more efficiently.                                            iPHONE Users – Download the Free iPhone app “Find Branch”.

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