Employers’ Top Ten List of things NOT to do to Injured Employees
Cheryl M. LaPotin Executive Director School Districts Insurance Consortium
1. Do not direct an injured worker’s medical treatment
2. Do not forget to send a card, flowers or call injured workers to let them know you care
• • say it with flowers!
“I hope you are feeling better…”
3. Do not threaten an employee with an employment penalty like a demotion, layoff or termination because they are out on workers’ compensation
4. Do not discuss the injured worker’s medical condition with anyone other than the employee, claims rep. or employee supervisor
• Psst…psst….psst
5. Do not tell the injured worker to treat with the health insurance provider instead of the worker’s comp. panel providers to avoid claims costs
6. Do not deny the injured worker FMLA benefits if requested and/or if policy; do not exclude WC from FMLA
7. Do not forget to file all necessary forms on behalf of your employee with the BWC
8.
Do not spend an exorbitant amount of money to make a point…know when to “hold-‘em” and when to “fold-’em” in claims settlements.
8. Do not pay unnecessary salary or wage continuation benefits if your insurer is already paying indemnity
10. Do not make assumptions about anything…we all know what that makes you and me!
The End
….that’s all she wrote folks!