Transforming today

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							The official organ of Sasbo, The Finance Union, est. 1916                                                                                                  www.sasbo.org.za




                                                                                                                                 Vol 31 No 8 November/December 2009


         page       3–7                                 page       9                                page       11                               page       13
Feedback from National                      First shop stewards                        Black Women Chapter                          Apply for a Sasbo
Executive Congress 2009                     elected in African Bank                    bursary application                          study grant
                                                                                       Sasbo’s Black Women’s Chapter,                “Don’t delay. The first 50 valid
                                                                                       creates educational opportunities             applications drawn after the
                                                                                       for black, coloured and Indian                closing date will receive the
                                                                                       women who are single parents.                 grants.”




Transforming                                                                                        today
                                for a better                                                       tomorrow
     asbo general secretary,

S    Shaun Oelschig, launched
     Congress 2009 with this sum-
mary of global, national and union
developments over the past year.

Since the previous National Executive
Congress meeting in November 2008,
there have, on a global level, been
many natural disasters, i.e. major
storms, floods, earthquakes, torna-
does, cyclones and more recently a
tsunami, all due, I believe, to a large
extent to global warming.

It is a phenomenon that is wreaking
havoc on global weather patterns. We
all need to do our bit in limiting its
negative impact on our environment.

Although there have been a few isolat-
ed ‘terrorist’ attacks around the world,
it appears that there has been an over-
all reduction in such attacks.             tions. However, there remains a lot          The delegates at the 2009 National Executive Congress.
                                           to do in regard to dealing with
The past year has seen ongoing con-        those infected and/or affected.
flict, violence and/or uncertainty in      Sasbo (through Louise Plaatjies) has        There is ongoing concern and tension         have remained profitable and none
Zimbabwe, Swaziland, Afghanistan,          once again been requested, by the           with regard to the nuclear pro-              have needed to be bailed out or
Iraq, India and Pakistan and the           Belgian Labour Federation, to run           grammes of Iran and North Korea              embarked on massive retrenchment
Middle East.                               and co-ordinate HIV/Aids training                                                        exercises), the same cannot be said for
                                           among union office bearers and              We have seen the first African               other sectors of the economy, e.g. the
The world has been hit by the N1H1         officials in numerous other African         American elected to the USA’s highest        mining, motor vehicle and manufac-
(Swine Flu) epidemic which has killed      countries.                                  office, i.e. USA President Obama             turing sectors.
thousands of people.
                                           The following Sasbo Branch                  We have experienced the worst global         The world recession has extracted a
On the positive side, we have seen         Executive Committees have used,             economic meltdown/recession since            heavy toll on South Africa. However,
the slowing of new HIV/Aids infec-         or are in the process of using, their       the great depression in the early 1900s      over the past few months, South
                                           Aids/other orphans funds since                                                           African workers and consumers have
                                           our last Congress:                          Internationally many banks closed            seen some light at the end of the tun-
         With                                                                          down, many have been bailed out by           nel, with a declining inflation rate
                                           Durban, Diamondfields, Sasbo Head           their governments and there have been        (August 2009 CPI was 6.4% (August
      compliments                          Office, Grahamstown, South-Western          hundreds of thousands of jobs lost           2008 was 13.7%)) and declining inter-
                                           Districts, Newcastle, Drakensberg,                                                       est rates (from 15.5% to 10.5%).
 Look out for your Sasbo                   Goldfields, Bloemfontein, Cape Town,        Although, as predicted in last year’s
2010 calendar in the next                  Pietermaritzburg and Uitenhage.             report to Congress, South African            The outlook for the next year or two is
                                                                                       banks have to some extent been               starting to look better and it is expect-
  issue of Sasbo News.                     Nevertheless, there is still a great need   ‘spared’ this crisis (their profit margins
                                           and still much to be done in this regard.   have come under pressure, but they                                Continued on page 3
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                www.sasbo.org.za




                                            Editorial
Sasbo members set course
for another dynamic year
Sasbo is a member-driven union.            It has remained a successful union         Focus unwaveringly on the source of

Its parliament - National Executive
                                           through nine decades because it has
                                           consistently had the ability to:
                                                                                      member unity: the pursuance of em-
                                                                                      ployment issues and the improvement
                                                                                                                                  Did you know ?
Council - meets annually to evaluate                                                  of its members’ overall circumstances.
the union’s progress, elect its office-    Read the needs and wishes of its mem-                                                  Am I allowed to drive
bearers and set the union’s policy for     bers …                                     Thanks to these clear-sighted guidelines    to and from work if
the year ahead.                                                                       and cross-checks, over almost a century
                                           Measure up to their demands                the union has suffered no frauds or         insured for private
When the 2009 NEC took place in                                                       financial failures, manipulation by glory
                                                                                                                                  use?
Kempton Park from 23 to 25 October,        Adapt to change                            seekers, or departures from its mission
delegates representing all of the                                                     to place its members first.
union’s 29 Branch Executive                Another reason for its success has
Committees worked through a meaty          been its unfaltering adherence to the      Thanks to Congress 2009, this impecca-
                                                                                                                                  Yes, most policy
agenda and placed the union on             formula established by the union’s         ble record will continue into the future.   wordings include to and
course for yet another dynamic year.       founders, namely that members must:
                                                                                      Immediate Sasbo priorities are to
                                                                                                                                  from work in their
As important as the detail of this         Determine the union’s policies and         continue transforming the union and         definition of “private
achievement was the spirit that guided     priorities.                                to launch a marketing plan aimed at
it. Few SA forums have achieved such                                                  making every finance worker aware           use”. Some even extend
amity and unity of purpose.                Delegate decision-making to demo-          of what the country’s premier               this to professional use
                                           cratically elected colleagues.             finance union has to offer.
Fewer even mirror more clearly the                                                                                                but will have certain
ideals of our Rainbow Nation.              Employ capable and experienced pro-        The union also aims to create among         limitations. If you’re in
                                           fessionals to interact with manage-        finance workers the desire to become a
The union has experienced enormous         ments on their behalf.                     member of the Sasbo family. Given the       doubt; confirm with
changes since its founding in 1916.                                                   high proportion of 100% Sasbo branch-       your broker.
                                           Elect a Management Committee to            es and departments that already exist,
                                           safeguard finances.                        this is a realistic goal. S
Sasbo Head Office
Fourmall Office Park West,
Building No. 1, Percy Street,
Fourways. Private Bag X84,
Bryanston, 2021.
                                           Where to get your efforts appreciated
                                                e all like to make a differ-
Tel: (011) 467 0192.
Fax: (011) 467 0188.                       W    ence … to have our efforts
                                           appreciated.
                                                                                      Most CEOs would settle for such
                                                                                      unstinting recognition, but are unlike-
                                                                                      ly to experience it.
                                                                                                                                  Scour five thousand years of recorded
                                                                                                                                  history and you’ll find few mentions of
                                                                                                                                  the achievements of business tycoons.
Sasbo News                                                                                                                        But you’ll find plenty of praise for those
                                           A flaw of the finance sector is that too   Wherein rests the difference?               saints and social reformers who helped
Fax (011) 234 1501.
                                           much of what we do is part of a pro-                                                   to relieve the suffering of mankind.
e–mail schraader@mweb.co.za.
                                           duction chain. We come to work, give       In the finance world we pursue an all-
The Sasbo News contact
                                           of our best, and leave not knowing         demanding, never-quite-adequate set         So, if you want your small slice of
number is specifically for
                                           quite where our efforts fitted in, or if   of commercial values.                       appreciation and immortality, you
matters regarding the                      anyone noticed their value.                                                            know what to do – start helping your
newspaper (changes of address                                                         At Sasbo, we pursue human values.           fellow beings. Your BEC is a good
and non–receipt of newspapers              By contrast, hardly a month goes by                                                    place to begin. S
should be advised to Sasbo                 without lavish praise for the efforts of   It is when you make a positive differ-
Headquarters).                             some Sasbo organiser - the bouquets        ence to human lives that the kudos
                                           extended to our Philip Landman in this     start flowing. It is the same on the
                                           issue of Sasbo News being no exception     broader stage of history.
                                           (see ‘Briewe/Letters’on page 14)




                                                                                                                                                                        2
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                www.sasbo.org.za




                                                                                                   National Executive Congress 2009
Continued from page 1

Transforming today
for a better tomorrow
ed that we will emerge from the reces-       On the negative side, we are still hav-
sion by year end.                            ing to deal with the ugly and dishon-
                                             est employer practice of undisclosed
Although the world - and South Africa -      overtime.
has seen massive job losses as a result of
the economic crisis, the South African       Domestically, we have over the past
banking sector has seen relatively few       year been able to revive the Cape
retrenchments although there have been       Town, Lowveld and Polokwane
job losses over this period.                 Branch Executive Committees and we
                                             are hoping to revive the East
In April this year South Africa held         Griqualand BEC by year end.
peaceful, free and fair general elections
and the ruling African National Con-         The Sasbo News has, after the compre-
gress was overwhelmingly re-elected          hensive member survey conducted in          Shaun Oelschig, Sasbo general secretary
with President Jacob Zuma as President.      the past year been revamped and
                                             redesigned into a cleaner, more mod-
There have been no significant labour        ern looking publication.
legislation amendments in the past year.
                                             Sasbo awarded honorary life member-
                                                                                        Feedback on progress
Sasbo has continued to exert influence
in the finance sector with our involve-
ment in and contribution to bodies
                                             ship (its highest honour) to Ms Joy
                                             Esterhuizen (now retired from active
                                             service) and to Mr Reuben Moeketsi
                                                                                        of 2008 NEC resolutions
                                                                                            asbo general secretary, Shaun
such as:
The Bankseta Council
Inseta Council
                                             (who sadly and very unexpectedly
                                             passed away).                              S   Oelschig, gave Congress 2009
                                                                                        the following feedback on the
                                                                                                                                   Secretary and two more elected mem-
                                                                                                                                   bers of the National Executive
                                                                                                                                   Congress. (NECR 11/08)
Bankmed Board of Trustees                    We have continued to expand our            progress of the resolutions passed
Nedmed Board                                 membership recruitment and service         at the previous congress.                  As required, the Standing Orders have
Financial Sector Charter Council,            capabilities by having employed addi-                                                 been amended, the two elected
Institute of Retirement Funds                tional recruiters and more organising      Alternate institutional council            National Executive Congress dele-
Nedlac                                       and legal staff.                           delegates                                  gates, i.e. Mr Daniel Joseph and Mr
Institute of Bankers Board                                                              “THAT the Union’s Constitution be          Malesela Lekota, participated in the
Standard Bank Group Retirement               To further improve communication           amended by, in both clauses 19.1.4 and     2009 resolutions committee. The reso-
Fund Board of Trustees                       with members we have increased our         19.2.3, inserting a new last paragraph     lution has been complied with.
Nedbank DC Pension Fund Board of             number of Memnet/branch reps/com-          that reads “Should the elected institu-
Trustees                                     mittee members. The number now             tional council/national council dele-      Establishment of regional
Nedbank DB Pension Fund Board of             stands at approximately 5 497 mem-         gate/s be unable to, for whatever rea-     offices
Trustees                                     bers (as opposed to 5 034 in 2008 and 4    son, attend any specific institution       “THAT the senior secretariat conducts a
Uni Global Union                             700 in 2007).                              council/national council meeting, such     feasibility study and determines criteria
Uni-Africa Finance (our President Joe                                                   delegate/s may be substituted by the       for a region to become a fully fledged
Kokela was re-elected UNI Africa             This year, we have had to represent        branch executive committee nominat-        branch, which should be referred to the
Finance President and Louise Plaatjies       members in 24% more disciplinary           ing another delegate to attend the rele-   Management Committee for approval.”
was elected Women’s President)               and grievance hearings than in 2008.       vant institutional meeting in the place    (NECR 12/08)
The Old Mutual Education Trust                                                          of the elected delegate.” (NECR 10/08)
Board of Trustees                            Nevertheless, the union’s membership       As required, this constitutional           As required, a feasibility study has
                                             had grown from 67 123 to 67 790 by         amendment was published in Sasbo           been conducted, concluded and
On organisational/institutional bar-         the end of September 2009.                 News, submitted to and registered by       approved by the Management
gaining matters, Sasbo has seen many                                                    the Department of Labour. The resolu-      Committee.
successes and developments.                  For this I must thank each and every       tion has been complied with.
                                             one sitting here. You have all con-                                                   General or deputy general
Our Old Mutual membership has                tributed to this growth.                   Election of additional two                 secretary position reserved
exceeded 1 000 and we have been                                                         members to the resolutions                 for designated groups
included in the Omdaba processes (a          The Sasbo staff has been relatively sta-   committee                                  “THAT, should a vacancy occur in
partial form of recognition). African        ble over the past year, with 89% of all    “THAT the National Executive               either the position of the General
Bank membership has continued to             appointments and 100% of all promo-        Congress elects two new additional         Secretary or Deputy General Secretary
grow in leaps and bounds and we              tions being from the designated            members, and one alternate, from           and until Sasbo has complied with the
recently signed a formal recognition         groups. Numerous employees have            amongst themselves to serve on the         FSC, at least one of the two positions
agreement with them. Most of our             undergone training and there are           Resolutions Committee to run concur-       should preferably be filled from the
remuneration negotiations have               plans for many more to do so next          rently with the Presidential term. Such    designated groups (in line with the
resulted in above inflation and double       year; and the vast majority of Sasbo       members should not be serving on the       Employment Equity Act) in the
digit settlements. We have agreed a          employees and Management                   Management Committee and shall be          Union.” (NECR 13/08)
financial wellness policy at Absa. At        Committee members attended                 elected delegates until the next
FNB we agreed improved study leave.          Diversity Management workshops.            National Executive Congress.”              As neither the General nor Deputy
At Nedbank we saw better incentives,                                                    The Resolutions committee will thus        General Secretaries’ positions have
and in Standard Bank improved home           Against this background, the secretari-    consist of President, Deputy President,    become vacant, there has been no action
loan benefits were introduced.               at report is presented. Thank you. S       General Secretary, Deputy General                               Continued on page 4


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 3
The official organ of Sasbo, The Finance Union, est. 1916                                                                                              www.sasbo.org.za




 National Executive Congress 2009
Continued from page 3                                                                 equivalents and upwards (i.e. Regional     Of the total Sasbo staff, 85% (excluding
                                                                                      Secretary and up) we have 67% (2008=       foreign nationals) (2008 = 90%, 2007 =
Feedback on progress                                                                  70%, 2007 = 62%, & 2000 = 33%) of
                                                                                      employees from the designated groups
                                                                                                                                 90%, & 2000 = 81%) are from the des-
                                                                                                                                 ignated groups.
                                                                                      as defined by the Employment Equity
of 2008 NEC resolutions                                                               Act (55 of 1998). Designated groups
                                                                                      are South African employees who are
                                                                                                                                 Of the designated group, 71% (exclud-
                                                                                                                                 ing foreign nationals) are “Black”
on this resolution, but the Management     believe in a union, society and country    African, coloured, Indian, women or        (2008 = 72, 2007 = 74% & 2000 = 53%),
Committee has taken note and will in       where people, irrespective of colour,      disabled employees                         and 26% are white females (2008 =
the event of a vacancy occurring deal      race, gender, religion, etc. are equal.                                               26%, 2007 = 25%, & 2000 = 46%).
with the matter accordingly.                                                          If for our Professional Grade 3 (P3) and
                                           Equality is unconditional; equality is     equivalents and upwards (i.e. Regional     In total 76% (2008 = 72%, 2007 = 69%,
Transforming today for a bet-              about going forward as one undivided       Secretary and up) we exclude the           & 2000 = 83%) of the designated group
ter tomorrow!                              union, society and nation.                 General and Deputy General                 are female and 24% (2008 = 28%, 2007
As sasbo, we who espouse equality                                                     Secretaries, we have 75% i.e. (2008=       = 31%, & 2000 = 17%) are male.
and demand a fair, just, equitable,        Only once we have achieved this can we     80%, 2007 = 73%, & 2000 = 36%) of
equal and non-racial society and           talk about having transformed and hav-     employees from the designated groups.      Undesignated white males make up
workplace, must do some introspec-         ing achieved our transformation goals.                                                12% (2008 = 10%, 2007=11%, & 2000 =
tion and always think about our                                                       At Assistant General Secretary level       19%) of all Sasbo permanent employ-
actions and decisions, we must think       For as long as we bring colour, race,      we have 86%, i.e. 6 out of 7 (2008 =       ees.
about what we say and do and ensure        gender, religion, etc. into any view       85%, 2007 = 80%, & 2000 = 25%) repre-
that the ugly head of hypocrisy is not     and/ or decision we have or make, we       sentation from designated groups.          We will continue to work on and mon-
sitting on our shoulders, we must          cannot say that we as South Africans                                                  itor our position in terms of employ-
think about whether we are adhering        have transformed.                          For Professional Grade 2 (P2) and          ment equity.
to or failing to adhere to our own stan-                                              equivalents and below (i.e. Organiser
dards and expectations.                    Sasbo’s staff position as regards          and below) our staff is made up of         May we continue transforming today
                                           “transformation” employment equity         91% (excluding foreign nationals)          for a better tomorrow. S
If we were ever to speak of or dream       as at end September 2009 was:              (2008 = 94%, 2007 = 97%, & 2000 =
of an end to racism and a non-racial                                                  92%) employees from designated
and equal society then we must surely      For our Professional Grade 3 (P3) and      groups.



Resolutions passed
by Congress 2009
     he following resolutions              equivalents) and assistant

T    have been adopted by
     Sasbo’s 2009 National
Executive Congress 2009:
                                           general secretaries
                                           That should a vacancy occur in the
                                           positions of Regional Secretaries (and
                                           equivalents) or Assistant General
Appointment of a training and              Secretaries, and until Sasbo has com-
development officer                        plied with the Financial Sector Charter,
That Sasbo establishes a full-time post    such positions must preferably be
of Training Officer to head up train-      filled, from within the union, from the
ing, development and education, i.e.       designated groups in line with the
to organise, prepare and execute all       Employment Equity Act, and
training needs of all the Union struc-
tures, and that the senior secretariat     That the Management Committee, in
should, depending on the need, deter-      conjunction with both the General and
mine the functions and level of such       Deputy General Secretaries, should be
training officer.                          involved in such final selection            The congress delegates received t-shirts with a soccer theme.
                                           process.
Funds to be allocated towards
social interaction between                 Training and development of                That, where practicably possible, all      to be referred to the National
branch executive committees                retrenched finance sector                  Branch Executive Committees that           Executive Congress for ratification at
That the Management Committee of           workers                                    were once functional and later became      their first meeting after the decision
the Union creates a budget so as to        That Sasbo use its influence within the    dysfunctional be re-established as a       has been taken.
enable Branch Executive Committees,        Banking and Insurance Sector               matter of extreme urgency.
in close proximity, to interact on a       Education and Training Authorities so                                                 Subscription cap
social level.                              as to ensure that they source informa-     Standing orders and resolu-                That clause 6.1 of the Sasbo Constitution
                                           tion about skills that could enhance       tions committee                            be amended by replacing the words
Process of transformation in               employability of finance sector            That the Resolutions Committee,            “One Thousand Rand (R1 000) per
the union                                  employees, and                             chaired by the President, be empow-        annum” with the words “Two Thousand
That the union’s management                                                           ered to review and make changes to         Rand (R2 000) per annum”. S
Committee, together with the General       That Sasbo use its influence within        standing orders, such changes are then
and Deputy General Secretary, should       the Bankseta and the Inseta so as to
be the responsible and accountable         ensure that they optimise and use
parties in leading the process of trans-
formation in the Union, and
                                           their resources to develop a pro-
                                           gramme that retrenched finance sec-
                                                                                      Constitutional Amendment
That they report to the Union’s            tor workers could utilise to make          The 2009 Sasbo National Executive          ‘that the wording in clause 6.1 “one
National Executive Congress annually.      them more marketable.                      Congress, which took place between         thousand rand (R1 000,00) per annum”
                                                                                      23 and 25 October 2009, agreed the fol-    be replaced by the words “two thou-
Selection and appointment of               Revival of dysfunctional                   lowing amendment to clause 6.1 of the      sand rand (R2 000,00) per annum’. S
regional secretaries (and                  branches                                   Union’s Constitution:


                                                                                                                                                                      4
The official organ of Sasbo, The Finance Union, est. 1916                                                                                               www.sasbo.org.za




                                                                                                  National Executive Congress 2009

Sasbo Black Women Chapter
      enedicta Johnson, deputy             Objectives                                 Projects they will research

B     chairperson of the Sasbo
      Black Women Chapter, gave
the NEC this feedback on the
                                           To contribute towards education
                                           and/or training of black women and
                                           black children
                                                                                      and/or implement
                                                                                      Women’s Development Fund
                                                                                      Farming project
chapter’s activities over the                                                         Education assistance
previous year.                             To fund research relating to or relevant   Entrepreneurship
                                           to black women and black children          Communication
Sasbo was nominated as a
beneficiary of the Wiphold NGO             To assist in the development of skills     Essence of Mangete Project
Trust and therefore the union              and competencies of black women and        The committee is supporting a project
receives funds from the Wiphold            black children                             called Essence of Mangete in KwaZulu-
NGO Trust for the purpose of                                                          Natal. They are planting lemon grass
assisting in the empowerment of            Activities                                 and sugar cane. They are currently
black women and black children. The        Disbursement of funds                      training the women in the community
Management Committee of the                                                           to do the planting (out-growers). We
                                                                                                                                   Benedicta Johnson,
union has decided to establish a sub-      Bursaries                                  have purchased a distillation unit for
                                                                                                                                   deputy chairperson of the
committee to ensure that the               The committee awarded 37 bursaries         them. This will enable them to distil the
                                                                                                                                   Sasbo Black Women Chapter
prerequisites are achieved.                                                           lemon grass and sell it.
                                           The bursaries were for school fees at                                                  sure the bursaries are paid and finalise
Committee members                          high school and university                 Way forward                                 details of a study scheme for members.
Thaera Rahman – Chairperson                                                           In November the Chapter will hand
Benedicta Johnson – Deputy                 High school – R6 000 and University        over the distiller in Mangete and meet      Benedicta concluded her report saying:
Chairperson                                R15 000                                    with the out-growers.                       “The committee would like to thank
Noxolo Jonas – Member                                                                                                             the Management committee for their
Louise Plaaitjies – Member                 We had 22 applications for high school     There has already been a call for appli-    confidence in appointing us to lead
Samantha Anthony – Finance Manager         and 15 for university                      cations for 2010 bursaries through          this project and their continued sup-
Patrick Msibi – Mancom Member                                                         Sasbo News. The committee will con-         port since we were appointed.” S
Isaac Ramputa – Sasbo Staff                The total amount paid was R293 294         sider and approve applications, make




L
     ifted by the occasion,
     members were in lyrical
     mood at Sasbo’s 2009
                                           Waxing lyrical at congress
National Executive Congress.
Various members contributed to                         who sacrificed
the atmosphere with poems and              A career in engineering to be a service
songs.                                      professional specialising in banking,
                                           I am the employee, whose passion is
Most notably, Mpendulo Xwazi’s emo-              to service the community,
tional poem ‘Who am I?’ won the dele-            I am the one who learned
gates’ respect and the whole congress        Mathematics from Karl Marx that
sang along to Noddy Naudé, Daniel               Common plus Unity equals
Joseph, Adele Engelbrecht, Noxolo          Community and that I am a member
Jonas, Puban Naidoo, Paul Lubbe and                        of that
co’s adaptation of the song                      community above all else.
“Loslappie”.                                             Who am I?

            Who am I?                      I am the budding poet trapped in pro-
        By Mpendulo G. Xwazi                       crastination and cannot
                                            Blossom as the flowers, flora, and the
              Who am I?                              fynbos of the Karoo,
   I am born of the descendants of           I am the one who educates through
              Mzilikazi,                                  my speech,
I am born of the descendants of Phalo                     Who am I?
              kaTshiwo,
                                                                                       Sasbo delegates show they have “gees”.
              Who am I?                     My voice of reason resonates within
                                              the mind of the lost child whose
       I am uKhumalo, Mntungwa,                     Dreams are in tatters,
        kaMzilikazi kaMashobana,            My words educate, inspire and moti-         drive of the woman who sells amag-                Ek is ’n Sasbo-lid
                 Who am I?                  vate those whose hope seems but all                        winya
    I am the grandchild of AmaCube,                         lost,                         At the corner of Paul Kruger and                O, ek wil huis toe gaan
          ooMadiba, ooSophitsho,                        Who am I?                                   Bloed streets,                             na Sasbo toe
 I have been raised by the Bahlakoane                                                 I am impressed by the zest with which                   Die resessie rol
            babatle li momotela,            I am the one, who dances to the rich      the young man darts, dashes and drib-                Ma’ die bank is vol
                 Who am I?                   melodies of Proudly South African             bles in between rushing cars in          ’n Lid wat vandag by my aansluit
I am the son of the soil that shapes the                    Music,                       Lynnwood road shouting “Pretoria                   hy kan maar kom
         valleys and the hills of the         I bump with Prokid when he says                 News, Beeld, Daily Sun..”                    Ek is ’n Sasbo-lid S
      Drakensberg, uKhahlamba, Aa!               “Bumpa, Bumpa Bumm-pa”,                              Who am I?
                   Maloti.                     Ngishay’indlamu when Izingane
  I am whose voice can be heard from               Zoma sing “Bonk’abantu                   I am all this and more, but
   the top of the Magalies Mountains,                   bafun’uZuma”                   I remain Mpendulo Sicelo Goodwill
                 Who am I?                  Kea hobela le Famole oa Matetile ha                 Peacemaker Xwazi.
                                                      are “Ranta e oele”
 I am the brilliant, intelligent student     I am the one who is inspired by the


 5
The official organ of Sasbo, The Finance Union, est. 1916                                                                                               www.sasbo.org.za




 National Executive Congress 2009

Congress given details
of a busy Mancom year
       eporting to Congress on

R
                                           Approval of the Black Women’s
       Mancom’s activities over            Chapter education assistance scheme.
       the past year 2008/9,               Approval of the union’s new
deputy president, Marquis Noël,            marketing plan.
provided a comprehensive list of
actions approved and initiated by          A re-evaluation of training and devel-
the Committee at its six regular           opment within the union and an allo-
and two off-site meetings during           cation of R200 000 for transformational
the year. Among the more notable           training.
of these were:
                                           The awarding of honorary life
The decision to send a seven-strong        membership to Joy Esterhuysen and
delegation to the UNI-Africa               Ruben Moketse.
conference in Tunisia.
                                           Domestically, costs were re-evaluated
The purchase of shares in the four big     at all levels with the aim of creating a     Marquis Noël gives feedback on behalf of Mancom.
banks.                                     smarter, more cost-efficient operation.

A R5-million investment in                 To this end, during the year Mancom
transformation-based investment            made a number of decisions regarding
NEW SA.                                    staff pensions, promotions, remune-
                                           ration and training, vehicle costs,
A R10 000 donation to ZIBAWU,              recruiting incentives, and insurance
Zimbabwe’s banking union.                  cover for delegates on Sasbo business.

The decision to continue the               Sasbo and the Sasbo Benevolent Fund,
substantial assistance that Sasbo has      whose activities are controlled by
been providing to Aids orphans             Mancom, received an unqualified
through the interaction of its BECs.       audit for 2008. S



Union unveils new
marketing strategy
                                           The overall aims of the marketing plan
                                           will be to:

                                           Take Sasbo closer to its members

                                           Bring members and non-members
                                           closer to Sasbo

                                           Increase member awareness and par-
                                           ticipation

                                           Increase public awareness of the union

                                           Dramatically increase direct communi-
                                           cation within the union
 Ben Venter, Sasbo deputy
 general secretary.                        The first step in the new plan will be
                                           the creation of a Sasbo sales team. The     Sasbo on to every desk’ via the Sasbo       “Other key aims of the plan will be to
                                           union has stressed, however, that           website, SMS’ and email communica-         help our AGSs to get even closer to
        t Congress 2009, Sasbo

A
                                           implementation of the plan will not be      tions.                                     their institutions and to expand the
        unveiled a new marketing           the sole concern of the union’s market-                                                Sasbo family through the creation of
        strategy geared to adapt           ing/PR staff. It will involve interaction   “The process of bringing members           more branch executive committees.”
the union to its changing business         with other staff members, union mem-        closer to their union will bring mem-
environment as well as heighten            bers and consultants, in need.              bers more opportunities and enjoy-         Longer-term aims of what promises to
member participation in its affairs.                                                   ment,” said Ben Venter, deputy gener-      be an invigorating plan that will inject
Industry trends driving the need           Research into such issues as analysing      al secretary, in introducing the plan to   more interest and excitement into all
for a re-aligned marketing                 the competition, the positioning of the     Congress.                                  levels of union activity are likely to be
approach were identified as: the           union’s product and services, pricing                                                  PR and media training and liaison for
development of leaner and mean-            and best methods are likely to form         “There will be regular incentivised        key members, head office and regional
er banks; the advent of the ’new           part of the future marketing approach.      competitions that will enable members      staff; the use of advertising campaigns;
generation’ banker interested in                                                       to win trips; other value-added bene-      and moves that will heighten the
personal rather than collective            The plan has key result areas with          fits; colourful and informative litera-    union’s presence on the national and
enrichment, and higher member-             short-, medium- and long-term aims.         ture, more branch visits, Sasbo mer-       international stages. S
ship deletions.                            Its most immediate aim will be to ‘get      chandise and other marketing aides.


                                                                                                                                                                       6
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                     www.sasbo.org.za




                                                                                                        National Executive Congress 2009
                                            ‘The rich are being bailed out while the poor are being sold out…’

                                            Sasbo president       states union’s
                                            stance on key socio-economic issues
                                            tions of a greed-driven economic col-          as government’s problem alone. It is         ploying affected staff members into
                                            lapse, he said: “The economic turmoil          an issue for all South Africans. We can-     positions that will not require them to
                                            has caused states and the rich to intensi-     not go on supporting an organisation         be FAIS-compliant. They have no
                                            fy their attack on the poor by cutting         managed by greedy people who think           other plans for them except dismissals.
                                            social services, retrenching millions of       only of themselves.
                                            workers and smashing people’s rights.                                                       “Comrades, as Sasbo we have taken a
                                                                                           “As the main users of electricity, busi-     position, a position that says let them
                                            “The political and corporate elite are         ness in particular needs to take the         dismiss one, bazobona onina, they will
                                            trying to make the poor pay for the cri-       lead in addressing the crisis.”              see their mothers.
                                            sis. In the process they are forging on
                                            with the most unequal, unstable and            Joe pledged Sasbo’s unequivocal sup-         “Our position is a very clear one; rede-
                                            brutal society in human history.               port for Cosatu’s campaign to ban            ploy the affected members.
 Modime Joe Kokela, Sasbo                                                                  labour brokers.
 President.                                 “The system that now exists is highly                                                       “We are currently preparing our-
                                            unstable and is driven by greed, arro-         “We reject all forms of labour broking       selves for a legal battle with the
                                            gance and short-sightedness. A handful         in totality because it cynically manipu-     banks on this issue and we will leave
     n a tough and broad-ranging

I
                                            of people have made trillions while the        lates and exploits workers and denies        no stone unturned in ensuring that
     address to Sasbo’s 2009                rest of us - especially the poor, who are      them workers rights and union repre-         the FAIS issue is handled correctly,
     National Executive Congress,           paying for this crisis - continue to suffer.   sentation,” he said.                         fairly and justly.
union president, Joe Kokela, iden-
tified key socio-economic and               “Does this mean capitalism is failing or       “You cannot work for one master and          “You see, comrades, you will need
domestic problems affecting the             has failed? Does capitalism have a con-        be paid by another.”                         Sasbo as your union for a very long
union’s members and spelled out             science? Are the government bail-outs                                                       time,” he added.
the union’s approach to them.               of the banks a sign that the world             Joe issued a strong warning to those
                                            would prefer to become more socialistic        banks considering dismissing                 Sasbo’s president ended his address
His address covered the global econo-       than before?                                   employees who have not met their             by pointing to the changing pattern of
mic meltdown, the SA police’s controver-                                                   FAIS deadlines.                              Sasbo’s membership – almost 85% of
sial ‘shoot to kill’ policy, the proposed   “I don’t know the answers. But the way                                                      members have been members for less
National Health Bill, labour broking, the   things are presently being done, the rich “As Sasbo we have a problem with that             than five years – and how this has
Eskom and Coega crises, proposed FAIS       are being bailed out while the workers    - a serious problem - because we believe          heightened the need for the union to
dismissals and transformation.              are being sold out.”                      it is a wrong approach,” he said.                 ‘transform to remain relevant.’

After he had spoken, he was unani-          Moving to local issues, Joe went on to         “Remember these people can still do          “We must embrace change before it is
mously re-elected to serve a fourth         urge Sasbo members to support govern-          their jobs. It is just that now there is a   forced down your throat,” he said. “If
consecutive three-year term as the          ment’s plan to launch a National Health        new legal requirement that they are          we reject change, the next generation
union’s president.                          Insurance plan. He said that a scheme          being told to comply with.                   will also reject us and everything that
                                            wherein all participants paid the same                                                      we have stood for.” S
Sasbo’s president began by focusing         contribution would create the necessary        “The banks are not talking about rede-
on the SA police’s recent distressing       cross-subsidisation between young and
‘shoot to kill’ action that had seen the    old, prevent the dumping of patients
police pumping nine bullets into a car      too old or too poor to afford health care
suspected of being hijacked and killing     and alleviate the plight of the poorest of
an innocent woman and a three-year-         the poor.
old child and then later condoning
their action.                               Turning his attention to the Eskom cri-
                                            sis, Sasbo’s president described it as ‘a
“Shooting to kill does not do South         worrying factor that has to be taken
Africa any good. It makes some              seriously by the labour movement.’
policemen gun-crazy,” he said.
“Unless the government can put prop-        If Eskom’s proposed 45%-a-year tariff
er models of behaviour in place, we         increase is approved, likely problems
will be among those countries that          would be :
have failed its citizens.”                  • Retarded recovery from the
                                                economic recession
Speaking on the global economic crisis      • Slower economic growth
of the past two years – ‘the worst since    • Higher than anticipated interest rates
1929-30’ - Joe slammed what he called       • Money removed from households
‘one of the greatest wealth grabs in            and business
history.’                                   • Continued suffering for the working
                                                class
He continued: “The global corporate
elite were bailed out by their political    “Already, a Coega project – potentially a
chums with public money at the              big job-creator - has been withdrawn,
expense of the poor and the working         thereby denying workers in the Eastern
class.”                                     Cape much-needed employment oppor-
                                            tunities.                                       Congress delegates listened attentively to the presentations.
Stressing how closely capitalism’s cur-
rent crisis reflected Karl Marx’s predic-   “The Eskom problem must not be seen



 7
The official organ of Sasbo, The Finance Union, est. 1916                                                                                     www.sasbo.org.za




Nedbank
                                                                                       Eugene is
Time to have your say
S  alary negotiations between Sasbo
   and Nedbank are scheduled to
commence early in February 2010.
                                           Other factors that must be taken
                                           into account when negotiating on
                                           matters of salary increases include
                                                                                       Bankseta’s
“In order for your negotiating team
to have a better understanding of
                                           medical costs, education costs and
                                           utility costs. It is most unfortunate
                                           that medical aids are increasing
                                                                                       new chairperson
                                                                                                                              asbo assistant general sec-

                                                                                                                       S
its members’ expectations, their           subscriptions for the majority of
participation in this process is of        members by amounts that are well             Bankseta                              retary, Eugene Ebersohn,
paramount importance,” says                in excess of inflation and we are                                                  has been elected to the
Wayne Hattingh, assistant general          also very aware of the negative                                             position of chairperson of the
secretary for the Nedbank portfolio.       impact the proposed increases in                                            Bankseta Council. He takes over
                                           electricity prices, could have on dis-                                      from Sipho Ngidi of Standard
When considering the level of              posable income.                                                             Bank, who served the council for
increase on the banks remuneration                                                                                     the last two years.
bill, it is important to consider a        Our Nedbank members are encour-
number of factors:                         aged to complete the Salary Survey                                          “It will be a tough task to fill the shoes
   General state of the economy;           Form below and return it to Sasbo                                           of Sipho, our previous chairperson,
   Performance of the bank;                before 22 January 2010 by email to                                          who did a fantastic job,” said Eugene.
   Inflation (CPI);                        rosavs@sasbo.org.za or faxing it to                                         “It is an honour to serve the council in
   The global economy;                     0866 827 022.                                                               this way and I will do my best to live
   Other salary settlements; etc.                                                                                      up to the challenges. There were some
                                           Only Sasbo members are permitted                                            changes announced in the SETA envi-
Whilst there is evidence that the          to participate in this process. If,                                         ronment recently, and we expect more
banking sector has been affected by        however, you are not a member of                                            changes to come. The next few years
the global financial uncertainty, it is    Sasbo then, to ensure your partici-                                         will be challenging, but we must con-
also so that the banks are showing         pation, kindly complete the mem-                                            tinue to serve the sector with the same
commendable resilience and are             bership application form on page 19                                         dedication as in the past.”
generally in good order.                   of this issue of Sasbo News and
                                           return it along with your completed                                         Sasbo has four other representatives on
On the world economic front there          Salary Survey Form.                          Eugene Ebersohn, Sasbo         the Bankseta Council. They are: deputy
is evidence that many countries are                                                     assistant general secretary.   general secretary, Ben Venter – a previ-
moving out of the recession and            Please return only ONE form per                                             ous chairperson - Joe Kokela, Isaac
this should also bode well for the         member. S                                                                   Ramputa and Vanessa Hattingh. S
SA economy.

Please record in the block below the Lowest Acceptable Percentage Increase on the bank’s remuneration.



              %                                                                                                          2010
Name:

Surname
                                                                                    Initials
                                                                                                                        Sasbo
Postal Address
                                                                                                                         subs
                                                                                                                           At its last meeting,
                                                                                                                          Sasbo’s Management
Telephone Work                                                                                                             Committee set the
Cell
                                                                                                                               union’s 2010
                                                                                                                              subscriptions
E-Mail                                                                                                                      at R69 a month.
Employee No.
                                                                                                                         The new subscriptions
Sasbo Mem. No.                                                                                                            will come into effect
                                                                                                                           on 1 January 2010.
Branch/Dept




                  Who will fight for you on your problem insurance claim?
                  Phone GWIB (Pty) Ltd on (011) 510 1300 for a free, no obligation premium quote.

                                                                                                                                                             8
The official organ of Sasbo, The Finance Union, est. 1916                                                                                           www.sasbo.org.za




Insure the smart way:
Cost savings tips in
financially trying times
       ne of the benefits Sasbo

O
                                           Understand the makeup of your pre-       Take an Advanced Driving course.
       offers its members is the           miums (loadings and discounts) so
       competitive short-term              that you can ensure that you’re paying   Claim against your policy only when
insurance rates provided them by           the right amount for the risk profile    strictly necessary so that your No
GWIB Insurance Brokers. In order to        that you present.                        Claim Bonus remains intact and your
add even more value, GWIB gives                                                     premiums reduce.                          better risk - even if you have not been
some advice on insurance issues.           If you have more vehicles than garage                                              asked the question. You never know,
                                           space, make sure the more expensive      Do not always specify items separately    it just may earn you a discounted
The premium you are charged is             vehicle is garaged so that you enjoy     on All Risks. Weigh up the cost of this   premium.
directly related to the ‘risk’ that the    the maximum premium discount.            insurance against the risk that you are
insurer sees in you or your property.                                               prepared to assume for these items        Many insurers generically use credit
Evaluating this risk is not a science      Find out about:                          when they are removed from the            scores (ITC) to evaluate your risk pro-
(yet) so take every opportunity to                                                  house.                                    file. If you have a judgment against
influence the insurer’s opinion by pro-    Voluntary additional excess discount                                               your name, share this with the insurer
viding accurate information about          structures.                              Consider limiting cover for older vehi-   and he may be able to assist if he
these points that make you a safer                                                  cles.                                     knows the circumstance. S
option to insure:                          Whether additional security measures
                                           will save you premium.                   Consider reducing cover to pay for
Make sure that your broker is aware of                                              only catastrophe or major losses.
your age and security measures in          Think about limiting the drivers on
place in order to optimise discount        your policy. This will save you premi-   Share any information with your
structures.                                um or reduce the excess that you pay.    broker that you believe makes you a



African Bank




African Bank
members elect their
shop stewards
       asbo and African Bank

S
                                           These photographs taken during the
       signed a recognition agree-         drive in KwaZulu-Natal show: (Right)
       ment during the year.               Jacelyn Armstrong (regional organiser:
                                           Sasbo Durban) congratulating Khozi
Following that, the union’s Regional       Mngomezulu (sales consultant) on her
Offices launched an election drive         election as shop steward for the         (Above left) Jacelyn was also present     (manager: African Bank Selgro Centre)
nationally to give African Bank mem-       Newcastle area. With them is Jaco        to congratulate Filby Nzimande on his     was on hand to offer his congratula-
bers the opportunity to choose their       Viljoen (manager: African Bank           election as the shop steward for          tions. S
union representatives.                     Newcastle).                              Pietermaritzburg. Leeches Mkhize


                  Who will fight for you on your problem insurance claim?
                  Phone GWIB (Pty) Ltd on (011) 510 1300 for a free, no obligation premium quote.

 9
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                      www.sasbo.org.za




Sasbo’s Black Women                                                                   EDUCATION ASSISTANCE SCHEME
                                                                                      Name of Applicant:

Chapter calls for                                                                     Sasbo Membership No:

bursary applications                                                                  Name of Bank / Institution:

                                                                                      Name of Student:
       asbo’s Black Women’s

S
                                               defined by the union’s
       Chapter, which creates educa-           constitution.
       tional opportunities for black,     •   In order to qualify for the
                                                                                      Student No:
coloured and Indian women who are              assistance on offer, applicants
single parents, is inviting bursary            must be able to demonstrate the        Name of School / Institution:
applications. The closing date for             ability to advance to the next level
applications is 30 December, 2009.             of education.
                                           •   In the event where a learner fails     Grade / Course:
The funding provided by the scheme             to demonstrate the ability to be
covers the cost of one year’s educa-           promoted to the next level of          Contact details
tion for a single student at any South         learning based on the learner’s        Tel – Home:
African State high school (up to a             year-end results, the Committee of
maximum of R6 000) or tertiary edu-            this Scheme reserves the right to      Tel – Work:
cation body (up to a maximum of                decline or withdraw such               Cell no:
R15 000).                                      assistance.
                                           •   Assistance will be limited to only
Bursary applicants will be selected            one learner per family. However,       An application will only be considered              document and/or passport;
by a Selection Committee appointed             the Committee may consider the         if the following certified copies are            • The identification document of the
by the Sasbo Black Women’s Chapter             number of learners per family in       submitted to the Committee within the               parent or guardian;
Committee. The decision of that                relation to the household income.      stipulated time period as mentioned              • An original letterhead of the school
committee will be final.                   •   Sasbo’s Black Women’s Chapter          above to Private Bag X84, Bryanston,                containing the following banking
                                               Committee will have the sole           2021:                                               details:
Qualifying criteria                            discretion to make decisions that      • The learner’s latest mid-year                     - The name of the bank;
The definitions and criteria covering          it considers are reasonable and            results;                                        - The branch;
the selection process are:                     fair under the circumstances.          • The learner’s year-end results must               - The bank code (six digital
• Applicants must be African,                                                             also be provided as soon as it                    number);
   Coloured or Indian women resident       Applicants are urged to fill in their          becomes available;                              - The account type;
   in the Republics of South Africa.       applications neatly and accurately as      • Parent’s most recent payslips;                    - The account number; and
• Applicants must be Sasbo                 unclear applications will not qualify      • The learner’s copy of birth                       - The school fees.
   members in good standing, as            for consideration. S                           certificate and/or identification



Standard Bank
100 new members                                                                        Letters
in one day at one building!                                                           Praise for Nico
        uring October, Moira Abrams,

D
                                           team,” says Eugene Ebersohn, assis-        I would like to express my heartfelt gratitude
        Salome Cossa and Alia              tant general secretary for the             to Nico van den Bergh for the commitment,
        August of Sasbo’s                  Standard Bank portfolio.                   dedication and support that he portrayed
Johannesburg regional office                                                          towards not only the Sasbo member, namely
arranged an Open Day at Standard
Bank Home Loans and Card
                                           Venessa Botha, regional secretary for
                                           the Johannesburg office, is equally
                                                                                      Peri-Jean, but also towards her entire family.
                                                                                      I have been a Sasbo member throughout my         I now know
Division, both situated at 45
Commissioner Street in the city.
                                           proud of her recruiters’ efforts.          banking career of 33 years, and have served
                                                                                      on the branch executive committee for over       what Sasbo
Working from early in the morning
                                           “They really managed to make the
                                           staff see the need to join a profes-
                                                                                      10 years, but never before have I seen so high
                                                                                      a level of dedication.                           stands for
till eight in the evening, their efforts   sional union – not only for their own                                                       Words will never express the amount of
paid high dividends. On the first day      protection but also to add their voice     Despite his hectic programme, Nico has           gratitude that Ursula deserves. When I
they recruited 100 members. Over           to the collective bargaining process-      really walked the extra mile by doing            underwent a suspension period, I
the next three days they raised the        es,” she says.                             consultations and preparations around            thought there was no way forward.
total to 175 new members. Better                                                      the clock and more especially over week-
still, on the last day of that week        Standard Bank staff obviously see          ends. It is clear to me that he has a pas-       When I saw Ursula on the day of my
Moira and the telesales team recruit-      the benefit of having Sasbo in their       sion for what he is doing and that is the        hearing, I felt relief. She gave me a great
ed 50 new members at an Open Day           corner. They have also seen the            direct result of his efficiency and high         amount of reassurance. She was profes-
in Constantia Kloof.                       results of negotiating successes by        performance standards.                           sional and looked so assured. I will for-
                                           Sasbo and, with salary negotiations                                                         ever be grateful for her timeous efforts.
“This meant that a total of 225 new        scheduled for January 2010, want           He is an asset to Sasbo and its members          Through her, I now know what Sasbo
members were recruited in five days        the opportunity to add their voice to                                                       stands for.
in Standard Bank alone. That’s out-        the union’s demand. S                      Desiree Edwina Brown - Branch
standing. Well done, our Jo’burg                                                      Manager: Metropolitan Bethlehem                  Keneilwe Bodigelo – Standard Bank



                  Who will fight for you on your problem insurance claim?
                  Phone GWIB (Pty) Ltd on (011) 510 1300 for a free, no obligation premium quote.

 11
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                                  www.sasbo.org.za




                                                                                        Vacancy in Bank                                       knowledge of Word, Excel and Power

 Pensioner’s                                                                            Pensioners
                                                                                                                                              Point as the successful applicant will
                                                                                                                                              have to update and maintain the BPS
                                                                                                                                              website.

 Corner                                                                                 Society’s office
                                                                                        The position is to run the office at
                                                                                        BPS’s office in Johannesburg.
                                                                                                                                              Proven skill in general office work.

                                                                                                                                              The salary range is between R7 000
Spare a thought for the poor at            Christmas –                                                                                        and R8 000 per month, negotiable.
Christmas                                  more                                         This is a half-day job and the applicant
Before you know it Yuletide will be        especially those who are now in their        will have to work on Tuesdays,                        No medical aid or pension fund avail-
upon us and the magic of Christmas         eighties.                                    Wednesdays and Thursdays from                         able.
will bring a tear to the eye while the                                                  09h00 to 14h00.
tiny folk stare in wonder.                 While appealing for members’                                                                       Leave is in terms of the current labour
                                           charity, let’s cast the net a little wider   A full job description is available on                laws.
On the other side of the coin,             and say:                                     request.
however, many a household will be                                                                                                             The closing date for applications is 15
experiencing a very bleak Christmas        Where are your moving or funny               Previous banking experience will be                   January 2010.
indeed.                                    stories?                                     preferable.
                                                                                                                                              Applications together with CV to be
My plea to all members this                Where is the news of your travels …          Other required qualifications are:                    forwarded to PO Box 1871,
Christmas is to spare a thought for        and of our hobby enthusiasts’                                                                      Saxonwold, 2132. S
the homeless and the poor.                 activities?                                  Computer literacy with a working

Please also remember that the              How about more response to our
Benevolent Fund – which is funded          competitions?
solely by members’ donations -
needs to be fuelled to be able to
assist when called upon.
                                           It is members that we need. They
                                           are the stuff that gives the BPS life.
                                                                                         Did you know ?
May the spirit of Christmas touch          Toodle-loo for now.                           The first advertisement for credit was placed in
you all in a very special way this
year.                                      God bless.                                    1730 by Christopher Thornton, who offered
                                                                                         furniture that could be paid off weekly.
Having said that, I am aware that          Mac S
many of our members must also be
feeling the financial pinch this



                                                                                                  P ts
                                                                                               BnefiS
                                                                                               Be
                                                                                                                                    Bank Pensioners’ Society
                                                                                                                              Bank Pensioenarisse Vereniging


                                                                                                       BANKMED                                         BENEVOLENT FUND
                                                                                        The BPS was instrumental in arranging a                Application may be made to the National
                                                                                         toll free number with Bankmed for its                 Council of the BPS for financial assistance
                                                                                         members and is available from 8:00 to                  expenses in deserving and exceptional
                                                                                        16:30 every day of the week. The number                    cases. Write to BPS, PO Box 1871,
                                                                                                     is 0800 226 5633.                           Saxonwold, 2132, Tel: (011) 442 0030.


                                                                                          FREE Legal Advice – by telephoning
                                                                                         0860 002 437 advice and assistance can                              INSURANCE
                                                                                         be obtained on any legal matter, from a
                                                                                        highly qualified team of lawyers any time                Special insurance requirements tailored
                                                                                        of the day or night, 365 days of the year.               to your needs as a BPS member. Phone
                                                                                        One half–hour interview with an attorney                  Graham Walker Insurance Brokers at
                                                                                        can be arranged as well. Available to BPS                    Johannesburg (011) 510 1300.
                                                                                                      members only.

                                                                                         A FREE copy of SASBO NEWS will be posted to each member of BPS every month.

                                                                                        Bank Pensioners Society (BPS) Membership Application Form • PO Box 1871, Saxonwold, 2132 • 159 Jan
                                                                                        Smuts Avenue, Parkwood, 2193 • Tel: 011 442 0030 • Fax: 011 442 0034/3498 • E–mail: BPSoc@telkomsa.net

                                                                                        Please enroll me as a member of the BPS and debit my
                                                                                        Account no.                                at                                             (bank)
                                                                                        Branch name:
                                                                                        Branch code no.                                   annually with the amount of R47,00*.
                                                                                        Full names:
                                                                                        ID number:
                                                                                        Address:
                                                                                                                                                                  Postal code:
                                                                                        Tel:                                              Fax:
                                                                                        email:                                            Cell:
                                                                                        Date:                                           Signature:
                                                                                        Enrolled by:                                    Membership no.

                                                                                        * This amount may be adjusted annually




                                                                                                                                                                                            12
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                www.sasbo.org.za




Time again to apply
    for a Sasbo study grant
        ne of the benefits available

O
                                            good standing, or are the child of an           Sasbo member in good standing.         all the questions on the application
        to Sasbo members is the             existing member, and                        • No other relatives (i.e. sisters,        form on this page. Please write clearly.
        chance to be awarded a                                                              brothers, in-laws, etc.) will be
study grant of R2 800. These                You are able to prove that you are in           considered.                            Completed forms can be mailed to:
grants exist to assist members or           your second year - or beyond - of a         •   The student has to be in his/her
their children with their tertiary          recognised form of tertiary education.          second year of study - or beyond -     Sasbo 2010 Study Grant
education.                                                                                  at a recognised tertiary education     Private Bag X84
                                            Please note that other forms of educa-          institution.                           Bryanston, 2021
Fifty such grants are made available        tion do not qualify for these grants.       •   The grants are not available to        OR
annually.                                                                                   cover school fees or other forms of
                                            To be considered for a 2010 grant, first        education.                             Applications may be faxed to:
“Members have until 28 February             ensure that your application complies       •   Each application needs to be           011 467 0187.
2010 to complete the application            with the rules governing the grants,            accompanied by:
form and return it to Sasbo,”               then complete the application form.         •   Proof of successful completion of      The closing date for applications is 28
explains Samantha Anthony, Sasbo’s                                                          your 2009 studies.                     February 2010. Successful applicants
financial manager.                          Rules                                           - Proof of your 2010                   will be contacted telephonically in
                                            The rules governing the allocation of             registration/enrolment.              April or May 2010 after the final draw
“To register your application you           Sasbo study grants are:                         - Proof of your 2010 tuition fees      has taken place and the names of the
need to send in a thoroughly com-           • Applicants have to be Sasbo                     paid, or payable.                    successful applicants will be published
pleted application form as soon as             members in good standing.                                                           in Sasbo News. S
possible, together with the necessary       • If the required grant is for a child,     To ensure that their applications are
backing documentation (as per rules            at least one parent should be a          considered, applicants should answer
below).

“Don’t delay. The first 50 valid appli-
cations drawn after the closing date
will receive the grants.”
                                                             Application for a 2010
Samantha stresses the need for all
applications to be fully completed and
                                                              Sasbo Study Grant
clearly written.                               Sasbo membership number

“There is no time to follow up on              Sasbo member’s name & surname
information. Therefore, unclear appli-
cations will be regarded as invalid,”
she cautions.
                                               Bank where Sasbo member’s employed
“It is important to note that this is not
a competition. Members need apply
only once to ensure that their names
are entered into the draw. Any addi-           Closest centre to member: (please tick) JHB                                     Randburg
tional applications will be discarded,”
Samantha explains.                             Pta                  Durban                        PE                      CT                 Bloem

You qualify to be entered into the             Applicant’s name & surname
draw for a 2010 Sasbo Study Grant
provided:
                                               Relationship of applicant to member

You are either a Sasbo member in
                                               Applicant’s year of study (eg: 2nd year)

                                               Postal address & code

    Solution to                                Tel home (       )                                         Tel work (      )

    Crossword                                  Fax (     )                             e-mail
             on page 13                        Bank Deposit Details

                                               Name of account holder

                                               Bank name

                                               Bank account number

                                               Bank branch (compulsory)

                                               Bank branch number (compulsory)

                                               Type of account (eg: Current)

                                                                               **Note: Incomplete applications will not be considered



 13
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                     www.sasbo.org.za




Going green – Green Tips
               www.planetgreen.discovery.com
    n our endeavour to help save

I
                                             hour traffic. This adds up to 3.7 billion      use recycled paper and envelopes that       delivery and takeout almost inevitably
    the planet, we offer you some            hours and 23 billion litres of petrol gas      have been processed and coloured            ends with a miniature mountain of
    tips to be green. The tips in            wasted in traffic each year. We can ease       using eco-friendly methods. Pens and        packaging waste. But if you do order
this issue are office-bound.                 some of this strain by carpooling, taking      pencils can also be made of recycled        delivery, join co-workers in placing a
                                             public transit, biking, walking, or a cre-     materials, and refillable pens and          large order (more efficient than many
More Work, Less Energy                       ative combination thereof. If there’s no       markers are preferable to disposable        separate ones). Also, bring in a
For many people, a computer is the cen-      good way to phase out your car, consider       ones. Use biodegradable soaps and           reusable plate, utensils, and napkins. If
tral tool at work. Optimising the                                                                                                              you do go out for lunch, try
energy settings for computers and                                                                                                              biking or walking instead of
other devices can be more than a                                                                                                               driving.
modest energy saver. Set comput-
ers to energy-saving settings and                                                                                                              Get others in on the Act
make sure to shut them down                                                                                                                    Share these tips with your col-
when you leave for the day                                                                                                                     leagues. Arrange an office car-
(“standby” settings will continue                                                                                                              pool or group bike commute.
to draw power even when not in                                                                                                                 Trade shifts and job duties so
use). By plugging hardware into a                                                                                                              that you can work four long
power strip with an on/off switch,                                                                                                             days instead of five short ones.
the whole desktop setup can be                                                                                                                 Make sure everyone has a small
turned off at once (make sure to                                                                                                               recycling bin so that recycling is
power down inkjet printers before                                                                                                              just as easy as throwing paper
killing the power - they need to                                                                                                               away. Ask everyone to bring in
seal their cartridges). Printers,                                                                                                              a mug or glass from home and
scanners, and other peripherals                                                                                                                keep some handy for visitors so
that are only used occasionally can                                                                                                            that you reduce or eliminate
be unplugged until they’re need-                                                                                                               use of paper cups.
ed. And of course, turn off lights in
spaces that are unoccupied.                                                                                                                     Hidden Power Usage
                                                                                                                                                We turn off our computers at
Digitize                                                                                                                                        night, so why are our power
It does seem a bit strange that in                                                                                                              bills still so high? Many appli-
the “digital age” we still consume                                                                                                              ances have “standby” settings
enormous amounts of mashed up,                                                                                                                  that draw power—sometimes
bleached tree pulp, most of which                                                                                                               as much as 15 or 20 watts—
gets used once or twice and then                                                                                                                even when they’re turned off. A
tossed or recycled. The greenest                                                                                                                2002 report found that:
paper is no paper at all, so keep things     getting a hybrid, electric vehicle, motor-     recycled paper or cloth towels in the       “Lopomo [low power mode] energy
digital and dematerialised whenever          cycle, scooter, or using a car sharing serv-   bathroom and kitchen, and provide           use is responsible for about 10% of
possible. The more you do online, the        ice. Employers could consider giving a         biodegradable cleaners for the custodi-     total electricity use in homes.” To
less you need paper. Keep files on com-      bonus to bike and carpool commuters            al staff. Buy in bulk so that shipping      make sure that computers, monitors,
puters instead of in file cabinets (this     and special perks to hybrid drivers. For       and packaging waste are reduced, and        printers, photocopy machines, televi-
also makes it easier to make offsite back-   those who think bike riding is for kids        reuse the shipping boxes. Recycling         sions, VCRs, DVD players, and
up copies or take them with you when         and couriers, consider a high-tech folding     printer cartridges is often free, and       microwave ovens are all the way off,
you move to a new office). Review doc-       bike or an electrically assisted one.          recycled replacements are cheaper           pull the plug rather than flipping the
uments onscreen rather than printing                                                        than new ones.                              switch on the machine. Also make
them out. Send emails instead of paper       Green Sleeves                                                                              sure any climate control systems are
letters. Eliminate blank pages from doc-     You might be amazed how sharp work             Redesign the Workspace                      turned off when they aren’t needed
uments before printing and convert to        clothes from thrift stores can look. If        Greening the space in which you work        and set to energy-efficient modes
PDF for paperless document sharing.          you buy new, get clothes made with             has almost limitless possibilities. Start   when in use. You might be surprised
                                             organic or recycled fibres. Avoid              with good furniture, good lighting,         by how much energy this saves.
Don’t Be a Paper Pusher                      clothes that need to be dry-cleaned.           and good air. Furniture can be manu-
When buying printer paper, look for                                                         factured from recycled materials as         Toxic Indoor Air
recycled paper with a high percentage        Work from home                                 well as recyclable. Incandescent bulbs      It is not uncommon for interior air to
of post-consumer content and the min-        Instant messaging, video conferencing,         can be replaced with compact fluores-       be more contaminated with toxic
imum of chlorine bleaching. Even             and other innovative workflow tools            cents and there is an ever-growing          chemicals than the air outdoors.
recycled paper gobbles up a great deal       make effective telecommuting a reality.        selection of high-end LED desk lamps        Furniture (especially particle board),
of energy, water, and chemical               If you can telecommute, hold phone             that use miniscule amounts of energy.       carpeting, and paint are common
resources in its processing (toxic pulp      conferences, take online classes, or oth-      Not only is natural daylight a free         sources of volatile organic compounds
slurry is the paper recycling industry’s     erwise work from home, give it a try.          source of lighting for the office, it has   (VOCs). VOCs have been linked to
dirty secret). When using the real stuff,    It’ll save you the time you would have         been proven to improve worker pro-          birth defects, endocrine disruption,
print on both sides of the page when         spent on the trip as well as sparing the       ductivity and satisfaction (as well as      and cancer. Especially if your office is
appropriate and use misprints as             air. As a bonus, you get to work in your       boost sales in retail settings).            well-insulated (which it should be for
notepaper. Try to choose printers and        pyjamas. Also, consider the possibility        Workspace air quality is also crucial.      energy purposes) toxins can’t get out
photocopiers that do double-sided            of working four ten-hour days instead          Good ventilation and low-VOC paints         easily.
printing. If your office ships packages,     of five eight-hour days (a consolidated        and materials (such as furniture and
reuse boxes and use shredded waste           workweek), cutting the energy and time         carpet) will keep employees healthy.        Furniture Wood Certification
paper as packing material.                   spent on commuting by 20% and giving                                                       When your office is looking for new
                                             you some lovely three-day weekends.            Lunch Time                                  desks, bookshelves, dividers, etc., try
Greening the Commute                                                                        Bringing lunch to work in reusable          to find sustainable wood products that
Workers spend easily an average of 47        Use Green Materials                            containers is likely the greenest (and      do not contain formaldehyde or other
hours per year commuting through rush        Some paper use can’t be avoided, so            healthiest) way to eat at work. Getting     harmful VOCs. S


                                                                                                                                                                           14
The official organ of Sasbo, The Finance Union, est. 1916                                                                                             www.sasbo.org.za




Philip sit hand                                                                     Global Labour Briefs
by in Rustenburg                                                                    UNI says private equity must explain itself
                                                                                    UNI Global Union is pushing the private equity industry to discard its veil of
                                                                                    secrecy and show its practices in the light of day. Even the blanket term ‘private
                                                                                    equity’ is misleading as it groups together venture capitalists and leveraged buy-
                                                                                    out firms who are doing very different things.

                                                                                    The rise of leveraged buyouts has had a disastrous effect on the lives of workers
                                                                                    around the world. In these deals a company is purchased with a large amount of
                                                                                    debt, usually with the assets of the company being acquired used as collateral
                                                                                    along with assets of the purchaser.

                                                                                    “We need to make it clearer to people what is going on,” said UNI General
                                                                                    Secretary, Philip Jennings. “Reports suggest that 20-40 per cent of private equity
                                                                                    firms will go out of business. Many of these buyouts were done at the top of the
                                                                                    boom, loading companies with debt. As the recession bites the real economy,
                                                                                    bought-out companies are under significant duress. The social implications are
                                                                                    real and serious.”

                                                                                    People are becoming increasingly disenchanted with the capitalist system and its
                                                                                    effects on their lives. A new survey released by the BBC says that ’nearly a quar-
                                                                                    ter of people across 27 countries worldwide feel capitalism is gravely flawed.’
       k wil baie dankie sê vir die

E
                                            Philip Landman (at the back,
       wyse waarop Sasbo (en                right) is the hero of these             Seeking a better deal for Temp workers
       veral Philip Landman) ons            Sasbo members from                      On 20 and 21 October, eighteen UNI delegates along with representatives from
lede, kollegas en vriende verteen-          Landbank in Rustenburg.                 other global union federations, employers and governments took part in a work-
woordig het. Ek het, nadat hulle                                                    shop to promote ratification of ILO Convention 181 on private employment
almal vrygespreek is, baie oproepe                                                  agencies of the Convention, thus ensuring decent employment and working con-
gekry om te vra dat ek almal se                                                     ditions for the private agency workers worldwide.
dank aan Sasbo oordra. Een van             my te verdedig, was verstommend.
die kommentare het gelui:                  ’n Buitestaander sou nie kon sê jy is    The workshop was called to raise awareness of the ILO Private Employment
                                           nie ’n Landbank amptenaar nie.           Agencies Convention No. 181, exchange views on its benefits, present good prac-
“Ek het altyd gedink Sasbo beteken                                                  tice on its implementation and encourage further ratifications.
maar eintlik niks, want ’n mens sou        Voeg daarby jou agtergrond van
maar in elk geval ’n verhoging gekry       hierdie tipe verhore en dit spel suk-    The workshop participants heard presentations from social partners and dis-
het, maar nou sien ek wat Sasbo            ses. Soos dit bewys was met vier         cussed six points:
regtig beteken. ’n Amptenaar van           personeellede wat onskuldig verk-        • Private employment agencies’ contribution to labour markets (and co-
Landbank kan nie sonder Sasbo nie.         laar is. Ag man, woorde kan nooit ’n        operation between public and private employment services - good practices)
Sê asseblief vir hulle baie, baie          mens se ware waardering uitdruk          • Private employment agencies - regulation, monitoring and controls
dankie.”                                   nie, maar ek kan jou belowe jy het       • Agency workers’ rights and working conditions
                                           vier Landbank amptenare wat vir          • How to support further ratifications, case studies on the benefits of
Ek stuur vir jou ’n foto – kyk net die     Philip Landman nooit sal vergeet            ratification (and challenges to ratifying C 181 - case examples and possible
breë glimlagte!                            nie. Sasbo kan trots wees met ’n            solutions)
                                           amptenaar soos jy in hulle midde en      • Points of consensus and suggestions for future ILO action
Groete van n trotse Sasbo lid.             alle bankamptenare, nie net
                                           Landbank nie, kan met gerustheid         Call for release of Zimbabwe trade union leader
Pierre Grobler – Landbank                  hulle werk doen, met die wete dat        Unions around the world have called on Zimbabwe President, Robert Mugabe,
                                           daar ’n Philip Landman is wat sal        to release arrested Lovemore Matombo, president of the Zimbabwe Congress of
Philip ek wil vandag vir jou uit die       toesien dat geregtigheid geskied.        Trade Unions.
diepte van my hart baie dankie sê
dat jy jou weg oopgesien het om my         Met 31 jaar en 8 maande diens in die     “The arrest undermines the rights of trade union leaders to conduct trade union
te verteenwoordig met die dissi-           Landbank het ek ook maar gedink          activities freely and are a setback for democracy and the unity government in
plinêre verhoor in Rustenburg. Ek          ek sal nooit werklik my vakbond          Zimbabwe,” said UNI General Secretary, Philip Jennings, in a letter to Mugabe.
het via Pierre gevra vir die beste         nodig kry nie. Juis omdat ek nog
verteenwoordiging wat Sasbo kan            altyd die pad probeer reguit loop        “We call on the Zimbabwean Government to allow trade union leaders to con-
bied en ek het beter gekry as wat ek       het. My saak het net bewys hoe           duct their activities in an environment that is free from intimidation and oppres-
ooit kon dink. Ek is bewus dat             noodsaaklik vakbondverteenwo-            sion.”
Rustenburg nie eintlik in jou area val     ordiging is, selfs al kry jy hulle net
nie. Boonop het jy baie ander              een maal in ’n leeftyd nodig.            Union solidarity helped Brazilian bank workers
afsprake en reëlings gehad wat jy                                                   UNI unions standing in solidarity with striking bank workers in Brazil sent over
moes kanselleer om ons vir twee dae        Philip, as gelowige mens glo ek ook      300 letters to Brazilian bankers. As a result, the strike was called off as the pri-
te kom bystaan en verteenwoordig.          dat jy die instrument was wat God        vate bank workers now have a new contract that includes a six per cent wage
                                           gestuur het om ons gebede te beant-      increase.
Ek besef jy is ’n professionele mens       woord. Dit was vir ons ’n baie moei-
en dit het duidelik na vore gekom,         like tyd vooraf, maar baie dankie        “We feel stronger with your solidarity and today we can see the positive result in
maar tog het jy ook jou menslike           nogmaals dat jy kon help dat trane       our fight,” Carlos Cordeiro President, CONTRAF, told UNI, who organised the
kant gewys deur jou optrede teenoor        van verligting vloei deur                protests.
ons. Jou kalmerende woorde, jou            regverdigheid te laat geskied.
planne van aksie, jou bystand ens.                                                  This is great news for bank workers across the world. Bank workers have been
het ’n kalmte gebring wat, as dit nie      Ek wens jou sukses toe met jou loop-     hit from all angles as a result of the financial crisis.
daar was nie, dalk dinge kon laat          baan. Mag die Here jou ryklik seën.      Bank workers have been pressured and abused by their employers to sell, sell,
skeefloop. Jy het diep indrukke by                                                  sell rather than advise. Then they are hit by massive job cuts and put out of
my gelaat in jou professionele             Jannie du Toit – Landbank S              work.
hoedanigheid. Ek wil nie alles
opnoem nie, maar die wyse en die                                                    Bank workers are abused by customers of banks for the terrible mess the banks
kort tyd wat jy Landbank prose-                                                     have made of people’s financial situations.
dures moes inneem en verstaan om


 15
The official organ of Sasbo, The Finance Union, est. 1916                                                      www.sasbo.org.za




 Current Add-On Benefits
Please note that these benefits are only available to paid–up Sasbo members.

 Funeral Cover                                                  Sasbo Benevolent Fund
 Your Funeral benefit!                                          The Sasbo Benevolent Fund, which draws its resources
                                                                from union funds and member donations, renders finan-
 Since 1 January 2005 all paying members of Sasbo under
                                                                cial assistance to members who are suffering extreme
 63 years old are covered in the event of death. The cover
                                                                hardship.
 increased to R10 000 in January 2008.
 An additional R10 000 will be paid out in the case of
 unnatural death in the line of duty. This means a potential    Sasbo Legal Line
 total cover of R20 000 per member.                             This is the union’s popular free 24–hours–a–day,
 Claims should be directed to your nearest Old Mutual           365–days–a–year legal advice through europ assistance
 Servicing branch or contact the Old Mutual Call Centre on      service to members. During its first three years in exis-
 086 060 7000 for assistance. Please relay this information     tence, 25 998 Sasbo callers received professional guidance
 to your family members.                                        and collectively saved nearly R11 million in legal costs.
                                                                0860 111 000
 Old Mutual Educational Trust
 scholarships                                                   Sasbo News
 Sasbo has been admitted to the Old Mutual educational          Members are kept up–to–date about Sasbo personalities
 trust that promotes tertiary education by providing schol-     and activities through its own newspaper, Sasbo News,
 arships for worthy causes. The scholarship provides fund-      which appears 11 months in a year. Sasbo News keeps
 ing to study on a full time, part time or on a distance        them abreast of developments in the local and internation-
 basis, for a first time undergraduate degree or diploma        al finance industry, international socio–economic trends
 (including BTech) at an accredited Higher Education            and developments in the labour movement.
 Institution.
 You may apply only if you are:
 •   A member or staff member of one of the participating       Sasbo Study Grants
     trade unions.
                                                                Each year the union offers study grants (on a
 •     A child of a member or staff member, and are under       rand–for–rand basis) to members or their children under-
       the age of 25.                                           going second year tertiary education or beyond.
 •     A grandchild or other child blood relation of the mem-   In 2009, 50 such grants were paid out.
       ber or staff member, and are under the age of 25, and
       are solely financially dependent on the member.
                                                                Sasbo Travel Club
                                                                The Sasbo Travel Club offers members regular and afford-
 Old Mutual Group Schemes                                       able discounted holiday and travel options, which make it
 During their 20–year association with Old Mutual, Sasbo        easier for members to enjoy most sought after local and
 members have invested in the wide range of financial           limited international destinations, e.g., Mauritius, Canary
 plans (investment, education, capital accumulation and         Islands and Spain. For guidelines contact Helena at Sasbo
 funeral plans) made available to members at competitive        Head Office on Tel 011 467 0192, Fax 086 603 8725, or
 rates. Their collective stake in Old Mutual qualified the      e–mail helenab@sasbo.org.za. For destinations, visit
 11 000 members with Old Mutual investments for shares          www.toucantravel.co.za.
 worth an estimated R40 million when the company priva-
 tised its operation in 1999. Old Mutual continues to offer
 an expanding range of investment opportunities which           GWIB Insurance Brokers
 members would be wise to investigate.                          GWIB Insurance Brokers was formed by individuals who
                                                                had already been serving Sasbo’s short–term insurance
 Sasbo Smalls                                                   needs for many years. The company is, therefore, an
                                                                integral part of the Sasbo family. GWIB Insurance Brokers
 This ‘shop window’ in Sasbo News enables members to
                                                                (Pty) Ltd provides members with competitive short–term
 advertise – free of charge for a prescribed period and at a
                                                                rates and processes their claims more promptly than the
 modest cost thereafter – their goods, services, properties
                                                                accepted norm.
 of sale or rent and other items.
                                                                (011) 510 1300
 (011) 467 0192


                                                                                                                          16
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                www.sasbo.org.za




For the Record                                                                        Net ter Inligting
As the years tick on, somewhere around the big 4-0 we start to realise that           Soos die jare verbygaan, en die groot 4-0 nader kom, kom die besef dat
maybe we are not going to change the world or make it to the top of the heap.         ons dalk nie die wêreld gaan verander, of die boonste sport gaan bereik
                                                                                      nie, omdat ons lewens oorskadu was deur loopbaanontwikkeling,
Maybe, also, up to now our approach to life has been dictated by our career           huisvesting en kinders grootmaak.
development, nest-creation and child-raising responsibilities.
                                                                                      Soos ons ouer word, is daar meer tyd vir onsself en word die passie vir
As we start to have more time to ourselves, the desire for new thoughts starts        nuwe artikels vervang deur ’n begeerte vir nuwe gedagtes.
to replace our passion for new things. The urge for change and adventure
becomes painfully pressing.                                                           Die behoefte vir verandering en avontuur word ’n oorheersende begeerte,
                                                                                      anders gestel – die middeljare-krisis.
It is called mid-life crisis. Properly managed, it is not a crisis at all.
                                                                                      As jy dit goed kan beheer, behoort dit nie in ’n krisis te ontaard nie, maar
Rather, it is the launch pad to a fuller and more meaningful life.                    sien dit eerder as die lansering van ’n meer betekenisvolle en vervulde
                                                                                      lewe.
There is no one-size-fits-all formula for handling mid-life crisis.
                                                                                      Daar is nie ’n nommerpas formule om die middeljare-krisis te hanteer nie.
As individuals we need to chart our own way forward in a manner that suits            Ons moet maar elkeen ons eie weg baan op ’n wyse wat by ons talente
our talents and circumstances                                                         en omstandighede pas.

There are guidelines, however, the main one being - don’t place too much              Hierdie is slegs riglyne, en dis belangrik om nie te veel klem op
emphasis on cosmetic solutions.                                                       kosmetiese oplossings te plaas nie. Blink nuwe motors en duur vakansies
                                                                                      mag dalk lekker wees, maar dit duur nie vir ewig nie.
Shiny new cars and expensive holidays are great. But they don’t last.
                                                                                      Ten einde te verhoed dat ’n mens vasgevang word in ’n web van die
To avoid falling into the trap of becoming sad-eyed individuals who look back         “goeie oue dae”, moet ons eerder kyk na belangstellings en aktiwiteite
on the good times that were, we need interests and activities that will raise         wat die res van ons lewe sal verryk. Ons gaan nie dadelik antwoorde kry
our sights and enrich our interests for the rest of our lives.                        nie, maar dit maak nie saak nie, die pret lê in die soeke daarna.

We are unlikely to find the right answers immediately.                                Dit klink miskien ’n bietjie onheilspellend, maar as ons aanhou soek, sal
                                                                                      dit sekerlik na ons toe kom. Vra net vir dié wat alreeds daardeur is.
That does not matter, for the search is part of the fun. It is uncanny, but if we
keep searching, our own will surely come to us. Ask those who have been
there.




 Coffee Break                                                                                                            Crossword
       1             2             3                   4             5            6   Across                                       Down
                                                                                      3. Gave in to those two aliens only to       1. I employ a man with remedies for
7                                                                                         lead a dull life as a result (8)             my hands and nails (9)
                                                                                      7. Comes straight after South Australia      2. There’s been a scare at the Mint!
                                                                                          and is salty (6)                             Some vile wretch, I suppose! (9)
                                   8                                                  8. How it encourages one to hear how         3. Even he came without a thought of
                                                                                          it was sent out (8)                          being impetuous (9)
9                                                                                     9. Ring for it! (6)                          4. The queen blushing? Did some-
                                                                                      10. Is mad about his female servants! (5)        thing wrong, maybe? (5)
                                   10            11           12             13       14. Sure there’s a trick to it! (4)          5. Copy my mark and point to it (4)
                                                                                      15. Sort of benevolent? (4)                  6. Why go to sea? It’s not hard to
                                                                                      16. Pardon! It’s only nasty me, as it            explain! (4)
14                                                            15
                                                                                          were! (7)                                11. Want to be involved in a nice
                                                                                      17. Intend to be niggardly? (4)                  sport? He’ll look into it for you (9)
                     16                                                               18. I take a nap and suffer for it (4)       12. Clergymen who put on silky tops
                                                                                      19. Definite article received by me              (3.6)
17                                                            18                          accompanied by music (5)                 13. Points out how a certain sect in
                                                                                      23. The caller has gone downstairs (6)           India have it arranged for them (9)
                     19     20                                                        24. Those sort of mites end up being         20. Some start with a hut but we all
                                                                                          unwanted (8)                                 live in them (5)
                                                                                      25. It’s not in to allow things to be sold   21. Is repetition the mark of a goddess?
21            22                                 23
                                                                                          there (6)                                    (4)
                                                                                      26. It would seem a rest is needed after     22. It’s made into cheese (4)
24                                                                                        such a course (8)

                                                 25

26                                                                                    ANSWERS
                                                                                      on page 13



                   Who will fight for you on your problem insurance claim?
                   Phone GWIB (Pty) Ltd on (011) 510 1300 for a free, no obligation premium quote.

 17
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                                                                                                    www.sasbo.org.za




 SMALLS                                                           Your contact person for Sasbo Smalls is Stephne Anders. She can be contacted during working hours at 011 467 0192.
HOLIDAY ACCOMMODATION TO                     Chaka’s Rock (Ballito)                        suitable for 4 persons. R275 per night.     equipped 3 bedroom house close to            Flexi Club Points                            or Christopher Kadaali on 071 144 4187
LET AND FOR SALE/TIMESHARE                   Self-catering holiday accommodation.          Contact Deon 083 368 7250 or Tania a/h      town, new harbour, cliff paths etc.          2 792 points for sale @ R15 000 or           or 013 793 8371.
ACCOMMODATION TO LET                         Magnificent sea-views air-con & ceiling       021 706 2949.                               Contact Elize Breda 082 747 3237 or          nearest offer, actual value R 11,40 per      Timeshare for Sale
Amanzimtoti-South Coast                      controlled fans. Pool in complex, 5           Knysna                                      021 911 2480 (H).                            point. Contact Willie 082 855 3991.          St Lucia Lake View, Fishermans para-
2 bedroomed fully equipped self-cater-       minute walk to famous to famous tidal         Self-catering two bedroomed house with      Gordon’s Bay (W/C)                           Timeshare – Beacon Isle                      dise week no 31. R6 500 onco. Contact
ing ground unit holiday unit. Suitable for   pool and beach. Ballito Fast Foods are        spectacular views over lagoon and           3 Bedroom furnished lock up and go           I wish to sell unit 521 – week 4 January.    Sally on 084 910 7887 or email calver-
4 adults. 400 meters from Warner beach       now selling easy eats & food and take         Heads. Fully equipped with off street       unit in a secured complex available for      It comprises 1 bedroom en suite and          ley.ma@yahoo.com.
and 5 minute drive to Toti Beach. From       aways at very competitive prices. 4           parking, patio and braai facilities.        holiday/permanent rental. Close to all       pull-out couch for R18 000. Please call      To Let Marshalltown – JHB
R300 per night. Call 084 580 3167.           Sleeper from R360 per unit per night          Reasonable rates. Visit moms-place-         amenities, 200 m from the beach and          me at 021 789 0078 or 083 548 4510.
                                             and 2 sleeper from R260 per unit per          knysna.blogspot.com for more info and       harbour. Contact Henrietta on 083 406                                                     1 bedroom flat in the Coliseum, R3 000
Cape Town                                    night NB! Book 7 nights pay for 6             pictures. Contact Anita at 083 456 4663     1317 or e-mail hholman@fnb.co.za .           Timeshare to Let                             per month excl water & electricity.
Small furnished beachfront flat over-        nights. Tel 032 525 7698.                     or 021 531 4618.                                                                         Pine Lake marine Garden Route. From          Contact Doreen 082 457 8367 or e-mail
looking sea and Table Mountain with                                                                                                    South Coast Margate – Uvongo                                                              doreenjm@absa.co.za.
                                             St Michaels, Natal South Coast                Knysna (Brenton-On-Sea)                     KZN                                          24/11/2009 to 01/12/2009, week 48. 4
TV and garage. Out-of-season bank staff                                                                                                                                             Sleeper, self-catering chalet. Price R3      FOR SALE
rates: R300 for flat per night. 082 682      Fully equipped, 3 bedroom duplex,             Fully equipped 3 bedroom holiday house      Self-catering houses and cottages. Close     000. Contact Estelle Petersen at
0667 Gert Theron.                            (sleeps 10) 100 m from beach, 1 km            with magnificent views and 100 m from       to beaches and entertainment, 1bedroom                                                    Full HSE 330d Face Lift Sport Pack,
                                             from Shelly Mall, 5 km to Margate.                                                                                                     epetersen2@fnb.co.za or                      sunroof/power steering BMW satellite,
Plettenberg Bay                                                                            beach. R550 per day out of season R1        cottages, 2 and 3 bedroom cottages and       epetersen@mweb.co.za.
                                             Lock-up garage, DStv, washing machine         050 per day in season. For more infor-      5 bedroomed houses. Group bookings                                                        Navigation/TV, BMW Car phone, air
Retired bank manager will let his holi-      + drier.R350 pd, Long weekends and in         mation please contact Ulandi Swanepoel      up to 30 persons. Corporate bookings         PROPERTY FOR SALE                            bags, electronic rear blind multifunction
day cottage at Keurboomstrand (Plett)        season R750 pd, weekends R1 000.              on 082 330 3241.                            welcome, team building also welcome.         Mossel Bay at Twee Kuilen/Diaz Beach.        steering, parking distance control tow
and luxury flat in Goose Valley Golf         Contact Willem at 082 446 4458 or             Franskraal                                  Sports teams, club bookings. Rates on        Situated 500 m from the much sought          bar, smash and grab tint, Alpina 17 mag
Estate (a golfer’s dream) both fully fur-    Jacques at 083 707 1675.                                                                  request Sea Spray and Eagles Nest 011        after Diaz Hotel and Resort. 2 bedrooms      wheels, BMW Hi-Fi 6 disk shuttle cruise
nished, to Sasbo members at half price,                                                    Fully equipped 3 bedroom house, mag-        683 8381 or 083 267 3562 or www.sea-         (1x en suite), kitchen, open plan lounge.    control. Full service history by BMW
                                             Durban North                                  nificent sea view with whale watching,
out of school holidays, also available in                                                                                              spray.co.za.                                 Xtra braai area, shower, toilet, deck        with books. Price R130 k. Contact Mr.
school holidays. Phone 044 870 7288 or       Comfortable, fully furnished one bed-         lounge, dining, TV rooms with 2 bath-                                                    sleeps 6, swimming pool in complex, 24       Moodley 073 931 7222.
083 412 4599.                                room flatlet/granny cottage to let. 6         rooms (max 8 persons or two families).      Plettenberg bay
                                             Months’ lease. Private garden/ braai                                                                                                   hr security with surveillance camera.        2000 Opel Corsa, Red 1.6 Aircan, Fitted
Cape Town/Milnerton Ridge                                                                  Contact Roseline Muller 028 388 0230        Beat the recession and enjoy a comfort-      Price R900 000. Contact Ronnie 083           gearlock, radio/CD player, 118 000 km.
                                             area, parking. Rent R3 200 suitable for       or 082 413 3945.                            able stay in Plettenberg Bay, in the heart   394 0634.
Fully equipped, self-catering, one bed-      young couple. Contact Priscilla work                                                      of the Garden Route, centrally situated,                                                  Contact Dean 082 851 9944 or Michelle
room apartment with separate lounge.                                                       Table View                                                                               East London                                  082 929 6194 or 011 553 0539.
                                             031 575 8001 or home 031 564 4283 or                                                      clean, up market home, fully equipped
Suitable for 2 adults and 2 small chil-      e-mail gordonj@eject.co.za.                   Furnished garden flatlet in Table View      and serviced, includes 2 braai areas and     Holiday homes/Seaside plots for sale.        1995 BMW 320i manual for sale R22
dren. Minimum 4 nights, own parking                                                        secure parking. For single, mature non-     entertainment area with pub and pool         Have pics to e-mail. Phone Les on 083        000 and 2007 Honda CRV RSVI manu-
                                             Durban North                                  smoking person. R2 100 pm includes w
bay, with use of swimming pool and ten-                                                                                                table-ideal for large groups, golfers etc.   630 4767.                                    al, sunroof, leather interior, mileage 27
nis court. Near Century City, golf           Spacious one bedroom flatlet/granny           & e. Phone Jannie 082 463 1564.                                                                                                       700, pearl white, like new R250 000
                                             cottage. Comfortable, fully equipped                                                      Rooms sleep 2-8 people. Rates from           Winchester Hills – JHB South
course, beaches and 15 minutes from                                                        Langebaan Accommodation                     R110 p/n per person sharing. Contact                                                      neg. Contact Vanita 084 549 5930. NB I
Cape Town Central and Waterfront at          self-catering with private garden braai                                                                                                Simplex – only 10 units in complex.          am in Durban .
                                             area, and parking. Sleeps 6, colour TV.       2 Bedroomed fully equipped self-cater-      Graham 083 297 6677 or email                 Three bedrooms, two bathrooms,
R300 per night. Call Dave at 083 414                                                       ing ground unit suitable for 6 people,      bitou@woldonline.co.za or                                                                 Yamaha Blaster 2005. New rear tires,
7638 or 021 558 4780.                        R350 out of season and in season R550                                                                                                  lounge/kitchen with private garden &
                                             per day. Phone Priscilla 083 403 7473 or      700 m from club Mykenos. R500 per           www.amakaya.co.za.                           lapa. Lock up garage with extra parking.     two stroke magic, immaculate condition.
Cape Town/Panorama                           home 031 564 4283 or 031 575 8001 or          night. Call Gideon 084 901 1936 or          Port Elizabeth                               On bus route, close to shops and quick       R18 500 neg. Herman 014 597 6781 or
Fully equipped, immaculate self-catering     e-mail gordonj@eject.co.za.                   (OH) 021 950 6614.                          4 bedroomed house (sleeps 8 sharing/2        access to all major routes. Phone now to     083 308 9351 (Rustenburg).
flatlet with secure parking and braai        Uvongo/St Michaels                            Northern Suburbs                            families) braai, bar, small gym, farm        avoid disappointment. Les 083 267 8967       Maroon metallic 1997 Jetta 2.0 lt CLI ex
area, sleeps 2. Near Century City, 15                                                      Self-catering and B&B accommodation         kitchen, 10 km from city/beach. R500         or 011 432 4090 or                           company car meticulously maintained,
minutes from Cape Town, Waterfront           Immaculate cottage minutes from the sea                                                                                                lesw@firztsouth.co.za.                       magwheels R44 500 onco. Call 072 347
                                             with stunning sea view, sleeps 2-4 beau-      offered in northern suburbs Cape Town.      per day for first 4 and thereafter R100
and Bloubergstrand. R180 per night out                                                     Special prices for Sasbo members.           p.p. Available all round. Contact            Holiday/Retirement Home                      3193 or 033 396 1134.
of season. Contact Fransie at 021 930        tiful pool and secure parking. Out of sea-
                                             son from R250 per day and in season           Phone Elaine 083 448 2737.                  rkapp@fnb.co.za.                             Pennington unit in secure complex 5          1982 Sprite Alpine Caravan, 220V
4054 or 083 772 2783.                                                                      Camps Bay Cape Town                         Salt Rock KZN North Coast                                                                 Electrified plus add a room, Tando
                                             from R450 per day. Contact Colin or                                                                                                    minutes from beach, comprising 3 bed-
Bloubergstrand –                             Lyn at 039 315 5633 or 082 336 8132.          Walking distance to beach and restau-       5 bedroomed house on the beach. Sleeps       rooms main en-suite, second full bath-       Stabiliser and towbar R14 800 o.n.c.o.
Seafront/Beachfront                                                                        rants, 1 bedroom cottage with sleeper       10. Fully equipped, self catering. Secure    room and separate toilet. Patio/lounge       Contact Hans Zeelie 083 771 7479
                                             Uvongo: South Coast                                                                                                                                                                 Fochville.
Views to die for in this two bedrooms,                                                     couch in living room (sleeps 4) R500 to     parking, pool, close to restaurants, casi-   faces Nature Reserve. Separate dining
furnished s/c flat with garage. R350 per     4 and 6 sleeper beach front flats to let at                                                                                            room, fully fitted kitchen. Automated        Very good condition 1984 2lt GL White
                                             very competitive rates. Within walking        R650 per day. 3 bedroom house with          no, golf courses and Gateway. Call
night out of season. Contact Theron at                                                     pool (sleeps 6) available Dec/Jan @ R2      Audrey 072 682 0738 or 032 525 7789          garage, summer splash pool, solar heat-      Toyota Cressida, Automatic, aircon and
082 682 0667.                                distance to main beach fully fitted units                                                                                              ing for cooler months. R980 000.             radio. 124 500 km. Please contact
                                             including, TV, microwave, dishwasher,         750 per day. Call Eileen 083 652 2514       e-mail oddhynie@yahoo.co.uk.
Franskraal                                                                                 or e-mail eileenb@mweb.co.za.               Shelley Beach                                Contact Dorothy 074 158 7482 or e-mail       Bennie 082 920 7709.
                                             etc. Secure complex with braai and laun-                                                                                               mater@wendon.co.za.
2 Bedroom flat at Franskraal, sleeps 6, 3    dry facilities. Tel Johan at 082 492 6677.    Bed and Breakfast                           Comfortable, 4 bedroom house and/or 1                                                     GENERAL
km from Gansbaai and 40 km from              Cape Town                                     Overlooking the Indian Ocean nestled in     bedroom flat. Fully equipped, self-cater-    Estcourt                                     Opportunity to earn monthly income:
Hermanus, walking distance from beach                                                      the tranquillity of the Chelsea Downs       ing, servants’ quarters available. Contact   One bedroom flat recently re-furbished.      Name: U-CARE. Nature: Donations to
and OK groceries and restaurant.             Self-catering two bedroom apartment,                                                                                                   Central and situated in a well managed       Charities. Income: Only introduce a
                                             secure parking/swimming pool, from            Conservancy in Port Elizabeth, our up-      Hester 072 856 0135.
Contact Roseline on 028 388 0230 or                                                        market bed and breakfast offers style and   Scottburgh – KZN South Coast                 complex. A good investment at R360           minimum of three people to qualify for
082 413 3945.                                R270 p/d. Contact Eugene 082 468                                                                                                       000. Call Eddie 072 347 3193 or 033          commission, which is excellent and paid
                                             4367.                                         comforts for business and holiday trav-     2 bedroom self-catering unit with sea
North Coast                                                                                ellers alike. R260 single and R180 pp                                                    396 1134.                                    monthly on four levels. Much better than
                                             Holiday flat in Amanzimtoti                   sharing. www.vista-del-mar.co.za contact    and river views from 250 per night –                                                      the Lotto! Cost: R125 pm. For more
www.northcoastholiday.co.za Contact                                                                                                    crocodile farm and nature reserve also       Stilbaai
Eileen hulinfamilytrust@absamail.co.za       Fully equipped self catering holiday flat,    Melanie 041 379 3710 or 082 846 5782.                                                                                                 details/info-please contact Piet on 082
                                             1 bedroom, lounge, fully fitted kitchen,                                                  5km away. Contact details 084 952 5638       Spacious 3 bedroom house with separate       855 2778/043 748 2165 after 18:00 and
or 082 497 2664.                                                                           Hartenbos                                   or 084 400 4044.                             flat only 5 minutes walking distance         during weekends aniem@mweb.co.za.
                                             bath & shower, fully furnished, 50 m                                                                                                   from the sea. Great for an investment or
Langebaan Cape TownWest                      from beach, walking distance to shop-         Fully equipped 1 bedroomed self-cater-      Timeshare for Sale                                                                        Brown’s Express Transport Gauteng:
Coast                                        ping centre, under cover parking, remote      ing. TV, DVD, braai area and parking.                                                    retirement. A few families can also buy
                                                                                           Sleeps 4. Walk to beach. R500 per night.    Salt Rock Palms, North Coast, KZN –          together for a holiday home. In market       Provider of airport shuttles, point to
Free standing, 4 beds double storey          gate, sleeps four adults & two children.                                                  Dolphin Coast, weeks 3 & 4 Friday to                                                      point transfers, school and Pre-school
house sleeps 6-8. Fully equipped self-       From R250 per day out of season. Call         Call Erna Le Roux 082 925 6128.                                                          R1,9 million neg. To view contact
                                                                                                                                       Friday, sleeps 4. Fantastic sea views,       Eureka on 083 234 5687.                      shuttles, day tours and Quantum Bus
catering, a few minutes’ walk from Club      Trish or Jaap on 082 483 5875 or 083          Jeffreys Bay                                restaurants, swimming pools and enter-                                                    hire. We service Gauteng (JHB, Pretoria
Mykonos casino. Cost R750 per night          797 1920.                                     2 x fully equipped units. Sleeps 10 per     tainment. R25 000 for 2 weeks neg.           For Sale/Good Investment/Rental              and surrounds) with special long dis-
out of season & R850 per night in sea-       Gordons Bay – House of Pearls                 unit, 800 m from beach. Fully enclosed      Contact Maria on Tchaikovsky@telkom-         Income                                       tance requests to Western Cape (Cape
son & long weekends. Contact Connie                                                        with electric gates. Contact Marlene on     sa.net.                                      Cape Town Langebaan West Coast holi-         Town) and KZN (Durban and Coastal
021 933 8904 or 072 450 3374 or              Free standing upmarket 3 bedroomed                                                                                                     day house Club Mykonos and shopping
                                             house, large private enclosed garden,         083 328 2645 or 041 372 1475 or 041         Flexi Club Points                                                                         regions). Please feel free to make your
Cedric 083 253 1311 cedricb@worldon-                                                       372 1274 fax.                                                                            complex within walking distance. Free        request 011 908 6249 or 082 450 6068.
line.co.za.                                  stunning mountain view, 800 m to                                                          3 000 Flexi Club Points for sale. Make       standing, 4 beds double storey. Selling
                                             beach, shops and restaurants, bathroom        Margate Accomodation                        me an offer. Phone Rob Richmond 011                                                       Need a place to eat? Come to Galitos
East London                                  with full shower, lounge, dining room                                                                                                  price R875 000 negotiable. Contact           Protea North (next to BP garage) 1837
                                                                                           Immaculate, upmarket services apart-        371 7453 or 072 180 5135.                    Connie 012 933 8904 or 072 450 3374
Niki-Nana Backpackers – dorms, dou-          plus fully equipped kitchen, TV, Hi-Fi,       ment with seaview in secure complex, 5      Beautiful Timeshare for Sale                                                              Ndaba Drive, Protea. For more info call
bles and camping available – upmarket,       DVD player. Braai area, bedding and                                                                                                    or Cedric 083 253 1311 or                    Kgomotso 083 593 1377 or Thanyani
                                                                                           min walk to Margate beach, sleeps max       Any two weeks per year out of season in      cedricb@worldonline.co.za.
exclusive. Contact Lee on 043 722 8509       towels supplied. Beach towels not             5, pool and covered parking bay, Daily                                                                                                073 136 2787.
or 071 263 0904. Visit our site:             included. Contact Pearl Jason 083 707         rates: Low R330, High R500, Peak            9 different resorts. Fully serviced and      Hibberdene                                   Loans for bank and finance employees,
www.nikinana.co.za or email us:              2015 pjason@ebucksmail.com view               R660. Contact Colin or Lyn at 039 315       self-catering. Can also be exchanged         Leisuredene Village Hibberdene immac-        R1 000 – R20 000. Call Sibusiso 076
info@nikinana.co.za.                         photos on www.gumtree.co.za.                  5633 or 082 336 8132.                       with RCI. Contact Dawn 083 788 1713.         ulate split level 2 bdrms 2 baths separate   236 5491.
Green Point, Cape Town                       Bela Bela (Warmbaths) Area                    Zanzibar Island                             Flexiclub Points                             dining, kitchen, lounge downstairs           MS Driving School: K53 driver’s les-
Close to Waterfront plus major tourist       2 bedroom cottage (sleeps 6) in the tran-                                                 Flexi holiday club points for sale, price    study/family room, large covered veran-      sons and learners tuition. Code 8 @
                                                                                           Kilima Kidogo Guesthouse, Zanzibar,         negotiable. Market value per pt R11,40.      da patio with sea view, garage, pool and
attractions, small bachelor, 1- and 2-bed-   quility of the bushveld. Walking, bicycle     East Coast. Experience a holiday of a                                                                                                 R110 per hour. Learners couching @
roomed self-catering apartments, fully       rides, swimming, birding, game spotting                                                   Points up for sale 10 500. Please contact    laundry in complex plus 24 hr security.      R60 per hour. Please phone 084 211
                                                                                           lifetime in luxury fully serviced guest-    Johan Visser 012 804 8622.                   Price R950 000 neg. Contact Ken 039
furnished, serviced daily, prices from       etc. Rate R 300-00 pd for 1-2 persons,        house, 6 double en suite rooms, pool                                                                                                  0172 or SMS for prompt service.
R200 - R950 per day. Call Hannes 083         R100 pppd for additional persons, chil-                                                   Timeshare – Beacon Isle                      699 3969 or 083 582 1935.                    Grahamstown, PE and surrounds.
                                                                                           table, dartboard, plenty entertainment.
255 9618 or www.davids.co.za.                dren under 10 R50 pppd. Contact Avis          Price 250 p.p.p.n. Bed & Breakfast.         Reduced price. I wish to sell unit 521,      Flat for Sale - Strand                       Birth Chart Interpreter: You will be
B&B in Sedgefield - between                  083 530 7485 or Don 083 390 3360              Contact Joey 084 225 5500 or                week 28 March to 4 April. It compro-         Immaculate modern 2dbrm, 1 bath flat         amazed at what you will discover about
Wildernis and Knysna                         Port Elizabeth                                joeypi@absa.co.za or Dina 082 856           mises 1 bedroom with en suite and pull-      with balcony in newly built complex.         yourself, partner and your children. Read
SonjaBelle’s B&B - Lovely quiet B&B          2-bedroomed furnished beachfront flat.        1046 or status@lantic.net or www.kili-      out couch for R26 500. Please call me at     Laundry, crèche, pool, car wash bay +        how you could develop in both your per-
on Sedgefield Island with 2 double en        Sleeps 6. Available December 2009 to          makidogo.co.za.                             082 777 1640.                                24 hr security in complex. 2 km from         sonal and professional lifeas every
suite rooms each with their own braai        January 2010. Linen supplied. R450 per        Mosselbaai/Tergniet                         Timeshare Springs                            Strand beachfront. In rapidly developing     aspect of your character is analysed in
area. Breakfast is served in a picnic bas-   day. Contact Linda on 083 309 7043 or                                                                                                  area, view of Gordons Bay + Helderberg       detail. Focusing on life path, identity,
                                                                                           Netjiese 2 slaapkamer huis te huur. Slaap   6 Sleeper at Avalon Springs no extra         mountains. Price only R425 000 neg.
ket to enable you to decide where you        041 583 3540.                                 6, 4 volwassenes en 2 kinders.              charges to enter the hot springs (all                                                     emotions and mentality + 12 additional
would like to eat in bed, at the nearby                                                                                                                                             Contact Riana 012 313 3914.                  character traits. R150 per birth chart. To
                                             Kruger Park                                   Branderuitsig, besigtig walvisee en dol-    inclusive) and access to all the indoor
lagoon, beaches or in the peaceful leafy                                                   fyne uit die bad. Stapafstande van die      rejuvenating hot pools 6 – 9 November        Stand for sale                               order reply mail with your name, sur-
bird and tortoise filled garden. Sparkling   Marloth Park, on banks of Crocodile                                                                                                    1600 m2 stand in Porterville, Western        name, place and time of birth to car-
                                             River bordering Kruger. 15 km from            see. Toesluitmotorhuis. Kontak Joey by      2009 or 20 – 23 November 2009 R3
pool, bicycles and table tennis available                                                  041 933 2466 of 083 257 7222.               000. Call Heather Gordon 084 547 0002.       Cape. R210 000 ono. Phone Jannie 082         menh@telkomsa.net.
to gently exercise while on holiday. Day     Crocodile Bridge. Fully equipped house                                                                                                 463 1564.                                    Direct Advantage: Excellent opportunity
trips to places like Plett, Tsitsikama and   with splash pool, braai and lapa – sleeps     Strand                                      Timeshare for Sale
                                                                                                                                                                                    For Sale                                     to earn monthly income. No joining fee,
Oudshoorn possible due to the central        10. Game roam freely. Peak R600, off          Strand (W.Cape) safe and quiet 1 bed-       Global Grand Vacation Package with                                                        no debit order, no products to be sold
locality of Sedgefield. Prices relatively    peak R400 for first 5 people, thereafter a    room large Granny Flat for 2. Available     RCI, which is a yearly holiday for sale –    R250 000 two bedroom, one bathroom           and no extra money to fork out. Do
low from R165 per person sharing per         further R50 per person per day. Contact       for holiday/permanent. Please no smok-      points available immediately, contact        house for sale in Hlanganani Village,        yourself a favour and contact Piet today
night low season to R225 ppspn high          Debbie on                                     ers, children or pets. Walking distance     Mandy @ 033 395 5612 (w) or 084 505          Springs close to N17 toll road. Phase        for more info/details on 082 855 2778
season. Have a look at facilities & book     inkwazihouse@vodamail.co.za. (Ref             to beach and shopping centre. Please        8524.                                        two houses sold for R276 500. School         or 043 748 2165 after 19:00 and during
through http://www.sa-                       3126)                                         call/SMS 072 494 4756.                      Port Edward: Caribbean Estates               and clinic are planned for the develop-      weekends or aniem@mweb.co.za.
venues.com/gr/sonjabelles.htm. No            Jeffreys Bay                                  Waterford House in Clarens                                                               ment. Ideal first home or investment
                                                                                                                                       Fully equipped self-catering, serviced, 3    property to rent. Contact Melanie 011        Reduce Electricity: Reduce Electricity
Commission payable. For the ‘internet        Flat - sleep 4/5 people. Fully equipped       Luxury 4 star graded self-catering lodge    bedroom (8 sleeper) Caribbean style vil-                                                  Bill; fight global warming, save hun-
challenged’ - phone 044 343 3157 and         with braai on balcony. Just bring your                                                                                                 734 4750.
                                                                                           on golf estate. Very special mid week       las in conservation area. Scenic walk-                                                    dreds of Rands every month. Complete
speak to Sonja or Izobelle!                  towels. R400 pd in season and R200 pd         rates for bank pensioners. Phone Jean       ways. Direct access to beach and             To let Elspark – Germiston                   step by step setup. Fully illustrated man-
Knysna                                       out of season. Jorian 083 458 5684.           083 285 0021. web: www.clarensgolf-         Umtamvuna River. Week 4-11                   2 Bedroom, 1 bathroom, own garden,           ual and easy. To follow Video
Fully equipped self-catering flatlet with    Margate                                       breaks.co.za. email: waterfordin-           December 2009. R8 000. Call 083 231          access control, 24 hr security, complex      Instructions http://tinyurl.com/loujot.
private patio and braai area, magnificent    4-6 sleeper flat, 400 m from beach, fully     clarens@gmail.com.                          6461.                                        swimming pool, children’s play park. R4      DJ (Gauteng): Wim 69 for all your func-
views of lagoon and mountains, TV and        equipped self-catering, secure complex.       B & B South Coast KZN                       Umdloti: Perna Perna                         500 per month excluding water and elec-      tions. No function is too big or too
undercover parking, sleeps 2, tariff R250    Out of season R250 and in season R450                                                                                                  tricity. Contact Danie 082 558 1526 or       small. Contact Werner 083 408 4108 or
                                                                                           The Treehouse is located in tranquil        Fully equipped self-catering, serviced, 3    e-mail ddfrey@fnb.co.za.
per day out of season, R300 per day in       per day. Contact Reinhardt 072 610            Pumula. Stunning panoramic sea views,       bedroom (6 sleeper unit) Umdloti beach                                                    e-mail wim69@ananzi.co.za. Quotes
season. Tel: 044 384 0734.                   6420 or email vanderwaltr@fnb.co.za.          safe and secure, ample parking with         and rock pools metres away. Swimming         Plettenberg Bay                              will be provided according to needs.
Knysna                                       10 St Ellen Great Brakriver                   deck and braai area plus bar. All bed-      pool, superb sea view. Week 4-11             4.28 ha, 5 kms from town, area rezoning      I am looking for transport from
Fully equipped self-catering unit. Sleeps    Fully equipped self-catering holiday          rooms have en suite facilities. R200        December 2009. R8 000. Call 083 231          for residential with full services, immi-    Alberton, Voortrekker Road to Absa con-
two (double bed), full bathroom, (show-      accommodation. Pool in complex.               pppd out of season. R300 pppd in sea-       6461.                                        nent. Municipal priority development.        nect Zone in Auckland Park. Contact
er and bath), TV and off-street parking,     Sleeps 4 in cottage. R500 per day.            son. Phone Keith or Christine 039 684       Timeshare for Sale                           Surrounding properties held developers.      Jackie 082 498 6378 or e-mail
own patio with braai facilities and mag-     Sleeps 6 – 3 bedrooms, R800, situated         5098 e-mail thetreehouse@telkomsa.net.                                                   Large house with cottage on property.        Jackie.duplessis@absa.co.za.
                                                                                                                                       Flexi Club Points available. Contact         Electricity and water on site. Price R3
nificent views of lagoon and mountains.      near Hartenbos/Mossel Bay & George.           Zia’s Accommodation                         Rina @ 083 231 6461.                                                                      Zhareena’s transport and shuttle services,
R250 per day out of season, R300 per         TV, DVD (DStv with card) and braai                                                                                                     900 000. Phone Bob 044 533 3133.             Cape Town Area. Airport shuttles, day
                                                                                           Holiday apartments available Sea Point,     Pinnacle Point Beach and Golf
day in season. Tel: 044 384 0562 or 083      facilities. Contact Erna at 082 925 6128      Rondebosch Village and Green Point.                                                      Kruger Park                                  tours and point to point transfers.
                                                                                                                                       Resort-Mosselbay
269 1751.                                    or 016 455 6071 or                            Modern tastefully furnished and fully                                                    Self-catering cottage for two, 5 min from    Contact Faeez 082 691 7777 or 021 692
                                             vereenigingBM@nedbank.co.za.                                                              Free standing upmarket, 4 en suite bed-      Kruger Park, 4 min from Mozambique           3920 or Shareena 072 018 7679 or 021
Jeffreysbaai – Oos Kaap                                                                    equipped. Close to beach. Contact Ruby      rooms, house fully equipped.
Selfsorg 2, slaapkamer eenhede @ R350        Holiday Accommodation Cape                    Bake 021 705 9836 or 083 707 0803.                                                       border (Maputo is just 45 min away and       703 7738.
                                                                                                                                       Accommodates 8 people. Overlooks             45 min to Swaziland). R200 per person
p/d buite seisoen en R550 p/d binne          Town/Muizenberg                               Hermanus                                    11th Fairway & Green. Available from                                                      I am looking for a lift club from
seisoen. Loopafstand van strand. Marna       Fully furnished, own braai area, accom-                                                                                                per night, discount for 3 nights or more,    Sydnham to Kingsmead every day.
                                                                                           Accommodation available throughout          4/12/09 to 11/12/09. Contact Swannie         large tropical garden with pool. To book
082 828 4344.                                modation for holidays 5 km from beach         the year. Sleeps 6 @ R800 per day. Fully    023 312 1645.                                                                             Contact Shireen 083 357 8734.
                                                                                                                                                                                    contact David Rankin on 082 776 3041


Sasbo members may use the Smalls section of Sasbo News to place three advertisments annually free of charge. The size of these insertions is limited to 40 words per advertisement, excluding contact details. Longer advertisements
are acceptable as paid advertisements. The charge will be 20 cents per word, all words included. Smalls contact numbers: fax 011 467 0188, e–mail: Stephnea@sasbo.org.za, tel 011 467 0192, Private Bag X84, Bryanston, 2021.



                                                                                                                                                                                                                                                                  18
The official organ of Sasbo, The Finance Union, est. 1916                                                                                                                                  www.sasbo.org.za




                                                                                                  SASBO
                                                                             Membership Application Form
A             TELL US ABOUT YOURSELF                                                                                                                       FOR OFFICE USE ONLY

ID Number                                                                                       Title                        Status

Surname                                                                                         Male     Female              Title Code

Full First Names                                                                                                             Payment Type

                                                                                                                             Acc Type

Code & Tel (W)                                                                                                               Bank AT

Code & Tel (H)                                                                                                               Work AT

Cell No                                                                                                                      Label

Race (Govt Statistics)    Black               Coloured         Indian         White                                          Recruiter

                                                                                                                             Area Code
B             Address
                                                                                                                             Deduct Subs
email

                                                                                                                             E             Debit Authorisation – Indicate which is applicable
Private Postal                                                                                                                       I agree to pay Sasbo monthly subscriptions as determined by the Union
 (as alternate address                                                                                                               from time to time, and authorise you to recover my subscriptions from
 for Sasbo News)**                                                                                                                   my bank account via ACB Magtape.
                                                                                                                                     I hereby authorise my employer to deduct from my salary each month
Postal Code                                                                                                                          and pay on my behalf, my subscription fee to Sasbo as determined by
                                                                                                                                     the Union from time to time.
** Absa & Nedcor receive Sasbo News at workplace address

C             WHERE DO YOU WORK?                                                                                             F
Institution
Department
Employee Number
Job Grade
                                                                                                                             Signature                                                       Date

Branch Code (Nedcor)                                                                                                         Enrolled by:
Cost Centre (Absa)                                                                                                           Bank:
                                                                                                                             Branch:
D             BANKING ACCOUNT DETAILS
                                                                                                                             Name of member recruited:
Name of Bank
Branch                                                                                                                       One month’s written notice is required for the cancellation of membership.
Account Number
Branch Clearing Code
Type of Account                   Cheque              Transmission        Savings                                            Signature                                                       Date



SASBO OFFICES
Headquarters: Fourmall Office Park West, Building No. 1, Percy Street, Fourways. Private Bag X84,       Durban office: 10 Sookhai Place, Derby Downs, Suite 3, Grosvener Square, Westville. PO Box 337,
Bryanston, 2021. Tel: (011) 467 0192. Fax: (011) 467 0188.                                              Westville, 3630 . Tel: (031) 266 9355. Fax: (031) 266 9359. e–mail: sasbodbn@mail.ngo.za.
Headquarters staff, Administration, Research and Information, Training and Legal                        Port Elizabeth office: 4 Ascot Road, Mill Park, Port Elizabeth, 6001. PO Box 63708, Greenacres,
Department: Tel: (011) 467 0192. Fax: (011) 467 0188.                                                   6057. Tel: (041) 373 9471/2/3. Fax: (041) 373 9475. e–mail: sasbope@mail.ngo.za.
Johannesburg office and Bank Pensioners’ Society: 159 Jan Smuts Ave, Parkwood. Tel:                     Bloemfontein office: Unit 14, Westdene Centre, Cnr First Ave and Reid Street, Bloemfontein. PO
(011) 442 0030. Fax: (011) 442 0034. e–mail: venessab@sasbojhb.org.za                                   Box 12310, Brandhof, 9324. Tel: (051) 447 7422. Fax: (051) 447 7430. e–mail: sasboblm@mail.ngo.za.
Pretoria office: 18 Botano, Cnr Embankment Street & Lenchen North Ave, Centurion. PO Box                Sasbo News: Fax (011) 234 1501. e–mail: schraader@mweb.co.za.
11912, Centurion, 0046. Tel: (012) 663 6673. Fax: (012) 663 6713. e–mail: sasbopta@sasbo.org.za         The Sasbo News contact number is specifically for matters regarding the newspaper (changes of
Cape Town office: 42 Burg Street, 6th Floor, Cape Town, 8001. PO Box 2256, Cape Town, 8000.             address and non–receipt of newspapers should be advised to Sasbo Headquarters). All other
Tel: (021) 424 5941. Fax: (021) 424 3014. e–mail: sasbo@sasbocpt.org.za                                 enquiries should be directed to the relevant numbers on this page.


SECRETARIES’ DIRECTORY
COMMITTEE                          NAME                        BANK                    FAX NO           E–MAIL                                             ADDRESS
Bloemfontein                       Pieter Wessels              Absa                    086 624 0552     pieterwes@absa.co.za                               PO Box 538 Bloemfontein 9300
Boland                             Lynn Benjamin               FNB Acquisitions        086 594 2044      linda.benjamin@fnb.co.za                          Tygervallei Office Park, Bellville 7530
CapeTown                           Tarmara Mabe                SBSA                                     tamara.mabe@standardbank.co.za
Diamond Fields                     Charmaine Eksteen            SBSA Assets            053 807 8149      charmaine.eksteen@standardbank.co.za              PO Box 626 Kimberley 8300
Drakensberg                        Shaheda Asvat               SBSA Ladysmith          036 637 6375      shaheda.asvat@standardbank.co.za                   PO Box 22 Ladysmith 3370
Durban                             Janice Canny                Absa Exchange Control   031 467 9053     janicek@absa.co.za                                 PO Box 4724 Durban 4000
East London                        Claudia vd Westhuizen       SBSA East London        043 726 9999     claudia.vanderwesthuizen@standardbank.co.za        PO Box 2237 Beacon Bay 5205
Far North                          Moloko Serakalala           SBSA Limpopo Mall       015 290 8392     moloko.serakalala@standardbank.co.za               Shop 1&2 Limpopo Mall Middestad 0699
Goldfields                         Ansie Steele                SBSA Assets             057 398 9624     ansie.steele@standardbank.co.za                    PO Box 16 Odendaalsrus 9480
Goldengate                         Ntabiseng Moeng             Nedbank Bethlehem       058 307 3930                                                        PO Box 129 Bethlehem 9700
Grahamstown                        Sylvia Ndzima               Nedbank Port Alfred     046 604 3903     portalfredtlcs@nedbank.co.za                       PO Box 50 Port Alfred 6170
Johannesburg                       Matshidiso Ngakane          Absa Main Street        011 492 1418     tshidin@absa.co.za
Langeberg                          Hein Coetzee                Landbank Swellendam     028 514 3129     hpcoetzee@landbank.co.za                           PO Box 665 Swellendam 6740
Lowveld                            Bheki Ndaba                 Nedbank Nelspruit                         bhekin@nedbank.co.za                              3 Ferreira Street Nelspruit 1200
Natal South Coast                  Joan Hamilton-Shaul         FNB Port Shepstone       039 682 1828    joanshaul@gmail.com                                PO Box 7 Umtentweni 4325
Newcastle                          Talitha Zanone              SBSA Newcastle          034 312 1938     talitha.zanone@standardbank.co.za                  PO Box 22 Newcastle 2940
Northern Natal                     Karin Marx                  Absa Vryheid            034 980 8848     karinma@absa.co.za                                 PO Box 123 Vryheid 3100
Pietermaritzburg                   Vino Naidoo                 SBSA Pietermaritzburg   033 394 7607     Vino.mnaidoo@standardbank.co.za                    PO Box 379 Pietermaritzburg 3200
Port Elizabeth                     Liesel Hollis               FNB Private Clients     041 363 8316     lhollis@fnbpc.co.za                                PO Box 34791 Greenacres 6055
Pretoria                           Edith Fredericks            Absa Hatfield Gardens    012 342 7746    edithf@absa.co.za                                  Block C 333 Grosvenor Str, Hatfield
Rustenburg                         Trienie Steyn               Landbank Rustenburg     014 597 3732     cmsteyn@landbank.co.za                             PO Box 22 Rustenburg 0300
South Western Districts            Neil McConnell              FNB George              044 874 7991     mcconnell@fnb.co.za                                PO Box 37 George 6530
Sub Kalahari                       Daniela Eilerd              FNB Kuruman             053 712 1436     kuruman@fnb.co.za                                  PO Box 20 Kuruman 8460
Tygerberg                          Gabriel Rousseau            Landbank Vlaeberg       086 621 6378     gjrousseau@landbank.co.za                          PO Box 1525 Vlaeberg 8018
Uitenhage                          Martie Bezuidenhout         FNB Ziyabuya            041 485 2858     ziyabuya.coordinator-agency@fnb.co.za              PO Box 43020 Kwadwesi 6004
Upington                           Charlene du Plessis         SBSA Upington           054 332 3280     brandon.gallant@standardbank.co.za                 PO Box 20 Upington 8800
Vryharts                           Donald Mwase                Absa Hartswater         053 474 9423     donaldm@absa.co.za                                 26 DF Malan Street Hartswater 8570
Zululand                           Shereen Lawrence            SBSA Empangeni                           shereen.lawrence@standardbank.co.za                 PO Box 105 Empangeni 3880




 19
The official organ of Sasbo, The Finance Union, est. 1916                                                                      www.sasbo.org.za




                                           Becoming a  Wedding bells
                                                                 Liesel
                                           member wins for been a big year for Sasbo
                                                       2009 has
                                           some lucky  Management Committee member,
                                                       Liesel Wait. In August, she married
                                           members     her prince, Warren Hollis, and in
                                                       November – as Liesel Hollis - she was
                                                       re-elected to Mancom.
                                           R500
                                                                                    Liesel is based in Port Elizabeth, where
                                               ome new Sasbo members are
                                           S   luckier than others. It is their
                                           names that are drawn for the
                                                                                    she is well known as a committed and
                                                                                    capable member-representative.

                                           R500 prizes awarded to randomly
                                           selected new recruits each month.

                                           Smiling Precious Mthembu of Pretoria
                                           (above left) was one of the fortunate.
                                           On hand to share her fortune were
                                           Maureen Baikedi of Sasbo’s Pretoria      Engaging relationship
                                           office and Mpendulo Xwazi of the
                                           Pretoria Branch Executive Committee.     Divan van Niekerk from Sasbo’s head
                                           Both Precious and Mpendulo work at       office Legal department got engaged
                                           First National Bank Church Square        on 8 November to Tanja du Toit.
                                           Pretoria and they both encourage non-
                                           members to make the right decision by
                                           joining the union. “You never know       In this picture (left) we see Nommy
                                           when trouble might knock on your         Jonas, Grahamstown BEC chairperson,
                                           door to make you wish you had            handing Willana Adams of Absa Port
                                           Sasbo’s support,” they say.              Alfred her R500 lucky draw prize.




                  Who will fight for you on your problem insurance claim?
                  Phone GWIB (Pty) Ltd on (011) 510 1300 for a free, no obligation premium quote.

                                                                                                                                         20

						
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