# Calculation by hedongchenchen

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```									Calculation
Comparison
One Tonne Life                    New house                Older house

Production cost/purchase price (SEK)        5 127 601                     4 023 180                 4 099 200

Accommodation expenses, net (SEK)              14 906                         12 541                   16 965
Car costs (SEK)                                 4 249                          3 646                    5 339
Food costs and other expenses (SEK)            16 537                         16 267                   16 267

Total                                          35 692                         32 454                   38 571

100%

90%

80%

70%

60%

50%

40%

30%

20%
Food costs and other expenses
10%
Car costs
0%
Accommodation expenses, net
One Tonne Life       New house   Older house
One Tonne Life
One Tonne Life                                                                                                   Comment
Production cost:                      4 025 960
1.   Land Registration 1.5% + SEK 825. Mortgage fees
Estimated purchase price, plot:       1 000 000                                                                       2% + SEK 375.
Title deed and mortgage deed costs: 101 641                                                               (1)    2.   Applied for from Swedish Energy Agency, limited.
Total:                                5 127 601
3.   5,025,960 * 85% =4,272,066.
Deductions:
4.   ICA Bank official rates 2011-06-09.
Subsidy for solar cells:                  7 500
5.   10% of total amount repaid over 15 years.
Subsidy for solar panels:               235 200                                                           (2)
6.   70% of monthly interest rate cost.
Production cost:                      4 884 901
7.   Bought electricity 7,361 kWh/year (SEK 1,30 per
kWh). Sold electricity 1,400 kWh/year
85% mortgage                          4 272 066                                                           (3)         (SEK 0.50 per kWh).
Down-payment                            855 538
8.   190-litre container + fixed cost.
5 127 604
9.   Consumption 109 cubic metres x SEK 20.89 per
cubic metre + fixed cost.
Loan structure                    Binding period       Sum       Interest   Amortization   Monthly cost   (4)
10. SEK 1.35 per kWh x 17 kWh per 100 kilometres.
Loan 1                                3 months     1 424 022        3,93              0          4 664               Estimation includes 20,000 kilometres driving per
year. Present energy tax.
Loan 2                                  2 years    1 424 022        4,47              0          5 304
11. No road tax during first five years.
Loan 3                                  5 years    1 424 022        5,14         24 271          8 122    (5)
4 272 066                                     18 09           12. Estimated premium for Volvo C30.

13. Assuming that Volvo C30 Electric will be SEK
100,000 more expensive than present C30 DRIVE
Budget                                     Sum       Month     net/month
(series production).
Expenses accommodation
14. The Lindell family, who previously spent more on
Interest                                192 813      16 068       11 247                                  (6)        groceries than the average family, has lowered these
Amortization                             24 271       2 023        2 023                                             costs by SEK 2,500 per month by living climate
smart.
Electricity incl. heating                 8 868         739         739                                   (7)
15. Café and restaurant costs during Week 4-23
Refuse collection                         2 374         198         198                                   (8)
recalculated monthly for One Tonne Life family.
Water and sanitation                      4 268         356         356                                   (9)
Home insurance                            4 128         344         344

Municipal property tax                        0           0            0

19 727       14 906

Car costs (excl. depreciation)

Electricity                               4 596         383          383                                  (10)
Road tax                                      0           0            0                                  (11)
Car insurance                             3 444         287          287                                  (12)
Car costs                                39 600       3 300        3 300                                  (13)
Tyres, repairs                            3 348         279         279

4 249        4 249

Other expenses

Food                                     66 000       5 500        5 500                                  (14)
Recreation/play incl. mobile phone       28440        2 370        2 370

Clothing and shoes                       24600        2 050        2 050

Personal hygiene                         14400        1 200        1 200

Purchased lunch                          13200        1 100        1 100

Cafés, restaurants                       16164        1 347        1 347                                  (15)

Savings                                  12000        1 000        1 000

Home equipment                             8520         710         710

Public transport                           6000         500         500

Doctors, dentists etc.                     6000         500         500

Consumables                                3120         260         260

16 537       16 537
New house (Lindholmen from the A-hus catalogue)
New house                                                                                                     Comment
Production cost:                      2 940 000                                                        (1)
1.   Lindholmen 157 m2 with A-hus standard LDV with
Average price, plot:                  1 000 000                                                        (2)         heat pump Nibe 750 + carport and storage.
Title deed and mortgage deed            83 180                                                         (3)    2.   Facts from A-hus (estimated average cost Western
Total:                                4 023 180                                                                    Sweden based on land for sale June 2011.

3.   Land registration 1.5% + SEK 825. Mortgage fees
2% + SEK 375.
85% mortgage                          3 349 000

Down-payment                           674 180                                                                4.   ICA Bank official rates 2011-06-09.

4 023 180                                                               5.   10% of total amount repaid over 15 years.

6.   70% of monthly interest rate cost.
Loan structure                 Binding period         Sum       Interest Amortization   Monthly cost   (4)    7.   42 kWh per square metre x 157 square metres x
Loan 1                                3 months    1 116 000        3,93            0           3 655               SEK 1.30 per kWh = SEK 8,568 per year according
to Vattenfall’s estimations.
Loan 2                                   2 year   1 116 000        4,47            0           4 157
8.   Volvo C30 DRIVe 3,8 litres/100 kilometres diesel
Loan 3                                   5 year   1 117 000        5,14       20 343           6 480   (5)
SEK 13.89 per litre.
3 349 000                                   14 292
9.   No road tax during first five years.

10. Half insurance + new car warranty.
Budget                                    Sum       Month     net/month
11. Estimation SEK 194,000 including depreciation and
Expenses accommodation
car loan.
Interest                               151 158      12 596        8 818                                (6)
12. According to Swedish Consumer Agency.
Amortization                            20 343       1 695        1 695

Heating incl. household electricity     13 572       1 131        1 131                                (7)
Refuse collection                        2 374         198         198

Water consumption                        4 268         356         356

Home insurance                           4 128         344         344

Municipal property tax                       0           0            0

16 320       12 541

Car costs

Fuel                                     10560         880         880                                 (8)
Road tax                                     0           0            0                                (9)
Car insurance                             3444         287         287                                 (10)
Car costs                                26400       2 200        2 200                                (11)
Tyres, repairs                            3348         279         279                                 (12)
3 646        3 646

Other expenses

Food                                     62760       5 230        5 230

Recreation/play incl. mobile phone       28440       2 370        2 370

Clothing and shoes                       24600       2 050        2 050

Personal hygiene                         14400       1 200        1 200

Purchased lunch                          13200       1 100        1 100

Cafés, restaurants                       16164       1 347        1 347

Savings                                  12000       1 000        1 000

Home equipment                            8520         710         710

Public transport                          6000         500         500

Doctors, dentists etc                     6000         500         500

Consumables                               3120         260         260

16 267       16 267
Older property
Older property                                                                                               Kommentar
Purchase price:                      4 000 000                                                        (1)
1.   Tax value SEK 2,550,000 based on average price
Title deed and mortgage deed costs:    99 200                                                                     level.
Total:                               4 099 200                                                               2.   ICA Bank official rates 2011-06-09.
Deductions:
3.   10% of total amount repaid over 15 years.
85% mortgage                         3 400 000
4.   70% of monthly interest rate cost.
Down-payment                          699 200
5.   Electric heating 15,000 kWh heating, 5,000 kWh hot
4 099 200                                                                    water, 6,200 kWh household electricity x SEK 1.30
per kWh. Energy cost per month: SEK 2,838.

Loan structure               Binding period          Total     Interest Amortization   Monthly cost   (2)    6.   SEK 2,550,000 x 0.75 percent. Legally limited to
SEK 6,512 per year.
Loan 1                                3 month    1 133 300        3,93            0           3 712

Loan 2                                  2 year   1 133 300        4,47            0           4 222          7.   Redecoration (painting & wallpaper) and repairs of
appliances .
Loan 3                                  5 year   1 133 400        5,14       20 500           6 563   (3)
8.   20,000 kilometres per year x SEK 13.84 per litre with
3 400 000                                   14 496
a fuel consumption of 5,8 litres per 100 kilometres.

9.   Calculated on a Volvo C30 2.0D Model Year 2008.
Budget                                   Sum       Month     net/month                                            5,8 l diesel per 100 km & 151 g CO2 per km.
Accommodation expenses
10. ICA Bank car insurance Volvo C30 Model Year 2008.
Interest                              153 454      12 788        8 951                                (4)        20,000 kilometres driving per year. Including
20 percent discount.
Amortization                           20 500       1 708        1 708
(5)    11. Loan SEK 80.000 (car value) repaid over 36 months.
Electricity                            34 056       2 838        2 838

Refuse collection                       2 374         198         198                                        12. According to Swedish Consumer Agency.

Water consumption                       4 268         356         356

Villa home insurance                    4 452         371         371

Municipal property tax                  6 516         543         543                                 (6)
Running costs                          24 000       2 000        2 000                                (7)
20 802       16 965

Car costs (excl. depreciation)

Fuel                                   16 056       1 338        1 338                                (8)
Road tax                                2 750         229         229                                 (9)
Car insurance                           6 876         573         573                                 (10)

Car costs                              29 316       2 443        2 443                                (11)
Tyres, repairs                          9 072         756         756                                 (12)

5 339        5 339

Other expenses

Food                                   62 760       5 230        5 230

Recreation/play incl. mobile phone     28 440       2 370        2 370

Clothing and shoes                     24 600       2 050        2 050

Personal hygiene                       14 400       1 200        1 200

Purchased lunch                        13 200       1 100        1 100

Cafés, restaurants                      16164       1 347        1 347

Savings                                12 000       1 000        1 000

Home equipment                          8 520         710         710

Public transport                        6 000         500         500

Doctors, dentists etc                   6 000         500         500

Consumables                             3 120         260         260

16 267       16 267
www.onetonnelife.se

The One Tonne Life project is an initiative by:

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