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					                                             Federal Mortgage Program
    CLOSING COST                               FOR LAW
ASSISTANCE PROGRAM                           ENFORCEMENT
 MAY BE AVAILABLE                             Federal Mortgage Program may enable you to
      UP TO $4000.00                            obtain a substantially lower interest rate
                                                 than a conventional mortgage program.
  LENDER CREDIT TOWARDS
      CLOSING COSTS.
    PURCHASE ONLY. RESTRICTIONS MAY APPLY.                PURCHASING                                        MORTGAGE PROGRAM
                                                     • 100% Financing Available
                                                    • Competitive Interest Rates
                                                                                                           FOR FIRST-TIME HOME
                                               • LOW Closing Cost Option Available
                                                       • FREE Pre-Qualification
                                                                                                           BUYERS AND CURRENT
                                                    • You may still qualify under
                                                  UNION ASSIST even if you have
                                                                                                              HOMEOWNERS
                                                   been denied by another lender
                                                    • You may be eligible under
                                                                                                                                   NO POINTS
                                                  UNION ASSIST even if you have
                                                already applied with another lender
                                                                                                                            NO MORTGAGE BROKER FEES
                                                                                                                               NO PROCESSING FEE
                                                         REFINANCING                                                          NO UNDERWRITING FEE
                                             • Cash-out up to 85% of appraised value
                                                     • Reduce your interest rate
                                                   • Save up to $1000 per month
                                                 • Cash out for home improvement
                                                 • Cash out for debt consolidation
                                                 • Loan amounts up to $1,200,000
                                             • Under new Federal Program no equity
                                               may be required in order to refinance
                                                     • FHA Streamline refinance                                                        ICC MORTGAGE SERVICES
                                                         No appraisal required
OTHER PROGRAMS ARE AVAILABLE                                                                                                               516-766-3400
  IN ADDITION TO UNION ASSIST.                                                                                                                              WWW.ICCMORTGAGE.COM
   CONTACT A CREDIT OFFICER                  CURRENT PROGRAMS AVAILABLE
                                              • New Purchase • Refinance • Residential and Commercial   ICC Mortgage Services is a DIRECT LENDER - LICENSED MORTGAGE BANKER, NEW YORK STATE BANKING DEPARTMENT. New York Offices are located at 1600 Stewart
     FOR MORE INFORMATION.                    • Investment Properties • FHA - First-time Home Buyers    Avenue, Westbury, New York 11590. Within New York State call 516-766-3400. Outside New York State 800-500-6323. For information about mortgages in other states by
                                                                                                        ICC call 516-766-3400. ICC Mortgage Services offers Government Insured Programs, however is not a Government Agency. ICC Mortgage Services is an approved lender with
                                                                                                        the Federal Housing Administration and the U.S. Department of Housing & Urban Development. INTEREST RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. NMLS # 5109

				
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