Penn Estates Dresses Up for the Holidays_

Document Sample
Penn Estates Dresses Up for the Holidays_ Powered By Docstoc
                                                                                                                       LIVING IN HARMONY WITH NATURE

 Penn Estates Property Owners Association                                                                                                                             New Year 2007

                                                                                                ceremony and partake

Penn Estates Dresses                                                                            of the delicious
                                                                                                seasonal refreshments,
                                                                                                including hot apple

Up for the Holidays!                                                                            cider.
                                                                                                    The 10-foot tree
                                                                                                was beautifully
By Maureen Robinson                                                                             decorated with
    The Community was awash in lights and decorations this holiday season thanks to the         assorted ornaments
creative talents of Dee Sanchez and Stephanie Polemir. From Hallet Road to the back             and hundreds of multi-
gate, lights and wreaths, trains and even a gingerbread house lined Penn Estates Drive.         colored lights. It was
The ladies worked tirelessly for weeks planning and designing every little detail.              so perfect, many
    Aided by the Maintenance Crew Elves – Mike Davidson, Jim Kawalski, James                    people thought it was
Pepper, Shawn Caron, John Krayeski, and Bill Sansouci – Dee and Stephanie trans-                artificial. How ironic.
formed our Community into a holiday tableau to rival any 5th Avenue store window. The           The caroling, led by
adorable dolls at Hallet Road brought a smile every night to the faces of many commuters        Andrea Reiter, was
after a long, tedious trek from the city. And speaking of commuting, it was such a clever       also broadcast outside
idea to create a train with pictures of residents from each section that appeared on the side   so that passers-by
of the Community Center.                                                                        could enjoy the sounds
    Particularly impressive was the gingerbread house at the back gate with its candy           of the season. And
decorations, countless lights and, of course, gingerbread man. It truly looked good             Santa made an early visit to the festivities to the delight of all, especially the children.
enough to eat. Equally impressive was the Administration Building with the beautiful                Breakfast with Santa - Santa returned the next morning to visit with the children and
lighting and large spectacular wreaths, the work of Dawn Wolfe.                                 hear their wish lists for Christmas. With a chair especially designed for him and a sleigh
    Their work seemed to inspire many homeowners to follow suit. Signs of the season            full of gifts, Santa greeted many, many children.
were evident in every neighborhood with large displays of lights, ribbons, wreaths and              Photographer, Bill Stanukenas, was on hand to take photos of the children (and
Christmas trees, not to mention                                                                 sometimes the parents) with Santa. Mrs. Santa was also there as were many of Santa’s
countless inflatable lawn                                                                       helpers who served hot cocoa and refreshments to everyone.
ornaments. Penn Estates truly                                                                       Together, these activities created a true feeling of Christmas in our Community.
became a winter wonderland                                                                      Many thanks to the several volunteers who gave hours of their precious free time to
for all to enjoy.                                                                               bring the spirit of the season to Penn Estates.
    Tree Lighting Ceremony -                                                                                                                             More photos on page 16 and 21...
The weeks of work culminated
in the “official” opening of the
season at the Second Annual
                                                                                                   Penn Estates Property Owners Association                               PRSRT STD
Tree Lighting ceremony on                                                                                                                                                U.S. POSTAGE
                                                                                                   Penn Estates Drive
Friday, December 7th. Many                                                                                                                                                   PAID
                                                                                                   Analomink PA 18320
residents gathered in the Oak                                                                                                                                          East Stroudsburg, PA
Room to participate in the                                                                                                                                                     18301
                                                                                                   ADDRESS SERVICE REQUESTED                                             PERMIT NO. 48

                                                                                                                     IVE MA
                                                                                                            E-SE USH !
        Santa’s helpers Dee                                                                             DAT
                                                                                                             SE R
               Sanchez and
         Stephanie Polemir
          transformed Penn
       Estates into a winter
                                                                                                                            Penn Estates Resident
 2                                                                            WWW.PEPOA.ORG                                   TATE     MONY
                                                                                                                            ESTATES HARMO
                                                                                                                       PENN ESTATES HARMONY                                                 Winter 2006-07

Manager’s Message                                                                                                   President’s Message
By Carrie Ridner, CMCA, AMS                                                                                         By Frank Sanchez, President
    Happy New Year! Wow, its January 10th and we have
yet to feel winter or see its wintry white stuff. Not that I
                                                                                                                    New year, New beginnings…
am complaining. I am sure we will soon see a dose of the                                                                The old year has passed and we now embark on a new one.
good ole white stuff. It will make me feel like our snow                                                            The past year has seen many successes in both our physical plant
removal equipment is for more than just decorations.                                                                (beach, pool, new administrative building, etc.). Our finances
    However, when it does snow, just a few reminders. If                                                            were either at budget or generated a small surplus. For the first
you do not have to drive, please stay home. It makes it                                                             time ever, we are also totally self sufficient with respect to snow
easier for our snow operators to clear the roads safely.                                                            removal. Yet, the upcoming year presents several challenges and
Also, the most unpopular plowing in your driveway… We will do it as part of the                                     opportunities.
plowing and cleanup. With over 1700 driveways, we cannot possibly lift the plow at                                      We anticipate completing our rear gate relocation project, completing the final pool
every driveway and properly plow at the same time. Our recommendation if you do not                                 apron upgrade, and redesigning our mail facilities to allow more convenient and safer
have a service plowing your driveway and you feel you must shovel before the snow                                   access for all our residents. The Long Range Planning Committee is examining
stops; leave the last two feet at the end of your driveway until the roadway is cleared.                            alternatives for upgrading, enhancing, or replacing the current community center
This will save you from being frustrated that that **** snowplow guy put all that snow                              structures. Community landscaping should be completed in- house this spring,
back in your driveway.                                                                                              enhancing the natural beauty already present in Penn Estates. The challenge of the gypsy
    On a different note, I am sad to tell you that our Operations Manager, Ron Gatti, has                           moth and the ever-expanding deer population is the province of the Wildlife and
resigned his position with Penn Estates. Ron has accepted a position with another                                   Forestry Committee. Any solutions are both long-term in nature, and unfortunately
community just north of here. He and his wife Ida, plan to relocate closer to his new job.                          expensive also. A project for Finance has now been created!
We thank Ron for his service to the Community and wish him and Ida all the best.                                        Your Board of Directors has also undergone a change in the past year. Many
    What is on tap for 2007? Well I don’t think it is going to be as exciting as 2006 with                          members have retired, new ones elected and/ or appointed to vacant positions, each with
our major Beach renovation, but you will see some changes. We are currently working                                 fresh ideas as to how to make Penn Estates an even better place to live. Change is one of
                                          on the renovation of the pool restrooms. They                             the few certainties of life, and for my wife Dee and myself that time has also arrived.
                                          have been completely redesigned and will be                               Although we have enjoyed our home in Penn Estates, the time has come for us to move
                                          ADA compliant. The next renovation will be the                            on. We plan on relocating in the near future. As such I will be leaving the Board not
             AAA +                        restroom facilities in the Community Center.                              later than the Annual Meeting in May. The parting is bittersweet as are all partings. Our
        ADDITIONS                         Also, the Board of Directors has approved the                             fondness for our community and the many friends we have made over the years will be
    We do it all! New homes,              relocation of the rear gate. We will be moving the                        sorely missed; however we look forward to a new beginning in our new location.
        basements, attics,                gate closer to the new administration office,                                 If you have not already gotten involved in your community, I urge you to do so. Dee
    electrical, carpentry, etc.           adding a second entry lane and turning lanes. The                         and I got involved and our involvement has truly enhanced our stay here. Be a part of
   Free Estimates • Fully Insured         Administration office will be accessible without                          the future Penn Estates, you will not regret your decision.
            Call Danny:                   coming in the gate.
         (570) 328-4228
        or (570) 643-6397
                                                                                                                                     Easter Egg Hunt
                                                                                                                                         Saturday March 31st
                                                                                                                                          10:00AM to Noon

                                                                                                                         Prizes • Refreshments • Free-will donation box

                                                   Harmony                                                             And most important - the Easter bunny will be there!

                                                                                                                      Sign up sheet will be in the office to help us plan on
                                                                                                                         approx. how many children will be attending.
                                  The official publication of the                                                     You may also email information to
                             Penn Estates Property Owners Association
                                                                                                                          Any questions call Clarice Wilkens 421-0391
            Editor ........................................................................... Maureen Robinson
            Staff ................................. Jason Jones, Sharon Kennedy, Kara D’Amato,
                                                      Nicole Padilla, Charles Jenkins, Jane Harris,
                                                          Andrea Reiter, Larry Dias, Dee Sanchez                        Super Bowl XLI Party
            Photographers ...................................... Bill Stanukenas, Dee Sanchez,                          Sunday, February 4, 2007
                                                                       Charles Jenkins, Larry Dias                      Penn Estates Oak Room
            Board Liaison ..................................................................... Lisa Sanderson          Doors open 5:30PM

       Published by                                                                                                                We invite you to our annual Super Bowl Party.
                         Community Newspaper Publishers, Inc.                                                                      We will be serving wings, hoagies and soda.
                 FOR ADVERTISING and PUBLISHING INFORMATION:                                                                       Bring your family and friends, and have a good
                       110 Wayne Street, Stroudsburg PA 18360
                                                                                                                                   time meeting new neighbors and watching the
               PHONE (570) 476-3103 E-MAIL
                                                                                                                                   Super Bowl on our big-screen TV!
     The acceptance of advertising in the Penn Estates Harmony does not constitute endorsement by the Penn
     Estates Property Owners Association or Community Newspaper Publishers, Inc. Position of advertise-                 Cost: $5 per person
     ments is not guaranteed. All advertising is subject to acceptance by the editor and publisher. The publisher
     is not responsible for errors in ads or claims made by advertisers.                                                BYOB
                              Serving Monroe and surrounding counties

RHS WASTE SERVICES is an independently owned and operated company located in Monroe
County, Northeastern Pennsylvania. We have been in the industry for 18 years.

We collect, transport and dispose of solid waste for residential and commercial properties. We
pride ourselves on reliable and courteous service for all our customers large and small.

In addition to curbside service, we also provide pick up for bulk items such as furniture and
appliances, with advance notice. We can supply 15yd to 30yd containers for that big clean up.

We also take your recyclables. So if you are in need of fast, reliable trash service, look no further.
We do it all!

We take pride in having the most reasonable rates in the area. No additional fuel charges,
environmental charges, sign up fees, etc.

If you are interested in starting service or have any questions, please call:

                                                             (570) 656-9203
                                                                 “Let’s Talk Trash”
                                                           M-F 6am-8pm, Sat 9-5, Sun 10-5

 • Residential Containers: 2-6 yds
 • Roll-Off Containers: 15-30 yds
 • We also carry 95 gal Toters
 Winter 2006-07                                          WWW.PEPOA.ORG                                       TATE     MONY
                                                                                                           ESTATES HARMO
                                                                                                      PENN ESTATES HARMONY                                                               5

Editor’s Message                                                                                   Best Year to
By Maureen Robinson
    Happy New Year to you all and best wishes for a healthy and prosperous 2007.                   Date for Collections
Highlighted in this issue are the wonderful holiday festivities and decorations that made          By Patricia Jackson-Scott, Treasurer
the Christmas season very special. In addition you will find interesting and entertaining
articles on Groundhog Day, President’s Day, St. Patty’s Day and Black History month.               Another Year and Help is Still Needed
Also included in this issue are the new covenants for Penn Estates. It is very important              We ended our best year to date with a collection rate of 94%
that you read this information. I would like to call your attention to Sean Riley’s article        which could not have been accomplished if it were not for the
on Long Range Planning. This, too, impacts all residents of our community. Board                   Office Staff and we would like to “Thank All” for the efforts
elections are just around the corner and Ellen Stanley’s article explains the process of           that were extended. For 2006 we ended the year with a small
applying for candidacy for the elections.                                                          surplus which will be placed in the Replacement Fund and/or reduce debt after the final
    As always, we encourage you to send articles, pictures and editorials for inclusion in         audit.
Harmony. As I have said before, this is your paper so we want to hear from you. You can                There were over 300 homeowners that participated in the Prepayment Program for
send material to or as well as bring them to the                  2007 (who received a $15.00 discount if dues were paid in full by December 31st). All
Administration office. I look forward to hearing from you.                                         membership dues are due in full on February 15th 2007. Anyone who needs to establish
                                                                                                   a hardship plan for 2007 must contact the Administration Office before that date.
                                                                                                       The Finance Committee is still looking for members. The Committee meets monthly
                                                                                                   the Saturday morning after the Board Meeting at 8 AM. If anyone is interested in
Community Corner                                                                                   becoming a part of this committee or seeing how the funds are managed you are
                                                                                                   welcome to attend or contact the administration office for any additional information.
    •    Congratulations to Ron Babus Jr., for graduating from the National Park                   Meetings are open to all community members however only voting members of the
         Rangers Training Institute in Nelsonville, Ohio on December 15. We wish you               committee must be property members in good standing as we are making financial
         the best of luck in fulfilling your dream of being a Law Enforcement Park                 recommendations to the Board that affect the community as a whole.
         Ranger. (Barbara D. Babus)                                                                    Currently we are looking into the relocation of the front mailboxes as there will be
    •    February 14, 2007 – Happy Anniversary to Olga and Pedro Caban from                        no manned postal facility as was previously discussed. This is an ongoing discussion of
         Maureen and Robbie. Wishing you many mores years of happiness and love.                   the Long Range Planning Committee. We are also looking at relocation of the rear gate
    •    On behalf of the Board and the Harmony Staff, we extend condolences to                    to Cricket Drive as it will keep the heavy trucks off of our roads which means there is
         Board President Frank Sanchez and his wife Dee on the passing of Frank’s                  less wear and tear on our roadway.
         mother, Carmen Sanchez.                                                                       Projects that were being examined last year were completed (1) Lake improvements
    •    Get Well wishes to Nancy Padilla and a very speedy recovery from all your                 were completed (2) Aquatic Staff as well as the Snow Plowing have both been brought
         friends and fellow knee replacement recipients.                                           “in-house” to provide better service to the community and decrease our cost.
Share your special occasions with your Penn Estates neighbors. Send birthdays,                         Hoping to see you real soon at one of our Finance Meetings!
weddings, anniversaries, new arrivals and other special events to,
subject: Community Corner. You can also bring your announcement to the
Administration Office.

Come Discover the Chef in You!
Help raise money for Community Day while treating yourself to lunch with the
Pampered Chef. Sample products and recipes. See the NEW Spring 2007
Catalog featuring all the new Spring products.
                                                                                                     ROOFING & SIDING
                                                                                                           We also install
         Sunday, March 4th, 2007                                                                       Gutters, Gutter Guards,
         2:00pm-5:00pm                                                                                 Skylights, Soffit, Fascia
         Community Room, Penn Estates                                                                        and more!
For more information contact:
  Independent Pampered Chef Consultant
  Lennea Aurilia (570) 422-6737
                                                                                                          $300 OFF                                                                               any complete
                                                                                                         roofing or siding
                                                                                                            job signed
                                  (570) 476-7777 Business                                                  by 2/28/2007                Family Owned & Operated
                                  (800) 423-2416 Toll Free
                                                                                                         (Not valid with any other
                                  (570) 982-9574 Cellular                                                discount. Present coupon
                                                                                on day of signing.)

                                                                                                       “Large enough to serve you, small enough to care”
                                  PHYLLIS RUBIN REAL ESTATE
                                  Rd #5, Box 5221A
                                  East Stroudsburg, PA 18301
                                                                                                                            (570) 420-8684
    Sharon Bradley, Realtor
                                                                    Each office Is Independently
                                                                      Owned And Operated
 6                                                        WWW.PEPOA.ORG                                 TATE     MONY
                                                                                                      ESTATES HARMO
                                                                                                 PENN ESTATES HARMONY                                      Winter 2006-07

Long-Time Penn Estates
Board Members Resign
By Maureen Robinson
    With great reluctance, the Board of Directors recently accepted the resignations of
Directors Annette Burke and Charles Knox. Both have served Penn Estates for many
years and were instrumental in many changes over the years.
    Annette joined the Board in 2000 as its first female member and served as Secretary
in 2001. Annette made her presence known quickly by developing a database to track the
demographics of the community. Annette served two three years terms prior to 2006
during which time she acted as Liaison to the Real Estate, Community Documents, and
Nominating/Steering Committees. She was also an active member of the Long Range
Planning Committee. Annette will be missed not only for her leadership but for her
wonderful (subtle) sense of humor. The Board wishes her well and good health.
    Charles was a Board Member for 8 1/2 years, serving as President from 2000 to 2002
and Vice President from 2004 to 2005. Most recently Charles served as the Liaison for
the Security and Safety Committee. A former Newark Chief of Police, Charles used his           Charles Knox receives recognition of service award from Board President
invaluable experience to make Penn Estates a safer place. His utmost concern was that          Frank Sanchez and Vice President Lisa Sanderson
the residents of the community felt secure. Like Annette, Charles played a key role in the
transition of Penn Estates from a resort community to a year-round, full time community.
Charles and his family have relocated and the Board wishes them well in their new
    Annette and Charles have both given countless hours of their time to make Penn
Estates a better place and we are very grateful for their service. Commitment like theirs is
a rare commodity.

                                              Frank Refsnider

                                                                                               Bob Burke accepts recognition of service award on behalf of his wife
                                                                                               Annette from Board President Frank Sanchez and Vice President Lisa
        Residential • Plumbing • Heating • AC
           Service • Repairs • Installations
                                                                                                                    Help Wanted
                           FREE ESTIMATES                                                            Part-time or full-time; work from home or office.
                           FULLY INSURED                                                                          Experienced Loan Officer
                                                                                                      All states/training 80K-175K yr + commission.
                            All Calls Returned                                                         No experience? We will train you at no cost.
                                                                                                             Please call Ada at 570-872-1150
                              Senior Discount
                                                                                                                    Help Wanted
                   Cell: (570) 872-2542                                                                            Gran Opportunidad!
                     (570) 476-2977                                                                  Trabajo Part Time or Full Time. No Experiencia.
                                                                                                         Tambien Se Acen Prestamos De Casa.
                                                                                                     La Navidad Esta Cerca, Empieze Un Nuevo Ano.
     MENTION THIS AD AND RECEIVE $25 OFF                                                          Llame Ada 570-872-1150 Por Favor Deje Un Mensaje.
Winter 2006-07                                     WWW.PEPOA.ORG                       TATE     MONY
                                                                                     ESTATES HARMO
                                                                                PENN ESTATES HARMONY                                                                7

Penn Estates Dart League                                                     PEPOA Budget Corner
           2006-07 League Standings                                          By John Bradley
                                                                                 This is the first installment of my new column in the Harmony that will provide an
              Week No. 16 of 30                                              overview of the previous quarter’s expenditures for our community. I hope that this will
Place Team                                   Win    Loss     Team Cricket    bring some clarity to where your hard-earned dues dollars are spent. As an introduction,
  1    10  Manfred & Jose’ R.                38      10         136          I am the chair for the PEPOA Finance Committee, in which I have been a sitting a
  2     7  Armando & Warren #1               37      11          86          member since the beginning of 2006. My other job (besides being a newlywed and a
  3     1  Matt & Gary                       33      15         138          father to a seven-year-old boy) is as a Senior Vice President at Citigroup, with 20 years
  4     6  David & Al                        33      15          39          of financial experience.
  5     4  Mark & Kevin                      26      22          57              Since we just finished the 4th quarter of 2006, I would like to use this article to
  6     9  Cliff & James                     24      24          37          highlight some of the major projects and expenditures during all of 2006:
  7     3  Roger & Paul                      23      25          69               • A new F-550 heavy-duty truck was purchased which brought the entire snow
  8     5  Stacey & Tony                     22      26          25                    removal operation in-house.
  9    11  Sean, Warren #2 & Ed              20      28          17               • Aquatic services were brought in-house and no longer contracted out.
 10    13  Jim, Jim #2 & Bob                 19      29          41               • Front entrance drainage improvements were completed with the assistance of a
 11    14  Danielle & Scott                  18      30          96                    grant of $10K.
 12     2  Niki & Jenn                       17      31          17               • Upgrades to the pool and pool area were completed including the addition of a
 13    12  Howard & Steve                    17      31          50                    new slide.
 14     8  Larry & Jose’ M.                  11      37          64               • A new communications coordinator was hired to work on the Harmony
                                                                                       publication, community website and a future cable channel.
                                                                                  • Three new maintenance positions were added bring our maintenance staff to
             Support the Penn Estates Dart League                                      full strength. There are no plans to add additional staff in 2007.
            Order Your Original Design T-Shirts Now!                              • A new Dodge Durango security vehicle was purchased to replace the damaged
                                                                                       and due-to-be-replaced Ford Escape.
                                                                                  • Several Highland Lake upgrades included the following: grass picnic area, two
                                                                                       spray fountains, one picnic pavilion, one gazebo, new picnic tables, paved
                                                                                       parking area, new boat dock, renovated restrooms and concession stand.
                                                                                  • Several landscape beatifications were completed throughout the community.
                                                                                 All in all, we had a successful year and thanks should go out to Carrie Ridner and her
                                                                             staff, Frank Sanchez for his leadership, Patricia Jackson-Scott for her financial
                                                                             governance and all the board members who volunteer their time to helping our
                                                                             community succeed.
                                                                                 The 2007 budget goal for the PEPOA Finance Committee is to maintain a high level
                                                                             of service to our homeowners while limiting future dues increases. We have a great
                                                                             number of homeowners with fixed incomes and/or tight budgets and it is my vow to
                                                                             ensure that even though property taxes keeping going up, dues will not follow suit. In
                                                                             order to accomplish this, we have to balance the needs of current residents with the
                                                                             needs of future residents. We do not want to saddle current residents with higher dues
                                                                             and we do not want to incur higher debt for future residents, nor do we want to deplete
                                                                             our slowly decreasing replacement fund. The quick answer is that we must align our
                                                                             future expenditures with the needs of the community. We must also look for ways to
                                                                             increase ‘non-dues’ revenue. If anyone has any revenue enhancement ideas they would
                                                                             like to share, please email at or attend one our Finance Board
    $15 for regular sizes; add $1.50 for 2XL or larger sizes.                meetings held the Saturday after the Board Meeting at 8AM every month.
            This is a first edition, original art t-shirt,                       I wish everyone a wonderful and prosperous new year and will do my best to serve
              designed specifically for the PEDL.                            our great community!
                             Order now
                        Limited quantities!
     Contact: or call José at 570.426.1625
                  or stop by the Administration Office                                                                                            Financing

                           Hauling and Delivery              MORE”
      • Driveway Stone        • Yard Clean-ups     • Lawn Installation
      • Decorative Stone      • Junk Removal       • Retaining Walls
      • Screened Topsoil      • Snow Removal       • Landscaping
      • Colored Mulch         • Sand & Gravel      • Pavers, Walks, Patios
      • Fill Dirt             • Firewood           • Powerwashing
           Service you can count on! 570-421-2165
 8                                                        WWW.PEPOA.ORG                               TATE     MONY
                                                                                                    ESTATES HARMO
                                                                                               PENN ESTATES HARMONY                                                  Winter 2006-07

Never a Dull Moment
By Jane Harris
    We returned to Penn Estates for a holiday respite, a change of scene, a re-energizing
few days before I resume my teaching duties. I could picture myself sitting in front of a
fire, looking out at the squirrels racing up and down the banister, swinging from
dangling suet cakes, the birds landing and taking off in synchronized swoops sampling
seed in the feeders.
    I hardly had inhaled our crisp mountain air when I had a phone call from Naomi
Gauntlett our resident TNR expert.
    The Eagle Scouts were scheduled to deliver cat shelters and the Pocono Record
would be interviewing and taking photos of this community project.

                                                                                                Would I be available to meet and greet them at one o’clock on Saturday at the front
                                                                                            gate? Sure I said…why not.
                                                                                                Naomi, Sharon Kennedy representing the Monroe Animal League and I were waiting
                                                                                            as the truck pulled in carrying the cat shelters.
                                                                                                Kevin Diver, who built the houses as an Eagle Scout project, had suddenly achieved
                                                                                            celebrity status as the reporter, photographer and our enthusiastic welcoming group
                                                                                            surrounded him. Proudly, he popped off one of the shingled roofs to show us the interior
                                                                                            as we all ooed and ahhed.
                                                                                                It was exciting as the entourage traveled to locations and set up the shelters, adding
                                                                                            hay for warmth. These insulated plywood structures will provide protection for some of
                                                                                            our feral felines when the weather turns frigid.
                                                                                                Although specially designed for this purpose, residents may also create a warm
                                                                                            haven under decks or sheds and crawl spaces by using hay as bedding. Cat shelters are a
                                                                                            great do-it-yourself project or can be found through various suppliers online.
                                                                                                It was a great community day. We came together from far and near to help. I
                                                                                            couldn’t have been happier to be part of it and part of a community such as Penn Estates
                                                                                            where living in harmony with all aspects of our land is so important to so many of us.
                                                                                                It was a proud moment and a wonderful way to begin a new year.

                           Route 611 South, Swiftwater PA

         Join us for the Order of Old Bastards
              every Monday night at 8pm
                                  (must be 30 or older)

     -   Dart Leagues and Competitions forming now
     -   Free Pool
     -   $1 Old Bastard Ale
     -   Free Poker Tournaments
     -   Join now and get a Membership Card,
         Personalized Beer Mug and T-shirt

     All proceeds benefit the Monroe County
     Volunteer Fire Association

     (570) 839-3230
 Winter 2006-07                                            WWW.PEPOA.ORG                                        TATE     MONY
                                                                                                              ESTATES HARMO
                                                                                                         PENN ESTATES HARMONY                                                                  9

Spicebush Drive Block Assoc.                                                                          Penn Estates Thanks Firefighters
                                                                                                      By Harmony Staff
Celebrates the Holidays                                                                                   Penn Estates Property Owners’ Association President Frank Sanchez presented a
                                                                                                      $5,000 check to Tom Phillips of the Stroud Township Fire Department at the
                                                                                                      Department’s meeting last night, in an effort to assist in keeping the Volunteer
                                                                                                      Firefighters protected with current gear and equipment. Volunteer Fire Departments rely
                                                                                                      heavily on fundraising and donations to finance their expenses.
                                                                                                          Carrie Ridner, PEPOA’s Community Manager, pointed out that the Volunteer
                                                                                                      Department responded to over 60 calls in each of the last two years from Penn Estates,
                                                                                                      including automatic alarms, dwelling fires, motor vehicle accidents and medivac
                                                                                                      assistance. “These are unique individuals who dedicate their time to respond to
                                                                                                      emergencies in Stroud Township. They are not paid for their services. They are called at
                                                                                                      all hours of the day and night to assist us.”
                                                                                                          In addition to emergency service response, Ridner says, they provide community
                                                                                                      support. “You may have seen the Fire Safety House at our Community Day Picnic,
                                                                                                      where they provided fun and informative activities for the children, including rides in a
                                                                                                      fire truck! These men and women, again, donate their time to help educate our
                                                                                                      children.” Ridner could not stress strongly enough how appreciative the Community is
                                                                                                      of the Department’s efforts. “I have seen first hand the extent of their dedication; I have
                                                                                                      been on scenes with these extraordinary men and women and truly admire each and
                                                                                                      every one of them,” she said.
                                                                                                          Penn Estates would also like to encourage all residents to donate to the Department.
                                                                                                      Send a check payable to Stroud Township Volunteer Fire Department, PO Box 807,
                                                                                                      Stroudsburg, PA 18360.
                                                                                                          For more information contact Penn Estates Property Owners’ Association at
                                                                                                      570.421.4265 or

                                                                                                                                                    “Get Our Quote”

By Maureen Robinson
                                                                                                         “Where Every Job is Done Right...The First Time”
   The Spicebush Drive Block Association held a holiday party on December 16th. The
Association was established by former Penn Estates residents Fred and Sharon Curry in                              Penn Estates Residents for 18 years
2004, to promote friendship among their neighbors and provide a way for everyone to
gather for some fun. Since the Currys’ departure last year, Evelyn and Willie Barbosa and
Olga and Pedro Caban, along with Pat Jackson and Maureen and Robbie Robinson, have
continued this mission by sponsoring a number of social get-togethers.
                                                                                                                      • Interior Painting
   The event was held in the Oak Room and the attendees included friends, family and                                  • Drywall Repairs
neighbors from Spicebush Drive and other neighborhoods within Penn Estates. The
delicious food was prepared by Olga, Willie and Pat. Music was provided by Edwin the                                  • Texture and Popcorn
DJ and the dancing was non-stop. All in all, the party was a huge success and one that
Fred and Sharon would definitely approve of.
                                                                                                                        Ceiling Repairs

 POCONO STOVE POOL & SPA, INC.                                                                                 Wayne & Vanessa Baillis
                                                                                                              See our ad in the Yellow Book
  Route 435 Daleville/Moscow, PA             REBATE!
       (570) 842-6688                        Save up to $300 on Regency                                          E-mail:
   • Wood Stoves • Gas Stoves
                                             gas and wood products.
                                             For every Regency gas or wood fireplace, stove or
   • Coal Stoves (coal by bag/bulk)
                                             insert purchased, receive an instant rebate of up to                              Over 23 Years Experience
   • Biomass Pellet Stoves                   $300 off of the retail price. Offer valid from January
                                             2 to February 19, 2007.
 10                                                      WWW.PEPOA.ORG                                  TATE     MONY
                                                                                                      ESTATES HARMO
                                                                                                 PENN ESTATES HARMONY                                                   Winter 2006-07

Our Cats: Feral or Otherwise                                                                  Our Cats: Is it a Feral or a Stray?
By Naomi Gauntlett                                                                            By Naomi Gauntlett
    Trapping for the year is over. We will start again in the spring of 2007. Over 80 cats        A stray will approach you, may be skittish. If you put food down, he will probably
were spayed/neutered, more than 60 kittens rescued. Northshore Animal League was a            eat right away. A stray cat is often vocal, may look disheveled, as he’s not used to
tremendous help in taking most of the kittens. My vet, Creature Comforts in                   dealing with conditions on the street. A stray cat is usually seen at all hours of the day.
Saylorsburg, also helped with adoptions and bottle feeding; the Finkelstein family                A feral cat is one that was born in the wild and has had no human contact, is silent,
helped with bottle feeding; and a couple, residents of Penn Estates, adopted one of our       will not approach humans unknown to him, generally seen only from dusk to dawn,
very own Penn Estates kittens.                                                                unless really hungry. If you put food down for a feral cat, he will wait until you move
    If you are available in 2007 for bottle feeding, fostering, or driving cats on a Monday   away before approaching the food. A feral will not attack, but if cornered, will defend
to Northampton SPCA, please call me. I desperately need volunteers.                           himself. His strongest instinct is to run.
    I still have 3 kittens/young cats for adoption: one orange (8 months), one black (6           This general rule usually does not apply to homeowners who are feeding cats daily.
months), and one semi-long hair gray (5 months). I recently had 2 kittens in ICU for 3        The cats will wander off, but usually hang around their feeding station come feeding
weeks. One unfortunately died. Donations towards that bill were made by Jim Quinn,            time. Sometimes they will let the feeder touch them, but never pick them up. If you can
one of our residents, and by Ann Weintraub, a non-resident. Ann has been very generous        pick up a cat you are feeding, it’s a stray, either tossed out or escaped from his home.
towards the vet bills for our Penn Estates kittens. Ann is a real estate agent in                 If you’re moving and cannot take your pet with you, think about contacting a rescue
Manhattan, so, please think about using her company should the need arise.                    group. Discarding the animal to fend for himself is not a good alternative. All our strays/
    As you know, the Board authorized the spay/neuter of 100 cats. Under this program,        ferals are because people, when leaving, discarded their unneutered/unspayed cats. After
76 cats have been spayed/neutered. Mark, who helps me trap, and I, paid for 10 before         leading a pampered life, it is not fair to the animal to think he can fend for himself; he
the program was approved. The kitten adopted by our resident was neutered under the           cannot. When unsterilized housecats are abandoned or lost, they and their offspring band
program, and they made the donation of $52 to cover the cost of that neuter and to help       together in groups called colonies. Without human contact, they become feral (wild).
with the spay/neuter of one more cat.                                                         Their kittens learn to avoid humans. Their numbers steadily increase, even if meager
    If you are, or you know of anyone, feeding feral or friendly cats, please let me know.    scraps are all the food they get. Let’s be better friends to our Penn Estates cats/kittens.
Contrary to popular opinion, this is one time Penn Estates will NOT fine you. They will           My goal is to educate the people of Penn Estates into recognizing the right of the
even pay to have your stray cat spayed/neutered. Once we have reached the 100 mark,           feral cat to live in the environment; to improve the quality of their lives, and to
the Board will re-examine the program to see how successful it has been, to possibly          humanely reduce their numbers by trap/neuter/return, a humane approach to control the
continue with another 100. This program cannot be successful without your help.               feral cat population. All ferals are spayed/neutered, given rabies vaccination and a
    I have heard over and over that the area by Lakeside Drive has cats all over the place.   distemper shot, and their ear is tipped for identification.
I have heard Penn Estates has cats all over the place. To control the feral cat population,       Some think feral cats are responsible for the decline in bird and other wildlife
I need to know where these cats are, who is feeding them, and the feeding times. The          population. Studies have shown that the decline is due partly to habitat loss. Feral cats
Board does not want to know who you are; they just want to know how many cats were            are rodent specialists and birds make up a small percentage of their diet.
trapped in each section.                                                                          A few years ago the Central Pennsylvania Animal Alliance presented a paper on
    In November I helped security with a cat problem. The poor cat’s fur was matted, he       stray and feral cats (thank you Jane Harris for forwarding this). I will quote from it:
had bad upper respiratory, was riddled with ticks and had an infection raging through his          • A San Francisco study documented that the songbird decline which had been
body. I named him PE Pathetic at the vet. The poor cat had to be put to sleep. Let’s take               blamed on cats was actually attributable to a park landscaping program which
better care of our feral friends. With winter upon us, we need to think about keeping                   removed the undergrowth necessary for birds’ food and habitat.
them warm. I have already delivered cat shelters to four homes. I will be getting more.            • Longwood Gardens, PA: When feral cats were trapped, neutered, released
Anyone wanting a cat shelter, please contact me. There is no charge. We want our furry                  and provided with litter boxes and shelters, the bird population, including
friends to be warm this winter.                                                                         ground-nesting species increased. The cats became a tourist attraction. (bold
    In December I helped security with a call of a friendly cat that had followed children              in original)
home from school. The cat had on a red collar with a bell, so I knew it had to have an             • In Baltimore, researchers found that when food was readily available, hunting
owner, but who? Happily, shortly after posting signs, the owner claimed the cat. If you                 plays a very small role in cat food acquisition.
have an indoor/outdoor cat, please make sure that cat has on a breakaway collar with ID           If feral cats are digging in your garden here are some tips provided by Alley Cat
information (name and telephone number) And, please, spay/neuter your cat. I know             Allies to help stop this:
how high vet bills are. If you cannot afford the cost, when ferals are being transported to        1. Put wooden chopsticks or 10-inch plant stakes into the soil every 8 inches.
Northampton, we will be happy to transport your cat to Northampton for the fee of $52:             2. Cover exposed ground in flower beds with large attractive rocks.
$26 for the spay/neuter, rabies and distemper shots, and a $26 donation towards the                3. Plant the herb rue to repel cats or sprinkle dried rue over the garden.
spay/neuter of a feral cat.                                                                        4. Obtain Cat Scat, a non-chemical cat and wildlife repellent – small plastic mats
    My contact information: 420-1122 (weekends).                                                        you cut into smaller pieces and press into the oil. Each mat has flexible plastic
                                                                                                        spikes that are harmless to cats and other animals but discourage digging.
                                                                                                   5. Coffee grounds and pipe tobacco repel cats.
                                                                                                   6. Apply cat repellant (available at pet supply stores) at favorite digging spots.

         Jason W. Possinger                                                                       570.421.1326                                                   347.400.8843

               EXCAVATING • LANDSCAPING                                                           SIMMONDS                            S E                 ELECTRIC
                                                                                                             INDUSTRIAL • COMMERCIAL • RESIDENTIAL
                 Driveway Stone • Woodchips • Mulch                                                               Maintenance and Installation
                       Topsoil • Fill-Dirt • Shale
      (570) 588-3227 - Business                         241 Upper Lakeview Drive                  HENRICK SIMMONDS                                         290 PENN ESTATES
      (570) 656-7151 - Cell Phone                      East Stroudsburg, PA 18301                 PRESIDENT                                            EAST STROUDSBURG PA
Winter 2006-07                                      WWW.PEPOA.ORG                 TATE     MONY
                                                                                ESTATES HARMO
                                                                           PENN ESTATES HARMONY                                                          11

                                                                        Mrs. Clarissa Newby Phillips
            Penn Estates Dance Academy                                  Director/Choreographer,
                          Registration Form                             Dance Educator, Entrepreneur

  Child Name:                                                           Mrs. Newby Phillips received a Bachelor of Fine Arts in
                                                                        Dance from Rutgers University’s Mason Gross School of
  Parent name:                                                          the Arts, and a Masters of Arts degree in Dance In
                                                                        Higher Education from New York University. Mrs. Phillips
  Address:                                                              holds N.J. Certification in Dance: Teacher of Vocational
                                                                        Arts and Production. Her college experiences allowed
                                                                        her the opportunity to work with modern dance artists;
  Age & birth date:                                                     Claudia Gitelman, Don Redlich, Douglas Dunn, Laura Glenn and broadway
                                                                        choreographer Greg Ganakas. She began training at age 15 through a
  Phone:                                                                scholarship at the School of the Garden State Ballet, and continued her studies
                                                                        at Gallman’s Newark Dance Theater where she became a member of the
  Email:                                                                professional company in 1983. Her experiences with Alfred Gallman has
                                                                        granted her the opportunity to work with known choreographers and artists such
                  Dance academy fees are $50.00 per month.              as Talley Beatty, Eleo Pomare, Alvin Ailey, Fred Benjamin, Duane Cyrus,
                   Every student will be enrolled per month.            Lisa Attles, Theara Ward, Freddie Moore and George Faison.
                  Schedule: January - June recital (6 months)
                                                                        Her television and theatrical experiences include 1993 Essence Awards
            $50 x 6 months = $300.00 (includes 2 classes per week)      choreographed by Micheal Peters and choreographer/supporting role as
                                                                        Tammy in the Gospel musical “Lord Lift Us Higher” by Jimmie Black. Her
                      Pocono Conservatory For The Arts                  professional career experiences include: Dance Specialist and Day Camp
                        2035 Milford Road Suite 300                     Director of YWCA in Orange, N.J. ; New Jersey Performing Arts Center United
                          (209 n) New D&L Plaza                         Way Artist-in- Resident where her dance work was selected to be presented for
                              570-476-6600                              Judith Jamison at the annual Women’s Day Luncheon, Newark, N.J.;

      Monday                              Friday                        Presently she teaches Dance Education at Cicely Tyson School of Performing
      5:30 - 6:45 pm: 8-12 years          5:30 - 6:45 pm: 8-12          and Fine Arts, East Orange, N.J. where she worked with and Co-Directed
      6:45 - 8:00 pm: 13-15 years         6:45 - 8:00 pm: 13-15 years   productions for prominent artists, historians, and political leaders such as Cicely
      8:00 - 9:15 pm: 16+                 8:00 - 9:15 pm: 16+           Tyson, Louis Johnson, Rosa Parks, Christina Whittman, Maya Angelou,
                                                                        Dance Theater of Harlem, etc. She is Founder, Choreographer and Artistic
      Tuesday                             Saturday                      Director of the CTS Dance Company which performs for community events
      5:30 - 6:45 pm: 5-7 years           10:00 - 11:15 am: 3-4 years   while providing master classes and Summer Dance Camp experiences for
      6:45 - 8:00 pm: **                                                children in Essex County.

  ** Additional $25.00 for African class ages 13 and older              She also directs the Penn Estates Dance Academy in her PA community
                                                                        founded April 2005. She is honored to be selected as co-choreographer for the
  All Payments are due before entrance of class                         Essex County Links, Inc. Cotillion and Beautillion for 2006 and 2007.

  Students are required to be in proper dress code, consistent with     Mrs. Newby Phillips is the founder and Director of her own school, The Pocono
  attendance and prompt!                                                Conservatory for the Arts, LLC
                                                                        Home of her professional dance
                                                                        company, Phillips Pocono Dance
                                                                        Theater located in East
  Proper Dress Code                                                     Stroudsburg, Pennsylvania.
                                                                        “Dancing with excellence
            1. colored leotard based on level
                                                                        portrays growth of body and
            2. Flesh colored tights (convertible)
            3. Pink Ballet Slippers
            4. Beige tap shoes
            1. White tanks shirts                                           The Dependable Guy!
            2. Black shorts or dance pants
            3. Black ballet slippers/black dance socks
            4. Black tap shoes

  ** All hair must be pulled back from face, No jewelry, No Gum.
                                                                                                The Paint Guy
  Males must have neat hair cuts.                                             Interior-Exterior Painting • Deck Staining • Power Washing

  “You dance how you look!”                                                                           (570) 894-3037
                                                                           JIM IRWIN                                                       Fair Prices
                                                                           710 Edgewood Road                                           Free Estimates
                                                                           Tobyhanna, PA 18466                                           Fully Insured
 12                                                     WWW.PEPOA.ORG                                  TATE     MONY
                                                                                                     ESTATES HARMO
                                                                                                PENN ESTATES HARMONY                                                   Winter 2006-07

Long Range Planning Committee
By Sean Reilly, LRP member
    The PEPOA Long Range Planning Committee (LRP) with Norm Damron as
Chairman has been hard at work thinking, dreaming, working and tackling the hopes and
wishes of our community with respect to our future recreational, economic and civic
needs. The LRP is comprised of all the committee chairpersons (security and safety,
buildings and grounds, recreation, communications, appeals, finance, real estate,
government relations, community documents.) and meetings are open to all residents.
(Next Meeting is Saturday, February 10th at 10:00am in the Oak Room.)
    The LRP and the Board met in an open meeting on this past January 13th at 9:00am
in the Oak Room in an effort to discuss dreams, wishes, land available for common use
and the realities of the costs associated with developing new recreational buildings and
amenities. Here’s what’s happening - so far - in the evolution of our Association land
and buildings.
     1. Traffic - The back gate will be move several hundred feet further in along Penn
          Estates Drive and designed with two entry gates, in order to allow swifter entry
          and prevent traffic back ups onto Cranberry Drive.
     2. Mail Boxes
          a) The front gate mailboxes are planned to be moved to a new area adjacent            Building Use Ideas:
               to the playground. It will have 31 parking spaces for easy inflow-outflow.            • Day care (*)
          b) Back gate mail boxes will be redesigned and expanded (we may eventually                 • Recreation Center / Clubs /
               have +/- 1700 mailboxes split between the front and back gates.)                          Computer study center
                               NOW ON TO THE BIGGIES!                                                • Fitness Center (*)
    Background: An engineering study has been completed on the existing Community                    • Store / Cafe / Pizza, or “Quick
Center Building. The building was originally approved for meetings and offices. It may                   Check” concept store (*)
cost as much as $750,000 to fully renovate it for other uses, such as a commercial day               • Other stores / shops like a
care facility, a fitness center, and other recreation uses, etc., according to existing                  “village center” (*)
building codes. The present structure does not fulfill the Community’s needs nor is it               • Animal rescue temporary shelter
handicap accessible or built to last                                                                 • Community Service volunteer
    Philosophy: The LRP is looking for planning ideas that would incorporate a variety                   help office
of building uses that would serve general community recreation/social needs, as well as              • Postal facilities
those that might generate some income to help defray building and maintenance costs.                 NOTE (*) - These would be
    The first order of business was to discuss what the community needs or wants and                 designed as commercial spaces that
look at the land we have left on which to build it. The LRP roundtable recorded the                  we would lease to businesses in
following issues as desires and wishes of the gathered group:                                        order to generate income.
                                                                                                Transportation Ideas:
                                                                                                     • Monroe County Transportation

      Spring Cleaning!                                                                                   Authority shuttle bus stops for
                                                                                                         access to downtown, Martz and the future train station.
                                                                                                     • Internal PEPOA shuttle to lakes and recreation center and MCTA shuttle stops.
      A cleaner chimney means a cleaner interior                                                Safety and Community Service:
      environment. It is more efficient and safer                                                    • A Fire Engine garage located in our rear gate maintenance complex,
                                                                                                     • Volunteer Firemen and women needed.
      for your family, too. Take advantage of our                                               On-site Storage (*):
      cleaning special now and be sure your chimney                                                  • The location of an on-site self-storage facility knowing that there were 500+/-
      is clean after the winter heating season.                                                          homes built without basements, garages or attics for storage (tastefully hidden
                                                                                                         in the large forest across from the maintenance garage at the rear gate).
                                                                                                Other Income Ideas:
      Professional Chimney                                                                           • Leasing our water towers to a needy cell phone company
                                                                                                     • Other revenue ideas consistent with the needs of the community are welcome.
      Sweep Specials $   00
                              95                                                                Available Land: Several land parcels along Penn Estates Drive were discussed as
                                                                                             available for use. The consensus was that the current community center site is the
                                                                                             logical place to renovate or rebuild a main building and the rear gate administration
      We sweep your chimney,                                                                 complex could be considered for a tree-lined, shielded on-site storage and possibly day
      remove any debris and                                                                  care or fitness center or other revenue generator.
      leave your property as                                                                    Finances / Debt: Obviously, a major concern in Long Range Planning for new
      clean as we found it.                                                                  facilities is the question of costs and debt. All of the committees and Board of Directors
                                                                                             are looking at the long-range plan as a balance between new construction and potential
                                                                                             new revenue from leased facilities. This will require much study of marketing trends and
          Reliable Chimney Sweep                                                             community desires as we cautiously move toward a plan. The central idea is to keep
                                                                                             Penn Estates a premier, safe, clean, happy gated community - while keeping dues low.
                        Fully Insured and Certified                                          This is no small task.
                                                                                                Please give us your comments - written or in person. Email: or
             Call Joe at (570) 588-0595                                            
                                                                                                See you at the next LRP meeting.
 Winter 2006-07                                          WWW.PEPOA.ORG                                   TATE     MONY
                                                                                                       ESTATES HARMO
                                                                                                  PENN ESTATES HARMONY                                                             13

                                                                                               John Quincy Adams swam nude in the Potomac River regularly at 5 a.m. This practice
Celebrating our Presidents                                                                     enabled a clever woman reporter, Anne Royall, to procure an interview with the
By Maureen Robinson                                                                            president by sitting on his clothing until he answered her questions.
    Many of the baby boomers among us recall the days during our childhood when we             Abraham Lincoln and his wife shared a great interest in psychic phenomena and held
celebrated both George Washington’s (2/22) and Abraham Lincoln’s (2/11) birthdays as           séances in the White House. It is recorded that Lincoln had a dream that he had been
national holidays giving us two days off from school in February. (Yeah!!) Then in 1968,       assassinated on April 14, 1865, the night before he went to Ford’s Theatre where he was
the federal government enacted legislation to standardize holidays and create a number of      killed by John Wilkes Booth. After he was shot, Lincoln was moved to a boarding house
three day weekends throughout the year. As a consequence, Washington’s Day was                 across the street from the theatre where he was placed in a bed that had been previously
designated as the third Monday in February and evolved to include Lincoln as well as all       occupied by his assassin.
those who have served as our President. And while the day is still officially called
Washington’s Birthday by the Office of Personnel Management in Washington, it is now           Warren G. Harding played poker regularly while in the White House and lost an entire
popularly and in some local cases, legally referred to as President’s Day.                     set of White House china dating back to the administration of Benjamin Harrison.
    By taking this oath of office: “I do solemnly swear (or affirm) that I will faithfully
execute the office of President of the United States, and will, to the best of my ability,     James Buchanan was the first president to be born in Pennsylvania. He amassed a
preserve, protect, and defend the Constitution of the United States,” the President            fortune of $300,000 by the time he was 30 years old.
becomes Chief Executive and Commander in Chief of the Armed Forces and essentially             Andrew Johnson never went to school and was taught to read and write by his wife.
leader of the free world.
    As chief executive, the President is empowered to administer the laws of the land. The     Ulysses S. Grant smoked 20 cigars every day of his adult life. He lived to be 63.
President also manages the affairs of the nation, including developing our foreign policy.
He nominates his Cabinet members as well as Supreme Court justices and many other              James Abram Garfield was our first left-handed president. There were four others:
high officials to help him run the country.                                                    Harry S Truman, Gerald R. Ford, George Bush and Bill Clinton.
    In his capacity as Commander in Chief, all military leaders in the country report to the
                                                                                               Woodrow Wilson was such a slow learner that he was unable to read until he was nine
President. The President performs this duty as a civilian, not a military person. The
                                                                                               years old. However, he went on to earn a doctoral degree from Johns Hopkins
President can also declare war, with the approval of Congress.
                                                                                               University at the age of 30. He is the only president to earn a Ph.D.
    To date, we have had 43 Presidents since George Washington, whose term in office
ran from April 30, 1789 to March 3, 1797. Those who have served as President came              Herbert Hoover and his wife, Lou, would speak Chinese when they didn’t want others
from a wide variety of financial, educational and religious backgrounds. Here are some         in the White House to know what they were saying.
interesting facts about the men called Mr. President.
                                                                                               Lyndon Baines Johnson ran away from home traveling from Texas to California where
Thomas Jefferson was the greatest of our presidential inventors, inventing the                 he found work as a grape picker and auto mechanic.
revolving chair, a pedometer, a machine to make fiber from hemp, a letter-copying press
and, of all things, the lazy susan. In addition, Jefferson was a skilled amateur violinist     George Washington experimented with breeding bison (at is home in Mount Vernon)
and quite the singer.                                                                          as a good source of meat. Washington was so popular among the French that when he
                                                                                               died, Napoleon ordered 10 days of mourning.
Millard Filmore did not see a map of the United States until he was 19 years old. He
grew up in a family that had only one book – a family Bible.                                   Grover Cleveland was often at his desk until two or three o’clock in the morning. He
                                                                                               carefully studied every bill presented to him by Congress and vetoed over 400 of them.
Franklin Delano Roosevelt was related by blood or marriage to at least 11 other
presidents; six by marriage, five by blood. These included George Washington, John
Adams, James Madison, John Quincy Adams, Martin Van Buren, William Henry
Harrison, Zachary Taylor, Ulysses S. Grant, Benjamin Harrison, William Howard Taft
and, of course, Teddy Roosevelt.

Bill Clinton’s 1988 nominating speech for Michael S. Dukakis was so long that the
audience began shouting “Get off, get off” before he completed the speech.

Andrew Jackson is the only president to kill a man in a duel. On May 30, 1806,
Jackson shot and killed Charles Dickinson for making unflattering remarks about
Jackson’s wife. He is also the first president to be born in a log cabin.
Gerald R. Ford appeared as a model on the cover of Cosmopolitan magazine in 1942 as
well as posing in winter clothes for Look magazine in March 1940.                                             Home Improvement Solutions
Jimmy Carter wore women’s high-button shoes in high school. Thanks to his dad, who
ordered more high-button shoes for his store that he could possibly sell, Jimmy and the                                     570.420.9489
other members of his family were forced to wear the shoes. Carter was a speed-reader
who could read 2,000 words per minute with 95% comprehension.                                                               570.460.1365
Martin Van Buren, who was born in 1782, six years after the signing of the
Declaration of Independence, was the first president born in the United States. His
predecessors were all born when the United States was an English colony.

William Henry Harrison served the shortest term of any president, only 32 days from
                                                                                                                                               Penn Estates
March 4, 1841 to his death on April 4, 1841.                                                                                                     Resident
Calvin Coolidge is the only president to be born on the Fourth of July. However,
Thomas Jefferson and John Adams both died on July 4, 1826.                                                                                   Licensed & Insured
Ronald Reagan was the first president to have been divorced. Also, at age 69, he was
the oldest person to be elected president.
 14                                                       WWW.PEPOA.ORG                                  TATE     MONY
                                                                                                       ESTATES HARMO
                                                                                                  PENN ESTATES HARMONY                                                  Winter 2006-07

Into the Woods - Looking for                                                                   Tape this inside medicine cabinet
                                                                                               By Harmony Staff
Leprechauns in Penn Estates                                                                      • Drinking two glasses of Gatorade can relieve headache pain almost immediately
                                                                                                   — without the unpleasant side effects caused by traditional “pain relievers.”
By Jane Harris                                                                                   • Colgate toothpaste makes an excellent salve for burns.
    Leprechaun, everyone knows what a leprechaun looks like! Right?                              • Before you head to the drugstore for a high-priced inhaler filled with mysterious
    They are tiny little men dressed all in green. They are two feet tall or are they three        chemicals, try chewing on a couple of curiously strong Altoids peppermints.
feet tall? I did read one account of a lucky hunter holding a tiny little man in the palm of       They’ll clear up your stuffed nose.
his hand. They wear a cobbler’s apron and carry a hammer. They wear a green pilgrim-             • Achy muscles from a bout of the flu? Mix 1 Tablespoon of horseradish in 1 cup
like hat with a buckle. Or is it a red cap? And they make shoes for the fairies of the             of olive oil. Let the mixture sit for 30 minutes, then apply it as a massage oil, for
wood. Somebody has to do it.                                                                       instant relief for aching muscles.
    The word leprechaun was first recorded as’“lubrican” in 1604. The meaning was                • Sore throat? Just mix 1/4 cup of vinegar with 1/4 cup of honey and take 1
likened to a sort of spirit but not necessarily associated with Irish mythology. Widely            tablespoon six times a day. The vinegar kills the bacteria.
accepted as a derivation of the Gaelic word ‘leipreach·n” which refers to a “pygmy”,             • Cure urinary tract infections with Alka-Seltzer. Dissolve two tablets in a glass
or”“luchorp·n”, a small person the stories about leprechauns were generally local in               of water and drink it at the onset of the symptoms. Alka-Seltzer begins
character and scenery rather than heroic and mythological.                                         eliminating urinary tract infections almost instantly — even though the product
    Some say they can be given to drunkenness and. loud music making parties…but the               was never advertised for this use. (Note: Alka-Seltzer Plus Cold Medicine is not
leprechaun may not be the party animals they are thought to be. More likely is that                the same and contains aspirin, which can cause stomach bleeding if you have
clurichauns are responsible for these inappropriate and disruptive activities. These close         ulcers.)
cousins of the leprechaun are given to wild raucous behavior ….and will harness your             • Honey remedy for skin blemishes - Cover the blemish with a dab of honey and
dogs or goats (if we had goats in Penn Estates) and run amuck through the wood.                    place a Band-Aid over it. Honey kills the bacteria, keeps the skin sterile, and
    On St. Patrick’s Day between sunrise and sunset you have your best shot at a                   speeds healing. Works overnight.
leprechaun encounter. These guys are not always friendly and often distrustful of                • Listerine therapy for toenail fungus - Get rid of unsightly toenail fungus by
mortals. Invisible most of the time, they may make an appearance if conditions are just            soaking your toes in Listerine mouthwash. The powerful antiseptic leaves your
right. This may mean having just the right garden, just the right oak hollow or rabbit             toenails looking healthy again.
hole and just the right attitude. Yep, we have to BELIEVE.                                       • Easy eyeglass protection - To prevent the screws in eyeglasses from loosening,
    We have to believe and then set up all sorts of contraptions to try and trap him. And          apply a small drop of Maybelline Crystal Clear Nail Polish to the threads of the
why would we bother to do this? Because he has something we want. We want that Pot                 screws before tightening them.
O’ Gold located at the end of the rainbow. They are as I said distrustful of mortals and         • Coca-Cola cure for rust - Forget those expensive rust removers. Saturate an
they think that we are downright greedy and apparently we don’t want to disappoint                 abrasive sponge with Coca Cola and scrub the rust stain. The phosphoric acid in
them on that note!                                                                                 the coke is what gets the job done.
    This elusive little leprechaun could be a leftover, transmutation of a deity with an         • Cleaning liquid bug killer - If menacing bees, wasps, hornets, or yellow jackets
eco-pagan past. So I would suggest behaving yourself - no stepping on bugs, shooting               get in your home and you can’t find the insecticide, try a spray of Formula 409.
birds with pellet guns or complaining about deer poop. In Penn Estates we can assume               Insects drop to the ground instantly.
that he might be riding a deer as a preferred mode of transportation.                            • Smart splinter remover - Pour a drop of Elmer’s Glue-All over the splinter, let
    Perhaps you might organize a walking tour. Gather your adventuresome friends and               dry, and peel the dried glue off the skin. The splinter sticks to the dried glue.
family. After scouting around for a location that has a patch of ragwort (a pretty little        • Hunt’s Tomato Paste boil cure - Cover the boil with tomato paste as a compress.
weed with a yellow flower) or an interesting arrangement of rocks that might be a fairy            The acids from the tomatoes soothe the pain and bring the boil to a head.
fort, remain quiet and enjoy the peacefulness of the silence and listen for the sounds of        • Balm for broken blisters - To disinfect a broken blister, dab on a few drops of
the natural world around you. If you hear a tap, tap, tapping it may not be a busy                 Listerine antiseptic.
woodpecker but rather that one is nearby making shoes for a needy fairy. If you hear a           • Heinz vinegar to heal bruises - Soak a cotton ball in white vinegar and apply it to
soft whooshing sound as a tiny wing gently brushes your face he might be near.                     the bruise for 1 hour. The vinegar reduces the blueness and speeds up the healing
    Leprechauns and fairies are congenial and reliant upon one another and often are in            process.
close proximity. This is an example we might follow, caring for one another and all              • Kills fleas instantly - Dawn dish washing liquid does the trick. Add a few drops
aspects of life.                                                                                   to your dog’s bath and shampoo the animal thoroughly. Rinse well to avoid skin
    Chasing down a rainbow to find the pot of gold is futile. It has no end and is never                                                        irritations. Goodbye fleas.
connected to the landscape and moves with you. We have to consider if we would be                                                               •     Rainy day cure for dog odor -
best just enjoying the phenomenon. We have the mountain, the woods teeming with life,                                                           Next time your dog comes in from the
cycles of seasons changing, a strong community spirit and if we’re lucky, an occasional                                                         rain, simply wipe down the animal with
rainbow.                                                                                                                                        Bounce or any dryer sheet, instantly
    It’s all good. Good as gold.                                                                                                                making your dog smell springtime fresh.
                                                                                                                                                •     Eliminate ear mites - All it takes
                                                                                                                                                is a few drops of Wesson Corn Oil in
                                                                                                                                                your cat’s ear. Massage it in, then clean
                                                                                                                                                with a cotton ball. Repeat daily for 3
                                                                                                                                                days. The oil soothes the cat’s skin,
           30 people wanted to lose weight                                                                                                      smothers the mites, and accelerates
                Up to 30 lbs / 30 days                                                                                                          •     Quaker Oats for fast pain relief -
                                                                                                                                                It’s not just for breakfast anymore! Mix
                 Cash back rewards                                                                                                              2 cups of Quaker Oats and 1 cup of
                                                                                                                                                water in a bowl and warm in the
                                                                                                                                                microwave for 1 minute, cool slightly,
                  Call 570-213-0285                                                                                                             and apply the mixture to your hands for
                                                                                                                                                soothing relief from arthritis pain.
 Winter 2006-07                                      WWW.PEPOA.ORG                            TATE     MONY
                                                                                            ESTATES HARMO
                                                                                       PENN ESTATES HARMONY   15

Art Exhibition
   HARMONY staff member Jane Harris’ painting entitled “Blackbirds” will be part of
the exhibition, “Reverence for All Living Creatures” based on the philosophy and
writing of Dr. Albert Schweitzer. The exhibition runs from January 27th through
February 18th at Victory Hall in Jersey City, NJ. Go to for more
   Additionally a mixed media work. “The Death of Grisabella” has been submitted for
exhibition in the 30th Annual Small Works Show. The exhibition runs from February 3-
March 9, 2007 at the 80 Washington Square East Galleries in NYC.

Basket Bingo
Featuring Longaberger Baskets
Sponsored by Arlington Heights Elementary PTA
                                                                   AAA +
DATE: Sunday, March 11 at 1PM                                     ROOFING
WHERE: Jackson Township Fire Hall on Route 715                   All types of roofs
(less than 10 minutes from Penn Estates)                           repaired and
COST: $20 advance purchase, $25 at the door.                    replaced. Insured.
Your ticket entitles you to 20 rounds of Bingo with a            Guaranteed two-
Longaberger product as the prize. There will be                  day completion.
refreshments, raffles, a 50/50 and a door prize.                      Call Paul:
Arlington families, Penn Estates residents, friends,             (570) 328-5173
neighbors and family are all welcome to join.                   or (570) 643-6397
 Winter 2006-07                                     WWW.PEPOA.ORG                                 TATE     MONY
                                                                                                ESTATES HARMO
                                                                                           PENN ESTATES HARMONY                                                          17

The Rules We Live By                                                                  Amended and Restated Declaration for
By Frank Sanchez, President                                                           Penn Estates, a Planned Community
    This 4-page pull-out section contains copies of our                               Under The Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. §5101, etc.

proposed Covenants and Articles of Incorporation for
                                                                                      THIS IS AN AMENDED AND RESTATED DECLARATION made this _____ day of
PEPOA as recommended by the Community Documents                                       ________________, 200__, by PENN ESTATES PROPERTY OWNERS
Committee and approved by the Board of Directors. At the                              ASSOCIATION, INC. a Pennsylvania nonprofit corporation with an address of
appropriate time, each document needs to be approved by                               Penn Estates Drive, Post Office Box 129, Analomink, PA 18320 (the “Declarant” or
you, homeowners of the community, according to State                                  the “Association”).
Law. We are printing them here for your review in order to provide you with
ample opportunity to read and digest them.
                                                                                      I.    The Association is the owner of the real property constituting all common
    Private communities, such as ours, are governed under state law under PA Act            elements in the residential planned community developed under the
180 and as subsequently amended. The recent amendments to the Act incorpo-                  promotional name Penn Estates, located in Pocono and Stroud Townships,
rated more “corporate law” into community governance in addition to the previ-              Monroe County, Pennsylvania (the “Common Elements” in “Penn
ous heavy reliance of real estate law. The upshot more flexibility was given to             Estates” or the “Community”). The Common Elements (1) are subject to
the Board of Directors to “run” the community for the betterment of all. Act 180            non-exclusive rights of use vested in all owners of residential lots (inclusively
                                                                                            the “Owners” of “Lots”) shown on the recorded subdivision plans for Penn
is the supreme direct statute from which the other documents follow.
                                                                                            Estates; (2) are managed and maintained for the benefit of the Owners by
    Next in the hierarchy are the Covenants. These are often a part of your deed            the Association; and (3) are used by the Owners and others, but subject to
and gives in broad terms the restrictions as to what the individual properties in           regulation by the Association.
Penn Estates are subject. Examples would be the restriction to single family          II.   The Association is the successor in interest to rights of developer of the
residential vs. multiple units housing (apartment buildings or condos). Since               community, Cranberry Hill Corporation (the “Original Declarant”), by
Penn Estates was built in sections over a 20+-year period, may homeowners have              virtue, among other things, of a deed from the Original Declarant recorded in
                                                                                            Monroe County Deed Book Volume 2049 at page 5950, etc, and by an
variations of the covenants differing from others imposed by the developer over
                                                                                            Assignment of Declarant Rights from the Original Declarant recorded in
that time span. The proposed Covenants allows for the entire community to                   Monroe County Record Book volume 2046 at page 7784, etc. The deed
operate under a single set of standards. Approval of the Covenants requires 2/3 of          conveyed the Common Elements in Penn Estates to the Association. All of the
the membership (property owners) to vote in the affirmative. Watch for further              recorded instruments by which The Association has acquired real property
announcements and mailings detailing the procedures to accomplish this. Prop-               rights and other rights in the Community are incorporated here by reference.
erty owners who are not in good standing are still eligible to vote on the Cov-       III. The Common Elements and Lots were subjected by the Original Declarant to
                                                                                            several different schedules of covenants, conditions and restrictions
                                                                                            (collectively the “Deed Restrictions”), which, by their own terms are
    Next in line, are the Articles of Incorporation. The version approved by your           intended to run with the land.
Board of Directors is included in this issue. These articles direct as to how the     IV. All versions of the original Deed Restrictions are now quite dated, are very
corporation is formed, the naming of officers, and how the business of the                  limited in scope, and therefore are inadequate legally to assure proper
corporation is to be conducted. This cannot be in contradiction with the                    funding, operation and management of the Community in the future.
Covenants or Act 180. If unintentional contradictions occur, the next higher          V.    In order to provide a new legal foundation for the future development and
                                                                                            operation of Penn Estates using a modern framework of rights and duties
order of governance applies.
                                                                                            governing the Community, the Association’s Board of Directors and
    The By-laws of the Association is next in line. These are fairly fixed rules,           membership have established a new declaration of protective covenants,
policies, etc. by which the association conducts its’ business. Your Board of               restrictions and easements, etc., as published in this document (the
Directors is currently in the process of revising these. Approval of the By-laws            “Declaration”).
requires a 75% vote of the membership in attendance at a special meeting called       VI. Owners of Lots in Penn Estates, for themselves and their respective heirs,
for this purpose. A minimum of 100 property owners must be present for this                 successors and assigns, have voted to amend all of the Deed Restrictions and
                                                                                            to bind all Lots and the Common Elements legally under this Declaration, as
vote to be held either in person or by directed proxy. Normally this is done at the
                                                                                            permitted under the Pennsylvania Uniform Planned Community Act (the
annual meeting. In order to vote on the bylaws you must also be a member in                 “UPCA”), 68 Pa.C.S.A. §§ 5102(d) and 5219. The Declaration creates one
good standing. Once again, these cannot be in contradiction with the Covenants              uniform declaration for the Community based on the affirmative votes of
or Act 180. If unintentional contradictions occur, the next higher order of                 Owners of more than 67% of the Lots in the Community. Its effective date is
governance applies. We hope to have a proposed version of these for you very                its date of recording. All terms used in this Declaration are intended generally
soon.                                                                                       to have the meanings found in the UPCA; the term Lot, though, shall mean a
                                                                                            Unit under the UPCA. Only the retroactive sections of the UPCA currently bind
    Lastly, there are the Rules and Regulations of the Association. These are the
                                                                                            the Community since the Deed Restrictions predate the effective date of the
most junior in the hierarchy of the rules we live by. Typically it is here where            UPCA, February 2, 1997.
you would find fee schedules, speed limits, codes of conduct at common                VII. The Association intends, by this Declaration, to continue to impose on Penn
facilities, etc. These rules and regulations can be adjusted, amended, eliminated,          Estates a scheme of mutually beneficial servitudes as part of a
or added on to by a simple majority of the Board of Directors at a regularly                comprehensive general plan of development for the Community for the
scheduled meeting. Once again, these cannot be in contradiction with the                    benefit of all Owners of real property within Penn Estates.
                                                                                      VIII. The Association desires to provide flexible and reasonable standards and
Covenants or Act 180. If unintentional contradictions occur, the next higher
                                                                                            procedures for the continuing development and operation of Penn Estates, to
order of governance applies.                                                                confirm the method for administration, maintenance, preservation, use and
    Watch out for further information and how you can participate in bringing our           enjoyment of property in Penn Estates, and to promote a dynamic, healthy,
Documents up to current standards. Questions should be directed to PEPOA                    safe, neighborly and attractive Community.
 18                                                      WWW.PEPOA.ORG                                  TATE     MONY
                                                                                                      ESTATES HARMO
                                                                                                 PENN ESTATES HARMONY                                              Winter 2006-07

                                       Declaration                                            Section C. Rules and Regulations.
    The Association declares that all of the Common Elements and all Lots in Penn                 1. The Association, through its Board of Directors, may make and enforce
Estates are legally bound by the easements, restrictions, and covenants, etc. stated                  Rules and Regulations, which among other things may govern the
in this Declaration. This Declaration is an amendment and restatement of all earlier                  occupancy and use of Lots and Common Elements in the Community, and
Deed Restrictions, authorized by a vote of the Owners of Lots in the Community.                       which Rules and Regulations shall be consistent with the rights and duties
This Declaration, as amended from time to time, shall be the sole and exclusive                       established by this Declaration.
declaration for the Community.                                                                    2. The Association, through the Board, by contract or other agreement, shall
    This Declaration is intended to protect the value and desirability of all of the Lots             have the right to enforce county or municipal ordinances and to permit a
and Common Elements in Penn Estates, and shall benefit all Owners and the                             County or a municipality to enforce ordinances in the Community for the
Association. This Declaration shall run with the land, meaning it is attached legally                 benefit of the Association and its Members.
to the Lots and Common Elements even with changes of ownership. It shall also
bind all parties having any right, title, or interest in the Lots and Common Elements,        Section D. Specific Powers of Association. The powers of the Association shall
and their respective heirs, successors, successors-in-title and assigns.                      include those expressed or implied in common law, public laws and regulations, this
                                                                                              Declaration, the Articles of Incorporation of the Association and the Bylaws. Unless
ARTICLE I.                                                                                    otherwise expressly provided, the Board of Directors shall exercise all powers of the
Property Rights                                                                               Association.
Section A. General Property Rights. Every Owner shall have nonexclusive rights of
easement for ingress and egress, and for use and enjoyment in and to the Common               ARTICLE IV.
Elements, which shall be appurtenant to and shall pass with the title to every Lot,           Assessments
subject to:                                                                                   Section A. Creation of Assessments. There are hereby created Assessments for
    1.this Declaration, as it may be amended from time to time, and to any                    Association expenses as may from time to time specifically be authorized by the
         restrictions or limitations contained in the deeds conveying the Common              Board of Directors, as provided for in this Article and in the Bylaws of the
         Elements to the Association; and                                                     Association. There shall be two (2) types of Assessments: (a) annual Assessments
    2. the right of the Association to:                                                       to fund annual common expenses and capital reserves for the benefit of all
         a. limit the number of users or guests, and to adopt Rules and                       members of the Association and to others, and (b) special Assessments as
              Regulations pertaining to the use and enjoyment of the Common                   described in the Bylaws.
         b. suspend the right of an Owner to use the facilities within the Common             Section B. Lien for Assessments, etc. The Association shall have an automatically
              Elements other than the roads in accordance with the Bylaws;                    perfected lien on a Lot as permitted by law for all unpaid Assessments and for all
         c. dedicate or transfer all or any part of the Common Elements pursuant              other statutorily authorized charges related to the Lot.
              to this Declaration;
         d. impose reasonable membership requirements, assess the Owners (as                  ARTICLE V.
              discussed below) and charge users reasonable admission or other fees            Architectural Standards
              for the use of any recreational facilities in the Common Elements;              Section A. General. No construction (which term shall include within its definition,
         e. mortgage, pledge or hypothecate any or all of its real or personal                but shall not be limited to, staking, clearing, excavation, grading and other site
              property as security for money borrowed or debts incurred;                      work, exterior alteration or modification of existing improvements), improvements,
         f. grant easements, leases, licenses and concessions through or over the             or modifications shall take place within Penn Estates (1) except in compliance with
              Common Elements, and dedicate or convey all or a portion of the                 this Article, the Bylaws and the Rules and Regulations of the Association; (2) until
              Common Elements to a governmental authority or publicly regulated               the requirements of them have been met; and (3) until the approval of the
              utility; or convey or otherwise transfer a legal or equitable interest in all   Association has been obtained.
              or a portion of the Common Elements to any other owners association;
              and                                                                             ARTICLE VI.
         g. otherwise exercise all rights and assume any duties permitted by                  Use and Ownership Restrictions
              legislation affecting planned communities, now in existence or passed           Section A. General. Property in Penn Estates shall be used, as specified below, that
              in the future, in the Commonwealth of Pennsylvania.                             is, only for residential, recreational, community service and related purposes (which
                                                                                              includes, without limitation, offices and facilities of the Association and assigned
ARTICLE II.                                                                                   concession service uses) as may more particularly be set forth in this Declaration
Membership and Voting Rights                                                                  and any amendments to it.
Section A. Membership. Every Owner is mandated to be a Member of and shall be
deemed to have a membership in the Association.                                               Section B. Use of Common Elements.
                                                                                                  1. Subject to the provisions of this Declaration, every Owner shall have a
Section B. Voting. Except as otherwise provided in the Bylaws, the Association shall                  conditional right and easement of access across and to, and a right and
have one (1) class of membership.                                                                     easement of use and enjoyment of the Common Elements. All easements
                                                                                                      of access to and enjoyment of the Common Elements shall pass with title
ARTICLE III.                                                                                          to every Lot.
Rights and Obligations of the Association                                                         2. Owners’ easements of access and enjoyment in the Common Elements
Section A. Common Elements. The Association, or its agent, subject to the rights of                   shall be subject to the following:
the Owners set forth in this Declaration, shall be responsible for the exclusive                      a. the right of the Association to establish reasonable rules with respect to
management and control of the Common Elements, and all Common Elements                                    the use of the Common Elements; and
improvements pursuant to the terms and conditions of this Declaration and                             b. the provisions of this Declaration and other Community legal
consistent with community-wide standards.                                                                 documents.

Section B. Personal Property and Real Property for Common Use. The Association,               Section C. Enforcement. Subject to a duty of care and undivided loyalty to the
through action of the Board of Directors and in compliance with Association Bylaws,           Association and its Members, the Board of Directors shall have authority to make
may acquire, hold, and dispose of real estate and any other types of assets, as it            and to enforce rules that adopt standards governing the use of the Community in
deems necessary in the course of its affairs.                                                 addition to those contained in this Article, and to impose reasonable user fees for
                                                                                              use of Common Elements. Prior to any action being taken, the Board shall comply
 Winter 2006-07                                      WWW.PEPOA.ORG                                TATE     MONY
                                                                                                ESTATES HARMO
                                                                                           PENN ESTATES HARMONY                                                            19

with Bylaw requirements and provisions of the Association’s regulations. The Board      Section C. Access Ways. The Lots and Common Elements shall be and are hereby
shall have all powers necessary and proper, subject to its exercise of sound            made subject to non-exclusive easements in favor of the Owners and their lessees,
business judgment, to effect these enforcement powers.                                  invitees, respective successors, heirs and assigns, and the Association for
                                                                                        pedestrian and vehicular traffic on, over, through and across access ways as the
Section D. Single Family Restrictions. No residential Lot shall be (1) improved with    same may from time to time exist and for pedestrian and vehicular traffic on, over,
more than one residential dwelling; (2) occupied by more than one single family at      through and across all roads and unimproved portion of the Lots and Common
any time; and (3) used for any purposes other than residential purposes which shall     Elements as are convenient or necessary for the use, development and operation of
not adversely affect the character of the neighborhood or community.                    any other property of the Association, whether currently owned, previously owned
                                                                                        or acquired in the future by the Association.
Section E. Timeshare, Leasing and Fractional Ownership. No residential Lot shall be
owned, leased, used or otherwise occupied under any kind of interval, fractional or     Section D. Other Rights. The Lots and Common Elements shall be and are hereby
time-shared legal scheme. Improved residential Lots may be leased, however,             made subject to easements for the installation, repair, maintenance, use, removal
under bona fide, conventional residential leases on a rental form with minimum          and replacement of pipes, swales, electrical wiring and all other utilities that serve
terms acceptable to the Penn Estates Property Owners Association, as provided in        the Lots and/ or the Common Elements. They also include rights of access, ingress,
the Association rules and regulations.                                                  egress and regress to carry out these services. The Association also reserves the
                                                                                        right to establish, from time to time, additional utility and other easements, permits
Section F. Central Utility Systems. The buildings on Lots that are now or later         or licenses over the Lots and Common Elements, for similar purposes.
served by a central utility system must be connected to the main lines of the central
utility system. The Owner of each Lot hereby covenants and agrees to pay all            Section E. Roads and Parking. The Board of Directors shall regulate parking in the
proper charges for the central utilities’ services.                                     Common Elements by means of appropriate Rules and Regulations. The Association
                                                                                        also has the right to establish other parking and roadways for itself, the Owners and
                                                                                        all other persons.
General Provisions                                                                      Section F. Recorded Easements. The Lots and Common Elements shall be subject to
Section A. Term. This Declaration shall run with and bind the Lots and Common           all easements shown on any recorded Plat or Final Plans affecting the Lots and
Elements, and inure to the benefit of and shall be enforceable by the Association       Common Elements, or any portion of them, and to any other easements of record
and the Owner of any property subject to this Declaration, and their respective legal   or in use as of the date of recordation of this Declaration.
representatives, heirs, successors, and assigns. The term of this Declaration is
perpetual unless legally terminated under the requirements of the UPCA.                 Section G. Emergency Easement. A general easement is hereby granted to all
                                                                                        police, sheriff, fire protection, ambulance and all other similar emergency agencies
Section B. Amendment. This Declaration may be amended as follows:                       or persons to enter upon all streets and upon the Lots and Common Elements in
        a. At any time by the Board of Directors alone, if the amendment is to          the proper performance of their duties.
            correct any matter, which is incorrect by reason of a scrivener’s or
            surveyor’s error.                                                           Section H. Maintenance Easement. An easement is hereby reserved to the
        b. By a sixty-seven percent (67%) majority of the total votes of the            Association, and granted to the Association, and their respective contractors,
            Association, subject to any other requirements of the UPCA.                 officers, agents, employees and assigns, upon, across, over, in, and under the Lots
    2. Any Amendment of the Declaration, which requires a vote of the                   and Common Elements and a right to make use of the Lots and Common Elements
        membership of the Association, shall only be valid if notice of the subject     as may be necessary or appropriate to make emergency repairs or to perform the
        matter of the proposed Amendment is given in the manner for delivery of         duties and functions which the Association is obligated or permitted to perform
        notice prescribed by the Bylaws.                                                pursuant to the Community Documents, including the right to enter upon any
    3. No amendment shall be adopted which materially and adversely affects the         Common Elements or Lots for the purpose of performing maintenance.
        easement rights of an Owner.
    4. All amendments to this Declaration shall be recorded after execution and         Section I. Drainage Easement. An easement is hereby reserved and granted to the
        shall contain an Association officer’s certification, where applicable, of      Association, its officers, agents, employees, successors and assigns to enter upon,
        proper notice to the Association Members.                                       across, over, in and under any portion of the Community for the purpose of
    5. If an Owner consents to this Declaration or any amendment to this                changing, correction or otherwise modifying the grade or drainage channels of the
        Declaration, it will be conclusively presumed the Owner has the authority       Community so as to improve the drainage of surface water. Best efforts shall be
        so to consent, and no contrary provisions in any mortgage or contract           made to use this easement so as not to disturb the uses of the Owners and the
        between the Owner and a third party will affect the validity of any             Association. Best efforts shall also be made to the extent possible, to complete
        amendment.                                                                      drainage work promptly and expeditiously, and to restore any area affected by that
                                                                                        work to a sightly and useable condition as soon as reasonably possible following
Section C. Severability. Invalidation of any of the terms of this Declaration by        that work.
judgment or court order shall in no way affect any other provisions, which shall
remain in full force and effect.
                                                                                        ARTICLE IX.
                                                                                        Other Rights and Duties
ARTICLE VIII.                                                                           Section A. Other Declarations Prohibited. No Person shall record any other
Easements                                                                               declaration of covenants, restrictions and easements or declaration of condominium
Section A. Owners’ Easements. All easements of Owners described in this                 or similar instrument affecting any portion of the Community without the Board of
Declaration are easements appurtenant to the Lots, running with the land.               Directors’ review and an amendment of this Declaration. Any attempted recordation
                                                                                        without compliance with this requirement shall result in the declaration of
Section B. Utilities Easements. The Common Elements shall be and are hereby             covenants, restrictions and easements or similar instrument being void and of no
made subject to easements in favor of the appropriate utility companies, their          force and effect unless subsequently approved by recorded amendment of this
successors and assigns, for services as are in the opinion of the Association,          Declaration.
desirable or necessary to serve the Community adequately, including the right to
access, ingress and regress to carry out these services.
 20                                                    WWW.PEPOA.ORG                               TATE     MONY
                                                                                                 ESTATES HARMO
                                                                                            PENN ESTATES HARMONY                                                Winter 2006-07

Section B. Enforcement; Attorney’s Fees; Alternative Dispute Resolution.                 COMMONWEALTH OF PENNSYLVANIA:
    1. If any person subject to this Declaration fails to comply with any provisions     COUNTY OF MONROE           : SS
        of the Declaration, the Bylaws, the Rules and Regulations or other                  On this ____ day of _____________________, 200__, before me, a Notary
        applicable law, any person adversely affected by the failure to comply has a     Public in and for the Commonwealth of Pennsylvania, the undersigned officer,
        claim for appropriate relief. A court or other decision maker, in any            personally appeared ____________________________________, who
        appropriate case, shall also award court costs and reasonable attorney’s         acknowledged himself/herself to be the President of Penn Estates Property Owners
        fees to the prevailing party.                                                    Association; and that he/she, as that officer, being authorized to do so, executed
    2. Parties to a dispute under the Community’s legal documents may agree to           the foregoing Declaration for the purposes contained in the Declaration by signing it
        resolve the dispute by any form of binding arbitration or by non-binding         by himself/herself, as President, intending that it be recorded on public record as
        alternative dispute resolution, but only if the parties agree to do so in        authorized by law.
        writing.                                                                            IN WITNESS WHEREOF, I hereunto set my hand and official seal.

Section C. Association Self-help – Document Violations. After giving three (3)
written monthly notices to the Owner of a Lot of the existence of any continuing         ______________________________________
unremedied violation of the Community’s legal documents, the Association may go          [SEAL]       Notary Public
onto the Lot and use reasonable means to remedy the violation, if possible. The
Association shall also have a lien as provided under law for all its related costs and
expenses in doing so.
                                                                                         COMMONWEALTH OF PENNSYLVANIA :
Section D. Association Self-help – Emergencies. In an emergency, the Association         COUNTY OF MONROE            : SS
may act in a reasonable manner to address the emergency on a Lot, shall attempt             On this ____ day of _____________________, 200__, before me, a Notary
to give notice of the situation to the Owner of the Lot when appropriate, and shall      Public in and for the Commonwealth of Pennsylvania, the undersigned officer,
not incur liability for its emergency actions.                                           personally appeared ____________________________________, who
                                                                                         acknowledged himself to be the President of Cranberry Hill Corporation; and that
                                                                                         he, as that officer, being authorized to do so, executed the foregoing Consent to
IN WITNESS WHEREOF the Association has caused this Declaration to be executed            the Declaration for the purposes contained in the Consent to the Declaration by
by its officers this ___ day of _______________________, 200___.                         signing it by himself, as President, intending that it be recorded on public record.
                                                                                            IN WITNESS WHEREOF, I hereunto set my hand and official seal.

Penn Estates Property Owners Association, Inc.                                           ______________________________________
                                                                                         [SEAL]       Notary Public


Secretary      [Corporate Seal]

Consent of the Original Declarant
Cranberry Hill Corporation hereby consents to the amendment of the Deed
Restrictions for the Penn Estates Community as stated in the Amended and
Restated Declaration of Covenants for Penn Estates, a planned community. The
terms of the Assignment of Declarant Rights between Cranberry Hill Corporation
and the Penn Estates Property Owners Association referred to in the background
recitals that are not modified by this Amended and Restated Declaration shall still
remain in effect.

Dated: _______________________ ____, 200__


Cranberry Hill Corporation


Secretary      [Corporate Seal]
 Winter 2006-07                                          WWW.PEPOA.ORG                                  TATE     MONY
                                                                                                      ESTATES HARMO
                                                                                                 PENN ESTATES HARMONY                                                                          21

Make Your Voice Heard!                                                                        come and speak with them briefly. You will then be asked to write a short biography for
By Ellen Stanley                                                                              yourself and submit it along with a picture of yourself to the Harmony issue that will be
    Penn Estates is run by a Homeowners’ Association, which means that if you own a           published shortly before the annual meeting. You will also be asked to prepare a short
home here you have the power to make your voice heard and bring about changes to              speech to be delivered at the volunteer dinner and again at the annual meeting prior to
make the community better. All major decisions are made by the governing body of              voting. These things will help the membership to get to know you and your ideas before
volunteers called the Board of Directors and you could be one too. All these positions        the election process takes place.
are elected from the membership of the Home Owners Association at the annual meeting              The second way to become a candidate is to collect 50 signatures from 50 members
on the first Saturday in May. The requirements for a Board position are simple: you           in good standing (one signature per lot) in Penn Estates. You must then submit a
must be a property owner in good standing, must be at least 21 years of age, and must be      biography and a picture to the Harmony and make a presentation at the volunteer dinner
willing to make a time commitment to fulfill the duties of a Director. The time               and the annual meeting.
commitment means more than just attending monthly meetings. It means being available              The election itself is easy and fast. The results are announced at the annual meeting
for special meetings, community functions and telephone and E-mail communications.            and newly elected Board members go directly into executive session to choose Board
    There are two ways to get on the ballot for the election this coming May. The first is    officers for the coming year.
to pick up a simple two page application in the office. Fill out the application and return       Serving as a Director on the Board may not always be an easy job, but it can be a
it to the office by the date specified in the Board Elections Timeline (usually around mid    satisfying and fulfilling one. As a Director, the opportunity exists to make a difference
February). You will then be contacted by the Nominating Committee and be asked to             and to help the community progress. As a Director, make your voice heard.

Committee Updates                                                                             Security & Safety Committee Needs You
    •    Dick Thomas has been named the new Board Liaison for the Security                    By Mario Gonzalez
         Committee. Also, please note the committee has changed it meeting time from          Chair Security & Safety Committee
         1:00 pm to 5:30 pm on the first Wednesday of the month.                                  If you have some spare time once a month we are looking for volunteers to sign-up
    •    The REGULARLY SCHEDULED MEETINGS of the Wildlife Committee are                       and join our committee. You can pick-up a volunteer form at the office between the
         the second Wednesday of each month at 7:30 pm in the Oak Room.                       hours of 8am-4pm. All who are available are welcome. Come and help make a
    •    John Bradley has been named Chairperson of the Finance Committee.                    difference in keeping your community safe.

                                                                                                  Did you know:
                                                                                                  • 75 homes are presently for sale in Penn Estates
                                                                                                  • 125 homes have sold in Penn Estates year to date
                                              of the Poconos                                      • The highest priced home in Penn Estates sold
                                           Route 209 & Glen Lane                                    for $325,000 in 2006.
                                           HCR#1, Box 598                                                      (Information provided through Pocono Mountain Assoc. of Realtors MLS Service)
                                           Sciota, PA 18354
                                           (570) 476-1695 Stroudsburg
                                           (570) 402-8508 Direct                                  For up-to-date information from
                                           (570) 992-2700 Sciota
                                                                                                    your Penn Estates Specialist,
          ASSOCIATE BROKER                                        call Cristina Primrose today!

         • Competitive Commission Rates
         • Over $18 Million in Closed Sales in 2005 & 2006
         • Full Time Agent with Licensed Assistant
         • 100% Client Satisfaction in Penn Estates      Outstanding Agents.
                                                           Outstanding Results.

        Keeping you informed every step of the way!
Winter 2006-07                                 WWW.PEPOA.ORG                      TATE     MONY
                                                                                ESTATES HARMO
                                                                           PENN ESTATES HARMONY                                                                         23

                                                                     Quiz #3
Test your Presidential Knowledge                                     Choose a president from the list below to answer these questions:

Quiz #1                                                              1.   Which president kept live bears on the front lawn of the White House? ____
Indicate next to each President, the years of his term(s):           2.   Who issued an order that forbade swearing throughout the U.S. Army? ____
                                                                     3.   Who was the first president of all 50 states? ____
President                      Term                                  4.   Who was the first president to wear contact lenses? ____
___ Andrew Jackson             a. 1809-1817                          5.   Who was the last president to wear a beard? ____
___ Calvin Coolidge            b. 1861-1865                          6.   Who was the first president to be born west of the Mississippi River? ____
___ Jimmy Carter               c. 1881-1885                          7.   Who was the first president to be born at home? ____
___ Chester Arthur             d. 1977-1981                          8.   Which president weighed less than 100 pounds? ____
___ James Madison              e. 1829-1837
___ Abraham Lincoln            f. 1923-1929                                a. James Madison                       b.   Dwight D. Eisenhower
                                                                           c. Abraham Lincoln                     d.   Herbert Hoover
                                                                           e. Thomas Jefferson                    f.   Calvin Coolidge
Quiz #2                                                                    g. George Washington                   h.   Ronald Reagan
Match the President with his Vice President:                               i. Benjamin Harrison                   j.   Jimmy Carter
President                      Vice President
___ Lyndon B. Johnson          a. Charles W. Fairbanks                           8. a Madison
___ John Adams                 b. Adlai Stevenson                                7. j  Carter
___ Theodore Roosevelt         c. Richard M. Nixon                               6. d Hoover                       Cleveland – b                   Lincoln – b
                                                                                 5. i  Harrison                    Lincoln – d                     Madison – a
___ Dwight D. Eisenhower       d. Hannibal Hamlin                                4. h Reagan                       Eisenhower – c                  Arthur – c
___ Abraham Lincoln            e. Hubert H. Humphrey                             3. b Eisenhower                   Roosevelt – a                   Carter – d
___ Grover Cleveland           f. Thomas Jefferson                               2. g Washington                   Adams – f                       Coolidge – f
                                                                                 1. e Jefferson                    Johnson – e                     Jackson – e
                                                                                Answers to Quiz #3               Answers to Quiz #2              Answers to Quiz #1

    ATTENTION HOMEOWNERS                                                                                                         A blizzard of FUN and
                                                                                                                             ACTIVITY... Special discounts
    *NEW FHA TITLE 1 Programs are                                                                                             for Penn Estates residents
   Now Approved for Debt Reduction*                                                                                            and only minutes away on
                                                                          SKI & RIDE CENTER                                     Route 447 in Analomink.
   Qualified Debts Include:          Qualified Repairs Include:           Snowtacular Races, Live Entertainment -
          Mortgages                            Siding                     Every Saturday and Sunday Afternoon.
                                                                          Feb. 10 - Yuengling Lager Adult Races         Feb. 11 - Alpine Family Fun Race
         Credit Cards                 Replacement Windows                 Feb. 17 - Corona Adult Race                   Feb. 18 - Alpine Family Trophy Race
          Car Loans                           Roofing                     Feb. 24 - Michelob Downhill Challenge         Feb. 25 - Scout Challenge Race
                                                                          March 4 - Alpine Family Fun Race              March 10 - Alpine Challenge Race
       Personal Loans                    Heating Systems
                                                                          Bring Family and Friends to Join the FUN!
           Call 1-800-714-3801                                            February 14 - Happy Valentine’s Day: Come in for our Sweetheart Special
                                                                          February 23 - Halloween Party: haunted trails, sno-crow contest, games and prizes
                                                                          March 3 - Pepsi Family Fun Day: races, games, prizes, giveaways and more...
                                                 March 11 - St. Patrick’s Day Celebration

   *Applications will be taken in the order received.                     VISIT OUR WEBSITE at for current
                                                                          snow conditions, updates, events and special discount coupons
    Name ________________________________________________                 or call 570-595-2150.
    Address ______________________________________________
    ______________________________________________________                  SAVE UP TO $12                   SAVE UP TO $20                   SAVE UP TO $20
                                                                            On SNOW TUBING                  Learn to Ski or Ride              On Adult or Junior
    Phone _________________________________   _______________                    Tickets                        Packages                         Lift Tickets
                                                                           Redeem this coupon at Lift       Redeem this coupon at Lift       Redeem this coupon at Lift
                                                 _ ___________
    Best time to contact __________________________                       Ticket Window. Valid any day     Ticket Window. Valid any day     Ticket Window. Valid any day
    Siding ___ Windows ___ Roofing ___ Heating ___                        2007 season. Coupon good for     2007 season. Coupon good for     2007 season. Coupon good for
                                                                            up to four (4) people. Void      up to four (4) people. Void      up to four (4) people. Void
                                                                          with other discounts. Excludes   with other discounts. Excludes   with other discounts. Excludes
    MAIL TO: HRC, 120 Monahan Ave., Dunmore PA 18512           CNG                   holidays.                        holidays.                        holidays.
                                                                               AlpineMountain (H)               AlpineMountain (H)               AlpineMountain (H)
 24                                                       WWW.PEPOA.ORG                                   TATE     MONY
                                                                                                        ESTATES HARMO
                                                                                                   PENN ESTATES HARMONY                                                        Winter 2006-07

New Homeowners                                                                                  Real Estate Update
Welcome to our community. We are so pleased that you have chosen to join Penn                   By Lisa Sanderson
Estates as the place to settle and raise your families.                                         Information gathered from the Pocono Mountains Association of REALTORS’ Multiple
                                                                                                Listing Service on January 15, 2007.
SECTION – A                                     SECTION–– E
                                                                                                                            Active Listings              Pending Sales*          YTD Sales
Moran, Arturo & Nancy                           Cobb, Barbara
                                                                                                   Total                                76                         4                  0
Allvin, Eric                                    Boyle, Joanne
                                                                                                   Lowest List Price             $134,900                  $173,900                 NA
                                                Corrales, Horacio & Elvira
                                                                                                   Highest List Price            $445,900                  $387,500                 NA
SECTION – B                                     Pinto, Joffre & Virginia
                                                                                                   Average List Price            $231,144                  $243,600                 NA
Lawler, Thomas & Sabourin, Stephen              Seepersaud, Khameraj & Penna, Jennifer
                                                                                                   Average Square Feet              1,988                      2,434                NA
Lawler, Thomas                                  Rosado, Eric
                                                                                                   Average Price/Sq.Ft.           $121.46                   $104.82                 NA
Seepersaud, Khameraj & Penna,                   Sierra, Leobardo
                                                                                                   Average Days/Market                109                        167                NA
    Jennifer, Seepersaud, David                 Giordano, Christopher & Eva
St. Hubert, Guermont                            Pena, Maria & Lopez, Myrna                      *Pending Sale information reflects only list prices as sold information is not available
Skiba, Jerzy & llona                            Ruffin, Barbara                                 until the sale is final. YTD Sales are sales that closed since 1/1/06.
                                                                                                Interesting Yearly Comparisons:
SECTION – C, C1, C2, C3, C4                     SECTION – F
                                                                                                                          2006  2005              2004      2003       2002     2001      2000
Flagg, George                                   Cabassa, Martin & Melendez, Jennie
                                                                                                # Listings Sold            125   151               161       140        125      132        89
Barca, Domingo & Christine                      Cruickshank, Phillip
                                                                                                Avg. Sold Price (x1,000) 199.5 192.2             166.7     151.4      127.5    117.7     109.3
Somwar, Kemwatty                                Alston-Short, Angelique
                                                                                                Avg. Price Per Sq.Ft.    110.5 101.4              93.0     83.71      71.77    63.92     60.31
Cardona, Joseph                                 Hughey, Michael & Joanne
                                                                                                Avg. Days on Market        101    75                92        87        140      168       176
                                                Cabllero, Sheila
Conway, Brian                                   SECTION – G
Foraci, Vito                                    Barriga, Victor & Lucy
Lim, Jeffrey & Egasan, Arthur

                                                                                                                             Penn Estates
Gypsy Moths - Search and Destroy                                                                                             Property Owners Association
By Sean M. Reilly, Ecologist
    El Nino is here again! Is it global warming and El Nino or just global warming or
just El Nino - who knows - But last year Russia had its coldest winter in a hundred                 3445 Penn Estates                                     Administration Office hours
years. This year the mid-western US is frozen solid and there is no snow in the Alps or             East Stroudsburg, PA 18301                                   Mon.-Sat. 8 am-4pm
the Poconos!                                                                                        Phone 570-421-4265                                          Email:
    Hopefully Mother Nature will lay down a soft white blanket or two before the spring             Website:                            Ron Gatti, Operations Manager
buds bloom in the ski resorts of the Poconos.                                                                                                        Carrie Ridner, Property Manager
    What does El Nino weather have to do with a possible Gypsy Moth invasion?
Everything! If El Nino stays and gives a wet but cool spring, the forest’s natural moth            BOARD OF DIRECTORS                 COMMITTEES
killing bacteria and fungi will kill off the moths when they get to be halfway grown. If
                                                                                                   Frank Sanchez                      Appeals                          Chair: Nancy Padilla
El Nino gives us warm drier winds and little rain as it fades away, then most of the               President
Gypsy Moths will grow to maturity - and their voracious leaf munching and prodigious                                                                                   2nd Saturday 10 am
pooping pellets will drive us all to disgust for a long three months from April to June.           Lisa Sanderson                     Buildings,                       Chair: George Little
    Last year most of the nearly adult Gypsy Moths died before they laid eggs. However,            Vice-President                     Grounds, & Roadways              2nd Saturday 8 am
not all died. One female moth lays one batch of up to 800 eggs. These will grow into                                                  Communications           Chair: Maureen Robinson
800 two-inch long caterpillars munching your tree. If you can see 2 or 3 or 4 egg                  Anthony Stevens-Arroyo                                            2nd Saturday 9 am
clusters on your tree that will equal 1600 to 3200 two-inch long caterpillars - your tree          Secretary
                                                                                                                                      Community                         Chair: Peg Damron
will be shredded clean if they all live.                                                                                              Documents                          1st Thursday 3pm
                                                                                                   Patricia Jackson-Scott
    Since the cold rainy spring last year helped kill most (but not all) of the caterpillars,
                                                                                                   Treasurer                          Finance                           Chair: John Bradley
neither the state, nor county, nor municipality, nor PEPOA has set aside the $80,000 it
                                                                                                                                                                        3rd Saturday 8 am
would take to spray our entire 1600 acres of forest (just in Penn Estates alone).                  Robin Hightman
    So what can you do to help the trees and shrubs in your yard if some had eggs laid on                                             Government            Chair: Sean Reilly, Jodi Reilly
them? (OOPS sorry - there are no shrubs in the yard - our over abundant deer ate them):                                               Relations                       2nd Tuesday 7 pm
     1. Go out and look at the bark on each of your trees. Look for Gypsy Moth egg                 Robin Johnson                      Long Range Planning              Chair: Norm Damron
          masses. They look like fuzzy brown football shaped patches about an inch long.           Director
                                                                                                                                      Real Estate                    Chair: Charles Jenkins
     2. If you find egg masses, don’t scrape them off onto the ground. Put a few                                                                                   4th Wednesday 7:30 pm
          ounces of soapy water into a plastic bag and scrape all the eggs into the bag.           Jose Padilla
                                                                                                   Director                           Recreation                      Chair: Marylou Smith
          Seal and dispose of the bag in the trash.
                                                                                                                                                                         1st Monday 7 pm
    So EVERYBODY - Get out in your yard NOW before the trees begin to bud in
                                                                                                   Dick Thomas                        Security & Safety              Chair: Mario Gonzalez
March and scrape of those egg masses. If you wait till they hatch and climb the tree, it is        Director
too late.                                                                                                                                                          1st Wednesday 5:30 pm
    NOTE: If an infestation occurs next spring you can hire a licensed pesticide                   Bob Pasquin                        Wildlife                        Chair: Sean Riley
contractor to spray your trees - but it is very expensive and it kills every insect -              Vice President, Public Affairs                               2nd Wednesday 7:30 pm
including butterflies and bees and all the good ones too.
 Winter 2006-07                                          WWW.PEPOA.ORG                                   TATE     MONY
                                                                                                       ESTATES HARMO
                                                                                                  PENN ESTATES HARMONY                                                                  25

Black Inventors’ Contributions                                                                 Senior Happenings
to a Better World                                                                              By Thomas J. English
                                                                                                   Our group met and the formula for
                                                                                                                                               will do an excellent job. If not go get him
                                                                                                                                               Paula. Once again a big thank you to
By Maureen Robinson                                                                            success seems to be working. The last           George and Elaine Little for their assis-
    The contributions of black inventors over the years, particularly during our early         meeting in November was a luncheon at           tance in keeping things moving.
history are not as well documented as the work of their white colleagues. The number of        Stroudsmoor Country Inn. It was attended
inventions is remarkable, considering the society in which they lived. Below are a few of      by twelve of the group and a good time          A Few Parting Words
the very interesting devices of these highly creative people.                                  was had by all.                                   Bob you gave me something to do
    Miriam E. Benjamin was a school teacher living in Washington D.C. In 1888, Ms.                 It was decided that a luncheon for            So now I have to write a poem for you
Benjamin received a patent for an invention she called a Gong and Signal Chair for             Christmas was in order so back to                 It will turn out to be a windy day
Hotels. Her chair, as she stated in her patent application would “reduce the expenses of       Stroudsmoor Country Inn we went. The              And for no snow we must pray
hotels by decreasing the number of waiters and attendants, to add to the convenience and       same twelve were there and after lunch we         The food was good the company great
comfort of guests and to obviate the necessity of hand clapping or calling aloud to obtain     adjourned to the Oak Room in Penn                 To share this day with you again I
the services of pages.”                                                                        Estates for coffee and an exchange of gifts.      Would not hesitate
    The system worked by pressing a small button on the back of a chair which would                The exchange of gifts was accom-              The clouds I hope will stay in the sky
relay a signal to a waiting attendant. At the same time a light would illuminate on the        plished by picking corresponding cards            It didn’t hurt to have the cataract
chair allowing the attendant to see which guest was in need of assistance. The system was      that were called out and matching the cards       Removed from my eye
adopted and installed within the United States House of Representatives and was the            and selecting a gift. The love and friend-        Florida is making a very urgent call
predecessor of the methods used today on airplanes to signal stewardesses.                     ship ended there because the couple with          And so I am afraid I must leave you
    Ms. Benjamin was the second black woman to receive a patent.                               the matching card was free to pick an                     All
    Sarah E. Goode was the owner of a furniture store in Chicago, Illinois. Her claim to       unopened prize or covet the prized                With this game you have me going
fame is that she was the first black woman to receive a patent.                                possession of a fellow senior. The poor           from left
    In an effort to help people maximize their limited space, Goode invented a folding         Santa Claus cookie jar was in the hands of                To right
cabinet bed. The cabinet bed when folded up resembled a desk which included                    four different people within a few minutes.       And I am simply dying from fright
compartments for stationary and writing instruments. Goode received her patent on July         There was the proverbial weeping and              I don’t know what gift I will receive
14, 1885.                                                                                      gnashing of teeth.                                A big thank you I will give not to deceive
    Henry Blair was the second black inventor issued a patent by the United States                 In spite of the hardship that transpired      I thank you all for all that you have done
Patent Office. His first invention was a seed planter which enabled farmers to plant           they agreed to meet again on the first            It is very hard to single out just one
more corn utilizing less labor in a smaller period of time. Two years later, in 1836, Blair    Wednesday of January and go on from              So now that another battle has been won
received a second patent for a corn harvester. Blair had been a successful farmer for          there. A few more snowbirds will be on the         I think for now my work is done
years and developed the inventions as a means of increasing efficiency in farming.             way before the next issue is published and
    It is noteworthy that in both of his patents he was listed as a                            I am one of the guilty ones.                    Thought For The Day
“colored man,” the only example of an inventor’s race being listed or acknowledged on              In order to keep the community aware        Thank you God for this wonderful day
an issued patent.                                                                              of the fact that we are alive and well I have   I am sorry all but I now must go away
    Henry Brown was an inventor who saw a need for a convenient and secure way to              asked Bob Bobucky to handle the prepara-        I will return to you I know
store money, valuables and important papers. At that time, people commonly kept those          tion of this column until I return. I know he   Watch the door
type of items in wooden or cardboard boxes in their homes or entrusted them to local                                                           Oops here I go
banks. Both of these options presented dilemmas. While banks generally provided safety
against theft, they did not prevent bank employees from reading through personal
papers. At the same time, keeping the items at home could help to keep prying eyes
away, but there was little to prevent burglars from quickly and easily grabbing valuables
and making off with them.
    Brown decided to create a safer container and developed a forged-metal container
which could be sealed with a lock and key. He patented his receptacle for storing and
preserving papers on November 2, 1886, and it developed into what is now known as a
    Benjamin Banneker was born in 1731 just outside of Baltimore, Maryland, the son
of a slave. His grandfather had been a member of a royal family in Africa and was wise
in agricultural endeavors. As a young man, he was allowed to enroll in a school run by
Quakers and excelled in his studies, particularly in mathematics. Soon, he had
progressed beyond the capabilities of his teacher and would often make up his own math
problems in order to solve them.
    One day his family was introduced to a man named Josef Levi who owned a watch.
Young Benjamin was so fascinated by the object that Mr. Levi gave it to him to keep,
explaining how it worked. Over the course of the next few days, Benjamin repeatedly
took the watch apart and then put it back together. After borrowing a book on geometry
and another on Isaac Newton’s Principia (laws of motion) he made plans to build a
larger version of the watch, mimicking a picture he had seen of a clock. After two years
of designing the clock and carving each piece by hand, including the gears, Banneker
had successfully created the first clock ever built in the United States. For the next 30
years, the clock kept perfect time.
    In 1776, the Third Continental Congress met and submitted the Declaration of
Independence from England. Soon thereafter, the Revolutionary War broke out and
Banneker set out to grow crops of wheat in order to help feed American troops. His
                                                                    (continued on next page)
 26                                                     WWW.PEPOA.ORG                                 TATE     MONY
                                                                                                    ESTATES HARMO
                                                                                               PENN ESTATES HARMONY                                                   Winter 2006-07

                                                                                                Around the same time, President Washington decided to move the nation’s capitol
Black Inventors                                                                             from Philadelphia to an area on the border of Maryland and Virginia. Major Pierre
(continued from previous page)                                                              L’Enfant from France was commissioned to develop the plans for the new city and at
                                                                                            Jefferson’s request, Banneker was included as one of the men appointed to assist him.
knowledge of soil gained from his grandfather allowed him to raise crops in areas which     Banneker consulted frequently with L’Enfant and studied his draft and plans for the
had previously stood barren for years.                                                      Capitol City carefully. L’Enfant was subject to great criticism and hostility because he
    When a family friend died and left him a book on astronomy, a telescope and other       was a foreigner and abruptly resigned from the project and moved back to France.
scientific inventions, Banneker became fascinated with the stars and the skies. He soon         As the remaining members of the team gathered, they began debating as to how they
was able to predict events such as solar eclipses and sunrises and sunsets. In 1792, he     should start from scratch. Banneker surprised them when he asserted that he could
developed his first almanac, predicting weather and seasonal changes and also included      reproduce the plans from memory and in two days did exactly as he had promised. The
tips on planting crops and medical remedies. Banneker sent a copy of his book to            plans he drew were the basis for the layout of streets, buildings and monuments that
Thomas Jefferson, at that time the Secretary of State and in a 12-page later expressed to   exist to this day in Washington D.C.
Jefferson that blacks in the United States possessed equal intellectual capacity and            Benjamin Banneker died quietly on October 25, 1806, lying in a field looking at the
mental capabilities as those whites who were described in the Declaration of                stars through his telescope. Nations around the world mourned his passing, viewing him
Independence. As such, he stated, blacks should also be afforded the same rights and        as a genius and the United States’ first great black Inventor.
opportunities afforded to whites. This began a long correspondence between the two              George F. Grant knew what most of us have come to recognize - the average golfer
men that would extend over several years.                                                   is a hacker, destroying grass courses and terrorizing other golfers, homeowners and
                                                                                            passersby with wild, dangerous drives. Although he loved the game, he grew frustrated
                                                                                            trying to keep the ball from rolling away from him as he attempted to tee off and did not
                                                                                            want to swing at the ball while it was moving, thus sending off a wild shot.
                                                                                                On December 12, 1899, Grant patented a golf tee which raised the golf ball (made of
   Groundhog Day is Approaching;                                                            rubber at that time) slightly off of the ground, enabling the player greater control with
                                                                                            his wooden club and therefore of the direction and speed of the drive. The tee was made
   Will Winter End Before it Begins?                                                        of a small wooden peg with a concave piece of rubber on top to hold the ball and in
   By Sharon Kennedy                                                                        addition to helping with control over the direction of the shot, it also aided in promoting
       I am sitting down to write this article                                              longer drives. George Grant’s small invention has become a standard piece of equipment
   on the last day of 2006. It seems that                                                   for all golfers.
   winter has not yet come to Penn Estates.                                                     Garrett Morgan was born on March 4, 1877 in Paris, Kentucky the seventh of 11
   I recall seeing only a few snowflakes on                                                 children born to Sydney and Elizabeth Morgan. Garrett, at the early age of 14 decided
   one early morning several weeks ago.                                                     that he should travel north to Ohio in order to receive a better education. He moved to
   The weather has been very mild thus far,                                                 Cincinnati and then to Cleveland, working as a handyman in order to make ends meet.
   no doubt blessing us with a snowplowing                                                  In Cleveland, he learned the inner workings of the sewing machine and in 1907 opened
   budget surplus this year. Has it been cold                                               his own sewing machine store, selling new machines and repairing old ones. In 1908
   enough for Punxsutawney Phil to                                                          Morgan married Mary Anne Hassek with whom he would have three sons.
   hibernate? Will he/she sleep long enough                                                     In 1909, Morgan opened a tailoring shop, selling coats, suits and dresses. While
   to awaken on February 2nd to look for                                                    working in this shop he came upon a discover which brought about his first invention.
   his shadow and foretell the length of the                                                He noticed that the needle of a sewing machine moved so fast that its friction often
   remaining winter weather? Have you all seen our local Punxsutawney Phil? Since I         scorched the thread of the woolen materials. He thus set out to develop a liquid that
   moved here several years ago, I have waved to our local groundhog who sat on his         would provide a useful polish to the needle, reducing friction. When his wife called him
   haunches most mornings right beside Penn Estates drive. I haven’t seen him for           to dinner, he wiped the liquid from his hands onto a a piece of pony-fur cloth. When he
   awhile. Perhaps it is cold enough to hibernate.                                          returned to his workshop, he saw that the fibers on the cloth were now standing straight
       Groundhog Day has its roots in the European custom of Candlemas, a day               up. He theorized that the fluid had actually straightened the fibers. In order to confirm
   when candles were blessed and distributed to the locals. The weather on                  his theory, he decided to apply some of the fluid to the hair of a neighbor’s dog, an
   Candlemas was viewed as an omen of the weather to come. An old English song              Airedale. The fluid straightened the dog’s hair so much, the neighbor, not recognizing
   quoted on the website:                                                     his own pet, chased the animal away. Morgan then decided try the fluid on himself, to
           If Candlemas be fair and bright,                                                 small portions of his hair at first, and then to his entire head. He was successful and had
           Come, Winter have another flight;                                                invented the first human-hair straightener. He marketed the product under the name the
           If Candlemas brings clouds and rain,                                             G. A. Morgan Hair Refining Cream and sold by his G. A Morgan Refining Company,
           Go Winter and come not again.                                                    which became a very successful business.
       The tradition was picked up by the Germans, who believed that if the sun were            W. B. Purvis realized how much of an inconvenience it was to have to carry around
   shining on Candlemas Day the hedgehog would cast a shadow, predicting six                a bottle of ink whenever you needed to sign a contract or fill out legal papers. He
   more weeks of winter. German settlers who came to Pennsylvania brought that              therefore decided to do something about it.
   tradition with them, applying it to the groundhog (which resembles the                       On January 7, 1890, Purvis received a patent for the fountain pen. The pen
   hedgehog). In 1887, a member of a group of groundhog hunters from                        eliminated the need for an ink bottle by storing ink within a reservoir within the pen
   Punxsutawney wrote an editorial in the local paper, declaring a local groundhog          which is then fed to the pen’s tip. Of his accomplishment, Purvis said, “the object of my
   to be the only official weather prognosticating groundhog.                               invention is to provide a simple, durable, and inexpensive construction of a fountain pen
       Punxsutawney Phil’s fame has grown over the years. Tens of thousand of               adapted to general use and which may be carried in the pocket.” The creation of the
   people flock to Punxsutawney each year to watch Phil look for his shadow. If he          fountain pen has made office work cleaner and less expensive for businesses all over the
   sees his shadow, he expects six more weeks of bad weather and he returns to his          world.
   hole to wait it out. If he doesn’t see his shadow, he stays out to await an early            In addition to his fountain pen, Purvis, a resident of Philadelphia, Pennsylvania, also
   Spring. His prognostication is published in newspapers across the globe.                 successfully patented a number of other inventions. Between 1884 and 1897 he patented
       Groundhogs average about 20 inches in length and weigh about 12 to 15                bag machines, a bag fastener, a hand stamp, an electric railway device, an electric
   pounds. While an average groundhog lives about 6 to 8 years, Punxsutawney Phil           railway switch and a magnetic car balancing device. He also is believed to have
   drinks from a magical elixir each summer and has lived 120 years thus far.               invented, yet not patented several other devices such as the edge cutter found on
       What do you think Punxsutawney Phil will portend this February 2nd? Do you           aluminum foil, cling wrap and wax paper boxes.
   think that global warming will confuse him and confound his predictions?                     Information on these and other black inventors can be found at http://
 Winter 2006-07                                         WWW.PEPOA.ORG                                       TATE     MONY
                                                                                                          ESTATES HARMO
                                                                                                     PENN ESTATES HARMONY                                                              27

                                                                                                      Before Allen death in 1831, he founded or served as an officer in many other
On the Road to Salvation                                                                          organizations designed to improve the lives of African Americans. Although he had no
By Charles Jenkins                                                                                formal education, he became an accomplished writer of sermons, tracts, and addresses.
    In the normal course of events, February is a time when most Americans are in the             His leadership was pivotal in aiding the sick during the Yellow Fever epidemic in
mood for love, where lovers exchange gifts of all sorts and couples take time to focus on         Philadelphia. At the time, it was wrongly assumed that African Americans were immune
their relationships. The shortest month of the year is also a time to celebrate American          from the disease. His home church, Mother Bethel A.M.E., grew into Philadelphia’s
History — African American History to be exact. In exploring our past, we come a little           largest African American congregation.
closer to understanding who we are as a People, and we come to know important                                                          Little Bethel A.M.E.
historical figures that currently affect our lives. Many of these figures are ordinary                In Stroudsburg, Pennsylvania, stands the remnants of an A.M.E. church and school
people who did extraordinary things.                                                              dating back to 1855. Known as Little Bethel, the structure that is there now was built in
                                       Courageousness                                             1868 for the sum of $125.00 by Richard Staples and his wife, Mary. Before the end of
    We have heard of many acts of courageousness recently, such as the New York City              slavery, runaway slave fugitives would come to know the name of Bethel as a safe
man who saw a teenager fall onto the subways tracks and jumped down to save him –                 haven. It is very likely that Little Bethel A.M.E. church was part of the Underground
positioning himself and the boy between the tracks and the third rail while the train ran         Railroad and may have helped many to escape to large cities such as Philadelphia and
safely over them. And, there were the two men who ran to safely catch a two year old              New York in the search for freedom and work.
baby who had fallen from the window of an upper floor apartment building.                         Life’s Parallels
    Some people act in courageous ways and some people live courageous lives. One                     What may seem like ancient history is still relevant today. Many of us still come to
such person is Richard Allen. While not a contemporary figure and not as well known               the Northeastern Pennsylvania looking for freedom, though the oppression is of a
today as some other historical African American figures, his legacy is still relevant             different sort. Today we are escaping from high crime, rising housing prices and failing
today. You can see the evidence in the borough of Stroudsburg, the city of Philadelphia,          school systems. As in the past, many still look to New York and Philadelphia for
and in many countries around the world.                                                           financial gain.
                                        Richard Allen                                                 If you travel to Philadelphia, take a few minutes for a short tour of Mother Bethel
    Richard Allen was born in 1760, the fourth child of an enslaved couple held in                A.M.E. Church. One of the members of the congregation gives the tours. You will find
bondage by Pennsylvanian attorney and judge, Benjamin Chew. Several years after his               it to be worth your time. The church is not only for people of African descent; their
birth, Allen’s family was sold to slaveholder Stokeley Sturgis, a Delaware farmer. In             doors are open to everyone. Not far away is St. George’s Methodist Church, which you
around the year 1777, Sturgis separated Allen’s parents and siblings through sale.                can also tour. Find out what they have to say about Richard Allen and his break from
    Allen, still a slave, joined the mostly white Methodist Society and began                     their church.
evangelizing and attending services regularly. At age twenty, his slaveholder converted                                                       Giving
to Methodism and decided that slavery was wrong. Allen made a deal with Sturgis,                      Many Americans have distinguished themselves; Richard Allen’s courageous life
purchasing his and his brother’s release from slavery for $2000 each, which took him              stood out as someone we should know. He broke the shackles of slavery, stood up
five years to earn.                                                                               against discrimination, challenged the establishment and created social and religious
    Allen preached at meetings to Blacks and Whites in Maryland, Delaware, New York,              institutions with the goal to benefiting all. Founder of the African Methodist Episcopal
New Jersey and Pennsylvania. Later, St. George’s United Methodist Church in                       (A.M.E.) church, Allen’s connection to one of our local landmarks, Little Bethel
Philadelphia asked him to serve. In 1793, the African American members of St.                     A.M.E., adds to the rich history of Monroe County. Please contact the Little Bethel
George’s walked out when Allen’s friend and co founder of the Free African Religious              Historical Association to learn more, to volunteer, or to donate. They are currently
Society, Absalom Jones, who was praying in a “for whites only” section of the church,             restoring Little Bethel and could use your support.
was asked to get up off his knees and move to the newly created “colored” section.
                       African Methodist Episcopal (A.M.E.) church
    The Free African Society took the lead in raising the money to create a church for the
African members of the congregation. The new church was called “The African Church
of Philadelphia” and it became a part of the Protestant Episcopal Church of America.
Richard Allen along with eleven other members were committed to the principles of
Methodism and formed the Bethel African Church. By 1816 there were several African
Methodist Churches around the country and that year they met to form the African
Methodist Episcopal (A.M.E.) church.
    The A.M.E. church, with Allen as its first bishop, answered the needs of a growing
number of Northern and later Southern blacks. For decades, the church helped heal the                                CALVARY CHAPEL
scars of slavery and facilitated the adjustment of black southern migrants to life in the
North. Over the years, the church has started over a dozen colleges and other institutions                                                        Stroudsburg
of higher learning for African Americans. Today there are congregations in many
countries throughout the world.
                                                                                                            Invites you to join us in the Oak Room!
                                                                                                                            Sunday Service at 10am
            WET BASEMENT PROBLEMS?                                                                                       Wednesday Bible Study at 7pm
               WET CRAWL SPACE?                                                                                           Verse-by-verse Bible teaching

                             The patented B-DRY process                                                                         All are welcome!
                           eliminates all leakage problems
                                                                             E T I ME •                      Come on out or call (570) 424-8097 for details.

                                                                                                                                  Pastor Matt Fisher

                                                                        LA                  ER

                                                                             B O R & M AT
 28                                                      WWW.PEPOA.ORG                                   TATE     MONY
                                                                                                       ESTATES HARMO
                                                                                                  PENN ESTATES HARMONY                                                     Winter 2006-07

The Year in Review: 2006                                                                           In sports, Americans once again win the Tour De France. However, suspicions of
                                                                                               doping arise when it is discovered that the winner, Floyd Landis, was clocked pedaling at
By Bob Miller                                                                                  over 100 mph - uphill.
     Well, the year is at an end and it’s time to look back on 2006 to see the events that         On the international front, North Korea shocks the world as it test fires several missiles
shaped our world. It was a year in which many good things happened. Unfortunately, none        which, due to poor guidance systems, land in Israel. The Israeli government responds by
come to mind at the moment, being overshadowed by the war in Iraq, global warming,             invading Lebanon because “it’s closer”. The US warns North Korea that, unless it agrees
congressional scandals, runaway illegal immigration, nuclear proliferation of rogue states,    to suspend missile testing, it will have no choice but to dispatch Bode Miller on a ski trip.
rising energy costs, increasing terrorism, tainted produce, and Mel Gibson.                        Tension in the mideast increases when residents discover that tourists also don’t like
     Yes, we will have to answer for many of these things. When we are older and grayer,       bombs, mortars, rockets, and beheadings
the time for accountability will come. The next generation will want answers. Years from           August – the month begins with a report in the Cuban press that their leader, Fidel
now, history will ask us to explain why we didn’t stop global warming and how we could         Castro, 160, is ill but improving. US experts interpret this to mean that he has been dead
have allowed Michael Richards to do standup comedy.                                            for several years. Cuban-Americans mourn his apparent demise by dancing ecstatically in
     And now, in no particular order other than chronological, we present the events, some     the streets of Miami, snarling traffic and bringing drive-by shootings to a standstill.
real and many not, that shaped our lives this past year. (Note: Due to the advanced age of         In science, the International Astronomical Union rules that Pluto is no longer a planet,
the author and the resultant memory loss, some incidents may not correspond to the actual      which proves once and for all that astronomers need to get out more.
months in which they may or may not have occurred.)                                                In entertainment, news-starved journalists go crazy over a confession by a man living
     January – The Republican ethics scandal begins with the indictment of lobbyist Jack       in Thailand that he was responsible for the murder of JonBenet Ramsey. Cable news
Abramoff and accusations of corruption involving House Majority Leader Tom Delay,              stations give 24 hour coverage as “breaking news” – a term used to mean “slow news day
who protests his innocence by offering journalist Bob Woodward a house in the Bahamas.         with low ratings” in journalese. The story eventually falls flat when it is discovered that
Vice President Dick Cheney immediately retreats to a bunker in an “undisclosed location”       the perpetrator was actually living in a cave in Pakistan at the time of the murder, sending
and is unavailable for comment. President Bush announces that he never heard of Jack           thousands of cable TV legal experts back into obscurity and deep depression.
Abramoff.                                                                                          Mideast tension further mounts when Iranian president Mahmoud Ahmadinejad
     February – After records surface showing numerous trips by the lobbyist to the White      announces that, in the interest of fundamentalism, the eyeholes in burkas will be removed,
House, President Bush announces that, although he had heard of Abramoff, they had never        causing insurance for women drivers to skyrocket.
met. Questions over this fade when Vice President Dick Cheney emerges from his bunker              September – Scandal once again erupts on Capitol Hill when it is disclosed that
long enough to demonstrate his need for new glasses when he mistakes a hunting partner         Republican Congressman Mark Foley sent “inappropriate” email messages to congres-
for a quail. The vice president defends his actions by stating that, if he were going to       sional pages in which he discusses various acts normally only seen on farms. Democrats
intentionally shoot someone, it would be Ted Kennedy. The furor over this subsides when        charge corruption and the two Republicans who are not currently under indictment
it is revealed that his–“friend” was a lawyer and thus legal game in Texas where they are      respond by charging Democrats with being soft on terror, while the ACLU files charges
considered “varmints”.                                                                         on both parties for being narrow minded on same sex, underage solicitation. In a rare show
     In sports, the big news is the winter Olympics, where countries we rarely hear of         of bipartisanship, both parties agree to adjourn congress until after the elections.
compete in sports that most didn’t know existed. The big winners are Estonia in the “wife          On the legal front, the Supreme Court rules that it is unconstitutional to force detainees
toss”, Latvia in the “12 meter half tuck into a frozen lake”, Lithuania in the “500 meter      at Guantanamo to watch “Dr. Phil”.
giant snowball roll”, and Iraq in the “Men’s Downhill I.E.D. Avoidance Slalom”. Indi-              October – The election heats up as polls show that Democrats, despite being Demo-
vidual winners included Bode Miller who sets a new record for consuming alcohol and            crats, may gain control of Congress despite Republican efforts to thwart this by accepting
falling down a lot.                                                                            large gifts from corporations, giving tax breaks to oil companies, and covering up emails
     March – After pictures of the president shaking hands with Jack Abramoff surface,         to congressional pages suggesting various acts usually only witnessed by shepherds.
President Bush announces that, although he had met him, they were not friends.                     In Europe, Paris suffers a blackout due to a strike when the members of the Paris
     On the international front, tensions mount in the mideast when it is discovered that      Power & Light Union discover that they are French. Fortunately, hospitals are unaffected
Mecca actually lies to the west of many Arab countries, and they have been praying in the      due to emergency lighting provided by Floyd Landis’ urine samples.
wrong direction all these years.                                                                   November – The month begins with the Democrats taking over control of congress for
     April – After photos of the president golfing with Jack Abramoff surface, President       the first time in 12 years due to a lack of Republican candidates without criminal records.
Bush announces that, although he was friends with Abramoff, they were not good friends.        Democrats celebrate by electing Nancy Pelosi as the first woman Speaker of the House.
     In foreign news, tension in the mideast mounts still higher when Iranian president        The president promises to work with her in a “bipartisan” manner, after which he is seen
Mahmoud Ahmadinejad discovers that most people cannot spell or pronounce his name.             rolling on the floor and laughing uncontrollably.
     May – After videos of the president sharing a hot tub with Jack Abramoff surface,             Things take a turn for the worse in the “other” war in Afghanistan when members of
President Bush announces that, although they were good friends, they were not best             the newly-formed “Kabul Yacht Club” discover that the nearest body of water is 500
friends. And speaking of friends…. Enron executives Jeffrey Skilling and Keneth Lay are        miles away…uphill.
convicted of fraud despite their defense that they were not responsible for the company’s          December - The Iraq Study Group publishes its long-awaited report, which concludes
collapse since they were both living in a cave in Pakistan at the time.                        that Iraq is “a dangerous place and seriously lacking in downhill ski runs.” The beer,
     In science, the National Oceanic and Atmospheric Administration predicts that the         however, is rated as “acceptable”. Republicans protest the findings by inviting Nancy
2006 hurricane season will be worse than usual. New Orleans responds by re-electing Ray        Pelosi to go on a fact-finding ski trip with Bode Miller, followed by a quail hunting
Nagin mayor, proving that hurricane Katrina damaged more than just property.                   expedition with Dick Cheney if she returns.
     Tension in the mideast continues to mount as residents discover that what goes up must        Americans celebrate the close of the year by engaging in the annual holiday ritual of
come down, which puts a damper on the practice of “celebratory gunfire”.                       going to an airport and standing in line. Lines become longer when the Department of
     June – Jack Abramoff is sentenced to a quail hunting trip with Dick Cheney. In            Homeland Security raises the threat level to prohibit anyone from boarding a plane who
politics, the Iraq debate heats up, with President Bush stating that we’re winning the war,    contains a brain. In protest, Washington DC completely shuts down until it is discovered
we’re going to stay the course, and Donald Rumsfeld is doing a “heckofa” job. Democrats        that this does not affect members of congress or anyone in the current administration.
respond by nominating Bode Miller to head an Iraq study group, which he accepts when               Tensions in the mideast finally reach a boiling point when it is discovered that, due to a
he discovers that ancient Mesopotamia is the place where beer was invented.                    mistranslation, the Koran actually says 73 Virginians.
     The midterm elections race heats up when George Allen, a student at the Michael               So we await 2008 for the answers to many questions: Is Fidel Castro still dead? Will
Richards School of Standup Comedy, calls a bystander who is videotaping him a Macaca           the Republican Party finally look up the word “bipartisan?” Will we ever balance the
and later defends himself by saying that he didn’t know what the word meant. We wonder         budget? Will the deficit continue to grow? Will the planet continue to warm? Will we ever
if he also doesn’t understand the word Nincompoop.                                             know the location of Dick Cheney’s bunker? Will “The View” survive Rosie O’Donnel?
     Tensions in the mideast mount higher when local residents discover that tourists do not   The answers to these and many other questions lie in the future. As for me, like most
like gunfire.                                                                                  Americans I will contemplate the future from my easy chair by watching football and
     July – In an effort to avoid his sentence, Jack Abramoff flees to a cave in Pakistan.     having a beer – an old one from Mesopotamia.
Winter 2006-07                                     WWW.PEPOA.ORG                           TATE     MONY
                                                                                         ESTATES HARMO
                                                                                    PENN ESTATES HARMONY                                                      29

Irish Bread Recipes
                                                                                                   MUSIC LESSONS
Irish Soda Bread                                                                              Penn Estates, East Stroudsburg PA area
3 cups sifted unbleached flour        1 1/2 tsp. baking soda
1 1/2 tsp. baking powder              1/2 tsp. salt                                           Forty Years of Teaching and Performance!
1/2 stick lightly salted butter, at room temperature                                      Instruction in Theory, Beginners Piano, Trombone,
3/4 cup currants                      1 tbsp. caraway seeds                                Trumpet and other Brass Instruments (all levels).
1 egg                                 1 cup buttermilk
2 tbsp. honey                                                                                Reasonable Rates! Excellent References!
• Preheat the oven to 350 degrees. Thoroughly mix together sifted flour,
    soda, baking powder, and salt.                                                  Please call: 570-421-2805                        Mr. Ulysses Corbett
• Cut in the soft butter, working it in with your fingers until it is evenly                Member of the American Federation of Musicians, Local 802
    distributed and the texture is a bit like corn meal. Stir in the currants and
    caraway seeds.
• Beat egg, buttermilk, and honey together in a small bowl. Add milk mixture
    to the dry ingredients, stirring briefly only to moisten evenly. Do not
                                                                                                               Give Frank a call at 421-7786
• Turn out on a lightly floured board and briefly knead to form a smooth                                      Your Neighbor in Penn Estates
• Shape into a high, round ball. Place on a buttered baking sheet.
• Slash across vertically and horizontally about 4 “ long and 1/2” deep.                                       “I’ll give you the professional
                                                                                        World’s Largest
• Bake at 350 degrees for 50-55 minutes.
                                                                                    Transmission Specialist
                                                                                                                   care you’re looking for.”
• Cool 30 minutes before slicing.
                                                                                    FREE TRANSMISSION         OIL CHANGE W/FILTER          TRANSMISSION
Chocolate Cherry Soda Bread Recipe                                                    INSPECTION FOR            UP TO 5 QUARTS*          SERVICE - STARTING
3 1/2 C. flour                                                                      YOUR CAR OR TRUCK                $19.95                   AT $59.95
1 heaped t. baking soda
1 t. salt
4 T. sugar
2 T. butter, cut into pieces
1/2 C. dried sour cherries
1/4 C. semisweet chocolate chips
1 1/2 to 2 C. buttermilk
• Preheat oven to 450F.
• Into large bowl, sift together flour, baking soda, salt and sugar. Add butter
     and blend with fingers or pastry blender until mixture resembles coarse
     oatmeal. Add cherries and chocolate and stir with wooden spoon to blend;
     add buttermilk, starting with 1 1/2 cups and adding more as needed, to
     form a soft, sticky dough.
• Turn dough into a well-buttered 9-by-1 1/2-inch round cake pan. It should
     resemble a rough haystack (don’t worry, it’s part of the character of the
     loaf). Sprinkle with flour and bake in middle of oven for 10 minutes.
• Reduce heat to 400∞ F. and bake an additional 45 to 50 minutes until
     golden brown. Remove from oven.
• Cover one hand with clean kitchen towel. Flip bread from pan onto towel.
     Loaf should sound hollow when tapped on bottom. Wrap in towel and cool
     on wire rack.
• Makes 1 round loaf.

Irish Whole Wheat Soda Bread Recipe
3 C. whole wheat flour
1 C. all-purpose flour
1 T. salt
1 t. baking soda
3/4 t. baking powder
1 1/2 C. buttermilk
• In a large bowl, sift together both flours, salt, baking soda and baking
     powder until well-combined. Add enough buttermilk to make a soft dough,
     but firm enough to hold its shape.
• Knead on a lightly floured board for 2 to 3 minutes, until dough is quite
     smooth and velvety. Form into a round loaf and place in a well-buttered, 8-
     inch cake pan or on a well-buttered cookie sheet. Cut a cross on the top of
     the loaf with a very sharp, floured knife.
• Bake in a preheated 375∞ F. oven for 35 to 40 minutes or until the loaf is
     nicely browned and sounds hollow when thumped with the knuckles. The
     cross will have spread open, which is characteristic of soda bread.
30                                               WWW.PEPOA.ORG                         TATE     MONY
                                                                                     ESTATES HARMO
                                                                                PENN ESTATES HARMONY                                            Winter 2006-07

Valentine Wishes...                                    Happy Valentines Day to my Fuzzie, Fuzzie Jr
                                                       and Son of Fuzzie, through thick and thin we   Out and About
                                                          have made it and what hasn’t killed us,
                                                                    made us stronger.                 Things to Do and
         To a Perfect Hunk of a Man,                              Love you forever!!! Ma
 Life just wouldn’t be as beautiful & complete                      Barbara D. Babus
                                                                                                      See in the Poconos
          without you Jose (P-Gordo),                                                                 By Sharon Kennedy
     Happy Anniversary & Valentines Day.                                                                  Like so many others in this community, I spend a
                 Love Always,                             Happy Valentine’s Day to my Sweeties        great deal of time commuting and working away from our
                   Abigail V.                                Jamar, Nia & Masada Stewart              beautiful area. Thus, I often hear about events AFTER
                                                                       Love Mom                       they happen. There are many special activities in this
                                                                                                      area. For example, the event that I enjoyed the most in
        To My Irresistible Husband Bob,
                                                         SAME OLD                                     2006 was a concert that was part of the Winter Dulcimer
          Thanks for being you, always!
                                                         Wearily or eagerly                           Fest in Stroudsburg. The Harmony issue with this article
    These past 25 years have been rewarding.
                                                         I step through the door                      will be too late to let you know about the upcoming
I look forward, to a few more decades, to share
                                                         At work days end                             Winter Dulcimer Fest on January 19 and 20. I plan to be
  more healthy, blessed and prosperous years.
                                                            And                                       there. I hope that you will find out about it on your own
             Love always your wife,
                                                         A thousand times the same old thing          in time. Regardless, be on the look out for it next year!
            Sandra McFarlin Doster
                                                         A thousand hugs                                  In case you spend so much time with work and family
                                                            And                                       and commuting that you don’t have time to research area
     Happy Valentine’s Day with all my love to           A thousand kisses                            events, here is a summary of just a few of the local events
     my lovely Maggie Mary McGinley from the             A sip of wine                                that will be happening in February and March. I have
       Emerald Island. I love you very much!             By fireside burning                          drawn from a variety of sources. Please call or check the
             “Baby your the greatest”                       And                                       websites to confirm dates, times and cost. If you know of
            You make me life complete!                   The same old                                 any upcoming events that you would like listed in future
       Love your Irish by Marriage Husband               Hugs and kisses yearning                     issues of the Harmony, please let me know.
                       Steve                             Rain or snow                                     The Pocono Environmental Education Center has
                                                            Or                                        many nature walks, nature tours and various types of
                                                         Hurricanes blow                              workshops, in addition to clearly marked hiking trails.
A warm squeeze and lots of love to my beautiful                                                       One upcoming guided hike is to search for wintering
   kids. Priscilla, Enasio, Nicasio and Jessica                                                       eagles and raptors on the Delaware. Check their website
                                                         The same old
              Happy Valentines Day                                                                    at’ for current information.
                                                         Hugs and kisses show
               from your mom Rose                                                                         There are several area establishments that have murder
                                                         We’re a lucky pair
                                                         With the same old flair                      mystery and comedy murder mystery dinner theater
            To My Love and My Joy,                       Of hugs and kisses and handholding.          nights. Two that I have seen advertised are at the
       Thank you for your love and support.              Honey I’m home!                              Tannersville Inn (570-629-3131) and the Delaware Water
                You are my world.                           For Jodie,                                Gap Country Club (866-755-0300).
               Forever, Your Wife                           From Sean                                     The Sherman Theater in Stroudsburg has a number of
                                                                                                      upcoming concerts and events. They are listed in the
                                                                                                      Pocono Record and can be contacted at
                                                                                             or (570) 420-2808.

     FRESH START CONTRACTING                                                                              The local ski resorts have many special weekends
                                                                                                      throughout the ski season, including special days with
                                                                                                      discounts for certain groups (military, scouts, college
                    “We care so much we add a woman’s touch.”                                         students, etc.) and special festivals. You can check Jack
                                                                                                      Frost and Big Boulder events at and
                                                                                                      Shawnee-on-the-Delaware at
                                                                                                          There are lots of events in nearby Scranton, which you
       •   MOLD PROBLEMS                         •   ROOFING                                          can research at One upcoming event
       •   WOOD FLOORING                         •   CRAWLSPACE & BASEMENTS                           is Cirque Dreams: a Jungle Fantasy. (I saw this show in
                                                                                                      Atlantic City last summer. It was great fun!)
       •   CARPETING                             •   ELECTRIC & PLUMBING                                  The Clarks Summit Festival of Ice will be held on
       •   CARPENTRY                             •   LAWN EXCAVATION                                  President’s Day weekend. Check the website at
                                                                                             or call (570) 587-9045.
       •   DRYWALL                               •   GARAGE CONVERSIONS                                   On March 3rd, Daniels Top-O-The Poconos Resort in
       •   PAINTING                              •   ADDITIONS                                        Canadensis will host a chili cook-off. You can find out
                                                                                                      more at (800) 755-0300.
                                                                                                          The Stroudsburg/East Stroudsburg Saint Patrick’s Day
             Members of the Pocono Mountains Chamber of Commerce                                      Parade is scheduled for March 18th at 1 PM. There are
                                                                                                      fundraiser events earlier in the month. You can contact
                              (570) 420-9966                                                          Mike Murray at (570) 402-8083.
                                                                                                          Have fun…and let me know of any events that are
                                                                                                      coming up in spring and summer.
                   cell: (570) 656-8399
Winter 2006-07                                     WWW.PEPOA.ORG                              TATE     MONY
                                                                                            ESTATES HARMO
                                                                                       PENN ESTATES HARMONY                                                      31

                                                                                    Bite Size Almond Chocolate Brownies Recipe
Valentine Day Recipes                                                               1 3/4 C. plus 2 T. almond paste
                                                                                    5 eggs
                                                                                    7 T. (scant 1/2 cup) cocoa powder
Chocolate Snickerdoodle Drops                                                       9 T. butter, melted
1/2 cup butter, softened                                                            • Preheat oven to 350F.
1 cup sugar                                                                         • Butter and flour mini muffin tins, or line them with paper liners.
1/2 teaspoon vanilla                                                                • In the bowl of a standing mixer fitted with the paddle attachment, mix the
1/4 teaspoon baking soda                                                                almond paste. Gradually add the eggs, it is important to add them one at a
1/4 teaspoon cream of tartar                                                            time. Add the cocoa powder.
1 egg                                                                               • Then, warm the melted butter and add it to the mixture. Blend the
1/3 cup unsweetened cocoa powder                                                        ingredients until completely combined.
1 cup all purpose flour                                                             • Fill the muffin tins, leaving about 1/8 inch on top of the batter.
2 tablespoons sugar                                                                 • Bake until slightly puffed and a thin crust has formed. Take care not to over
1 teaspoon ground cinnamon                                                              bake, or the brownies will be dry.
• In a large mixing bowl, beat butter with an electric mixer on medium to high      • Yield: 12 to 16 servings
    speed 30 seconds.
• Add the 1 cup sugar, soda, and cream of tartar. Beat until combined. Beat in      Brownie Pizza
    egg. Beat in cocoa powder and as much of the flour as you can with the          1 9 x 13 inch pan size brownie mix
    mixer. Stir in any remaining flour.                                             Filling: 8 oz. package cream cheese, softened
• Drop by slightly rounded teaspoons 2 inches apart onto an ungreased                        1/3 C. brown sugar
    cookie sheet.                                                                            1/3 C. peanut butter
• Stir together remaining sugar and cinnamon.                                       Topping: 1/2 C. chopped peanuts
• Sprinkle dough with sugar cinnamon mixture.                                                1/2 package (about 15) miniature peanut butter cups, chopped
• Bake in a 375F oven for 9 to 11 minutes or until edges are firm.                  • Bake brownie mix as directed on package. Cool completely.
• Cool on wire racks.                                                               • Mix cream cheese, brown sugar and peanut butter until smooth and spread
• Makes about 30 cookies.                                                                over cooled brownies.
                                                                                    • Sprinkle chopped peanuts and peanut butter cups on top of the cheese
Love You Hot Fudge Pudding Cake Recipe                                                   mixture.
Batter: 2 C. flour                                                                  • Before serving, drizzle top of dessert with chocolate syrup.
        1/3 C. unsweetened cocoa                                                    • Keep refrigerated.
        4 t. baking powder                                                          • Makes at least 24 bars, but could be cut smaller.
        1 2/3 C. sugar
        1 C. walnuts, chopped (opt)
        1 C. milk
        1/2 stick butter or margarine, melted
        2 t. vanilla extract
• Preheat oven to 350F.
• Spray a 9 x 13 pan.
• Whisk first 4 ingredients together. Add nuts.
• Whisk milk, butter and vanilla together. Pour over dry ingredients; blend well.
• Pour into pan.
Sauce: 1 C. sugar
        1 C. packed dark brown sugar
        1/2 C. plus 2 tablespoons unsweetened cocoa
        1-3/4 C. very hot water
• Whisk sugars together. Gradually add water and stir until smooth.
• Gently pour over batter.
• Bake about 40 minutes, until cake is firm to touch. Don’t overbake.
• To serve: Spoon fudge sauce from bottom over each piece. Great with
    whipped cream or vanilla ice cream.
• Serves 12 - 15.
• Store, covered, in refrigerator.

Peppermint Patty Hearts (4 dozen)
You can add 3 drops of food coloring to the mixture and also dip in chocolate.
2 1/2 cups powdered sugar
1/4 cup soft margarine or butter
1 tablespoon milk
1/8 tsp. peppermint extract
3 drops food coloring (optional)
• Combine all ingredients and knead until smooth.
• Roll out on waxed paper to desired thickness and cut into heart shapes.
• Refrigerate until firm.
• You can dip entire heart or half in chocolate. Put on waxed paper until set.
• Store in a covered container.
 Winter 2006-07                                            WWW.PEPOA.ORG                                    TATE     MONY
                                                                                                          ESTATES HARMO
                                                                                                     PENN ESTATES HARMONY                                                                33

                                                                                                  awhile to get bank approvals. This way, when you do find a buyer, you are able to
Avoiding Foreclosure                                                                              commit to a closing date knowing that the lender is on board with the plan.
By Lisa Sanderson                                                                                     Getting behind on your mortgage payments does not have to be the end of your
    Foreclosure rates are big news these days, especially here in Monroe County where             homeownership career, nor does it have to be the death of your credit score. Communi-
the rate of foreclosure—that is, how often lenders take properties back for non-payment           cating with your lender early on can make or break your ability to keep your home. And
of the mortgage—is one of the highest in the state. It is becoming more common in this            if that is not an option, selling your home is an excellent alternative to foreclosure. If
era of financing ‘creativity’ for borrowers to get upside-down on their obligations, with         you do decide to sell, talk to your real estate agent frankly about your situation. An
the advent of a highly-competitive lending market offering low- and no-down-payment               experienced agent can help immensely in the process and NOT being upfront about the
loans, adjustable rates, balloon loans and a myriad other products to help just about             situation can sabotage your efforts to sell the home. This is not the time to be embar-
anyone get into a home regardless of their solvency. And the proliferation of predatory           rassed or less than open about your situation. Remember, your goals and your agent’s
lending hasn’t helped any. All of these things have exacerbated the usual problems that           goals for your listing are mutually inclusive!
cause a borrower to get behind, like job loss, medical problems, divorce, etc.                        Try to be proactive when you get in to trouble by addressing the issue early on. But
    Regardless of the reasons why someone may get behind in their mortgage payments,              do be wary of scams. HUD reports that the most common scams which take advantage
there are many opportunities to remedy the problem before the foreclosure process                 of homeowners in default are skimming and phony counseling agencies. Skimming is
starts. The important thing to keep in mind is this: lenders do not want to foreclose and         when you are approached by someone who promises to pay off what you owe to the
take the property back! Delinquent borrowers often have the mindset that their lender is          lender if you sign over ownership of the property using a Quit Claim Deed. The skim-
just waiting for them to get behind so they can take their house. This couldn’t be further        mer then rents out the property, never pays off your mortgage and the lender ends up
from the truth. Banks and mortgage companies are in the money business, not the real              foreclosing anyway, leaving you with the credit problems. Phony counseling agencies
estate business. Foreclosing on property often costs the lender upwards of 20% of the             contact homeowners in default and offer to help for a fee. Once they get your money,
outstanding balance, taking into account the costs to foreclose, hold and maintain, or fix-       they either do nothing, or they contact your lender or advise you to sell your house –
up the property. Addressing delinquency issues early is in everyone’s best interest. If           remedies you can do on your own.
you can, call your lender as soon as you know you have a problem in making your                       To avoid scams, take the following precautions: don’t sign anything you don’t
payments - before you are delinquent and before the situation becomes harder to resolve.          understand, make sure you get all promises in writing, beware of contracts of sale or
    Unfortunately, when a homeowner gets behind in their payments, their first response           loan assumption that do not formally release you from liability for your mortgage, and
is no response - the lenders’ letters and calls go unanswered due to, most often, embar-          check with your lawyer, real estate agent or mortgage company before entering into any
rassment and a feeling that there is little that can be done. “You can’t get blood from a         transaction involving your home.
stone” is a self-defeating mindset. This early time in your delinquency is a prime                    The key to making the best of the difficult situation of mortgage delinquency and
opportunity to explore your options with your lender, especially if you’ve already                possible foreclosure is take control by knowing your options, doing your homework and
decided to sell the property. There are a variety of options to be discussed including the        acting decisively. It is the rare situation that is hopeless and without remedy!
acceptance of partial or interest-only payments for awhile, accepting small additional
monthly payments to catch up on arrearages, adding arrearages on to the end of the loan,
or even refinancing. All of these options give you an opportunity to get caught up, help
you to save your credit and, if you are selling the property, buy you the time you need to
get the sale accomplished, before foreclosure occurs.
                                                                                                       Access to Health Insurance at
    If these options don’t work, another option is available through the Pennsylvania
Housing Finance Agency (PHFA) called Homeowners’ Emergency Mortgage Assis-
tance Program (HEMAP). A homeowner who receives an ‘Act 91 Notice’ from their
lender advising them of their delinquency can apply within 30 days for a HEMAP loan
to bring their payments current and may be eligible for continuing payment assistance
up to 24 months. The criteria that determine eligibility are: home is owned and occupied
by a PA resident, mortgage payments are at least 60 days behind, the applicant is
suffering financial hardship through no fault of their own, and the applicant has reason-
able prospects of being able to make normal mortgage payments after the assistance
ends. For more information contact PHFA at 800.342.2397 or                              Health and Life Insurance for:
    Sometimes, though, these remedies are not enough. Perhaps the borrower’s situation                • Self-Employed    • Families
is such that getting caught up is not possible and the amount owed on the home is more
than what it can be sold for. Usually this occurs as a result of extreme circumstances and
                                                                                                      • Individuals      • Children
the last-resort option available in this situation is called a ‘short-sale’. Basically a short-
sale is when a lender accepts less than what they are owed in lieu of going through the
foreclosure proceeding. A borrower must prove that they are financially unable to pay                 Nickey L. Kuhns
back the loan as originally contracted so be prepared for full financial disclosure. It is a          Licensed Insurance Agent
good idea to start this process before you begin to market your property as it can take

                                                                                                      Call today to see if you qualify!
                                                                                                      Association membership is required.
                                                                                                      Health insurance plans (Form Series 25875-77) are
                                                                                                      underwritten by the MEGA Life and Health Insurance
                                                                                                      Company. Home office: Oklahoma City, Oklahoma.
                                                                                                      Exclusions and limitations apply. M/000730 Exp 6/07
34   WWW.PEPOA.ORG          TATE     MONY
                          ESTATES HARMO
                     PENN ESTATES HARMONY   Winter 2006-07
 Winter 2006-07                                          WWW.PEPOA.ORG                                     TATE     MONY
                                                                                                         ESTATES HARMO
                                                                                                    PENN ESTATES HARMONY                                                                   35

Harmony Classified Ads
    Harmony is published six times a year in February, April, June, August, October, and
December. Deadline for submissions is the second Tuesday of the month prior to
publication. Put your ad in the Harmony mailbox in the Administration Office. The cost
for a 5-line ad is $5. Checks should be made out to PEPOA and Harmony should be
written in the note section in the bottom left-hand corner of your check. Any lines over 5
are an additional $1 per line.

ELECTRICIAN: We can handle all                 Sunselt Spa – 5 person hot tub with
your electrical needs. Call us for fast,       cover. SSPA-1 model. Entry level spa
low cost, quality service. Penn Estates        with pump, heater, ozone generator
resident: Henry Simmonds, Pres.                and mood light. As is condition.
Call 570-421-1326 or 347-400-8843.             Associaton will accept sealed bids at
                                               Administration office until March 15.
NOTARY PUBLIC – located in Penn                Starting Bid $500. Associaton makes
Estates. Certified, bonded and                 no warranty or guarantee on any
insured; at your house or mine, 7 days         components. Email
a week. Call Monica at 917-576-2664.           for appointment to see hot tub.                        The guy

Babysitter – Loving mother and
responsibility is available to take care
                                                                                                    who actually
                                                                                                     shows up!        Handy Man                                             JACK OF
                                                                                                                                                                           ALL TRADES

of your child in my home. Monday thru                                                                      HOME RENOVATIONS • FULLY INSURED • NO JOB TOO SMALL
Friday. Experience many years. Call to                                                               Painting, Wood Work, Tile – Hardwood & Laminate Floors, Windows, Doors, Electrical,
Isabel 426-1801.                                                                                      Cable, Phone Lines, Networks, Home Theatre, Plasma Installation, Central Vacuums,
                                                                                                     Decks, Plumbing, Tree Removal, Power Washing, Drywall & Patching, Trim Work, Minor
Use the Harmony Classifieds to reach                                                                                          Roof Repair, Almost everything...
all members of the Penn Estates                                                                       CALL TODAY FOR                                              Charles Green
community.                                                                                           YOUR FREE QUOTE                                             (570) 504-7476


                                              HOME BUYING & SELLING
                                                  MADE SIMPLE
                                                      Let The Wilkins Team Show You How!

                      Home Buying and Selling           ■   Homeowner’s Insurance            ■   Settlement / Closing Services         ■   Mortgage Fulfillment
                                                                                    – Our Affordable Utility Hook-up Service

                                         STROUDSBURG OFFICE
                                         304 Park Avenue, Stroudsburg, PA 18360
                                         570.421.8950 • 800.252.4601

                                        Call today, we’ll get you movin’!
         Go online at and view over 2,000 homes for sale.                                                                                OPEN 7 DAYS A WEEK
                                                             of the Poconos
                                     1111 North 5th Street, Stroudsburg PA 18360
                                     (877) 484-BARB (2272)
                                     (570) 476-2124 Direct
                                     (570) 421-2345 x218 Office                                  Barbara Garris        Lori Garris
                                                                  Associate Broker      ABR, Realtor


        OVE LION
           IL                            Whatever size your home, call the
      $14 M IN 2005!
          D                              Garris Team for your real estate needs.

                                                Barbara & Lori’s Proven Track
     LD                                         Record of Success in Penn Estates:
                                                13G Hunters Woods Drive   252 Leland Court                5 Somerset Drive
                                                213 Hyland Drive          32 Spice Bush Drive             108 Brentwood Drive
                                                129C Runnymede Lane       144 Woodacres Drive             228 Kensington Drive
                                                35 Woodland Drive         165 Woodacres Drive             51 Julian Terrace
                                                14F Deerfield Circle      47 Summit Terrace               264 Burnside Terrace
                                                128 Glade Terrace         169 Somerset                    60 Pine Grove Drive
149D Greenbriar Drive                           86C Lakeside Drive        43 Somerset Drive               162D Somerset
                                                78 Deerfield Circle       111 Woodland                    37E Foxdale Terrace
                 SO                             174 Hyland Drive          216 Brentwood                   186 Reston
                                                62 Berwood Terrace        33 Kensington                   19 Deerfield Circle Drive
                                                3B Somerset Drive         5A Candlewood                   276 Sandlewood Drive
                                                93A Clover Lane           152 Kensington Drive            38 Somerset Drive
                                                8 Deerfield Circle        23 Delia Terrace                174D Raven Terrace
                                                50 Oakland Terrace        47C Canterbury                  62 Brentwood Terrace
                                                77 Deerfield Circle       60 Berwood Terrace              27E Delia Terrace
               60 Pine Grove Drive              92 Deerfield Circle       169 Somerset                    259 Burnside
                                                60 Hunters Woods Drive    9 Deerfield Circle              40 Ash Terrace
     LD                                         136 Bayberry Court        162 Somerset                    144 Hyland Drive
                                                25 Pasquin Drive          221 Lakeside Drive              137 Juniper Court
                                                41 Julian Terrace         121 Oakfield Terrace            208 Mayfield Court
                                                288 Blue Beech Drive      140 Woodacres Drive             99 Lansdale Drive
                                                149D Greenbriar Drive     159 Kensington Drive            28G Elmwood Drive

28G Elmwood Drive                                  Visit my website:
                                  and select
                                       “View My Listings” to see my virtual tours!

 Call today for your FREE market analysis - and your home can be the next “JUST SOLD”
      Call 570-476-2124 or E-mail

Shared By: