Terminus Dispute Template (Do not include anything highlighted green) (Highlighted blue represents items that you need to customize with your information) <Date> <Name of Credit Bureau> <Credit Bureau’s Address> <Credit Bureau’s City, State, and Zip Code> To Whom It May Concern: I recently reviewed my credit report and noticed a/some/several derogatory account(s) listed that should no longer be reporting because the date of last activity(ies) is/are past the legally allowed term for reporting. Please remove the following account(s) ASAP: (insert each account name, account number, and last date of activity) Enclosed, you will ﬁnd a copy of my social security card and driver’s license to verify my information. <Your full legal name> <Your permanent address> <City, State Zip> Thank you for your prompt response to this request of great importance. Sincerely, Page 41 Always consult the corresponding website page for important information about each Step!
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