Fight against Identity Theft with Fraud Alert
One thing you can be proud of always is your self-identity -- your
individual difference among other persons. It reflects your whole being
and your personality in general. It also shows your uniqueness with other
people. It is something that cannot be stolen from you.
However, don’t you know that nowadays other people can steal your
personal identity already?
Yes. You should be alarm with this fact. Maybe due to the continuous
search of men for wealth, they happen to commit this kind of
calcification to the point that they are already intervening in one’s
privacy, the personal identity of others.
This is how worse the situation is in the world today. Imagine having
your identity stolen by others and used for criminal acts. Isn’t it a
grave offense and a deep insult in your person? Identity theft evolved
when there is numerous numbers of people already practicing this form of
Identity theft is indeed a crime of a different kind of dye. In simple
term, it is the stealing of your personal identity. It can be comprise of
your identification information. It will include your SSS number,
licenses data, bank accounts, your full name and other details that
reveal your identity.
Are these people gaining benefit from you? Precisely yes. Those people
who are stealing one’s identity can profit a lot. Just take it as an
example, if another person knows your bank account number and your full
name, he can make transaction with the bank. In other words, he will be
given the privilege to withdraw from your money.
There are many ways on how you can prevent yourself from being one of the
victims’ of identity theft. Aside from the personal means that you can do
it by yourself, you can also engage in the so-called fraud alert. Try to
know more about it.
However, you are not yet aware about identity theft, it is necessary that
you apply your credit file with fraud alert. This is one way to protect
your account from being stolen by other people especially if they are
attempting to do so.
Fraud alert refers to something attached to your credit report. This is
usually done by most of the major credit bureaus where you are connected.
This fraud alert works simple. If there is someone, who is going to make
transaction concerning your account the credit bureau will make an
immediate call after you.
This will be a prior notification for you. If in case the call cannot
reach you, it only means one thing that, your account should not be
opened. This will somehow inform the credit company that the person is
not really given the authority to make transaction on his account.
It is easy to set up your fraud alert. All you need to do is to
coordinate with the fraud alert department op the credit bureau that you
are engaging. Afterwards, you can simply notify them to top flag your
credit file for fraud. To secure this, you will be asked to record your
voice in an automated voice response system because this will be utilized
when they are calling you.
If it there comes a time when you already want to remove the fraud alert
not flagged in your credit file, you can immediately inform them
requesting for a removal through writing. It is necessary that you should
place your full name, SSS number, your current and previous addresses,
the date of your birth, and your contact number. You have to send it on
the fraud alert department of the credit bureaus where you apply your
Fraud alert is a big help for the security of your account. However, you
should also beware that sometimes fraud alter is disregarded by some
creditors. If you are a previous victim of identity theft or you know
that somebody is planning against your account, fraud alert can help.
Nevertheless, you also need to check on your credit report if it is still
Securing your identity is the most important thing that you should always
put into consideration. Do not let these thefts conquer your privacy.
They do not deserve a wealthy living with their kind of act!