Junior-invest
Give your child a secure future
CT A Kangar
oo
Club!
ASP
E
FR
EE
HOT LINE +800 239
301 30
THE RIGHT CHOICE FOR CHILDREN
Concept
Start early – the future begins now.
In just a short time, a small amount saved can give you more financial freedom.
Their first car, college, an apartment to call their own - with Junior-invest, anything is possible.
Think about tomorrow, today
The most important things in life are our children. When they are small, we have to help them grow. And once they are grown, we have to help them fly. Your children’s dreams will become real plans in just a few short years. Then they will need not only your loving advice, but also your financial support. With Junior-invest, you can lay the foundations for a secure future for your children and help meet their needs – both big and small – for a whole lifetime. How does this work? It’s easy – with Junior-invest from ASPECTA. Because putting aside even a small amount now can create a considerable fortune for your children.
1’450 CHF
It’s worthwhile starting early! Whatever you invest today, it will pay you back later in many ways. And give you an advantage that you could only gain later by paying much higher premiums.
600 CHF 390 CHF
100 CHF
170 CHF
250 CHF
0 Jahre 0years
5 Jahre 5 years
10 Jahre 10years
15 Jahre 15years
20 Jahre 20years
30 Jahre 30years
Alter bei Sparbeginn Age at start of savings period
Security
A great decision for a whole lifetime
High levels of security, with guarantee if required
With Junior-invest, you can rely on established funds to secure the best possible chances of high returns for your children. Advanced, highly professional investment strategies are proven to offer the best opportunities of investment success over the long term. Only selected investment funds are used. The Credit Suisse Equity Fund Prime 50 Global invests in shares of leading global companies. The fund is suited to investors with a long-term investment horizon who wish to participate in the growth of the global equity markets. If you wish to protect yourself against the risks inherent in investment funds, you can also choose the DWS (CH) – Pension Garant Guarantee Fund, which offers a peak value guarantee.
Peak value guarantee
Fund value Guarantee value
Guarantee value on maturity
Rise in value
Purchase price
Duration
5 years
10 years
15 years
20 years
25 years
30 years
No matter when you buy your fund units, you always receive the highest market value when your policy matures.
Die Vorteile
Marriage – a step on the road to founding their own family.
The foundations of their own home were laid years ago – with Junior-invest from ASPECTA.
And even later in life, a financial buffer can provide extra security.
Your advantages
Give your child a secure future
With Junior-invest, you have
• Financial security for the future
of your children
• All the advantages of top-quality
investments: security, flexibility, and returns for your children, because education costs money any needs, big or small
• The best career prospects
• The financial leeway to meet • Automatic continuation of
premium payments until the child reaches the age of 25, in the event that the policyholder dies teed cover in the event of death, to safeguard your family’s security
• Individually tailored and guaran-
Highlights
Welcome to the ASPECTA Kangaroo Club
We can provide you with advice on the following subjects
The ASPECTA Kangaroo Club answers your personal familyrelated questions – absolutely free
••
Home service Primary schools • Toddler groups, children’s clubs, day nurseries Health Information about childhood illnesses • Advice on medication/nutrition • Explanation of diagnoses/therapies • Advisory centres
•• •• ••
Education Tutors • Language courses, language trips • Choice of study, opportunities, bursaries • Job applications, including training for applications
Travel Inoculation and health advice • Visa and currency requirements • Guidance on boarding facilities for pets
••
Shopping advice Information about the latest test reports on products for children • Gift tips
FREE HOTLINE +800 239 30 301
Security
Three partners - for a worry-free future
Provided by:
Turning money into a fortune. DWS Investments is one of the leading investment fund companies in Europe. Voted the best large fund management company in Switzerland over a five-year period (large group category) for the fifth time running, DWS Investments holds the coveted ”Standard & Poor’s Fund Award”.
A first-class global network. Credit Suisse is a leading global provider of investments offering a wide range of products. Its broad and well-developed network means that it can guarantee the continuous exchange of information across borders and ensure that clients the world over benefit from the best investment concepts and expertise.
Specialist in unit-linked retirement planning. The core competencies of ASPECTA Assurance International AG are focused on the combination of investment funds and insurance products to create fund-linked life insurance policies. Operating in a number of European countries, ASPECTA is one of the leading companies in its sector.
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