VIEWS: 76 PAGES: 47 POSTED ON: 8/15/2011
More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com EXPRESS “What You Don’t Know Can’t Help You!” … Eddie K. Emmett, Editor / Publisher INSURANCE EXPO 2011 “Every Day’s a Holiday!” August 25 – 27 Gwinnett Center in Duluth, GA Free Parking: Gwinnett Convention Center has acres of free parking with quick accessibility from I-85. Are you on his list? Why Should You Attend? Did you know that every day is It's 3 days of non-stop action Insurance Expo 2011 a holiday? That somewhere, and education designed especially someone is celebrating August 25th – 27th something? Well, so are we! for the Independent Insurance Check out today’s celebration at: Industry. Gwinnett Center / Duluth, GA http://www.timeanddate.com/ho Get up to 15 hours Continuing Earn up to 15 hours Brand- Education! Each day features at New CE designed exclusively lidays/ least 3 hours Ethics CE! for the Independent Insurance Last year’s Insurance Expo Agent / CSR broke all records for attendance. Be our guest at United • Free Trade Fair on Thursday This year’s lineup of events and Auto’s Biggest FREE & Friday CE seminars promises to break Insurance Party in Ga! that record. • Free Friday Night Party • $89.00 room rate at Hilton Garden Inn Register online or call (770 495- 7600 and be sure to mention you are part of Insurance Expo 2011. Free Open Bar, Free Food, http://www.fyigeorgiaviews.com/IE FREE Trade Fair Music & Dancing 2011/Hotel.htm Thursday & Friday Everyone is invited! Complete Info at 2:00 p.m. – 4:00 p.m. Friday, August 26th at www.FYIGeorgiaViews.com Insurance Expo 2011 in Largest Insurance Industry Trade Fair in the South! IE2011 is Gwinnett Center Bigger & Better than ever! FYI EXPRESS Page 1 July, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Thursday, August 25th 9:00 a.m. – 12:00 p.m. “Independent’s Day E&O Jeopardy” 3 hours P&C CE Friday, August 26th Test your knowledge of all lines of insurance, GA DOI, GA DMV & 9:00 a.m. – 12:00 p.m. GA Laws in this fast-paced CE “Nightmare on River Street” seminar based on the popular “Jeopardy” game show. Sponsored 3 hours Basic Flood Insurance CE & presented by Southern Insurance agents that sell property insurance have Insurance Underwriters & SIUPrem nightmares of failing to offer flood insurance coverage to Premium Finance all of their property insurance clients. Melanie Graham of H2O Partners will teach you that “Everyone lives in a Flood Zone” in this 3 hour mandatory Flood Insurance CE that we updated for 2011. Thursday, August 25th Friday, August 26th 12:30 p.m. – 2:00 p.m. (Part 1) 12:30 p.m. – 2:00 p.m. (Part 1) 4:00 p.m. – 5:30 p.m. (Part 2) 4:00 p.m. – 5:30 p.m. (Part 2) “Santa’s CSR Workshop” “Mobilize the Moment” 3 hours Ethics CE 3 hours Ethics CE Insurance House will show you Internet Marketing & Social Media the ethical steps to take when enables independent agents to “find you are creating a competitive the pot ‘o gold” but it must be done advantage in your agency. This is ethically. an inter - active, fun - filled workshop that is guaranteed to Eddie K. Emmett shares all of the improve the sales & service skills of all attendees … free tips ‘n tools in what has been from the agency owners to CSRs and all in between. described as “the best CE seminar I’ve ever attended!” You’ll have a 2 hour break from 2:00 p.m. – 4:00 p.m. to CE Sponsored by AccuAuto. You must attend both tour the IE2011 Holiday Trade Fair and get your picture Part 1 & Part 2 to earn any CE credit. taken with Santa at Insurance House booth. You must attend both Part 1 & Part 2 to earn any CE Saturday, August 27th credit. 9:00 a.m. – 12:00 p.m. Virtual Insurance Agency Management 3 hours P&C CE Eddie K. Emmett BTW … Agents & CSRs who represent Insurance will show you how House may attend their 3 hour CE seminar for FREE! to set up a “remote” Get the special 100% discount code from your agency, supervise favorite Insurance House Rep then use it when you their activities from register online at http://ie11-agent.eventbrite.com anywhere at any time, create a paperless environment and set up a consistent client contact program. Your agency’s increased sales and service will be a cause to celebrate! CE Sponsored by AccuAuto. FYI EXPRESS Page 2 August, 2011 United Auto’s Biggest Insurance Party in Georgia! Free Open Bar, Free Food, Music & Dancing Everyone is invited! Friday, August 26th at Insurance Expo 2011 in Gwinnett Center Even competitors are welcome to attend! Insurance Expo celebrates 21 Years! IE2011 CE / Party Combo Package 3 hours Friday Ethics CE + Trade Fair + UAIC Party + 3 hours Saturday P&C CE Only $21.00 Special registration at http://ie11-agent.eventbrite.com Make a night of it by reserving an $89.00 room at Hilton Garden Inn http://www.fyigeorgiaviews.com/IE2011/Hotel.htm Insurance Expo 2011 Exhibitors & Sponsors EXPRESS “What You Don’t Know Can’t Help You!” … Eddie K. Emmett, Editor / Publisher www.fyigeorgiaviews.com Insurance Expo 2011: Exhibitors & Sponsors Agency Advantage A.D. Banker of Georgia American Vehicle Insurance Co www.agencyadvantage.com https://atlanta.adbtc.net (678) 559-4342 Aggressive Insurance Access Insurance Company www.AggressiveUSA.com www.accessgeneral.com AskAnInsuranceAgent.com www.AskAnInsuranceAgent.com Accu-Auto Systems, Inc. Alfa Insurance Company www.accuauto.net http://alfapolicy.com AssuranceAmerica www.assuranceamerica.com Affinity Insurance Agency American Specialty Agents Assurant Specialty Property www.proliability.com Programs U.S. Insurance Services www.Go-to-ASAP.com www.us-insurance.com Page A Insurance Expo 2011 Exhibitors & Sponsors Enterprise Rent-A-Car www.Enterprise.com Brightway Insurance Georgia Insurance Agents Alliance www.BrightwayInsurance.com www.georgia-agents.com Everest Security Insurance Company www.esicinsurance.com Broadway Premium Funding Corp. www.broadwaypremium.com Georgia Mutual (678) 559-7987 Capital Premium Financing, Inc. www.capitalpremium.net Evolution Agency Management GMAC Insurance www.My-Evo.com www.GMACAgency.com CCiComputer Services, Inc. www.CCiRater.com Griffin Transition First Insurance Network www.theGriffinTransition.com www.finusa.com Cornerstone National Insurance Independent Insurance Agents of GA Company GA 1752 Club www.iiag.org (678) 559-4342 www.GA1752Club.com Dairyland Insurance www.sentry.com Infinity Insurance GAINSCO Auto Insurance www.infinity-insurance.com www.Gainsco.com/Georgia Page B Insurance Expo 2011 Exhibitors & Sponsors InServ General Agency Mile Auto Insurance National Security Fire & Casualty www.InServGA.com www.MileAuto.com www.nationalsecuritygroup.com Omni Insurance Group Money Service Businesses of GA www.omni-insurance.com Insight Cards www.MSBGA.com www.InsightCards.com Private Asset Strategies, Inc. www.PrivateAssetStrategies.com Insurance House Progressive Insurance www.insurancehouse.com Nation Safe Drivers www.progressiveagent.com www.nationsafedrivers.com Netspend www.Netspend.com Sea Palms Golf & Tennis Resort Insurance Professionals of Atlanta www.SeaPalms.com www.ipanaiw.org N-Surance Outlets, Inc. InsureMax Insurance Company www.nsuranceoutlets.com www.insuremax.net SehMobile Agency Phone Apps www.SehMobile.com The Kotter Group www.kotter.net Simply Easier Payments National Insurance Underwriters www.simplyeasierpayments.com www.NIUW.com Page C Insurance Expo 2011 Exhibitors & Sponsors InSite Support Services www.insitesupport.com Southern Insurance Underwriters www.siuins.com Sponsors Insurance House www.insurancehouse.com SIUPrem Premium Finance Accu-Auto Systems, Inc. www.siuprem.com www.accuauto.net InsureMax Insurance Company www.insuremax.net Advanced Insurance Systems, Inc. Metro Group, LLC Strickland General Agency, Inc. www.financemaster.com www.themetrogroup.us www.sgainga.com Aggressive Insurance National Lloyds Insurance United Auto Insurance Company Company www.AggressiveUSA.com www.uaig.net www.natlloyds.com Alfa Insurance Company Progressive Insurance http://alfapolicy.com www.progressiveagent.com Unitrin Specialty www.unitrinspecialty.com Dairyland Insurance www.sentry.com Southern Insurance Underwriters www.siuins.com Warranty Corporation http://onecalloffers.com Georgia Insurance Agents Alliance SIUPrem Premium Finance www.georgia-agents.com www.siuprem.com Page D More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com QR Codes and Internet Marketing at IE2011 One of the tips you’ll learn at Insurance Expo 2011 is how to create a YouTube video for free and how to convert the link into a free QR Code. Independent Insurance Agents of GA will be staffing a booth at IE2011 Trade Fair. Be sure to stop by and see what IIAG membership can do for your agency. I converted the link to their Membership Video into a QR Code as an example of how effective this type of 8 Ways to Maximize Your YouTube marketing can be in your agency. Marketing Results Are you on YouTube? Are you getting the results you hoped for? In this article I’ll share 8 actionable tips to enhance your YouTube marketing. Why YouTube? The most recent statistics on online video and YouTube are mind-blowing: Nielsen reported that Americans streamed 15 billion videos in the most recently recorded month (May 2011). While [...] Read the rest of this article... Do you need a QR Code Reader for your http://www.socialmediaexaminer.com/8-ways-to- Smartphone? maximize-your-youtube-marketing-results/ Go to www.2DGo.org and download a free one! FYI EXPRESS Page 4 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Georgia Basic Flood Insurance CE Seminar Seminar conducted by the National Flood Insurance Program Insurance Expo 2011 on Friday, August 26th WHAT YOU WILL LEARN This seminar addresses basic flood insurance issues as well as some more advanced components. At the conclusion of this seminar, attendees with little or no prior NFIP experience will understand how to build a flood insurance policy from the ground up. More experienced attendees will develop an even better understanding of: • A Standard Flood Insurance Policy's major coverage areas • FEMA's elevation certificate • Increased Cost of Compliance coverage • Preferred Risk Policy • Grandfather Rating Rules • How the NFIP Works CONTINUING EDUCATION This seminar is approved for 3 hours of Georgia continuing education credit. They meet the minimum flood insurance training requirements for the state and also qualify as 3 hours Ethics CE. REGISTRATION INFORMATION 8:30 - 9:00am (Sign-in) 9:00am - noon (Seminar) Cost for attendees is only $25 and includes 3 hours CE plus tour of Trade Fair. Register at http://ie11-agent.eventbrite.com. Feel free to contact NFIP Trainer Melanie Graham with any questions at firstname.lastname@example.org or 704.778.8245. FYI EXPRESS Page 5 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com GMAC Study Reveals 1 in 5 American Drivers Unfit for the Road A national survey projected that 18 percent of 6 Daily Habits for Facebook Marketing Success Americans with a current driver's license would be unable to pass a driver's…Read more Do you feel overwhelmed by Facebook? Wouldn’t it be nice to know specific daily actions you can take to get real results http://www.propertycasualty360.com/2011/07/28/gmac- on your Facebook page? You’ve come to the right place. study-reveals-1-in-5-american-drivers-unfit-f?t=claims Facebook marketing, when done right, is an extremely powerful tool. It can increase your leads, attract highly targeted prospects and position you as [...] Read the rest of this article... http://www.socialmediaexaminer.com/6-daily-habits- for-facebook-marketing-success/ Did You Know? August is . . . . National Catfish Month, National Golf Georgia Annual License Renewals Month, National Eye Exam Month, National Water Georgia insurance license renewals for 2012 are now Quality Month, Romance Awareness Month, Peach available for online processing. All agent and agency Month, and Foot Health Month renewals are due November 1, 2011. Renewals received November 2, 2011 through December 31, August 25th is “Kiss and Make Up Day” 2011, will be accepted but must include a $15.00 late filing fee. August 26th is “National Cherry Popsicle Day” FYI EXPRESS Page 6 August, 2011 GeorGia aGeNts are talKiNG about GaiNsco auto iNsuraNce “Most non-standard companies are not in the game for the long haul. but we as agency owners feel that GaiNsco will be here not only for the next year but for decades to come.” – Shawn Reynolds, Esquire Insurance, Winder, GA “our GaiNsco rep “GaiNsco has great prices and a makes us feel like we’re website that makes it very easy part of the team.” to quote and sell.” – Lori Blalock, ABC Insurance, Dalton, GA – Yolanda Bargas, Liberty Tax Service, Cumming, GA are You driVeN?® JoiN tHe GaiNsco teaM NoN-staNdard specialists NoN-oWNer liabilitY HiGHlY coMpetitiVe rates iNstaNt sr-22’s iNterNatioNal liceNses oNliNe policY MaNaGeMeNt ease of doiNG busiNess biliNGual custoMer serVice persoNalized claiMs aGeNcY partNersHip proGraMs 1.866. GaiNsco WWW.GaiNsco.coM We want to tell you something you may not know about: You might think that we want to tell you about a fraud ring that falsified accident reports, like the one that GAINSCO's Special Investigation Unit (SIU) recently helped federal and state authorities uncover. However, we want to make you aware of another kind of fraud that is just as serious. Rate evasion is insurance fraud that occurs when a written policy is misclassified in order to bind the policy at a lower premium than what should have been charged. Examples of rate evasion are to knowingly: • claim proof of prior insurance when none exists • not disclose drivers or other household members • falsify addresses • withhold information about prior losses and violations Why is rate evasion so serious? The costs of illegal rate evasion are passed to the consumer. Companies must raise rates, and honest agents and customers must ultimately foot the bill for dishonest ones. This is a good example of how "a few bad apples spoil the bunch." GAINSCO is acutely aware of rate evasion, and we are serious about controlling it. So we are constantly looking for ways to uncover these cases of fraud. GAINSCO has zero tolerance for any intentional act by our agencies to write policies at incorrect, lower rates. We continue to refer individuals involved to the Department of Financial Services who may take actions ranging from administrative action to prosecution. We want to be sure you are aware of some specific situations we monitor very closely: • Non-complying proof-of-prior insurance • Improperly rejecting Discovered At-Fault Accidents • Improper use of garaging address • Incorrect rating addresses • Not listing all required drivers NEW! You can report fraud to GAINSCO GAINSCO has implemented a dedicated email address and phone extension so that suspicions of fraudulent activity can be reported and investigated accordingly. Email: ReportFraudtoGainsco@gainsco.com Call: 1.866.GAINSCO (1.866.424.6726), Ext. 4989 Other options The Georgia Insurance Information Service (GIIS) recommends contacting the following: • The Georgia Department of Insurance at 404-656-2070 • The Department's Insurance Fraud Hotline 1-800-726-6070 • The National Insurance Crime Bureau (NICB). Call toll-free at 1-800-TEL-NICB (1-800-835- 6422) or submit a form online at www.nicb.org. More information can be found here. As a valued GAINSCO agent, you can help us by being vigilant in obtaining complete and correct information from customers, training your staff about the issue of insurance fraud, and talking about this issue at industry meetings and conventions. We invite everyone to visit our booth at Insurance Expo 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com QR Codes coming to cemeteries http://blogs.ajc.com/news-to-me/2011/07/25/technology- helping-cemeteries-spring-to-life/ Progressive Drives Mobile Apps Forward That reminds me … First Insurance Network’s booth Among many new mobile functionalities is the ability to theme at IE2011 Trade Fair is “Halloween”! gain instant estimate of auto insurance costs by scanning new car’s VIN bar code with mobile phone cameras. http://www.insurancenetworking.com/vwc/insurance_tec hnology_Progressive_mobile_rates_VIN-28456- 1.html?ET=insurancenetworking:e2007:59483a:&st=em ail FYI EXPRESS Page 8 August, 2011 www.underwritersinsider.com 9 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com It Could Happen to Any of Us! I took my burrito and walked out to the truck wondering what was wrong with Elmo. Was he blind? $5.37! That's what the kid behind the counter at Taco As I sat in the truck, my blood began to boil. Old? Me? Bell said to me. I dug into my pocket and pulled out some lint and two dimes and something that used to be I'll show him, I thought. I opened the door and a Jolly Rancher. Having already handed the kid a five- headed back inside. I strode to the counter, and there he spot, I started to head back out to the truck to grab some was waiting with a smile. change when the kid with the Elmo hairdo said the Before I could say a word, he held up something and hardest thing anyone has ever said to me. He said, "It's jingled it in front of me, like I could be that easily OK. I'll just give you the senior citizen discount." distracted! What am I now? A toddler? I turned to see who he was talking to and then heard "Dude! Can't get too far without your car keys, eh?" I the sound of change hitting the counter in front of me. stared with utter disdain at the keys. I began to "Only $4.68" he said cheerfully. rationalize in my mind. I stood there stupified. I am 56, not even 60 yet? A "Leaving keys behind hardly makes a man elderly! It mere child! Senior citizen? could happen to anyone!" Continued on page 12 FYI EXPRESS Page 10 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com RSThomas Training Associates, Inc. Let us help you prepare for an exciting career in the Insurance and Financial Services Industry, as we It Could Happen to Any of Us! have for thousands of others for 26 years in Georgia, Continued from page 10 Alabama and across the nation. I turned and headed back to the truck. I slipped the We prepare you to pass the Insurance Agents Exam key into the ignition, but it wouldn't turn. What now? I for Property & Casualty as well as Life, Accident and checked my keys and tried another. Still nothing. Sickness, Claims Adjusters, Excess Surplus Lines Broker, Georgia P&C Counselor, and the Limited Sub That's when I noticed the purple beads hanging from Agent Qualification my rear view mirror. I had no purple beads hanging from my rear view mirror. We Offer the 20/40 Hour Pre-Licensing Classroom and Online School for Then, a few other objects came into focus. The car seat in the back seat. Happy Meal toys spread all over Property & Casualty Agents/Claims Adjusters the floorboard. A partially eaten doughnut on the Life, Accident and Sickness Agent dashboard. 20 Hour Limited Sub-Agent Faster than you can say ginkgo biloba, I flew out of the alien vehicle. Excess Surplus Lines Broker Moments later I was speeding out of the parking lot, Georgia P&C Counselor Exam relieved to finally be leaving this nightmarish stop in my 8 Hour Variable Products life. That is when I felt it, deep in the bowels of my stomach: hunger! My stomach growled and churned, 8 Hour Long Term Care Partnership and I reached to grab my burrito, only it was nowhere to Series 6 & 63 be found. Continuing Education I swung the truck around, gathered my courage, and strode back into the restaurant one final time. There (Training Materials Also Available In Spanish) Elmo stood, draped in youth and black nail polish. All I could think was, "What is the world coming to?" Class Schedule All I could say was, "Did I leave my food and drink in here"? At this point I was ready to ask a Boy Scout to ATLANTA SITE help me back to my vehicle, and then go straight home Weekday: P&C / LAS Aug 8-12 & Aug 22-26 and apply for Social Security benefits. Weekday: P&C / LAS Sept 12-16 & Sept 26-30 Elmo had no clue. I walked back out to the truck, and suddenly a young lad came up and tugged on my jeans Weekend Classes for 2 Weekends to get my attention. He was holding up a drink and a Weekend: P&C / LAS Aug 5-7 + 13-14 bag. His mother explained, "I think you left this in my truck by mistake." Weekend: P&C / LAS Sept 9-11 + 17-18 I took the food and drink from the little boy and VARIABLE PRODUCT: 8 HOUR CLASSES sheepishly apologized. AUG 12, SEPT 16, OCT 14, NOV 11, DEC 16 She offered these kind words: "It's OK. My SERIES 6 / 63 grandfather does stuff like this all the time." AUG 13-14, SEPT 17-18, OCT 15-16, NOV 12-13 All of this is to explain how I got a ticket doing 85 in a 40. Yes, I was racing some punk kid in a Toyota Prius. And no, I told the officer, I'm not too old to be driving this DULUTH SITES fast. Weekday: P&C Aug 1-5, Oct 17-21, Nov 14-18 As I walked in the front door, my wife met me halfway down the hall. I handed her a bag of cold food and a Contact us at www.RSThomas.net or $300 speeding ticket. I promptly sat in my rocking chair Info@RSThomas.net 770.933.4199 or Toll and covered up my legs with a blankey. Free 1.877.345.9237 Fax 770.933.4195 The good news was I had successfully found my way home. FYI EXPRESS Page 12 August, 2011 SM SM Insurance Company Become an Agency Partner Now! No Credit Scoring! Great Commissions! • Low Down and • Automated Phone Monthly Payments and Postcard Payment Reminders for • Agent-Friendly Retention Website for Policy Management and • Earn Additional Agency Download Commission with Available Smart Choice Auto Club Program and • Superior Customer Accidental Death Service and 24-Hour Coverage Claims Service • Free Agency Website • Bridge to MaxRater and Weblink to Write and Issue the Business 24/7 365 Policy, Print Dec Days a Year! Pages, ID Cards and Application, All at Point of Sale Gary Ardoin Contact Judy Alderson 1-770-312-8628 (cell) or or 1-877-810-9942 1-877-858-4100 ext. 2100 email@example.com firstname.lastname@example.org To become a producer, visit insuremax.net and click on 1-877-Max-4-Less More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Apps 81 Web Browser 74 – Apps Win! Which do You Think Your Customers Would Do? Fortunately, since everything done on the Internet or on your phone is measured and analyzed, you don’t Apps Just Work have to guess what most people are actually doing. If you had a choice of getting information by… What the average person in America is doing, given 1. going to your desk the choice, is using a phone app. 2. opening a browser – assuming your computer is According to a study by flurry.com, June 2011 is a already turned on very historic month. It is the first month the average 3. typing in a search or opening your list of American spent more time using mobile apps than they spent using the Internet through a web browser. bookmarks 4. clicking on a link to get to the website In June 2011 the average American will spend 81 5. navigating the website to get what you wanted minutes per day using mobile apps but only 74 minutes per day using a web browser. Or, But Wait, as they say, There’s More 1. picking up your mobile phone – it’s always on In a study done by Demandware.com, 62% of 2. tapping on an app icon to get what you want consumers want the businesses they buy from to have a Which would you do? mobile app. Continued on page 16 FYI EXPRESS Page 14 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Your Phone App is More Important than Your The point is everything about the change to using Website smart phones is happening a whole lot faster than anyone predicts. Until you take the step yourself, I really Here is the most amazing thing about this to me. don’t think there is any way you can understand. Once 1. Only 1 out of 3 Americans currently has a you use smart phones and apps, you probably will not mobile device to use apps be able to explain it in words either. But your actions will certainly show you understand at a gut level. You will 2. Almost all Americans have access to a web never go back to preferring a desktop or laptop computer browser for many, many things. 3. Most businesses do not have an app for folks to What Can You Do use yet I suggest you use the Golden Rule of Business… Imagine, if you will, how much more time folks will be spending using apps than browsers as more Americans Do unto others as they want to be done unto. get smart phones and more businesses provide apps to Because, here’s the thing, if it can be done, it will be their customers. done. If you don’t do it, somebody else will. Are Your Customers Learning Faster Than You? Hint – get a phone app for your business. They are Probably they are. They probably already use their very affordable. They are very effective and becoming smart phone as their first choice device. more so every day. You need to keep up with where your customers are Over 500,000 new smart phones are activated every going. day. It is easy to see where this is going. We Are Living in a Post PC World Duke Williams is the founder of www.sehmobile.com, the first and leading builder of smart phone apps for Last July, 2010 Forrester Research said Smart insurance agents. Duke will be teaching insurance Phones would out sell personal computers by 2014. agents how to do business online at IE2011. You can They missed by 4 years. In the 4th quarter of 2010 this call SehMobile at 800-768-0907. actually happened. FYI EXPRESS Page 16 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com SehMobile Newsletter Promote Your App You can promote your phone app on your website, mailings, business cards, printed material or in your emails. Promote through: • QR (Quick Response) Code that allows app users to directly download your app • A link to your app's Android Market page • E-mailing your app as an attachment to any Android phone with at least 2.2 operating You can also include the app as attachments to emails. system Simply download the app from your SehMobile dashboard onto your desktop and attach it to any We will provide a QR code for your app. Or you can email. When an Android smart phone with a 2.2 create your own QR codes at many sites including these operating system receives the email, the phone will two favorites of ours. automatically prompt the user to download and install the app. http://wwwqrstuff.com/ You should include the QR code and the Android Market http://delivr.com/qr-code-generator link to your app in all of the emails from the agency so your customers can get to your app directly from your The QR code automatically opens your apps Android emails. Create a signature that includes the QR code Market page. Your customer then simply taps the and Android Market link and it will automatically be download button on that page. added to each email. The QR code can be printed on business cards, printed You can find your app in the Android Market. Go to documents or post cards, posted on your website, and http://www.market.android.com and type the name of included in emails. See the QR code below. the app you would like to download into search. This particular code will load the SehMobile phone app, which provides contact information for customer support as well as other features. We will also provide a link to your app in the Android Market. Once your app has been published in the Android Market you will be able to link to it in all your email correspondence with customers and from your website. Contact SehMobile Select the page for your app. This is the page your customers will need to come to in order to download at 800-768-0907 or your app. email@example.com Copy the website address for this page and save this link in a word document so that you have it easily accessible to add to your website, email, or any other www.sehmobile.com communications you might want to include it in. Use Promo Code: FYIExpress FYI EXPRESS Page 17 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Virtual Insurance Agency & Saturday, August 27th Internet Marketing Seminar Your Virtual Insurance Agency (3 hrs CE) Manage Your Agency from Anywhere … Any Time! Friday, August 26th • Track CSR Activity Mobilize the Moment (3 hrs CE) • Track Marketing Campaigns • How to set up your own 24 / 7 Online Lead Generator • Track Prospects • How to create your own free “Niche” websites • Get Rid of Filing Forever! • How to create a free Social Media Machine • Produce Signed Apps in an Instant • How to create a free QR (Quick Response) Code • New Employee Training Module • How to create your own free YouTube Video • Consistent Client Contact commercials • E-mail or Snail-Mail … it’s your choice! • How to claim & customize your Local Business • Reconcile Daily with One Click Listing in Search Engines for free • Double the real value of your agency • How to create free E-Mail for up to 1,000 Clients & Prospects· • Manage All Lines of Business Your Agency at Your Fingertips! Plus United Auto party! Register at http://ie11-agent.eventbrite.com FYI EXPRESS Page 18 August, 2011 2 The Underwriter’s Insider More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Mark Your Calendars! Insurance Expo 2011 August 25th – 27th Gwinnett Center in Duluth, GA Earn up to 15 hours Brand-New CE designed exclusively for the Independent Insurance Agent / CSR • Free Trade Fair on Thursday & Friday • Free Friday Night Party • $89.00 room rate at Hilton Garden Inn Info at www.FYIGeorgiaViews.com FYI EXPRESS Page 20 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Maximum Profit for Minimum Coverage The Only Auto Insurance Companies You Need! NO CREDIT CHECK! NO CLUE REPORTS! BILINGUAL STAFF! Cornerstone National Insurance is more competitive for single drivers, young drivers, or INTERNATIONAL vehicles that want Liability Only LICENSE – 0 PTS! OUT- OF - STATE LICENSE ACCEPTED! 5 VERSATILE PAYMENT PLANS TO FIT EVERY BUDGET! Georgia Mutual Insurance is more competitive for the insured that has 2+ vehicles with Comp & Collision, 24-HOUR CLAIM REPORTING couples who are married and who own their home. 19.5 % AVERAGE COMMISSION COMMISSIONS WILL BE PAID AS WRITTEN OR AS EARNED – American Vehicle Insurance is competitive when the insured requests strictly Liability only and does not want UM or anything extra included on the policy. YOU GET THE CHOICE! Help your agency increase its bottom line! Contact our Marketing Reps Hilleri Brown (678) 559-7987 & Heather Konitshek (678) 559-4342 Please don't hesitate to call to get your producer code today! FYI EXPRESS Page 21 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Your website does not have to be perfect to get high listings on Google. It just has to be better than the websites of your competitors. It's similar to this popular joke: Two hikers on a trail came around the bend to find an enormous brown bear about 75 yards up the trail. The All Aboard the FYI EXPRESS! bear spies them and begins running toward them at a full FYI Express & Insurance Expo celebrate 21 years! gallop. Make plans to attend Insurance Expo 2011 and earn One hiker drops his backpack, sits down, throws off up to 6 hours CE plus United Auto “Mardi Gras” Party for his boots, and starts lacing up a pair of running shoes. only $21.00. The other hiker says: "What are you doing? You will never outrun that bear!” The first hiker replies: "I don't You deserve a “Staycation”. Get a room at Hilton have to outrun the bear... I just have to outrun you!" Garden Inn for only $89.00 and earn 3 hours CE on Friday afternoon, tour the Trade Fair, party with United If your website is only slightly better than the sites of Auto on Friday evening and wrap up 3 more hours CE your competitors, your website will get the click. If more on Saturday morning. than one web page has been optimized for a keyword, it's the quality of the links that makes the difference. The Register online at http://ie11-agent.eventbrite.com. tips ‘n tools in the “Mobilize the Moment” and “Virtual Mobilize the Moment Insurance Agency” seminars will help you to beat your competitors. Fact: People will always buy insurance... but NOW they’re buying it from the internet. That’s why… You're invited to special CE seminars where Eddie K. Emmett, Duke Williams and Chris Beeler will reveal a comprehensive digital marketing system that's REVOLUTIONIZING our industry and putting agencies where the money is. In this seminar you will learn tips ‘n PROBLEM tools that: Dan Griffin P&C Agency owner wanted to sell more • Automatically generate and follow up with red- Life Insurance in his Agency hot leads from the Internet... SOLUTION • Cross-sell your existing clients on auto-pilot... Develop a system which would give him access to • Bring you tons more referrals... everything needed in a simple and easy system. Dan challenged Ed Love who had a strong history of • Makes your claims process super-smooth... developing marketing organizations and unique • Maximizes your CSRs' performance... programs in the Life Insurance marketplace to develop such a system for his agency. • ...and much, MUCH more to grow your agency as fast as possible! RESULT The Griffin Transition emerged as the premier agency building program it’s called EASY LIFE and is marketed Outrun the bear: how to beat your competitors through The Griffin Transition exclusively for P&C As I travel across the South leading seminars on Agencies. The program is unique as it is a seamless Internet Marketing and Social Media I have found that transition in any P&C Agency. Life Insurance products most agency principals view their website as a “set it and of all types are offered to present and new clients using forget it” proposition. innovative programs such as No Cost Marketing Websites, Cognitive Science Videos, Automated That’s not a nice way to treat what might possibly be Marketing and more. The prices to the clients are some the hardest working piece of equipment in their office. of the best if not the best in the business. The Agency Think about the impact your website has on your literally can submit a request for a client’s life insurance business: it's the only employee you have that works and every detail can be handled through the exclusive 24/7 telling all those who visit about you, your firm and “Our Backroom to Yours Program”. In fact an agency your differentiating proposition. Your website never asks can write and get term insurance approved in their office. for a day-off, never calls in sick and doesn't require Five Million $5,000,000 term written with no customer benefits. Yet many agency owners don't treat it as the signature and more…firstname.lastname@example.org or integral part of the team that it is. www.thegriffintransition.com FYI EXPRESS Page 22 August, 2011 LOCALLY OWNED & OPERATED IN THE STATE OF GEORGIA Of Atlanta Owner: Gary A Bobo CLU “We put you in a position to PASS” Tel: (678) 838-6507 Email: email@example.com INSURANCE PRE-LICENSING Visit our website: 40-hour state-mandated www.atlanta.adbtc.com Life and Health Property and Casualty Continuing Education ONLINE Self-Study Package What is your time worth? Optional: Hardcopy Study Manual Optional One-Day Classroom Exam Quick – Convenient – Online Prep Review State Simulator Practice Exam CD Competitively Priced Effective learning Flash Cards ($2.50 per hour – Min $9.00) (Maximum $25.00 per course) SECURITIES Self-Study Packages Modular to meet your CE needs Series 24, 6, 63, 65, 66, 7, 9/10 We recommend Business Ethics Online - $25.00 15 hours CE Credits includes 3 Ethics BUY NOW Ethics Life and Health Property and Casualty Long Term Care Partnership Customized classroom offerings by arrangement Visit our website to see our full list of offerings VISIT WWW.SIUINS.COM/PERSONAL AUTO FOR MORE INFO! THROUGHOUT GEORGIA, SIU & SAFEWAY 16.7% DOWN PAYMENT, NO EFT REQUIRED ARE OFFERING EXCEPTIONAL SERVICE, (DIRECT BILL ONLY) LOWER RATES & ENHANCED OPTIONS 20% DOWN PAYMENT FOR PERSONAL AUTO COVERAGE! (AGENCY BILL) There are many new and exciting products and services for SIU's Personal OLDER VEHICLES Auto agents in Georgia! Great low rates, new low down-payments, a bilingual ACCEPTED (35 YRS OLD) underwriter and a Direct Bill system. SIU offers the most competitive full coverage for personal auto in the state of Georgia! DECREASED RATES ON INTERNATIONAL LICENSES CONTACT SI U FO R MOR E I NFO RM ATI O N: (PH) 678.498.4520 • (FX) 800.884.1701 • (TF) 678.498.4601 P.O. BOX 105609 • ATLANTA, GA 30348-5609 PERSONAL AUTO TEL: (678) 498-4520 • TOLL FREE: 800-884-1701 S o u t h e r n I n s u r a n c e Un d e r w r i t e r s , I n c WWW.SIUINS.COM More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com That subsection was amended such that it no longer includes a prohibition on such surcharges. Additionally, O.C.G.A. S 33-6-5 does not prohibit Persons from passing on interchange fees to consumers paying for insurance with a credit card. All such fees, however, must be prominently disclosed to the consumer in writing. Regulated persons are cautioned; however, that it is a violation of the law, including specifically O.C.G.A. S 33-6-5, to charge consumers other fees unless those fees are expressly allowed under the Insurance Code or other applicable rules and regulations. Regulated Persons are also reminded that it is an unfair trade practice to charge more or less than the applicable premium rate for an insurance policy. Finally, Regulated Persons are warned that a consumer's right to use any other available payment Georgia Insurance and Fire Safety Commissioner method to avoid interchange fees cannot be abridged. Ralph Hudgens issued the following Bulletin (11-EX-2) to all regulated persons today, July 19, in reference to the RALPH T. HUDGENS use of credit cards to pay for insurance premiums: COMMISSIONER OF INSURANCE BULLETIN 11-EX-2 SAFETY FIRE COMMISSIONER USE OF CREDIT CARDS TO PAY FOR INDUSTRIAL LOAN COMMISSIONER INSURANCE PREMIUMS COMPTROLLER GENERAL It has come to my attention that Bulletin 87-EX-l, SEVENTH FLOOR, WEST TOWER previously issued by this Office as guidance for the use of credit cards to pay insurance premiums, contains a FLOYD BUILDING legal reference which is no longer accurate. Specifically, 2 MARTIN LUTHER KING, JR. DRIVE the reference to 15 U.S.C.S 1666f(a) as prohibiting the imposition of fees by Regulated Persons to cover ATLANTA, GEORGIA 30334 interchange fees incurred in association with the use of a credit card to purchase insurance is no longer accurate. (404) 656-2056 www.oci.ga.gov Take Online Card and E-Check Payments For Free! Your Customers want to pay online anytime. When they pay at your carrier's site you lose the ability to stay in front of them, build an email list and cross sell. Our service lets you take online payments, send electronic invoices with a link to pay online, take card payments over the phone and take card payments in your office All at no cost to you. As more of your customers pay online and with credit and debit cards, we give you the tools to provide the service they expect. www.simplyeasierpayments.com To get started call Calvin or Strickland at 800-768-0907 FYI EXPRESS Page 26 August, 2011 More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Auto Town Insurance Announces Acquisition of Trustway Insurance Locations in Georgia Atlanta, GA - July 19, 2011 - Auto Town Insurance (ATI) today announced that it closed on the acquisition of the Trustway Insurance Agency locations in Georgia. The acquisition adds locations throughout the state and 1. How do you put a giraffe into a refrigerator? that were formerly operated by the seller, Trustway Stop and think about it and decide on your answer Insurance Agencies, LLC, a subsidiary of Assurance before you scroll down. America Corporation. Under terms of the agreement, ATI will offer insurance under both the AutoTown and The correct answer is: Open the refrigerator, put in Trustway brand names, but other terms of the the giraffe, and close the door. This question tests transaction were not disclosed. With the addition of whether you tend to do simple things in an overly these new locations, ATI has expanded its Georgia complicated way. footprint making it the largest independent, non-standard 2. How do you put an elephant into a refrigerator? insurance agency in the state. Did you say, Open the refrigerator, put in the Commenting on the transaction ATI President Dustin elephant, and close the refrigerator? Walsey said: “This acquisition is a critical component in ATI’s continuing expansion plans. The addition of the Wrong Answer. Trustway Insurance locations has opened up new Correct Answer: Open the refrigerator, take out the markets for ATI Customers so ATI can provide a better giraffe, put in the elephant, and close the door. This tests value. Our goal is to continue to grow ATI by offering your ability to think through the repercussions of your more convenient locations so we can provide our previous actions. customers the most affordable insurance solutions and create a great customer experience.” 3. The Lion King is hosting an animal conference. All the animals attend.... except one. Which animal does not ATI Chairman, Emanuel Fialkow added: “This attend? acquisition is the beginning of our growth and expansion strategy. Over the next 18 to 24 months, we expect to Correct Answer: The Elephant. The elephant is in the continue to grow throughout the Southeast by acquiring refrigerator. You just put him in there. This tests your more independent agencies and fulfill the needs of our memory. Okay, even if you did not answer the first three customers.” questions correctly, you still have one more chance to show your true abilities. About Auto Town Insurance: 4. There is a river you must cross but it is used by Auto Town Insurance is one of the largest crocodiles, and independent insurance agencies in the southeast. Based in Norcross, Georgia, AutoTown has been You do not have a boat. How do you manage it? protecting and insuring its customers since 1970. Auto Town operates 45 retail stores in Georgia, Alabama and Correct Answer: You jump into the river and swim across. Have you not been listening? All the crocodiles South Carolina. Auto Town customers services clients in person at its retail locations, over the phone at 404- are attending the Animal Meeting. This tests whether 591-5020, or online at www.autotowninsurance.com. you learn quickly from your mistakes. Auto Town’s mission is to provide quality insurance According to Anderson Consulting Worldwide, around solutions at a fair price. 90% of the professionals they tested got all questions wrong, but many preschoolers got several correct answers. Anderson Consulting says this conclusively proves the theory that most professionals do not have the brains of a four-year-old. FYI EXPRESS Page 28 August, 2011 Motorcycle Insurance On Your Terms. We insure most types of Motorcycles We Also Insure ATV’s, Boats, and Personal Watercrafts Agent Appointments Agents interested in an appoinment can visit us online at www.us-insurance.com/agents and click on the “Become an Agent” tab. About U.S. Insurance Services U.S. Insurance Services is a part of American Reliable Insurance Company, an Assurant Specialty Property company. American Reliable Insurance has a Best’s Rating of “A” (Excellent) by U.S. Insurance A.M. Best Company,* an organization that rates insurance ���������������������������������������������������� Services performance. This rating is 3rd highest out of 16 categories. www.us-insurance.com *A.M. Best Company ratings range from A++ to F. The A.M. ������������������������������������������������������������ PO Box 47000, Jacksonville, FL 32247-7000 Reliable Insurance Company. Phone (800) 874-1738 Fax (800) 342-9156 A AD 1007 1210 16 The Underwriter’s Insider A AD 1007 1210-Full Page-USIS MC AD.indd 1 2/1/2011 3:58:17 PM More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com * Brian Casey Paul Jackson and his then-fiancé (now wife) were having financial problems and were behind on mortgage payments. So the Portland, Ore. couple ditched her car for an insurance payout. The unnamed woman said she was too drunk in a bar to drive, so she Reports of Convictions From the Coalition Against got a ride home. When she returned the next day, she Insurance Fraud – http://www.InsuranceFraud.org. said, her 2006 Subaru Legacy was gone. The claim was * Annette McDaniel was so work-injured that she settled for $26,614. But Jackson stripped parts, burned collected more than $17,000 from the Ohio state comp the car, then sold the parts on the Internet. The spoiler bureau. But the former Columbus woman worked for KC went to a buyer in Bend and the leather seats were Men's Clothing, AmeriCoat, Value City Department FedExed to someone in Canada. But investigators Stores and Addeco all the while. McDaniel was busted tripped her up: She claimed she'd left the car locked, thanks to a database cross-match of her name and had the only key. But there was no broken glass and conducted with the Ohio Department of Job and Family the car needed a special transponder key to operate. Services. McDaniel got off with eight months suspended, Jackson pleaded guilty in federal court and will be but must repay more than $17,000. sentenced later. * A Florida woman who faked her husband's death by * Prosecutors have shattered a Washington State supposed food poisoning will see how she handles auto-glass firm that bilked insurers out of more than $1.4 prison food. Rajmatee Kapadia lied that her hubby Vij million by overbilling 4,840 times for high-priced glass Misir died of bad oysters in the back seat of a taxi while after installing cheaper aftermarket parts. Michael Alan on a family vacation in Malaysia. Kapadia collected Perkins owned Autoglass Express and Premier Auto $1.99 million in life-insurance money after seeking $7 Glass, which were based in his Burien home. The scam million. Misir remained in hiding for more than five years lasted for years. Perkins billed insurers full price for until he was busted after trying to renew his passport at some windows he pulled from wrecking yards. He billed the U.S. Embassy in Jakarta, Indonesia. Kapadia one insurer more than $1,000 for a Toyota windshield received two years in prison in Sioux Fall, S.D. Misir that cost only $92. A Lexus windshield that cost just $56 was handed three years in April. was billed at $1,167. Perkins was busted when an outside claims administrator noticed a large number of * Owners of Majestic Auto Repair probably are pricey Original Equipment Manufacturer windows. The feeling less than majestic. The Baltimore body shop paid firm notified State Farm, which then investigated. more than 50 cops up to $1 million total to steer crashed Perkins received nine months in jail yesterday. cars to Majestic for inflated repairs. Police responding to accidents or disabled vehicles are supposed to call a * Refusing to pay up landed Sheila Burke three years city-approved towing company or let owners make in the slammer. The Rancho Palos Verdes, Calif. private arrangements. But the officers allegedly steered longshore worker filed bogus workers comp injury claims motorists to Majestic, which isn't a city-certified tow for a collision involving her pickup truck and a tractor- company. Majestic paid the cops $200-$300 per vehicle. trailer. She received a year in prison in 2007 and was The car owners were told they could skip the towing fee ordered to pay $75,000 in restitution. But Burke refused and avoid paying their insurance deductible if Majestic to pay up, even though she was employed and owned a repaired the vehicle. Some officers damaged the cars $218,000 property in the area. So she was hauled back more, creating up to $1 million in padded repair bills. into court and handed three years in prison. Brothers Hernan Alexis Moreno and Edwin Javier Mejia * A slumlord tried to burn down his Oakland hotel for pleaded guilty in federal court. Each faces up to 50 years an insurance payday, not caring that 200 residents were in prison when sentenced in November. inside and the rickety old building had no fire escape. * Defrocked superior court judge Michael Joyce has Richard Earl Singer owned the rundown Menlo Hotel. He lost his wife, home, career and freedom after being recruited someone to set him up with an arsonist. But convicted of stealing $440,000 in insurance money by the recruit turned Singer in. Officials set up Singer with a exaggerating an auto injury. Now serving nearly four supposed arsonist who actually was a wired federal years in prison, the Pennsylvania man faces another informant. Singer wanted to trigger several false alarms hard knock: possible loss of his $81,000-a-year pension. to slow down fire fighters. He handed the informant more The state retirement system ruled in 2009 that he could than $1,500 to buy fire-starting material, and promised keep his pension. But the state's Court of Judicial another $63,500 within 48 hours after the fire started. Discipline revealed a ruling Wednesday that formally Singer pleaded guilty and faces up to 10 years in federal removes Joyce from office and bars pensions for judges prison when sentenced August 31. in Joyce's situation. That's a virtual death knell for his pension, news reports say, though the retirement system still must review the decision. FYI EXPRESS Page 30 August, 2011 Customer Satisfaction. Producer Tools. Claims Service. Feel what its like to come First First means giving the best available We work hard to forge the most complete customer service, a real partnership with relationships with our agents. Its easier agents. than ever to profitably satisfy your clients. Now seeking new agency partner appointments! Enjoy being First! Agency Tools NEW LOWER RATES. • PRE-PAID DEBIT CARDS NEW LOWER DOWN PAYMENT. • AGENCY SERVICE HOTLINE • NSD ROADSIDE ASSISTANCE PROGRAM We are always devoted to making our • NO CREDIT SCORING agents First. • ONLINE POLICY ADMINISTRATION Its time to come First. Call for your profitable agency appointment now. Miller Edwards, Marketing Representative (404) 539–6464 FIRST INSURANCE NETWORK, INC. P.O. Box 720713 · Atlanta, GA 30358-2713 Phone: (800)282-4151 · Fax: (770)438-7228 www.finusa.com More “News, Satire & Opinions for Independent Agents from Independent Agents” at www.fyigeorgiaviews.com Transacting insurance without a license is Insurance Fraud. Don’t take the chance of losing your license & agency allowing unlicensed employees to quote, sell and service personal lines. GA DOI has approved "Virtual Pre-Licensing Hi Eddie, Classrooms". Ashley Carlton of Infinity Insurance has been very Never leave the office and learn at your own pace! helpful in my purchase of another agency’s non standard book of business. The "Virtual School Bus" Online Classroom combines rich multimedia instruction, interactive exercises, always- Please sing her praises at the Expo if you get a on reference tools, and powerful self-assessment chance. features, with concise and easy-to-understand text- based material. Thanks The "Virtual School Bus" presentation engine is built Danny Emmett around the idea that your best learning occurs at the Outlook Insurance pace that's right for you. Office 678-810-0768 The "Virtual School Bus" employs the latest web technologies to provide a dynamic learning environment Fax 678-306-0691 that is fast, flexible, and easy to use. www.outlookinsurance.net 20 hour Limited SubAgent Prelicensing only $129.95 Info at www.Georgia-Agents.com Attention: Insurance Companies, MGA’s, Premium Finance Companies & Insurance Industry Vendors: All Aboard the FYI EXPRESS! Check out the rates for the most cost effective method of keeping your message in front of your customers … 200 Russell Court The Independent Insurance Agent. Canton, GA 30114 Advertise in as many state-specific on-line editions as you Eddie K. Emmett, Publisher / Editor / Janitor wish for one low price: firstname.lastname@example.org Alabama, Florida, Georgia, Louisiana, South Carolina, Cell: (770) 312-2342 & Texas Fax: (770) 783-8226 Ad Size Monthly Pre-Pay 6 Issues Why wait on the “News, Satire & Opinions”? Full Page (7.5” x 10”) $175.00 $900.00 Sign up for FREE e-Mail Updates at Half - Page (7.5” x 5”) $100.00 $500.00 www.FYIGeorgiaViews.com PAY IT FORWARD: I'm sure at least one person you Quarter-Page (3.75” x 5”) $75.00 $375.00 know might benefit from these tidbits. So, spread the love. Forward this newsletter to all your associates. 1/8 - Page (3.75” x 2.5”) $50.00 $250.00 Encourage them to keep up with the “News, Opinions & Satire”, by signing up for our newsletters! Questions? Contact Eddie K. Emmett at email@example.com or (770) 312-2342. FYI EXPRESS Page 32 August, 2011 Georgia Premium Finance Association, Inc. Georgia Premium Finance Association, Inc. 555 Sun Valley Drive Suite P-3 Roswell, Georgia 30076 ____________________________ Tel (770) 645-1100 Fax (678) 336-5874 NOTICE OF ANNUAL MEETING The Annual Meeting of the Georgia Premium Finance Association, Inc. will be held at 4:00 pm on Friday, August 26, 2011, at Gwinnett Convention Center at 6500 Sugarloaf Parkway, Duluth, Georgia. Complimentary online registration at http://gpfa11.eventbrite.com. Full details regarding hotel accommodations and events before and after our meeting may be found at the following link: http://www.fyigeorgiaviews.com/IE2011/Virtual_Links.htm Our sincere thanks goes to Mr. Eddie Emmett, Editor and Publisher of the F.Y.I. Express newsletter, for providing the venue for our meeting. Before the meeting you may choose to attend the Trade Fair and/or Continuing Education classes. Following the meeting, you may choose to attend a gathering sponsored by United Auto Insurance Company. Meeting Topics Include: Georgia Law: Uniform Electronic Transactions Act The Dodd-Frank Wall Street Reform and Consumer Protection Act Rebating: Michigan’s SB24 State required Certified Annual Financial Statements Convenience Fee Changes to your Finance Agreement t ui o e d tcm e i n d h l e Sl s g lm to so o pt i icwi s h r t? wtdet r re oiM d r olt a ao k Sc l eiP To i - e l t o m n aos lf m - T t e m c i ao -h uia cm ui tn p t r - i e w bi*ne tcs m d i e pgs raeok i d , c h c t i o eg o Lk n t Hg t h eselkdo ut - s nd aef Fcb o,neI e . ei u ne nn wt & e ide r t ut n i s l a n i h qr ny d e n Sl sr c ole i EOr ue, c pe q o eg e. o m n a i ut e i ep oee s i e de i,o orC ce h o sa l x, h i c p fm C m ui twtcs m rv cl hn t twtvre r e tr yuP . ead e i oc sho h nn w b ht layef m l lCR o w . l ve i i Sln src p letr g ole e ca aed st r uie S w r o s u i ,r o t p k ci e r e i iy i m be p oyuseht o s n n p oe e a rs i h bt l t k Ah v get vil wta o iap fori taw r o ay hn. a tno l e etno log er etr h upo iayn r c sei ni p a c e c u pe t, s a M ia t p cm no l aG olsa hshog orr rtr i u nepc c er eg e pi z i ( ) o . c n m ao E o s sa h n i o t itnSO t l ud r il wt nn r e f m orw cs m r l e bi h i v w r t o s Bi c d iy i oleei s o yuo n ut e . e tog t aewt n ga d l s w lt s i ot w po d e h t t o n ee h n ve B ahu hl dr i iere b g/e st rwtcnet e r i . ﬀrxl i src ,k orep oe cona l /a i apo oirge s u v ve i l bi tc n t r ti e O eec see i sle ucl hn acut iyr k g p f m non t n. rn g o n r c po soa b i u ne r es nl n o o sate b v. ai rsa f i s n a f i s l T in f i u ne r es nl y sr c po soa o hwtue lh aoe hrs yo uh e o uo oe e ew e Te ’ a tm c hrtp tn n yr . hcot f r f sr c aw wk t . tm t h te n a o en / C ek uteuu oi u ne t w . t re s p. cl gh s t w b i s n le ai G di alli d ln s sm se k d k l n l iez ” l t a *ai ti y e a e-ti i ai cl g o za “t l r. Territory Manager Wanted • Do you have Marketing experience? • Are you an outgoing professional with Insurance Industry experience? • Would you like the opportunity to work with a company that has consistently grown and expanded? Rapidly growing company in the Insurance Industry is currently hiring for a Territory Manager for the South Georgia market. As a Territory Manager, you will be responsible for marketing our insurance products to Independent Insurance Agencies in the Texas market. You will accomplish this by executing sales and marketing strategies, training and expanding agency relationships to promote increased sales and company brand recognition. Some overnight travel will be required. The ideal candidate for this position will possess the following: • Excellent interpersonal skills • Bachelors Degree in a related field such as Marketing, Risk Management, Business or Insurance • 3‐5 years of insurance marketing and sales experience • Strong written and verbal communication skills • Ability to work easily with colleagues, vendors, and senior management • Self‐motivated and adept at working independently • Professional attitude and appearance Here is what we offer you: • Base Salary plus bonuses • Benefits including Health, Vision, Dental, Life, and 401K • Auto Allowance • Cell phone allowance • Growth Opportunity! Interested candidates should forward their resume to firstname.lastname@example.org. “Squeeze” GIAA Conference of Champions 2011 October 20th – 22nd on St. Simons Island, GA Where: Sea Palms Golf & Tennis Resort (http://www.seapalms.com) When: October 20 - 22, 2011 GIAA Member: 1 day (up to 9 hours CE) = $35.00 2 ½ days (up to 15 hours CE) = $50.00 Non-GIAA Member: 1 day (up to 6 hours CE) = $69.00 2 ½ days (up to 15 hours CE) = $99.00 Attendee Package includes unmatched CE, Trade Fair, and Luncheons. Register Online at http://giaa11-agent.eventbrite.com It’s a Beautiful Day at Sea Palms Come relax in the lush oasis that is Sea Palms Resort. Take a walk under ancient live oaks, where the ocean air mixes with a soft marsh breeze. Bike on the beach, play golf, tennis or just relax on your balcony overlooking the island’s natural beauty. Deluxe Guestrooms as low as $89.00! Golf only $59.00! GIAA has arranged a special room rate at Sea Palms Golf & Tennis Resort (http://www.seapalms.com) Online Room Registration Information at www.Georgia-Agents.com GIAA Conference of Champions 2011 Agenda Friday, October 21st Thursday, October 20th Agency Owner Training Seminars Internet Marketing Seminar 8:30 a.m. – 11:30 a.m.: 3 hours P&C CE 1:00 p.m – 2:30 p.m. : (Part 1 of 3 hrs Ethics CE) 11:30 a.m. – 1:00 p.m.: Luncheon & Trade Fair 2:30 p.m. – 4:00 p.m. Free Trade Fair 1:00 p.m. – 4:00 p.m.: 3 hours Ethics CE 4:00 p.m. – 5:30 p.m.: (Part 2 of 3 hrs Ethics CE) 4:00 p.m. – 5:30 p.m.: Poolside Tiki Bar Enjoy St. Simons Island … Dinner on your own 5:30 p.m. – 7:00 p.m.: Poolside Tiki Bar Enjoy St. Simons Island … Dinner on your own Saturday, October 22nd Come Coast Awhile amid all the delights and CSR / Producer Training Seminars discoveries of Brunswick & The Golden Isles of Georgia. 8:30 a.m. – 11:30 a.m.: 3 hours Ethics CE http://www.ComeCoastAwhile.com 11:30 a.m. – 1:00 p.m.: Luncheon GIAA Membership has its Advantages! 1:00 p.m. – 4:00 p.m.: 3 hours P&C CE Earn 3 hours Ethics CE from the comfort of your desk 4:00 p.m. – 5:30 p.m.: Poolside Tiki Bar … for free. Details are being e-mailed to current members Enjoy St. Simons Island … Dinner on your own Much more information at www.Georgia-Agents.com GIAA Membership has its advantages! GIAA members who have paid their 2011 membership dues may attend at 50% discount off non- members Registration Fees. Please check the one that applies to you. ___ Non-GIAA /members pay $99.00 per person for 2 ½ days (up to 15 hours CE). ___ GIAA members pay only $50.00 for 2 ½ days (up to 15 hours CE). ___ Non-members pay $69.00 for 1 day (up to 6 hours CE). ___ GIAA members pay only $35.00 for 1 day (up to 6 hours CE). Not already a GIAA Member? No Problem! Join today at www.Georgia-Agents.com and all agency employees start enjoying GIAA member Benefits immediately! What do you have to lose? Money Back Guarantee: 3 month Trial Membership only $50.00 Please make check payable to Georgia Insurance Agents Alliance & mail with completed form to: Eddie K. Emmett, GIAA Membership Chairman, 200 Russell Court, Canton, GA 30114 Questions? Contact me @ (770) 312-2342; FAX (770) 783-8226; or email@example.com Register Online at http://giaa11-agent.eventbrite.com or complete the following and mail with your check GIAA ATTENDEE REGISTRATION FORM: (Please Type or Print … Feel free to copy) (Feel free to attach business card if it has all of the required information) Name: _________________________________________ Agency: ___________________________________ Address: ________________________________________ (City) ______________________(St) ___ (Zip) ______ E-mail: __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ __ _ Phone: (______) __________________________________ Fax: (______) _________________________________ The BEST BARGAIN will be $50.00 for GIAA members. That fee includes all activities for both days: CE seminars, Trade Fairs, and Luncheons! Everybody can’t leave the office at the same time? Don’t want to close it completely down? Feel free to combine your registration with fellow employees and still get the multi-day discount price! Please make check payable to GIAA & mail it with completed form(s) to: GIAA Conference 2011 c/o Eddie K. Emmett, 200 Russell Court, Canton, GA 30114 Total check attached = $ _______ Questions? Contact me at (770) 312-2342; Fax (770) 783-8226 or e-mail to: firstname.lastname@example.org Much more information at www.Georgia-Agents.com ANNOUNCING A NEW INSURANCE AGENTS E&O PROGRAM American Specialty Agents Programs has partnered with a U.S. Broker to offer an E&O Policy specifically designed for you, the Specialty Agent. Simplifying the application, quoting and binding process, while offering the coverage you need. 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