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Credit Card Operations ppt

VIEWS: 15 PAGES: 30

									Credit Card

Operations
 Bülent Şenver


   bs@bulentsenver.com   1
      Pay When?
PAY        PAY                PAY




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Credit Cards Policy and Operations




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Core Banking and Processor
        Activities




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       Core Banking and Processing
                Activities
Core Banking Activities           Processing Activities




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Credit Card Business Model




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              Acquiring
                               Fraud Strategy, Risk Policy
                               Finance        , Marketing
                               IT          , Product mngt



Chargeback Operations
Customer Service
Billing, Print & Mail
Fraud Operations
Data Processing
Production & Origination applications

                bs@bulentsenver.com                          7
               Issuing
                               Fraud Strategy, Risk Policy
                               Finance        , Marketing
                               IT          , Product mngt


Chargeback Operations
Customer Service
Billing, Print & Mail
Fraud Operations
Data Processing
Production & Origination applications

                bs@bulentsenver.com                          8
Card Payment Process




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Merchant Service Comission




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Merchant Processor, Issuing
       Processor




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European Pay Now & Later Values




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Pay Now & Later




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Payment Card Penetration




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Slow down in growth




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POS growth




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   POS




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Cash is King




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Interchange Fees




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Interchange Fees




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Turkey




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Turkey Pay Now




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Turkey Pay Later




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Turkey




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Turkey POS




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Turkey Cash is King




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Turkey Why Cards not Accepted




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Turkey




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Turkey Acquiring Banks




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Credit Card Operations



     Thank you
     Bülent Şenver

         bs@bulentsenver.com   30

								
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