VIEWS: 2 PAGES: 1 POSTED ON: 8/14/2011
10 Things to Consider When Choosing Travel Coverage When choosing personal travel coverage, consider: 1. Your government health plan coverage — Government health plans may not cover all emergency medical expenses once you leave your home province/territory, and typically cover only a limited portion once you leave the country. 2. Your existing extended health care coverage — If you have an extended health plan or if you purchased medical insurance while purchasing your flight, we advise you to find out exactly what these plans cover so you can ensure you are protected. 3. Where you are going — Travel to some countries 9. Do you speak the local language? includes a heightened risk that something Pacific Blue Cross travel plans provide 24/7 unfortunate may occur. This may be due to medical travel assistance and we will refer you to sanitation issues, political issues, weather etc. interpreters. This is just one of the services provided If the government has issued a travel advisory, through our Medi-Assist service. your travel policy may not provide coverage. 10. How often you travel — If you take two or more Always check travel advisories before you go trips per year, it may be less expensive to buy an 4. Your current health — Most travel plans do not Multiple trip plan. cover health issues related to pre-existing health conditions. Always check your policy and know Single Trip plans are great for what you’re covered for. • Young backpackers heading out on a trip for 5. Who you are travelling with — If something the summer unforeseen happens, your travel insurance can • Families, couples or individuals who take cover the cost to reschedule, cancel your trip or one annual vacation come home early. You wouldn’t be the first person • Students on exchange or studying abroad to change a flight due to a sick child or parent. Multiple trip plans are great for 6. Who you’re not traveling with — If you’re • Cross-border shoppers traveling without your kids or aging parents, an • Business travellers emergency situation at home may mean you have • Families who vacation multiple times in one year to return suddenly. Again, consider purchasing trip • Snowbirds who vacation/cruise regularly cancellation/interruption coverage before you go. 7. What you are taking with you — There is the • People who often take advantage of last-minute travel deals chance that your luggage may be lost, damaged or delayed while travelling abroad. Baggage insurance protects the valuables you are taking with you. To learn more about Travel Coverage, contact 8. What you’re doing when you get there — your Plan Advisor or Pacific Blue Cross: Does your visit to Switzerland include a back Travel Sales 604 419-2200 country ski tour? Are you biking across Japan? Toll-free 1 800 873-2583 Ensure your travel insurance provides adequate www.pac.bluecross.ca coverage for any activities you are taking part in. ™® Pacific Blue Cross, the registered trade-name of PBC Health Benefits Society, is an independent licensee of the Canadian Association of Blue Cross Plans. BC Life is the registered trade-name of British Columbia Life & Casualty Company, a wholly-owned subsidiary of Pacific Blue Cross. Only Pacific Blue Cross/BC Life can change the information in this document. Any other modification is strictly prohibited. 0601.01.005 08/10 CUPE 1816
"10 Things to Consider When Choosing Travel Coverage"