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University personal budget planner

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					Personal budget planner
                                    Sept             Oct                Nov          Dec          Jan          Feb          March      April          May          June          July          August      Year
INCOME
Student Loan                             0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Bursary/Grant                            0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Extra Allowances                         0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Wages/salary                             0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Parental contribution                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Partner/Spouse income                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Maintenance/child support                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Working Tax credit                       0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Child Tax Credit                         0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Child benefit                            0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Housing Benefit                          0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Dividends from savings                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Income totals                           0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00
EXPENSES
Home
Mortgage/rent                              0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Gas                                        0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Electricity                                                                                                                                                                                                   0.00
Home telephone                           0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Mobile phone                             0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Internet                                 0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Insurance                                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Council Tax                              0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Home totals                             0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Daily living
Groceries                                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Lunches                                  0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Coffees                                  0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Daily living totals                     0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Travel
Bus fares/bus pass                         0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Train                                      0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Petrol                                     0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Insurance                                  0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Parking                                    0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Car maintenance                            0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00
Travel home                                                                                                                                                                                                   0.00
Transportation totals                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Entertainment
Sky TV or equivalent                     0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
DVD rentals                              0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Cinema/theatre                           0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Concerts/clubs                           0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Entertainment totals                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Health
Prescriptions                            0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Over-the-counter drugs                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Vet/pet costs                            0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Life/health insurances                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Health totals                           0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00




 Redistributed by kind permission of Edinburgh Napier University 2009                                            1
                                    Sept             Oct                Nov          Dec          Jan          Feb          March      April          May          June          July          August      Year

Course costs
Stationery                               0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Books                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Printing and photocopying                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Equipment                                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Project costs                            0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Vacations totals                        0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Recreation
Gym fees                                 0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Sports equipment                         0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Sport costs                              0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Holidays/weekends away                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Recreation totals                       0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Dues / Subscriptions
Magazines                                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Newspapers                               0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Membership fees                          0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Charity donations                        0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Dues/subscription totals                0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Personal
Clothing                                 0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Gifts                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Hairdresser                              0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Books                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Music (CDs, etc.)                        0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
other                                    0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Personal totals                         0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Financial obligations
Debt/loan repayments                     0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Store card payments                      0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Credit card payments                     0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Bank charges                             0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Other obligations                        0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Financial obligation totals             0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Miscellaneous payments
 Other                                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
 Other                                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
 Other                                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
 Other                                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
 Other                                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00      0.00
Misc. payments totals                   0.00            0.00              0.00         0.00         0.00         0.00          0.00        0.00         0.00          0.00          0.00           0.00       0.00

Total expenses                             0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00

Cash short/extra                           0.00            0.00               0.00         0.00         0.00         0.00       0.00           0.00         0.00          0.00          0.00        0.00      0.00




 Redistributed by kind permission of Edinburgh Napier University 2009                                            2

				
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