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					           Proposal Form




Traders
Combined




           Commercial Division
Traders Combined Policy
          A Policy designed to meet the needs of commercial and industrial businesses
          by offering a flexible range of cover.

          If your turnover does not exceed £2,000,000 we may be able to provide a
          quotation for our Business Cover package policy – please ask for details.

          The Traders Combined Policy is not suitable for Precision Engineers with
          turnover less than £5,000,000, the Plastics industry and Motor Traders, for
          which more specific policies are available.

          Key Facts
          If required, a summary of the cover available can be provided by your broker or agent in the
          form of a Key Facts document. A specimen copy of the Traders Combined policy booklet can
          be provided on request.

          Methods of Payment
          You can pay your premium in full, via your broker or agent. Alternatively, if your premium is
          £100 or more, you can choose to pay by monthly instalments.

          Paying by NIG’s flexible instalment scheme can ease your cash flow by spreading the
          premium payments. A 20% deposit is required with the balance, plus a credit charge, being
          spread over 10 equal monthly instalments commencing one month after the date cover
          commences. Your broker or agent can advise you on the amount of the charge and the interest
          rate it is based on.

          Important Note
          You (or the broker or agent completing the form on your behalf) must provide all material
          information likely to influence the acceptance and assessment of this insurance. If you have
          any doubts as to whether a fact is material you should disclose it. Failure to disclose any
          material fact may invalidate your policy or may result in your policy not operating fully.

          Please note that the proposal form, declaration and the additional information on the
          insurance provided by you (or the broker or agent acting on your behalf) will be the basis of
          the contract between us.




                                                                              NIG Traders Combined Proposal Form 1
     FOR INTERNAL USE ONLY

     Agent Name

     Agency Code


  When completing this form, please tick the appropriate boxes and answer all questions in BLOCK CAPITALS

         YOUR INFORMATION
     For details of how we use the Proposers information, please look for the (padlock) symbol below and in the accompanying Terms and
     Conditions.

     PROPOSERS DETAILS

     Full Name of Proposer
     (Please show names of all companies to be insured including all subsidiaries; if not a limited company, full names of all partners)




     Company Registration Number

     Trading Name
     Postal Address

                                                                                                       Post Code
     Situation of property to be
     insured if different from above
                                                                                                       Post Code

     Web Site Address                    www.
     Business Description




     Business Phone No

     Survey Contact Name

     Period of Insurance           Inception Date              /            /              Renewal Date                /            /


         Sensitive Information

     Some of the personal information we ask you for may be sensitive personal data, as defined by the Data Protection Act 1998 (such as
     information about criminal convictions and civil proceedings). We will not use such sensitive personal data about you or others except for
     the specific purpose for which you provide it and to provide the services described in your policy documents.

     GENERAL QUESTIONS
     1   In respect of the covers proposed, have you or any director or partner, either in the name of the
         business proposed or in the name of any other business in which any of you have had an interest

         a    ever been insured?                                                                                   YES                  NO

         b    ever had a proposal for insurance declined, renewal refused, cover terminated, increased premium
              required or special conditions imposed by any insurer?                                               YES                  NO

         c    sustained any loss or had any claim made against you, whether insured or not, during the last
              5 years?                                                                                             YES                  NO
     IF YOU HAVE TICKED ANY OF THE SHADED BOXES, PLEASE GIVE DETAILS ON PAGE 3.




2 NIG Traders Combined Proposal Form
GENERAL QUESTIONS - continued
2     Either personally or in any business capacity, have you or any director or partner in the business
      proposed ever been

      a   convicted of or charged (but not yet tried) with

          i    a breach of any health and safety legislation?                                                    YES             NO

          ii   any other criminal offence other than a motoring offence?                                         YES             NO

      b   declared bankrupt or the subject of bankruptcy proceedings?                                            YES             NO

      c   the subject of a County Court Judgement (or Scottish equivalent)?                                      YES             NO

      d   a director or partner in any business which has been the subject of an individual voluntary
          arrangement with creditors, voluntary liquidation, a winding up or administrative order, or
          administrative receivership proceedings?                                                               YES             NO

3     Have you been in business in the name(s) shown under “Proposers Details” above for less than 3 years? YES                  NO

      If ‘yes’, please provide previous business history.
IF YOU HAVE TICKED ANY OF THE SHADED BOXES, PLEASE GIVE DETAILS BELOW.

    PLEASE USE THIS PAGE TO GIVE FULL DETAILS IF YOU HAVE ANSWERED ‘YES’ TO ANY OF GENERAL QUESTIONS 1 TO 3.




                                                                                                           NIG Traders Combined Proposal Form 3
     SECTION 1 MATERIAL DAMAGE

     Is Insurance required?                                                                                           YES           NO

     Please tick cover required:

     Commercial All Risks                       or      Fire, Special Perils & Theft

     1   Property to be insured

         Note 1     All items below with the exception of Stock and Rent can be covered on a Day One basis.If this is required please tick
                    the box below and indicate the % uplift required. The figure then entered under the 'sum insured' will be the
                    Declared Value. The Declared Value should represent the full replacement cost of the property at the commencement
                    of the Period of Insurance.

         Note 2     If any of the Sums Insured apply to more than one premises, please give the appropriate split on a separate sheet.

         Note 3     Do not include the value of any items to be separately insured under Sections 10 and/or 14

                                                                                        Day One            % Uplift   Sum Insured
         The buildings of the premises (including landlords fixtures & fittings,
         outbuildings, walls, gates and fences)

         Tenants Improvements/Decorations for which you are responsible
         Plant, Machinery, Trade Fixtures, Fittings and All Other Contents
         except for Portable Hand Tools and Electronic Business Machines,
         Computers and Software
         Portable Hand Tools belonging to Proposer and/or Employees for which
         you are responsible (£500 max value any one tool)

         Electronic Business Machines, Computers and Software

         Stock in Trade (except for that stated below) and customers goods

         Stock of Cigarettes and Tobacco

         Stock of Wines and Spirits

         Stock of Non-Ferrous Metal

         Stock at Exhibitions:             Number per year

                                           Per exhibition

         Rent                              Years

                                           Sum Insured (total Rent)

     2   Please state how the premises to be insured are occupied by you (e.g. factory, workshop, warehouse, offices)




     3   Are the premises

         a      built entirely of brick, stone or concrete and roofed with slates, tiles or concrete                  YES           NO

         b      heated by gas (but not liquefied petroleum gas) electricity or oil fired central heating              YES           NO

         c      in a good state of repair with all machinery properly fenced or guarded and in good order             YES           NO

         d      solely occupied by you                                                                                YES           NO

         If you have answered 'no' to any any of the above, please provide full details below




     4   Are the premises specially exposed to damage by storm?                                                       YES           NO


4 NIG Traders Combined Proposal Form
SECTION 1 MATERIAL DAMAGE - continued

5   Are the premises in an area susceptible to flooding?                                                      YES             NO

    If 'yes' please provide details of any known improvements made/planned by the Environment Agency




6    If you require Subsidence, Ground Heave and Landslip cover on the Buildings, please state whether:

    a    the premises have suffered or are showing signs of such damage                                       YES             NO

    b    the properties either side of you have suffered or are now showing signs of this damage              YES             NO

    c    to your knowledge the vicinity is susceptible to such damage                                         YES             NO

    d    the premises are in the immediate vicinity of any river bank, railway embankment or cutting,
         cliff or quarry, mine or other underground working or on made up ground                              YES             NO

    e    there are any trees or shrubs over 20ft in height within 30ft of the premises                        YES             NO

    If 'yes' to any of the above, please give full details




7   Do you require cover for Sprinkler Leakage?                                                               YES             NO

8   Is an intruder alarm system installed at the premises?                                                    YES             NO

    If 'yes' state

    a    Name of Alarm Company

    b    Is it maintained by the Alarm Company under contract                                                 YES             NO


    c    Method of signalling eg. Redcare, Redcare GSM, Paknet

    d    Has police response been withdrawn or the level of response reduced or delayed?                      YES             NO

         If ‘yes’ please give details




SECTION 2 BUSINESS INTERRUPTION
Is Insurance required?                                                                                        YES             NO

Note: The Perils normally given under this Section will follow those provided under Section 1. Please state any variation required




                                                                                                        NIG Traders Combined Proposal Form 5
     SECTION 2 BUSINESS INTERRUPTION - continued
     1   Please insert the Sum Insured or Estimate required against the items to be insured bearing in mind the maximum indemnity period:

         Gross Profit

         Gross Revenue

         Gross Rentals

         Increase in Cost of Working

         Additional Increased Cost of Working

         Cost of Document Replacement

     2   Outstanding Debit Balances (based on the maximum outstanding at any one time)

     3   Indemnity Period required?

     4   If Gross Profit or Gross Revenue is insured this policy includes a £25,000 limit in respect of the
         UK extensions mentioned below. Please insert any increases required
         a    Unspecified Suppliers (maximum 10% of the sum insured or £500,000 whichever is the less)

         b    Unspecified Customers (maximum 10% of the sum insured or £500,000 whichever is the less)

         c    Property stored

         d    Documents temporarily elsewhere

         e    Contract sites

         f    Premises of public utilities (electricity, gas, water, telecommunications)

     5   Is cover required for business interruption caused by any of the perils insured at the premises of
         specific suppliers and/or customers?                                                                      YES                NO

         If 'yes' please state as a percentage the amount of Gross Profit that would be affected and the suppliers and/or customers name,
         address and description of business activities.

         i    Supplier




         ii   Customer




     6   Please give details of any other extensions required ie. murder, suicide, food poisoning




     7   State type of records kept of outstanding debit balances




     8   Are they kept in a fire resisting safe, compartment or cabinet?                                           YES                NO

     9   Are duplicate records kept?                                                                               YES                NO

         If 'yes' state where they are kept




6 NIG Traders Combined Proposal Form
SECTION 3 GOODS IN TRANSIT

Is Insurance required?                                                                                            YES             NO

1   State nature of goods carried




2   Do you engage in transit of goods outside the United Kingdom                                                  YES             NO

    If 'yes' give details and countries regularly visited




3   For carriage of goods by your own vehicles state:

    a   Maximum sum insured required per vehicle

    b   Maximum number of vehicles that will transport the goods

    c   Makes and types of vehicles used for carrying the goods




    d   Are vehicles fitted with special locking devices, immobilisers and/or alarms?                             YES             NO

        If 'yes' please give details




    e   Maximum sum insured required for any one event ie. if more than one vehicle is left loaded for transit at any location at any time




    f   Are any of the vehicles open or soft topped, or curtain sided?                                            YES             NO

        If 'yes' give details of vehicles




        *NB Storm Damage will be excluded. Also, theft or attempted theft from these types of vehicles will be excluded unless
        the vehicle is stolen at the same time

4   For carriage of goods by road haulage contractor, railway operator, post or inland air freight state:

    Maximum value any one consignment - own vehicles

    Maximum value any one consignment - third party carriers

    Estimated total annual carryings - own vehicles

    Estimated total annual carryings - third party carriers


                                                                                                            NIG Traders Combined Proposal Form 7
     SECTION 4 LOSS OF BUSINESS MONEY

     Is Insurance required?                                                                                             YES                 NO

     If 'yes' please state Maximum Amount any one time

     1   a    in transit and/or in bank night safe

         b    on the premises during business hours

         c    on the premises outside business hours:

              i    in a locked safe

              ii   not in a locked safe

                   Please give the following information about safes
                                      Make and Model                Age (years)       Anchored to Floor         Limit required for Negotiable Money




         d    with travellers or collectors

         e    in private dwelling of proposer or authorised director/partner/employee

     2   Estimated annual amount of money in transit (excluding crossed cheques and other non-negotiable currency)


     SECTION 5 PERSONAL ACCIDENT (ASSAULT)

     Is Insurance required?                                                                                             YES                 NO

     If 'yes' tick benefits required per person insured:

     1   a    £5,000 Capital Sums and £50 per week Temporary Total Disablement
              (25% of this for Temporary Partial Disablement)                                                           YES                 NO

         b    £10,000 Capital Sums and £100 per week Temporary Total Disablement
              (25% of this for this for Temporary Partial Disablement)                                                  YES                 NO


     SECTION 6: EMPLOYERS LIABILITY SECTION 7: PUBLIC LIABILITY SECTION 8: PRODUCTS LIABILITY

     Is Insurance required?

     a   Employers Liability (Indemnity Limit £10,000,000 inclusive of costs and expenses)                              YES                 NO

     b   Public Liability                                                                                               YES                 NO

     c   Products Liability                                                                                             YES                 NO

     1   If Public/Products Liability is required please indicate the Indemnity Limit required:

         £1,000,000              £2,000,000                £5,000,000

     2   Do you undertake work in or on any nuclear plant or power station, gas or chemical works or stores,
         oil refineries or bulk oil storage facilities, offshore installations, airports, ships docks and/or mines?     YES                 NO

         If 'yes' please give full details below. Please note that cover for this work cannot be granted until confirmed by NIG.




8 NIG Traders Combined Proposal Form
SECTION 6: EMPLOYERS LIABILITY SECTION 7: PUBLIC LIABILITY SECTION 8: PRODUCTS LIABILITY - continued

3   Will you process, use, handle or store any of the following in connection with your business

    a    Silica, asbestos or any substance containing asbestos                                                   YES             NO

    b    Radioactive substance(s)                                                                                YES             NO

    c    Any other industrial materials that are toxic, explosive, flammable, corrosive or an irritant           YES             NO

    If 'yes' please give full details




4   Do you store liquids or gases in bulk?                                                                       YES             NO

    If 'yes' please give full details




5   Do you discharge toxic or dangerous substances into the atmosphere, sewers, waterways or elsewhere?          YES             NO

    If 'yes' please give full details, including method of treatment and disposal. Please note that cover for this work cannot be granted
    until confirmed by NIG.




6   Is all of your lifting plant and pressure vessels/boilers which are subject to Statutory Regulations
    regularly inspected by qualified engineers as required by the legislation?                                   YES             NO

7   a    Do you comply with the requirements of the Factories Act, the Health and Safety at Work Act,
         and the Control of Substances Hazardous to Health Regulations (and any special regulations
         thereunder) or any similar legislation ?                                                                YES             NO

    b    Have you or any of your Directors, Partners or Employees ever been:-

         i    prosecuted under any of these Acts or Regulations                                                  YES             NO

         ii   served with a Prohibition Notice under the Health and Safety at Work Act                           YES             NO

              If 'yes' please give details




8   Have you or, to your knowledge, any former owner or occupier of the site in respect of the premises at any time:

    a    Been prosecuted or sued for any pollution problem                                                       YES             NO

    b    Had any incidents of pollution, or incidents likely to cause pollution                                  YES             NO

    c    Carried on any industrial activity which was the subject of an environmental permit of licence          YES             NO

         If 'yes' please give details




9   a    Do you carry out any work away from the Business premises?

         If 'yes' please give details




                                                                                                           NIG Traders Combined Proposal Form 9
      SECTION 6: EMPLOYERS LIABILITY SECTION 7: PUBLIC LIABILITY SECTION 8: PRODUCTS LIABILITY - continued

      b   Is any of this work outside of the United Kingdom?                                                      YES               NO

               If 'yes' please state the Countries and what percentage of your total work this represents




          c    Does any of your work away from the Business premises involve the use of:

               i    welding or cutting equipment or other equipment involving the application of heat?            YES               NO

               ii   cradles and/or other lifting equipment?                                                       YES               NO

                    If 'yes' please give details




      10 Does any of your work produce noise level above 85dB(A)?                                                 YES               NO

          If 'yes' please give details and state what precautions are taken




      11 Have you entered into any agreement assuming liability for injury, illness, loss or damage for
         which you would not have been liable in the absence of such agreement?                                   YES               NO

          If 'yes' please supply a copy of the agreement

      12 Where Bona-Fide Sub Contractors are used, do you check that they are insured for public/products
         liability?                                                                                               YES               NO

      13 Please state Estimated Annual Wages, Salaries and other Earnings as below:

      Note:    Estimates should include all payments to Working Directors/Partners, Labour only Subcontractors, Self Employed Persons and
               people hired or borrowed and should be stated as Gross ie. Before deductions. A minimum of £15,000 per partner or director
               must be applied

      At the Premises
      Working Principal(s) (specify duties)                                                                        £

      Clerical/Secretarial/Administrative                                                                          £

      Employees using woodworking machinery power presses and guillotines                                          £

      All other Employees (specify duties)                                                                         £

      Work Away from the Premises
      Working Principal(s) (specify duties)                                                                        £

      Commercial Travellers/Salesmen                                                                               £

      All Other Employees (specify duties)                                                                         £

      Bona Fide Sub Contractors (specify duties)                                                                   £

      14 Under Employers Liability do you wish to insure injuries to working partners                             YES               NO

      Note:    Many businesses must be registered with the Local Authority or with HSE for health and safety purposes. If you are in any doubt
               please consult your nearest HSE office (details in the telephone directory under 'Health and Safety Executive')




10 NIG Traders Combined Proposal Form
SECTION 6: EMPLOYERS LIABILITY SECTION 7: PUBLIC LIABILITY SECTION 8: PRODUCTS LIABILITY - continued

If Section 8 Products Liability is requested, please answer the following questions (note - only available if Public Liability Insurance
is also selected)

15 Describe types of Products manufactured, sold, supplied, repaired, serviced, tested, processed and/or purchased for resale
   (please provide catalogues or similar literature)




16 Please state:                                                            Goods manufactured           Goods retailed/       Goods repaired, processed,
                                                                                  by you                  wholesaled               altered or treated
    a    Estimated annual turnover                                      £                            £                          £

    b    Percentage exported to: i           U.S.A or Canada                                     %                         %                          %

                                       ii    European Union                                      %                         %                          %

                                       iii   elsewhere                                           %                         %                          %


17 State actual turnover of exports to USA/Canada for the past 12 months

    N.B. For questions 16(b)(i) and 17 you should include any indirect exports i.e. goods that you know will ultimately be exported to
    USA/Canada even though they may not be exported directly by you.

18 In which overseas countries do you have offices, assets, representation or agents?




19 Do you import raw material, components or finished products?                                                            YES                 NO

    If 'yes' please provide:-

                    Details of goods                                   Countries involved                              % of annual turnover

                                                         (i) European Union


                                                         (ii) elsewhere (list countries)




20 Where goods or material are purchased by you or work is carried out on your behalf do you forgo
   under contract any right of action which may otherwise be available?                                                    YES                 NO

    If 'yes' please provide a copy of the contract wording(s)

21 Are any goods intended for installation in or to form part of aircraft, watercraft, drilling rigs,
   atomic or nuclear plant or motor vehicles?                                                                              YES                 NO

    If 'yes' please give details including annual turnover of such goods




22 Which products are:

    a    manufactured/supplied to your own design/specification/formulation?




    b    manufactured/supplied to a design/specification/formulation laid down by your customers?




                                                                                                                  NIG Traders Combined Proposal Form 11
      SECTION 6: EMPLOYERS LIABILITY SECTION 7: PUBLIC LIABILITY SECTION 8: PRODUCTS LIABILITY - continued

      23 Do you maintain an adequate system of records which would enable identification of:

            a    the source of product/raw materials/component parts purchased?                                 YES                 NO

            b    the source of design of Products manufactured by you?                                          YES                 NO

      24 Is it possible to trace the ultimate customers of individual products or batches in order to recall
         the products?                                                                                          YES                 NO

      25 Has recall ever been necessary or been considered?                                                     YES                 NO

      26 Are all goods labelled and supplied with clear instructions in the language of the country to which
         they are supplied?                                                                                     YES                 NO

      27 Are product-hazard warnings clearly shown on products, packaging and/or instruction manuals?           YES                 NO

      28 Have you or any Principal in the business ever been prosecuted or received notice of intended
         prosecution under the Consumer Protection Act, Food Safety Act or similar legislation?                 YES                 NO

            IF YOU HAVE PLACED A TICK IN ANY OF THE SHADED BOXES FOR QUESTIONS 23 TO 28, PLEASE PROVIDE FULL DETAILS BELOW




      SECTION 9 GLASS BREAKAGE

      Note: Where buildings are insured on an "All Risks" basis glass in the structure of the building is automatically included

      Is Insurance required?                                                                                    YES                 NO

      1     Do you wish to insure all external and internal glass in the structure of the premises?             YES                 NO

      2     Do you wish to insure signs?                                                                        YES                 NO

            If 'yes' please give details including the sum to be insured




      SECTION 10 ALL RISKS ON SPECIFIED MACHINERY/APPARATUS
      Is Insurance required?                                                                                    YES                 NO

      If 'yes' complete below details of items to be insured and the Geographical Limit to apply

      The options for Geographical Limits are:

      A     The Premises

      B     Anywhere in the United Kingdom, Channel Islands and Isle of Man (including the Premises)

      C     Europe which shall mean anywhere in the United Kingdom, Channel Islands and Isle of Man and the Countries of the European
            Union.

      D     Worldwide which means anywhere in the World including the United Kingdom and Europe
          Make and Type of plant/machinery              Serial No                      Geographical Limit             Sum Insured




12 NIG Traders Combined Proposal Form
SECTION 11 DETERIORATION OF REFRIGERATED FOODS

Is Insurance required?                                                                                          YES              NO

If 'yes' state sum insured

Maximum sum insured per cabinet

Number of cabinets

1   Are any of the cabinets over 5 years old                                                                    YES              NO

2   If 'yes' is there a maintenance contract in force?                                                          YES              NO

SECTION 12 ENGINEERING DAMAGE TO MACHINERY & PLANT

1   Do you require inspection of any machinery and plant?                                                       YES              NO

    If ‘yes’, please list the items below.

2   Do you require insurance for damage to machinery and plant?                                                 YES              NO

    If ‘yes’, please tick which options you require:

    a    Specified items (please list below)             OR All machinery and plant

    b    Explosion and breakdown cover                   OR Sudden and unforeseen damage cover

    NB If you select the “all machinery and plant” option but only some items require inspection please list those items

     Item Description                                                                              Inspection               Insurance
                                                                                                      Y/N                     Y/N




SECTION 13 ENGINEERING BUSINESS INTERRUPTION

Is Insurance required?                                                                                          YES              NO

1   If 'yes' please indicate the Annual Gross Profit

    and the Maximum Indemnity Period Required                                                                                     months

SECTION 14 COMPUTER INSURANCE

Is Insurance required?                                                                                          YES              NO

1   Please list the Equipment to be insured, its replacement cost and the Geographical Limit to apply

    NB The options for Geographical Limits are as under Section 10
     Description of Equipment                                                                       Geographical           Replacement
                                                                                                       Limit                  Cost




2   Optional Business Interruption extensions are available. If either of these are required please indicate below and state the Sum Insured
    and Maximum Indemnity Period required

                                         Sum Insured                   Indemnity Period

    a    Loss of information                 £                                            months

    b    Increased Cost of Working           £                                            months


                                                                                                        NIG Traders Combined Proposal Form 13
      SECTION 15 LOSS OF LICENCE

      Is Insurance required?                                                                                           YES                NO

      1   Please state the maximum amount to cover this loss                                                             £

          NB This should be the amounts of twelve months income and the depreciation from the normal value of the premises should
          the business consequently be disposed of.

      2   Are you aware of any environmental, planning, compulsory purchase or similar local authority
          legislation likely to affect the future of your licence?                                                     YES                NO

      3   Is there any other matter of whatsoever nature pending which is likely to affect the future of the licence? YES                 NO

          If you have answered 'yes' to 2 or 3 please provide full details


      DATA PROTECTION AND DECLARATION

      Your Insurer

      You are giving your information to NIG who is a member of Royal Bank of Scotland Group (The Group).

      For information about our Group of companies please visit www.rbs.com and click on “About Us”, or for similar enquiries please
      telephone 0131 556 8555 or Textphone 0845 900 5960.

      Your electronic information

      If you contact us electronically, we may collect your electronic identifier e.g. Internet protocol (IP) address or telephone number supplied
      by your service provider.

      How we use your information and who we share it with

      We will use your information to manage your insurance policy, including underwriting and claims handling. This may include disclosing it
      to other insurers, third party suppliers, loss adjusters and reinsurers.

      Your information includes data about your transactions.

      We may use and share your information with other members of the Group to help us, and them:

      ●   assess financial and insurance risk,
      ●   recover debt,
      ●   prevent and detect crime,
      ●   develop services and systems.

      We do not disclose your information to anyone outside of the Group except:

      ●   where we have your permission; or
      ●   where we are required or permitted to do so by law; or
      ●   to other companies who provide a service to us or you; or
      ●   where we may transfer rights and obligations under this agreement.

      We may transfer your information to other countries. If we do this we will ensure that anyone to whom we pass it provides an adequate
      level of protection.

      Credit reference agencies

      Your information may be linked to, and your application assessed using, credit reference agency records relating to anyone with whom you
      have a joint account or similar financial association.

      Fraud Prevention Agencies

      If false or inaccurate information is provided and fraud is identified or suspected, details may be passed to fraud prevention agencies.

      Law enforcement agencies may access and use this information.

      We and other organisations may also access and use this information to prevent fraud and money laundering for example when:

      ●   checking applications for, and managing credit and other facilities and recovering debt;
      ●   checking insurance proposals and claims;
      ●   checking details of job applicants and employees.

      We, and other organisations that may access and use information recorded by fraud prevention agencies, may do so from other countries.

      We can provide the names and addresses of the agencies we use if you would like a copy of your information held by them. Please contact
      us at NIG, Crown House, 145 City Road, London EC1V 1LP. The agencies may charge a fee.




14 NIG Traders Combined Proposal Form
DATA PROTECTION AND DECLARATION - continued
Further information

If you would like a copy of the information we hold about you, please telephone 0870 6099 920 and ask for a Subject Access Request
Form. Alternatively, you may download a Subject Access Request Form from our Internet site at www.nig.com . A fee may be payable.



Declaration

I/We declare that:

a   if any answer has been printed or written by any other person, he/she shall be my agent for that purpose. I also confirm that any data
    which I have supplied in this form about other persons is given with their knowledge and authorisation

b   to the best of my/our knowledge and belief the information given in this form is correct and complete in every detail

c   I/we agree that this Proposal and Declaration, and any additional information on the insurance provided by my/our insurance
    intermediary on my/our behalf to The National Insurance and Guarantee Corporation Ltd trading as NIG (“the Company”), shall be the
    basis of the contract between me/us and the Company

d   I/we accept and conform to the terms, conditions and exceptions of the policy (a specimen of which is available on request) in the
    standard form issued by the Company for the Insurance now proposed and I will pay the premiums thereon.

e   I/we consent to the information given in this form, any information we may obtain from Fraud prevention agencies or information
    received with any subsequent claim I/We may make being used in the manner set out under “How we use your information and who
    we share it with” above.

    Proposer’s Signature                                          Status                                          Date




                                                                                                       NIG Traders Combined Proposal Form 15
      ADDITIONAL INFORMATION




      FOR INTERNAL USE ONLY

      Proposal Checked by               Date


16 NIG Traders Combined Proposal Form
NIG is the trading name of The National Insurance and Guarantee Corporation Limited. Registered in England & Wales number 42133 at Crown House, 145 City Road, London EC1V 1LP
                                                  Authorised and regulated by the Financial Services Authority. Calls may be recorded.
                 Traders Combined
                 NIG, Crown House,
                 145 City Road, London EC1V 1LP
NIG2177G/05/08