Get documents about "SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
Document Sample
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
1
Contents
Address by the Chairman of the Board of Directors 4
Address by the Chairman of the Management Board 6
Management Board of OJSC SOGAZ 8
SOGAZ Insurance Group Members 10
Highlights of the Year 2009 11
Results of SOGAZ Insurance Group Operation in 2009 16
Social Activities of SOGAZ Group 24
Financial Statements 28
Auditor’s Opinion 36
Contact Information 38
Representative Offices of SOGAZ Insurance Group 40
Regional Divisions of OJSC SOGAZ 40
Regional Divisions of LLC IC SOGAZ-LIFE 49
Regional Divisions of OJSC IC SOGAZ-MED 50
Regional Divisions of LLC IC SOGAZ-AGRO 87
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
3
Address by the Chairman of the Board of Directors
Chairman of the Management Board of OJSC Gazprom,
Chairman of the Board of Directors of OJSC SOGAZ
A.B. Miller
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
4
Address by the Chairman of the Board of Directors
Dear Shareholders,
The reporting year was a serious challenge for all participants of the Rus-
sian insurance market. At the same time, despite negative market trends, we
observed a situation in which professional insurers strengthened their positions.
Today as never before the financial reliability, experience and reputation of an
insurance company as well as the ability of an insurer to perform its obligations
in full play an important role on the domestic insurance market. Companies that
proved their competitiveness have obtained an additional advantage, allowing
them to develop their relations with customers and to improve profitability.
SOGAZ Insurance Group finished 2009 as one of the top 3 leaders of the
Russian insurance market and increased its profit by 47%. This proves the ef-
ficiency of the anti-crisis policy adopted by the company, which is aimed at de-
velopment of key competencies, their further diversification, optimization of busi-
ness processes and adequate risk assessment. SOGAZ continued to develop
strategic lines of business connected with the strengthening of a regional pres-
ence and penetration of the international market; it received serious returns on
investments and increased assets and insurance reserves.
Successfully overcoming this year of crisis, SOGAZ demonstrated one of the
key features of a modern company – the ability to respond effectively to market
challenges.
I congratulate the company on the result it has achieved. I’m sure that the
team of SOGAZ Group will be able to ensure financial stability and growth of the
company’s profitability in the future.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
5
Address by the Chairman of the Management Board
Chairman of the Management Board
of SOGAZ Insurance Group
V.E. Yanov
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
6
Address by the Chairman of the Management Board
Dear shareholders, clients, partners and
employees of SOGAZ Insurance Group,
The past year was one of the most difficult years in the entire history of the
Russian insurance business. Under the conditions imposed by the crisis, all the
strengths and weaknesses of the strategies selected by insurers during the pre-
vious period became evident. At the same time, the management of insurance
companies had to make operative but carefully-weighed decisions based on a
careful analysis of market conditions.
Today we can say for sure that SOGAZ has passed this test successfully. Un-
like many other insurers, which jumped into a dumping fever from the beginning
of the crisis, we relied on further diversification of our insurance portfolio, mainte-
nance of financial stability and the assurance of reliable re-insurance protection
of insured risks. We adjusted our investment policy, cut a number of expense
items from the budget, and developed an anti-crisis program in the sphere of
underwriting and claims settlement. At the same time, SOGAZ continued active
regional development by opening new branches and forming first territorial direc-
torates at the level of federal districts.
We know that crises do not only bring problems but also open new opportuni-
ties as well. I believe that for the last year, SOGAZ has used its opportunities in
full. We became stronger and more efficient. In 2009, the Group’s insurance fees
and premiums grew to RUR 84 billion and SOGAZ earned a record-breaking
profit for the market - RUR 4.45 billion, which is almost 50% more than in the
previous year.
I want to thank our shareholders, clients and business partners for their con-
stant support and fruitful cooperation. I’m also sincerely grateful to the employ-
ees of the Group: your dedicated work and determination to achieve set targets
has made me think yet again that SOGAZ is a team of professionals of the high-
est level for which nothing is impossible.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
7
Management Board of OJSC SOGAZ
Deputy Chairman
of the OJSC SOGAZ
Management Board
Andrey I. Botischev
Deputy Chairman
of the OJSC SOGAZ
Management Board
Chairman of the OJSC SOGAZ Evgeny I. Logovinskiy
Management Board
Vadim E. Yanov
Deputy Chairman
of the OJSC SOGAZ
Management Board
Alexey I. Leonenko
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
8
Management Board of OJSC SOGAZ
Deputy Chairman Deputy Chairman
of the OJSC SOGAZ of the OJSC SOGAZ
Management Board Management Board
Vladimir M. Nosov Sergey V. Okhotnikov
Deputy Chairman Deputy Chairman
of the OJSC SOGAZ of the OJSC SOGAZ
Management Board Management Board
Mikhail E. Putin Anatoly F. Sokolov
Chief Accountant, Member Member of the
of the OJSC SOGAZ OJSC SOGAZ
Management Board Management Board
Anna M. Gabeleva Tatiana N. Portone
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
9
SOGAZ Insurance Group Members
GROUP MEMBERS OJSC SOGAZ
AGRO
LLC Gazprommedservice
CJSC MK Leader
OJSC SOGAZ Shareholders
OJSC Gazprom
LLC Gazprom Export
GPB (OJSC)
LLC Lirus
LLC Accept
LLC IC ABROS
Founder – sole member
OJSC SOGAZ
Shareholder
OJSC SOGAZ
AGRO Sole member
OJSC SOGAZ
Shareholder
OJSC SOGAZ
Shareholder
LLC Gazprommedservice Founder – sole member
OJSC SOGAZ
CJSC MK Leader Shareholders
OJSC SOGAZ
NSPF Gazfond
GPB (OJSC)
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
10
Highlights of the Year 2009
January
IC SOGAZ-LIFE confirmed its reliability rating of A++.
SOGAZ Insurance Group insured the technological (reactor) equipment of
OJSC Energoatom Concern for RUR 30.6 billion.
We won the tender for the right to insure the property of the State Kremlin Palace
for RUR 3.9 billion.
SOGAZ won the tenders for insurance of OGK-1 and OGK-6.
IC SOGAZ-LIFE insured 40 thousand employees of the Main Departement of
Internal Affairs of Moscow city.
February
The property of OJSC TVEL was insured by SOGAZ for RUR 21.8 billion.
SOGAZ Group insured the project for construction of Moss CS 50 Mk II type
semisubmersible floating drilling rig for the Stockman Project for RUR 36.7
billion.
A cooperation agreement was concluded between SOGAZ Insurance Group and
the Administration of the Volgograd Region.
SOGAZ insured the property and liability of five enterprises of SIBUR Group for
RUR 121 billion.
SOGAZ-MED Insurance Company became the insurer of 186 thousand unem-
ployed citizens of the Ryazan Region.
IC SOGAZ-LIFE insured 50 thousand employees of the Departement of Internal
Affairs of the Zabaikalie Territory, Sakhalin Region, Republic of Karelia and Novy
Urengoy.
SOGAZ obtained the right to insure OGK-2.
A cooperation agreement was concluded between SOGAZ Insurance Group and
the Administration of Bryansk Region.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
11
Highlights of the Year 2009
March
SOGAZ insured construction of an oil refining plant for Tuapse Refinery for
RUR 7.6 billion.
OJSC SOGAS received a certificate of conformity to the requirement of GOST
ISO 9001-2001 (ISO 9001:2000) confirming the high level of the quality manage-
ment system adopted by the company.
RUR 80 million was paid to Rosenergoatom Concern as the result of the event
insured against which took place at power unit No.5 of Novovoronezh NPP.
SOGAZ received the right to perform package insurance of OJSC TGK-1, the
leading producer and supplier of electric and heat power in the Northwest region
of Russia.
April
SOGAZ Group insured the main trophy of the Continental Hockey League –
Gagarin’s Cup.
Construction risks of the bridge over the Golden Horn Bay in Vladivostok were
insured for RUR 18 billion.
The contract of insurance of 38.6 thousand employees of OJSC Energoatom
Concern for RUR 6.5 billion was concluded.
IC Neftepolis was renamed as IC SOGAZ-AGRO.
May
Fitch Ratings confirmed the financial stability ratings of OJSC SOGAZ at the
international and national scale (BB and AA-(AA minus) (rus), respectively) with
a Stable outlook.
SOGAZ purchased 100% of voting shares of one of largest insurance compa-
nies of Northwest Russia – OJSC IC Sheksna.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
12
Highlights of the Year 2009
June
The Insurance Group acted as the partner of the “Child’s Voice” charity project.
SOGAZ provided package insurance to FGUP Svyaz-Bezopasnost for RUR 2.5
billion.
Construction of the main facilities for the APEC-2012 summit in Vladivostok was
insured for RUR 62 billion.
A cooperation agreement was concluded between SOGAZ Insurance Group and
the Government of Vologda Region.
July
A cooperation agreement was signed between SOGAZ Insurance Group and the
Government of Yaroslavl Region.
SOGAZ insured construction of engineering facilities within the framework of
preparation for the APEC-2012 summit for RUR 3.4 billion.
SOGAZ Insurance Group insured drilling of sea wells at gas fields on the shelf of
the Russian Federation for RUR 5.6 billion.
Provied the nsurance of the property of one of the largest suppliers of motor
fuel – OJSC Moscow Refinery.
August
The contract of energy risks reinsurance of the production companies for the
amount of USD 750 million was extended.
SOGAZ provided voluntary medical insurance of the employees of OJSC GMC
Norilsk Nickel – the largest producer of nickel and palladium in the world.
The property of one of the largest producers of nitrogen fertilizers in the Urals
and Western Siberia – OJSC Mineral Fertilizers – was insured for RUR 25 billion.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
13
Highlights of the Year 2009
September
SOGAZ became the winner of the open tender for the right to insure the
property of Sheremetievo International Airport for RUR 14.5 billion. SOGAZ’s
share is 50%.
SOGAZ arranged for vacations for children from the orphan asylums of Vologda
Region at one of the resorts in Montenegro.
A cooperation agreement was concluded between SOGAZ and the Government
of Irkutsk Region.
IC SOGAZ-MED provided compulsory medical insurance for 22 thousand
employees in the sphere of education in Volgograd.
October
SOGAZ acted as a General Partner and insurer of the Continental Hockey
League (CHL) in the 2009-2010 season.
SOGAZ paid OJSC Russian Railways RUR 243 million, fully settling the loss of
the company which arose as the result of the accident at the railway bridge over
the Irtysh River.
Construction of the first metallurgical complex in Russia specializing in the pro-
duction of broad sheet for pipes – Stan 5000 – was insured for Euro 1 billion.
RA Expert RA confirmed the reliability rating of SOGAZ Insurance Group at the
level of A++ ”Extremely high level of reliability”.
IC SOGAZ-MED won the tender for compulsory medical insurance of 450 thou-
sand unemployed citizens of Orenburg Region.
November
Standard&Poor’s increased the SOGAZ ratings forecast from Stable to Positive.
More than RUR 10 million was paid to the relatives of those who died in the flight
accident of MI-8MT near Volgograd.
SOGAZ provided voluntary medical insurance for more than 5.5 thousand em-
ployees of OJSC Angarsk Electrolytic Chemical Works.
A number of contracts of voluntary medical insurance of 8.3 thousand employ-
ees of GC Svyaznoy retail companies were concluded.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
14
Highlights of the Year 2009
December
SOGAZ obtained accreditation as a reinsurance company of the Insurance Su-
pervision Service of the Bolivarian Republic of Venezuela (SUDESEG).
SOGAZ entered into the Register of Foreign Insurers, Foreign Reinsurers
and Foreign Insurance Brokers of the Ministry of Finance of the Republic of
Azerbaijan.
A cooperation agreement was signed between SOGAZ Insurance Group and the
Government of the Republic of Tatarstan.
SOGAZ insured 5.1 thousand employees of the enterprises of corporation OJSC
United Machine-Building Plants - one of the leaders of the Russian heavy engi-
neering industry.
Fitch Ratings changed SOGAZ’s rating forecast from “Stable” to “Positive”.
IC SOGAZ-MED provided compulsory medical insurance for 565 thousand un-
employed citizens of Moscow Region.
A cooperation agreement was concluded between SOGAZ Insurance Group and
the Government of Tomsk Region.
SOGAZ and Vietnamese PetroVietnam Insurance Joint-Stock Corporation (PVI)
entered into a contract for insurance and reinsurance of power industry projects.
The Russian Nuclear Insurance Pool concluded a contract for incoming optional
reinsurance of risks with the Chinese Nuclear Insurance Pool.
IC SOGAZ-AGRO insured one of the largest Russian livestock breeding factories
for RUR 400 million.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
15
Results of SOGAZ Insurance Group Operation in 2009
Market Indicators
In 2009, the volume of the Russian insurance market grew by 2.4% but the
aggregate volume of insurance premiums (not considering compulsory medi-
cal insurance) decreased by 7.5% (from RUR 555 billion to RUR 513.2 billion),
showing negative growth for the first time in recent years. The consequences of
the financial crisis led to a significant reduction in the number of participants of
the insurance market and to an increase in the share of the leading companies.
In 2009, the share of premiums of the 10 largest insurance groups approached
60% and in some types – life insurance, property insurance, auto insurance,
voluntary medical insurance, etc., this level was exceeded.
Based on the results of 2009, SOGAZ Insurance Group received RUR 42.8
billion of insurance premium (not considering compulsory medical insurance)
and occupied third place on the market. Against the background of a general
reduction in proceeds, the Group managed to demonstrate a real growth in pre-
miums by 4.4%, while at the same time maintaining the high quality of its insu-
rance portfolio.
In 2009, the Group maintained leadership on the market of voluntary insur-
ance (except for reinsurance).
Voluntary insurance (except for reinsurance), 2009
Premium, Market share, Place on
billion rubles % the market
IC SOGAZ 41.6 9.9 1
IG INGOSSTRAKH 39.5 9.4 2
IG ROSSGOSSTRAKH* 39.5 9.4 3
ALLIANCE-ROSNO Group 23.4 5.6 4
IG RESO 23.0 5.5 5
*Hereinafter: without IG Kapital
Despite the reduction of the personal insurance market which lost about 6% in
2009, SOGAZ demonstrated growth in premiums of more than 10%, far outstrip-
ping its nearest competitors. The main increase in premiums can be explained
by proceeds from voluntary medical insurance.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
16
Results of SOGAZ Insurance Group Operation in 2009
Voluntary personal insurance (except for life insurance), 2009
Premium, Market share, Place on
billion rubles % the market
IC SOGAZ 15.3 15.0 1
ALLIANCE-ROSNO Group 7.8 7.7 2
IG ZHASO 7.0 6.9 3
IG INGOSSTRAKH 6.0 5.9 4
IG ROSSGOSSTRAKH 4.7 4.6 5
Under the conditions of a global drop in demand on the life insurance market,
the Insurance Group represented by SOGAZ-LIFE preserved its third place in
the ranking of insurers. Moreover, the share of the main corporate customer for
the year reduced from 77.5% to 48.6%. In 2009, 17 open tenders for compulsory
state health and life insurance were won, and as a result 88 thousand military
men and equivalent persons were insured.
Life insurance, 2009
Premium, Market share, Place on
billion rubles % the market
AIG Group 2.7 16.9 1
IG ROSSGOSSTRAKH 1.7 11.0 2
IC SOGAZ 1.1 7.1 3
RUSSKY STANDART 1.0 6.3 4
STRAKHOVANIE
IG ALFASTRAKHOVANIE 0.9 5.8 5
The most significant losses on the Russian market can be observed in prop-
erty types of insurance (except for liability insurance), demonstrating a decrease
of 12.7% (from RUR 317.4 billion to RUR 277.0 billion). However, SOGAZ Insur-
ance Group managed not only to keep the same indicators as the previous year,
but also to increase them by 3.7%. Moreover, the Group became the leader in
financial risks insurance, covering more than 20% of the market.
Property insurance (except for liability insurance), 2009
Premium, Market share, Place on
billion rubles % the market
IG ROSSGOSSTRAKH 32.0 11.6 1
IG INGOSSTRAKH 30.3 10.9 2
IC SOGAZ 23.0 8.3 3
IG RESO 18.1 6.5 4
ALLIANCE-ROSNO Group 13.6 4.9 5
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
17
Results of SOGAZ Insurance Group Operation in 2009
On the market of voluntary liability insurance, which demonstrated 15.7%
growth in 2009, SOGAZ exceeded its own indicators of the previous year by
22.5% and preserved the 2nd place in the ranking. Based on the results of the
year, the Group became the leader in liability insurance of enterprises – sources
of increased risk (market share – 18%).
Liability insurance, 2009
Premium, Market share, Place on
billion rubles % the market
IG INGOSSTRAKH 3.0 11.5 1
IC SOGAZ 2.2 8.5 2
GRAND-POLIS 1.5 5.9 3
IG VSK 1.3 4.9 4
ALLIANCE-ROSNO Group 1.2 4.8 5
The fact that SOGAZ Insurance Group was included in top 5 companies in
terms of cargo insurance (2nd place), air transport insurance (2nd place), water
transport insurance (4th place), railway transport insurance (4th place), com-
pulsory medical insurance (3rd place), and accident and sickness insurance
(4th place) is considered to be a positive indicator for the business.
In the sphere of auto insurance, SOGAZ traditionally follows a policy of maxi-
mum prudence, keeping the share of this type of insurance in its insurance port-
folio at a low level, which contributes to the high reliability of its business.
In 2009, SOGAZ started active work in insurance of agricultural risks. The
specialized company LLC IC SOGAZ-AGRO obtained a license for agricultur-
al insurance and was accredited with Rosselkhozbank, which raised interest
in both major customers and small and medium agricultural businesses. The
scope of the insurance premiums collected from agricultural companies in 2009
exceeded RUR 67 million, and RUR 10 million has already been paid for events
insured against.
During the last year, SOGAZ actively participated in insurance of federal tar-
get investment programs and national projects. Liability of the Group for insur-
ance of risks of federal target investment programs made RUR 144 billion, which
is much more than in the previous year and is above the planned indicators.
The company’s successful work allowed, according to its own estimates,
more than 10% of this market to be covered. Participation in insurance of facili-
ties of the APEC Summit, which will take place in 2012 in Vladivostok, may be
considered an achievement of the company.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
18
Results of SOGAZ Insurance Group Operation in 2009
Regional Development
In 2009, the Insurance Group continued to strengthen its business in the re-
gions. To increase the volume and improve the quality of insurance coverage,
cooperation agreements were signed with the administrations of seven regions,
including Irkutsk, Vologda and Yaroslavl.
At present, the regional network of SOGAZ Insurance Group includes more
than 600 divisions. In 2009, on the bases of divisions of OJSC SOGAZ, 5 new
branches were established, and 5 more branches were created as the result of
entry into SOGAZ of Sheksna Group, of which OJSC Severstal is a key custom-
er. Consolidation of the companies allowed SOGAZ Insurance Group not only
to strengthen its market positions in the Northwest federal district significantly,
but also to materially activate insurance of enterprises of the one of the largest
industries of the Russian economy – the metallurgical industry. The branch net-
work of the Group was also strengthened by creation of a representative office of
SOGAZ-AGRO in 16 Russian regions.
In order to improve business efficiency, the first territorial directorate was es-
tablished at the end of 2008, the objective of which is to ensure operative man-
agement of the branches of the Volga District. Based on the results of evalua-
tion of its performance, directorates for the Northwest Federal District, Southern
Federal District, Siberian and Far-Eastern Federal Districts were created in 2009.
In the future, operative management of the Group’s activity in all the federal dis-
tricts of Russia will be carried out by territorial directorates with a wide range of
powers.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
19
Results of SOGAZ Insurance Group Operation in 2009
Service and Loss Settlement
Its own insurance reserves and reliable reinsurance coverage allow the
Group to accurately and promptly perform its obligations on claims settlement. In
2009, SOGAZ provided insurance indemnity for a number of serious accidents,
namely:
• • Payment of RUR 226.9 million for the loss OJSC Russian Railways suf-
fered as the result of accidents at the railway bridge over the Irtysh River
in September 2008. The first part of the insurance indemnity was paid by
SOGAZ in December 2008 and the total amount of the payment com-
prised RUR 243 million;
• Payment of RUR 80 million for the loss caused to Rosenergoatom Con-
cern as the result of the event insured against that happened at power unit
No.5 of Novovoronezh NPP;
• Insurance payments to the relatives of the passengers who died during the
accident with the MI-8MT helicopter near Volgograd in July 2009.
The system of SOGAZ Customer Service Centers operating in various re-
gions of the country allows optimization of the process of claims settlement with
corporate and private insureds and ensures a high level of service.
SOGAZ monitors the quality of customer services in such a difficult sphere as
individual motor hull insurance. A survey of more than four thousand private cus-
tomers of the Insurance Group in various regions showed: more than 70% insure
their vehicles with SOGAZ year after year, and 55% recommend the company to
their relatives without any doubts.
IT
In 2009, the IT unit of SOGAZ successfully implemented a number of serious
projects aimed at the optimization of business processes in the company and
improvement of its competitiveness. Full-scale introduction of an electronic work-
flow system and budgeting system was completed; the functionality of insurance
and book-keeping accounting system was extended. During the previous year,
a unified integrated information transfer system was created, which allows the
head office and branches of the company to be unified into a single information
environment, and the task of applied integration between the systems imple-
mented in OJSC SOGAZ was successfully solved.
The achievements were highly appreciated by the professional community.
In 2009, SOGAZ was awarded the IT LEADER annual national award, which is
granted to corporate organizations and their IT managers for their contribution
to the development of information technologies improving the efficiency of the
organization’s activity and the standards of life of Russian society.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
20
Results of SOGAZ Insurance Group Operation in 2009
International Development
In 2009, SOGAZ continued active international development. The Group
actively participated in the projects of the Shanghai Cooperation Organization,
opened a representative office in Kazakhstan, and took important steps to enter
the reinsurance market of Venezuela, Azerbaijan and some other countries. Due
to the efforts of SOGAZ, which heads the Russian Nuclear Insurance Pool, pro-
hibition on reinsurance of nuclear risks of Russian NPP in the international pool
system were released for the first time.
Conclusion of the contract with Vietnamese PetroVietnam Insurance Joint
Stock Corporation (PVI) at the end of 2009 was an important step. The compa-
nies will cooperate within projects with participation of OJSC Gazprom in the So-
cialist Republic of Vietnam, Vietnam National Oil and Gas Group on the territory
of the Russian Federation and other energy projects with participation of Russian
and Vietnamese companies in various regions of the world.
Subject to the Development Strategy for 2008-2012, one of the key strategic
targets of SOGAZ Insurance Group is entry onto the international markets as an
independent player. In 2009, a decision was made to open an insurance com-
pany in the Republic of Serbia (jointly with SE Sebiagas). From the very begin-
ning, the activity of the Company will be aimed at achievement of stable positions
on the Serbian insurance market and formation of the image of a successful
market player, which will allow the share of local customers to be continuously
increased. It is planned that at the first stage, the main customers of SOGAZ in
Serbia will be Serbian enterprises with Russian capital such as Oil Industry of
Serbia, Yugorosgas, and Banatsky Dvor as well as companies implementing
the Southern Stream Project, which is strategically important for Europe. The
Serbian insurer will be able to use the experience of SOGAZ Group in its work in
full while insuring the risks of enterprises of the fuel and energy complex. Much
attention will be also paid to the use of medical and sanatory infrastructure in
Balkan region in programs of medical insurance.
The Company is considered not only as a representative office in the Repub-
lic of Serbia, but also as a platform for further expansion into the countries of
Eastern and Western Europe.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
21
Results of SOGAZ Insurance Group Operation in 2009
Ratings
SOGAZ Insurance Group annually confirms its status as one of the most
stable Russian insurers.
In 2009, Fitch Ratings international rating agency confirmed an internation-
al rating of financial stability of BB and a national one of AA-(rus) for OJSC
SOGAZ. Its rating outlook was changed to Positive, which reflects the opinion of
Fitch Ratings of the significant improvement of capitalization of SOGAZ follow-
ing the improvement of its operational indicators. Fitch Ratings believes that the
significant capitalization of SOGAS along with the strong market position of the
company and its weighted underwriting policy in key segments of corporate in-
surance increases its ability to cope with the influence of the difficult operational
environment in Russia.
Standard & Poor’s (S&P) international rating agency also confirmed the credit
ratings BB/ruAA for OJSC SOGAZ. The outlook was changed to Positive and
reflects “expectations that the Company will continue to demonstrate good re-
sults of operational activity while improving the quality and diversification of its
investment portfolio and at the very least will support its capitalization which is
sufficient at present… at the current level”. According to S&P, the diversification
of the insurance portfolio of OJSC SOGAS will improve.
In the beginning of 2009, Expert RA rating agency also confirmed ratings
of AA+ (“Extremely high level of reliability) again for the companies of SOGAZ
Insurance Group, including for LLC IC SOGAZ-LIFE, which became the first spe-
cialized company of Russian origin with such rating.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
22
Results of SOGAZ Insurance Group Operation in 2009
Certificates
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
23
Social Activities of SOGAZ Group
One of the most important state objectives under the difficult economic con-
ditions is maintenance of the living standard of the population, protection of the
most vulnerable and unsafe categories of citizens, and the role of large domestic
business in this process is very important.
Being one of the leaders on the Russian insurance market, SOGAZ fully un-
derstands its responsibility against the society and pays much attention to de-
velopment of the social sphere. As a result of the implementation of a program
for business development under the crisis conditions, SOGAZ Insurance Group
managed to achieve positive financial results and continued to perform its social
obligations in full.
The social policy of the Group unites several directions in which SOGAZ has
operated fruitfully for many years. To achieve maximum efficiency, the company
focused on three key projects, which include programs for the younger genera-
tion, development of the public health system and support for sports.
Care about Children
We are sure than caring about children is the foundation for a successful
future of the country, so all our decisions should take into account the interests
and potential of the younger generation and contribute to creation of the best
possible conditions for its physical, intellectual and creative development.
SOGAZ pays much attention to support of educational institutions, implemen-
tation of informative and cultural programs, and provision of medical and social
support to children in need and pupils in orphanages.
In 2009, the Insurance Group transferred funds for technical equipment and
repair of schools in Salavat, overhaul of an orphanage in Lesozavodsk, Primorie
Territory, repair of a school in Chesnokovka, Ufa District, and construction of a
jungle gym for children in Kaliningrad.
Providing comprehensive support for the development of children’s talents,
SOGAZ has acted as a partner of the “Voice of a Child” creative contest for many
years, at which essays, pictures and photos of children thinking about the history
of their families, true values, and the ability of people to understand each other
and overcome difficulties are presented.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
24
Social Activities of SOGAZ Group
In 2009, SOGAZ participated in organization of the regional festival “Warmth
of Children’s Hearts” which united the pupils of orphanages and boarding schools
in Orenburg Region. For the third consecutive year, the festival has become a
real feast for the children, who compete in amateur arts, a historical academic
competition and sports.
For many years, the Group has cooperated with the Regional Charity Pub-
lic Fund “Illustrated Books for Small Blind Children” and financed publication of
special books for children with various vision disorders. Due to this work, children
become familiar with reading and develop their speaking skills, imagination and
perception.
During the past year, the Insurance Group paid special attention to sports
programs for children and youth and acted as a partner of the targeted program
for development of sailing sports “Sails” in Astrakhan aimed to attract children
and teenagers to sports, contribute to the promotion of a healthy way of life and
creation of conditions for further vocational training of athletes.
Developing the tradition of cooperation with the regions within the framework
of organization of health-improving rest for children from socially vulnerable cat-
egories, in autumn of 2009 SOGAZ sent a group of pupils from orphanages in
Vologda Region to one of the best sea resorts in Montenegro.
Public Health Development
Being one of the leaders in medical insurance in Russia, SOGAZ Insurance
Group pays much attention to implementation of programs within the framework
of the Priority National Project “Health”, considering them to be the most impor-
tant components of the social sphere. Understanding that the basis of the quality
health care is wide availability of medical services for all categories of the popu-
lation, a state-of-the-art technical base, introduction of innovative technologies,
and the high qualification of medical workers, SOGAZ actively participates on the
market of compulsory medical insurance and provides support to development
of the public health system.
For many years, SOGAZ has implemented projects connected with the provi-
sion of medical institutions with diagnostic equipment, repair work, the provision
of help to people who need complex and expensive treatment, and organization
of educational programs for practitioners.
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
25
Social Activities of SOGAZ Group
For the fourth consecutive year, SOGAZ has participated in implementation
of the target program “Development and strengthening of the material and tech-
nical base of the primary level of health care and improvement of organization
of medical aid for populations of Limany District of Astrakhan Region for 2006-
2010”. In 2009, funds for the overhaul of a medical and obstetric centre in Kara-
vannoe Settlement were transferred under this program.
A set of resuscitation equipment including controlled and assisted mechani-
cal ventilation and a monitor ensuring control over vital physiological parameters
was purchased for Novgorod municipal infectious hospital.
In 2009, SOGAZ paid for treatment courses for children in need in Yaroslavl
and Vologda regions, and in the Republic of Bashkortostan, it transferred funds
for provision of doctor’s help to children who suffer from congenital heart disease
and provided assistance to a rehabilitation center in Nefteyugansk.
In the past year, the Insurance Group arranged for 26 scientific and practi-
cal conferences and educational workshops in Moscow, Novosibirsk, Tyumen,
Omsk, Murmansk, Blagoveschensk, Bratsk, and other towns. SOGAZ has sub-
stantial experience in this sphere and carries out events that cover the most
topical issues, attract the leading experts and representatives of the respective
ministries and agencies. The main objective set by the Company is to create an
active professional environment of medical men who receive access to the latest
information, exchange experience and develop skills for the benefit of patients in
various regions of our country.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
26
Social Activities of SOGAZ Group
Support of Sports
SOGAZ Insurance Group pays much attention to the support and develop-
ment of Russian sports. For many years, SOGAZ has successfully cooperated
with sport clubs representing football, hockey, basketball and table tennis and
provides assistance to sports for children and teenagers.
For the second season, SOGAZ Insurance Group has acted as a General
Partner and insurer of the Continental Hockey League. Cooperation with CHL
is aimed at development of a domestic hockey school, and improvement of the
popularity, audience appeal and success of hockey in our country, which is tra-
ditionally famous for strong players and teams.
In 2009/2010 season, SOGAZ provides life and health insurance coverage
for 1,209 team players and 88 referees of the referee establishment overseeing
the games of the championship. In addition to accident insurance, SOGAZ also
insures the liability of sponsors of the Continental Hockey League and clubs
(league members), when holding hockey matches as organizers of mass events.
In 2009, SOGAZ Insurance Group insured the main trophy of the Continental
Hockey League – Gagarin’s Cup.
Since 2007 SOGAZ has been an official partner and insurer of the Zenit foot-
ball club, providing insurance coverage to the players, training staff, and club per-
sonnel, as well as medical support of all Zenit’s domestic and foreign matches.
For many years SOGAZ has provided support and insurance coverage for
the players of the St. Petersburg basketball club Spartak and Orenburg table
tennis club Fakel Gazproma.
In addition, in 2009 SOGAZ provided insurance coverage for Volgar-
Gazprom-2 football club playing in the first division of the championship of Rus-
sia, players of the children’s and youth’s hockey teams from SDYUSHOR SKA
and SDYUSHOR SKA Petergof and members of the woman’s field hockey team
of the Republic of Tatarstan Dinamo-Idel (Kazan).
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
27
Financial Statements
Balance Sheet of OJSC SOGAZ
ASSETS
2008, 2009,
I. Assets thousand thousand
rubles Rubles
Intangible assets 169 566
Investment, including: 25,236,059 33,912,242
Land plots - -
Facilities 170,682 167,583
Financial investments in subsidiary,
7,524,616 17,016,506
affiliate and other organizations, including:
shares of subsidiaries and affiliates 1,140,255 6,990,692
debt securities of subsidiaries and affiliates
42,790 60,000
and loans issued thereto
investments in authorized (share) capitals
1,093,312 1,465,302
of subsidiaries and affiliates
shares of other organizations 2,736,549 1,754,801
debt securities of other organizations and
2,511,710 6,745,711
loans issued thereto
investments in authorized (share) capitals
- -
of other organizations
Other investments, including: 17,540,761 16,728,153
Government and municipal securities 941,765 1,376,574
Deposits 15,199,600 14,062,126
Other investments 1,399,396 1,289,453
Reinsurers’ premium deposits 2,324 52,792
Reinsurers’ share in insurance reserves, including: 4,453,182 4,154,175
in life insurance reserves - -
in unearned premium reserve 1,261,403 2,181,985
in loss reserves 3,191,779 1,972,190
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
28
Financial Statements
Balance Sheet of OJSC SOGAZ
Accounts receivable under insurance and
7,820,628 9,386,258
coinsurance operations, including:
Insured parties 7,747,612 9,372,225
Insurance agents 10,068 3,992
Other debtors 62,948 10,041
Accounts receivable under reinsurance
1,292,158 638,390
operations
Other accounts receivable due beyond 12
15,787 2,391
months following the reporting date
Other accounts receivable due within 12
1,449,010 4,171,287
months following the reporting date
Fixed assets 991,146 974,261
Construction in progress 150 844,171
Deferred tax assets 176,243 264,776
Inventory, including: 145,327 142,684
materials and other equivalent valuables 15,511 10,515
prepaid expenses 129,816 132,169
other inventory and costs - -
Value-added tax on acquired valuables - -
Cash 7,746,451 4,200,550
Other assets 145,308 267,208
Total Section I 49,473,942 59,011,751
BALANCE 49,473,942 59,011,751
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
29
Financial Statements
Balance Sheet of OJSC SOGAZ
LIABILITIES
2008, 2009,
II. Equity and reserves thousand thousand
rubles rubles
Authorized capital 3,085,884 3,085,884
Own shares redeemed from shareholders - -
Additional capital 300,724 300,724
Reserve capital, including: 177,200 177,200
reserves formed as per law 177,200 177,200
reserves formed as per founding documents - -
Retained earnings (uncovered loss) 6,512,513 10,113,551
Total Section II 10,076,321 13,677,359
2008, 2009,
III. Insurance reserves thousand thousand
rubles rubles
Life insurance reserves - -
Unearned premium reserve 16,861,172 18,634,307
Loss reserves 10,048,086 9,437,651
Other insurance reserves 8,823,013 12,142,206
Reserves for compulsory health insurance - -
Total Section III 35,732,271 40,214,164
2008, 2009,
IV. Liabilities thousand thousand
rubles rubles
Debt under premium deposits to reinsurers - -
Long-term loans and credits - -
Deferred tax liabilities 190,411 155,144
Short-term loans and credits 700,000 1,000,000
Accounts payable under insurance,
529,577 500,813
coinsurance operations, including:
insured parties - -
insurance agents 284,469 147,297
other creditors 245,108 353,516
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
30
Financial Statements
Balance Sheet of OJSC SOGAZ
Accounts payable under reinsurance
850,561 1,619,226
operations
Other accounts payable, including: 1,233,528 1,640,738
debt to the company’s personnel 540 158
debt to state non-budget funds 3,995 2,674
taxes and dues payable 146,645 39,563
other creditors 1,082,348 1,598,343
Income due to participants(founders) - -
Deferred revenues - -
Provisions for costs to be incurred 8,027 9,053
Provisions for preventive activities 153,246 195,254
Other liabilities - -
Total Section IV 3,665,350 5,120,228
BALANCE 49,473,942 59,011,751
2008, 2009,
CERTIFICATE of valuables recorded
thousand thousand
on off-balance sheet accounts
rubles rubles
Leased fixed assets, including: 1,806,421 1,548,976
under lease 321,645 321,645
Goods and material valuables in custody - -
Indebtedness of insolvent debtors charged to
71,205 85,834
losses
Security of obligations and payments, received 3,660,225 499,561
Security of obligations and payments, issued 132,508 216,582
Impairment of residential property - -
Impairment of redevelopment and equivalent
- -
facilities
Intangible assets received for use - -
Facility for restoration 290,907 290,907
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
31
Financial Statements
Income Statement of OJSC SOGAZ
2009, 2008,
I. Life insurance thousand thousand
rubles rubles
Insurance premiums (contributions) –
- -
net reinsurance
Insurance premiums (contributions) – total - -
Transferred to reinsurers - -
Income from investments, of which: - -
interest receivable - -
income from participating in other organizations - -
change in the cost of financial investments due
- -
to evaluation adjustment
Payments under insurance contracts – net
- -
reinsurance
Payments under insurance contracts – total - -
Share of reinsurers - -
Change in life insurance reserves –
- -
net reinsurance
Change in life insurance reserves – total - -
Change in reinsurers’ share in reserves - -
Expenses on conducting insurance
- -
operations— net Reinsurance
Expenses on signing insurance contracts - -
Other expenses on conducting insurance
- -
operations
Remuneration and share of profits under
- -
reinsurance contracts
Investments expenses, of which: - -
change in the cost of financial investments due
to evaluation adjustment
adjustment - -
Result from life insurance operations - -
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
32
Financial Statements
Income Statement of OJSC SOGAZ
2009, 2008,
I. Life insurance thousand thousand
rubles rubles
Insurance premiums – net reinsurance 34,309,433 35,599,554
Insurance premiums (contributions) – total 40,797,371 40,038,723
Transferred to reinsurers -6,487,938 -4,439,169
Change in unearned premium reserve –
-852,553 -3,975,882
net reinsurance
Change in unearned premium reserve – total -1,773,135 -4,128,770
Change in reinsurers’ share in reserve 920,582 152,888
Incurred losses – net reinsurance -19,951,665 -17,837,058
Payments under insurance contracts –
-19,342,511 -16,577,209
net reinsurance
Payments under insurance contracts – total -19,961,208 -17,707,162
Reinsurers’ share 618,697 1,129,953
Change in loss reserves – net reinsurance -609,154 -1,259,849
Change in loss reserves – total 610,435 -2,979,098
Change in reinsurers’ share in reserves -1,219,589 1,719,249
Change in other insurance reserves -3,319,193 -3,070,178
Contributions out of insurance premiums,
-69,637 -36,587
of which:
contributions to guarantees reserve -18,419 -16,209
contributions to the reserve of current
-9,210 -9,937
compensatory payments
Expenses on conducting insurance
-1,777,951 -2,629,350
operations – net reinsurance
Expenses on signing insurance contracts -1,850,750 -2,601,346
Other expenses on conducting insurance
-231,424 -141,670
operations
Remunerations and share of profits under
304,223 113,666
reinsurance contracts
Result from operations related to insurance
8,338,434 8,050,499
other than life insurance
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
33
Financial Statements
Income Statement of OJSC SOGAZ
2009, 2008,
III. Other income and expenses
thousand thousand
not included in Sections I and II
rubles rubles
Investment income, of which: 19,031,762 18,676,690
interest receivable 2,868,002 1,667,262
income from participating in other organizations 12,041 466,003
change in the cost of financial investments due
737,879 631,001
to evaluation adjustment
Investment expenses, of which: -16,984,798 -18,435,455
change in the cost of financial investments due
-658,025 -1,549,949
to evaluation adjustment
Management expenses -4,272,306 -4,146,436
Other income excluding income related to
5,915,389 980,766
investments, of which:
interest receivable - -
Other expenses excluding expenses related to
-6,624,469 -1,203,446
investments, of which:
interest payable -136,857 -78,261
Income (loss) before tax 5,404,012 3,922,618
Deferred tax assets 89,275 206,199
Deferred tax liabilities -20,241 221,622
Current tax on income -1,318,948 -1,416,381
write-off of DTA, DTL 54,766 124,405
Net income (loss) in the reporting period 4,208,864 3,058,463
Permanent tax liabilities (assets) 146,270 55,044
Basic earnings (loss) per share - -
Diluted earnings (loss) per share - -
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
34
Financial Statements
Income Statement of OJSC SOGAZ
2009, 2008,
Breakdown of certain thousand rubles thousand rubles
gains and losses
gains losses gains losses
Fines, penalties and forfeits
recognized by court (arbitration 55 20,307 103 8,722
court) to be recovered
Gains (losses) of previous years 50,044 176,107 20,699 36,923
Reimbursement for losses caused
by default or improper fulfillment - - - -
of obligations
Foreign currency exchange
2,639,848 2,452,295 565,313 331,969
gains and losses
Disbursement to valuation reserves X 82,963 X -
Accounts receivable and payable
with expired limitation period 146 16,886 1,587 40,957
write-off
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
35
Auditor’s Opinion
Closed Joint-Stock Company
PricewaterhouseCoopers Audit
(CJSC PwC Audit)
White Square Business Center,
10, Butyrsky Val Street,
Moscow, 125047, Russia
Tel: +7 (495) 967 6000
Fax: +7 (495) 967 6001
www.pwc.ru
AUDITOR’S OPINION
on the financial (accounting) statements of Open Joint Stock Company
Insurance Company of Gas Industry
To the shareholders of Open Joint Stock Company Insurance Company of
Gas Industry:
1. We have audited the accompanying financial (accounting) statements
of Open Joint Stock Company Insurance Company of Gas Industry (hereinafter
referred to as the Company) for the period from January 1 to December 31, 2009
inclusive. The financial (accounting) statements of the Company consist of the
Balance Sheet, Income Statement, Statement of Changes in Capital, Statement
of Cash Flow, Addenda to the Balance Sheet, Explanatory Notes (hereinafter
collectively referred to as “the financial statements”). The Financial statements
have been prepared by the Company management team, based on the Russian
Federation legislation regarding financial statement preparation. Statements
prepared based on the specified laws differ to a great extent from statements
worked out in accordance with International Accounting Standards.
2. The responsibility for preparation and presentation of the financial state-
ments is vested with the executive body of the Company. Our responsibility is to
express our opinion on the adequacy of such financial statements in all material
aspects, based on the audit carried out.
3. We have carried out our audit in accordance with the Federal Law On
Audit Activities, Federal Audit Rules (Standards), and International Audit Stand-
ards, as well as our internal standards. The audit was planned and performed
to obtain reasonable assurance that the finance statements of the Company are
free of any material misstatements.
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
36
Auditor’s Opinion
The audit was carried out on a sample basis and included an examination
based on the testing of evidence confirming the index numbers in account books
and disclosure therein of information on the finances and business operations,
assessment of the observance of accounting principles and rules applied during
preparation of the accounting statements, consideration of the key estimated
figures achieved by the Company management, as well as assessment of ac-
counting presentation. We believe that the performed audit provides a reason-
able basis for our opinion on the adequacy of the financial report.
4. In our opinion, the company’s financial report attached to this Auditor’s
Opinion adequately reflects the financial position of the Company in all material
aspects as of December 31, 2009, and the results of the company’s business
and financial operations for the period from January 1 to December 31, 2009,
inclusive in accordance with the requirements of the laws of the Russian Federa-
tion regarding financial report preparation.
5. Without any change in the opinion of the adequacy of the financial report
attached to this Auditor’s Opinion, we draw your attention to the information con-
cerning financial investments, disclosed in Note 10 in the Explanatory Note.
May 24, 2010
Director of the Joint-Stock Company V. R. G. Latimir
Auditor O. A. Ivanova
Qualification Audit Certificate for auditing of insurance
companies No. К 024006, issued for an indefinite term
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
37
Contact Information
OJSC SOGAZ office
(location of the legal entity)
Bld.1, 16, Bolotnaya Street, Moscow, 115035
tel: +7 (495) 788-41-90
fax: +7 (495) 788-41-90
SOGAZ Insurance Group
Head Office
(OJSC SOGAZ office)
Business Center, Gazoprovod, Leninsky Dist.,
Moscow Region, Russia, 142770
tel: +7 (495) 428–57–27
fax: +7 (498) 617–78–96
LLC IC SOGAZ-LIFE office
3, build. 2, Krymsky Val, Moscow, 119049
tel: +7 (495) 627–73–00
fax: +7 (495) 627–73–02
OJSC IC SOGAZ-MED office
Aerobus Retail and Office Center, Floor 4, 95, bld. 1
Varshavskoye Av., Moscow, 117556
tel: +7 (495) 225-23-11
fax: +7 (495) 225-23-11
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
38
Contact Information
LLC IC SOGAZ-AGRO office
18 Shchipok Str., Moscow, 115093
tel: +7 (495) 777-44-16
fax: +7 (495) 730-01-11
OJSC Gazprommedservice office
1 Bolshaya Yakimanka Str., Moscow, 119180
tel: +7 (495) 699-25-09
CJSC MC Leader office
95, bild. 1, Varshavskoye Av., Moscow, 117556
tel: +7 (495) 661-45-35
fax: +7 (495) 661-45-34
OJSC IC SOGAZ-SHEKSNA central office
47 Lenin Str., Cherepovets, Vologda Region, 162602
tel: +7 (8202) 53-45-03
fax: +7 (8202) 53-45-04, 53-45-05
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
39
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Amursk branch Vologda branch
36/2 Parizhskoy Kommuny 34, Mira Street, Vologda, 160001
Str., Komsomolsk-na-Amure, tel. : (8172) 79-51-30, 79-50-55
Khabarovsk Territory, 681010 fax: (8172) 79-50-44
tel: (4217) 59–28–50, 59-28-51
fax: 4217) 59–28–59 Voronezh branch
Offices 302-306, 45
Astrakhan branch 25 Oktyabrya Str., Voronezh, 394036
27/79 E, Pobedy Str./ tel: (4732) 96-96-34
Krasnaya Naberezhnaya Str., fax: (4732) 96-96-35
Astrakhan, 414040
tel: (8512) 63–35–08, Novovoronezhsk Office
fax: (8512) 63–35–10 8A, Mira Street, Novovoronezhsk,
Voronezh Region, 396072
Elista Office tel./fax: (47364) 2-08-37
8, Ilishkina Street, Elista,
Republic of Kalmykia, 358000 Far East branch
1A Nizhneportovaya Str.,
Arkhangelsk branch Vladivostok, Primorsky Territory,
65, Troitsky pr., 690003
Arkhangelsk, 163000 tel: (4232) 30–26–62
tel./fax: (8182) 63-58-33
Nakhodka office
Belgorod branch Office 107, 16A Nakhodkinsky pr.,
38 5th Zavodskoy per., Nakhodka, Primorsky Territory,
Belgorod, 308023 692900
tel: (4722) 34–20–69 tel: (4236) 69–12–98, 68-64-94
fax: (4722) 34-08-60
Artyom office
Stary Oskol Office Office 301, 28 Kirova Str., Artyom,
33/35, Lenina Street, Stary Oskol, Primorsky Territory, 692760
Belgorod Region, 309514 tel: (4233) 79–84–46
Bryansk branch Ussuriysk office
39 Krakhmaleva Str., 74 Nekrasova Str.,
Bryansk, 241037 Ussuriysk, Primorsky Territory,
tel: (4832) 75-29-99, 62-62-55 692500
fax: 4832) 75-29-99 tel: (4234) 33–88–48
Buryatia branch Blagoveshchensk office
12G Sverdlova Str., Ulan-Ude, Office 1, 2a, 73 Amurskaya Str.,
Buryat Republic, 670000 Blagoveshchensk,
tel./fax: (3012) 22-01-07, 22-01-08 Amursk Region, 675000
tel: (4162) 35-11-12, 53-12-74
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
40
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Yekaterinburg branch Sovetsk office
35 Rozy Luksemburg Str., 2 Lunacharskogo Str., Sovetsk,
Yekaterinburg, 620075 Kaliningrad Region, 238750
tel: (343) 356–56–57, 379–27-21 tel./fax: (40161) 3–77–04
fax: (343) 379–27-30
Chernyakhovsk office
Rezh office 11A, Telmana Str., Chernyakhovsk
35 Lenina Str., Rezh, Sverdlovsk Kaliningrad Region, 238150
Region, 623750 tel./fax: (40141) 3-38-38
tel./fax: (34364) 3–23–88
Izhevsk branch
Nizhny Tagil office Office 205-208,
Office 213, 67 Lenina Av., 304 Udmurtskaya Str., Izhevsk,
Nizhny Tagil, Sverdlovsk Region, Udmurt Republic, 426034
622034 tel: (3412) 31–44–31
tel./fax: (3435) 41–92–78 fax: (3412) 31–44–32
Kurgan office Irkutsk branch
113 Sovetskaya Str., Kurgan, 640018 41 Sverdlova Str., Irkutsk, 664011
tel./fax: (3522) 46–39–12 tel: (3952) 28–80–35/36/37/38
fax: (3952) 28–80–39
Sysert office
59 1 Maya Str., Aramil, Angarsk office
Sverdlovsk Region, 624001 6 Leningradsky Av., Angarsk,
Sales office: Irkutsk Region, 665830
Offices 3-4, 41 Timiryazeva tel: (3951) 56-96-02, 67-04-62
Str., Sysert, 624001
tel/fax: (34374) 3-06-05 Ust-Ilimsk office
13 Internatsionalistov Str., Ust-
Zarechny office Ilimsk, Irkutsk Region, 666685
10/14 Lenina Str., Zarechny, tel: (39535) 5-15-20
Sverdlovsk Region, 624251
tel./fax: (34377) 3–35–83 Bratsk office
Office 17, 38 Podbelskogo Str.,
Novouralsk office Bratsk, Irkutsk Region, 665717
33A Pervomayskaya Str., tel: (3953) 45-32-13
Novouralsk, Sverdlovsk Region,
624130 Kazan branch
tel/fax: (34370) 9-89-46 Office 211, 2V Spartakovskaya
Str., Kazan, Republic of Tatarstan,
West branch 420107
30 Teatralnaya Str., Kalinigrad, tel/fax: (843) 291–75–94
236040
tel: (4012) 616-370,
fax: (4012) 616-374
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
41
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Kemerovo branch Abakan office
3 Svobody Str., Kemerovo, Office 208, 39 Vyatkina Str.,
650070 Abakan, Republic of Khakassia,
tel/fax: (3842) 45-55-33, 45-46-85 655017
tel/fax: (3902) 22-21-95
Novokuznetsk office
Office 304, 26, Bardina Av., Lipetsk branch
Novokuznetsk, 1 Oktyabrskaya Str.,
Kemerovo Region, 654041 Lipetsk, 398059
tel: (3843) 79-74-30 tel/fax: (4742) 22-14-00
fax: (3843) 79-68-21
Murmansk branch
Krasnodar branch 15, Karl Marx Str.,
139 Krasnaya Str., Krasnodar, Murmansk, 183025
350020 tel/fax: (8152) 69-19-00
tel: (861) 279–44–80
fax: (861) 279–44–81 Nadym branch
8/1 Zvereva Str., Nadym,
Novorossiysk office Yamalo-Nenets
50 Anapskoye Shosse, Autonomous District, 629730
Novorossiysk, Krasnodar tel/fax: (3499) 53-83-60
Territory, 353900
tel/fax: (8617) 67–15-11 Nizhnevartovsk branch
3 Chapaeva Str., Nizhnevartovsk
Sochi office Str., Tyumen Region, Khanty-Mansi
Office 103, 104 18 Kurortny Autonomous District, 628602
Av., Sochi, Krasnodar Territory, tel/fax: (3466) 44-11-73
354000
tel.: (8622) 60-81-99 Novy Urengoy branch
fax: (8622) 60-81-93 5 Yubileynaya Str., Novy Urengoy,
Tyumen Region, Yamalo-Nenets
Krasnoyarsk branch Autonomous District, 629300
20D Zheleznodorozhnikov Str., tel: (3494) 92-51-80
Krasnoyarsk, 660099 fax: (3494) 92-51-74
tel.: (391) 265-93-00
fax: (391) 202-66-99 Noyabrsk branch
56 Mira Av., Noyabrsk, Tyumen
Zheleznogorsk office Region, Yamalo-Nenets
Office 105, 6 Mayakovskogo Autonomous District, 629807
Str., Zheleznogorsk, Krasnoyarsk tel: (3496) 36-86-80, 36-94-98
Territory, 662972 fax: (3496) 36-86-80
tel/fax: (39197) 5-80-25
Muravlenko office
9 Gubkina Str., Muravlenko,
Tyumen Region, Yamalo-Nenets
Autonomous District, 629602
tel/fax: (34938) 6-13-00
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
42
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Novosibirsk branch Nizhny Novgorod branch
169 Nemirovicha-Danchenko Str., 59 Piskunova Str., Nizhny
Novosibirsk, 630087 Novgorod, 603005
tel/fax: (383) 328-06-06, 212-50-07 tel: (831) 411-80-80, 411-80-60
fax: (831) 411-80-73/60
Berdsk office
21 Pervomayskaya Str., Berdsk Cheboksary office
Novosibirsk Region, 633010 19A I. Yakovleva Av.,
tel/fax: (38341) 2-11-18 Cheboksary, Chuvash Republic,
428003
Nizhne-Volzhsky branch tel/fax: (8352) 51–18–13
6A Dymchenko Str., Volgograd,
400005 Mari El Republic office
tel: (8442) 24-70-46, 24-70-50 125A Komsomolskaya Str.,
fax: (8442) 24-70-46 Yoshkar-Ola, Mari El Republic,
424004
Volzhsky office tel: (8362) 41-42-48
Office 14a, 13 Sovetskaya Str., fax: (8362) 41-51-04
Volzhsky, Volgograd Region,
404111 Dzerzhinsk office
tel/fax: (8443) 39-20-48 14/13 Dzerzhinskogo Av.,
Dzerzhinsk, Nizhny Novgorod
Каmyshin office Region, 606010
54 Serova Str., Kamyshin, tel/fax: (8313) 26-53-93
Volgograd Region, 403870
tel: (84457) 4-42-42 Sarov office
fax: (84457) 4-92-34 3 Repina Str., Sarov, Nizhny
Novgorod Region, 607188
Nefteyugansk branch tel/fax: (83130) 3-32-22
34 2nd Micro-District,
Nefteyugansk, Tyumen Region, Orenburg branch
Khanty-Mansi Autonomous 286/1 Proletarskaya Str.,
District - Yugra, 628309 Orenburg, 460035
tel: (3463) 23-42-35, 23-25-24 tel: (3532) 34-01-00,
fax: (3463) 23-42-35 fax: 34-01-01
Gubkinsky office Оrsk office
31 4th Micro-district, Gubkinsky, 15B Lenina Av., Orsk, Orenburg
Tyumen Region, Yamalo-Nenets Region, 462403
Autonomous District, 628830 tel/fax: (3537) 25-23-25
tel: (34936) 5–55-99
fax: (34936) 5–55-99, 5-40-86 Buzuluk office
40 Chapaeva Str., Buzuluk,
Orenburg Region, 461040
tel: (35342) 2-14-38
fax: (35342) 5-52-78
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
43
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Perm branch Syzran office
3 Snayperov Str., Office 322, 2 Kotovskogo Str.,
Perm, 614022 Syzran, Samara Region, 446011
tel: (342) 220-50-05, 220-50-06 tel/fax: (8464) 98-19-55
fax: (342) 220-50-05
Tolyatti office
Solikamsk office 8 Marshala Zhukova ,
Office 320, 121A 20 Let Pobedy Tolyatti, Samara Region, 445051
Str., Solikamsk, Perm Territory, tel: (8482) 66-33-07, 66-33-53
618551
tel: (253) 7-63-04 St. Petersburg branch
fax: (253) 1-11-00 1, Cheboksarsky lane,
St. Petersburg, 191186
Podmoskovny branch tel: (812) 438-14-38
30, No.607 pr., Moscow, 123458 fax: (812) 438-14-39
tel/fax: (495) 228-05-62
Pskov office
East Office Office 1, 50 Oktyabrsky Av.,
76, Lenina Str., Orekhovo-Zuevo, Pskov, 180004
Moscow Region, 142600 tel: (8112) 72-72-66
fax: (8112) 72-72-86
Rostov branch
3 Shaumyana Str., Rostov-on-Don, Novgorod office
344082 Office 416, 6/11
tel: (863) 218-25-55 B. Sankt-Peterburgskaya Str.,
fax: (863) 218-25-50 Veliky Novgorod, 173001
tel: (8162) 76-63-52
Volgodonsk office fax: (8162) 76-63-51
Office 6, 42B Entuziastov Str.,
Volgodonsk, Rostov Region, Polyarnoye office
347360 22 Pushkina Str.,
tel/fax: (86392) 3-75-63 Polyarnye Zori,
Murmansk Region, 184230
Taganrog office tel: (81532) 7-51-05
23 Glushko Str., Taganrog, fax: (81532) 6-52-81
Rostov Region, 347900
tel/fax: (8634) 39-22-87 Sosnovy Bor office
63A Geroev Av.,
Samara branch Sosnovy Bor,
201 Chapaevskaya Str., Leningrad Region, 188544
Samara, 443010 tel/fax: (81369) 3-58-27
tel: (846) 270-88-07
fax: (846) 270-48-13
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
44
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Leningrad Region office Surgut branch
10B, Sedmoy Armii Str., 3 Universitetskaya Str., Surgut,
Gatchina, Tyumen Region, Khanty-Mansiysk
Leningrad Region, 188300 Autonomous District-Yugra,
tel: (81371) 9-09-75 628403
fax: (81371) 9-09-75 tel: (3462) 23-54-75
fax: (3462) 23-54-75
Petrozavodsk office
6 Shotmana Str., Syktyvkar branch
Petrozavodsk, 92 Pervomayskaya Str.,
Republic of Karelia, 185000 Syktyvkar,
tel: (8142) 78-31-83 Komi Republic, 167000
fax: (8142) 78-31-83 tel: (8212) 24-12-86
fax: (8212) 20-28-97
Kostomuksha office
Office 77, 17, Kalevala Str., Vorkuta office
Kostomuksha, 6B Mira Sq., Vorkuta,
Republic of Karelia, 186930 Komi Republic, 169900
tel/fax: (82151) 3-52-65
Saratov branch
17/39 Bolshaya Kazachya Str., Inta office
Saratov, 410600 24А Mira Str.,
tel: (8452) 57-40-01, 57-24-03 Inta, Komi Republic,169840
fax: (8452) 57-40-03 tel: (82145) 6-71-31
fax: (82145) 6-86-14
Penza office
Office 214, 50 Maksima Kirov office
Gorkogo Str., Penza, 440600 Office 411, 51 Sovetskaya Str.,
tel/fax: (8412) 52-40-27 Kirov, 610020
tel: (8332) 32-19-71
Balakovo office fax: (8332) 32-11-37
73 Trnavskaya Str., Balakovo,
Saratov Region, 413863 Tomsk branch
tel/fax: (8453) 32-19-50 4 Zagornaya Str.,
Tomsk, 634050
Stavropol branch tel: (3822) 28-49-00
73А K. Marksa Av., fax: (3822) 28-49-01
Stavropol, 355006
tel: (8652) 29-62-75, 29-64-36 Altayskoye office
fax: (8652) 29-70-31 52А Shevchenko Str.,
Barnaul, 656015
Pyatigorsk office tel: (3852) 36-80-10
7 Bunimovicha Str., Pyatigorsk, fax: (3852) 35-49-35
Stavropol Territory, 357500
tel: (899 33) 3-16-11
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
45
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Omsk office Ufa branch
Offices 17-21, 8/1 Gagarina Str., 97 Chernyshevskogo Str.,
Omsk, 644043 Ufa, Republic of Bashkortostan,
tel: (3812) 20-06-42 450077
fax: (3812) 21-29-43 tel: (347) 229-90-05
fax: (347) 229-90-11
Seversk office
151 Kommunistichesky Av., Sterlitamak office
Seversk, Tomsk Region, 636070 19 Khudayberdina Str.,
tel: (3823) 56-33-99, 56-34-99 Sterlitamak, Republic
fax: (3823) 56-33-99 of Bashkortostan, 453124
tel: (3473) 21-85-75
Chita office fax: (3473) 25-68-52
15А Ostrovskogo Str.,
Chita, 672000, Zabaikalie Territory Salavat office
tel: (3022) 39-18-68 22 Kolkhoznaya Str., Salavat,
fax: (3022) 39-18-78 Republic of Bashkortostan,
453262
Strezhevoy office tel/fax: (34763) 9-58-26
p. 5, 179A, Neftyanikov Street,
Strezhevoy, Tomsk Region, Neftekamsk office
636780 35 Lenina Str., Neftekamsk,
Tel/fax: (38259) 3-94-05 Republic of Bashkortostan,
452680
Yakutsk office tel/fax: (34783) 3-52-99
17 Ordzhonikidze Str., Yakutsk,
Republic of Sakha (Yakutia), 677027 Saransk office
tel/fax: (4112) 42-53-90, 42-51-61 13 Kommunisticheskaya Str.,
Saransk, Republic of Mordovia,
Tula branch 430005
6 Fridrikha Engelsa Str.,
Tula, 300041 Ukhta branch
tel/fax: (4872)700-243, 700-037 32 Dzerdzhinskogo Str., Ukhta,
Komi Republic, 169300
Tyumen branch Supplementary office:
14/7 Respubliki Str., 40 Lenina Av.
Tyumen, 625003 tel: (82147) 7-29-40
tel: (3452) 38-88-38 fax: (82147) 6-78-78
fax: (3452) 38-28-18
Usinsk office
Ulyanovsk branch Office 62, 13 Parkovaya Str.,
5А Kuznetsova Str., Usinsk,
Ulyanovsk, 432063 Komi Republic, 169710
tel: (8422) 41-60-73 tel: (82144) 2-14-73
fax: (8422) 41-60-81 fax: (82144) 2-68-88
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
46
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Khabarovsk branch Smolensk office
46 Turgeneva Str., Offices 21, 22, 26/9
Khabarovsk, 680000 B. Smolenskaya Str.,
tel: (4212) 45-12-34, 41-01-74 Smolensk, 214000
fax: (4212) 41-01-75 tel: (4812) 38-33-87
Kamchatka office Tver office
Bld.4, 9, 50 year of October Av., 1А Sportivny Per.,
Petropavlovsk-Kamchatsky, Tver, 170002
Kamchatka Territory, 683024 tel: (4822) 34-32-88
Tsentralny branch Udomlya office
32-34 bld.1 Dmitriya Ulyanova Office 27, 7А Energetikov Str.,
Str., Moscow, 117218 Udomlya, Tver Region, 171841,
tel: (495) 234-44-24 tel: (4825) 55-00-30
fax: (495) 234-44-65
Kursk office
Desnogorsk office 51 Lenina Str.,
22-76 3rd Micro-District, Kursk, 305000
Desnogorsk, tel: (4712) 70-17-27
Smolensk Region, 216400
tel: (48753) 3-30-36 Tambov office
fax: (48753) 7-19-26 Office 128, 5B Pionerskaya
Str., Tambov, 392002
Kaluga office tel: (4752) 63-14-11
7 Teterinsky Lane,
Kaluga, 248016 Vladimir office
tel: (4842) 79-67-94 Office 205, 3 Krasnoznamenskaya Str.,
Vladimir, 600017
Kurchatov office tel: (4922) 43-16-59
Office 316, 508, 9 Molodyozhnaya fax: (4922) 35-34-20
Str.,
Kurchatov, Kursk Region, 307251 Chaikovsky branch
tel: (47131) 2-54-42 4 Karla Marksa Str.,
fax: (47131) 5-45-42 Chaikovsky,
Perm Territory, 617760
Oryol office tel/fax: (34241) 3-73-09
10 Brestskaya Str.,
Oryol, 302028, Glazov office
tel: (4862) 76-38-59 Office 201, 6 Pryazhennikova Str.,
Glazov,
Ryazan office Udmurt Republic, 427620
Office 306, 23 Sobornaya Str., tel: (34141) 3-30-70
Ryazan, 390000
tel: (4912) 28-03-17
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
47
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC SOGAZ
Kungur office Nyagan office
36 Svobody Str., Kungur, Premises 305, 5, Lenina Str.,
Perm Territory, 617470 Nyagan, Tyumen Region,
tel/fax: (34271) 2-51-50 Khanty-Mansiysk Autonomous
District-Yugra, 628181
Votkinsk office tel/fax: (34672) 5-77-80
19А Lenina Str., Votkinsk,
Republic of Udmurtia, Yuzhno-Sakhalinsk branch
427430 80 Pushkina Str.,
tel/fax: (34145) 48-548 Yuzhno-Sakhalinsk, Sakhalin
Region, 693000
Chelyabinsk branch tel: (4242) 50-00-30, 49-90-73/74
187 Truda Str.,
Chelyabinsk, 454080 Korsakov office
tel: (351) 264-09-08, 264-34-45 24 Sovetskaya Str., Korsakov,
fax: (351) 264-09-08 Sakhalin Region, 694020
tel: (42435) 437-39
Magnitogorsk office
58 Stroiteley Str., Magnitogorsk, Yaroslavl branch
Chelyabinsk Region, 455000 Offices 4-5, 27/2 Sobinova Str.,
tel: (3519) 23-10-24 Yaroslavl, 150000
tel/fax: (4852) 31-42-41
Cherepovets branch
47, Lenina Str., Kostroma office
Cherepovets, Vologda Region, 24/2, Sovetskaya Str., Kostroma,
162602 Kostroma Region, 156000
tel: (8202) 53-45-03 tel/fax: (4942) 37-04-00
fax: (8202) 53-45-04/05
Rybinsk office
Veliky Ustyug office 19 Lomonosova Str/18
7, Lunacharskogo Str., Gertsena Str., Rybinsk,
Veliky Ustyug, Yaroslavl Region, 152934
Vologda Region, 162390 tel: (4855) 25-43-13
tel: (81738) 2-26-66, 2-76-77
fax: (81738) 2-26-66 Ivanovo branch
Office 10-11, 36, Sadovaya Str.,
Yugorsk branch Ivanovo
8А Kirova Str., Ivanovo Region, 153012
Yugorsk, Tyumen Region, tel: (4932) 59-05-15, 59-05-13
Khanty-Mansiysk Autonomous
District-Yugra, 628260 Representative office of OJSC
tel: (34675) 7-19-66 SOGAZ in the Republic of Kazakhstan
fax: (34675) 7-62-76 Office 10/4, 188 Dostyk Av., Almaty,
Republic of Kazakhstan, 500051
tel: (7272) 58-46-50, 58-46-51
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
48
Representative Offices of SOGAZ Insurance Group
Regional Divisions of LLC IC SOGAZ-LIFE
Krasnodar St. Petersburg
Floor 3, 139/2 Krasnaya Str., Office 414, letter A, 1/6 Cheboksarsky
Krasnodar, 350020 lane,
tel: (861) 279-44-82 St. Petersburg ,191186
tel: (812) 438-14-38
Kirov
Office 320, 18 K. Marksa Str., Tomsk
Kirov, 610020 Office 7, 4 Zagornaya Str.,
tel: (332) 36-02-52 Tomsk, 634050
tel: (3822) 28-49-00
Nizhny Novgorod
Office 311, 59 Piskunova Ukhta
Nizhny Novgorod, 603600 40/11 Lenina Av., Ukhta, Komi
tel: (831) 419-54-81 Republic, 169300
tel: (821) 472-81-78
Novy Urengoy
Floor 2, block 4, DC Yamal, 5 Khabarovsk
Yubileynaya Str., Novy Urengoy, Office 7, 123 Kalinina Str.,
Tyumen Region, 629300 Khabarovsk, 680028
tel: (3494) 92-50-88 tel: (4212) 417-99-82
Orenburg Yugorsk
Office 6, 17 Turkestanskaya Str., Office 206, 53A
Orenburg, 460024 Zheleznodorozhnaya Str.,
tel: (3532) 31-44-93 Yugorsk,Tyumen Region, Khanty-
Mansiysk Autonomous District,
628260
tel: (3467) 52-35-14
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
49
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Arkhangelsk branch Severodvinsk office
26 Novgorodsky Av., Office 205, 28, Tortseva Str.,
Arkhangelsk, 163002 Severodvinsk,
tel: (8182) 68-34-06 Arkhangelsk Region, 164501
fax: (8182) 68-34-07
Kargopol office
Vinogradovskoye office 19, 53, Sovetskaya Str.,
Office 71 P. Vinogradova Str., Be- Kargopol, Kargopolsky district,
reznik, Arkhangelsk Region, 164110
Vinogradovsky District,
Arkhangelsk Region, 164570 Nyandoma office
tel: (81831) 2-12-29 55, Lenina Str., Nyandoma,
Arkhangelsk Region, 164200
Kotlas office
3 Kedrova Str., Kotlas, Konosha office
Arkhangelsk Region, 165300 24, Oktyabsky Av.,
tel: (8183) 72-71-02 Konosha,
Arkhangelsk Region, 164010
Krasnoborsk office
Office 4, 23 Gagarina Str., Plesetsk office
Krasnoborsk, 19A, Partizanskaya Str.,
Arkhangelsk Region, 165430 Plesetsk,
tel: (81840) 2-16-47 Arkhangelsk Region, 164260
Leshukonskoye office Shenkursk office
Office 7, 18 Sportivny Per., 7A, Karl Libknekhta Str.,
Leshukonskoye, Shenkursk,
Arkhangelsk Region, 164670 Arkhangelsk Region, 165150
tel: (81833) 3-11-07
Ustiyansk office
Mezen office Office 74, 17, Zavodskaya Str.,
88 Sovetsky Av., Mezen, Oktyabrsky, Ustiyansk district,
Arkhangelsk Region, 164750 Arkhangelsk Region, 165210
tel: (81848) 9-24-92
Kholmogory office
Novodvinsk office 13, Krasnoarmeyskaya Str.,
Office 37, 30 Voroshilova Str., Novo- Kholmogory,
dvinsk, Arkhangelsk Region, 164530
Arkhangelsk Region, 164900
tel: (81852) 4-37-91
Pinezhsky office
66 Lenina Str., Karpogory,
Pinezhsky District, Arkhangelsk
Region, 164600
tel: (81856) 3-12-69
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
50
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Onega office Arkhangelsk additional office 9
Bld.1, 190, Oktyabsky Av., Bld. 1, 3, Krasina Str.,
Onega, Arkhangelsk, 163044
Arkhangelsk Region, 164840
Arkhangelsk additional office 10
Arkhangelsk additional office 1 Office 302, 65, Troitsky Av.,
99, Troitsky Av., Arkhangelsk, 163000
Arkhangelsk,
Arkhangelsk Region, 163000 Arkhangelsk additional office 11
Bld. 1, 2, Sibiryakova Av.,
Arkhangelsk additional office 2 Arkhangelsk, 163000
6, Priorova Str.,
Arkhangelsk, 163000 Arkhangelsk additional office 12
13, Samoylo Str.,
Arkhangelsk additional office 3 Arkhangelsk, 163000
67, Pobedy Str.,
Arkhangelsk, 163025 Arkhangelsk additional office 13
105, Voskresenskaya Str.,
Arkhangelsk additional office 4 Arkhangelsk, 163000
3, Reydovaya Str.,
Arkhangelsk, 163035 Arkhangelsk additional office 14
271, Lomonosova Av.,
Arkhangelsk additional office 5 Arkhangelsk, 163001
2, Shturmanskaya Str.,
Arkhangelsk, 163038 Leshukonskoe additional office 1
4, Melospolskaya Str.,
Arkhangelsk additional office 6 Leshukonskoe, Leshukonsky district,
30, Dachnaya Str., Arkhangelsk Region, 164670
Arkhangelsk, 163062
Yuroma office
Arkhangelsk additional office 7 40, Yuroma, Leshukonsky district,
Bld. 3, 39, Iliicha Str., Arkhangelsk Region, 164672
Arkhangelsk, 163062
Paluga office
Arkhangelsk additional office 8 68, Paluga, Leshukonsky district,
42B, Yaroslavskaya Str., Arkhangelsk Region, 164677
Arkhangelsk, 163013
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
51
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Bolshaya Nisogora office Keba office
4, Bolshaya Nisogora, 61, Keba, Leshukonsky district,
Leshukonsky district, Arkhangelsk Region, 164683
Arkhangelsk Region, 164674
Vozhgora office
Breznik (Leshukonsky) office 213, Vozhgora, Leshukonsky district,
68, Bereznik, Leshukonsky district, Arkhangelsk Region, 164699
Arkhangelsk Region, 164675
Lebskoe office
Smolenets office 28, Lebskoe, Leshukonsky district,
6, Smolenets, Arkhangelsk Region, 164698
Leshukonsky district,
Arkhangelsk Region, 164676 Zubovo office
11, Lesnaya Str.,
Pylema office Zubovo, Leshukonsky district,
58, Pylema, Leshukonsky district, Arkhangelsk Region, 164678
Arkhangelsk Region, 164690
Rodoma office
Olema office 82, Rodoma, Leshukonsky district,
201, Olema, Leshukonsky district, Arkhangelsk Region, 164684
Arkhangelsk Region, 164680
Shegmas office
Selische office 19, Shegmas, Leshukonsky district,
76, Selische, Leshukonsky district, Arkhangelsk Region, 164699
Arkhangelsk Region, 164691
Dorogorskoe office
Tsenogora office 5, Sovetskaya Str.,
121, Tsenogora, Dorogorskoe, Mezensky district,
Leshukonsky district, Arkhangelsk Region, 164756
Arkhangelsk Region, 164692
Bychie office
Beloschelie office 3, Molodezhnaya Str.,
86, Beloschelie, Bychie, Mezensky district,
Leshukonsky district, Arkhangelsk Region, 164755
Arkhangelsk Region, 164693
Dolgoschelie office
Chulasa office 11, Oktyabrskaya Str.,
9, Chulasa, Leshukonsky district, Dolgoschelie, Mezensky district,
Arkhangelsk Region, 164681 Arkhangelsk Region, 164761
Ust-Chulasa office Zherd office
15, Ust-Chulasa, Leshukonsky district, 46B, Epishkina Str.,
Arkhangelsk Region, 164679 Zherd, Mezensky district,
Arkhangelsk Region, 164757
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
52
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Kozmogorodskoe office Mayda office
11, Naberezhnaya Str., 52, Mayda, Mezensky district,
Kozmogorodskoe, Arkhangelsk Region, 164771
Mezensky district,
Arkhangelsk Region, 164758 Soyana office
16, Kolkhoznaya Str.,
Koyda office Soyana, Mezensky district,
5A, Koyda, Mezensky district, Arkhangelsk Region, 164773
Arkhangelsk Region, 164763
Lampozhnya office
Moseevo office 6, Lampozhnya, Mezensky district,
13, Moseevo, Mezensky district, Arkhangelsk Region, 164775
Arkhangelsk Region, 164766
Ruchii office
Chizhgora office 25, Sovetskaya Str.,
13, Tsentralnaya Str., Ruchii, Mezensky district,
Chizhgora, Mezensky district, Arkhangelsk Region, 164764
Arkhangelsk Region, 164760
Bereznik (Mezensky) office
Tselegora office 8, Naberezhnaya Str.,
4, Tselegora, Mezensky district, Bereznik, Mezensky district,
Arkhangelsk Region, 164759 Arkhangelsk Region, 164758
Safonovo office Pinega additional office 1
7, Molodezhnaya Str., 68, Pervomayskaya Str.,
Safonovo, Mezensky district, Pinega, Pinega district,
Arkhangelsk Region, 164767 Arkhangelsk Region, 164610
Azapolie office Yasny office
36, Azapolie, Mezensky district, 1, Energetikov Str.,
Arkhangelsk Region, 164768 Yasny, Pinega district,
Arkhangelsk Region, 164628
Kariepolie office
18A, Kariepolie, Mezensky district, Siya office
Arkhangelsk Region, 164754 Bld.1, 13, Siya,
Pinega district,
Kiltsa office Arkhangelsk Region, 164646
30, Tsentralnaya Str.,
Kiltsa, Mezensky district, Mikheevo office
Arkhangelsk Region, 164758 15, Mikheevo,
Pinega district,
Kimzha office Arkhangelsk Region, 164621
15, Kimzha, Mezensky district,
Arkhangelsk Region, 164756
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
53
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Vaymusha office Mezhdurechensky office
62B, Gagarina Str., 12, Stroiteley Str.,
Vaymusha, Pinega district, Mezhdurechensky,
Arkhangelsk Region, 164609 Pinega district,
Arkhangelsk Region, 164650
Veegora office
49, Veegora, Pinega district, Nemnyuga office
Arkhangelsk Region, 164625 40, Nemnyuga, Pinega district,
Arkhangelsk Region, 164600
Verkola office
4, Lesnaya Str., Pirinem office
Verkola, Pinega district, 2, Sovkhoznaya Str.,
Arkhangelsk Region, 164606 Pirinem, Pinega district,
Arkhangelsk Region, 164626
Erkino office
91, Narodnaya Str., Kobelevo office
Erkino, Pinega district, 36, Kobelevo, Pinega district,
Arkhangelsk Region, 164618 Arkhangelsk Region, 164611
Kevrola office Ruskovera office
117, Kevrola, Pinega district, 4, Profsoyuznaya Str.,
Arkhangelsk Region, 164603 Ruskovera, Pinega district,
Arkhangelsk Region, 164608
Bolshoe Krotovo office
32A, Bolshoe Krotovo, Syloga office
Pinega district, 3A, Lesnaya Str.,
Arkhangelsk Region, 164608 Syloga, Pinega district,
Arkhangelsk Region, 164642
Kushkopala office
12, Sovetskaya Str., Trufanova office
Kushkopala, Pinega district, 35, Tsentralnaya Str.,
Arkhangelsk Region, 164605 Trufanova, Pinega district,
Arkhangelsk Region, 164621
Lokhnovo office
51A, Lokhnovo, Pinega district, Chakola office
Arkhangelsk Region, 164611 7, Lesnaya Str.,
Chakola, Pinega district,
Mariina office Arkhangelsk Region, 164624
8A, Lesnaya Str.,
Mariina, Pinega district, Shardonem office
Arkhangelsk Region, 164600 28, Tsentralnaya Str.,
Shardonem, Pinega district,
Matvera office Arkhangelsk Region, 164604
49, Matvera, Pinega district,
Arkhangelsk Region, 164623
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
54
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Shirokoe office Voznesenie office
28, Tsentralnaya Str., 107, Tsentralnaya Str.,
Shirokoe, Pinega district, Voznesenie, Primorsky district,
Arkhangelsk Region, 164607 Arkhangelsk Region, 163520
Shotova office Katunino office
7A, Borovaya Str., 3, Streltsova Str.,
Shotova, Pinega district, Katunino, Primorsky district,
Arkhangelsk Region, 164629 Arkhangelsk Region, 163513
Shotogorka office Lugovoy office
28, Tsentralnaya Str., 5, Lugovoy, Primorsky district,
Shotogorka, Pinega district, Arkhangelsk Region, 163032
Arkhangelsk Region, 164657
Lastola office
Tserkova office 31, Severodvinskaya Str.,
14, Minaya Str., Lastola, Primorsky district,
Tserkova, Pinega district, Arkhangelsk Region, 163245
Arkhangelsk Region, 164609
Odinochka office
Bolshoe Anisimovo office 2, Odinochka, Primorsky district,
11, 60 years of October Str., Arkhangelsk Region, 163527
Bolshoe Anisimovo,
Primorsky district, Okulovo office
Arkhangelsk Region, 163515 2, Okulovo, Primorsky district,
Arkhangelsk Region, 163511
Bobrovo office
8, Nemanova Str., Pertominsk office
Bobrovo, Primorsky district, 2, Sovetskaya Str.,
Arkhangelsk Region, 163505 Pertominsk, Primorsky district,
Arkhangelsk Region, 163552
Belomorie office
5, Belomorie, Povrakulskaya office
Primorsky district, 8, Tsentralnaya Str.,
Arkhangelsk Region, 163534 Povrakulskaya, Primorsky district,
Arkhangelsk Region, 163059
Vaskovo office
71, Vaskovo, Primorsky district, Talagi office
Arkhangelsk Region, 163512 26, Talagi, Primorsky district,
Arkhangelsk Region, 163530
Volokhnitsa office
42, Volokhnitsa, Uemsky office
Primorsky district, 60, Bolsheselskaya Str.,
Arkhangelsk Region, 163035 Uemsky, Primorsky district,
Arkhangelsk Region, 163502
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
55
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Novodvinsk additional office 1 Kurgomen office
Office 2, 41, Dvinskaya Str., 55A, Kurgomen,
Novodvinsk, Vinogradovsky district,
Arkhangelsk Region, 164901 Arkhangelsk Region, 164583
Novodvinsk additional office 2 Morzhegory office
9, 3rd Pyatiletki Str., Novodvinsk, 1, Yubileynaya Str., Morzhegory,
Arkhangelsk Region, 164901 Vinogradovsky district,
Arkhangelsk Region, 164590
Novodvinsk additional office 3
16, 50 years of October Str., Osinovo office
Novodvinsk, 144, Osinovo,
Arkhangelsk Region, 164901 Vinogradovsky district,
Arkhangelsk Region, 164598
Vazhsky office
2, Novy per., Vazhsky, Pyanda office
Vinogradovsky district, 4, Oktyabrskaya Str.,
Arkhangelsk Region, 164585 Pyanda, Vinogradovsky district,
Arkhangelsk Region, 164593
Verkhnaya Kitsa office
19, Sovetskaya Str., Verkhnaya Kitsa, Rochegda office
Vinogradovsky district, 23A, Lomonosova Str., Rochegda,
Arkhangelsk Region, 164586 Vinogradovsky district,
Arkhangelsk Region, 164577
Vorontsy office
13, Shkolnaya Str., Ryazanovo office
Vorontsy, Vinogradovsky district, 116, Tsentralnaya Str., Ryazanovo,
Arkhangelsk Region, 164596 Vinogradovsky district,
Arkhangelsk Region, 164591
Grudinskaya office
53, Grudinskaya, Rostovskoe office
Vinogradovsky district, 44, Rostovskoe,
Arkhangelsk Region, 164574 Vinogradovsky district,
Arkhangelsk Region, 164580
Zaostrovie office
Zaostrovie, Yakovlevskaya post Rochegda additional office 1
office, 3, Naberezhnaya Str., Rochegda,
Vinogradovsky district, Vinogradovsky district,
Arkhangelsk Region, 164575 Arkhangelsk Region, 164577
Konetsgorie office Selmenga office
45, Konetsgorie, 16A, Komsomolskaya Str.,
Vinogradovsky district, Selmenga, Vinogradovsky district,
Arkhangelsk Region, 164581 Arkhangelsk Region, 164578
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
56
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Topsa office Kotlas additional office 3
177, Topsa, Vinogradovsky district, 40, Mira Str., Kotlas,
Arkhangelsk Region, 164583 Arkhangelsk Region, 165300
Uyta office Kotlas additional office 4
23, Uyta, Vinogradovsky district, 17, Lenina Str.,
Arkhangelsk Region, 164592 Vychegodsky, Kotlas,
Arkhangelsk Region, 165340
Ust-Vaga office
93, Ust-Vaga, Kotlas additional office 5
Vinogradovsky district, 12, Tolstogo Str., Kotlas,
Arkhangelsk Region, 164584 Arkhangelsk Region, 165300
Ust-Vaenga office Kotlas additional office 6
2, Shkolnaya Str., Ust-Vaenga, 10, Kedrova Str., Kotlas,
Vinogradovsky district, Arkhangelsk Region, 165300
Arkhangelsk Region, 164594
Kotlas additional office 7
Shidrovo office 5, Uliyanova Str.,
1, Lenina embankment, Shidrovo, Vychegodsky, Kotlas,
Vinogradovsky district, Arkhangelsk Region, 165340
Arkhangelsk Region, 164582
Shipitsino office
Verkhnaya Toyma office 1, Komsomolskaya Str.,
7, Kulizhskogo Str., Shipitsino,
Verkhnaya Toyma, Kotlas district,
Verkhnetoemshy district, Arkhangelsk Region, 165320
Arkhangelsk Region, 165500
Savvatiya office
Kotlas office 1, Molodezhnaya Str.,
165, Lenina Str., Kotlas Savvatiya, Kotlas district,
Arkhangelsk Region, 165300 Arkhangelsk Region, 165361
Kotlas additional office 1 Privodino office
30, Lenina Str., 9, Adm. Kuznetsova Str.,
Vychegodsky, Kotlas, Privodino,
Arkhangelsk Region, 165340 Kotlas district,
Arkhangelsk Region, 165391
Kotlas additional office 2
7, K. Marx Str., Kotlas,
Arkhangelsk Region, 165300
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
57
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Solvychegodsk office Fominsky office
Office 22, 29, Lenina Str., 11A, Komsomolskaya Str.,
Solvychegodsk, Kotlas district, Fominsky, Vilegodsky district,
Arkhangelsk Region, 165330 Arkhangelsk Region, 165695
Kharitonovo office Kiver office
15, Sovetsky per., 2, Novaya Str.,
Kharitonovo, Kotlas district, Kiver, Vilegodsky district,
Arkhangelsk Region, 165333 Arkhangelsk Region, 165670
Udimsky office Sloboda office
33, Pervomayskaya Str., 34D, Sloboda,
Udimsky, Kotlas district, Vilegodsky district,
Arkhangelsk Region, 165370 Arkhangelsk Region, 165683
Cheremushsky office Pavlovsk office
36A, Shkolnaya Str., 24, Pavlovsk, Vilegodsky district,
Cheremushsky, Kotlas district, Arkhangelsk Region, 165682
Arkhangelsk Region, 165346
Bykovo office
Iliinsko-Podomskoe office 96, Bykovo, Vilegodsky district,
34, Sovetskaya Str., Arkhangelsk Region, 165671
Iliinsko-Podomskoe,
Vilegodsky district, Koshkino office
Arkhangelsk Region, 165680 9, Koshkino, Vilegodsky district,
Arkhangelsk Region, 165680
Nikolskoe office
40, Sovetskaya Str., Terinskaya office
Nikolskoe, Vilegodsky district, 9, Terinskaya, Vilegodsky district,
Arkhangelsk Region, 165673 Arkhangelsk Region, 165691
Sorovo office Kazakovo office
23, Shkolnaya Str., 24, Kazakovo,
Sorovo, Vilegodsky district, Vilegodsky district,
Arkhangelsk Region, 165694 Arkhangelsk Region, 165673
Vilegodsk office Viled office
82, Tsentralnaya Str., 22, Viled,
Vilegodsk, Vilegodsky district, Vilegodsky district,
Arkhangelsk Region, 165690 Arkhangelsk Region, 165680
Shiroky Priluk office Sidorovskaya office
15, Lenina Str., Shiroky Priluk, 4, Novoselskaya Str.,
Vilegodsky district, Sidorovskaya, Vilegodsky district,
Arkhangelsk Region, 165693 Arkhangelsk Region, 165680
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
58
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Shalimovo office Ershevskaya office
2, Rechnaya Str., Shalimovo, 11, Mira Str., Ershevskaya,
Vilegodsky district, Krasnoborsky district,
Arkhangelsk Region, 165672 Arkhangelsk Region, 165434
Staroforovskaya office Verkhnee Shilovo office
49, Rechnaya Str., 3, Lesnaya Str., Verkhnee Shilovo,
Staroforovskaya, Krasnoborsky district,
Vilegodsky district, Arkhangelsk Region, 165452
Arkhangelsk Region, 165695
Dyabrino office
Krasnoborsk additional office 1 28, Pervomayskaya Str.,
11, Pobedy Str., Krasnoborsk, Dyabrino, Krasnoborsky district,
Krasnoborsky district, Arkhangelsk Region, 165436
Arkhangelsk Region, 165430
Komarovo office
Cherevkovo office 1, Oktyabrskaya Str.,
13, Bolnichny per., Komarovo, Krasnoborsky district,
Cherevkovo, Arkhangelsk Region, 165441
Krasnoborsky district,
Arkhangelsk Region, 165430 Bolshaya office
2, Shkolnaya Str., Bolshaya,
Kulikovo office Krasnoborsky district,
31, Plakidina Str., Arkhangelsk Region, 165451
Kulikovo, Krasnoborsky district,
Arkhangelsk Region, 165440 Monastyrskaya Pashnya office
83, Monastyrskaya Pashnya,
Bolshaya Sludka office Krasnoborsky district,
19, Bolshaya Sludka, Arkhangelsk Region, 165435
Krasnoborsky district,
Arkhangelsk Region, 165438 Rakulka office
40, Rakulka,
Berezonavolok office Krasnoborsky district,
25, Tsentralnaya Str., Arkhangelsk Region, 165461
Berezonavolok,
Krasnoborsky district, Sakulinskaya office
Arkhangelsk Region, 165439 11, Sakulinskaya,
Krasnoborsky district,
Vernaya Uftyuga office Arkhangelsk Region, 165453
4, Tsentralnaya Str.,
Vernaya Uftyuga, Suslonovskaya office
Krasnoborsky district, 2, Suslonovskaya,
Arkhangelsk Region, 165442 Krasnoborsky district,
Arkhangelsk Region, 165463
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
59
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Demiyanovskaya office Tyva office
4, Demiyanovskaya, 2, Stantsionnaya Str.,
Krasnoborsky district, Tyva, Lensky district,
Arkhangelsk Region, 165463 Arkhangelsk Region, 165740
Savinskaya office Lena office
16, Savinskaya, 29, K. Zinina Str.,
Krasnoborsky district, Lena, Lensky district,
Arkhangelsk Region, 165460 Arkhangelsk Region, 165787
Komsomolsky office Gyzheg office
6, Tsentralnaya Str., 1-1, Stroiteley Str.,
Komsomolsky, Gyzheg, Lensky district,
Krasnoborsky district, Arkhangelsk Region, 165786
Arkhangelsk Region, 165464
Irta office
Berezovka office 3, Vychegodskaya Str.,
2, Verkhnaya Str., Berezovka, Irta, Lensky district,
Krasnoborsky district, Arkhangelsk Region, 165772
Arkhangelsk Region, 165430
Belopashino office
Yarensk office 25-1, Tsentralnaya Str.,
41, Bratiev Pokrovskykh Str., Belopashino, Lensky district,
Yarensk, Lensky district, Arkhangelsk Region, 165711
Arkhangelsk Region, 165780
Severodvinsk office
Urdoma office Office 10, 37, Zheleznodorozhnaya Str.,
35, Molodezhnaya Str., Severodvinsk,
Urdoma, Lensky district, Arkhangelsk Region, 164521
Arkhangelsk Region, 165721
Severodvinsk additional office 1
Kozmino office Office 410, 3, Boychuka Str.,
Kozmino, Lensky district, Severodvinsk,
Arkhangelsk Region, 165787 Arkhangelsk Region, 164501
Litvino office Severodvinsk additional office 2
5B, Shkolnaya Str., Litvino, 3, Energetikov Str.,
Lensky district, Severodvinsk,
Arkhangelsk Region, 165711 Arkhangelsk Region, 164515
Soyga office
1-2, Trudovaya Str.,
Soyga, Lensky district,
Arkhangelsk Region, 165711
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
60
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Severodvinsk additional office 3 Koryazhma additional office 1
Office 7, bld.1, 48, K. Marx Str., 17, Lenina Av.,
Severodvinsk, Koryazhma,
Arkhangelsk Region, 164514 Arkhangelsk Region, 165650
Kholmogory additional office 1 Mirny office
10A, Naberezhnaya Str., 17, Ovchinnikova Str.,
Kholmogory, Mirny,
Kholmogorsky district, Arkhangelsk Region, 164170
Arkhangelsk Region, 164530
Mirny additional office 1
Emetsk office 29, Nedelina Str.,
11, Rubtsova Str., Emetsk, Mirny,
Kholmogorsky district, Arkhangelsk Region, 164170
Arkhangelsk Region, 164537
Mirny additional office 2
Nyandoma additional office 1 1, Lenina Str., Mirny,
Office 1, 45, Lenina Str., Arkhangelsk Region, 164170
Nyandoma, Nyandomsky district,
Arkhangelsk Region, 164200 Mirny additional office 3
11A, Gagarina Str.,
Nyandoma additional office 2 Mirny,
Office 49, 18, 60 years of October Str., Arkhangelsk Region, 164170
Nyandoma, Nyandomsky district,
Arkhangelsk Region, 164200 Emetsk additional office 1
1, Komsomolskaya Str., Emetsk,
Velsk additional office 1 Kholmogorsky district,
Office 11, 26, Krasnaya Str., Arkhangelsk Region, 164537
Velsk, Velsky district,
Arkhangelsk Region, 165150 Severodvinsk additional office 4
47A, Lomonosova Str.,
Velsk additional office 2 Severodvinsk,
17, Popova Str., Arkhangelsk Region, 164504
Velsk, Velsky district,
Arkhangelsk Region, 165150 Severodvinsk additional office 5
49, Morskoy Av.,
Koryazhma office Severodvinsk,
24, Kirova Str., Koryazhma, Arkhangelsk Region, 164523
Arkhangelsk Region, 165650
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
61
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Severodvinsk additional office 6 Kharabali office
16, Dzerzhinskogo Str., 17 B. Khmelnitskogo Str.,
Severodvinsk, Kharabali,
Arkhangelsk Region, 164524 Astrakhan Region, 416010
tel: (85148) 9-19-30
Astrakhan branch
27/79 Pobedy Str./Krasnaya Beloyarsky branch
naberezhnaya, Astrakhan, Office 22, 5 Tsentralnaya Str.,
Astrakhan Region, 414040 Beloyarsky,
tel: (8512) 63-35-08 Khanty-Mansiysk Autonomous
fax: (8512) 63-38-10 District- Yugra, 628162
tel: (34670) 4-14-35
Volodarsky office fax: (34670) 4-14-17
20 Sadovaya Str., Volodarsky,
Astrakhan Region, 416170 Berezovo office
tel: (85142) 9-04-74 5 Sovetskaya Str.,
Berezovo,
Yenotaevka office Berezovo District,
36/6А/1 Sovetskaya Str./ Khanty-Mansiysk Autonomous
Rydel Str./Stepana Razina Str., District-
Yenotaevka, Yugra,628140
Astrakhan Region, 416200 tel: (34674) 2-30-94
tel: (85143) 9-16-06
Oktyabrsky office
Znamensk office 39 A Kalinina Str.,
2, Mira Str., Znamensk, Oktyabrskoe,
Astrakhan Region, 416550 Oktyabrsky District,
tel: (85140) 2-02-64 Khanty-Mansiysk Autonomous
District- Yugra, 628100
Kamyzyak office
tel: (34678) 2-5-5
67 M. Gorkogo Str.,
Kamyzyak, Igrim office
Astrakhan Region, 416300 45 Kooperativnaya Str.,
tel: (85145) 9-28-29 Igrim, Berezovo District, Khanty-
Mansiysk Autonomous District-
Krasny Yar office
Yugra, 628146
51 Zoi Ananyevoy Str.,
Krasny Yar, Blagoveshchensk branch
Astrakhan Region, 416150 151, Krasnoflotskaya Str.,
tel: (85146) 9-13-49 Blagoveshchensk,
Amur Region, 675000
Liman office
tel: (4162) 51-12-74
51 Lenina Str., Liman,
fax: (4162) 35-11-12
Astrakhan Region, 416410
tel: (85147) 2-13-26
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
62
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Bryansk branch Navlya office
67 Sovetskaya Str., Office 28, 2 Emlyutina Str.,
Bryansk, 241050 Navlya, Navlya District,
tel: (4832) 74-37-40 Bryansk Region, 242130
fax: (4832) 74-37-13
Pogar office
Komarichi office 41 Oktyabrskaya Str., Pogar,
63 Osipenko Str., Bryansk Region, 243550
Komarichi,
Bryansk Region, 242400 Starodub office
99, Semashko Str., Starodub,
Bezhitsky office Bryansk Region, 243240
11 Kamozina Str.,
Bryansk, 241035 Trubchevsk office
15 G. Petrova Str.,
Volodarsk office Trubchevsk,
52A Chernyshevskogo Str., Bryansk Region, 242221
Bryansk, 241047
Unecha office
Gordeevka office Office 14, 10 Lomonosova Str.,
1 Lenina Str., Gordeevka, Unecha,
Bryansk Region, 243650 Bryansk Region, 243302
Dyadkovo office Fokinsky office
218, Lenina Str., 95 Moskovsky Av.,
Dyadkovo, Bryansk, 241004
Dyadkovo district,
Bryansk Region, 243600 Republic of Buryatia branch
tel: (48323) 3-39-67 24 Pyatidesyatiletiya Oktyabrya
Str., Ulan-Ude, Republic
Zlynka office of Buryatia, 670034
32 Karla Marksa Str., tel: (3012) 46-65-15
Zlynka, fax: (3012) 46-65-20
Bryansk Region, 243600
Bichura office
Karachev office 38 Sovetskaya Str., Bichura,
Office 2, 112 Pervomayskaya Str., Republic of Buryatia, 671360
Karachev, tel: (30133) 5-22-55
Bryansk Region, 242500
Dzhidinsky office
Krasnaya Gora office 6 Kirova Str.,
55 Bolnichnaya Str., Petropavlovka, Dzhidinsky District,
Krasnaya Gora, Republic of Buryatia, 671920
Bryansk Region, 243160 tel: (30134) 4-10-94
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
63
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Kabansk office Volgograd branch
6 Oktyabrskaya Str., Kabansk, 6A Dymchenko Str.,
Republic of Buryatia, 671200 Volgograd, 400005
tel: (30138) 4-11-53 tel: (8442) 24-70-47
fax: (8442) 24-70-46
Kyakhty office
33 Lenina Str., Kyakhty, Volzhsky office
Republic of Buryatia, 671841 13 Sovetskaya Str., Volzhsky,
tel: (30142) 9-19-30 Volgograd Region, 404130
tel: (8443) 31-63-31
Bauntovsky office
Office 45, 24 Lenina Str., Kamyshin office
Bagdarin, Bauntovsky Evenki District, 54 Serova Str., Kamyshin,
Republic of Buryatia, 671510 Volgograd Region, 403873
tel: (84457) 4-92-34
Vladimir branch
2A Elektropriborovskiy proezd, Kalach office
Vladimir, 600005 94, Oktyabrskaya Str.,
tel: (4922) 53-39-24 Kalach-on-Don,
fax: (4922) 53-39-24 Volgograd Region, 404507
Vyazniki office Mikhaylovka office
3, Blagoveschenskaya Str., 5, Magistralnaya Str.,
Vyazniki, Mikhaylovka,
Vladimir Region, 601441 Volgograd Region, 403343
tel: (49233) 2-14-43
fax: (49233) 2-14-43 Uryupinsk office
6, Krupskoy Str., Uryupinsk,
Gus-Khrustalny office Volgograd Region, 403113
3, Rusnitskoy Str.,
Gus-Khrustalny, Sovetskoe office
Vladimir Region, 601500 70D, Elektrolesovskaya Str.,
tel: (49241) 2-88-46 Volgograd, 400011
fax: (49241) 2-88-46
Traktorozavodskoe office
Kameshkovo office 1, Degtyareva Str.,
18, Sovkhoznaya Str., Kameshkovo, Volgograd, 400006
Vladimir Region, 601301
Chernyshkovsky office
tel: (49248) 2-18-93
80, Sovetskaya Str.,
fax: (49248) 2-18-93
Chernyshkovsky,
Murom office Volgograd Region, 404462
13, Lev Tolstoy Str., Murom,
Vladimir Region, 602267
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
64
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Surovikino office Nekhaevskay office
24, Lineynaya Str., Surovikino, 51, Lenina Str., Nekhaevskaya,
Volgograd Region, 404415 Volgograd Region, 403171
Kletskaya office Alekseevskaya office
37A, Lenina Str., Kletskaya, 80, Krasnogvardeyskaya Str.,
Volgograd Region, 403562 Alekseevskaya,
Volgograd Region, 403241
Danilovka office
31, Severnaya Str., Danilovka, Voronezh branch
Volgograd Region, 403371 66 Revolyutsii 1905 Goda Str.,
Voronezh,
Serafimovich office Voronezh Region, 394030
19, Sovetskaya Str., tel: (4732) 39-05-64
Serafimovich, fax: (4732) 39-05-66
Volgograd Region, 403441
Anna office
Kumylzhenskaya office 3 Pervomayskaya Str., Anna,
1, Blinova Str., Voronezh Region, 396250
Kumylzhenskaya,
Volgograd Region, 403402 Borisoglebsk office
107 Sovetskaya Str.,
Novoanninsky office Borisoglebsk,
98, Sovetskaya Str., Voronezh Region, 397160
Novoanninsky, tel: (47354) 6-35-71
Volgograd Region, 403958
Novovoronezh office
Kikvidzensky office 18 Kosmonavtov Str.,
58, Lenina Str., Novovoronezh,
Preobrazhenskaya, Voronezh Region, 396070
Kikvidzensky District, tel: (47364) 2-90-71
Volgograd Region, 403221
Novaya Usman office
Elan office 6 Yubileynaya Str., Novaya Usman,
168, Sovetskaya Str., Elan, Voronezh Region, 396310
Volgograd Region, 403732 tel: (47341) 5-40-89
Frolovo office Novokhopersk office
58, Lenina Str., Frolovo, 22 Karla Marksa Str.,
Volgograd Region, 403540 Novokhopersk,
Voronezh Region, 397400
Novonikolaevsky office
1, Privokzalny per., Ramon office
Novonikolaevsky, 13 Kalinina Str., Ramon,
Volgograd Region, 403901 Voronezh Region, 396020
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
65
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Semiluki office Gubarevo office
136 25 let Oktyabrya Str., Gubarevo, Semiluki District,
Semiluki, Voronezh Region, 396947
Voronezh Region, 396900
tel: (47372) 2-66-59 Yesipovo office
Yesipovo, Ternovka District,
Abramovka office Voronezh Region, 397100
Abramovka District Hospital,
Abramovka, Talovsky District, Kashirskoye office
Voronezh Region, 397490 4 Komsomolskaya Str.,
Kashirskoye,
Arkhangelskoye office Voronezh Region, 396350
Arkhangelskoye District Hospital, tel: (47342) 4-22-13
Arkhangelskoye, Anna District,
Voronezh Region, 396230 Krasnolipye office
Krasnolipye, Repyevka District,
Bolshaya Vereyka office Voronezh Region, 396385
Bolshaya Vereyka Ambulance
Station, Bolshaya Vereyka, Levaya Rossosh office
Ramonsky District, Voronezh Levaya Rossosh Ambulance
Region, 396041 Station, Levaya Rossosh,
Kashirsky District, Voronezh
Bolshoy Martyn office Region, 396360
Martyn Ambulance Station,
Bolshoy Martyn, Panino District, Nizhnyaya Veduga office
Voronezh Region, 396152 Nizhnyaya Veduga,
Semiluki District,
Bratki office Voronezh Region, 396910
Bratki, Ternovka District,
Voronezh Region, 397123 Nizhnedevitsk office
21 Yubileynaya Str.,
Verkhnyaya Khava office Nizhnedevitsk,
11 Lenina Str., Verkhnyaya Khava, Voronezh Region, 396870
Voronezh Region, 396110 tel: (47370) 5-13-06
tel: (47343) 7-30-60
Nizhny Karachan office
Gremyachye office Nizhny Karachan,
Gremyachye, Khokhol District, Gribanovsky District,
Voronezh Region, 396813 Voronezh Region, 397402
Gribanovka office Panino office
37 Plekhanovskaya Str., 55 Zheleznodorozhnaya Str.,
Gribanovka, Panino,
Voronezh Region, 397240 Voronezh Region, 396140
tel: (47348) 3-02-07 tel: (47344) 4-70-58
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
66
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Povorino office Shukavka office
7 Shkolny Pereulok, Povorino, Shukavka District Hospital,
Voronezh Region, 397350 Shukavka, Verkhnyaya Khava District,
Tel: (47376) 4-05-91 Voronezh Region, 396125
Pykhovka office Shchuchyinsk office
Central Ambulance Station, Shchuchyinsk District Hospital,
Pykhovka, Novokhopersk District, Rostoshi, Ertil District,
Voronezh Region, 397404 Voronezh Region, 397012
Repyevka office Ertil office
35 Mira Str., Repyevka, 11 Zelyonaya Str., Ertil,
Voronezh Region, 396370 Voronezh Region, 397030
Tel: (47345) 2-32-11
Rozhdestvenskoye office
Rozhdestvenskoye, Republic of Dagestan branch
Pavorino District, 24 Yermoshkina Str., Makhachkala,
Voronezh Region, 397300 Republic of Dagestan, 367000
tel: (8722) 62-92-30
Rykan office fax: (8722) 62-92-30
Rykan Ambulance Station,
Rykan, Novaya Usman District, Yekaterinburg branch
Voronezh Region, 396319 35 Rozy Lyuksemburg Str.,
Yekaterinburg, 620075
Sinie Lipyagi office tel: (343) 379-27-13
1, Pervomayskaya Str., fax: (343) 379-27-29
Sinie Lipyagi, Nizhnedevitsk
District, Voronezh Region, Novouralsk office
396885 53 Lenina Str.,
Novouralsk,
Talovaya office Sverdlovsk Region, 624130
2A Pirogova Str., Talovaya, tel: (34370) 9-02-53
Voronezh Region, 397482
Tel: (47352) 2-27-99 Ozersk office
Office 303, 22 Semyonova Str.,
Ternovka office Ozersk,
20 Oktyabrskaya Str., Ternovka, Chelyabinsk Region, 456790
Voronezh Region, 397110 tel: (35140) 7-47-81
Tel: (47347) 5-57-96 Chelyabinsky directorate
1/24 Sverdlova Str.,
Tyukovsky office
Makashevka, Borisoglebsk District, Snezhinsk
Voronezh Region, 397142 Chelyabinsk Region, 456770
tel: (35146) 34-222
Khokholsky office
fax: (35146) 34-222
16 Lenina Str., Khokholsky,
Voronezh Region, 396840
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
67
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Central office of Chelyabinsky Privolzhsk office
directorate 3A Frunze Str., Privolzhsk,
187, Truda Str., Ivanovo Region, 155550
Chelyabinsk, 454091
Puchezh office
Ivanovo branch 27A Lenina Str., Puchezh,
5 Naberezhnaya Str., Ivanovo Region, 155360
Ivanovo, 153002
tel: (4932) 37-59-67 Savino office
fax: (4932) 37-58-97 13 1st Zheleznodorozhnaya Str.,
Savino,
Kineshma office Ivanovo Region, 155710
24/25 Maksima Gorkogo Str.,
Kineshma, Teykovo office
Ivanovo Region, 155800 1 Sergeevskaya Str.,
tel: (49331) 5-53-02 Teykovo,
Ivanovo Region,155048
Vichuga office
17 Pokrovskogo Str., Furmanov office
Vichuga, Vichuga district, 12 Sovetskaya Str., Furmanove,
Ivanovo Region, 155334 Ivanovo Region, 155520
Ilyinsky office Yuzha office
7 Sovetskaya Str., 26 Sovetskaya Str., Yuzha,
Ilyinskoye–Khavanskoye Village, Ivanovo Region, 155630
Ivanovo Region, 155060
Yuryevets office
Komsomolsk office 22 Sovetskaya Str., Yuryevets,
7 Sovetskaya Str., Ivanovo Region, 155453
Komsomolsk,
Irkutsk branch
Ivanovo Region, 155150
41 Sverdlova Str.,
Lezhnevo office Irkutsk 664011
32 Oktyabrskaya Str., tel: (3952) 28-80-43
Lezhnevo, fax: (3952) 28-80-32
Ivanovo Region, 155120
Angarsk office
Palekh office 30 Lenina Str., Angarsk,
1 Zinovyeva Str., Palekh, Irkutsk Region, 665830
Ivanovo Region, 155620 tel: (3952) 52-97-22
Pestyaki office Bodaybo office
33 Gagarina Str., Pestyaki, 38 Tridtsat Let Pobedy, Bodaybo,
Ivanovo Region,155650 Irkutsk Region, 666910
tel: (39534) 37-2-97
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
68
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Bratsk office Alarsky office
38 Podbelskogo Str., Bratsk, 5, Matrosova Str.,
Irkutsk Region, 665717 Kutulik, Alarsky district,
tel: (39534) 3-72-97 Irkutsk Region, 669451
Nizhneilimskoye office Osa office
8 Yangelya Str., 25, Bolnishnaya Str., Osa,
Zheleznogorsk-Ilymsky, Ust-Ordynsky Buryat county,
Irkutsk Region, 665651 Irkutsk Region, 669200
tel: (39566) 31-3-14
Kachug office
Ust-Ilimsk office 1, Bolnichny per., Kachug,
30, 3, Mira Av., Irkutsk Region, 666203
Ust-Ilimsk,
Irkutsk Region, 666679 Bokhan office
49, Lenina Str., Bokhan,
Ust-Kut office Ust-Ordynsky Buryat county,
41 Kirova Str., Ust-Kut, Irkutsk Region, 669310
Irkutsk Region, 665780
tel: (39565) 5-20-25 Zhigalovo office
20, Lenina Str., Zhigalovo,
Ust-Ordynsky office Irkutsk Region, 666402
63, Vatutina Str.,
Ust-Ordynsky, Olkhonsky office
Ekhirit-Bulagarsky district, 18, Sovetskaya Str.,
Ust-Ordynsky Buryat county, Elantsy, Olkhonsky district,
Irkutsk Region, 669001 Irkutsk Region, 666132
Cheremkhovo office Nukutsky office
13, Ordzhonikidze Str., 21, Mayskaya Str., Novonukutsky,
Cheremkhovo, Ust-Ordynsky Buryat county,
Irkutsk Region, 665415 Irkutsk Region, 669401
Shekekhov office Bayanday office
18A, 2nd quarter, 4, Gagarina Str., Bayanday,
Shelekhov, Irkutsk Region, 669121
Irkutsk Region, 666034
Svirsk office
Usolie office 1A, Molodezhnaya Str., Svirsk,
83, Internatsionalnaya Str., Irkutsk Region, 665420
Usolie-Sibirskoe,
Baykalsk office
Irkutsk Region, 665451
92, Krasny Klyuch,
Baykalsk, Slyudyansky district,
Irkutsk Region, 665930
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
69
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Slyudyanka office Oktyabrsky office
3B, Granitnaya Str., 18, Ogareva Str.,
Slyudyanka, Slyudyansky district, Kaliningrad, 236010
Irkutsk Region, 665903
Moskovsky office
Kirensk office 104, Dzerzginskogo Str.,
4 Rabochaya Str., Kirensk, Kaliningrad, 236004
Irkutsk Region, 666700
Gorkovsky office
Magistralny office 203A, Gorkogo Str.,
16 Semnadtsaty Syezd VLKSM Kaliningrad, 236029
Magistralny settlement,
Kazachensko-Leninsky District, Kamchatka branch
Irkutsk Region, 666505 9/4 50 let Oktyabrya Av.,
Petropavlovsk-Kamchatsky,
Sayansk office Kamchatka Territory, 683024
18 Stroiteley Micro-District, tel: (4152) 23-60-94
Sayansk, Irkutsk Region, 666303 fax: (4152) 26-02-92
Chunsky office Palanskoye office
7A Komarova Str., Chunsky, 22 Porotova Str., Palana, Tigilsky
Chunsky District, Irkutsk Region, District, Kamchatka Territory,
665513 688000
Kazan branch Elizovo office
41 Adelya Kutuya Str., Kazan, 42, Lenina Str., Elizovo,
Republic of Tatarstan, 420073 Kamchatka Territory, 688004
tel: (495) 660-89-74
fax: (495) 660-89-74 Vilyuchinsk office
5, Pobedy Str., Vilyuchinsk,
Kaliningrad branch Kamchatka Territory, 688090
4 Pobedy Str.,
Kaliningrad, 236010 Kostroma branch
tel: (4012) 71-66-31 Office 263, 29 Profsoyuznaya Str.,
fax: (4012) 71-66-34 Kostroma, 156016
tel: (495) 660-89-74
Nevsky office fax: (495) (495) 660-89-74
117-123, A.Nevskogo Str.,
Kaliningrad, 236005 Krasnodar branch
118 Krasnaya Str.,
Baltiysk office Krasnodar, 350000
5 Letnaya Str., tel: (495) 660-89-74
Kaliningrad, 236004 fax: (495) 660-89-74
Pregolsky office
55-65, Admirala Tributsa nab.,
Kaliningrad, 236006
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
70
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Republic of Mariy-El branch Orshanka office
17 Uspenskaya Str., 20 A Sovetskaya Str., Orshanka
Yoshkar Ola, Republic of Mariy-El, 425250
Republic of Mariy-El, 424006
tel: (8362) 41-23-21 Parynga office
fax: (8362) 41-64-00 13 Chapaeva Str., Parynga,
Republic of Mariy-El, 425570
Volzhsk office
29A Sovetskaya Str., Volzhsk, Sernur office
Republic of Mariy-El, 425000 86 Sovetskaya Str.,Sernur,
tel: (83631) 6-20-42 Republic of Mariy-El, 425450
Zvenigovo office Sovetsky office
25 Rostovshchikov Str., 5B Pervomayskaya Str.,
Zvenigovo, Sovetsky,
Republic of Mariy-El, 425060 Republic of Mariy-El, 425400
tel: (83645)7-12-89
Republic of Mordovia branch
Kilemary office 60 Bolshevistskaya Str., Saransk,
10 Feoktistova Str., Republic of Mordovia, 430005
Kilemary, tel: (8342) 23-28-21
Republic of Mariy-El, 425270 fax: (8342) 23-28-33
Kozmodemyansk office Murmansk branch
27 3rd Micro-District, Kozmodemy- 5 Pushkinskaya Str.,
ansk, Murmansk, 183038
Republic of Mariy-El, 425350 tel: (8152) 45-61-05
fax: (8152) 45-87-48
Kuzhener office
1 Bolnichanya Str., Kuzhener, Kola office
Republic of Mariy-El, 425550 18 Mironova Av., Kola,
Murmansk Region, 184380
Mari-Turek office tel: (81553) 3-30-16
3 Lesnaya Str., Mari-Turek,
Republic of Mariy-El, 425500 Pechenga office
1 Hospital Township, Nikel,
Morki office Pechenga District, Murmansk
5 Lesnaya Str., Morki, Region, 184420
Republic of Mariy-El, 425120 tel : (81554) 5-19-84
Novy Toryal office Apatity office
15 Bolnichnaya Str., 22 Lenina Str., Apatity,
Novy Toryal, Murmansk Region,184209
Republic of Mariy-El, 425430
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
71
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Kirovsk office Bogorodsk office
5 Lubuntsova Str., Kirovsk, 224 Lenina Str., Bogorodsk,
Murmansk Region, 184250 Nizhny Novgorod Region, 607600
tel: (83170) 2-12-12
Kovdor office
11, Koshitsa Str., Kovdor, Bolshoye Boldino office
Murmansk Region, 184144 34 Krasnaya Str.,
Bolshoye Boldino,
Monchegorsk office Nizhny Novgorod Region, 607940
8 Metallurgov Av., tel: (83138) 2-25-01
Monchegorsk,
Murmansk Region, 184511 Buturlino office
40 Lenina Str., Buturlino,
Olenegorsk office Nizhny Novgorod Region, 607440
4, Leningradsky Av., tel: (83172) 5-36-93
Olenegorsk,
Murmansk Region, 184530 Vad office
16 Bolnichnaya Str., Vad,
Polyarnye Zori office Nizhny Novgorod Region, 606380
10, Pushkina Str., tel: (83141) 4-23-66
Polyarnye Zori,
Murmansk Region, 184230 Varnavino office
1A Krasnoarmeyskaya Str.,
Severomorsk office Varnavino,
22A Sovetskaya Str., Nizhny Novgorod Region, 607760
Severomorsk, tel: (83158) 2-19-09
Murmansk Region, 184606
Voskresenskoye office
Nadym branch 131A Lenina Str.,
8 Zvereva Str., Nadym Voskresenskoye,
Yamalo-Nenetsky Autonomous Nizhny Novgorod Region, 606730
District, 629730 tel: (83163) 9-30-61
tel: (3499) 53-83-60
fax: (3499) 56-77-14 Gagino office
14 Kommunisticheskaya Str.,
Nizhnevartovsk branch Gagino,
3 Chapaeva Str., Nizhnevartovsk, Nizhny Novgorod Region, 607870
Khanty-Mansiysk Autonomous tel: (83195) 2-19-06
District-Yugra, 628602
tel: (495) 660-89-74 Gorodets office
fax: (495) 660-89-74 36 Proletarskaya Str., Gorodets,
Nizhny Novgorod Region, 606502
Nizhny Novgorod branch tel: (83161) 9-21-52
8 Slavyanskaya Str.,
Nizhny Novgorod, 603000
tel: (831) 411-80-60
fax: (831) 439-71-96
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
72
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Dzerzhinsk office Perevoz office
62 Lenina Av., Dzerzhinsk, 1A 2nd Micro-District, Perevoz,
Nizhny Novgorod Region, 606010 Nizhny Novgorod Region, 607400
tel: (8313) 26-85-25 tel: (83148) 5-25-34
Zarechnoye office Pilna office
213A Moskovskoe shosse, 42 Kalinina Str., Pilna,
Nizhny Novgorod, 603079 Nizhny Novgorod Region, 607490
tel: (831) 270-96-44 tel: (83192) 5-18-75
Kovernino office Pochinki office
3 Karla Marksa Str., 65 Lenina Str., Pochinki,
Kovernino, Nizhny Novgorod Region, 607911
Nizhny Novgorod Region, 606570 tel: (83197) 2-20-87
tel: (83157) 2-21-31
Sarov office
Krasnye Baki office Office 544, 2 Semashko Str., Sarov,
1A Proletarskaya Str., Nizhny Novgorod Region, 607183
Krasnie Baki, tel: (83130) 5-85-88
Nizhny Novgorod Region, 606710
tel: (83156) 2-31-63 Semenov office
23A Volodarskogo Str., Semenov,
Krasnooktyabrsky office Nizhny Novgorod Region, 606650
29 Kooperativnaya Str., tel: (83162) 5-17-01
Urazovka,
Krasnooktyabrsky District, Sergach office
Nizhny Novgorod Region, 607530 16A Yubileyny Av., Sergach
tel: (83194) 2-21-43 Nizhny Novgorod Region, 607511
tel: (83191) 5-50-95
Lukoyanov office
13 Kommunisticheskaya Str., Sechenovo office
Lukoyanov, 3 Kooperativnaya Str.,
Nizhny Novgorod Region, 607800 Sechenovo,
tel: (83196) 4-25-14 Nizhny Novgorod Region, 607580
tel: (83193) 5-17-40
Nagornoye office
8 Slavyanskaya Str., Sokolskoye office
Nizhny Novgorod, 603000 13 Kirova Str.,
tel: (831) 431-10-96 Sokolskoye,
Nizhny Novgorod Region, 606670
Pavlovo office tel: (83137) 2-05-72
53 Kirova Str., Pavlovo,
Nizhny Novgorod Region, 606100 Sosnovskoye office
tel: (83171) 2-30-23 21 Pervogo Maya Str., Sosnovskoye,
Nizhny Novgorod Region, 606170
tel: (83174) 2-53-87
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
73
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Chkalovsk office Mednogorsk office
61A Pushkina Str., Chkalovsk, 21 Sovetskaya Str., Mednogorsk,
Nizhny Novgorod Region, 606540 Orenburg Region, 462270
tel: (83160) 4-55-22 tel: (35379) 3-10-23
Shatki office Orsk office
4 Zarechnaya Str., Shatki, 85 Lenina Str., Orsk,
Nizhny Novgorod Region, 607700 Orenburg Region, 462429
tel: (83142) 4-13-75
Belyaevka office
Novy Urengoy branch 11 Bankovskaya Str., Belyaevka,
5 Yubileynaya Str., Orenburg Region, 461330
Novy Urengoy,
Yamalo-Nenetsky Autonomous Gay office
District, 629305 6 Pobedy Av., Gay,
tel: (3494) 92-51-75 Orenburg Region, 462630
fax: (3494) 92-51-74
Kuvandyk office
Noyabrsk branch 22 Orenburgskaya Str.,
56 Mira Av., Noyabrsk, Kuvandyk,
Yamalo-Nenetsky Orenburg Region, 462243
Autonomous District, 629807
Oktyabrsky office
tel: (3496) 36-94-98
1 Kommunisticheskaya Str.,
fax: (3496) 36-86-80
Oktyabrskoye,
Gubkinsky office Orenburg Region, 462030
2 micro-district, Gubkinsky,
Saractash office
Yamalo-Nenetsky
91 Pushkina Str.,
Autonomous District, 629830
Saraktash,
tel: (34936) 5-18-50
Orenburg Region,462100
Muravlenko office
Sol-Iletsk office
82 Lenina Str., Muravlenko,
17 Orenburgskaya Str.,
Yamalo-Nenetsky Autonomous
Sol-Iletsk,
District, 629603
Orenburg Region, 461505
tel: (34938) 6-38-10
Oryol branch
Orenburg branch
4 Gagarina Str.,
14 Turkestanskaya Str.,
Oryol, 302001
Orenburg, 460024
tel: (4862) 71-35-64
tel: (3532) 72-94-51
fax: (4862) 54-24-87
fax: (3532) 72-56-95
Buzuluk office
40 Chapaeva Str., Buzuluk,
Orenburg Region, 461040
tel: (35342) 5-52-78
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
74
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Livny office Zimovniki office
22 M. Gorkogo Str., Livny, 113A Lenina Str., Zimovniki,
Oryol Region, 303858 Rostov-on-Don Region, 347460
tel: (48677) 7-23-74 tel: (86376) 4-01-16
Mtsensk office Novoshakhtinsk office
81 Gagarina Str., Mtsensk, 21A Gornyatskaya Str.,
Oryol Region, 303030 Novoshakhtinsk,
tel: (48646) 4-11-10 Rostov-on-Don Region, 346918
tel: (86369) 8-48-12
Purov branch
Office 11, 7A Pervaya rechka Str., Orlovsky office
Tarko-Sale, 8 Transportnaya Str.,
Yamalo-Nenetsky Autonomous Orlrovsky,
District, 629850 Rostov-on-Don Region, 347512
tel: (34997) 2-40-04 tel: (86375) 3-24-00
fax: (34997) 2-44-40
Chertkovo office
Rostov-on-Don branch 94 Pionersky Pereulok,
132/37 Sotsialisticheskaya Str., Chertkovo,
Rostov-on-Don, 344006 Rostov-on-Don Region, 346000
tel: (863) 218-25-50 tel: (918) 532-03-93
fax: (863) 227-76-74
Bokovskoye office
Gukovo office 1 Oktyabrskaya Str.,
4A Kooperativnaya Str., Bokovskaya,
Gukovo, Rostov-on-Don Region, 346250
Rostov-on-Don Region, 347880
tel: (86361) 3-26-89 Zavetnoye office
17 Kirova Str., Zavetnoye,
Donetsk office Rostov-on-Don Region, 347430
67 Mira Av., Donetsk,
Rostov-on-Don Region, 346330 Kuybyshevo office
tel: (86368) 2-19-87 3 Miusskaya Str., Kuybyshevo,
Rostov-on-Don Region, 346940
Dubovskoye office
88 Pervomayskaya Str., Rodionovo–Nesvetayskaya office
Dubovskoye, 20 Yuzhnaya Str.,
Rostov-on-Don Region, 347410 Rodionovo–Nesvetayskaya,
tel: (86377) 5-75-47 Rostov-on-Don Region, 346580
Yegorlykskaya office Remontnoye office
32 Stepnoy Per., 72 Sovetskaya Str., Remontnoye,
Yegorlykskaya, Rostov-on-Don Region, 347480
Rostov-on-Don Region, 347660
tel: (86370) 2-17-17
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
75
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Sovetskoye office Skopin office
21 Sovetskaya Str., Avtozavodskoy Micro-District,
Sovetskoye, Skopin, Ryazan Region, 391803
Rostov-on-Don Region, 347180
Spas-Klepiki office
Ryazan branch 3 Bebelya Str.,
41 Pervomaysky Av., Spas-Klepiki,
Ryazan, 390013 Klepiki District,
tel: (4912) 34-88-20 Ryazan Region, 391030
fax: (4912) 76-17-01
Spassk-Ryazansky office
Kasimov office 1 Sovetskaya Str.,
39 Sovetskaya Str., Kasimov, Spassk-Ryazansky,
Ryazan Region, 391300 Ryazan Region, 391050
Korablino office Starozhilovo office
11 Sportivnaya Str., Korablino, 23 Denisova Str.,
Ryazan Region, 391200 Starozhilovo,
Ryazan Region, 391170
Miloslavskoye office
6 Lenina Str., Ukholovo office
Miloslavskoye, 13 Revolutsii Str.,
Ryazan Region, 391770 Ukholovo,
Ryazan Region, 391920
Novomichurinsk office
2A Stroiteley Str., Chuchkovo office
Novomichurinsk , Pronsky District, 22 Lenina Str., Chuchkovo,
Ryazan Region, 391160 Ryazan Region, 391420
Putyatino office Shilovo office
64A Leninsky Av., Putyatino, 14A Sovetskaya Str.,
Putyatino District, Shilovo,
Ryazan Region, 391480 Ryazan Region, 391500
Sapozhok office Samara branch
60 Sadovaya Str., Sapozhok, 201 Chapaevskaya Str.,
Sapozhok District, Samara, 443010
Ryazan Region, 391940 tel: (495) 660-89-74
fax: (495) 660-89-74
Sasovo office
43 Yuzhny Micro-District, Sasovo,
Ryazan Region, 391430
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
76
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Saint-Petersburg branch Kommunar office
Office 1.42, 1/6 Cheboksarsky Per., 3 Stroiteley Str.,
Saint-Petersburg, 191186 Kommunar, Gatchina District,
tel: (812) 438-14-66 Leningrad Region, 188320
fax: (812) 438-14-38
Lomonosov office
Bolshaya Izhora office 16 Fedyuninskogo Str.,
18 Stroiteley Str., Lomonosov,
Bolshaya Izhora, Saint-Petersburg, 188512
Lomonosov District,
Leningrad Region, 188531 Luga office
21A Pobedy Str., Luga,
Budogosh office Leningrad Region, 188330
4 Borovaya Str.,
Budogosh, Kirishi District, Nikolskoye office
Leningrad Region, 187120 13 Shkolnaya Str.,
Nikolskoye, Tosno District,
Volosovo office Leningrad Region, 187026
26-12 Vosstaniya Str., Volosovo,
Leningrad Region, 188410 Novoselye office
30 Novoselye,
Vyritsa office Slantsy District,
12 Moskovskaya Str., Leningrad Region, 188574
Vyritsa, Gatchina District,
Leningrad Region,188380 Siversky office
2, Vostochnaya Str.,
Gatchina office Siversky, Gatchina District,
12 Sobornaya Str., Gatchina, Leningrad Region, 188330
Leningrad Region, 188306
Slantsy office
Ivangorod office 3 Lenina Str., Slantsy,
6 Pastorova Str., Leningrad Region, 188560
Ivangorod, Kingisepp District,
Leningrad Region, 188491 Sosnovy Bor office
63A Geroev Av.,
Kingisepp office Sosnovy Bor,
22B Bolshaya Sovetskaya Str., Leningrad Region,188544
Kingisepp,
Leningrad Region, 188480 Terpilitsy office
Terpilitsy, Volosovsky District,
Kirishi office Leningrad Region, 188402
23 Geroev Av., Kirishi,
Leningrad Region, 187110
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
77
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Tolmachevo office Bazarny Karabulak office
1 Vokzalnaya Str., 120 Lenina Str.,
Tolmachevo, Luga District, Bazarny Karabulak,
Leningrad Region, 187255 Saratov Region, 412602
Tosno office Balakovo office
2 Gorkogo Str., Tosno, 73 Trnavskaya Str., Balakovo,
Leningrad Region, 187000 Saratov Region, 413840
Republic of Karelia directorate Baltay office
Office 1, 6 Shotmana Str., 1V Kolkhoznaya Str., Baltay
Petrozavodsk Saratov Region, 412630
Republic of Karelia, 185000
tel: (8142) 78-31-83 Volsk office
fax: (8142) 78-31-83 130 Lva Tolstogo Str., Volsk,
Saratov Region, 412900
Kostomuksha office
43, Zvezdnaya Str., Kostomuksha, Voskresenskoye office
Republic of Karelia, 186931 58 Kalinina Str.,
Voskresenskoye,
Saratov branch Saratov Region, 413030
8 Kirova Av., Saratov,
Saratov Region, 410600 Yekaterinovka office
tel: (8452) 79-16-17 90A 50 Let Oktyabrya,
fax: (8452) 79-16-14 Yekaterinovka,
Saratov Region, 412420
Petrovsk office
10 Moskovskaya Str., Petrovsk, Novye Burasy office
Saratov Region, 412540 1 Pervy Sovetsky Per.,
tel: (84555) 2-89-95 Novye Burasy,
Saratov Region, 412586
Central office
110А 50 Let Oktyabrya Av., Rtishchevo office
Saratov, 410040 7 60 Let Oktyabrya, Rtishchevo,
tel: (8452) 67-05-69 Saratov Region, 412030
Engelsk office Tatishchevo office
5 block 8, Engelsk, 9 Michurina Str., Tatishchevo,
Saratov Region, 413119 Saratov Region, 412170
tel: (8453) 75-50-53
Khvalynsk office
Aktarsk office 144 Sovetskaya Str., Khvalynsk,
67 Gagarina Str., Aktarsk, Saratov Region, 412780
Saratov Region, 412411
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
78
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Sakhalin branch Smirnykh office
Office 135, 15 Dzerdzhinskogo Str., 21 8 Marta Str.,
Yuzhno-Sakhalinsk, Smirnykh,
Sakhalin Region, 693001 Sakhalin Region, 694350
tel: (4242) 42-26-84
fax: (4242) 42-26-84 Tomari office
50 Sadovaya Str., Tomari,
Kholmsk office Sakhalin Region, 694820
50 Sovetskaya Str., Kholmsk
Sakhalin Region, 694620 Tymovskoye office
tel: (42433) 5-29-80 84 Kirovskaya Str.,
Tymovskoye,
Aleksandrovsk-Sakhalinsky office Sakhalin Region, 694440
21A Dzerdzhinskogo Str.,
Aleksandrovsk- Sakhalinsky, Yuzhno-Kurilsk office
Sakhalin Region, 694420 10, Gnechko Str.,
Yuzhno-Kurilsk,
Aniva office Sakhalin Region, 694500
1 Gogolya Str., Aniva,
Sakhalin Region, 694030 Severo-Kurilsk office
79 Sakhalinskaya Str.,
Korsakov office Severo-Kurilsk,
24 Sovetskaya Str., Korsakov, Sakhalin Region, 694550
Sakhalin Region, 694020
Kurilsk office
Makarov office 25, Evdokimova Str.,
30 Milyutina Str., Makarov, Kurilsk,
Sakhalin Region, 694140 Sakhalin Region, 694530
Nogliki office Uglegorsk office
Office 316, 6 Sovetskaya Str., 18, Krasnoarmeyskaya Str.,
Nogliki, Uglegorsk,
Sakhalin Region, 694450 Sakhalin Region, 694920
Okha office Vakhrushev office
8 Pobedy Str., Okha, 121-1, Tsentralnaya Str.,
Sakhalin Region, 694490 Vakhrushev,
Poronay District,
Poronaysk office Sakhalin Region, 694202
69 Oktyabrskaya Str.,
Poronaysk, Nevelsk office
Sakhalin Region, 694240 52, Lenina Str., Nevelsk,
Sakhalin Region, 694740
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
79
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Dolinsk office Pyatigorsk office
14, Khabarovskaya Str., Dolinsk 7 Bunimovicha Str., Pyatigorsk,
Sakhalin Region, 694050 Stavropol Territory, 357500
Smolensk branch Essentuki office
22 Tenishchevoy Str., 2 Yermolova Str., Essentuki,
Smolensk, 214000 Stavropol Territory, 357600
tel: (4812) 35-80-10
fax: (4812) 61-16-90 Lermontov office
1 Zapadny Pr-d., Lermontov,
Velizh office Stavropol Territory, 357340
Office 10, 23, Eremenko Str.,
Velizh, Predgorny office
Smolensk Region, 216290 38 Eskadronnaya Str.,
Tel: (48132) 4-14-09 Essentuksksya Station,
Fax: (48132) 4-13-64 Predgorny District,
Stavropol Territory, 357351
Demidov office
7, Gureevskaya Str., Demidov, Surgut branch
Smolensk Region, 216240 22 Bystrinskaya Str., Surgut,
Tel: (48147) 4-56-69 Khanty-Mansiysk Autonomous
Fax: (48147) 4-56-69 District- Yugra, 628406
tel: (3462) 23-54-75
Desnogorsk office fax: (3462) 22-09-68
4 micro-district, Desnogorsk,
Smolensk Region, 216400 Syktyvkar branch
Tel: (910) 115-66-45 92 Pervomayskaya Str.,
Syktyvkar,
Krasny office Komi Republic, 167000
11, Karla Marksa Str., tel: (8212) 44-57-45
Krasny, fax: (8212) 44-57-32
Smolensk Region, 216100
Tel: (48145) 4-15-52 Vorkuta office
Fax: (48145) 4-15-52 34 A Parkovayas Str., Vorkuta,
Komi Republic, 169906
Rudnya office tel: (82151) 35-2-65
87, Kireeva Str., Rudnya,
Smolensk Region, 216790, Russia Vuktyl office
5 Komsomolskaya Str., Vuktyl,
Stavropol branch Komi Republic, 169570
73A K. Marksa Av., tel: (82146) 2-33-26
Stavropol, 355006
Tel/fax: (8652) 94-50-42 Izhma office
66 Khatanzeyskogo Str., Izhma,
Komi Republic, 169460
tel: (82140) 9-80-24
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
80
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Inta office Abatskoye office
24 A Mira Str., Inta, 18 Lenina Str., Abatskoye,
Komi Republic, 169840 Tyumen Region, 627540
tel: (82145) 68-6-14
Vagay office
Troitsko-Pechorsk office 12 Zelyonaya Str., Vagay,
11 Yuzhny block, Tyumen Region, 626240
Troitsko-Pechorsk,
Komi Republic, 169420 Vikulovo office
tel: (82138) 9-21-10 120 Karla Marksa Str.,
Vikulovo,
Ust-Tsylma office Tyumen Region, 627570
36 Sovetskaya Str.,
Ust-Tsylma, Ishim office
Komi Republic, 169480 16 Sovetskaya Str., Ishim,
tel: (82141) 9-14-77 Tyumen Region, 627750
tel: (34551) 2-35-56
Ukhta office
32 Dzerdzhinskogo Str., Ukhta, Sladkovo office
Komi Republic, 169300 15A Lenina Str., Sladkovo,
tel: (82147) 2-29-42 Tyumen Region, 627610
Kortkeros office Tobolsk office
223 Sovetskaya Str., Kortkeros, 85 4th Micro-District, Tobolsk,
Komi Republic, 168020 Tyumen Region, 626150
tel: (34511) 2-35-56
Ust-Kulom office
55D Sovetskaya Str., Ust-Kulom, Uvat office
Komi Republic, 168060 1А Belkina Str., Uvat,
Tyumen Region, 626170
Tomsk branch
4 Zagornaya Str., Yarkovo office
Tomsk, 634050 68 Lenina Str., Yarkovo,
tel: (3822) 28-49-00 Tyumen Region, 626050
fax: (3822) 28-49-13
Udmurt branch
Seversky office 304 Udmurtskaya Str., Izhevsk,
151 Kommunistichesky Av., Udmurt Republic, 426034
Seversk, Tomsk Region, 636037 tel: (3412) 72-33-58
fax: (3412) 72-33-58
Tyumen branch
18/1 Lunacharskogo Str., Votkinsk office
Tyumen, 625001 17 Lenina Str., Votkinsk,
tel: (3452) 62-76-00 Udmurt Republic, 427405
fax: (3452) 62-74-68
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
81
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Glazov office Belebey office
6 Pryazhennikova Str., Glazov, 114 Krasnaya Str., Belebey,
Udmurt Republic, 427626 Republic of Bashkortostan, 452006
Novoposelkovsky office Beloretsk office
9 Tsentralnaya Str., Novy, Verkhny Avzyan, Beloretsk District,
Votkinsk District, Udmurt Republic of Bashkortostan, 453524
Republic, 427413
Bizhbulyak office
Sarapul office 66 Tsentralnaya Str., Bizhbulyak,
Office 12, 35B, Republic of Bashkortostan, 452040
Stepana Razina Str., Sarapul,
Udmurt Republic, 427960 Birsk office
144 A Mira Str., Birsk,
Ufa branch Republic of Bashkortostan, 452451
97 Chernyshevskogo Str., Ufa,
Republic of Bashkortostan, 450000 Blagovar office
tel: (3472) 50-26-11 9 Pushkina Str., Yazykovo,
fax: (3472) 50-15-31 Republic of Bashkortostan, 452740
Abzelitovslky office Blagoveshchensk office
10 Raufa Davletovo Str., Bedeeva Polyana,
Askarovo, Abzelitovsky District, Blagoveshchensk District,
Republic of Bashkortostan, 453620 Republic of Bashkortostan, 453446
Arkaulovo office Buzdyak office
Arkaulovo, Salavat District, 1 Lenina Str., Buzdyak,
Republic of Bashkortostan, 452493 Republic of Bashkortostan, 452710
Arkhangelskoye office Gafuriysky office
65 Sovetskaya Str. 23 Kommunisticheskaya Str.,
Arkhangelskoye, Krasnousolsky,
Republic of Bashkortostan, 453040 Republic of Bashkortostan, 453050
Askino office Davlekanovo office
5A Sovetskaya Str., Askino, 23 Pobedy Str., Davlekanovo,
Republic of Bashkortostan, 452880 Republic of Bashkortostan, 453400
Bakaly office Dmitrievka office
14 Krasnoarmeyskaya Str., Dmitrievka, Ufa District,
Bakaly, Republic of Bashkortostan, 450512
Republic of Bashkortostan, 452650
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
82
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Dyurtyuli office Miyaki office
9 Vasilia Gorshkova Str., 101 Gubaidulina Str.,
Dyurtyuli, Kirgiz-Miyaki, Miyaki District,
Republic of Bashkortostan, 452320 Republic of Bashkortostan, 452080
Iglino office Moscow office
1-4, Lenina Str., Iglino, Pereulok Mira, Moskovo,
Republic of Bashkortostan, 452410 Dyurtyuli District,
Republic of Bashkortostan, 452311
Ilishevsky office
26A Pushkina Str., Neftekamsk office
Verkhneyarkeevo, 35 Lenina Str., Neftekamsk,
Republic of Bashkortostan, 452260 Republic of Bashkortostan, 452683
Ishimbay office Oktyabrsky office
76 Sovetskaya Str., Ishimbay, 14 Sverdlova Str., Oktyabrsky,
Republic of Bashkortostan, 453210 Republic of Bashkortostan, 452600
tel: (34763) 95-8-34
Priyutovo office
Kaltasy office Priyutovo LPUMG, Priyutovo,
64 Karla Marksa Str., Kaltasy, Republic of Bashkortostan, 452017
Republic of Bashkortostan, 452860
Salavat office
Karaidel office 22 Kolkhoznaya Str., Salavat,
13, Mira Str., Karaidel, Republic of Bashkortostan, 453261
Republic of Bashkortostan, 452360 tel: (34794) 2-21-66
Karmaskalinsky office Sibay office
Ulyanovka, Karmaskalinsky District, Selkhoztechnica Str., Sibay,
Republic of Bashkortostan, 453026 Republic of Bashkortostan, 453833
Kumertuaskoe office Sterlibashevo office
Kanchura, Kuyurgazinsky District, 15 Pyatdesyat Let Oktyabrya Str.,
Republic of Bashkortostan, 453367 Sterlibashevo,
Republic of Bashkortostan, 453180
Meleuz office tel: (34739) 2-16-19
Nugush, Meleuz District,
Republic of Bashkortostan, 453870 Sterlitamak office
19A Khadayberdina Str.,
Mechetlinsky office Sterlitamak,
22 Lenina Str., Republic of Bashkortostan, 453124
Bolsheustkinskoye,
Mechetlinsky District,
Republic of Bashkortostan, 452550
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
83
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Tuymazy office Chaykovsky branch
45 Gafurova Str., Tuymazy, Office 2, 29 Vokzalnaya Str.,
Republic of Bashkortostan, 452756 Chaykovsky,
Perm Territory, 617763
Urgala office tel: (34241) 3-55-77
Urgala, Belokataiskiy District, fax: (34241) 3-43-87
Republic of Bashkortostan, 452570
Central branch
Uchaly office Gazoprovod, Leninsky District,
2A K.Marksa Str., Uchaly, Moscow Region, 142770
Republic of Bashkortostan, 453700 tel: (495) 982-38-21
fax: (495) 982-38-21
Fedorovka office
38 Lenina Str., Fedorovka, Voskresensk office
Republic of Bashkortostan, 453280 28 Zheleznodorozhnaya Str.,
tel: (34764) 2-28-76 Voskresensk,
Moscow Region, 140200
Khaybulinsky office
tel: (49644) 2-20-73
39, Salavata Yulaeva Str.,
Akyar, Khaybulinsky District, Kashira office
Republic of Bashkortostan, 453800 8, Sovetsky Av., Kashira,
Moscow Region, 142900
Chekmagush office
47 Lenina Str., Chekmagush, Domodedovo office
Republic of Bashkortostan, 452200 9, 25 let Oktyabrya Str.,
Zapadny micro-district, Domodedovo,
Sharan office
Moscow Region, 142000
Chalmaly, Sharan District,
Republic of Bashkortostan, 452648 Zaraysk office
17, Oktyabrskaya Str., Zaraysk,
Yanaul office
Moscow Region, 140600
14 Mayakovskogo Str., Yanaul,
Republic of Bashkortostan, 452800 Kolomna office
209, Oktyabrskoy revolyutsii Str.,
Khabarovsk branch
Kolomna,
Office 315, 44 Muravyova-
Moscow Region, 140400
Amurskogo Str., Khabarovsk,
Khabarovsk Territory, 680000 Leninskoe office
tel: (4212) 31-07-93 10/1, Sovetskaya Str.,
fax: (4212) 31-50-31 Solnechny micro-district, Vidnoe,
Moscow Region, 142700
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
84
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Lukhovitsy office Moskovsky office
39/5, Mira Str., Lukhobitsy, Mosckovsky, Leninsky District,
Moscow Region, 140500 Moscow Region, 142784
Ozery office Nepetsino office
73A, Lenina Str., Ozery, 66, Nepetsino,
Moscow Region, 140560 Kolomna District,
Moscow Region, 140473
Serebryanye Prudy office
3, B.Lugivaya Str., Sergievsky office
Serebryanye Prudy, 14, Tsentralnaya Str.,
Moscow Region, 142970 Sergievsky, Kolomna District,
Moscow Region, 140491
Stupino office
26, Gorkogo Str., Stupino, Peski office
Moscow Region, 142802 2, 1st Shkolnaya Str.,
Peski, Kolomna District,
Beloomut office Moscow Region, 140477
20, Bolshaya Ogarevskaya Str.,
Beloomut, Lukhovitsy District, Additional office 1
Moscow Region, 140520 Central Estate,
Zaraysk farm, Zaraysk District,
Biorkovsky office Moscow Region, 140632
10, Sovetskaya Street,
Lesnoy, Kolomna District, Additional office 2
Moscow Region, 140451 40 let Oktyabrya, Zaraysk District,
Moscow Region, 140618
Vatutinki office
Vatutinki, Leninsky District, Additional office 3
Moscow Region, 142793 17A, Mira Str., Lukhovitsy,
Moscow Region, 140500
Gazoprovod office
Kommunarka, Leninsky District, Kommunarka office
Moscow Region, 142770 Kommunarka, Leninsky District,
Moscow Region, 142770
Kashira office
2, Bolnichnaya Str., Kashira, Malino office
Moscow Region, 142902 2/1, Donskaya Str.,
Malino, Stupino District,
Leninskoe office Moscow Region, 142850
15, Zavodskaya Str.,
Vidnoe, Leninsky District
Moscow Region, 142700
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
85
Representative Offices of SOGAZ Insurance Group
Regional Divisions of OJSC IC SOGAZ-MED
Mikhnevo office Yugorsk branch
18, Bibliotechnaya Str., 10 Sorok Let Pobedy Str., Yugorsk,
Mikhnevo, Stupino District, Khanty-Mansiysk Autonomous
Moscow Region, 142840 District- Yugra, 628260
tel: (34675) 7-36-47
Molokovo office fax: (34675) 2-13-52
Molokovo, Leninsky District
Moscow Region, 142714 Yaroslavl branch
9 Rybinskaya Str.,
Ozherelie office Yaroslavl,150014
1A, Bolnichnaya Str., tel: (4852) 31-38-28
Ozherelie, fax: (4852) 94-64-23
Moscow Region, 142921
Rostov office
Kaluga office 6/4 Pyatdesyat Let Oktyabrya Str.,
7 Tereninsky per., Kaluga, Rostov,
Kaluga Region, 248000 Yaroslavl Region, 152151
Tver directorate Rybinsk office
Office 24, 5 Yerofeeva Str., 19/10, 18 Lomonosova Str./
Tver, 170034 Gertsena Str., Rybinsk,
Yaroslavl Region, 152934
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
86
Representative Offices of SOGAZ Insurance Group
Regional Divisions of LLC IC SOGAZ-AGRO
Volgograd branch Rostov branch
6A, Dymchenko Str., Office 1304, 6, Rostovsky BC,
Volgograd, 400005 Goroda Volos Str.,
Tel/fax: (8442) 24-70-46, 24-70-49 Rostov-on-Don, 344010
tel/fax: (863) 268-83-38,268-83-39
Yekaterinburg branch
35 Rozy Lyuksemburg Str., St. Petersburg branch
Yekaterinburg, 620075 33 Letter A, premise 13N
Tel/fax: (343) 379-27-29, 356-56-57 Voronezhskaya Str.,
St. Petersburg, 192007
Kaluga branch tel/fax: (812) 766-16-02
121 Suvorova Str.,
Kaluga, 248001 Sakhalin branch
Tel/fax: (4842) 76-26-65, 54-70-87 80 Pushkina Str.,
Yuzhno-Sakhalinsk, 693020
Krasnodar branch tel/fax: (4242) 49-90-73, 49-90-74
198 Budennogo Str.,
Krasnodar, 350000 Saratov branch
Tel/fax: (861) 255-46-11, 255-44-96 180/184, bld.2, Zarubina Str.,
Saratov, 410005
Nizhny Novgorod branch tel/fax: (8452) 44-40-11, 98-03-93
9 Nesterova Str.,
Nizhny Novgorod, 603005 Stavropol branch
Tel/fax: (831) 436-19-44 3A 1st Promyshlennaya Str.,
Stavropol, 355035
Orenburg branch tel/fax: (8652) 94-39-27
17 Turkestanskaya Str.,
Orenburg, 460021 Tambov branch
Tel/fax: (3532) 72-94-34, 72-94-36 Bld.2, 4A Kronshtadtskaya Str.,
Tambov, 392000
Omsk branch Tel/fax: (4752) 71-92-38
52 Frunze Str.,
Omsk, 644043 Ufa branch
tel/fax: (3812) 23-76-07 97 Chernyshevskogo Str., Ufa
Republic of Bashkortostan, 450077
Primorsky branch tel/fax: (347) 229-90-05
3A Sukhanova Str.,
Vladivostok, 690091 Khabarovsk branch
tel/fax: (4232) 43-39-27 Office 306, 46 Turgeneva Str.,
Khabarovsk, 680000
tel/fax: (4212) 41-61-24
SOGAZ INSURANCE GROUP 2009 ANNUAL REPORT
87
Representative Offices of SOGAZ Insurance Group
Regional Divisions of LLC IC SOGAZ-AGRO
Representative office in Barnaul Representative office in Samara
135, Proletarskaya Str., Barnaul, Office 2, 10/3,
Altay Territory, 656049 Akademika Platonova Str.,
Tel/fax: (905) 982-33-46 Samara, 443011
Tel/fax: (846) 277-78-59
Representative office in Kazan
Office 205/2, 2V, Saransk office
Spartakovskaya Str., Kazan, 13, Kommunisticheskaya Str.,
Republic of Tatarstan, 420107 Saransk,
Tel/fax: (843) 570-42-94 Republic of Mordovia, 430005
Tel/fax: (8342) 23-29-50
Representative office in Kemerovo
Offices 302A, 302B, Omega BC, Representative office in Smolensk
1/1, Karbolitovskaya Str., 3, Kievsky per.,
Kemerovo, 650070 Smolensk, 214018
Tel/fax: (3842) 39-61-56, 39-61-57 Tel/fax: (4812) 62-88-48, 62-88-38
Oryol office Representative office in Tula
12, Fomina Str., 11, Dzerzhinskogo Str.,
Oryol, 302004 Central District, Tula, 300001
Tel/fax: (4862) 42-66-52 Tel/fax: (4872) 25-08-26
Pskov office Representative office in Yaroslavl
21, Narodnaya Str., 28A, Pobedy Str.,
Pskov, 180016 Yaroslavl, 150040
Tel/fax: (8112) 57-71-11 Tel/fax: (4852) 66-01-39
2009 ANNUAL REPORT SOGAZ INSURANCE GROUP
88
