"Card Stolen Or"
license number if someone is using programs directory, important legislation, and yours as ID on bad checks or for other types the translated Spanish version of the site. of fraud. Call the state office of Motor Vehicles to see if another license was issued ASSOCIATIONS in your name. Put a fraud alert on your license. Fill out the their complaint form to begin your investigative process. PRIVACY RIGHTS CLEARINGHOUSE INFORMATION 3100 – 5th Ave., Suite B San Diego, CA 92103 YOU NEED TO KNOW HELPFUL INTERNET (619) 298- 3396 email@example.com IDENTITY THEFT PROTECTION…WE ALL NEED IT www.privacyrights.org www.privacyrights.org This site empowers individuals to take action to control their personal information FEDERAL TRADE COMMISSION by providing practical tips on 600 Pennsylvania Ave privacy protection. It also Washington, DC 20580 includes explanations on a variety 1- 877- FTC- HELP (382- 4357) of informational privacy issues www.ftc.gov including: internet privacy, identity theft, telemarketing, junk mail, medical records, CALPIRG and workplace privacy. 3435 Wilshire Blvd., Suite 380 Los Angelus, CA 90010 www.consumer.gov/sentinel (213) 251- 3680 This site provides facts on consumer frauds firstname.lastname@example.org from internet cons, prize promotions , work- www.calpirg.org at- home schemes, and telemarketing scams to A Public Service Project of the American identity theft. It also allows individuals to IDENTITY THEFT RESOURCE CENTER Bar Association and the Law in Public report fraud complaints so they can be shared P.O. Box 26833 Service Committee of the Tort Trial and with law enforcement officials across the San Diego, CA 92196 Insurance Practice Section U.S. and around the world. Voices123@att.net www.idtheftcenter.org www.abanet/org/tips/publicservice www.idtheftcenter.org This site provides comprehensive resources EXPERIAN Maine Legal Services for the Elderly to combat identity theft. It supports victims of P.O. Box 1017 identity theft, broadens public awareness and Allen, TX 75013 understanding of identity theft, and decreases Report fraud: (888) the potential victim population by addressing EXPERIAN prevention tips, self help guidelines, regional Fax: (800) 301- 7196 www.scorecard.experian.com 4. Monitor your credit 3. Law enforcement. Report the crime to HOW TO P ROTECT YOURSELF Monitor your credit report on a regular basis. your local police or sheriff’s department. You If you find a change of address you did not might also need to report it to police apply for, check out Experian’s Fraud Center departments where the crime occurred. Give 1. Shred pre -approved credit card offers or call 1-888-397-3742 and request a copy of them as much documented evidence as If you decide not to accept a pre-approved your personal credit report. The credit report possible. Make sure the police report lists the credit offer, shred it before you throw it will include contact information for fraudulent accounts, and be sure to get a copy away. The same goes for any other requesting an investigation of incorrect of the report. Keep the phone number of your documents imprinted with your social information. It’s also important to watch your investigator handy and give it to creditors and security number, date of birth, drivers monthly billing statements for errors. others who require verification of your case. license, and any type of financial or utility account number. Do not sign the back of the 4. Stolen checks. If you have had checks credit/debit card in the authorized signature WHAT TO DO IF YOU’RE A VICTIM stolen or bank accounts set up fraudulently, space, instead print words “Ask for photo report it to your financial identification.” institution. Ask your financial 1. Credit Bureaus . Immediately call the institution to stop payment on fraud unit of the three credit reporting 2. Don’t display critical information any outstanding checks about companies: Experian, Equifax, and Trans Do not print your social which you are unsure. Cancel your Union. Report the theft of your credit cards security number, phone checking and savings account and establish a or numbers and request a credit report (free to number, date of birth, new one. identity theft victims). Ask for your file to be drivers license or credit flagged with a fraud alert. Add a victim’s card account number on your 5. ATM cards. If your ATM or debit card statement to your report. You may cancel checks, and do not give this has been stolen, report it immediately to your fraud alerts at any time. information to a merchant who wants to write financial institution. Get a new card, account it on your check at the time of purchase. number and password. Do not use your old 2. Creditors. Contact all password. When creating a password, don’t creditors immediately with 3. Secure your mail use common numbers like the last four digits whom your name has been Stealing mail is another way that identity of your SSN or your birth date. Monitor your used fraudulently, by phone thieves obtain your personal information. account statements, as you may be liable for and in writing. You may be Consider buying a lockable mailbox if your any fraud that is not reported quickly. asked to fill out fraud current mailbox is unsecured. If your mail affidavits. Ask that old suddenly stops coming, call the post office 6. Social Security Number misuse. Contact accounts be processed as immediately. Identity thieves have been the Social Security Administration to report “account closed at consumer’s request” rather known to divert a victim’s mail by filling out fraudulent use. As a last resort in the most than “card stolen or lost” because it can be a change of address form. Do not have serious case you might consider changing interpreted to blame you.” Make a list of all checks mailed to your home. Have them your social security number. credit cards and other account information delivered to your bank and pick the m up. and keep in a safe place in case you need 7. Drivers license number misuse. information quickly. You may need to change your drivers