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									                                                          HOMEMOVER FINANCE. 0% INTEREST
                                                                                                             Assist
A unique concept to help you move home
                                                                                                  Mortgages
                      ladder!
    t on the PropertyOPLE ONTO
                                                                                                                                                     For exam
                                                                                                                                                              ple:
 Ge                                                                                               Many people ar
                                                                                                  any form of C
                                                                                                                   en’t keen on
                                                                                                                 redit - even
                                                                                                                                         B orrow
                                                                                                                                        3 years a
                                                                                                                                                      £ 5,0 0 0 0
                                                                                                                                                      t £138 .8
                                                                                                                                                                      % A PR T
                                                                                                                                                                     8 per m
                                                                                                                                                                                   ypical lo
                                                                                                                                                                                                a n ov e r
              SSIST HELPS PE                                                                     the 0% variety                        R e d u ce                               onth.
 BLUNDELLS A         Er THrOUGH
                                     0% APr                                                      85 % of local H
                                                                                                                 . However,                         yo u r m o
                                                                                                                                                                   r tgage b
        OPErT y LADD                                                                                             omemovers            Monthy                                   y £ 50 0 0
                                                                                                                                                   saving o
 THE Pr                    ED COSTS.                                                                                                                             f £31.06
              NS FOr rELAT
                                                                                                have a mor tgag                      a saving                                * which
                                                                                                                  e, which
 T yPICAL LOA
                                                                                                                                                  of:                                    equates
                             ders now require ply len                                           is generally a m
                                                                                                                  edium /           • £9,318                                                         to
                       UIT y. Quite sim                                                                                                            ov e r 2 5
 DEPOSITS /EQ                       rtgage (generally
                                                        10 %) and to                           long term Intere
                                                                                                                  st bearing        • £11,18                     years*
                        get a mo                                          40 %                                                                  0 ov e r 3
 larger deposits to                ive interest  rates, 25 % or even                           debt . You can
                                                                                                                take               * B ased                   0 years*
            from more at tract
                                                                                                                                             on an av
 benefit                                          longer avail able and                        advant age of 0%                   the la st            er age U
                           mortgages are no
                                                                                                                                                                  K base ra
                                                                                                                   APR                      10 year s                       te of 5. 50
  are required. 10 0%                                           most cases                    T YPICAL FIN                                                                              % ove r
                      nimal supply at     95 %. Therefore in                                                   ANCE to           This a ssu
                                                                                                                                               mes no
  there is only mi                                              me Buyer                      reduce the co
                                          which for a First Ti                                                                   bu t a larg                change to
                                                                                                              st of
                  of 10 % is required,                                                                                                         e r de po                     Interest
  a minimum                                             ded to which                          your mor tgage.                                               si t gives                   R ates
                                   money to find. Ad                                                                            to benefi                                you the
            nificant amount of                                            nts                                                                 t fro           m a low                 p
                                                    mp duty etc. Pare
                                                                                                                                                                                          otential
   is a sig                                                                                                                                                             er intere
                            mortgage fees, sta                                                                                                                                      st rate .
   th ere are legal fees,                         times ab le to help, but
                          and dad) are some
    (the bank of mum                 .
                             much
    they can only do so

     STAM     P DUTy. During
                                      20 09 the Governme
                                  p Duty was paid to
                                                             nt raised
                                                         help the                                    Why pay interest?                     r
     the  level at which St am                     w been reversed
                                                                         and                                            L FINANCE TO CLEA
                             is decision has no                                                       USE 0% APr TyPICA
     housing market . Th                                                                                              G FINANCE
                                                                                                      INTErEST BEArIN
                                                   e
                           kicks in from abov
     St amp Duty again                                                                                                                to take 0%        sist
                                   alysis, as                                                                                  rDS. Use Blundells As
      £125,00 0. From ou
                             r an                                                                      LOAN S/CrEDIT CA                       sting loans or Credit
                                eld’s largest                                                                                 and pay off exi
      Ch  esterfield & Sheffi                                                                          APR Typical FINANCE                on.
      Estate Agent by     proper ties Sold            TYPICAL EXAMPLE:                                 Cards that you are paying interest
                                            ans
      Subject To    Contract , this me
                               40 % of the                                     mp Duty
                                                       PRICE £300,00 0. Sta
       that approximately
       local housing stock
       in the 1% St am
                               is again back
                         p Duty bracket.
                                                       £9,00 0. With Blund
                                                        be paid interest fre
                                                                              ells this can
                                                                             e over 3                   Increase your savings
                             proper tie   s             years. Sellin g or buying through
        Furthermore, on                                                         money                   USE BLUNDELLS AS
                                                                                                                         SIST TO INCrEASE
                                       ,00 0,           any other Agent the
        above   £250,00 0 to £500                                            completion.                yOUr SAVINGS
                                . Blundells              must be found on
        the ta x rises to 3%                                                                            KEEP THE MONEy
                                 d the                                                                                           IN yOUr OWN BANK
         are prepared to fun                                                                           Some people will not req                             .
         interest on  purchaser loans to                                                                                          uire any extra help to mo
                                                                                                                                                           ve. That is
                               ties sell.                                                              absolutely fine. You can
         help these proper                                                                                                       take the 0% APR TYPIC
                                                                                                       and earn interest on the                          AL FINANCE
                                                                                                                                  money, whilst keeping som
                                                                                                       case it is ever required.                             e back in



             Home Improvement
                                                                     ENTS rATHEr
                                       CE TO FUND HOME IMPrOVEM
              USE 0% APr TyPICAL FINAN
                                         ANCE
              THAN INTErEST BEArING FIN                 expense and most people under estim
                                                                                            ate the
                                                    ing home is a time of considerable
               HOME IMPrOVEMENTS. Mov                                                       gs, white goods etc, rather than, as
                                                                                                                                 many
                                                     to have money available for furnishin
               costs involved. Use Blundells Assist                                          subject to normal interest terms.
                                                     er advances, loans etc at a later date
               people end up doing, apply for furth




     for more details either contact your local branch or ring
                                                       0800 328 0308
                          HOMEMOVEr FINANCE. 0% INTErEST

								
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