Sample Letters to the the Fair Credit Reporting Act by vhr63451


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									In compliance with the Fair Credit Reporting Act, this letter is to inform you that your
application with has been denied.

This decision was made, in whole or in part, based upon information contained in your
consumer report, which was previously provided to you and obtained from:

       Acxiom Information Security Services (AISS)
       6111 Oak Tree Blvd
       Independence, OH 44131
       Phone Number:      1-800-853-3228

Please note that AISS did not make the decision to take adverse action and is unable to
provide you with the specific reason(s) why the adverse action was taken.

You have a right, pursuant to 15 U.S.C. §1681j(b), to obtain a free copy of your
consumer report prepared by AISS within 60 days from the date of this letter. Please
contact AISS by phone or in writing to obtain the free copy.

You also have a right, pursuant to 15 U.S.C. §1681i, to dispute the accuracy or
completeness any information in the consumer report prepared by AISS. Again, please
write or call AISS directly to take advantage of that right.

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