Van Guard - Insurance Brokers_ Commercial Insurance_ Business by cuiliqing


									Van Guard
Proposal Form

Personal Lines | Commercial Lines | Protection
     Van Guard
     Proposal Form

    To be completed by the Insurance Agent
    Agent’s name                                                          Ageas agency number
    Agent’s address
    Agent’s reference (if any)                                            Quote Reference (if any)
    Insurance required from                (period of 12 months)          Premium
    Contract type                                                                                      Standard       Economy
    Introductory discount?                                                                                            YES No

To be completed by the Proposer
   1. Your details
   Title          First name(s)
   Family (or company) name
   Full address
                                                                                                         Post code
    Post code of where vehicle kept overnight

    2. Vehicle details
    Make & model
    Right hand Engine GVW          Purchase Est. value     Est. annual Current    No. of   Body       Year of     Registration
    drive?       capacity          date                    mileage     mileage    seats    type       make        number

    Do you own the vehicle?                                                                                            YES       No
    If ‘No’ give details
    Are you the registered keeper?                                                                                     YES       No
    If ‘No’ give details
    Has the vehicle been adapted, altered or modified from the maker’s specification, such as having alloy wheels
    fitted, additions to the bodywork, or changes affecting performance, suspension or brakes or had optional          YES       No
    extras fitted?
    If ‘Yes’ give details
    Has the vehicle been fitted with an alarm, immobiliser or tracking device which is not fitted as standard?         YES       No
    If ‘Yes’ give name of device including exact model
    Where is the vehicle kept overnight when at the usual address e.g. Drive / Garage / Public Road

    3. Cover required
    Comprehensive             Third Party Fire & Theft         Third Party only
    Do you wish to pay the first part of any claim for damage to your vehicle?                                        YES        No
    If ‘Yes’, indicate amount:                                                                                        £
    This will be in addition to any other amount we may require you to pay.

    4. Use required (see page 5 for details or ask your agent for advice)
    Social Domestic and Pleasure (including commuting to and from a place of work)                                     YES       No
    Carriage of own goods                                                                                              YES       No
    Carriage of goods for hire or reward                                                                               YES       No

    5. Previous insurance details
    Previous insurer                               Policy number                                  Expiry date
    Number of years No Claim Discount earned
    If 4 years or more, do you wish to have your discount protected?                                                   YES       No
    Type of policy bonus earned on

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6. Drivers required
The drivers named below                                                                                             YES     No
Any driver aged 30 years or over                                                                                    YES     No
Please give details of yourself and all other drivers.
Drivers aged younger than 30 will NOT be covered unless their details are shown below.
                                                                Driver 1    Driver 2 Driver 3            Driver 4    Driver 5
Driver’s name
Marital Status
Relationship to Driver 1 (you)                                 Policyholder
Date of Birth
occupation (Give full and part time occupations)
Employer’s business
Type of licence held (Full U.K. etc)
Number of years licence held
Will the driver use the vehicle for commuting?
Is the driver the main user?
Does the driver own any other vehicle?
Does the driver have use of any other vehicle?
Has the driver ever been refused insurance or had their
policy cancelled?
Has the driver been involved in any accident or had a vehicle
damaged or stolen, regardless of who was at fault or whether
a claim was made, within the last three years?
If ‘Yes’ please give details in 7 below.
Has the driver been convicted of any motoring offence,
including fixed penalty offences, within the past 5 years?
If ‘Yes’ please give details in 8 below.
Has the driver been convicted for a non-motoring offence?
Does the driver suffer from any physical or mental disability,
illness or medical condition (e.g. diabetes, heart condition,
loss of limb)? If ‘Yes’ please give details in 9 below.

7. Accidents, claims or losses
Driver’s name        Date of incident    Brief details of what happened                    Fault?           Was NCD affected?
                                                                                           (Yes or No)      (Yes or No)

8. Convictions
Driver’s name        Conviction date     offence code (see licence)       Points    Fine        Length of any disqualification

9. Disabilities and medical conditions
Driver’s name        Condition                                                     Date Diagnosed           Is the DVLA aware
                                                                                                            of this condition?

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Important notes:                                                    to a claim. Data from the Motor Insurance Database (MID)
1. Your policy will be based on the information provided in         may be used to establish whether a driver is insured to drive a
   this proposal form.                                              vehicle and/or for preventing or detecting crime. If you are
                                                                    involved in an accident in the UK or abroad, the MID may be
2. Failure to disclose all material facts could render your         searched to obtain relevant policy information. You can find
   insurance invalid and not give protection in the event of a      out more at You should show this notice to
   claim. Material facts are those which we would regard as         anyone insured to drive the vehicle covered under the policy.
   likely to influence the acceptance and assessment of this
   Proposal. If you are in any doubt about the facts                If premiums are paid by instalments, information may be
   considered material, you should disclose them. We will be        shared with other companies through credit reference
   happy to give you advice if you wish.                            agencies. Such information is used to make lending
                                                                    decisions and, on occasion, to prevent fraud.
3. It is an offence under the Road Traffic Act to make a false
   statement or withhold any material information for the           Further information
   purposes of obtaining a Certificate of Motor Insurance.          You are entitled to receive a copy of the information we hold
                                                                    about you. Please contact our Data Protection officer, giving
4. We recommend that you keep a copy of this Proposal and           your name, address and insurance policy number. We are
   a record of all information (including copies of any letter or   entitled to charge you a small administrative fee for this.
   other documents) supplied to us. We will give you a
   photocopy of this Proposal if you ask us within 3 months         Declaration
   of the start of cover.                                           I/We declare that to the best of my/our knowledge and belief
                                                                    the information I/we have given is true and complete.
5. Cover will not start until an Ageas Certificate of Motor
   Insurance or Cover Note is issued.                               I/We agree to accept a Van Guard Policy in the form currently
                                                                    issued by Ageas Insurance Limited.
6. Ageas reserves the right to decline this Proposal or to offer
   a policy containing restrictions in cover.                       I/We understand that you will pass the information on this
                                                                    form and about any incident I/we may give details of to other
7. Unless we agree otherwise, English law will apply to this        interested parties, so that they can make it available to other
   contract of insurance.                                           insurers. I/we also understand that, in response to any
                                                                    searches you may make in connection with this application or
8. A specimen of our current policy is available on request.        any incident I/we have given details of, information may be
                                                                    passed to you which has been received from other insurers
Data protection                                                     about other incidents anyone insured to drive the vehicle
We may use information we hold about you to contact you             covered under the policy have been involved in.
about Insurance. Information may be used by us, other
companies in the Ageas group and by our agents and service          I/We give consent for you to exchange information with the
partners acting under our instruction for the purpose of            Police where this is needed to validate a claim.
arranging and handling your insurance policy, and to make
sure that any claim is settled effectively. We may use
information for research, marketing or statistical purposes.          Signature of proposer
We will not use your information or pass it on to any other
person for the purpose of marketing any further products or
services to you.

We may share your personal information with operators of
registers used by the insurance industry to check information
and prevent fraudulent claims. These include the Claims and
Underwriting Exchange register, and the Motor Insurance
Anti-Fraud and Theft Register and the Motor Insurance                 Date
Database. We may pass information relating to your
insurance policy and any incident (such as an accident or
theft), to the operators of these registers. Under the
conditions of your policy, you must tell us about any incident
(such as an accident or theft) which may or may not give rise

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Use required - See section 4 of the proposal                      ONECALL - 0845 122 3260
This is a description of the uses available in section 4.         Claims helpline open 24 hours a day, 365 days a year
Please ensure you choose the correct option. If you need          onecall is a first-response service with operators that can
further help please ask your insurance adviser.                   immediately confirm whether your policy covers you for an
Social Domestic and Pleasure
Use for social, domestic and pleasure purposes (including         Should your vehicle be involved in an accident, phone us
commuting to or from a place of work).                            directly and we will validate your claim and discuss with you
                                                                  how your claim will be progressed.
The policy does not cover use for any business purpose,           Message relay
hiring, racing, pace making, competitions, rallies, motor sport   We can pass messages to friends, family or colleagues.
or for the motor trade other than for the purpose of servicing
or repairing the vehicle.                                         Repair service
                                                                  If your vehicle can be repaired, we will arrange for one of our
Carriage of own Goods                                             approved repairers to contact you to arrange collection of
Use for social, domestic and pleasure purposes (including         your vehicle in order that repairs may proceed.
commuting) and in connection with the policyholder’s
business or profession.                                           • There is no need for you to get estimates.
                                                                  • once your vehicle has been repaired, it will be delivered
Exclusions                                                          back to you.
The policy does not cover use for the carriage of goods and/
or passengers for hire or reward, racing, competition rallies     Replacement Vehicle Service
or trials.                                                        - Comprehensive Policyholders only
                                                                  For comprehensive policyholders only, as a contribution to
Carriage of Goods for Hire or Reward                              keeping you mobile, we will arrange for a supplier to provide
Use for social, domestic and pleasure purposes (including         you with a replacement vehicle in the event of the vehicle
commuting) and in connection with the policyholder’s              being unroadworthy following an accident. The vehicle
business or profession.                                           supplied will be a:
                                                                  •	 Car-derived style van where the vehicle is a light goods
Exclusions                                                           vehicle up to 1.8 tonne gross vehicle weight; or
The policy does not cover use for the carriage of passengers      •	 Panel Van where the vehicle is a light goods vehicle
for hire or reward, racing, competition rallies or trials.           between 1.8 and 3.5 tonne gross vehicle weight

Customer service                                                  The supplier will supply the replacement vehicle for a
We do everything possible to ensure that all persons taking       maximum of 7 days, while the vehicle is being repaired, or a
out Van Guard are provided with the high standard of service      settlement offer is made by us where the vehicle is deemed
they would expect of us. In the event that you have any           to be a total loss.
cause for dissatisfaction in relation to your insurance policy,
please write to the customer service advisor at our registered    The service described above is subject to the availability of a
address. These procedures do not affect your legal rights.        suitable replacement vehicle from the supplier. Whilst every
                                                                  reasonable effort will be made to supply a replacement
Please see the policy wording for our full complaints             vehicle, neither us nor the supplier will be liable to pay any
procedure.                                                        compensation, or provide a vehicle from another source
                                                                  should a suitable vehicle be unavailable.

                                                                  The notes above are a summary of the cover we will provide,
                                                                  full details are referred to in the policy booklet.

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     Ageas Insurance Limited

     Office address
     Ageas House, The Square,
     Gloucester Business Park, Brockworth,
     Gloucester GL3 4AD

     Registered address
     Ageas House, Tollgate, Eastleigh,
     Hampshire So53 3YA


     Registered number 354568

     Ageas Insurance Limited is authorised
     and regulated by the Financial Services

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