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KENOSHA UNIFIED SCHOOL DISTRICT NO. 1 CURRICULUM AND INSTRUCTIONAL SERVICES TREMPER HIGH SCHOOL COURSE SYLLABUS PERSONAL FINANCE (810910) Number of Credits: .5 Prerequisites Students must be sophomores, juniors or seniors. No previous course work is required. Personal Finance fulfills a graduation requirement. Course Description Students will develop the skills needed to make sound financial decisions. Topics will include planning your career, payroll and taxes, banking, credit, financing your first car, insurance, renting an apartment, budgeting, purchasing, and basic economics. Relevance Financial literacy is a key player in the success of your role as a citizen, student, family member, consumer, and active participant in the business world. This course is intended to provide you with opportunities for self-awareness, expression, and satisfaction in a highly technical and competitive society. Course Standards Standard: 2. Develops career awareness and related skills in order to make viable career choices and become employable in a variety of business careers. Benchmarks: *Identifies factors that influence income from employment *Knows how to research and obtain a job Standard: 6. Understands the principles of law in personal and business settings. Benchmarks: *Describes the purpose of various consumer laws and explains how they affect consumer rights *Understands the appropriate steps to complaining and can write an effective complaint letter Standard: 8. Understands business in order to become effective buyers, users, and producers of goods and services in a global economy Benchmarks: *Conducts effective research to make intelligent purchasing decisions *Understands the strategies and techniques of advertising *Knows how supply and demand affects the economy and the consumer *Understands the benefits and risks of using credit *Develops a monthly budget that includes the investment of disposable income for future benefit *Maintains a checking account *Describes the services that different financial institutions provide *Understands the role of an insurance portfolio throughout a consumer’s life cycle *Understands taxes and can prepare individual tax forms *Identifies the advantages and disadvantages of owning a home versus renting *Identifies the costs of automobile ownership and other purchasing options. Most essential benchmarks may be viewed at: www.kusd.edu. Lifelong Learning Standards Every student will become a Every student will become an effective Every student will become a quality knowledgeable person. communicator. producer. Every student will become a complex Every student will become a self- Every student will become a thinker. directed learner. contributing citizen. Lifelong learning benchmarks may be viewed at: www.kusd.edu. Board-Approved Instructional Materials Textbook: Joan S. Ryan, Managing Your Personal Finances, 2002, 4th Edition. Parents as Partners Please feel free to email me at firstname.lastname@example.org for any questions you may have. Parents are welcome to volunteer at the Reality Check Day at the end of each quarter. Please check your student’s progress reports weekly to monitor their progress. Simple conversations at home about topics discussed in class can enhance learning greatly. Course Outline Unit 1: Career Decisions Unit 4: Credit Management Unit 6: Risk Management Choosing Your Career Credit in America Property and Liability Insurance Planning Your Career Credit Records and Laws Health and Life Insurance Getting the Job Costs of Credit Unit 7: Consumer Rights and Unit 2: Money Management Problems with Credit Responsibilities Pay, Benefits, etc. Unit 5: Resource Management Role of Consumers in a Free Federal Income Taxes Personal Decision Making Enterprise System Budgets and Financial Records Renting a Residence Consumer Protection Unit 3: Financial Security Buying a Home Dispute Resolution Saving for the Future Buying and Caring for a Investing for Your Future Vehicle Methods of Assessment The final exam will be cumulative in nature, emphasizing the most essential benchmarks for the course. Results of the final exam represent 20% of the final grade, but this single measure may not drop a student’s grade by more than one letter grade. The Poster Project and Reality Check Day performance will be divided into stages or components and each of those will be graded separately, providing students with specific feedback. Class Participation Participation and attendance in class are essential to developing excellent business skills. As a result, the following policy will be used. Each student starts with a participation grade of 100% (which is 20% of the total grade). Each time a student is tardy, 5% will be deducted from participation. For each truancy or unexcused absence, 10% will be deducted from participation. Board-Approved Grading Scale Excerpts taken from School Board Rule 6452 A+ = 98-100% B+ = 86-89% C+ = 76-79% D+ = 66-69% A = 93-97% B = 83-85% C = 73-75% D = 63-65% A- = 90-92% B- = 80-82% C- = 70-72% D- = 60-62% F = 0-59% Make-Up Work Students submitting work up to ten school days late without prior approval may receive up to two grades lower on the work than they would have received if the work had been submitted on time (i.e., B+ lowered to A D+). Student work submitted after ten school days without prior approval shall not be accepted for credit and shall be recorded with a score of zero. Upon returning to school after an absence, a student has the responsibility within the number of days equal to the length of the absence or suspension to meet with the teacher to develop a plan for making up missed work, quizzes, and examinations. A truant student has the responsibility on the first day he or she returns to the course/class to meet with the teacher to develop a plan for making up missed work, quizzes, and examinations. Lower grades may not be given for late work due to excused absences, suspension, or truancy unless the work is submitted later than agreed upon deadlines. See Rule 6452 in its entirety at: www.kusd.edu. Kenosha Unified School District No. 1 2 Revised Tremper High School Course Syllabus August 2010
"HIGH SCHOOL COURSE SYLLABUS"