Date 26 January 2010 - Tesco Car Insurance

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Date 26 January 2010 - Tesco Car Insurance Powered By Docstoc
					Tesco Car Insurance                    Tel: 1850 665 775
P.O. Box 384
Tuam Road                              www.tesco.ie
Galway




                                                               Summary of your Value Motor Insurance
                                                                            Key Facts


Your policy summary
Please read this document carefully. Full terms and conditions can be found within the Policy Booklet.

Features of Tesco Car Insurance policy
This Tesco Car Insurance Motor policy is underwritten and administered by RSA Insurance Ireland Limited (RSA) and will run
for 12 months, that is the period from the effective date in the schedule to the date prior to the renewal date and any further period
for which you have paid or agreed to pay and RSA have accepted your premium.

This does not contain the full terms and conditions of cover, but highlights the main features and benefits and significant or
unusual exclusions to help you decide if the policy is right for you. A significant exclusion is something which may affect your
decision about whether this policy meets your needs.

If you would like to see all of the terms and conditions of cover please request a free copy of our Policy Booklet or go online to
www.tesco.ie. If you take out a policy you will be sent a copy automatically. It is important that you read the Policy Booklet
carefully when you receive it to make sure the level of cover is right for you.

Depending on the terms, exceptions and conditions of this policy, the following sections will apply when cover is:

     Comprehensive –                             1A, 1B*, 2, 4A, 5D, 5F, 6, 7, 8, 9 and 10

     Third party fire & theft –                  1A, 1B*, 2, 5D, 5F, 6, 7, 8, 9 and 10. Windscreen damage does not apply.
                                                 Please note under sections 2 and 10 cover applies only for loss or damage to your car caused
                                                 directly by fire, theft or attempted theft.

Significant features of Tesco Car Insurance
This policy provides cover for:

     Section 1 – Liability to third parties and legal costs. Damage to third party property is covered up to €30,000,000.
                 We may insure the policyholder to drive other cars in certain circumstances. This is explained in more detail in
                 Section 1 of your policy. Your certificate of motor insurance will tell you whether you have this benefit. Cover is
                 limited to third party only.

     Section 2 – Loss or Damage by Fire or theft, or attempted theft. Fire Brigade charges of up to €1,000 are covered.

     Section 4 – Accidental Damage to your car. You must pay the first €500 of any claim for loss or damage under this section.

     Section 5 – Additional Benefits
             5D – Medical expenses for anyone in your car injured in an accident of up to €250
             5F – Brand new car provided if your car is less than a year old and is written off under a valid claim

     Section 6 – No Claims Discount and No Claims Discount Protection options

     Section 7 – Excess of €500 for claims under section 4 – Damage to Your Car




Tesco Car Insurance is arranged by Tesco Personal Finance plc. It is underwritten and administered by RSA Insurance Ireland Limited.
Tesco Personal Finance plc acts as an intermediary in the Republic of Ireland, and is authorised and regulated by the Financial Services Authority in the United Kingdom. RSA Insurance Ireland
Limited is regulated by the Financial Regulator and is a private company limited by shares registered in Ireland under number 148094 with registered office at RSA House, Dundrum Town Centre,
Sandyford Road, Dundrum, Dublin. The Directors are Simon Lee (British), Philip Smith, Fergus Clancy, Roy Keenan, Orlagh Hunt, Jack McIlduff, Iain Walsh, Paul Kierans and Rory O'Connor.
    Section 8 – Cover for trailers

    Section 9 – Tesco Breakdown Assistance cover for Ireland and the UK

    Section 10 – Cover while your car is being used abroad – up to 31 days in a single trip

How to make a claim
You can contact Tesco Car Insurance team 24 hours a day, 365 days a year on 1850 665 775.




* Eligibility criteria apply
Tesco Car Insurance                    Tel: 1850 665 775
P.O. Box 384
Tuam Road                              www.tesco.ie
Galway




                                                            Summary of your Standard Motor Insurance
                                                                           Key Facts


Your policy summary
Please read this document carefully. Full terms and conditions can be found within the Policy Booklet.

Features of Tesco Car Insurance policy
This Tesco Car Insurance Motor policy is underwritten and administered by RSA Insurance Ireland Limited (RSA) and will run
for 12 months, that is the period from the effective date in the schedule to the date prior to the renewal date and any further period
for which you have paid or agreed to pay and RSA have accepted your premium.

This does not contain the full terms and conditions of cover, but highlights the main features and benefits and significant or
unusual exclusions to help you decide if the policy is right for you. A significant exclusion is something which may affect your
decision about whether this policy meets your needs.

If you would like to see all of the terms and conditions of cover please request a free copy of our Policy Booklet or go online to
www.tesco.ie. If you take out a policy you will be sent a copy automatically. It is important that you read the Policy Booklet
carefully when you receive it to make sure the level of cover is right for you.

Depending on the terms, exceptions and conditions of this policy, the following sections will apply when cover is:

     Comprehensive –                             1A, 1B*, 2, 3, 4A, 5A1, 5D, 5E1, 5F, 6, 6A, 6B, 7, 8, 9 and 10

     Third party fire & theft –                  1A, 1B*, 2, 3, 5A1, 5D, 5E1, 5F, 6, 6A, 6B, 7, 8, 9 and 10.
                                                 Please note under sections 2, 5E1, 5F and 10 cover applies only for loss or damage to your car
                                                 caused directly by fire, theft or attempted theft.

Significant features of Tesco Car Insurance
This policy provides cover for:

     Section 1 – Liability to third parties and legal costs. Damage to third party property is covered up to €30,000,000.
                 We may insure the policyholder to drive other cars in certain circumstances. This is explained in more detail in
                 Section 1 of your policy. Your certificate of motor insurance will tell you whether you have this benefit. Cover is
                 limited to third party only.

     Section 2 – Loss or Damage by Fire or theft, or attempted theft. Fire Brigade charges of up to €1,000 covered.

     Section 3 – Loss or damage to glass in your car. A €30 excess applies if your windscreen is replaced.

     Section 4 – Accidental Damage to your car. You must pay the first €300 of any claim for loss or damage under this section.

     Section 5 – Additional Benefits
             5A1 – Driver injury cover of €15,000
             5D – Medical expenses for anyone in your car injured in an accident of up to €250
             5E1 – Courtesy car for 7 days while yours is being repaired
             5F – Brand new car provided if your car is less than a year old and is written off under a valid claim




Tesco Car Insurance is arranged by Tesco Personal Finance plc. It is underwritten and administered by RSA Insurance Ireland Limited.
Tesco Personal Finance plc acts as an intermediary in the Republic of Ireland, and is authorised and regulated by the Financial Services Authority in the United Kingdom. RSA Insurance Ireland
Limited is regulated by the Financial Regulator and is a private company limited by shares registered in Ireland under number 148094 with registered office at RSA House, Dundrum Town Centre,
Sandyford Road, Dundrum, Dublin. The Directors are Simon Lee (British), Philip Smith, Fergus Clancy, Roy Keenan, Orlagh Hunt, Jack McIlduff, Iain Walsh, Paul Kierans and Rory O'Connor.
    Section 6 – No Claims Discount. Sections 6A (Stepback protection) and 6B (No Claims Discount Protection for one claim)
                apply

    Section 7 – Excess of €300 for claims under section 4 – Damage to Your Car

    Section 8 – Cover for uncoupled trailers

    Section 9 – Tesco Breakdown Assistance cover for Ireland and the UK

    Section 10 – Cover while your car is being used abroad – up to 60 days in a single trip

How to make a claim
You can contact Tesco Car Insurance team 24 hours a day, 365 days a year on 1850 665 775.




* Eligibility criteria apply
Tesco Car Insurance                    Tel: 1850 665 775
P.O. Box 384
Tuam Road                              www.tesco.ie
Galway




                                                               Summary of your Finest Motor Insurance
                                                                             Key Facts


Your policy summary
Please read this document carefully. Full terms and conditions can be found within the Policy Booklet.

Features of Tesco Car Insurance policy
This Tesco Car Insurance Motor policy is underwritten and administered by RSA Insurance Ireland Limited (RSA) and will run
for 12 months, that is the period from the effective date in the schedule to the date prior to the renewal date and any further period
for which you have paid or agreed to pay and RSA have accepted your premium.

This does not contain the full terms and conditions of cover, but highlights the main features and benefits and significant or
unusual exclusions to help you decide if the policy is right for you. A significant exclusion is something which may affect your
decision about whether this policy meets your needs.

If you would like to see all of the terms and conditions of cover please request a free copy of our Policy Booklet or go online to
www.tesco.ie. If you take out a policy you will be sent a copy automatically. It is important that you read the Policy Booklet
carefully when you receive it to make sure the level of cover is right for you.

Depending on the terms, exceptions and conditions of this policy, the following sections will apply when cover is:

     Comprehensive –                             1A, 1B*, 2, 3, 4A, 4B*, 5A2, 5B, 5C, 5D, 5E2, 5F, 6, 6A, 6C, 7, 8, 9 and 10

     Third party fire & theft –                  1A, 1B*, 2, 3, 5A2, 5B, 5C, 5D, 5E2, 5F, 6, 6A, 6C, 7, 8, 9 and 10.
                                                 Please note under sections 2, 5E2, 5F and 10 cover applies only for loss or damage to your car
                                                 caused directly by fire, theft or attempted theft.

Significant features of Tesco Car Insurance
This policy provides cover for:

     Section 1 – Liability to third parties and legal costs. Damage to third party property is covered up to €30,000,000.
                 We may insure the policyholder to drive other cars in certain circumstances. This is explained in more detail in
                 Section 1 of your policy. Your certificate of motor insurance will tell you whether you have this benefit. If you
                 have comprehensive cover, this cover is also comprehensive. If you do not, cover is limited to Third Party Only.

     Section 2 – Loss or Damage by Fire or theft, or attempted theft. Fire Brigade charges of up to €1,000 covered.

     Section 3 – Loss or damage to glass in your car. A €30 excess applies if your windscreen is replaced.

     Section 4 – Accidental Damage to your car and in some circumstances accidental damage to a car that you borrow. This is
                 explained in more detail in Section 4B of your policy. Your certificate of motor insurance will tell you whether
                 you have this benefit. You must pay the first €150 of any claim for loss or damage under this section.




Tesco Car Insurance is arranged by Tesco Personal Finance plc. It is underwritten and administered by RSA Insurance Ireland Limited.
Tesco Personal Finance plc acts as an intermediary in the Republic of Ireland, and is authorised and regulated by the Financial Services Authority in the United Kingdom. RSA Insurance Ireland
Limited is regulated by the Financial Regulator and is a private company limited by shares registered in Ireland under number 148094 with registered office at RSA House, Dundrum Town Centre,
Sandyford Road, Dundrum, Dublin. The Directors are Simon Lee (British), Philip Smith, Fergus Clancy, Roy Keenan, Orlagh Hunt, Jack McIlduff, Iain Walsh, Paul Kierans and Rory O'Connor.
    Section 5 – Additional Benefits
            5A2 – Driver injury cover of €30,000
            5B – Cover up to €500 for loss or damage to personal effects while they are in your car
            5C – Cover to replace locks or re-code your central locking system if your keys are stolen
            5D – Medical expenses for anyone in your car injured in an accident of up to €250
            5E2 – Courtesy car for 7 days while yours is being repaired, or 14 days if your car is written off under a valid claim
            5F – Brand new car provided if your car is less than a year old and is written off under a valid claim

    Section 6 – No Claims Discount. Sections 6A (Stepback protection) and 6C (No Claims Discount Protection for two claims)
                apply

    Section 7 – Excess of €150 for claims under section 4 – Damage to Your Car

    Section 8 – Cover for uncoupled trailers

    Section 9 – Tesco Breakdown Assistance cover for Ireland, UK and Mainland Europe (‘Mainland Europe’ is defined as EU
                countries excluding Norway, Switzerland, Andorra, Monaco and San Marino and also excluding Gibraltar and
                Liechtenstein) to qualify for Assistance in Europe your car must be less than 10 years old.

    Section 10 – Cover while your car is being used abroad – up to 95 days in a single trip

How to make a claim
You can contact Tesco Car Insurance team 24 hours a day, 365 days a year on 1850 665 775.




* Eligibility criteria apply

				
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