Pyramid of Investments
An investment program should be built like a pyramid - with a strong, broad base. The
diagram below illustrates a typical investment pyramid.
Higher Potential Risk Gem Stones
Higher Potential Reward Options
Investment Real Estate
Growth Stocks and Mutual Funds
Variable Life Ins. and Annuities
Sale of Covered Options
(Utility Stocks, Convertible Bonds, Balanced Funds)
Residence GNMA Retirement Plans
Corporate Bonds Municipal Bonds
U.S. Govt. Notes and Bonds
Savings T-Bills Fixed Equity Index Annuities Fixed Annuities
Money Market Funds/Accounts
Traditional Life Insurance (Cash Values)
Lower Potential Risk
Lower Potential Reward
Note: This pyramid is intended solely to illustrate a concept; it is not a promise of investment performance.
Investors may differ on the risk level to which a particular asset is assigned. Before making any investment
in mutual funds or variable annuities, you should be sure to read the appropriate prospectus or offering
documents for a complete discussion of the fees and risks involved.